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September 01, 2014
Legals (1-1-14)
Jan 07, 2014 | 0 0 comments | 285 285 recommendations | email to a friend | print
gpn02 APPLICATION FOR WINE LICENSE Thomas Glenn Curtiss has applied with the Dahlonega City Council for a Package Sale Wine License for Ole' Mountain Collectors, LLC located at 40 Public Square, Dahlonega, Georgia.

gpn11 STATE OF GEORGIA COUNTY OF LUMPKIN NOTICE OF SALE UNDER POWER Under and by virtue of the power of sale contained in a Security Deed from CHRISTOPHER P. RIDER to UNITED COMMUNITY BANK, dated March 10, 2008, recorded March 19, 2008, in Deed Book 1086, Page 479, Lumpkin County, Georgia records, said Security Deed being given to secure a Note from CHRISTOPHER P. RIDER dated March 10, 2008, in the original principal amount of Twenty Two Thousand Four Hundred Ninety Eight and 50/100 ($22,498.50) Dollars, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in January, 2014, the following described property: All that tract or parcel of land, lying and being in Land Lot 99 in the 1st District, originally of Habersham, and now Lumpkin County, Georgia, consisting of 1.57 acres, more or less, and being more fully described and delineated as Lot 5 of the Whispering Winds Subdivision according to a Plat of Survey prepared August 2, 1995, by Frederick F. Kauffman, Georgia Registered Surveyor, which is recorded in Plat Book 29, Page 23, Lumpkin County Records, and which is incorporated by reference herein. This is the same property that was conveyed to Christopher P. Rider and Angela Adams in a Warranty Deed from James A. Anderson, Doug Kenimer and Clarence Grindle dated November 24, 1997, which is recorded in Deed Book U-18, Pages 118-119, Lumpkin County Records and which is incorporated by reference herein. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is CHRISTOPHER P. RIDER or a tenant or tenants. UNITED COMMUNITY BANK, as attorney in Fact for CHRISTOPHER P. RIDER L. Lou Allen Stites & Harbison, PLLC 520 West Main Street Blue Ridge, Georgia 30513 (706) 632-7923 File No. 7484A-03588 THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

gpn11 NOTICE OF SALE UNDER POWER LUMPKIN COUNTY Pursuant to the Power of Sale contained in a Security Deed given by Curtis L. Smith and Annie L. Smith to Mortgage Electronic Registration Systems, Inc. as nominee for Security Atlantic Mortgage Co. Inc. dated 2/9/2009 and recorded in Deed Book 1124 Page 521, LUMPKIN County, Georgia records; as last transferred to or acquired by BANK OF AMERICA, N.A., conveying the after-described property to secure a Note in the original principal amount of $ 183,150.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of LUMPKIN County, Georgia, within the legal hours of sale on January 07, 2014 (being the first Tuesday of said month unless said date falls on a Federal Holiday), the following described property: All that tract or parcel of land lying and being in Land Lot 1060 of the 12th Land District and 1st Section of Lumpkin County, Georgia consisting of 2.09 acres, more or less, according to plat of survey prepared April 29, 1995 by Michael L. Soupin, R.L.S. and recorded in Plat Book 28, page 69, Lumpkin County, Georgia records; Said plat and the record thereof being incorporated herein by reference for a more complete description. **FOR INFORMATIONAL PURPOSES ONLY** The improvements thereon being known as No. 3018 Morrison Moore Pkwy E, Dahlonega, GA 30533. Being the same property, which by Deed dated June 12, 2007 and recorded June 26, 2007 among the Land Records of Lumpkin County, Georgia in Book 1049, Page 250, was granted and conveyed by Whitney Shanti Lynn Smith, by Curtis L. Smith and Annie L. Smith, conservator for the estate of Whitney Shanti Lynn Smith unto Whitney Shanti Lynn Smith, Curtis L. Smith and Annie L. Smith. PARCEL ID NO: 077-081 The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property is commonly known as 3018 Morrison Moore Parkway East, Dahlonega, GA 30533 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Curtis L. Smith and Annie L. Smith or tenant or tenants. Bank of America is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage. Bank of America Home Loan Assistance Dept.7105 Corporate Drive Plano, TX 75024 (800) 846-2222 Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan.Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above. BANK OF AMERICA, N.A. as agent and Attorney in Fact for Curtis L. Smith and Annie L. Smith Aldridge Connors, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400.1016-667498677ATHIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1016-667498677A#

gpn06 TRADE NAME REGISTRATION Georgia, Lumpkin County Notice is hereby given that a trade name registration statement has been filed in this office, verified by affidavit of Karen Bowden which affidavit states that she is the CEO/Executive Director of Dahlonega Care Center, Inc., a business in the City of Dahlonega, County of Lumpkin, in the State of Georgia, operating under the trade name of: DCC "Nearly New" Thrift Shoppe 387 North Grove Street, Suites D & E Dahlonega, Georgia 30533 And that the nature of the business is: Thrift shop to earn funds for DCC, and the name and address of person owning or carrying on said trade or business is: Dahlonega Care Center, Inc. Karen Bowden, CEO/Executive Director 353 North Grove Street Dahlonega, Georgia 30533 Witness my official signature and seal of the Superior Court this 16th day of December, 2013. Rita Harkins Clerk of Superior Court

gpn06 TRADE NAME REGISTRATION Georgia, Lumpkin County Notice is hereby given that a trade name registration statement has been filed in this office, verified by affidavit of Karen Bowden which affidavit states that she is the CEO/Executive Director of Dahlonega Care Center, Inc., a business in the City of Dahlonega, County of Lumpkin, in the State of Georgia, operating under the trade name of: DCC PRENATAL IMAGING 387 North Grove Street, Suite C Dahlonega, Georgia 30533 And that the nature of the business is: FREE LIMITED OB ULTRASOUNDS & FREE PREGNANCY TESTS and the name and address of person owning or carrying on said trade or business is: Dahlonega Care Center, Inc. Karen Bowden, CEO/Executive Director 353 North Grove Street Dahlonega, Georgia 30533 Witness my official signature and seal of the Superior Court this 16th day of December, 2013. Rita Harkins Clerk of Superior Court

gpn11 NOTICE OF SALE UNDER POWER GEORGIA, LUMPKIN COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in that certain Security Deed given by Gerardo M. Balboni to RBC Centura Bank, dated June 27, 2007 and filed June 28, 2007, recorded in Deed Book 1049, Page 721-732, Lumpkin County, Georgia Records, later transferred by merger to PNC Bank, National Association, conveying the after-described property to secure a Promissory Note in the original principal amount of Fifty Six Thousand Five Hundred Fifty Dollars and No Cents ($56,550.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on Tuesday January 7, 2014, the following described property: All that tract or parcel of land lying and being in Land Lot 377 of the 5th Land District, First Section, of Lumpkin County, Georgia, being all of Tract 3 (containing 6.10 acres on Nimblewell Church Road) as shown on that plat for Steve Smith recorded in Plat Cabinet 1 Slide 132 Page 28 of the Lumpkin County, Georgia Deed Records to which said plat reference is made for a more detailed description. This is a portion of the property conveyed to Stephen R. Smith and Amber R. Smith recorded in Deed Book J-37 Pages 669-670 of the Lumpkin County, Georgia Deed Records. Said property is conveyed together with and subject to all easements, covenants and restrictions of record, if any. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Promissory Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Gerardo M. Balboni or a tenant or tenants and said property is more commonly known as Lot 3 Nimblewell Church Road, Dahlonega, GA 30533. In compliance with Georgia law, please find below the contact information for the entity who has authority to negotiate, amend, and modify the terms of the loan documents which may include a note, mortgage, security deed or deed to secure debt. PNC Bank, N.A. Loss Mitigation Department 3232 Newmark Drive Miamisburg, OH 45342 Phone: 888-224-4702 Fax: 855-288-3974 The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. PNC Bank, National Association, successor by merger to RBC Bank (USA), as Attorney in Fact for Gerardo M. Balboni Andrew D. Gleason Attorney for PNC Bank, National Association, successor by merger to RBC Bank (USA) Lefkoff, Rubin, Gleason & Russo, P.C. 5555 Glenridge Connector Suite 900 Atlanta, Georgia 30342 (404)869-6900 (404)869-6909 (fax)

