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May 29, 2015
Legals (2-26-14)
Mar 11, 2014 | 0 0 comments | 206 206 recommendations | email to a friend | print
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NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Wesley Micah Porter to Mortgage Electronic Registration Systems, Inc., as nominee for Netbank, its successors and assigns, dated May 25, 2007, recorded in Deed Book 1044, Page 174, Lumpkin County, Georgia Records, as last transferred to Countrywide Home Loans Servicing, LP by assignment recorded in Deed Book 1121, Page 321, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-FIVE THOUSAND FIVE HUNDRED SIXTY-FIVE AND 0/100 DOLLARS ($155,565.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in March, 2014, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP is the holder of the Security Deed to the property in accordance with OCGA ? 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 7105 Corporate Drive, Plano, TX 75024, 1-888-219-7773. To the best knowledge and belief of the undersigned, the party in possession of the property is Wesley Micah Porter or a tenant or tenants and said property is more commonly known as 468 Gold Ridge Road, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP as Attorney in Fact for Wesley Micah Porter McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/tkn 3/4/14 Our file no. 5169409-FT10 EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot 102 of the 11th District, Lumpkin County, Georgia, Being Lots 10 and 11 of Yellow Creek Estates Subdivision, as per Plat recorded in Plat Book 22, Page 9, and as shown on "Reconfigured" plats of record in Plat Cabinet ONE, Slide 117, Pages 128A and 128B, Lumpkin County, Georgia records, which Plat is incorporated herein and made a part hereof by reference. MR/tkn 3/4/14 Our file no. 5169409 - FT10

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APPLICATION FOR BEER/WINE LICENSE

Jay Stone has applied with the Dahlonega City Council for a Beer/Wine Packages Sales Alcohol License for Mug Me, LLC located at 53 West Main Street, Dahlonega, Georgia 30533.

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AUCTION FOR BYRDS MINI-STORAGE

6326 HIGHWAY 52 EAST MURRAYVILLE, GA 30564 MARCH 14, 2014 12:30 PM A28 W. CHRISTIE A11 S. TANNER B28 K. SHIPP C30 B. LOFTON C10 BA. VANDIVER E07 K. SHIPP

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STATE OF GEORGIA COUNTY of LUMPKIN

NOTICE OF SALE UNDER POWER

By virtue of the power of sale contained in that certain Deed to Secure Debt from BRIAN LEE GASTON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR PRIMARY CAPITAL ADVISORS, LC dated April 24, 2008, filed for record April 28, 2008, and recorded in Deed Book 1091, Page 613, LUMPKIN County, Georgia Records, as last transferred to CITIMORTGAGE, INC. by assignment recorded in Deed Book 1227, Page 330, LUMPKIN County, Georgia Records, said Deed to Secure Debt having been given to secure a Note dated April 24, 2008 in the original principal sum of ONE HUNDRED FIFTY TWO THOUSAND TWO HUNDRED THREE AND 0/100 DOLLARS ($152,203.00), with interest from date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at LUMPKIN County, Georgia, within the legal hours of sale on the first Tuesday in March, 2014, the property described on Exhibit "A" attached hereto and incorporated herein by reference. To the best of the knowledge and belief of the undersigned, the party in possession of the property is BRIAN LEE GASTON and NATASHA LOUISE GASTON or a tenant or tenants. Said property is more commonly known as: 194 WAHSEGA WAY, DAHLONEGA, GA 30533. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney's fees. The individual or entity that has full authority to negotiate, amend, and modify all terms of the loan is CITIMORTGAGE, INC., 5280 CORPORATE DR, FREDERICK, MD 21703-8351; (866) 272-4749. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. Said property will be sold as the property of BRIAN LEE GASTON and NATASHA LOUISE GASTON. CITIMORTGAGE, INC. As Attorney-in-Fact for BRIAN LEE GASTON Phelan Hallinan & Jones, LLC 303 Perimeter Center North, Suite 800 Atlanta, GA 30346 Telephone: 770-393-4300 Fax: 770-393-4310 PH # 16816 This law firm is acting as a debt collector. Any information obtained will be used for that purpose. EXHIBIT A ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 695 OF THE 12TH DISTRICT, 1ST SECTION OF LUMPKIN COUNTY, GEORGIA, CONSISTING OF 0.649 ACRES, MORE OR LESS, TOGETHER WITH ALL IMPROVEMENTS LOCATED THEREON, AND BEING MORE PARTICULARLY SET OUT AS LOT 7 OF THE MEADOWS OF CANE CREEK SUBDIVISION ON A PLAT OF SURVEY PREPARED BY JOHN T. GASTON, GEORGIA REGISTERED LAND SURVEYOR. THIS PLAT IS RECORDED IN PLAT CABINET 1, SLIDE 131, PLATS 8A-11, LUMPKIN COUNTY RECORDS, AND IS INCORPORATED HEREIN BY REFERENCE FOR A MORE DETAILED DESCRIPTION.

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NOTICE OF SALE UNDER POWER

State of Georgia, County of LUMPKIN. Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by CELLSO D. PEREZ to WELLS FARGO HOME MORTGAGE, INC. , dated 06/28/2002, and Recorded on 07/02/2002 as Book No. 029 and Page No. 200-219, LUMPKIN County, Georgia records, as last assigned to WELLS FARGO BANK, N.A. SUCCESSOR BY MERGER TO WELLS FARGO HOME MORTGAGE, INC. (the Secured Creditor), by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $86,500.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the LUMPKIN County Courthouse within the legal hours of sale on the first Tuesday in March, 2014, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING IN LAND LOT 73 OF THE 11TH LAND DISTRICT, ORIGINALLY HALL NOW LUMPKIN COUNTY, GEORGIA, CONTAINING 1.000 ACRES MORE OR LESS BEING DESCRIBED ON A PLAT OF SURVEY DATED FEBRUARY 2, 1996 FOR JEFF SMITH, RECORDED IN PLAT BOOK 30, PAGE 43, LUMPKIN COUNTY RECORDS; SAID PLAT BEING INCORPORATED HEREIN BY REFERENCE FOR A MORE COMPLETE DESCRIPTION OF PROPERTY. ALSO CONVEYED HEREWITH IS A 2002 FLEETWOOF EAGLE TRACE, 24 X 48 MANUFACTURED HOME, SERIAL NUMBER GAFL154AB86711-ET11 WHICH IS ATTACHED TO AND MADE A PART OF THE REAL PROPERTY. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). WELLS FARGO BANK, N.A. SUCCESSOR BY MERGER TO WELLS FARGO HOME MORTGAGE, INC. holds the duly endorsed Note and is the current assignee of the Security Deed to the property. WELLS FARGO BANK, N.A., acting on behalf of and, as necessary, in consultation with FEDERAL HOME LOAN MORTGAGE CORPORATION (the current investor on the loan), is the entity with the full authority to negotiate, amend, and modify all terms of the loan. Pursuant to O.C.G.A. ? 44-14-162.2, WELLS FARGO BANK, N.A. may be contacted at: WELLS FARGO BANK, N.A., ONE HOME CAMPUS, DES MOINES, IA 50328, 803-396-6000. Please note that, pursuant to O.C.G.A. ? 44-14-162.2, the secured creditor is not required to amend or modify the terms of the loan. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 1241 JEFF SULLENS ROAD, DAHLONEGA, GEORGIA 30533 is/are: CELLSO D. PEREZ or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. WELLS FARGO BANK, N.A. SUCCESSOR BY MERGER TO WELLS FARGO HOME MORTGAGE, INC. as Attorney in Fact for CELLSO D. PEREZ. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 00000004125217 BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP 15000 Surveyor Boulevard Addison, Texas 75001 Telephone: (972) 341-5398. gpn11

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA COUNTY OF LUMPKIN All creditors of the Estate of Cora Bell Harris, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us. This 17th day of February, 2014. Renee Hamilton and Darlene Anderson Co-Executors 756 Floyd Sullens Rd Dahlonega, GA 30533

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA COUNTY OF LUMPKIN All creditors of the Estate of Marshall Ray Warbington, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us. This 17th day of February, 2014. Eddie Harold Warbington Executor 1271 Frontier Drive Sugar Hill, GA 30518

