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July 30, 2014
Legals (11-13-13)
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NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Donna Lynn Erwin to JPMorgan Chase Bank, National Association, dated December 14, 2010, recorded in Deed Book 1179, Page 52, Lumpkin County, Georgia Records and as re-recorded in Deed Book 1259, Page 615, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED SIXTEEN THOUSAND SEVEN HUNDRED EIGHTY-FIVE AND 0/100 DOLLARS ($216,785.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in December, 2013, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. JPMorgan Chase Bank, National Association is the holder of the Note and Security Deed to the property in accordance with OCGA § 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: JPMorgan Chase Bank, National Association, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. To the best knowledge and belief of the undersigned, the party in possession of the property is Donna Lynn Erwin or a tenant or tenants and said property is more commonly known as 156 River View Trl W, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. JPMorgan Chase Bank, National Association as Attorney in Fact for Donna Lynn Erwin McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/hq1 12/3/13 Our file no. 51061012-FT18 EXHIBIT "A" All that certain parcel of land lying and being in Land Lot 109 of the 1st District, originally Habersham, now of Lumpkin County, Georgia, consisting of 2.27 acres, more or less, being Lot 5 of Phase One, of the Copper Ridge Subdivision, as is more fully described and delineated according to a plat of survey prepared July, 5, 1983, by Farley-Collins Associates, Georgia registered surveyors, which is recorded in Plat Book 8, Page 178, Lumpkin County, Georgia records, which plat is incorporated herein and made a part hereof by reference. MR/hq1 12/3/13 Our file no. 51061012 – FT18

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NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Richard Lincoln Harris and Martha Hope Hughes Harris to Bank of America, N.A., dated January 28, 2010, recorded in Deed Book 1187, Page 485, Lumpkin County, Georgia Records, as last transferred to Green Tree Servicing LLC by assignment recorded in Deed Book 1258, Page 159, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED THOUSAND TWO HUNDRED FIFTY AND 0/100 DOLLARS ($300,250.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in December, 2013, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Green Tree Servicing LLC is the holder of the Note and Security Deed to the property in accordance with OCGA § 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Green Tree Servicing, LLC, 4250 North Freeway, Fort Worth, TX 76137, 877-816-9125. To the best knowledge and belief of the undersigned, the party in possession of the property is Richard Lincoln Harris and Martha Hope Hughes Harris or a tenant or tenants and said property is more commonly known as 225 Clyde Barrett Rd, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Green Tree Servicing LLC as Attorney in Fact for Richard Lincoln Harris and Martha Hope Hughes Harris McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/kgo 12/3/13 Our file no. 539312-FT17 EXHIBIT "A" All that certain parcel of land situated in Land Lot 900 & 921, 12th District, 1st Section, and being 3.218 acres, more or less, Lumpkin County, State of Georgia, being known and designated according to that plat of survey for Richard and Hope Harris by Geoimage, L.L.C. dated December 7, 2006, recorded in Cabinet One, Slide 141, Page 08A, and as revised May 4, 2007 recorded in Cabinet One, Slide 148, Page 151A. By fee simple deed from Hope Harris as set forth in Deed Book 1018, Cert # 577-578 dated 12/07/2006 and recorded 12/15/2006, Lumpkin County Records, State of Georgia. Tax/Parcel ID: 060B 017 MR/kgo 12/3/13 Our file no. 539312 - FT17

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NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Warthen Williford to MetLIfe Home Loans, a Divisions of MetLife Bank, N.A., dated August 27, 2010, recorded in Deed Book 1168, Page 618, Lumpkin County, Georgia Records, as last transferred to Champion Mortgage Company by assignment recorded in Deed Book 1222, Page 448, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED THIRTEEN THOUSAND AND 0/100 DOLLARS ($213,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in December, 2013, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Nationstar Mortgage LLC d/b/a Champion Mortgage Company is the holder of the Note and Security Deed to the property in accordance with OCGA § 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Champion Mortgage LLC, 350 Highland Drive, Louisville, TX 75067, 800-761-0073. To the best knowledge and belief of the undersigned, the party in possession of the property is Warthen Williford or a tenant or tenants and said property is more commonly known as 146 Johnnie Collins Way, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Nationstar Mortgage LLC d/b/a Champion Mortgage Company as Attorney in Fact for Warthen Williford McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ekh 12/3/13 Our file no. 5529513-FT2 EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot 763 of the 12th District, 1st Section of Lumpkin County, Georgia, being all of Lot 17, consisting of 1.076 acres, per plat of survey recorded in Plat Cabinet 1, Slide 70, Page 198A, Lumpkin County, Georgia records, which plat is incorporated herein by reference and made a part hereof by reference. MR/ekh 12/3/13 Our file no. 5529513 - FT2

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STATE OF GEORGIA COUNTY of LUMPKIN

NOTICE OF SALE UNDER POWER

By virtue of the power of sale contained in that certain Deed to Secure Debt from ALETA EMERSON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated April 13, 2005, filed for record April 18, 2005, and recorded in Deed Book P35, Page 047, LUMPKIN County, Georgia Records, and as modified by that certain Loan Modification Agreement recorded in Deed Book 1245, Page 472, LUMPKIN County, Georgia Records, as last transferred to DEUTSCHE BANK NATIONAL TRUST COMPANY, AS INDENTURE TRUSTEE UNDER THE INDENTURE RELATING TO IMH ASSETS CORP., COLLATERALIZED ASSET-BACKED BONDS, SERIES 2005-5 by assignment recorded in Deed Book 1256, Page 148, LUMPKIN County, Georgia Records, said Deed to Secure Debt having been given to secure a Note dated April 13, 2005 in the original principal sum of TWO HUNDRED FORTY THOUSAND AND 0/100 DOLLARS ($240,000.00), with interest from date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at LUMPKIN County, Georgia, within the legal hours of sale on the first Tuesday in December, 2013, the property described on Exhibit "A" attached hereto and incorporated herein by reference. To the best of the knowledge and belief of the undersigned, the party in possession of the property is ALETA EMERSON or a tenant or tenants. Said property is more commonly known as: 7111 HIGHWAY 19 NORTH, DAHLONEGA, GA 30533. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney's fees. The individual or entity that has full authority to negotiate, amend, and modify all terms of the loan is OCWEN LOAN SERVICING, LLC, 1100 VIRGINIA DRIVE, FORT WASHINGTON, PA 19034; (887) 226-2936. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. Said property will be sold as the property of ALETA EMERSON. DEUTSCHE BANK NATIONAL TRUST COMPANY, AS INDENTURE TRUSTEE UNDER THE INDENTURE RELATING TO IMH ASSETS CORP., COLLATERALIZED ASSET-BACKED BONDS, SERIES 2005-7 As Attorney-in-Fact for ALETA EMERSON Phelan Hallinan & Jones, LLC 303 Perimeter Center North, Suite 800 Atlanta, GA 30346 Telephone: 770-393-4300 Fax: 770-393-4310 PH # 15931 This law firm is acting as a debt collector. Any information obtained will be used for that purpose. EXHIBIT A ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 1122 AND 1123 OF THE 11TH DISTRICT, 1ST SECTION OF LUMPKIN COUNTY, GEORGIA, CONSISTING OF 6.07 ACRES, MORE OR LESS, TOGETHER WITH ALL IMPROVEMENTS LOCATED THEREON, AND BEING MORE PARTICULARLY SET OUT ON A PLAT OF SURVEY DATED SEPTEMBER 9, 1981, PREPARED FOR CHARLIE AND JULIA RIDLEY BY MICHAEL L. SCUPIN, GEORGIA REGISTERED LAND SURVEYOR. THIS PLAT IS RECORDED IN PLAT BOOK 20, PAGE 103, LUMPKIN COUNTY RECORDS, AND IS INCORPORATED HEREIN BY REFERENCE FOR A MORE DETAILED DESCRIPTION. LESS AND EXCEPT: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 1122 AND 1123 OF THE 11TH DISTRICT, 1ST SECTION OF LUMPKIN COUNTY, GEORGIA, CONSISTING OF 1.76 ACRES, MORE OR LESS, TOGETHER WITH ALL IMPROVEMENTS LOCATED THEREON, AND BEING MORE PARTICULARLY SET OUT AS TRACT B CONTAINING 1.588 ACRES, MORE OR LESS, AND TRACT C CONTAINING 0.172 ACRES, MORE OR LESS, ON A PLAT OF SURVEY DATED SEPTEMBER 24, 1999, PREPARED FOR BLANCHE GOOCH BY FARLEY-COLLINS & ASSOCIATES, GEORGIA REGISTERED LAND SURVEYORS. THIS PLAT IS RECORDED IN PLAT CABINET 1, SLIDE 49, PLAT 163, LUMPKIN COUNTY RECORDS, AND IS INCORPORATED HEREIN BY REFERENCE FOR A MORE DETAILED DESCRIPTION. THIS PROPERTY IS CONVEYED SUBJECT TO ALL EASEMENTS FOR ROADS AND UTILITIES IN USE OR OF RECORD.