gpn10 IN THE JUVENILE COURT OF LUMPKIN COUNTY, STATE OF GEORGIA IN THE INTEREST OF: E.W. DOB: 03-05-2010 SEX: MALE CHILD UNDER THE AGE OF EIGHTEEN CASE NO. 093-13J-283 NOTICE OF PETITION FOR TERMINATION OF PARENTAL RIGHTS TO: JOHN DOE, THE UNKNOWN BIOLOGICAL FATHER OF THE ABOVE-NAMED CHILD By Order for Service by Publication dated the 18th day of December, 2013, you are hereby notified that on the 8th day of November, 2013, the Lumpkin County Department of Family and Children Services, Georgia Department of Human Resources, filed a Petition for Termination of Parental Rights against you as to the above-named child alleging the child is deprived. You are required to file with the Clerk of Juvenile Court, and to serve upon Special Assistant Attorney General Stephany L. Zaic, an answer in writing within sixty (60) days of the date of the Order for Service by Publication. This Court will conduct a provisional hearing upon the allegations of the Petition and enter an interlocutory order of disposition pursuant to O.C.G.A. ?15-11-39.2 on the 25th day of February, 2014 at 9:00 a.m. At the Lumpkin County Justice Center, Dahlonega Georgia. Parties to this action are required to appear and answer the allegations of this Petition at the provisional hearing. The findings of fact and orders of disposition made pursuant to the provisional hearing will become final at the final hearing unless you appear at the final hearing. The child shall appear personally before this Court at the provisional hearing. This Court will conduct a final hearing upon the allegations of the Petition and enter an order of disposition on the 28th day of February, 2014, at 9:00 a.m., at the Lumpkin County Justice Center, Dahlonega Georgia. The child and other parties involved may be represented by a lawyer at all stages of these proceedings. If you want a lawyer, you may choose and hire your own lawyer. If you want to hire a lawyer, please contact your lawyer immediately. If you want a lawyer but are not able to hire a lawyer without undue financial hardship, you may ask for a lawyer to be appointed to represent you. The Court would inquire into your financial circumstances and if the Court finds you to be financially unable to hire a lawyer, then a lawyer will be appointed to represent you. If you want a lawyer appointed to represent you, you must let the Court or the officer of this Court handling this case know that you want a lawyer immediately. WITNESS, the Honorable Gerald Bruce, Judge of said Court, this the 18th day of December, 2013. Honorable Gerald Bruce Judge, Juvenile Court Lumpkin County, Georgia Enotah Judicial Circuit

gpn10 CITATION Georgia, Lumpkin County Estate No.2013-GM-129 RE: Petition of Lori Kyle and Chris Kyle for Temporary Letters of Guardianship of Narda Rivera, a minor. Date of second publication: January 1, 2014. To: Gustavo Ramon Rivera Cervantes You are hereby notified that a petition for the appointment of a temporary guardian has been filed regarding the above-named minor. All objections to the Petition described above either to the appointment of a temporary guardian or the appointment of the petitioner as temporary guardian, must be in writing, setting forth the grounds of any such objections, and must be filed with this Court no later than 14 days after this notice is mailed, or 10 days after this notice is personally served upon you, or ten days after the second publication of this notice if you are served by publication. All pleadings must be signed before a notary public or Georgia probate court clerk, and filing fees must be tendered with your pleadings, unless you qualify to file as an indigent party. Contact probate court personnel at the below address/telephone number for the required amount of filing fees. **NOTE: If a natural guardian files an objection to the creation of the temporary guardianship, the Petition will be dismissed. If a natural guardian files an objection to the appointment of the petitioner as guardian; or if a parent who is not a natural guardian files an objection to the petition, a hearing on the matter shall be scheduled at a later date. Michael A. Chastain Probate Judge By: Shelley Wilson Probate Clerk 325 Riley Road, Room 122 Dahlonega, GA 30533 706-864-3847

gpn11 NOTICE OF SALE UNDER POWER GEORGIA, LUMPKIN COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Ladana Edwards and Jeremy Daniel Edwards to Mortgage Electronic Registration Systems, Inc. as nominee for AmericaHomekey, Inc. its successors and assigns dated June 18, 2009 in the amount of $89,693.00, and recorded in Deed Book 1135, Page 328, Lumpkin County, Georgia Records; as last transferred to Lakeview Loan Servicing, LLC by assignment; the undersigned, Lakeview Loan Servicing, LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in January, 2014 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 95 of the 1st District of Lumpkin County, Georgia, consisting of 1.008 acres as per plat of surveny recorded in Plat Book 30, Page 130, Lumpkin County, Georgia Records, which plat is incorporated herenig and made a part hereof by reference. which has the property address of 327 Cleveland Hwy, Murrayville, Georgia, together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a). To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Ladana Edwards and Jeremy Daniel Edwards or tenant or tenants and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Pursuant to O.C.G.A. 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend, or modify all terms of the above-described mortgage is as follows: M & T Bank 1 Fountain Plaza, 7th Floor Buffalo, NY 14203 Phone Number: (800) 724-1633. The foregoing notwithstanding, nothing in O.G.C.A. 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument. Lakeview Loan Servicing, LLC Attorney in Fact for Ladana Edwards and Jeremy Daniel Edwards McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com The Dahlonega Nugget Publication Dates:12-11-2013, 12-18-2013, 12-25-2013, 01-01-2014 File No. 13-05414 /CONV/kgrant THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

gpn18 PETITION FOR LETTERS OF ADMINISTRATION NOTICE Probate Court, County of Lumpkin, State of Georgia Re:Estate of Alan Emerson Johnson, Deceased Estate No-2013-LA-124 Nicole Hunt Johnson has petitioned to be appointed Administrator of the estate of Alan Emerson Johnson, deceased, of said County. The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. ?53-12-261. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the Court on or before January 13, 2014. All pleadings/objections must be signed under oath before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing. Michael A. Chastain Probate Judge by:Shelley Wilson Probate Clerk 325 Riley Road,Room-122 Dahlonega, Georgia 30533 706-864-3847