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CITATION

Georgia, Lumpkin County Estate No.2014-GM-21 RE: Petition of Kim M. Flanagan for Temporary Letters of Guardianship of Cheyenne Alexas Mitchell, a minor. Date of second publication: March 5, 2014. To: Darren Mitchell You are hereby notified that a petition for the appointment of a temporary guardian has been filed regarding the above-named minor. All objections to the Petition described above either to the appointment of a temporary guardian or the appointment of the petitioner as temporary guardian, must be in writing, setting forth the grounds of any such objections, and must be filed with this Court no later than 14 days after this notice is mailed, or 10 days after this notice is personally served upon you, or ten days after the second publication of this notice if you are served by publication. All pleadings must be signed before a notary public or Georgia probate court clerk, and filing fees must be tendered with your pleadings, unless you qualify to file as an indigent party. Contact probate court personnel at the below address/telephone number for the required amount of filing fees. **NOTE: If a natural guardian files an objection to the creation of the temporary guardianship, the Petition will be dismissed. If a natural guardian files an objection to the appointment of the petitioner as guardian; or if a parent who is not a natural guardian files an objection to the petition, a hearing on the matter shall be scheduled at a later date. Michael A. Chastain Probate Judge By: Shelley Wilson Probate Clerk 325 Riley Road, Room 122 Dahlonega, GA 30533 706-864-3847

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STATE OF GEORGIA COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Ginger L. Meade to Wells Fargo Bank, N.A. dated August 4, 2006, and recorded in Deed Book 1000, Page 94, Lumpkin County Records, securing a Note in the original principal amount of $71,379.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, March 4, 2014, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 94, 13TH DISTRICT, LUMPKIN COUNTY, GEORGIA AND BEING FULLY DESCRIBED BY A PLAT PREPARED BY FARLEY-COLLINS ASSOCIATES, GEORGIA REGISTERED LAND SURVEYOR, DATED NOVEMBER 9, 1983, LAST REVISED NOVEMBER 12, 1984: AND AS PER SAID PLAT, THE PROPERTY CONTAINS 1.11 ACRES, MORE OR LESS, BEING MORE PARTICULARLY DESCRIBED AS LOT 5 OF THE CAIN BRIDGE HEIGHTS SUBDIVISION. THE SUBJECT PLAT BEING OF RECORD IN PLAT BOOK 13, PAGE 49, LUMPKIN COUNTY RECORDS. SAID PLAT IS HEREBY INCORPORATED BY REFERENCE. THIS CONVEYANCE IS MADE SUBJECT TO EASEMENTS FOR PUBLIC ROADS AND UTILITIES NOW IN USE. THIS CONVEYANCE IS MADE SUBJECT TO AND TOGETHER WITH ANY EASEMENTS OF RECORD OR EASEMENTS LOCATED ON THE PROPERTY ABOVE DESCRIBED OR ACCESSING THE ABOVE DESCRIBED PROPERTY. Said property is known as 211 Cain Bridge Heights, Dahlonega, GA 30533, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The proceeds of said sale will be applied to the payment of said indebtedness and all expenses of said sale as provided in said Deed, and the balance, if any, will be distributed as provided by law. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the secured creditor. The property is or may be in the possession of Ginger L. Meade, successor in interest or tenant(s). Wells Fargo Bank, N.A. as Attorney-in-Fact for Ginger L. Meade File no. 13-042913 SHAPIRO, SWERTFEGER & HASTY, LLP* Attorneys and Counselors at Law 2872 Woodcock Blvd., Suite 100?Atlanta, GA 30341-3941 (770) 220-2535/KLM www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. [FC-NOS]

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APPLICATION FOR BEER/WINE LICENSE

Charles Wehunt, Sr. has applied with the Dahlonega City Council for a Beer/Wine Package Sales Alcohol License for CG Petrol, LLC dba Charlie's Grocery located at 995A Morrison Moore Parkway West, Dahlonega, Georgia.

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APPLICATION FOR BEER/WINE LICENSE

Anna Getz has applied with the Dahlonega City Council for a Beer/Wine Consumption on Premises Alcohol License for Corkscrew Cafe, LLC located at 51 West Main Street, Dahlonega, Georgia 30533.

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APPLICATION FOR BEER LICENSE

Krupaben Soni has applied with the Dahlonega City Council for a Beer Package Sales Alcohol License for KRS Business, Inc. dba/Trident Food Mart located at 1959 Highway 19 North, Dahlonega, GA 30533.

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Georgia Department of Transportation To Hold A Location and Design Public Information Open House for SR 9 at SR 60 Lumpkin County P.I. No. 0009950 On March 4, 2014 at the Lumpkin County Community Center, 365 Riley Road, Dahlonega, Georgia, the Georgia Department of Transportation will hold a Public Information Open House concerning P.I. No. 0009950, Lumpkin County. P.I. No. 0009950, Lumpkin County is a proposal to build a roundabout at the intersection of US 19/SR 9 and SR 60 north of Dahlonega. The purpose of this Open House is to provide the public with an opportunity to view the proposed project, ask questions, and comment on the proposal. The Open House will be conducted between the hours of 5:00 p.m. and 7:00 p.m. The Open House will be informal and the public is invited to attend anytime during these hours. There will be no formal presentation. Americans with Disabilities Act (ADA) Information: The meeting site is accessible to persons with disabilities. Accommodations for people with disabilities can be arranged with advance notice by calling (GDOT- Kim Coley- (770) 532-5530). Written statements will be accepted concerning this project until March 14, 2014.Written statements may be submitted to: Mr. Glenn Bowman, P.E. State Environmental Administrator Georgia Department of Transportation 600 West Peachtree Street, NW 16th Floor Atlanta, Georgia 30308

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PETITION FOR LETTERS OF ADMINISTRATION NOTICE

Probate Court, County of Lumpkin, State of Georgia Re:Estate of Robert Timothy Brookshire, Deceased Estate No-2014-LA-15 Roger Wayne Brookshire has petitioned to be appointed Administrator of the estate of Robert Timothy Brookshire, deceased, of said County. The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. ?53-12-261. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the Court on or before March 3, 2014. All pleadings/objections must be signed under oath before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing. Michael A. Chastain Probate Judge by:Shelley Wilson Probate Clerk 325 Riley Road,Room-122 Dahlonega, Georgia 30533 706-864-3847

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PETITION FOR LETTERS OF ADMINISTRATION NOTICE

Probate Court, County of Lumpkin, State of Georgia Re:Estate of Judy Kaye Ketchum, Deceased Estate No-2014-LA-24 H. Roland Ketchum, Jr. has petitioned to be appointed Administrator of the estate of Judy Kaye Ketchum, deceased, of said County. The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A.-?53-12-261. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the Court on or before March 24, 2014. All pleadings/objections must be signed under oath before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing. Michael A. Chastain Probate Judge by:Shelley Wilson Probate Clerk 325 Riley Road,Room-122 Dahlonega, Georgia 30533 706-864-3847