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CITATION

Georgia, Lumpkin County Estate No.2013-GM-68 RE: Petition of Mitchell and Glenda Brannon for Temporary Letters of Guardianship of Anthony Noble Yurem Lewis, a minor. Date of second publication: November 13, 2013. To: The biological father of Anthony Noble Yurem Lewis You are hereby notified that a petition for the appointment of a temporary guardian has been filed regarding the above-named minor. All objections to the Petition described above either to the appointment of a temporary guardian or the appointment of the petitioner as temporary guardian, must be in writing, setting forth the grounds of any such objections, and must be filed with this Court no later than 14 days after this notice is mailed, or 10 days after this notice is personally served upon you, or ten days after the second publication of this notice if you are served by publication. All pleadings must be signed before a notary public or Georgia probate court clerk, and filing fees must be tendered with your pleadings, unless you qualify to file as an indigent party. Contact probate court personnel at the below address/telephone number for the required amount of filing fees. **NOTE: If a natural guardian files an objection to the creation of the temporary guardianship, the Petition will be dismissed. If a natural guardian files an objection to the appointment of the petitioner as guardian; or if a parent who is not a natural guardian files an objection to the petition, a hearing on the matter shall be scheduled at a later date. Michael A. Chastain Probate Judge By: Shelley Wilson Probate Clerk 325 Riley Road, Room 122 Dahlonega, GA 30533 706-864-3847

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STATE OF GEORGIA COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by that certain Security Deed, dated May 28, 1998, executed by Cyndi N. Durham and Richard A. Durham to Fairfield Mortgage Associates of Gainesville, recorded in Deed Book Z19, Page 100, Lumpkin County, Georgia Deed Records, and securing a Note in the original principal amount of $142,000.00, said Security Deed last having been assigned to Green Tree Servicing LLC, the current holder thereof, has declared the entire amount of said indebtedness evidenced by the Note immediately due and payable and, pursuant to the power of sale contained in said Security Deed, will, on the first Tuesday in December, 2013, to-wit: December 3, 2013, during the legal hours of sale, before the Lumpkin County Courthouse door, sell at public outcry to the highest bidder for cash, the following described real property: All that tract or parcel of land lying and being in Land Lots 678, 679, 722 and 723 of the 12th District, 1st Section of Lumpkin County, Georgia, located on the northwesterly side of Georgia State Route No. 9-E, containing 1.90 acres according to a plat of survey prepared for Richard A. and Cindi N. Durham by Jimmy D. Bullock, registered surveyor, dated July 12, 1985, recorded in Plat Book 14, page 162, Lumpkin County, Georgia Plat Records. Reference to said plat and the record thereof is hereby made for a more complete description of said property. This conveyance is made by Marvin Brackett, as Executor under the Last Will and Testament of Isabella Brackett which Will has been probated on the Lumpkin County Probate Records. AND All that tract or parcel of land lying and being in Land Lots 679 and 722 of the 12th District, 1st Section of Lumpkin County, Georgia, containing 3.395, more or less, as per a plat of survey prepared for Charles Woody by Farley-Collins Associates, Georgia Registered Surveyors, dated December 2, 1988, record in Plat Book 21, Page 106, Lumpkin County Records. Said plat of survey is incorporated herein by reference for a more particular description of the above property. Grantor hereby reserves and easement 20 feet in width lying immediately adjacent to the Grantees property line which is shown as being in the center of a dirt drive and grades drive for purposes of ingress, egress, and utilities for himself, his heirs and assigns and the Grantor hereby conveys to the Grantee a perpetual nonexclusive easement twenty feet in width lying immediately adjacent to the above described easement as shown on the plat of survey for purposes of ingress, egress and utilities. It is the intention of the parties that the dirt drive shown on the plat of survey and the graded drive shown on the plat of survey be and is a 40 foot easement for use by both parties, their heirs and assigns. The aforedescribed real property is also known as 1370 Auraria Road, Dahlonega, GA 30533, according to the present system of numbering houses in Lumpkin County, Georgia. This sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit as to the amount and status of the loan with the holder of the Security Deed, including but not limited to, a determination that the borrower has not reinstated the loan prior to the foreclosure sale. The name, address and telephone number of the individual or entity with full authority to negotiate, amend and modify all terms of the Note and Security Deed is Green Tree Servicing LLC, Attn: Loss Mitigation, 7360 S. Kyrene Road, Mail Stop P-214, Tempe, AZ 85283. The telephone number is (877) 337-4141. The fax number is (877) 265-9717. Said real property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the real property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Upon information and belief, said real property is presently in the possession or control of CYNDI N. DURHAM AND RICHARD A. DURHAM and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Security Deed and the excess proceeds, if any, will be distributed as provided by law. GREEN TREE SERVICING LLC as Attorney-in-Fact for CYNDI N. DURHAM AND RICHARD A. DURHAM David W. Adams, Esquire Ellis, Painter, Ratterree & Adams LLP 2 East Bryan Street, Suite 1001 Savannah, Georgia 31401 (912) 233-9700 THIS LAW FIRM MAY BE ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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APPLICATION FOR DISTILLED SPIRITS LICENSE

Axa Hughey has applied with the Dahlonega City Council for a Distilled Spirits License for Dantes, located at 84A North Public Square, Dahlonega, Georgia, 30513.

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GEORGIA, LUMPKIN COUNTY

NOTICE TO DEBTORS AND CREDITORS

All creditors of the estate of WOODROW PARKS, deceased, of Lumpkin County, Georgia, are hereby notified to render an account of their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to the undersigned. E.F. Trammell, Ann Gaddis and Ed. G. Parks, as Co-Executors of the Estate of Woodrow Parks, Deceased. c/o J.C. Highsmith, Jr. P.O. Box 3280 Gainesville, GA 30503

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA COUNTY OF LUMPKIN

All creditors of the Estate of Grace Genell Allison, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us. This 18th day of October, 2013. Henry Lee Allison, Freddie Joe Sullins and Carolyn Sullins Executors 1228 Martin Ford Rd Dahlonega, GA 30533

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA COUNTY OF LUMPKIN

All creditors of the Estate of Leon W. Arrowood, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us. This 10th day of October, 2013. Elizabeth Arrowood Executor 751 Old Dahlonega Hwy Dahlonega, GA 30533

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA COUNTY OF LUMPKIN

All creditors of the Estate of Janice Turner Carpenter, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us. This 23rd day of October, 2013. Allison Carpenter Administrator 6920 Crossview Drive Cumming, GA 30041

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA COUNTY OF LUMPKIN

All creditors of the Estate of Joann Lawry, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us. This 8th day of November, 2013. Denise Blake, Co-Administrator 9 Rock Street Pinos Altos, NM 88053

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA COUNTY OF LUMPKIN

All creditors of the Estate of William Joseph Welch, Sr., deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us. This 30th day of October, 2013. Kathryn Welch, Executor 2368 Engineers Drive Marietta, GA 30067

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA COUNTY OF LUMPKIN

All creditors of the Estate of Luie Arthur Wisenbaker, III, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us. This 15th day of October, 2013. M Fred Schuster, Attorney for Executor PO Box 8089 Atlanta, GA 31106

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APPLICATION FOR BEER/WINE LICENSE

Souhail Benelhajkhalifa has applied with the Dahlonega City Council for a Beer/Wine License for Souhail Z Mart/dba/Texaco Foodmart located at 550 South Chestatee Street, Dahlonega, GA 30533.

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ADVERTISEMENT FOR BIDS FEDERAL PROJECT NO. M004488

LUMPKIN COUNTY

Sealed proposals for furnishing all labor, material, equipment and other things necessary for the following work will be received by the undersigned at the Department of Transportation, One Georgia Center, 600 West Peachtree St., NW, Atlanta, Georgia, 30308 until 11:00 A.M., November 22, 2013 and publicly opened. 4.720 miles of milling, inlay, plant mix resurfacing and shoulder rehabilitation on SR 60 BU beginning at SR 9 and extended to SR 9. Contract time: 10/31/2014 District Office: Gainesville Proposal Guaranty: 5.00% Price of Plans: DBE: 5.00 Plans and Specifications may be inspected at the District Office as indicated. Copies of the Standard Specifications ($35.00) may be obtained from the State Transportation Office Engineer at One Georgia Center, 600 West Peachtree St., NW, in Atlanta, telephone number (404) 631-1215. Plans are available as indicated. Payment of the correct amount must be made within 30 days of billing; such payments are not refundable. Payment will be made to the contractor each calendar month based on the estimated work complete in place as prescribed by the Standard Specifications. The State reserves the right to reject any or all bids. Keith Golden, P.E., Commissioner Department of Transportation

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LUMPKIN COUNTY GRAND JURY PRESENTMENTS