gpn11 NOTICE OF SALE GEORGIA, LUMPKIN COUNTY Because of the default in the payment of a note executed by Osage Financial Corporation secured by a deed to secure debt executed by Osage Financial Corporation to J. Bob Pickelsimer and Virginia Pickelsimer dated May 9, 2001, and recorded in the Clerk's Office of Lumpkin County, Georgia, in Deed Book M27, pages 255-260, last transferred and assigned to J. Bob Pickelsimer, the undersigned has declared the full unpaid amount of the indebtedness secured by said deed due and payable, and acting under the power of sale contained in said deed, for the purpose of paying said indebtedness, will on the first Tuesday in January, 2014 during the legal hours of sale at the Courthouse in Lumpkin County, Georgia, sell at public outcry to the highest bidder for cash, the land described in said deed, to wit: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 896,? 12th DISTRICT, 1st SECTION, CITY OF DAHLONEGA, LUMPKIN COUNTY, GEORGIA AND BEING FULLY DESCRIBED BY A PLAT PREPARED BY M. C. WICHT, GEORGIA REGISTERED LAND SURVEYOR, DATED AUGUST 12, 1985: AND AS PER SAID PLAT, THE PROPERTY BEING LOT 3, LAUREL HILL HEIGHTS. THE SUBJECT PLAT BEING OF RECORD IN PLAT BOOK 12, PAGE 202, LUMPKIN COUNTY RECORDS.? SAID PLAT IS HEREBY INCORPORATED BY REFERENCE. THIS CONVEYANCE IS MADE TOGETHER WITH AND SUBJECT TO ANY EASEMENTS FOR PUBLIC ROADS AND UTILITIES NOW IN USE. THIS CONVEYANCE IS MADE TOGETHER WITH AND SUBJECT TO ANY EASEMENTS OF RECORD. To the best knowledge and belief of the undersigned, the physical address of the above described property is 65 LAUREL HEIGHTS, DAHLONEGA, GA. 30533. Notice has been given of intention to collect attorney's fees in accordance with the terms of the note secured by said deed to secure debt. This sale will be held subject to any unpaid taxes or other assessments which may be liens against said property. Said property will be sold as the property of Osage Financial Corporation, and the proceeds of said sale shall be applied first to the payment in full of said indebtedness, next, to the payment of all expenses connected with said sale, and the remainder, if any, shall be paid as provided in said deed to secure debt. J. Bob Pickelsimer, as Attorney in fact for Osage Financial Corporation Angela Clark, Attorney at Law P.O. Box 611 Dahlonega, GA 30533

gpn11 NOTICE OF SALE UNDER POWER GEORGIA, LUMPKIN COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Richard A. Durham and Cyndi N. Durham to Homeside Lending, Inc. dated February 28, 2002 in the amount of $91,000.00, and recorded in Deed Book Z-28, Page 97, Lumpkin County, Georgia Records; as last transferred to JPMorgan Chase Bank, National Association by assignment; the undersigned, JPMorgan Chase Bank, National Association pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in January, 2014 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 618 of the 12th District and 1st Section of Lumpkin County, Georgia, containing 1.51 acres as shown on a plat of survey recorded in Plat Book 18, Page 42, Lumpkin County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. which has the property address of 184 Valley Brook Ln, Dahlonega, Georgia, together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a). To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Richard A. Durham and Cyndi N. Durham or tenant or tenants and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Pursuant to O.C.G.A. 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend, or modify all terms of the above-described mortgage is as follows: JPMorgan Chase Bank, National Association 800 Brooksedge Blvd., Floor 2 Westerville, OH 43081 Phone Number: 866-550-5705. The foregoing notwithstanding, nothing in O.G.C.A. 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument. JPMorgan Chase Bank, National Association Attorney in Fact for Richard A. Durham and Cyndi N. Durham McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com The Dahlonega Nugget Publication Dates:12-11-2013, 12-18-2013, 12-25-2013, 01-01-2014 File No. 09-22154 /FNMA/efisher THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

gpn11 NOTICE OF SALE UNDER POWER GEORGIA, LUMPKIN COUNTY By virtue of a Power of Sale contained in that certain Security Deed from Robert W. Roak a/k/a Robert Wesley Roak and Christina Kimbriel a/k/a Christina I. Kimbriel to Branch Banking and Trust Company, dated February 26, 2005 recorded March 29, 2005, in Deed Book L-35, Page 609, Lumpkin County, Georgia Records, said Security Deed having been given to secure a Note of even date in the principal amount of ONE HUNDRED SEVENTY-EIGHT THOUSAND SEVEN HUNDRED NINETY-FOUR DOLLARS AND FIFTY CENTS ($178,794.50), with interest thereon as provided for therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in January 2014 by the secured creditor, Branch Banking and Trust Company, as Attorney in Fact for Robert W. Roak a/k/a Robert Wesley Roak and Christina Kimbriel a/k/a Christina I. Kimbriel, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 99 IN THE 1ST DISTRICT, ORIGINALLY OF HABERSHAM, AND NOW OF LUMPKIN COUNTY, GEORGIA, CONSISTING OF 1.00 ACRE, MORE OR LESS, INCLUDING A HOUSE AND ALL OTHER IMPROVEMENTS LOCATED THEREON, AND BEING MORE FULLY DESCRIBED AND DELINEATED AS LOT 6 OF COKER SUBDIVISION ACCORDING TO PLAT OF SURVEY PREPARED JANUARY 27, 2003, BY CIVIL DESIGN SURVEY GROUP, INC., GEORGIA REGISTERED SURVEYOR, WHICH IS RECORDED IN PLAT CABINET ONE, SLIDE 19, PLAT 171-A, LUMPKIN COUNTY RECORDS, AND WHICH IS INCORPORATED BY REFERENCE HEREIN. Said property being known as 923 Copper Mines Road, Murrayville, Georgia 30564 according to the present numbering system in Lumpkin County. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Robert W. Roak a/k/a Robert Wesley Roak and Christina Kimbriel a/k/a Christina I. Kimbriel or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan. The name of the person or entity who has the full authority to negotiate, amend, and modify all terms of the mortgage is: Branch Banking and Trust Company, 150 Stratford Road, Suite 201, Winston-Salem, NC 27104 TEL (866) 909-4852. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. The Geheren Firm, P.C., 4828 Ashford Dunwoody Road, 2nd Floor, Atlanta, GA 30338 TEL (678) 587-9500.

gpn14 NOTICE This notice is to advise Tanya M Billiot that Complete Cash has applied for a pre-warrant hearing for the charge of Endangering Security Interest, O.C.G.A. 16-9-51. A Lumpkin County Magistrate Court Date has been set for January 23, 2014 at 9 a.m., 325 Riley Road, Dahlonega, Georgia 30533 for the purpose of this hearing.