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NOTICE OF SALE UNDER POWER

STATE OF GEORGIA COUNTY OF LUMPKIN

Under and by virtue of the power of sale contained with that certain Equity Line dated December 28, 2006, from Mozetta O. Cuyler to SafeWay Mortgage, Inc., recorded on January 22, 2007 in Deed Book 1023 at Page 324-335, Lumpkin County, Georgia Records, having been last sold, assigned, transferred and conveyed to OneWest Bank, FSB by Assignment and said Equity Line having been given to secure a note dated December 28, 2006, in the amount of $150,000.00, said note being in default, the undersigned will sell at public outcry during the legal hours of sale before the door of the courthouse of Lumpkin County, Georgia, on March 4, 2014, the following described real property (hereinafter referred to as the "Property"): ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 940 OF THE 12TH DISTRICT AND 1ST SECTION OF LUMPKIN COUNTY, GEORGIA, AND LYING IN THE CITY OF DAHLONEGA, CONSISTING OF ONE-THIRD (1/3) ACRE, MORE OR LESS, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BOUNDED ON THE NORTHEAST BY PROPERTY OF MOSE LATIMORE; BOUNDED ON THE SOUTHEAST BY PROPERTY OF J.A. MASO; BOUNDED ON THE SOUTHWEST BY PROPERTY OF J.E. GUNNELLS; BOUNDED ON THE NORTHWEST BY PROPERTY OF HOMER AND RUBY GREEN; BOUNDED AT THE WESTERNMOST CORNER BY PROPERTY OF THE DAHLONEGA HOUSING AUTHORITY PROPERTY; BEING MARKED BY IRON PINS AT ALL FOUR CORNERS; BEING MORE PARTICULAARLY SHOWN AND DELINEATED BY A PLAT OF SURVEY PREPARED BY M.C. WICHT, REGISTERED SURVEYOR, ON JULY 23, 1973. A COPY OF SAID PLAT BEING FILED AND RECORDED IN PLAT BOOK 5, PAGE 46, LUMPKIN COUNTY, GEORGIA RECORDS, AND THE SAME IS INCORPORATED HEREIN BY REFERENCE FOR A MORE FULL AND COMPLETE DESCRIPTION. The debt secured by the Equity Line and evidenced by the Note and has been, and is hereby, declared due and payable because of, among other possible events of default, failure to make the payments as required by the terms of the Note. The debt remaining is in default and this sale will be made for the purposes of paying the Equity Line, accrued interest, and all expenses of the sale, including attorneys' fees. Notice of intention to collect attorneys' fees has been given as provided by law. To the best of the undersigned's knowledge, the person(s) in possession of the property is/are John P. Webb, as Executor of the Last Will and Testament of Mozetta O. Cuyler. The property, being commonly known as 55 Ivywood Lane, Dahlonega, GA 30533 in Lumpkin County, will be sold as the property of Mozetta O. Cuyler, subject to any outstanding ad valorem taxes (including taxes which are a lien and not yet due and payable), any matters affecting title to the property which would be disclosed by accurate survey and inspection thereof, and all assessments, liens, encumbrances, restrictions, covenants, and matters of record to the Equity Line. Pursuant to O.C.G.A.Section 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: Financial Freedom, 2900 Esperanza Crossing, Austin, TX 78758, 512-506-6887 . The foregoing notwithstanding, nothing in O.C.G.A. Section 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under U.S. Bankruptcy code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. Albertelli Law Attorney for OneWest Bank, FSB as Attorney in Fact for Mozetta O. Cuyler 100 Galleria Parkway, Suite 960 Atlanta, GA 30339 Phone: (866) 690-0418 By: Jim Albertelli For the Firm THIS FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. - 13-123334 A-FN4438048 02/05/2014, 02/12/2014, 02/19/2014, 02/26/2014

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA COUNTY OF LUMPKIN All creditors of the Estate of Philip Brandon Hobbs, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to me. This 8th day of January, 2014. Philip Gary Hobbs, Executor of the Estate of Philip Brandon Hobbs. Joy L. Edelberg, Horne & Edelberg, P.C. Post Office Box 37 Dahlonega, Georgia 30533

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA COUNTY OF LUMPKIN All creditors of the Estate of Polly H Neal, late of Lumpkin County, deceased, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment. This 31st day of January, 2014. Ms. Lauren Ariel Matthews Executor of the Estate of Polly H. Neal 211 Timberline Trail Dahlonega, GA 30533

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NOTICE OF SALE UNDER POWER

LUMPKIN COUNTY Pursuant to the Power of Sale contained in a Security Deed given by Ricky A. Fields and Sheri S. Fields to Mortgage Lenders Network USA, Inc. dated 5/2/2002 and recorded in Deed Book I29 Page 40, Lumpkin County, Georgia records; as last transferred to or acquired by LNV Corporation, conveying the after-described property to secure a Note in the original principal amount of $ 225,250.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Lumpkin County, Georgia, within the legal hours of sale on March 04, 2014 (being the first Tuesday of said month unless said date falls on a Federal Holiday), the following described property: TRACT 1: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 514, 12TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA AND BEING FULLY DESCRIBED BY A PLAT PREPARED BY MICHAEL STEWART KELLEY, GEORGIA REGISTERED LAND SURVEYOR, DATED JANUARY 29, 1998: AND AS PER SAID PLAT, THE PROPERTY CONTAINS 3.338 ACRES, MORE OR LESS, THE SUBJECT PLAT BEING OF RECORD IN PLAT CABINET ONE, SLIDE 12, PAGE 36B, LUMPKIN COUNTY RECORDS. SAID PLAT IS HEREBY INCORPORATED BY REFERENCE. TRACT 2: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 514, 12TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA AND BEING FULLY DESCRIBED BY A PLAT PREPARED BY SOLAR LAND SURVEYING COMPANY, GEORGIA REGISTERED LAND SURVEYORS, DATED JUNE 17, 1995 AND AS PER SAID PLAT, THE PROPERTY CONTAINS 2.00 ACRES, MORE OR LESS, THE SUBJECT PLAT BEING OF RECORD IN PLAT BOOK 28, PAGE 111, LUMPKIN COUNTY RECORDS. SAID PLAT IS HEREBY INCORPORATED BY REFERENCE. THIS CONVEYANCE IS MADE SUBJECT TO EASEMENTS FOR PUBLIC ROADS AND UTILITIES NOW IN USE. THIS CONVEYANCE IS MADE SUBJECT TO ANY EASEMENTS OF RECORDS OR EASEMENTS LOCATED ON THE PROPERTY ABOVE DESCRIBED. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property is commonly known as 289 Pathfinder Lane, Dahlonega, GA 30533 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Richard A. Fields and Sheri S. Fields or tenant or tenants. LNV Corporation is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage. LNV Corporation Loss Mitigation Department 1 Corporate Center Drive, Suite 360 Lake Zurich, IL 60047 1-888-395-3997 Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan. Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above. LNV Corporation as agent and Attorney in Fact for Ricky A. Fields and Sheri S. Fields Aldridge Connors, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400. 1072-3376A THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1072-3376A

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NOTICE OF SALE UNDER POWER

STATE OF GEORGIA COUNTY OF LUMPKIN Under and by virtue of the power of sale contained in that certain Deed to Secure Debt, Security Agreement and Assignment of Rents ("Security Deed") executed by Ronald Amick in favor of Community Bank and Trust dated May 31, 2007, recorded at Deed Book 1047, Pages 53-62 of the Lumpkin County Deed Records, as assigned pursuant to that Transfer and Assignment of Deed to Secure Debt from FDIC, in its capacity as Receiver for Community Bank and Trust, to SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. dated January 21, 2011, recorded at Deed Book 1180, Pages 166-172, aforesaid records, FORMTEXT the undersigned will sell at public outcry to the highest bidder for cash before the door of the Courthouse of Lumpkin County, Georgia, during the legal hours of sale, on the first Tuesday in March, that being March 4, 2014, the following described property: All that tract or parcel of land lying and being in Land Lot 220 of the 13th District of Lumpkin County, Georgia, consisting of 1.01 acres, more or less, being Lot 33 of River Trace Subdivision, Phase II, as shown on a plat recorded in Plat Book 27, Page 73 of the Lumpkin County Records. Said plat being incorporated herein and made a part hereof by reference. Subject to all easements, covenants, and restrictions of record or currently in use. The debt secured by said Security Deed is evidenced by a promissory note (the "Note") from Ronald Irving Amick, dated July 21, 2010, in the original principal amount of $108,536.31, as modified by Addendum for Modification, Correction and Amendment dated October 6, 2010, payable, principal and interest from the date thereof shown on said Note on the unpaid balance until paid. Default has occurred in the payment of the debt evidenced by the Note and secured by the Security Deed as a result of the nonpayment of installments owed thereunder. The total balance of said debt has, therefore, been declared due and the Security Deed foreclosable according to its terms. The debt remaining in default, the property will be sold to the highest bidder for cash as the property of Ronald Amick, the proceeds to be applied to the payment of said indebtedness, attorneys' fees (notice of intention to collect attorneys' fees having been given), and the lawful expenses of said sale, all as provided in the Note and the Security Deed, said sale to be subject to any and all unpaid taxes and assessments, and restrictions, easements and liens of record with priority over the Security Deed referenced above. To the best of the undersigned's knowledge and belief, the property is in the possession of Ronald Amick and will be sold as the property of Ronald Amick. The undersigned will execute a deed to the purchaser as authorized in the aforementioned Security Deed. Ronald Amick By: SCBT d/b/a CBT, a Division of SCBT f/k/a SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. as Attorney-in-Fact Hulsey, Oliver & Mahar, LLP P. O. Box 1457 Gainesville, GA 30503 (770) 532-6312

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IN THE PROBATE COURT COUNTY OF LUMPKIN STATE OF GEORGIA IN RE: ESTATE OF ELIZABETH SCHAAF, DECEASED ESTATE NO. 2014-PS-16 NOTICE AN ORDER FOR SERVICE WAS GRANTED BY THIS COURT ON FEBRUARY 3, 2014, REQUIRING THE FOLLOWING: TO: THE UNKNOWN HEIRS INCLUDING BUT NOT LIMITED TO THE UNKNOWN CHILDREN OF ROBERT HEISERMAN This is to notify you to file objection, if there is any, to the above referenced petition, in this Court on or before March 10, 2014. BE NOTIFIED FURTHER: All objections to the petition must be in writing, setting forth the grounds of any such objections. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the amount of required filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing. Michael A Chastain Judge of the Probate Court By: Shelley Wilson Clerk of the Probate Court 325 Riley Road, Room 122 Dahlonega, Georgia 30533 706-864-3847