TO THE HONORABLE N. STANLEY GUNTER, JUDGE OF THE SUPERIOR COURT OF LUMPKIN COUNTY, ENOTAH JUDICIAL CIRCUIT Foreperson: Stacy-Lee Mizer Assistant Foreperson: Grover C. Bagley, IV Clerk: Tiffany E. Mickenheim 1. Autumn Leigh Smith 2. Michael Hartley Kennedy 3. Patricia Holden Seabolt 4. Jeffrey Boone Hanes 6. Grover C. Bagley IV, Asst. Foreperson 7. Joseph Scott Rider 8. Robert Dustin Kenimer 9. Eric Lee Ford 10. Benjamin Lee Burford 12. Penny Shyrl Stevenson 13. Billy Nathan Welch 14. Kyle Thomas Roper 15. Linda Faye Kerns 16. Pamela Ayn Bellamy 17. William George Oleksy 18. Alton Mitchell Chastain 19. Stacy-Lee Mizer, Foreperson 21. James Douglas Shelnutt 22. Sheryl Jo Loggins 23. Tiffany E. Mickenheim, Clerk The Grand Jury above-named, chosen for the August 2013 Fall Term of the Lumpkin County Superior Court, re-convened on November 4, 2013. The Grand Jury respectfully submits the following: INDICTMENTS The Grand Jury addressed 18 Indictments resulting in 18 True Bills and 0 No Bills. COMMENDATIONS This Grand Jury extends its appreciation to the Honorable N. Stanley Gunter for his assistance to this body. The Grand Jury would like to commend our District Attorney, Jeffrey Langley, as well as his assistants and staff, for their courtesy, patience, and wise counsel. We would also like to thank the Clerk of Superior Court, Ms. Rita Harkins, and her staff; the Court Bailiff, Ms. Ann Carter; all law enforcement witnesses; and the county officials for their courteous and professional manner when reporting to this jury. RETURNS TO THE GRAND JURY CLERK OF THE SUPERIOR COURT This Grand Jury received a report from Rita Harkins, Clerk of Court, concerning a corrected Tax Equalization presentment from the August 27, 2013 Grand Jury. The report was presented by Ms. Harkins. A copy of said report is attached as part of these minutes. INSPECTIONS An inspection of the offices and operation of the following offices were conducted by the Grand Jury pursuant to O.C.G.A. ¤ 15-12-71(b)(l): LUMPKIN COUNTY CLERK OF THE SUPERIOR COURTS The Grand Jury inspected the office of the Lumpkin County Clerk of the Superior Courts and was given a tour of the facility, and everything was found to be in order. Respectfully submitted, this 4th day of November, 2013 Stacy-Lee Mizer, Foreperson Grover C. Bagley, IV, Assistant Foreperson Tiffany E. Mickenheim, Clerk This Grand Jury was tasked with approving Tax Equalization Board appointments when they convened on August 26-27, 2013. The current Board of Tax Equalization and the new Board of Tax Equalization that were presented to and approved by the Grand Jury during that session contained a typographical error. Alternate Jack Fortner resigned his position on May 8, 2013, and on May 22, 2013 Angie M. Bennett was appointed as the Alternate Member to replace him. In the August 2013 Presentment, Jack Fortner's name was not removed and Angie Bennett's name was not added. The corrected Tax Equalization Board presentment should state the following: TAX EQUALIZATION BOARD The current Board of Tax Equalization for Lumpkin County, State of Georgia is composed of the following as of January 1, 2013: MEMBER

    1.    Gerald Lewy, Term expires December 31, 2013

    1.    Jon Moore, Term expires December 31, 2014

    1.    Kenneth Beasley, Term expires December 31, 2015

ALTERNATES

    1.    John Gerheim, Term expires December 31, 2013

    1.    Archie Gilreath, Term expires December 31, 2014

    1.    Angie M. Bennett (Appointment began 5/22/2013), Term expires December 31, 2015

TAX EQUALIZATION BOARD APPOINTMENT This Grand Jury re-appoints Gerald Lewy as a regular member to begin January 1, 2014 with his term expiring December 31, 2016. The Grand Jury re-appoints John Gerheim as an alternate member to begin January 1, 2014 with his term expiring December 31, 2016. The new Board of Tax Equalization will be composed of the following as of January 1, 2014: MEMBER

    1.    Jon Moore, Term expires December 31, 2014

    1.    Kenneth Beasley, Term expires December 31, 2015

    1.    Gerald Lewy, Term expires December 31, 2016

ALTERNATES

    1.    Archie Gilreath, Term expires December 31, 2014

    1.    Angie M. Bennett (Appointment began 5/22/2013), Term expires December 31, 2015

    1.    John Gerheim, Term expires December 31, 2016

State of Georgia County of Lumpkin The within and foregoing presentments received and read in open Court, the same are ordered published as recommended and spread upon the minutes of the Court. Attachments to the presentments are to be recorded in the minutes and available in the Clerk of the Superior Court's Office for review by the public. This 4th day of November, 2013. Honorable N. Stanley Gunter Judge, Superior Courts Enotah Judicial Circuit

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PUBLIC NOTICE

Please take notice that the City of Dahlonega Historic Preservation Commission has received the following application(s) which will be heard on Wednesday, November 20, 2013 at 6:00 p.m. This meeting will be held in the City Hall Council Chambers located at 465 Riley Road. All applications are available for review at the City Planning Office. Application submitted by Tony Owens for amendment to plans for Certificate of Appropriateness for approval of fence for retaining wall, landscape and door change. Property address: 262 East Main Street. Property is zoned CBD Central Business Historic District. Property ID. Tax Map D11-65. Application submitted by Mike Miller for Certificate of Appropriateness for approval of ADA Ramp, Install first floor pickets/rails, Install two partitions on the 2nd floor and replace window with matching door. Property address: 90 Meaders Street N. Property is zoned CBD Central Business Historic District. Property ID. Tax Map D11 037. Application submitted by Lee Creef for Certificate of Appropriateness for a approval of fence, pickets/rails for patio and change to design of ground level patio. Property address: 19 North Chestatee. Property is zoned B3 Historic District. Property ID. Tax Map D11 04

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STATE OF GEORGIA COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by James F. Sims to Wells Fargo Bank, N.A. dated August 15, 2008, and recorded in Deed Book 1105, Page 177, Lumpkin County Records, securing a Note in the original principal amount of $72,856.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, December 3, 2013, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING INLAND LOT 117, 11TH DISTRICT, ORIGINALLY HALL, NOW LUMPKIN COUNTY, GEORGIA AND BEING MORE FULLY DESCRIBED AS LOT #189, WELLINGTON SUBDIVISION, PHASE TWO, ON A PLAT PREPARED BY DONALD REX JONES, GEORGIA REGISTERED LAND SURVEYOR, DATED DECEMBER 4, 1995, AND AS PER SAID PLAT, THE PROPERTY CONTAINS 1.010 ACRES, MORE OR LESS, THE SUBJECT PLAT BEING OF RECORD IN PLAT BOOK 29, PAGE 155, LUMPKIN COUNTY RECORDS. SAID PLAT IS HEREBY INCORPORATED BY REFERENCE. THIS CONVEYANCE IS MADE SUBJECT TO THAT CERTAIN DECLARATION OF PROTECTIVE COVENANTS FORD THE WELLINGTON SUBDIVISION WHICH IS RECORDED IN DEED BOOK C-16, PAGES 194-196, LUMPKIN COUNTY RECORDS. THIS CONVEYANCE IS MADE SUBJECT TO EASEMENTS FOR PUBLIC ROADS AND UTILITIES NOW IN USE. THIS CONVEYANCE IS MADE SUBJECT TO AND TOGETHER WITH ANY EASEMENTS OF RECORD OR EASEMENTS LOCATED ON THE PROPERTY ABOVE DESCRIBED OR ACCESSING THE ABOVE DESCRIBED PROPERTY. Said property is known as 18 Eton Crt, Dahlonega, GA 30533, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The proceeds of said sale will be applied to the payment of said indebtedness and all expenses of said sale as provided in said Deed, and the balance, if any, will be distributed as provided by law. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the secured creditor. The property is or may be in the possession of James F. Sims and The Estate of James F. Sims, successor in interest or tenant(s). Wells Fargo Bank, NA as Attorney-in-Fact for James F. Sims File no. 13-044005 SHAPIRO, SWERTFEGER & HASTY, LLP* Attorneys and Counselors at Law 2872 Woodcock Blvd., Suite 100?Atlanta, GA 30341-3941 (770) 220-2535/KLM HYPERLINK "http://www.swertfeger.net" www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF SALE UNDER POWER