gpn11 NOTICE OF SALE UNDER POWER STATE OF GEORGIA COUNTY OF LUMPKIN By virtue of a Power of Sale contained in that certain Security Deed from Timothy A. Stalvey to The Citizens Bank of Forsyth County, dated August 27, 2008, filed September 8, 2008, recorded in Deed Book 1107, Pages 125-130, Lumpkin County, Georgia Records, modified March 13, 2012, filed March 29, 2012, recorded in Deed Book 1208, Page 770-772, Lumpkin County, Georgia, Records (hereinafter the "Security Deed"), the Security Deed being given to secure a Note dated August 27, 2008, between Timothy A. Stalvey (borrower) and Citizens Bank of Forsyth County, (lender), in the original principal amount of One Hundred Sixty-One Thousand Five Hundred and 00/100 Dollars ($161,500.00), as modified/renewed from time to time, including the most recent Note dated March 13, 2012, between Timothy A. Stalvey (borrower) and Citizens Bank of Forsyth County, (lender), in the original principal amount of One Hundred Thousand Two Hundred Sixty-Five and 66/100 Dollars ($100,265.66) (hereinafter "Note"), with interest thereon as provided therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in January, 2014, the following described property: All that tract or parcel of land lying and being in Land Lot 513, 12th District, 1st Section, Lumpkin County, Georgia, and being fully described by a plat prepared by Douglas R. Sherrill, Georgia Registered Land Surveyor, dated August 1, 2008; and as per said plat, the property contains 10.000 acres, more or less, the subject plat being of record in Plat Cabinet One, Slide 170, Page 199, Lumpkin County records. Said plat is hereby incorporated by reference. This conveyance is made subject to and together with any easements of record or easements accessing the above described property. Address: BEN HIGGINS ROAD, DAHLONEGA, GEORGIA 30533 To have and to hold the said bargained premises together with all improvements now situated or hereafter placed thereon, and all interest, right and equity which the party of the first part now or may hereafter have therein to the only proper use, benefit, and behoof of the said party of the second part, its successors, heirs and assigns forever, in fee simple. The debt secured by the Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purposes of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien on the property but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed. The individual at The Citizens Bank of Forsyth County who has full authority to negotiate, amend, and/or modify the terms of this Security Deed is Kenneth E. Shugart, The Citizens Bank of Forsyth County, 651 Veterans Memorial Boulevard, Cumming, Georgia 30040. Mr. Shugart's phone number is (678) 513-9227. To the best knowledge and belief of the undersigned, the party in possession of the property is Timothy A. Stalvey or a tenant or tenants. The Citizens Bank of Forsyth County As Attorney in Fact for Timothy A. Stalvey Elizabeth A. Stuhldreher Law Offices of Elizabeth A. Stuhldreher 117 1/2 Bradford Street Suite 4 Gainesville, Georgia 30501 (770) 532-8244 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

gpn11 NOTICE OF SALE UNDER POWER STATE OF GEORGIA COUNTY OF LUMPKIN Under and by virtue of the power of sale contained with that certain Security Deed dated June 7, 2004, from Tina Walden to Mortgage Electronic Registration Systems, Inc., as nominee for Primary Capital Advisors LC, recorded on June 7, 2004 in Deed Book W-33 at Page 105, Lumpkin County, Georgia Records, having been last sold, assigned, transferred and conveyed to HSBC Bank USA, National Association, As Trustee For The Holders Of The SARM 2004-12 Trust by Assignment and said Security Deed having been given to secure a note dated June 7, 2004, in the amount of $258,400.00, said note being in default, the undersigned will sell at public outcry during the legal hours of sale before the door of the courthouse of Lumpkin County, Georgia, on January 7, 2014, the following described real property (hereinafter referred to as the "Property"): ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 979 AND 980 OF THE 12TH DISTRICT AND 1ST SECTION OF LUMPKIN COUNTY, GEORGIA, BEING ALL OF LOT 145, SKY COUNTRY PHASE 5, ACCORDING TO A PLAT OF SAME RECORDED AT PLAT CABINET 1, SLIDE 88, PLAT 148, LUMPKIN COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE FOR A MORE DETAILED DESCRIPTION OF SUBJECT PROPERTY. The debt secured by the Security Deed and evidenced by the Note and has been, and is hereby, declared due and payable because of, among other possible events of default, failure to make the payments as required by the terms of the Note. The debt remaining is in default and this sale will be made for the purposes of paying the Security Deed, accrued interest, and all expenses of the sale, including attorneys' fees. Notice of intention to collect attorneys' fees has been given as provided by law. To the best of the undersigned's knowledge, the person(s) in possession of the property is/are Tina Walden. The property, being commonly known as 89 Misty Way, Dahlonega, GA 30533 in Lumpkin County, will be sold as the property of Tina Walden, subject to any outstanding ad valorem taxes (including taxes which are a lien and not yet due and payable), any matters affecting title to the property which would be disclosed by accurate survey and inspection thereof, and all assessments, liens, encumbrances, restrictions, covenants, and matters of record to the Security Deed. Pursuant to O.C.G.A. Section 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: Nationstar Mortgage LLC, 350 Highland Drive, Lewisville, TX 75067, 469-549-3019 . The foregoing notwithstanding, nothing in O.C.G.A. Section 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under U.S. Bankruptcy code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. Albertelli Law Attorney for HSBC Bank USA, National Association, As Trustee For The Holders Of The SARM 2004-12 Trust as Attorney in Fact for Tina Walden 100 Galleria Parkway, Suite 960 Atlanta, GA 30339 Phone: (866) 690-0418 A-4431093 12/11/2013, 12/18/2013, 12/25/2013, 01/01/2014

gpn11 STATE OF GEORGIA COUNTY OF LUMPKIN NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by that certain Security Deed, dated July 14, 2003, executed by Wanda Scalf and Charles Scalf to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for America's Wholesale Lender, recorded in Deed Book W31, Page 196, Lumpkin County, Georgia Deed Records, and securing a Note in the original principal amount of $121,600.00, said Security Deed last having been assigned to Green Tree Servicing LLC, the current holder thereof, has declared the entire amount of said indebtedness evidenced by the Note immediately due and payable and, pursuant to the power of sale contained in said Security Deed, will, on the first Tuesday in January, 2014 to-wit: January 7, 2014, during the legal hours of sale, before the Lumpkin County Courthouse door, sell at public outcry to the highest bidder for cash, the following described real property: All that tract or parcel of land lying and being in Land Lot 96, 11th District, Lumpkin County, Georgia and being Lot 31 of Shenandoah Subdivision as shown on that certain plat of survey entitled "Final Plat of Shenandoah", dated July 3, 2001, prepared by Mark E. Chastain, GA. Reg. Sur. And being recorded in the Clerk's Office of the Superior Court of Lumpkin County, Georgia in Plat Cabinet 1, Slide 51, page 1-4. Said plat and the record thereof are herein incorporated for a full and complete legal description. The aforedescribed real property is also known as 320 Shenandoah Drive, Dahlonega, GA 30533, according to the present system of numbering houses in Lumpkin County, Georgia. This sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit as to the amount and status of the loan with the holder of the Security Deed, including but not limited to, a determination that the borrower has not reinstated the loan prior to the foreclosure sale. The name, address and telephone number of the individual or entity with full authority to negotiate, amend and modify all terms of the Note and Security Deed is Green Tree Servicing LLC, Attn: Loss Mitigation, 7360 S. Kyrene Road, Mail Stop P-214, Tempe, AZ 85283. The telephone number is (877) 337-4141. The fax number is (877) 265-9717. Said real property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the real property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Upon information and belief, said real property is presently in the possession or control of WANDA SCALF AND CHARLES SCALF and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Security Deed and the excess proceeds, if any, will be distributed as provided by law. GREEN TREE SERVICING LLC as Attorney-in-Fact for WANDA SCALF AND CHARLES SCALF David W. Adams, Esquire Ellis, Painter, Ratterree & Adams LLP 2 East Bryan Street, Suite 1001 Savannah, Georgia 31401 (912) 233-9700 THIS LAW FIRM MAY BE ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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Legals (1-1-14)
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gpn02 APPLICATION FOR WINE LICENSE Thomas Glenn Curtiss has applied with the Dahlonega City Council for a Package Sale Wine License for Ole' Mountain Collectors, LLC located at 40 Public Square, Dahlonega, Georgia.

