Wednesday, November 6, 2019
NOTICE OF FORECLOSURE
SALE UNDER POWER
LUMPKIN COUNTY, GEORGIA
Under and by virtue of the Power of Sale contained in a Security Deed given by Charles I. Baker to Mortgage Electronic Registrations Systems, Inc., as grantee, as nominee for Village Capital & Investment, LLC, dated August 14, 2012, and recorded in Deed Book 1222, Page 722, Lumpkin County, Georgia Records, as last transferred to Village Capital & Investment, LLC by assignment recorded on October 22, 2019 in Book 1438 Page 3 in the Office of the Clerk of Superior Court of Lumpkin County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of Sixty-One Thousand Seven Hundred Sixty-One and 0/100 dollars ($61,761.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on December 3, 2019, the following described property:
All that tract or parcel of land lying and being in Land Lot 117, of the 11th District, originally Hall, now Lumpkin County, Georgia, consisting of 1.001 acres, more or less, being more fully, described and delineated as Lot 4 on a plat of survey of the Willington Subdivision, Phase One, prepared by Donald Rex Jones, Registered Georgia Land Surveyor #2396, dated April 26, 1994, and recorded in Plat Book 28, Page 141, Lumpkin County Records, said plat is incorporated by reference herein.
Together with the Mobile Home situated thereon which is affixed to the aforementioned real property and incorporated herein and which is intended by all parties to constitute a part of the realty and to pass with it.
Said Mobile Home is identified as follows:
Serial/VIN Number(s): H63041GLR
Commonly known as: 169 Royal Court, Dahlonega, GA 30533
Parcel Number: 098 043
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: Dovenmuehle Mortgage Inc. they can be contacted at (866) 397-5370 for Loss Mitigation Dept, or by writing to 1 Corporate Drive, Suite 360, Lake Zurich, Illinois 60047, to discuss possible alternatives to avoid foreclosure.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Charles I. Baker or tenant(s); and said property is more commonly known as 169 Royal Ct, Dahlonega, GA 30533.
The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code (2) final confirmation and audit of the status of the loan with the holder of the security deed and (3) any right of redemption or other lien not extinguished by foreclosure.
Village Capital & Investment, LLC as Attorney in Fact for Charles I. Baker.
Brock & Scott, PLLC
4360 Chamblee Dunwoody Road
Atlanta, GA 30341
B&S file no.: 18-01094
11/06, 11/13, 11/20, 11/27/19