STATE OF GEORGIA COUNTY OF LUMPKIN

By virtue of a Power of Sale contained in that certain Deed to Secure Debt from George Kelecheck to The Citizens Bank of Forsyth County, dated July 28, 2006, filed August 9, 2006, recorded in Deed Book 999, page 331, Lumpkin County, Georgia Records, modified July 8, 2009, filed July 16, 2009, Deed Book 1137, Page 410, Lumpkin County, Georgia Records, modified March 20, 2012, filed March 29, 2012, Deed Book 1208, Page 763, Lumpkin County, Georgia Records (hereinafter the "Security Deed"), the Security Deed being given to secure a Note dated July 28, 2006, between George Kelecheck (borrower) and The Citizens Bank of Forsyth County, (lender), in the original principal amount of Fifty-Seven Thousand Five Hundred Twenty-Three and 15/100 Dollars ($57,523.15), as modified/renewed from time to time, including the most recent Note dated March 20, 2012, in the principal amount of Forty-Nine Thousand Six Hundred Eight-Five and 10/100 Dollars ($49,685.10) (hereinafter "Note"), with interest thereon as provided therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in December, 2013, the following described property: All that tract or parcel of land lying and being in Land Lot 91 in the 13th District, 1st Section of Lumpkin County, Georgia, consisting of 1.396 acres, more or less (Tract One), and 0.107 acres, more or less (Tract Two), together with all improvements located thereon, and being more fully described as delineated as Lot 284 of the Bell Creek Subdivision (as revised) according to a plat of survey prepared March 24, 2003, by Dwight Kilby, Georgia Registered Surveyor, which is recorded in Plat Cabinet One, Slide 91, Plat 01, Lumpkin County Records, and which is incorporated by reference herein. There is also hereby conveyed a 1983 Brigadier manufactured home, which has been permanently affixed to the above described property. The property is conveyed subject to Restrictive Covenants for Bell Creek Subdivision, which are recorded in Deed Book R-4, Pages 301-305, Lumpkin County Records. This is the same property conveyed in Warranty Deed from Freeport Title and Guaranty, Inc., as Trustee, to George E. Kelecheck dated July 31, 2003, which is recorded in Deed Book Z-31, Pages 483-484, Lumpkin County Records, and which is incorporated by reference herein. This property is also conveyed along with and subject to all easements for roads and utilities in use or of record. Said property is commonly known as 127 Signal Ridge, Dahlonega, Georgia 30533. To have and to hold the said bargained premises together with all improvements now situated or hereafter placed thereon, and all interest, right and equity which the party of the first part now or may hereafter have therein to the only proper use, benefit, and behoof of the said party of the second part, its successors, heirs and assigns forever, in fee simple. The debt secured by the Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purposes of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien on the property but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed. The individual at The Citizens Bank of Forsyth County who has full authority to negotiate, amend, and/or modify the terms of this Security Deed is Kenneth E. Shugart, The Citizens Bank of Forsyth County, 651 Veterans Memorial Boulevard, Cumming, Georgia 30040. Mr. Shugart's phone number is (678) 513-9227. To the best knowledge and belief of the undersigned, the party in possession of the property is George E. Kelecheck or a tenant or tenants. The Citizens Bank of Forsyth County As Attorney in Fact for George Kelecheck a/k/a George E. Kelecheck Elizabeth A. Stuhldreher Law Offices of Elizabeth A. Stuhldreher 117 ½ Bradford Street Suite 4 Gainesville, Georgia 30501 (770) 532-8244 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF SALE UNDER POWER

STATE OF GEORGIA COUNTY OF LUMPKIN

By virtue of a Power of Sale contained in that certain Deed to Secure Debt from George E. Kelecheck to The Citizens Bank of Forsyth County, dated September 3, 2004, filed September 13, 2004, recorded in Deed Book J34, page 614, Lumpkin County, Georgia Records, modified July 30, 2007, filed August 20, 2007, Deed Book 1059, Page 461, Lumpkin County, Georgia Records, modified June 30, 2010, filed August 3, 2010, Deed Book 1166, Page 30, Lumpkin County, Georgia Records (hereinafter the "Security Deed"), the Security Deed being given to secure a Note dated September 3, 2004, between George Kelecheck (borrower) and The Citizens Bank of Forsyth County, (lender), in the original principal amount of Sixty-One Thousand and 00/100 Dollars ($61,000.00), as modified/renewed from time to time, including the most recent Note dated June 30, 2010, in the principal amount of Fifty-Seven Thousand Three Hundred Fifty-Five and 96/100 Dollars ($57,355.96) (hereinafter "Note"), with interest thereon as provided therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in December, 2013, the following described property: All that tract or parcel of land lying and being in Land Lot 91 of the 13th District, 1st Section of Lumpkin County, Georgia, being Lot 277, Unit One, Bell Creek, as per plat recorded in Plat Book 8, Page 177, Records of Lumpkin County, Georgia, which plat is incorporated herein by reference. Together with a 1984 Brigadeer manufactured home, certification label/identification number 1672. Said property is commonly known as 160 Signal Ridge Drive, Dawsonville, Georgia 30534. To have and to hold the said bargained premises together with all improvements now situated or hereafter placed thereon, and all interest, right and equity which the party of the first part now or may hereafter have therein to the only proper use, benefit, and behoof of the said party of the second part, its successors, heirs and assigns forever, in fee simple. The debt secured by the Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purposes of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien on the property but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed. The individual at The Citizens Bank of Forsyth County who has full authority to negotiate, amend, and/or modify the terms of this Security Deed is Kenneth E. Shugart, The Citizens Bank of Forsyth County, 651 Veterans Memorial Boulevard, Cumming, Georgia 30040. Mr. Shugart's phone number is (678) 513-9227. To the best knowledge and belief of the undersigned, the party in possession of the property is George E. Kelecheck or a tenant or tenants. The Citizens Bank of Forsyth County As Attorney in Fact for George E. Kelecheck a/k/a George Kelecheck Elizabeth A. Stuhldreher Law Offices of Elizabeth A. Stuhldreher 117 ½ Bradford Street Suite 4 Gainesville, Georgia 30501 (770) 532-8244 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF SALE UNDER POWER

STATE OF GEORGIA COUNTY OF LUMPKIN

By virtue of a Power of Sale contained in that certain Deed to Secure Debt from George Kelecheck to The Citizens Bank of Forsyth County, dated May 10, 2006, filed May 12, 2006, recorded in Deed Book W37, Page 310, Lumpkin County, Georgia Records, modified October 30, 2008, filed November 10, 2008, Deed Book 1113, Page 179, Lumpkin County, Georgia Records, modified April 10, 2009, filed April 27, 2009, Deed Book 1128, Page 522, Lumpkin County, Georgia records, modified March 6, 2012, filed March 29, 2012, Deed Book 1208, Page 766, Lumpkin County, Georgia records (hereinafter the "Security Deed"), the Security Deed being given to secure a Note dated May 10, 2006, between George Kelecheck (borrower) and The Citizens Bank of Forsyth County, (lender), in the original principal amount of Fifty-Four Thousand Five Hundred Thirty-Two and 78/100 Dollars ($54,532.78), as modified/renewed from time to time, including the most recent Note dated March 21, 2012, in the principal amount of Forty-Six Thousand Eight Hundred Thirty-Six and 04/100 Dollars ($46,836.04) (hereinafter "Note"), with interest thereon as provided therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in December, 2013, the following described property: All that tract or parcel of land lying and being in Land Lot 91 in the 13th District, 1st Section of Lumpkin County, Georgia, consisting of 1.21 acres, more or less, together with all improvements located thereon, and being more fully described and delineated as Lot 240 of the Bell Creek Subdivision according to a plat of survey prepared October 31, 1994, by Frederick F. Kauffman, Georgia Registered Surveyor, which is recorded in Plat Book 27, Page 107, Lumpkin County Records, and which is incorporated by reference herein. There is also hereby conveyed a 1998 Peach State modular home, which has been permanently affixed to the above described property. The property is conveyed subject to restrictive covenants for Bell Creek Subdivision, which are recorded in Deed Book R-4, Pages 301-305, Lumpkin County Records. This is the same property conveyed in a Warranty Deed from David Lee Johnson to George Kelecheck dated March 28, 2003, which is recorded in Deed Book F-31, Pages 03-04, Lumpkin County Records, and which is incorporated by reference herein. The property is also conveyed along with and subject to all easements for roads and utilities in use or of record. Said property is commonly known as 233 Signal Ridge Drive, Dawsonville, Georgia 30534. To have and to hold the said bargained premises together with all improvements now situated or hereafter placed thereon, and all interest, right and equity which the party of the first part now or may hereafter have therein to the only proper use, benefit, and behoof of the said party of the second part, its successors, heirs and assigns forever, in fee simple. The debt secured by the Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purposes of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien on the property but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed. The individual at The Citizens Bank of Forsyth County who has full authority to negotiate, amend, and/or modify the terms of this Security Deed is Kenneth E. Shugart, The Citizens Bank of Forsyth County, 651 Veterans Memorial Boulevard, Cumming, Georgia 30040. Mr. Shugart's phone number is (678) 513-9227. To the best knowledge and belief of the undersigned, the party in possession of the property is George E. Kelecheck or a tenant or tenants. The Citizens Bank of Forsyth County As Attorney in Fact for George E. Kelecheck Elizabeth A. Stuhldreher Law Offices of Elizabeth A. Stuhldreher 117 ½ Bradford Street Suite 4 Gainesville, Georgia 30501 (770) 532-8244 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF SALE UNDER POWER