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STATE OF MAINE CUMBERLAND, ss. DISTRICT COURT BRIDGTON CIVIL ACTION DOCKET NO. RE-13-134 JPMORGAN CHASE BANK, NATIONAL ASSOCIATION PLAINTIFF v. CHRISTOPHER A. COOK AND TANYA L. ENNIS DEFENDANTS AND TOWN OF STANDISH, MAINE PARTY IN INTEREST ORDER FOR ALTERNATE SERVICE Upon Motion by Plaintiff, JPMorgan Chase Bank, National Association, with supporting affidavit brought pursuant to M.R. Civ. P. 4(g) it is hereby ORDERED as follows: 1.This is an action brought by Plaintiff pursuant to 14 M.R.S.A. 6321 et. seq. for foreclosure upon a certain mortgage given by Defendants to Chase Bank USA, N.A., and recorded in the Cumberland County Registry of Deeds in Book 24697, Page 95, subsequently assigned to Plaintiff, which real estate is located at 3 Crestwood Drive, Standish, in the County of Cumberland and State of Maine. Reference is made to said mortgage for a description of the subject real estate. 2.Defendants Christopher A. Cook and Tanya L. Ennis, are directed to appear and defend this action by serving an Answer to the Complaint filed in the Bridgton District Court, 3 Chase Street, Ste. 2, Bridgton, ME 04009-1265, upon Plaintiff's Attorneys Shapiro & Morley, LLC, 707 Sable Oaks Dr., Suite 250, South Portland, Maine 04106. Said Answer must be filed within twenty (20) days after service by publication is complete and failure to do so will result in judgment by default against said Defendants for the relief demanded in the Complaint. 3.This Court finds that the Plaintiff has met the requirements M.R. Civ. P. 4 (g)(1)(A)-(C) and that service as ordered herein is appropriate. Plaintiff is hereby ordered to cause publication of this order once a week for three (3) successive weeks in the newspaper of general circulation, The Dahlonega Nugget, in Dahlonega, Georgia. The first such publication shall be made within twenty (20) days after granting of this order and service shall be complete on the twenty-first day after the first publication. Once complete, Plaintiff shall file with the Court an affidavit that publication has been made. Plaintiff is also ordered to mail a copy of the order as published to Defendants' last known mailing address of 16 Bulldog Way, Dahlonega, Georgia 30533. 4.Plaintiff shall also mail a copy of this Order and the original Complaint to the street address of the subject real estate and to the address of Christopher Cook's mother. Proof of mailing shall be provided to the Court by Plaintiff. The Clerk is specifically directed pursuant to Rule 79(a) of the Maine Rules of Civil Procedure to enter this Order on the civil docket by notation incorporating it by reference. Dated: 02/11/14 Hon. Peter Darvin Judge, District Court

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REQUEST FOR VARIANCE TO THE MULTIFAMILY REQUIREMENT OF LUMPKIN COUNTY

Lee Gaddis is requesting a variance to the minimum acreage requirements for construction of a four unit multifamily development located a 428 Seven Mile Hill Rd. This request will be heard by the Lumpkin County Planning Commission on March 10th, 2014 at 6:00 pm at the Lumpkin County Administration Building located at 99 Courthouse Hill. Please enter building through the back door.

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA COUNTY OF LUMPKIN All creditors of the Estate of Walter B. Becker, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to me. This 6th day of February, 2014. Donald Becker, Executor of the Estate of Walter B. Becker. Joy L. Edelberg, Horne & Edelberg, P.C. Post Office Box 37 Dahlonega, Georgia 30533

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NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Gregory Garrett to Mortgage Electronic Registration Systems, Inc. as nominee for Taylor, Bean & Whitaker Mortgage Corp., its successors and assigns dated June 25, 2004 in the amount of $92,500.00, and recorded in Deed Book B34, Page 70, Lumpkin County, Georgia Records; as last transferred to Nationstar Mortgage LLC by assignment; the undersigned, Nationstar Mortgage LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in May, 2014 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 75 of the 11th District (Originally Hall) of Lumpkin County, Georgia, containing 2.19 acres as per plat of survey recorded in Plat Cabinet 1, Slide 99, Page 163, Lumpkin County, Georgia Records. Which plat is incorporated herein and made a part hereof by reference. Also conveyed herewith is a 20 foot easement for ingress/egress from Cecil Norris Road to subject property as shown on said recorded plat. which has the property address of 329 Norris Road, Dahlonega, Georgia, together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a). To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Gregory Garrett or tenant or tenants and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Pursuant to O.C.G.A. 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend, or modify all terms of the above-described mortgage is as follows: Cenlar FSB 425 Phillips Boulevard Ewing, NJ 08618 Phone Number: (877) 909-9416. The foregoing notwithstanding, nothing in O.G.C.A. 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument. Nationstar Mortgage LLC Attorney in Fact for Gregory Garrett McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com The Dahlonega Nugget Publication Dates:04-09-2014, 04-16-2014, 04-23-2014, 04-30-2014 File No. 12-10198 /FHLMC/kcarr THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Gordon W. Hunt and Monica S. Hunt to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR TAYLOR, BEAN & WHITAKER MORTGAGE CORP, dated October 31, 2006, recorded in Deed Book 1013, Page 142, Lumpkin County, Georgia records, as last transferred to U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR TBW MORTGAGE-BACKED TRUST 2006-6, TBW MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-6 by assignment recorded or to be recorded, Lumpkin County, Georgia records conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY FOUR THOUSAND FOUR HUNDRED AND NO/100 DOLLARS ($174,400.00); with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in May, 2014 the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 377 AND 386 OF THE 15TH DISTRICT, 1ST SECTION OF LUMPKIN COUNTY, GEORGIA, CONTAINING 5.10 ACRES, MORE OR LESS, BEING DESIGNATED AS LOT 26 OF RAINBOW SUBDIVISION, ACCORDING TO A PLAT OF SURVEY FOR RAINBOW SUBDIVISION PREPARED BY BAKKUM-DELOACH AND ASSOCIATES, GRLS, DATED OCTOBER 5, 1987, RECORDED IN PLAT BOOK 19, PAGE 118 OF THE LUMPKIN COUNTY RECORDS. SAID PLAT BEING INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE. SUBJECT TO ALL EASEMENTS, COVENANTS AND RESTRICTIONS OF RECORD OR CURRENTLY IN USE. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Ocwen Loan Servicing LLC, Attention: Home Retention Department, 1661 Worthington Road, Suite 100, West Palm Beach, FL 33409, Fax 407-737-5693. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the parties in possession of the property are Gordon W. Hunt and Monica S. Hunt or a tenant or tenants and said property is more commonly known as 810 Garnett School Road, Dahlonega, GA 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR TBW MORTGAGE-BACKED TRUST 2006-6, TBW MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-6 As Attorney in Fact for Gordon W. Hunt and Monica S. Hunt Weissman, Nowack, Curry & Wilco, PC Attn: Ocwen Team One Alliance Center 3500 Lenox Road Atlanta, GA 30326 Our File# 020073

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NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Ricky Willis to The Mortgage People Co., dated October 23, 2003, recorded in Deed Book 032, Page 267, Lumpkin County, Georgia Records, as last transferred to PNC Bank, National Association by assignment recorded in Deed Book 1233, Page 157, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of FIFTY-SEVEN THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($57,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in May, 2014, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. PNC Bank, National Association is the holder of the Security Deed to the property in accordance with OCGA ? 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: PNC Mortgage, 3232 Newmark Drive, Miamisburg, OH 45342, 800-523-8654. To the best knowledge and belief of the undersigned, the party in possession of the property is Ricky Willis or a tenant or tenants and said property is more commonly known as 156 Bill Anderson Road, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. PNC Bank, National Association as Attorney in Fact for Ricky Willis McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jbm2 5/6/14 Our file no. 51829710-FT8 EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot 429 of the 15th District, 1st Section of Lumpkin County, Georgia, consisting of 2.045 acres, more or less, together with all improvements located thereon, and being more particularly set out on a plat of survey dated November 22, 1994, prepared for Ricky Willis by Survey Concepts, Inc., Georgia Registered Land Surveyor, which is incorporated herein by reference for a more detailed description. This property is more particularly described in that warranty deed from Russell C. Transue, Jr., to Ricky Willis dated December 6, 1994, and recorded in Deed Book D-14, Pages 218-219, Lumpkin County records, and which is incorporated herein by reference for a more detailed description of the property. MR/jbm2 5/6/14 Our file no. 51829710 - FT8