gpn11 STATE OF GEORGIA COUNTY OF LUMPKIN NOTICE OF SALE UNDER POWER Under and by virtue of the power of sale contained in a Security Deed from CHRISTOPHER P. RIDER to UNITED COMMUNITY BANK, dated March 10, 2008, recorded March 19, 2008, in Deed Book 1086, Page 479, Lumpkin County, Georgia records, said Security Deed being given to secure a Note from CHRISTOPHER P. RIDER dated March 10, 2008, in the original principal amount of Twenty Two Thousand Four Hundred Ninety Eight and 50/100 ($22,498.50) Dollars, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in January, 2014, the following described property: All that tract or parcel of land, lying and being in Land Lot 99 in the 1st District, originally of Habersham, and now Lumpkin County, Georgia, consisting of 1.57 acres, more or less, and being more fully described and delineated as Lot 5 of the Whispering Winds Subdivision according to a Plat of Survey prepared August 2, 1995, by Frederick F. Kauffman, Georgia Registered Surveyor, which is recorded in Plat Book 29, Page 23, Lumpkin County Records, and which is incorporated by reference herein. This is the same property that was conveyed to Christopher P. Rider and Angela Adams in a Warranty Deed from James A. Anderson, Doug Kenimer and Clarence Grindle dated November 24, 1997, which is recorded in Deed Book U-18, Pages 118-119, Lumpkin County Records and which is incorporated by reference herein. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is CHRISTOPHER P. RIDER or a tenant or tenants. UNITED COMMUNITY BANK, as attorney in Fact for CHRISTOPHER P. RIDER L. Lou Allen Stites & Harbison, PLLC 520 West Main Street Blue Ridge, Georgia 30513 (706) 632-7923 File No. 7484A-03588 THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

gpn11 NOTICE OF SALE UNDER POWER LUMPKIN COUNTY Pursuant to the Power of Sale contained in a Security Deed given by Curtis L. Smith and Annie L. Smith to Mortgage Electronic Registration Systems, Inc. as nominee for Security Atlantic Mortgage Co. Inc. dated 2/9/2009 and recorded in Deed Book 1124 Page 521, LUMPKIN County, Georgia records; as last transferred to or acquired by BANK OF AMERICA, N.A., conveying the after-described property to secure a Note in the original principal amount of $ 183,150.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of LUMPKIN County, Georgia, within the legal hours of sale on January 07, 2014 (being the first Tuesday of said month unless said date falls on a Federal Holiday), the following described property: All that tract or parcel of land lying and being in Land Lot 1060 of the 12th Land District and 1st Section of Lumpkin County, Georgia consisting of 2.09 acres, more or less, according to plat of survey prepared April 29, 1995 by Michael L. Soupin, R.L.S. and recorded in Plat Book 28, page 69, Lumpkin County, Georgia records; Said plat and the record thereof being incorporated herein by reference for a more complete description. **FOR INFORMATIONAL PURPOSES ONLY** The improvements thereon being known as No. 3018 Morrison Moore Pkwy E, Dahlonega, GA 30533. Being the same property, which by Deed dated June 12, 2007 and recorded June 26, 2007 among the Land Records of Lumpkin County, Georgia in Book 1049, Page 250, was granted and conveyed by Whitney Shanti Lynn Smith, by Curtis L. Smith and Annie L. Smith, conservator for the estate of Whitney Shanti Lynn Smith unto Whitney Shanti Lynn Smith, Curtis L. Smith and Annie L. Smith. PARCEL ID NO: 077-081 The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property is commonly known as 3018 Morrison Moore Parkway East, Dahlonega, GA 30533 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Curtis L. Smith and Annie L. Smith or tenant or tenants. Bank of America is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage. Bank of America Home Loan Assistance Dept.7105 Corporate Drive Plano, TX 75024 (800) 846-2222 Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan.Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above. BANK OF AMERICA, N.A. as agent and Attorney in Fact for Curtis L. Smith and Annie L. Smith Aldridge Connors, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400.1016-667498677ATHIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1016-667498677A#

gpn06 TRADE NAME REGISTRATION Georgia, Lumpkin County Notice is hereby given that a trade name registration statement has been filed in this office, verified by affidavit of Karen Bowden which affidavit states that she is the CEO/Executive Director of Dahlonega Care Center, Inc., a business in the City of Dahlonega, County of Lumpkin, in the State of Georgia, operating under the trade name of: DCC "Nearly New" Thrift Shoppe 387 North Grove Street, Suites D & E Dahlonega, Georgia 30533 And that the nature of the business is: Thrift shop to earn funds for DCC, and the name and address of person owning or carrying on said trade or business is: Dahlonega Care Center, Inc. Karen Bowden, CEO/Executive Director 353 North Grove Street Dahlonega, Georgia 30533 Witness my official signature and seal of the Superior Court this 16th day of December, 2013. Rita Harkins Clerk of Superior Court

gpn06 TRADE NAME REGISTRATION Georgia, Lumpkin County Notice is hereby given that a trade name registration statement has been filed in this office, verified by affidavit of Karen Bowden which affidavit states that she is the CEO/Executive Director of Dahlonega Care Center, Inc., a business in the City of Dahlonega, County of Lumpkin, in the State of Georgia, operating under the trade name of: DCC PRENATAL IMAGING 387 North Grove Street, Suite C Dahlonega, Georgia 30533 And that the nature of the business is: FREE LIMITED OB ULTRASOUNDS & FREE PREGNANCY TESTS and the name and address of person owning or carrying on said trade or business is: Dahlonega Care Center, Inc. Karen Bowden, CEO/Executive Director 353 North Grove Street Dahlonega, Georgia 30533 Witness my official signature and seal of the Superior Court this 16th day of December, 2013. Rita Harkins Clerk of Superior Court

gpn11 NOTICE OF SALE UNDER POWER GEORGIA, LUMPKIN COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in that certain Security Deed given by Gerardo M. Balboni to RBC Centura Bank, dated June 27, 2007 and filed June 28, 2007, recorded in Deed Book 1049, Page 721-732, Lumpkin County, Georgia Records, later transferred by merger to PNC Bank, National Association, conveying the after-described property to secure a Promissory Note in the original principal amount of Fifty Six Thousand Five Hundred Fifty Dollars and No Cents ($56,550.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on Tuesday January 7, 2014, the following described property: All that tract or parcel of land lying and being in Land Lot 377 of the 5th Land District, First Section, of Lumpkin County, Georgia, being all of Tract 3 (containing 6.10 acres on Nimblewell Church Road) as shown on that plat for Steve Smith recorded in Plat Cabinet 1 Slide 132 Page 28 of the Lumpkin County, Georgia Deed Records to which said plat reference is made for a more detailed description. This is a portion of the property conveyed to Stephen R. Smith and Amber R. Smith recorded in Deed Book J-37 Pages 669-670 of the Lumpkin County, Georgia Deed Records. Said property is conveyed together with and subject to all easements, covenants and restrictions of record, if any. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Promissory Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Gerardo M. Balboni or a tenant or tenants and said property is more commonly known as Lot 3 Nimblewell Church Road, Dahlonega, GA 30533. In compliance with Georgia law, please find below the contact information for the entity who has authority to negotiate, amend, and modify the terms of the loan documents which may include a note, mortgage, security deed or deed to secure debt. PNC Bank, N.A. Loss Mitigation Department 3232 Newmark Drive Miamisburg, OH 45342 Phone: 888-224-4702 Fax: 855-288-3974 The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. PNC Bank, National Association, successor by merger to RBC Bank (USA), as Attorney in Fact for Gerardo M. Balboni Andrew D. Gleason Attorney for PNC Bank, National Association, successor by merger to RBC Bank (USA) Lefkoff, Rubin, Gleason & Russo, P.C. 5555 Glenridge Connector Suite 900 Atlanta, Georgia 30342 (404)869-6900 (404)869-6909 (fax)