STATE OF GEORGIA COUNTY OF LUMPKIN

By virtue of a Power of Sale contained in that certain Deed to Secure Guaranty, Security Agreement and Assignment of Rents from George Kelecheck to The Citizens Bank of Forsyth County, dated February 8, 2010, filed February 10, 2010, recorded in Deed Book 1153, Page 177, Lumpkin County, Georgia Records, modified February 19, 2013, filed April 4, 2013, Deed Book 1242, Page 607, Lumpkin County, Georgia Records (hereinafter the "Security Deed"), the Security Deed being given to secure a Note dated February 8, 2010, between George Kelecheck (borrower) and Citizens Bank of Forsyth County, (lender), in the original principal amount of Twenty-Six Thousand Four Hundred and 00/100 Dollars ($26,400.00), as modified/renewed from time to time, including the most recent Note dated February 19, 2013, in the principal amount of Twenty-Four Thousand Five Hundred Forty-Nine and 99/100 Dollars ($24,549.99) (hereinafter "Note"), with interest thereon as provided therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in December, 2013, the following described property: All that tract or parcel of land lying and being in Land Lot 91, 13th District, 1st Section of Lumpkin County, Georgia, being Lot 231 (containing 1.03 acres, more or less), Unit One, of Bell Creek as per plat recorded in Plat Book 8, Page 177, Records of Lumpkin County, Georgia, which plat is incorporated herein by reference. Together with a 1985 double wide manufactured home (26' X 56') located thereon. Said property is commonly known as 274 Signal Ridge Drive, Dawsonville, Georgia 30534. To have and to hold the said bargained premises together with all improvements now situated or hereafter placed thereon, and all interest, right and equity which the party of the first part now or may hereafter have therein to the only proper use, benefit, and behoof of the said party of the second part, its successors, heirs and assigns forever, in fee simple. The debt secured by the Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purposes of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien on the property but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed. The individual at The Citizens Bank of Forsyth County who has full authority to negotiate, amend, and/or modify the terms of this Security Deed is Kenneth E. Shugart, The Citizens Bank of Forsyth County, 651 Veterans Memorial Boulevard, Cumming, Georgia 30040. Mr. Shugart's phone number is (678) 513-9227. To the best knowledge and belief of the undersigned, the party in possession of the property is George E. Kelecheck or a tenant or tenants. The Citizens Bank of Forsyth County As Attorney in Fact for George Kelecheck a/k/a George E. Kelecheck Elizabeth A. Stuhldreher Law Offices of Elizabeth A. Stuhldreher 117 ½ Bradford Street Suite 4 Gainesville, Georgia 30501 (770) 532-8244 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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PETITION FOR LETTERS OF ADMINISTRATION NOTICE

Probate Court, County of Lumpkin, State of Georgia Re:Estate of Clayton Maxwell Hair, Deceased Estate No-2013-LA-111 Bobbie Hair Holcombe and Frank L. Hair have petitioned to be appointed Administrator of the estate of Clayton Maxwell Hair, deceased, of said County. The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A.§53-12-261. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, must be filed with the Court on or before November 18, 2013. All pleadings/objections must be signed under oath before notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing. Michael A. Chastain Probate Judge by:Shelley Wilson Probate Clerk 325 Riley Road,Room-122 Dahlonega, Georgia30533 706-864-3847

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IN THE SUPERIOR COURT OF LUMPKIN COUNTY

 STATE OF GEORGIA IN RE: MARGARET SQUIBB DIEHL PETITIONER CIVIL ACTION FILE NO: 13-CV-526-RG

NAME CHANGE NOTICE

Georgia, Lumpkin County: Notice is hereby given that Margaret Squibb Diehl, the undersigned, filed a petition in the Superior Court of Lumpkin County, Georgia on the 31st day of October 2013, praying for a change in the name of the petitioner from Margaret Squibb Diehl to Peggy Squibb Diehl. Notice is hereby given pursuant to law any interested or affected party to appear in said Court and to file objections must be filed with said Court within 30 days of filing said petition. This 31st day of October, 2013. Alfred Chang Petitioner's Attorney Rita Harkins Clerk of Superior Court Lumpkin County, Georgia

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NOTICE TO APPEAR

STATE OF GEORGIA COUNTY OF LUMPKIN

[IN THE SUPERIOR COURT OF LUMPKIN COUNTY

In the Interest of Minor Child Nathan Luke Tolbert. File number 13-AD-11-RG TO: Clinton Tolbert and ANY AND ALL known, named, unknown, unnamed putative and/or biological fathers, whereabouts unknown. GREETINGS: You are hereby notified that a Petition for Adoption and a Motion to Terminate Parental Rights was filed in this court by an adopting couple by and through their attorney, Judy D. Sartain, alleging that the whereabouts of the biological father are unknown, and asking that the Court terminate the rights and obligations of the father with respect to the Child, and of the Child arising to him from the parental relationship, including the right to inheritance, and that the Child be committed to the custody of the adoptive parents, with the right to proceed for adoption by the Petitioners. A copy of the petition may be obtained by filing responsive pleadings with the Clerk of the Superior Court of Lumpkin County, Lumpkin County Courthouse, 325 Riley Road, Room 108, Dahlonega, GA 30533,on any day, Monday through Friday, during normal business hours. Pursuant to OCGA 19-8-10(a) and (b) et seq., you may appear in the pending adoption action and show cause why your rights to the Child sought to be adopted in this action should not be terminated by an adoption. The Petitioners have alleged that you have: (1) abandoned the child or (2) that you have failed to exercise proper parental care or control due to misconduct or inability, as set out in paragraph (2), (3) or (4) of subsection (b) of Code Section 15-11-94; Additionally, the Petitioners have alleged that you have significantly failed: (1) to communicate or make a bona fide attempt to communicate with the Child in a meaningful, supportive, parental manner; or (2) To provide for the care and support of that child as required by law or judicial decree. If you fail to appear following receipt of this notice, your parental rights to the Child shall be terminated. This November 7, 2013. Judy D. Sartain Attorney for Petitioners PO Box 659 Murrayville, GA 30564

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NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Normand R Bell to Mortgage Electronic Registration Systems, Inc. as nominee for Community Capital Bank, its successors and assigns dated October 14, 2009 in the amount of $135,352.00, and recorded in Deed Book 1147, Page 160, Lumpkin County, Georgia Records; as last transferred to Nationstar Mortgage LLC by assignment; the undersigned, Nationstar Mortgage LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2013 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 46, 11th District, First Section of Lumpkin County, Georgia, and being in particular Lot 83 of the Sherwood Forest Subdivision, Phase Three, which Lot 83, consisting of 1.562 acres, more or less, according to and as more fully described and shown on a plat of survey prepared by Donald Rex Jones, Registered Georgia Land Surveyor #2396, dated July 22, 2002 and recorded in Plat Cabinet One, Slide 81, Plat 18B and 19, Lumpkin County, Georgia, Plat Records; said plat being incorporated herein by reference thereto for a more complete and accurate description of said property. See Deed Book B-31, Page 679-680 for conveyance of water system serving this subdivision to Lumpkin County, Georgia. This conveyance is subject to that certain Declaration of Protective and Restrictive Covenants for Sherwood Forest -- Phase 3 -- dated February 11, 2003 and recorded in Deed Book T-30, Pages 682-684 of the Lumpkin County, Georgia, Deed Records. Together with an immovable and permanent fixture attached thereto, a 2002 Horton Summit 27 X 68 Manufactured Home, Model 27X68 3+2 SH06, Serial Number(s): H177238GLR. which has the property address of 1013 Robin Hood Drive, Murrayville, Georgia, together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a). To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Normand R Bell or tenant or tenants and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Pursuant to O.C.G.A. 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend, or modify all terms of the above-described mortgage is as follows: Nationstar Mortgage, LLC 2501 S State Hwy 121, Bldg. 1 Lewisville, TX 75067 Phone Number: (888) 850-9398, ext. 3705. The foregoing notwithstanding, nothing in O.G.C.A. 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument. Nationstar Mortgage LLC Attorney in Fact for Normand R Bell McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com The Dahlonega Nugget Publication Dates:11-06-2013, 11-13-2013, 11-20-2013, 11-27-2013 File No. 12-08681 /FHA/awilby THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from Robert W. Roak a/k/a Robert Wesley Roak and Christina Kimbriel a/k/a Christina I. Kimbriel to Branch Banking and Trust Company, dated February 26, 2005 recorded March 29, 2005, in Deed Book L-35, Page 609, Lumpkin County, Georgia Records, said Security Deed having been given to secure a Note of even date in the principal amount of ONE HUNDRED SEVENTY-EIGHT THOUSAND SEVEN HUNDRED NINETY-FOUR DOLLARS AND FIFTY CENTS ($178,794.50), with interest thereon as provided for therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in December 2013 by the secured creditor, Branch Banking and Trust Company, as Attorney in Fact for Robert W. Roak a/k/a Robert Wesley Roak and Christina Kimbriel a/k/a Christina I. Kimbriel, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 99 IN THE 1ST DISTRICT, ORIGINALLY OF HABERSHAM, AND NOW OF LUMPKIN COUNTY, GEORGIA, CONSISTING OF 1.00 ACRE, MORE OR LESS, INCLUDING A HOUSE AND ALL OTHER IMPROVEMENTS LOCATED THEREON, AND BEING MORE FULLY DESCRIBED AND DELINEATED AS LOT 6 OF COKER SUBDIVISION ACCORDING TO PLAT OF SURVEY PREPARED JANUARY 27, 2003, BY CIVIL DESIGN SURVEY GROUP, INC., GEORGIA REGISTERED SURVEYOR, WHICH IS RECORDED IN PLAT CABINET ONE, SLIDE 19, PLAT 171-A, LUMPKIN COUNTY RECORDS, AND WHICH IS INCORPORATED BY REFERENCE HEREIN. Said property being known as 923 Copper Mines Road, Murrayville, Georgia 30564 according to the present numbering system in Lumpkin County. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Robert W. Roak a/k/a Robert Wesley Roak and Christina Kimbriel a/k/a Christina I. Kimbriel or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan. The name of the person or entity who has the full authority to negotiate, amend, and modify all terms of the mortgage is: Branch Banking and Trust Company, 150 Stratford Road, Suite 201, Winston-Salem, NC 27104 TEL (866) 909-4852. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. The Geheren Firm, P.C., 4828 Ashford Dunwoody Road, 2nd Floor, Atlanta, GA 30338 TEL (678) 587-9500.l
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Legals (11-13-13)
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gpn11