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NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Adam Hyde to Buckhead Mortgage Associates, Inc., dated September 26, 2008, recorded in Deed Book 1110, Page 648, Lumpkin County, Georgia Records, as last transferred to Bank of America, N.A. by assignment recorded in Deed Book 1268, Page 624, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-SEVEN THOUSAND TWO HUNDRED EIGHTY-FIVE AND 0/100 DOLLARS ($127,285.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in May, 2014, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Bank of America, N.A. is the holder of the Security Deed to the property in accordance with OCGA ? 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 7105 Corporate Drive, Plano, TX 75024, (661) 951-5100. To the best knowledge and belief of the undersigned, the party in possession of the property is Jeremy A. Hyde or a tenant or tenants and said property is more commonly known as 199 Arborview Dr., Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Bank of America, N.A. as Attorney in Fact for Adam Hyde McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/tkn 5/6/14 Our file no. 53793709-FT11 EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot 407 of the 12th District and 1st Section of Lumpkin County, Georgia, containing 3.21 acres, more or less, as per plat of survey prepared for Mrs. Mattie Paul, by Frederick F. Kauffman, Registered Land Surveyor, dated August 13, 1985, recorded in Plat Book 14, Page 201, Lumpkin County, Georgia records, which plat is incorporated herein and made a part hereof by reference. This conveyance is made subject to easements for public roads and utilities now in use. MR/tkn 5/6/14 Our file no. 53793709 - FT11

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NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by David P Drake and Melanie Stovall Drake to Mortgage Electronic Registration Systems, Inc, as nominee for E-Loan, Inc., its successors and assigns, dated February 22, 2007, recorded in Deed Book 1031, Page 106, Lumpkin County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP by assignment recorded in Deed Book 1265, Page 276, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED SEVENTY-SEVEN THOUSAND AND 0/100 DOLLARS ($377,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in May, 2014, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Bank of America, N.A., as successor by merger to BAC Home Loans Servicing, LP formerly known as Countrywide Home Loans Servicing, LP is the holder of the Security Deed to the property in accordance with OCGA ? 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 7105 Corporate Drive, Plano, TX 75024, (661) 951-5100. To the best knowledge and belief of the undersigned, the party in possession of the property is David P Drake and Melanie Stovall Drake or a tenant or tenants and said property is more commonly known as 144 Yahoola Indian Road, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Bank of America, N.A., as successor by merger to BAC Home Loans Servicing, LP formerly known as Countrywide Home Loans Servicing, LP as Attorney in Fact for David P Drake and Melanie Stovall Drake McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/tkn 5/6/14 Our file no. 5761211-FT14 EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot 957 of the 12th District, 1st Section, City of Dahlonega, Lumpkin County, Georgia, being Tract 5-A, containing 5.522 acres, Phase Three, Sky Country Subdivision, as shown on a plat of survey recorded in Plat Cabinet One, Slide 16, Page 106, Lumpkin County, Georgia records, which plat is incorporated herein by reference and made a part hereof. MR/tkn 5/6/14 Our file no. 5761211 - FT14

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IN THE SUPERIOR COURT OF LUMPKIN COUNTY

STATE OF GEORGIA

Bobbie Kerri Brianne Harkins Plaintiff v. Bradley Patrick Harkins Defendant CIVIL ACTION FILE NO: 14-CV-88-SG NOTICE OF PUBLICATION By Order of Service by Publication dated March 31, 2014, you are hereby notified that on February 21, 2014, Bobbie Kerri Brianne Harkins filed suit against you for Divorce. You are required to file with the Lumpkin County Clerk of Superior Court and serve upon Plaintiff's attorney, Alfred Chang, 81 Crown Mountain Place, Suite 300E, Dahlonega, GA 30533 an Answer in writing within sixty (60) days of the date of the Order of Publication. This 1st day of April, 2014. Rita Harkins Clerk of Superior Courthouse Lumpkin County, Georgia

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STATE OF GEORGIA COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in a Security Deed from DEE C. CHESTER and BETTY V. CHESTER to UNITED COMMUNITY BANK, dated March 18, 2011, recorded April 1, 2011, in Deed Book 1184, Page 653, Lumpkin County, Georgia records, said Security Deed being given to secure a Note from DEE CHESTER dated March 18, 2011, in the original principal amount of Thirty Nine Thousand One Hundred Ten and 58/100 ($39,110.58) Dollars, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in May, 2014, the following described property: All that tract or parcel of land lying and being in Land Lots 904, 905, 916 & 917, 12th District, 1st Section, Lumpkin County, Georgia and being fully described by a plat prepared by Michael Stewart Kelley, Georgia Registered Land Surveyor, dated July 7, 1995 for Betty Jean Grizzle, and as per said plat, the property contains 6.167 acres, more or less, the subject plat being of record in Plat Book 28, Page 127, Lumpkin County records. Said plat is incorporated herein by reference. This conveyance is made subject to easements for public roads and utilities now in use. This conveyance is made subject to any easements of records or easements located on the property above described. Together with that certain housing unit which was formerly personalty but is now permanently annexed and affixed to the above described land as a permanent improvement and which is identified as VIN 11425011A & 11425011B and all rights thereunto appertaining. Housing unit as fixture: Acknowledgment of Intent. Grantor/Borrower and grantee/Lender hereby acknowledge their intention that the housing unit referred to in the above description of the property is and shall forever remain permanently affixed as part of the real property herein conveyed and securing all sums secured by this deed. In recognition that said housing unit has now and forever ceased to be personal property, Grantor/Borrower hereby waives any and all rights Grantor/Borrower may have in the event Grantor/Borrower breaches any covenant or agreement in this deed to require grantee/Lender to resort to any remedy other than those set forth above. Grantor/Borrower specifically waives the right to require any type of judicial foreclosure of Grantor/Lender's security interest in said housing unit under any provision of Georgia law, if Grantor/Borrower commits any breach and grantee/Lender invokes the power of sale set forth above, then Grantor/Borrower hereby appoints grantee/Lender Grantor/Borrower's agent and attorney in fact to convey title to said housing unit if and to the extent required under the Georgia motor vehicle certificate of title act, or any other applicable law. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is DEE C. CHESTER and BETTY V. CHESTER or a tenant or tenants. UNITED COMMUNITY BANK, as attorney in Fact for DEE C. CHESTER and BETTY V. CHESTER L. Lou Allen Stites & Harbison, PLLC 520 West Main Street Blue Ridge, Georgia 30513 (706) 632-7923 File No. 7484A-03634 THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF SALE UNDER POWER

LUMPKIN COUNTY Pursuant to the Power of Sale contained in a Security Deed given by Christy L. Perkins and Stuart W. Perkins AKA Stuart Perkins to Mortgage Electronic Registration Systems, Inc. as a nominee for Countrywide Home Loans, Inc. dated 12/5/2003 and recorded in Deed Book Y32 Page 140, Lumpkin County, Georgia records; as last transferred to or acquired by Christiana Trust, a division of Wilmington Savings Fund Society, FSB, not in its individual capacity but as Trustee of ARLP Trust 3, conveying the after-described property to secure a Note in the original principal amount of $ 201,600.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Lumpkin County, Georgia, within the legal hours of sale on May 06, 2014 (being the first Tuesday of said month unless said date falls on a Federal Holiday), the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 126, 11TH DISTRICT, LUMPKIN COUNTY, GEORGIA, BEING LOT 45, LAUREL FOREST SUBDIVISION, PHASE II A, AS PER PLAT RECORDED IN PLAT CABINET 1, SLIDE 46, PAGE 112, LUMPKIN COUNTY RECORDS, WHICH PLAT IS HEREBY REFERRED TO AND MADE A PART OF THIS DESCRIPTION. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property is commonly known as 250 Lake Laurel Drive, Dahlonega, GA 30533 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Stuart Perkins or tenant or tenants. Ocwen Loan Servicing, LLC is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage. Ocwen Loan Servicing, LLC Foreclosure Loss Mitigation 1661 Worthington Road Suite 100 West Palm Beach, FL 33409 1-877-596-8580 Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan. Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above. Christiana Trust, a division of Wilmington Savings Fund Society, FSB, not in its individual capacity but as Trustee of ARLP Trust 3 as agent and Attorney in Fact for Christy L. Perkins and Stuart W. Perkins AKA Stuart Perkins Aldridge Connors, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400. 1017-656308A THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1017-656308A