gpn10 IN THE JUVENILE COURT OF LUMPKIN COUNTY, STATE OF GEORGIA IN THE INTEREST OF: E.W. DOB: 03-05-2010 SEX: MALE CHILD UNDER THE AGE OF EIGHTEEN CASE NO. 093-13J-283 NOTICE OF PETITION FOR TERMINATION OF PARENTAL RIGHTS TO: JOHN DOE, THE UNKNOWN BIOLOGICAL FATHER OF THE ABOVE-NAMED CHILD By Order for Service by Publication dated the 18th day of December, 2013, you are hereby notified that on the 8th day of November, 2013, the Lumpkin County Department of Family and Children Services, Georgia Department of Human Resources, filed a Petition for Termination of Parental Rights against you as to the above-named child alleging the child is deprived. You are required to file with the Clerk of Juvenile Court, and to serve upon Special Assistant Attorney General Stephany L. Zaic, an answer in writing within sixty (60) days of the date of the Order for Service by Publication. This Court will conduct a provisional hearing upon the allegations of the Petition and enter an interlocutory order of disposition pursuant to O.C.G.A. ?15-11-39.2 on the 25th day of February, 2014 at 9:00 a.m. At the Lumpkin County Justice Center, Dahlonega Georgia. Parties to this action are required to appear and answer the allegations of this Petition at the provisional hearing. The findings of fact and orders of disposition made pursuant to the provisional hearing will become final at the final hearing unless you appear at the final hearing. The child shall appear personally before this Court at the provisional hearing. This Court will conduct a final hearing upon the allegations of the Petition and enter an order of disposition on the 28th day of February, 2014, at 9:00 a.m., at the Lumpkin County Justice Center, Dahlonega Georgia. The child and other parties involved may be represented by a lawyer at all stages of these proceedings. If you want a lawyer, you may choose and hire your own lawyer. If you want to hire a lawyer, please contact your lawyer immediately. If you want a lawyer but are not able to hire a lawyer without undue financial hardship, you may ask for a lawyer to be appointed to represent you. The Court would inquire into your financial circumstances and if the Court finds you to be financially unable to hire a lawyer, then a lawyer will be appointed to represent you. If you want a lawyer appointed to represent you, you must let the Court or the officer of this Court handling this case know that you want a lawyer immediately. WITNESS, the Honorable Gerald Bruce, Judge of said Court, this the 18th day of December, 2013. Honorable Gerald Bruce Judge, Juvenile Court Lumpkin County, Georgia Enotah Judicial Circuit

gpn10 CITATION Georgia, Lumpkin County Estate No.2013-GM-129 RE: Petition of Lori Kyle and Chris Kyle for Temporary Letters of Guardianship of Narda Rivera, a minor. Date of second publication: January 1, 2014. To: Gustavo Ramon Rivera Cervantes You are hereby notified that a petition for the appointment of a temporary guardian has been filed regarding the above-named minor. All objections to the Petition described above either to the appointment of a temporary guardian or the appointment of the petitioner as temporary guardian, must be in writing, setting forth the grounds of any such objections, and must be filed with this Court no later than 14 days after this notice is mailed, or 10 days after this notice is personally served upon you, or ten days after the second publication of this notice if you are served by publication. All pleadings must be signed before a notary public or Georgia probate court clerk, and filing fees must be tendered with your pleadings, unless you qualify to file as an indigent party. Contact probate court personnel at the below address/telephone number for the required amount of filing fees. **NOTE: If a natural guardian files an objection to the creation of the temporary guardianship, the Petition will be dismissed. If a natural guardian files an objection to the appointment of the petitioner as guardian; or if a parent who is not a natural guardian files an objection to the petition, a hearing on the matter shall be scheduled at a later date. Michael A. Chastain Probate Judge By: Shelley Wilson Probate Clerk 325 Riley Road, Room 122 Dahlonega, GA 30533 706-864-3847

gpn11 NOTICE OF SALE UNDER POWER GEORGIA, LUMPKIN COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Ladana Edwards and Jeremy Daniel Edwards to Mortgage Electronic Registration Systems, Inc. as nominee for AmericaHomekey, Inc. its successors and assigns dated June 18, 2009 in the amount of $89,693.00, and recorded in Deed Book 1135, Page 328, Lumpkin County, Georgia Records; as last transferred to Lakeview Loan Servicing, LLC by assignment; the undersigned, Lakeview Loan Servicing, LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in January, 2014 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 95 of the 1st District of Lumpkin County, Georgia, consisting of 1.008 acres as per plat of surveny recorded in Plat Book 30, Page 130, Lumpkin County, Georgia Records, which plat is incorporated herenig and made a part hereof by reference. which has the property address of 327 Cleveland Hwy, Murrayville, Georgia, together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a). To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Ladana Edwards and Jeremy Daniel Edwards or tenant or tenants and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Pursuant to O.C.G.A. 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend, or modify all terms of the above-described mortgage is as follows: M & T Bank 1 Fountain Plaza, 7th Floor Buffalo, NY 14203 Phone Number: (800) 724-1633. The foregoing notwithstanding, nothing in O.G.C.A. 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument. Lakeview Loan Servicing, LLC Attorney in Fact for Ladana Edwards and Jeremy Daniel Edwards McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com The Dahlonega Nugget Publication Dates:12-11-2013, 12-18-2013, 12-25-2013, 01-01-2014 File No. 13-05414 /CONV/kgrant THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

gpn18 PETITION FOR LETTERS OF ADMINISTRATION NOTICE Probate Court, County of Lumpkin, State of Georgia Re:Estate of Alan Emerson Johnson, Deceased Estate No-2013-LA-124 Nicole Hunt Johnson has petitioned to be appointed Administrator of the estate of Alan Emerson Johnson, deceased, of said County. The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. ?53-12-261. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the Court on or before January 13, 2014. All pleadings/objections must be signed under oath before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing. Michael A. Chastain Probate Judge by:Shelley Wilson Probate Clerk 325 Riley Road,Room-122 Dahlonega, Georgia 30533 706-864-3847