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Donna Lynn Erwin to JPMorgan Chase Bank, National Association, dated December 14, 2010, recorded in Deed Book 1179, Page 52, Lumpkin County, Georgia Records and as re-recorded in Deed Book 1259, Page 615, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED SIXTEEN THOUSAND SEVEN HUNDRED EIGHTY-FIVE AND 0/100 DOLLARS ($216,785.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in December, 2013, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. JPMorgan Chase Bank, National Association is the holder of the Note and Security Deed to the property in accordance with OCGA § 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: JPMorgan Chase Bank, National Association, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. To the best knowledge and belief of the undersigned, the party in possession of the property is Donna Lynn Erwin or a tenant or tenants and said property is more commonly known as 156 River View Trl W, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. JPMorgan Chase Bank, National Association as Attorney in Fact for Donna Lynn Erwin McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/hq1 12/3/13 Our file no. 51061012-FT18 EXHIBIT "A" All that certain parcel of land lying and being in Land Lot 109 of the 1st District, originally Habersham, now of Lumpkin County, Georgia, consisting of 2.27 acres, more or less, being Lot 5 of Phase One, of the Copper Ridge Subdivision, as is more fully described and delineated according to a plat of survey prepared July, 5, 1983, by Farley-Collins Associates, Georgia registered surveyors, which is recorded in Plat Book 8, Page 178, Lumpkin County, Georgia records, which plat is incorporated herein and made a part hereof by reference. MR/hq1 12/3/13 Our file no. 51061012 – FT18

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NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Richard Lincoln Harris and Martha Hope Hughes Harris to Bank of America, N.A., dated January 28, 2010, recorded in Deed Book 1187, Page 485, Lumpkin County, Georgia Records, as last transferred to Green Tree Servicing LLC by assignment recorded in Deed Book 1258, Page 159, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED THOUSAND TWO HUNDRED FIFTY AND 0/100 DOLLARS ($300,250.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in December, 2013, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Green Tree Servicing LLC is the holder of the Note and Security Deed to the property in accordance with OCGA § 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Green Tree Servicing, LLC, 4250 North Freeway, Fort Worth, TX 76137, 877-816-9125. To the best knowledge and belief of the undersigned, the party in possession of the property is Richard Lincoln Harris and Martha Hope Hughes Harris or a tenant or tenants and said property is more commonly known as 225 Clyde Barrett Rd, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Green Tree Servicing LLC as Attorney in Fact for Richard Lincoln Harris and Martha Hope Hughes Harris McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/kgo 12/3/13 Our file no. 539312-FT17 EXHIBIT "A" All that certain parcel of land situated in Land Lot 900 & 921, 12th District, 1st Section, and being 3.218 acres, more or less, Lumpkin County, State of Georgia, being known and designated according to that plat of survey for Richard and Hope Harris by Geoimage, L.L.C. dated December 7, 2006, recorded in Cabinet One, Slide 141, Page 08A, and as revised May 4, 2007 recorded in Cabinet One, Slide 148, Page 151A. By fee simple deed from Hope Harris as set forth in Deed Book 1018, Cert # 577-578 dated 12/07/2006 and recorded 12/15/2006, Lumpkin County Records, State of Georgia. Tax/Parcel ID: 060B 017 MR/kgo 12/3/13 Our file no. 539312 - FT17

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NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Warthen Williford to MetLIfe Home Loans, a Divisions of MetLife Bank, N.A., dated August 27, 2010, recorded in Deed Book 1168, Page 618, Lumpkin County, Georgia Records, as last transferred to Champion Mortgage Company by assignment recorded in Deed Book 1222, Page 448, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED THIRTEEN THOUSAND AND 0/100 DOLLARS ($213,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in December, 2013, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Nationstar Mortgage LLC d/b/a Champion Mortgage Company is the holder of the Note and Security Deed to the property in accordance with OCGA § 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Champion Mortgage LLC, 350 Highland Drive, Louisville, TX 75067, 800-761-0073. To the best knowledge and belief of the undersigned, the party in possession of the property is Warthen Williford or a tenant or tenants and said property is more commonly known as 146 Johnnie Collins Way, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Nationstar Mortgage LLC d/b/a Champion Mortgage Company as Attorney in Fact for Warthen Williford McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ekh 12/3/13 Our file no. 5529513-FT2 EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot 763 of the 12th District, 1st Section of Lumpkin County, Georgia, being all of Lot 17, consisting of 1.076 acres, per plat of survey recorded in Plat Cabinet 1, Slide 70, Page 198A, Lumpkin County, Georgia records, which plat is incorporated herein by reference and made a part hereof by reference. MR/ekh 12/3/13 Our file no. 5529513 - FT2

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STATE OF GEORGIA COUNTY of LUMPKIN

NOTICE OF SALE UNDER POWER

By virtue of the power of sale contained in that certain Deed to Secure Debt from ALETA EMERSON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated April 13, 2005, filed for record April 18, 2005, and recorded in Deed Book P35, Page 047, LUMPKIN County, Georgia Records, and as modified by that certain Loan Modification Agreement recorded in Deed Book 1245, Page 472, LUMPKIN County, Georgia Records, as last transferred to DEUTSCHE BANK NATIONAL TRUST COMPANY, AS INDENTURE TRUSTEE UNDER THE INDENTURE RELATING TO IMH ASSETS CORP., COLLATERALIZED ASSET-BACKED BONDS, SERIES 2005-5 by assignment recorded in Deed Book 1256, Page 148, LUMPKIN County, Georgia Records, said Deed to Secure Debt having been given to secure a Note dated April 13, 2005 in the original principal sum of TWO HUNDRED FORTY THOUSAND AND 0/100 DOLLARS ($240,000.00), with interest from date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at LUMPKIN County, Georgia, within the legal hours of sale on the first Tuesday in December, 2013, the property described on Exhibit "A" attached hereto and incorporated herein by reference. To the best of the knowledge and belief of the undersigned, the party in possession of the property is ALETA EMERSON or a tenant or tenants. Said property is more commonly known as: 7111 HIGHWAY 19 NORTH, DAHLONEGA, GA 30533. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney's fees. The individual or entity that has full authority to negotiate, amend, and modify all terms of the loan is OCWEN LOAN SERVICING, LLC, 1100 VIRGINIA DRIVE, FORT WASHINGTON, PA 19034; (887) 226-2936. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. Said property will be sold as the property of ALETA EMERSON. DEUTSCHE BANK NATIONAL TRUST COMPANY, AS INDENTURE TRUSTEE UNDER THE INDENTURE RELATING TO IMH ASSETS CORP., COLLATERALIZED ASSET-BACKED BONDS, SERIES 2005-7 As Attorney-in-Fact for ALETA EMERSON Phelan Hallinan & Jones, LLC 303 Perimeter Center North, Suite 800 Atlanta, GA 30346 Telephone: 770-393-4300 Fax: 770-393-4310 PH # 15931 This law firm is acting as a debt collector. Any information obtained will be used for that purpose. EXHIBIT A ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 1122 AND 1123 OF THE 11TH DISTRICT, 1ST SECTION OF LUMPKIN COUNTY, GEORGIA, CONSISTING OF 6.07 ACRES, MORE OR LESS, TOGETHER WITH ALL IMPROVEMENTS LOCATED THEREON, AND BEING MORE PARTICULARLY SET OUT ON A PLAT OF SURVEY DATED SEPTEMBER 9, 1981, PREPARED FOR CHARLIE AND JULIA RIDLEY BY MICHAEL L. SCUPIN, GEORGIA REGISTERED LAND SURVEYOR. THIS PLAT IS RECORDED IN PLAT BOOK 20, PAGE 103, LUMPKIN COUNTY RECORDS, AND IS INCORPORATED HEREIN BY REFERENCE FOR A MORE DETAILED DESCRIPTION. LESS AND EXCEPT: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 1122 AND 1123 OF THE 11TH DISTRICT, 1ST SECTION OF LUMPKIN COUNTY, GEORGIA, CONSISTING OF 1.76 ACRES, MORE OR LESS, TOGETHER WITH ALL IMPROVEMENTS LOCATED THEREON, AND BEING MORE PARTICULARLY SET OUT AS TRACT B CONTAINING 1.588 ACRES, MORE OR LESS, AND TRACT C CONTAINING 0.172 ACRES, MORE OR LESS, ON A PLAT OF SURVEY DATED SEPTEMBER 24, 1999, PREPARED FOR BLANCHE GOOCH BY FARLEY-COLLINS & ASSOCIATES, GEORGIA REGISTERED LAND SURVEYORS. THIS PLAT IS RECORDED IN PLAT CABINET 1, SLIDE 49, PLAT 163, LUMPKIN COUNTY RECORDS, AND IS INCORPORATED HEREIN BY REFERENCE FOR A MORE DETAILED DESCRIPTION. THIS PROPERTY IS CONVEYED SUBJECT TO ALL EASEMENTS FOR ROADS AND UTILITIES IN USE OR OF RECORD.