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA COUNTY OF LUMPKIN All creditors of the Estate of James F. Melton, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us. This 17th day of March, 2014. Kim T. Melton 424 Long Branch Crossing Dahlonega, GA 30533

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA COUNTY OF LUMPKIN All creditors of the Estate of Jack Booth Loggins, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us. This 26th day of March, 2014. Annette Carol Loggins Administrator 144 Leonard Crow Rd Dahlonega, GA 30533

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA COUNTY OF LUMPKIN All creditors of the Estate of John Michael Higgins, Jr.,, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us. This 31st day of March, 2014. Kathryn L. Higgins Executor Estate of John Michel Higgins, Jr., deceased 488 Miller Drive Dawsonville, GA 30534

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA COUNTY OF LUMPKIN All creditors of the Estate of Judy Kaye Ketchum, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us. This 26th day of March, 2014. H. Roland Ketchum, Jr. Administrator 2174 Seven Mile Hill Rd Dahlonega, GA 30533

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IN THE SUPERIOR COURT OF LUMPKIN COUNTY

STATE OF GEORGIA STEVEN HOUSMAN Plaintiff vs. SONJA SAVAGE Defendant CIVIL ACTION NO. 14-CV-162-SG TO: SONJA SAVAGE

NOTICE OF PUBLICATION

By Order of Service by Publication dated April 3, 2014 you are hereby notified that on February 2, 2014 Steven Houseman filed suit against you for Divorce. You are required to file with the Clerk of Superior Court, and to serve up the plaintiff, Steven Housman, 52 Ruby Road, Dahlonega, GA 30533, an Answer in writing within sixty (60) days of the date of the Order for Publication. WITNESS, the Honorable N. Stanley Gunter, Judge of this Superior Court this 3rd day of April, 2014. Rita Harkins Clerk of Superior Court Lumpkin County, Georgia

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NOTICE OF SALE UNDER POWER

STATE OF GEORGIA COUNTY OF LUMPKIN By virtue of the Power of Sale contained in that Security Deed executed and delivered by Edgar George David to Regions Bank, dated August 9, 2004, and recorded in Deed Book I-34, Page 438, as modified by that certain Modification of Security Deed executed and delivered by Edgar G. David, Jr. to Regions Bank, dated October 22, 2007, and recorded in Deed Book 1073, Page 450, dated November 21, 2003, recorded in Deed Book 982, Page 276, Lumpkin County Records, conveying the after-described property to secure a Note in the original principal amount of Seventy Four Thousand Four Hundred Dollars and 00/cents ($74,400.00) with interest thereon as set forth therein, there will be sold at public outcry before the Courthouse door in said County by Regions Bank, during the legal hours of sale on the first Tuesday in May, 2014, to the highest bidder for cash, the following described property, as follows: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 951 OF THE 12TH DISTRICT, 1ST SECTION OF LUMPKIN COUNTY, GEORGIA, CONTAINING ONE FOURTH OF AN ACRE, MORE OR LESS, MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT AN IRON STAKE LOCATED ON THE NORTHEAST SIDE OF THE RIGHT-OF-WAY OF NORTH PARK STREET, THIS SAME STAKE ALSO BEING THE NORTHWEST CORNER OF PROPERTY OF LLENELL JONES SANDERSON; THENCE NORTH 39 DEGREES, 0 FEET EAST TO AN IRON PIN, A DISTANCE OF 105 FEET; THENCE NORTH 58 DEGREES, 20' WEST A DISTANCE OF 105 FEET TO AN IRON PIN; THENCE SOUTH 39 DEGREES 0' WEST A DISTANCE OF 105 FEET TO AN IRON PIN LOCATED ON THE SOUTHEAST SIDE OF THE RIGHT-OF-WAY OF THE NORTH PARK STREET; THENCE SOUTH 58 DEGREES 20; EAST ALONG SAID STREET RIGHT-OF-WAY TO POINT OF BEGINNING, A DISTANCE OF 105 FEET. Upon information and belief of lender, said property is commonly known as 193 North Park Street, Dahlonega, Georgia 30533. The said debt secured by the said Security Deed being in default, said sale will be made for the purpose of paying the same and all expenses in connection with this foreclosure including but not limited to all accrued and unpaid interest, attorney's fees and expenses of sale. Upon the best information and belief of Lender, the above-described property is in the possession of EGD Properties, L.P., by virtue of that certain Quit-Claim Deed dated June 7, 2012, from Edgar George David, a/k/a Edgar George David, Jr., to EGD Properties, L.P., recorded at Deed Book 1224, Page 225, Lumpkin County, Georgia records, and/or the Borrower, tenants of Borrower or other persons or entities in possession with the consent or acquiescence of Borrower. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Regions Bank, 2050 Parkway Office Circle, Birmingham, Alabama 35244 at 205-560-7588. Please understand that the secured creditor is not required to negotiate, amend or modify the terms of the mortgage instrument. Said property will be sold as the property of Edgar George David, a/k/a Edgar George David, Jr., a/k/a Edgar G. David, Jr., and subject to any outstanding ad valorem real property taxes (including taxes which are a lien, but not yet due and payable), any matter which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants and matters of record superior to the Security Deed first set out above. The sale will be conducted subject to confirmation that the sale is not prohibited under the U. S. Bankruptcy Code and to final confirmation and audit of the status of the loan with the holder of the security deed. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Regions Bank, as attorney in fact for Edgar George David, a/k/a Edgar George David, Jr., a/k/a Edgar G. David, Jr. MICHAEL D. PAYNE, Attorney for Regions Bank McCullough, Payne & Haan, LLC 271 17th Street, N.W. Suite 2200 Atlanta, Georgia 30363-6213 (404) 873-1386

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IN THE SUPERIOR COURT OF LUMPKIN COUNTY STATE OF GEORGIA KARLEY CARUSSO and ZACK CARUSSO Petitioners, On Behalf of NICOLE CARUSSO, Minor Child CIVIL ACTION FILE NO: 13-CV-485-MM

NOTICE OF PUBLICATION

By Order for Service by Publication dated the 17th day of October, 2013, you are hereby notified that on the 17th day of October, 2013, Karley Carusso and Zack Carusso filed a Joint Petition for the Name Change of a Minor Child in the Superior Court of Lumpkin County. Natural Parents Karley and Zack desires to change the name of minor child Nicole Carusso to Natalie Eugina Carusso. Any interested or affected party has the right to appear and file objections within thirty (30) days of the date the Joint Petition for the Name Change of a Minor Child was served. Witness, the Honorable Murphy C. Miller, Judge of this Superior Court. This the 11th day of March, 2014. Rita Harkins Clerk of the Superior Court Lumpkin County Enotah Judicial District

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA COUNTY OF LUMPKIN All creditors of the Estate of Grace Hazen Ritch, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to me. This 2nd day of April, 2014. James H. Ritch, Executor of the Estate of Grace Hazen Ritch. Joy L. Edelberg, Horne & Edelberg, P.C. Post Office Box 37 Dahlonega, Georgia 30533

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NOTICE OF SALE UNDER POWER

State Of Georgia County of Lumpkin By virtue of the power of sale contained in that certain Georgia Security Deed and Security Agreement from Pamela Butler to Branch Banking and Trust Company dated June 28, 2005, recorded in Deed Book D36, Page 198, Lumpkin County, Georgia Records (hereinafter referred to as "Deed to Secure Debt"), there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse at Lumpkin County, Georgia, within the legal hours of sale on Tuesday, May 6, 2014, the property described on Exhibit "A" attached hereto and incorporated herein by reference. The debts secured by said Deed to Secure Debt have been and are hereby declared due and payable because of, among other possible events of default, failure to make payments. The debts remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney's fees. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Deed to Secure Debt first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice. Please note that Branch Banking and Trust Company is the entity that has full authority to negotiate, amend, and modify all terms of the mortgage, and that Branch Banking and Trust Company can be contacted through the following representative: Martin G. Quirk, Esq. 6000 Lake Forrest Drive, Suite 300 Atlanta, Georgia 30328 855-213-5224 To the best knowledge and belief of the undersigned, the Party in possession of the property is Pamela Butler or a tenant or tenants, and said property is more commonly known as 140 Cloudland Road, (approximately 1.170 acres being Lot 46, Sky Country), Dahlonega, Lumpkin County, Georgia. However, please rely only on the legal description contained in this notice for the location of the property. The undersigned reserves the right to sell the property, or any part thereof, together in its entirety or in one or more parcels as determined by the undersigned in its sole discretion. Branch Banking and Trust Company Attorney in Fact for Pamela Butler Martin G. Quirk, Esq. Quirk & Quirk, LLC 6000 Lake Forrest Drive, Suite 300 Atlanta, Georgia 30328 855-213-5224 EXHIBIT "A" All that tract or parcel of land lying and being in Land Lots 1005 and 1026 in the 12th District, 1st Section of Lumpkin County, Georgia, and being in the City of Dahlonega, consisting of 1.170 acres, more or less and being more fully described and delineated as Lot 46 of the Sky Country Subdivision according to a plat of survey prepared June 30, 1986, by Farley- Collins Associates, Georgia Registered Surveyors, which is recorded in Plat Book 13, Page 195, Lumpkin County Records, and which is incorporated by reference herein.