gpn11 NOTICE OF SALE GEORGIA, LUMPKIN COUNTY Because of the default in the payment of a note executed by Osage Financial Corporation secured by a deed to secure debt executed by Osage Financial Corporation to J. Bob Pickelsimer and Virginia Pickelsimer dated May 9, 2001, and recorded in the Clerk's Office of Lumpkin County, Georgia, in Deed Book M27, pages 255-260, last transferred and assigned to J. Bob Pickelsimer, the undersigned has declared the full unpaid amount of the indebtedness secured by said deed due and payable, and acting under the power of sale contained in said deed, for the purpose of paying said indebtedness, will on the first Tuesday in January, 2014 during the legal hours of sale at the Courthouse in Lumpkin County, Georgia, sell at public outcry to the highest bidder for cash, the land described in said deed, to wit: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 896,? 12th DISTRICT, 1st SECTION, CITY OF DAHLONEGA, LUMPKIN COUNTY, GEORGIA AND BEING FULLY DESCRIBED BY A PLAT PREPARED BY M. C. WICHT, GEORGIA REGISTERED LAND SURVEYOR, DATED AUGUST 12, 1985: AND AS PER SAID PLAT, THE PROPERTY BEING LOT 3, LAUREL HILL HEIGHTS. THE SUBJECT PLAT BEING OF RECORD IN PLAT BOOK 12, PAGE 202, LUMPKIN COUNTY RECORDS.? SAID PLAT IS HEREBY INCORPORATED BY REFERENCE. THIS CONVEYANCE IS MADE TOGETHER WITH AND SUBJECT TO ANY EASEMENTS FOR PUBLIC ROADS AND UTILITIES NOW IN USE. THIS CONVEYANCE IS MADE TOGETHER WITH AND SUBJECT TO ANY EASEMENTS OF RECORD. To the best knowledge and belief of the undersigned, the physical address of the above described property is 65 LAUREL HEIGHTS, DAHLONEGA, GA. 30533. Notice has been given of intention to collect attorney's fees in accordance with the terms of the note secured by said deed to secure debt. This sale will be held subject to any unpaid taxes or other assessments which may be liens against said property. Said property will be sold as the property of Osage Financial Corporation, and the proceeds of said sale shall be applied first to the payment in full of said indebtedness, next, to the payment of all expenses connected with said sale, and the remainder, if any, shall be paid as provided in said deed to secure debt. J. Bob Pickelsimer, as Attorney in fact for Osage Financial Corporation Angela Clark, Attorney at Law P.O. Box 611 Dahlonega, GA 30533

gpn11 NOTICE OF SALE UNDER POWER GEORGIA, LUMPKIN COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Richard A. Durham and Cyndi N. Durham to Homeside Lending, Inc. dated February 28, 2002 in the amount of $91,000.00, and recorded in Deed Book Z-28, Page 97, Lumpkin County, Georgia Records; as last transferred to JPMorgan Chase Bank, National Association by assignment; the undersigned, JPMorgan Chase Bank, National Association pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in January, 2014 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 618 of the 12th District and 1st Section of Lumpkin County, Georgia, containing 1.51 acres as shown on a plat of survey recorded in Plat Book 18, Page 42, Lumpkin County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. which has the property address of 184 Valley Brook Ln, Dahlonega, Georgia, together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a). To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Richard A. Durham and Cyndi N. Durham or tenant or tenants and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Pursuant to O.C.G.A. 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend, or modify all terms of the above-described mortgage is as follows: JPMorgan Chase Bank, National Association 800 Brooksedge Blvd., Floor 2 Westerville, OH 43081 Phone Number: 866-550-5705. The foregoing notwithstanding, nothing in O.G.C.A. 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument. JPMorgan Chase Bank, National Association Attorney in Fact for Richard A. Durham and Cyndi N. Durham McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com The Dahlonega Nugget Publication Dates:12-11-2013, 12-18-2013, 12-25-2013, 01-01-2014 File No. 09-22154 /FNMA/efisher THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

gpn11 NOTICE OF SALE UNDER POWER GEORGIA, LUMPKIN COUNTY By virtue of a Power of Sale contained in that certain Security Deed from Robert W. Roak a/k/a Robert Wesley Roak and Christina Kimbriel a/k/a Christina I. Kimbriel to Branch Banking and Trust Company, dated February 26, 2005 recorded March 29, 2005, in Deed Book L-35, Page 609, Lumpkin County, Georgia Records, said Security Deed having been given to secure a Note of even date in the principal amount of ONE HUNDRED SEVENTY-EIGHT THOUSAND SEVEN HUNDRED NINETY-FOUR DOLLARS AND FIFTY CENTS ($178,794.50), with interest thereon as provided for therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in January 2014 by the secured creditor, Branch Banking and Trust Company, as Attorney in Fact for Robert W. Roak a/k/a Robert Wesley Roak and Christina Kimbriel a/k/a Christina I. Kimbriel, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 99 IN THE 1ST DISTRICT, ORIGINALLY OF HABERSHAM, AND NOW OF LUMPKIN COUNTY, GEORGIA, CONSISTING OF 1.00 ACRE, MORE OR LESS, INCLUDING A HOUSE AND ALL OTHER IMPROVEMENTS LOCATED THEREON, AND BEING MORE FULLY DESCRIBED AND DELINEATED AS LOT 6 OF COKER SUBDIVISION ACCORDING TO PLAT OF SURVEY PREPARED JANUARY 27, 2003, BY CIVIL DESIGN SURVEY GROUP, INC., GEORGIA REGISTERED SURVEYOR, WHICH IS RECORDED IN PLAT CABINET ONE, SLIDE 19, PLAT 171-A, LUMPKIN COUNTY RECORDS, AND WHICH IS INCORPORATED BY REFERENCE HEREIN. Said property being known as 923 Copper Mines Road, Murrayville, Georgia 30564 according to the present numbering system in Lumpkin County. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Robert W. Roak a/k/a Robert Wesley Roak and Christina Kimbriel a/k/a Christina I. Kimbriel or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan. The name of the person or entity who has the full authority to negotiate, amend, and modify all terms of the mortgage is: Branch Banking and Trust Company, 150 Stratford Road, Suite 201, Winston-Salem, NC 27104 TEL (866) 909-4852. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. The Geheren Firm, P.C., 4828 Ashford Dunwoody Road, 2nd Floor, Atlanta, GA 30338 TEL (678) 587-9500.

gpn14 NOTICE This notice is to advise Tanya M Billiot that Complete Cash has applied for a pre-warrant hearing for the charge of Endangering Security Interest, O.C.G.A. 16-9-51. A Lumpkin County Magistrate Court Date has been set for January 23, 2014 at 9 a.m., 325 Riley Road, Dahlonega, Georgia 30533 for the purpose of this hearing.