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CITATION

Georgia, Lumpkin County Estate No.2013-GM-68 RE: Petition of Mitchell and Glenda Brannon for Temporary Letters of Guardianship of Anthony Noble Yurem Lewis, a minor. Date of second publication: November 13, 2013. To: The biological father of Anthony Noble Yurem Lewis You are hereby notified that a petition for the appointment of a temporary guardian has been filed regarding the above-named minor. All objections to the Petition described above either to the appointment of a temporary guardian or the appointment of the petitioner as temporary guardian, must be in writing, setting forth the grounds of any such objections, and must be filed with this Court no later than 14 days after this notice is mailed, or 10 days after this notice is personally served upon you, or ten days after the second publication of this notice if you are served by publication. All pleadings must be signed before a notary public or Georgia probate court clerk, and filing fees must be tendered with your pleadings, unless you qualify to file as an indigent party. Contact probate court personnel at the below address/telephone number for the required amount of filing fees. **NOTE: If a natural guardian files an objection to the creation of the temporary guardianship, the Petition will be dismissed. If a natural guardian files an objection to the appointment of the petitioner as guardian; or if a parent who is not a natural guardian files an objection to the petition, a hearing on the matter shall be scheduled at a later date. Michael A. Chastain Probate Judge By: Shelley Wilson Probate Clerk 325 Riley Road, Room 122 Dahlonega, GA 30533 706-864-3847

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STATE OF GEORGIA COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by that certain Security Deed, dated May 28, 1998, executed by Cyndi N. Durham and Richard A. Durham to Fairfield Mortgage Associates of Gainesville, recorded in Deed Book Z19, Page 100, Lumpkin County, Georgia Deed Records, and securing a Note in the original principal amount of $142,000.00, said Security Deed last having been assigned to Green Tree Servicing LLC, the current holder thereof, has declared the entire amount of said indebtedness evidenced by the Note immediately due and payable and, pursuant to the power of sale contained in said Security Deed, will, on the first Tuesday in December, 2013, to-wit: December 3, 2013, during the legal hours of sale, before the Lumpkin County Courthouse door, sell at public outcry to the highest bidder for cash, the following described real property: All that tract or parcel of land lying and being in Land Lots 678, 679, 722 and 723 of the 12th District, 1st Section of Lumpkin County, Georgia, located on the northwesterly side of Georgia State Route No. 9-E, containing 1.90 acres according to a plat of survey prepared for Richard A. and Cindi N. Durham by Jimmy D. Bullock, registered surveyor, dated July 12, 1985, recorded in Plat Book 14, page 162, Lumpkin County, Georgia Plat Records. Reference to said plat and the record thereof is hereby made for a more complete description of said property. This conveyance is made by Marvin Brackett, as Executor under the Last Will and Testament of Isabella Brackett which Will has been probated on the Lumpkin County Probate Records. AND All that tract or parcel of land lying and being in Land Lots 679 and 722 of the 12th District, 1st Section of Lumpkin County, Georgia, containing 3.395, more or less, as per a plat of survey prepared for Charles Woody by Farley-Collins Associates, Georgia Registered Surveyors, dated December 2, 1988, record in Plat Book 21, Page 106, Lumpkin County Records. Said plat of survey is incorporated herein by reference for a more particular description of the above property. Grantor hereby reserves and easement 20 feet in width lying immediately adjacent to the Grantees property line which is shown as being in the center of a dirt drive and grades drive for purposes of ingress, egress, and utilities for himself, his heirs and assigns and the Grantor hereby conveys to the Grantee a perpetual nonexclusive easement twenty feet in width lying immediately adjacent to the above described easement as shown on the plat of survey for purposes of ingress, egress and utilities. It is the intention of the parties that the dirt drive shown on the plat of survey and the graded drive shown on the plat of survey be and is a 40 foot easement for use by both parties, their heirs and assigns. The aforedescribed real property is also known as 1370 Auraria Road, Dahlonega, GA 30533, according to the present system of numbering houses in Lumpkin County, Georgia. This sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit as to the amount and status of the loan with the holder of the Security Deed, including but not limited to, a determination that the borrower has not reinstated the loan prior to the foreclosure sale. The name, address and telephone number of the individual or entity with full authority to negotiate, amend and modify all terms of the Note and Security Deed is Green Tree Servicing LLC, Attn: Loss Mitigation, 7360 S. Kyrene Road, Mail Stop P-214, Tempe, AZ 85283. The telephone number is (877) 337-4141. The fax number is (877) 265-9717. Said real property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the real property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Upon information and belief, said real property is presently in the possession or control of CYNDI N. DURHAM AND RICHARD A. DURHAM and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Security Deed and the excess proceeds, if any, will be distributed as provided by law. GREEN TREE SERVICING LLC as Attorney-in-Fact for CYNDI N. DURHAM AND RICHARD A. DURHAM David W. Adams, Esquire Ellis, Painter, Ratterree & Adams LLP 2 East Bryan Street, Suite 1001 Savannah, Georgia 31401 (912) 233-9700 THIS LAW FIRM MAY BE ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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APPLICATION FOR DISTILLED SPIRITS LICENSE

Axa Hughey has applied with the Dahlonega City Council for a Distilled Spirits License for Dantes, located at 84A North Public Square, Dahlonega, Georgia, 30513.

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GEORGIA, LUMPKIN COUNTY

NOTICE TO DEBTORS AND CREDITORS

All creditors of the estate of WOODROW PARKS, deceased, of Lumpkin County, Georgia, are hereby notified to render an account of their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to the undersigned. E.F. Trammell, Ann Gaddis and Ed. G. Parks, as Co-Executors of the Estate of Woodrow Parks, Deceased. c/o J.C. Highsmith, Jr. P.O. Box 3280 Gainesville, GA 30503

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA COUNTY OF LUMPKIN

All creditors of the Estate of Grace Genell Allison, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us. This 18th day of October, 2013. Henry Lee Allison, Freddie Joe Sullins and Carolyn Sullins Executors 1228 Martin Ford Rd Dahlonega, GA 30533

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA COUNTY OF LUMPKIN

All creditors of the Estate of Leon W. Arrowood, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us. This 10th day of October, 2013. Elizabeth Arrowood Executor 751 Old Dahlonega Hwy Dahlonega, GA 30533

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA COUNTY OF LUMPKIN

All creditors of the Estate of Janice Turner Carpenter, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us. This 23rd day of October, 2013. Allison Carpenter Administrator 6920 Crossview Drive Cumming, GA 30041

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA COUNTY OF LUMPKIN

All creditors of the Estate of Joann Lawry, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us. This 8th day of November, 2013. Denise Blake, Co-Administrator 9 Rock Street Pinos Altos, NM 88053

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA COUNTY OF LUMPKIN

All creditors of the Estate of William Joseph Welch, Sr., deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us. This 30th day of October, 2013. Kathryn Welch, Executor 2368 Engineers Drive Marietta, GA 30067

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA COUNTY OF LUMPKIN

All creditors of the Estate of Luie Arthur Wisenbaker, III, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us. This 15th day of October, 2013. M Fred Schuster, Attorney for Executor PO Box 8089 Atlanta, GA 31106

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APPLICATION FOR BEER/WINE LICENSE

Souhail Benelhajkhalifa has applied with the Dahlonega City Council for a Beer/Wine License for Souhail Z Mart/dba/Texaco Foodmart located at 550 South Chestatee Street, Dahlonega, GA 30533.