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PUBLIC NOTICE

Please take notice that the City of Dahlonega Historic Preservation Commission has received the following application(s) which will be heard on Wednesday April 16, 2014 at 6:00 p.m. This meeting will be held in the City Hall Council Chambers located at 465 Riley Road. All applications are available for review at the City Planning Office. Application submitted by Lee Creef/Back Porch for amendment to Certificate of Appropriateness for design of rear patio. Property address: 19 North Chestatee. Property is zoned B3 Historic District. Property ID. Tax Map D11-04.

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STATE OF GEORGIA COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in a Security Deed from JAMMIE A. FORTNER to UNITED COMMUNITY BANK, dated September 22, 2009, recorded October 12, 2009, in Deed Book 1144, Page 83, Lumpkin County, Georgia records, as last modified by Modification of Security Deed dated November 16, 2012, recorded in Deed Book 1233, Page 115, Lumpkin County, Georgia records; also that certain Assignment of Rents dated November 16, 2012, recorded in Deed Book 1233, Page 110, Lumpkin County, Georgia records, said Security Deed being given to secure a Note from JAMMIE A. FORTNER dated February 15, 2012, in the original principal amount of One Hundred Nine Thousand Four Hundred Seventy Eight and 14/100 ($109,478.14) Dollars; said Security Deed also given to secure a Note dated November 16, 2012, in the original principal amount of Fifty Three Thousand Four Hundred Sixty Six and 97/100 ($53,466.97) Dollars, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in May, 2014, the following described property: All that tract or parcel of land lying and being in Land Lot 74, 11th District, originally Hall, now Lumpkin County, Georgia and being fully described by a plat prepared by Michael Stewart Kelley, Georgia Registered Land Surveyor, dated August 23, 1995; and as per said plat, the property contains 3.00 acres, more or less, being more particularly described as Tract 2-D. The subject plat being of record in Plat Book 28, Page 171, Lumpkin County Records. The subject plat is hereby incorporated by reference. This property is conveyed together with and subject to a non-exclusive perpetual easement along the private drive shown on the above referenced plat of survey connecting the subject property with Georgia Highway 115. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is JAMMIE A. FORTNER or a tenant or tenants. UNITED COMMUNITY BANK, as attorney in Fact for JAMMIE A. FORTNER L. Lou Allen Stites & Harbison, PLLC 520 West Main Street Blue Ridge, Georgia 30513 (706) 632-7923 File No. 7484A-03637

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STATE OF GEORGIA COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in a Security Deed from JAMMIE A. FORTNER to WHITE COUNTY BANK N/K/A UNITED COMMUNITY BANK, dated July 14, 2000, recorded July 18, 2000, in Deed Book T25, Page 308, Lumpkin County, Georgia records, as last modified by Modification of Security Deed dated December 29, 2011, recorded in Deed Book 1202, Page 768, Lumpkin County, Georgia records; also that certain Assignment of Rents dated October 20, 2008, recorded in Deed Book 1114, Page 425, Lumpkin County, Georgia records, said Security Deed being given to secure a Note from JAMMIE A. FORTNER dated December 29, 2011, in the original principal amount of Seventy Seven Thousand Nine Hundred Seven and 94/100 ($77,907.94) Dollars, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in May, 2014, the following described property: All that tract or parcel of land lying and being in Land Lot 74, 11th District, Originally Hall, now Lumpkin County, Georgia and being fully described by a plat prepared by Precision Land Services, Georgia Registered Land Surveyor, dated August 28, 1998 and as per said plat, the property contains 2.000 acres, more or less, the subject plat being of record in Plat Cabinet 1, Slide 23, Page 51A, Lumpkin County Records. Said plat is hereby incorporated by reference. This conveyance is made subject to and together with a 40 foot easement for ingress, egress and installation of utilities along the existing easement as more fully shown on the above referenced plat of survey. This conveyance is made subject to easements for public roads and utilities now in use. This conveyance is made subject to any easements of records or easements located on the property above described. Also included is this conveyance is a 1998 Peach State Mobile Doublewide (Serial Number GEO1087028) and a 1997 Clayton Sable Mobile Home (Serial Number CLS089412TN). The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is JAMMIE A. FORTNER or a tenant or tenants. WHITE COUNTY BANK N/K/A UNITED COMMUNITY BANK, as attorney in Fact for JAMMIE A. FORTNER L. Lou Allen Stites & Harbison, PLLC 520 West Main Street Blue Ridge, Georgia 30513 (706) 632-7923 File No. 7484a-03640

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PETITION FOR LETTERS OF ADMINISTRATION NOTICE

Probate Court, County of Lumpkin, State of Georgia Re:Estate of: James Daniel McCaleb, Deceased Estate No-2014-LA-44 Jeanne M. McCaleb has petitioned to be appointed Administrator of the estate of James Daniel McCaleb, deceased, of said County. The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. ?53-12-261. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the Court on or before May 5, 2014. All pleadings/objections must be signed under oath before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing. Michael A. Chastain Probate Judge by:Shelley Wilson Probate Clerk 325 Riley Road,Room-122 Dahlonega, Georgia 30533 706-864-3847

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IN THE SUPERIOR COURT OF LUMPKIN COUNTY

STATE OF GEORGIA JOSEPH LAMAR ASH Plaintiff vs. DARLA JEAN ASH Defendant CIVIL ACTION NO. 14-CV-21-RG TO: DARLA JEAN ASH

NOTICE OF PUBLICATION

By Order for Service by Publication dated March 24, 2014, you are hereby notified that on January 17, 2014 Joseph Lamar Ash filed suit against you for CHANGE OF CUSTODY. You are required to file with the Clerk of Superior Court, and to serve upon plaintiff's attorney, David Wallace, 131 Prominence Court, Suite 140, Dawsonville, GA 30534, an Answer in writing within sixty (60) days of the date of the Order for Publication. WITNESS, the Honorable Raymond E. George, Judge of this Superior Court. This 1st day of April, 2014. Rita Harkins Clerk of Superior Court Lumpkin County, Georgia

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STATE OF GEORGIA COUNTY OF LUMPKIN

LOGIC AND ACCURACY TESTING PUBLIC NOTICE

Pursuant O.C.G.A. ? 21-2-379.6, notice is hereby given that the logic and accuracy testing and preparation of voting equipment to be used in the May 20th, 2014 Party Primary/Non Partisan General Election will begin at 9:00 a.m. on April 3, 2014. Testing will continue until complete and is open to the public. Said testing and preparation will be conducted at the Lumpkin County Election & Voter Registration Office at 56 Short Street, Dahlonega, GA. Ashley Peck Lumpkin County Supervisor of Elections