gpn11 NOTICE OF SALE UNDER POWER STATE OF GEORGIA COUNTY OF LUMPKIN By virtue of a Power of Sale contained in that certain Security Deed from Timothy A. Stalvey to The Citizens Bank of Forsyth County, dated August 27, 2008, filed September 8, 2008, recorded in Deed Book 1107, Pages 125-130, Lumpkin County, Georgia Records, modified March 13, 2012, filed March 29, 2012, recorded in Deed Book 1208, Page 770-772, Lumpkin County, Georgia, Records (hereinafter the "Security Deed"), the Security Deed being given to secure a Note dated August 27, 2008, between Timothy A. Stalvey (borrower) and Citizens Bank of Forsyth County, (lender), in the original principal amount of One Hundred Sixty-One Thousand Five Hundred and 00/100 Dollars ($161,500.00), as modified/renewed from time to time, including the most recent Note dated March 13, 2012, between Timothy A. Stalvey (borrower) and Citizens Bank of Forsyth County, (lender), in the original principal amount of One Hundred Thousand Two Hundred Sixty-Five and 66/100 Dollars ($100,265.66) (hereinafter "Note"), with interest thereon as provided therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in January, 2014, the following described property: All that tract or parcel of land lying and being in Land Lot 513, 12th District, 1st Section, Lumpkin County, Georgia, and being fully described by a plat prepared by Douglas R. Sherrill, Georgia Registered Land Surveyor, dated August 1, 2008; and as per said plat, the property contains 10.000 acres, more or less, the subject plat being of record in Plat Cabinet One, Slide 170, Page 199, Lumpkin County records. Said plat is hereby incorporated by reference. This conveyance is made subject to and together with any easements of record or easements accessing the above described property. Address: BEN HIGGINS ROAD, DAHLONEGA, GEORGIA 30533 To have and to hold the said bargained premises together with all improvements now situated or hereafter placed thereon, and all interest, right and equity which the party of the first part now or may hereafter have therein to the only proper use, benefit, and behoof of the said party of the second part, its successors, heirs and assigns forever, in fee simple. The debt secured by the Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purposes of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien on the property but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed. The individual at The Citizens Bank of Forsyth County who has full authority to negotiate, amend, and/or modify the terms of this Security Deed is Kenneth E. Shugart, The Citizens Bank of Forsyth County, 651 Veterans Memorial Boulevard, Cumming, Georgia 30040. Mr. Shugart's phone number is (678) 513-9227. To the best knowledge and belief of the undersigned, the party in possession of the property is Timothy A. Stalvey or a tenant or tenants. The Citizens Bank of Forsyth County As Attorney in Fact for Timothy A. Stalvey Elizabeth A. Stuhldreher Law Offices of Elizabeth A. Stuhldreher 117 1/2 Bradford Street Suite 4 Gainesville, Georgia 30501 (770) 532-8244 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

gpn11 NOTICE OF SALE UNDER POWER STATE OF GEORGIA COUNTY OF LUMPKIN Under and by virtue of the power of sale contained with that certain Security Deed dated June 7, 2004, from Tina Walden to Mortgage Electronic Registration Systems, Inc., as nominee for Primary Capital Advisors LC, recorded on June 7, 2004 in Deed Book W-33 at Page 105, Lumpkin County, Georgia Records, having been last sold, assigned, transferred and conveyed to HSBC Bank USA, National Association, As Trustee For The Holders Of The SARM 2004-12 Trust by Assignment and said Security Deed having been given to secure a note dated June 7, 2004, in the amount of $258,400.00, said note being in default, the undersigned will sell at public outcry during the legal hours of sale before the door of the courthouse of Lumpkin County, Georgia, on January 7, 2014, the following described real property (hereinafter referred to as the "Property"): ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 979 AND 980 OF THE 12TH DISTRICT AND 1ST SECTION OF LUMPKIN COUNTY, GEORGIA, BEING ALL OF LOT 145, SKY COUNTRY PHASE 5, ACCORDING TO A PLAT OF SAME RECORDED AT PLAT CABINET 1, SLIDE 88, PLAT 148, LUMPKIN COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE FOR A MORE DETAILED DESCRIPTION OF SUBJECT PROPERTY. The debt secured by the Security Deed and evidenced by the Note and has been, and is hereby, declared due and payable because of, among other possible events of default, failure to make the payments as required by the terms of the Note. The debt remaining is in default and this sale will be made for the purposes of paying the Security Deed, accrued interest, and all expenses of the sale, including attorneys' fees. Notice of intention to collect attorneys' fees has been given as provided by law. To the best of the undersigned's knowledge, the person(s) in possession of the property is/are Tina Walden. The property, being commonly known as 89 Misty Way, Dahlonega, GA 30533 in Lumpkin County, will be sold as the property of Tina Walden, subject to any outstanding ad valorem taxes (including taxes which are a lien and not yet due and payable), any matters affecting title to the property which would be disclosed by accurate survey and inspection thereof, and all assessments, liens, encumbrances, restrictions, covenants, and matters of record to the Security Deed. Pursuant to O.C.G.A. Section 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: Nationstar Mortgage LLC, 350 Highland Drive, Lewisville, TX 75067, 469-549-3019 . The foregoing notwithstanding, nothing in O.C.G.A. Section 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under U.S. Bankruptcy code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. Albertelli Law Attorney for HSBC Bank USA, National Association, As Trustee For The Holders Of The SARM 2004-12 Trust as Attorney in Fact for Tina Walden 100 Galleria Parkway, Suite 960 Atlanta, GA 30339 Phone: (866) 690-0418 A-4431093 12/11/2013, 12/18/2013, 12/25/2013, 01/01/2014

gpn11 STATE OF GEORGIA COUNTY OF LUMPKIN NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by that certain Security Deed, dated July 14, 2003, executed by Wanda Scalf and Charles Scalf to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for America's Wholesale Lender, recorded in Deed Book W31, Page 196, Lumpkin County, Georgia Deed Records, and securing a Note in the original principal amount of $121,600.00, said Security Deed last having been assigned to Green Tree Servicing LLC, the current holder thereof, has declared the entire amount of said indebtedness evidenced by the Note immediately due and payable and, pursuant to the power of sale contained in said Security Deed, will, on the first Tuesday in January, 2014 to-wit: January 7, 2014, during the legal hours of sale, before the Lumpkin County Courthouse door, sell at public outcry to the highest bidder for cash, the following described real property: All that tract or parcel of land lying and being in Land Lot 96, 11th District, Lumpkin County, Georgia and being Lot 31 of Shenandoah Subdivision as shown on that certain plat of survey entitled "Final Plat of Shenandoah", dated July 3, 2001, prepared by Mark E. Chastain, GA. Reg. Sur. And being recorded in the Clerk's Office of the Superior Court of Lumpkin County, Georgia in Plat Cabinet 1, Slide 51, page 1-4. Said plat and the record thereof are herein incorporated for a full and complete legal description. The aforedescribed real property is also known as 320 Shenandoah Drive, Dahlonega, GA 30533, according to the present system of numbering houses in Lumpkin County, Georgia. This sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit as to the amount and status of the loan with the holder of the Security Deed, including but not limited to, a determination that the borrower has not reinstated the loan prior to the foreclosure sale. The name, address and telephone number of the individual or entity with full authority to negotiate, amend and modify all terms of the Note and Security Deed is Green Tree Servicing LLC, Attn: Loss Mitigation, 7360 S. Kyrene Road, Mail Stop P-214, Tempe, AZ 85283. The telephone number is (877) 337-4141. The fax number is (877) 265-9717. Said real property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the real property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Upon information and belief, said real property is presently in the possession or control of WANDA SCALF AND CHARLES SCALF and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Security Deed and the excess proceeds, if any, will be distributed as provided by law. GREEN TREE SERVICING LLC as Attorney-in-Fact for WANDA SCALF AND CHARLES SCALF David W. Adams, Esquire Ellis, Painter, Ratterree & Adams LLP 2 East Bryan Street, Suite 1001 Savannah, Georgia 31401 (912) 233-9700 THIS LAW FIRM MAY BE ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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