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NOTICE OF SALE UNDER POWER

State of Georgia, County of LUMPKIN. Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by MICHAEL C GILSTRAP SR AND DEBORAH L GILSTRAP to FIRST HORIZON HOME LOAN CORPORATION , dated 11/21/2002, and Recorded on 12/23/2002 as Book No. N30 and Page No. 395-411, LUMPKIN County, Georgia records, as last assigned to JPMORGAN CHASE BANK, N.A. (the Secured Creditor), by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $205,250.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the LUMPKIN County Courthouse within the legal hours of sale on the first Tuesday in May, 2014, the following described property: ALL THAT TRACT PARCEL OF LAND IN LUMPKIN COUNTY, STATE OF GA AS MORE FULLY DESCRIBED IN DEED BOOK T22 PAGE 108 AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 640 ABD 691 IN THE 12TH DISTRICT, 1ST SECTION, OF LUMPKIN COUNTY, GEORGIA, CONSISTING OF 2.00 ACRES, MORE OR LESS, AND BEING MORE FULLY DESCRIBED AND DELINEATED ACCORDING TO A PLAT OF SURVEY PREPARED MARCH 31, 1999, BY MICHAEL S. KELLEY, GEORGIA REGISTERED SURVEYOR, WHICH IS RECORDED IN PLAT CABINET ONE, SLIDE 30, PLAT 189B LUMPKIN COUNTY RECORDS. ALSO CONVEYED TO THE GRANTEES, THEIR HEIRS, SUCCESSORS AND ASSIGNS, IS A NON-EXCLUSIVE, PERPETUAL EASEMENT FOR INGRESS, EGRESS AND THE INSTALLATION OF ALL NECESSARY UTILITIES 20 FEET IN WIDTH ALONG THE EXISTING GRAVEL DRIVEWAY WHICH LEADS THROUGH OTHER PROPERTY OF THE GRANTORS TO WASH RIDER ROAD ALONG THE ROUTE DEPICTED ON OF EITHER OF THEM, THEN TO THE SURVIVOR OF THEM CONTINUATION OF SCHEDULE A, NO. 4: SAID PLAT OF SURVEY. APN PARCEL 087 MAP 043 The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney?s fees (notice of intent to collect attorney?s fees having been given). JPMORGAN CHASE BANK, N.A. holds the duly endorsed Note and is the current assignee of the Security Deed to the property. JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, acting on behalf of and, as necessary, in consultation with FEDERAL NATIONAL MORTGAGE ASSOCIATION, A/K/A FANNIE MAE (the current investor on the loan), is the entity with the full authority to negotiate, amend, and modify all terms of the loan. Pursuant to O.C.G.A. ? 44-14-162.2, JPMORGAN CHASE BANK, NATIONAL ASSOCIATION may be contacted at: JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, 3415 VISION DRIVE, COLUMBUS, OH 43219, 866-550-5705. Please note that, pursuant to O.C.G.A. ? 44-14-162.2, the secured creditor is not required to amend or modify the terms of the loan. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 778 WASH RIDER STREET, DAHLONEGA, GEORGIA 30533 is/are: MICHAEL C GILSTRAP SR AND DEBORAH L GILSTRAP or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. JPMORGAN CHASE BANK, N.A. as Attorney in Fact for MICHAEL C GILSTRAP SR AND DEBORAH L GILSTRAP. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 00000004215950 BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP 15000 Surveyor Boulevard Addison, Texas 75001 Telephone: (972) 341-5398. gpn11

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STATE OF GEORGIA COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Tina Walden to Mortgage Electronic Registration Systems, Inc. as nominee for Primary Capital Advisors LC and its successors and assigns dated June 7, 2004, and recorded in Deed Book W33, Page 105, Lumpkin County Records, said Security Deed having been last sold, assigned, transferred and conveyed to HSBC BANK USA, NATIONAL ASSOCIATION, AS TRUSTEE FOR THE HOLDERS OF THE SARM 2004-12 TRUST by Assignment, securing a Note in the original principal amount of $258,400.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, May 6, 2014, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lot 979 and 980 of the 12th District and 1st Section of Lumpkin County, Georgia, being all of Lot 145, Sky Country Phase 5, according to a Plat of same recorded at Plat Cabinet 1, Slide 88, Plat 148, Lumpkin County, Georgia records, which Plat is incorporated herein by reference for a more detailed description of subject property. Said property is known as 89 Misty Way, Dahlonega, GA 30533, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The proceeds of said sale will be applied to the payment of said indebtedness and all expenses of said sale as provided in said Deed, and the balance, if any, will be distributed as provided by law. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the secured creditor. The property is or may be in the possession of Tina Walden, successor in interest or tenant(s). HSBC BANK USA, NATIONAL ASSOCIATION, AS TRUSTEE FOR THE HOLDERS OF THE SARM 2004-12 TRUST as Attorney-in-Fact for Tina Walden File no. 14-046491 SHAPIRO, SWERTFEGER & HASTY, LLP* Attorneys and Counselors at Law 2872 Woodcock Blvd., Suite 100?Atlanta, GA 30341-3941 (770) 220-2535/SJ www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. [FC-NOS]

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REQUEST FOR VARIANCE TO THE MANUFACTURED AND MOBILE HOME REQUIREMENT OF LUMPKIN COUNTY

Ron Langley is requesting a variance to the dimension and underpinning requirements of the manufactured and mobile home regulations of Lumpkin County to locate a single wide mobile home at 123 Iberian Rd. This request will be heard by the Lumpkin County Planning Commission on April 14th , 2014 at 6:00 pm at the Lumpkin County Administration Building located at 99 Courthouse Hill. Please enter building through the back door.

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NOTICE OF SALE UNDER POWER

LUMPKIN COUNTY Pursuant to the Power of Sale contained in a Security Deed given by Victoria M. Evans to Mortgage Electronic Registration Systems, Inc. as nominee for Countrywide Bank, FSB dated 8/28/2008 and recorded in Deed Book 1106 Page 700, LUMPKIN County, Georgia records; as last transferred to or acquired by PennyMac Loan Services, LLC, conveying the after-described property to secure a Note in the original principal amount of $ 65,482.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of LUMPKIN County, Georgia, within the legal hours of sale on May 06, 2014 (being the first Tuesday of said month unless said date falls on a Federal Holiday), the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 83, 1ST DISTRICT, ORIGINALLY HABERSHAM COUNTY, NOW LUMPKIN, CONSISTING OF 1.016 ACRE, MORE OR LESS, AS PER PLAT OF SURVEY PREPARED FOR DENNIS R. GRIZZLE AND JAMES D. WESTMORELAND, RECORDED IN PLAT CABINET ONE, SLIDE 167, PLAT 122B, LUMPKIN COUNTY, GEORGIA RECORDS. WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE. ALSO CONVEYED HEREWITH IS A 1996, HORTON DOUBLE WIDE MOBILE HOME, VEHICLE IDENTIFICATION NUMBER H80334GLR, HUD LABEL #GEO902243 AND GEO902244, WHICH HAS BEEN ATTACHED TO THE LAND IN ORDER TO BECOME REAL PROPERTY. BASED ON THE NUMBERING SYSTEM FOR LUMPKIN COUNTY, THE ABOVE DESCRIBED PROPERTY HAS AN ADDRESS OF 575 SOAPSTONE RD; DAHLONEGA, GA 30533. THIS CONVEYANCE IS MADE SUBJECT TO EASEMENTS FOR PUBLIC ROADS AND UTILITIES NOW IN USE. THIS CONVEYANCE IS MADE SUBJECT TO AN EASEMENT OF RECORD OR EASEMENTS LOCATED ON THE PROPERTY ABOVE DESCRIBED AS SHOWN ON SAID RECORDED PLAT. THIS CONVEYANCE IS MADE SUBJECT TO RESERVATION OF EASEMENT FOR INGRESS AND EGRESS AS RECORDED IN DEED BOOK 1040, PAGE 691, AFORESAID RECORDS. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property is commonly known as 575 Soapstone Road, Dahlonega, GA 30533 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Victoria Evans or tenant or tenants. PennyMac Loan Services, LLC is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage. PennyMac Loan Services, LLC Loss Mitigation 6101 Condor Drive Moorpark, CA 93021 (866) 945-9070 Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan. Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above. PennyMac Loan Services, LLC as agent and Attorney in Fact for Victoria M. Evans Aldridge Connors, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400. 1120-9608A THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1120-9608A

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IN THE SUPERIOR COURT OF LUMPKIN COUNTY STATE OF GEORGIA

IN RE: ZURLENE ANN ZIEMER FIELDS Petitioner

CIVIL ACTION FILE NO. 14-CV-155-MM

NOTICE OF NAME CHANGE

Georgia, Lumpkin County: Notice is hereby given that ZURLENE ANN ZIEMER FIELDS, the undersigned, filed a petition in the Superior Court of Lumpkin County, Georgia, on the 31st day of March 2014, praying for a change in the name of the petitioner from ZURLENE ANN ZIEMER FIELDS to RACHEL ZURLENE ANNE ZIEMER FIELDS. Notice is hereby given pursuant o law any interested or affected party to appear in said Court and to file objections to said name change. Objections must be filed with said Court within 30 days of filing said petition. This 31st day of March, 2014. David Wallace Petitioner's Attorney Rita Harkins Clerk of Superior Court Lumpkin County, Georgia

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