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ADVERTISEMENT FOR BIDS FEDERAL PROJECT NO. M004488

LUMPKIN COUNTY

Sealed proposals for furnishing all labor, material, equipment and other things necessary for the following work will be received by the undersigned at the Department of Transportation, One Georgia Center, 600 West Peachtree St., NW, Atlanta, Georgia, 30308 until 11:00 A.M., November 22, 2013 and publicly opened. 4.720 miles of milling, inlay, plant mix resurfacing and shoulder rehabilitation on SR 60 BU beginning at SR 9 and extended to SR 9. Contract time: 10/31/2014 District Office: Gainesville Proposal Guaranty: 5.00% Price of Plans: DBE: 5.00 Plans and Specifications may be inspected at the District Office as indicated. Copies of the Standard Specifications ($35.00) may be obtained from the State Transportation Office Engineer at One Georgia Center, 600 West Peachtree St., NW, in Atlanta, telephone number (404) 631-1215. Plans are available as indicated. Payment of the correct amount must be made within 30 days of billing; such payments are not refundable. Payment will be made to the contractor each calendar month based on the estimated work complete in place as prescribed by the Standard Specifications. The State reserves the right to reject any or all bids. Keith Golden, P.E., Commissioner Department of Transportation

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LUMPKIN COUNTY GRAND JURY PRESENTMENTS

TO THE HONORABLE N. STANLEY GUNTER, JUDGE OF THE SUPERIOR COURT OF LUMPKIN COUNTY, ENOTAH JUDICIAL CIRCUIT Foreperson: Stacy-Lee Mizer Assistant Foreperson: Grover C. Bagley, IV Clerk: Tiffany E. Mickenheim 1. Autumn Leigh Smith 2. Michael Hartley Kennedy 3. Patricia Holden Seabolt 4. Jeffrey Boone Hanes 6. Grover C. Bagley IV, Asst. Foreperson 7. Joseph Scott Rider 8. Robert Dustin Kenimer 9. Eric Lee Ford 10. Benjamin Lee Burford 12. Penny Shyrl Stevenson 13. Billy Nathan Welch 14. Kyle Thomas Roper 15. Linda Faye Kerns 16. Pamela Ayn Bellamy 17. William George Oleksy 18. Alton Mitchell Chastain 19. Stacy-Lee Mizer, Foreperson 21. James Douglas Shelnutt 22. Sheryl Jo Loggins 23. Tiffany E. Mickenheim, Clerk The Grand Jury above-named, chosen for the August 2013 Fall Term of the Lumpkin County Superior Court, re-convened on November 4, 2013. The Grand Jury respectfully submits the following: INDICTMENTS The Grand Jury addressed 18 Indictments resulting in 18 True Bills and 0 No Bills. COMMENDATIONS This Grand Jury extends its appreciation to the Honorable N. Stanley Gunter for his assistance to this body. The Grand Jury would like to commend our District Attorney, Jeffrey Langley, as well as his assistants and staff, for their courtesy, patience, and wise counsel. We would also like to thank the Clerk of Superior Court, Ms. Rita Harkins, and her staff; the Court Bailiff, Ms. Ann Carter; all law enforcement witnesses; and the county officials for their courteous and professional manner when reporting to this jury. RETURNS TO THE GRAND JURY CLERK OF THE SUPERIOR COURT This Grand Jury received a report from Rita Harkins, Clerk of Court, concerning a corrected Tax Equalization presentment from the August 27, 2013 Grand Jury. The report was presented by Ms. Harkins. A copy of said report is attached as part of these minutes. INSPECTIONS An inspection of the offices and operation of the following offices were conducted by the Grand Jury pursuant to O.C.G.A. ¤ 15-12-71(b)(l): LUMPKIN COUNTY CLERK OF THE SUPERIOR COURTS The Grand Jury inspected the office of the Lumpkin County Clerk of the Superior Courts and was given a tour of the facility, and everything was found to be in order. Respectfully submitted, this 4th day of November, 2013 Stacy-Lee Mizer, Foreperson Grover C. Bagley, IV, Assistant Foreperson Tiffany E. Mickenheim, Clerk This Grand Jury was tasked with approving Tax Equalization Board appointments when they convened on August 26-27, 2013. The current Board of Tax Equalization and the new Board of Tax Equalization that were presented to and approved by the Grand Jury during that session contained a typographical error. Alternate Jack Fortner resigned his position on May 8, 2013, and on May 22, 2013 Angie M. Bennett was appointed as the Alternate Member to replace him. In the August 2013 Presentment, Jack Fortner's name was not removed and Angie Bennett's name was not added. The corrected Tax Equalization Board presentment should state the following: TAX EQUALIZATION BOARD The current Board of Tax Equalization for Lumpkin County, State of Georgia is composed of the following as of January 1, 2013: MEMBER

    1.    Gerald Lewy, Term expires December 31, 2013

    1.    Jon Moore, Term expires December 31, 2014

    1.    Kenneth Beasley, Term expires December 31, 2015

ALTERNATES

    1.    John Gerheim, Term expires December 31, 2013

    1.    Archie Gilreath, Term expires December 31, 2014

    1.    Angie M. Bennett (Appointment began 5/22/2013), Term expires December 31, 2015

TAX EQUALIZATION BOARD APPOINTMENT This Grand Jury re-appoints Gerald Lewy as a regular member to begin January 1, 2014 with his term expiring December 31, 2016. The Grand Jury re-appoints John Gerheim as an alternate member to begin January 1, 2014 with his term expiring December 31, 2016. The new Board of Tax Equalization will be composed of the following as of January 1, 2014: MEMBER

    1.    Jon Moore, Term expires December 31, 2014

    1.    Kenneth Beasley, Term expires December 31, 2015

    1.    Gerald Lewy, Term expires December 31, 2016

ALTERNATES

    1.    Archie Gilreath, Term expires December 31, 2014

    1.    Angie M. Bennett (Appointment began 5/22/2013), Term expires December 31, 2015

    1.    John Gerheim, Term expires December 31, 2016

State of Georgia County of Lumpkin The within and foregoing presentments received and read in open Court, the same are ordered published as recommended and spread upon the minutes of the Court. Attachments to the presentments are to be recorded in the minutes and available in the Clerk of the Superior Court's Office for review by the public. This 4th day of November, 2013. Honorable N. Stanley Gunter Judge, Superior Courts Enotah Judicial Circuit

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PUBLIC NOTICE

Please take notice that the City of Dahlonega Historic Preservation Commission has received the following application(s) which will be heard on Wednesday, November 20, 2013 at 6:00 p.m. This meeting will be held in the City Hall Council Chambers located at 465 Riley Road. All applications are available for review at the City Planning Office. Application submitted by Tony Owens for amendment to plans for Certificate of Appropriateness for approval of fence for retaining wall, landscape and door change. Property address: 262 East Main Street. Property is zoned CBD Central Business Historic District. Property ID. Tax Map D11-65. Application submitted by Mike Miller for Certificate of Appropriateness for approval of ADA Ramp, Install first floor pickets/rails, Install two partitions on the 2nd floor and replace window with matching door. Property address: 90 Meaders Street N. Property is zoned CBD Central Business Historic District. Property ID. Tax Map D11 037. Application submitted by Lee Creef for Certificate of Appropriateness for a approval of fence, pickets/rails for patio and change to design of ground level patio. Property address: 19 North Chestatee. Property is zoned B3 Historic District. Property ID. Tax Map D11 04

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STATE OF GEORGIA COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by James F. Sims to Wells Fargo Bank, N.A. dated August 15, 2008, and recorded in Deed Book 1105, Page 177, Lumpkin County Records, securing a Note in the original principal amount of $72,856.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, December 3, 2013, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING INLAND LOT 117, 11TH DISTRICT, ORIGINALLY HALL, NOW LUMPKIN COUNTY, GEORGIA AND BEING MORE FULLY DESCRIBED AS LOT #189, WELLINGTON SUBDIVISION, PHASE TWO, ON A PLAT PREPARED BY DONALD REX JONES, GEORGIA REGISTERED LAND SURVEYOR, DATED DECEMBER 4, 1995, AND AS PER SAID PLAT, THE PROPERTY CONTAINS 1.010 ACRES, MORE OR LESS, THE SUBJECT PLAT BEING OF RECORD IN PLAT BOOK 29, PAGE 155, LUMPKIN COUNTY RECORDS. SAID PLAT IS HEREBY INCORPORATED BY REFERENCE. THIS CONVEYANCE IS MADE SUBJECT TO THAT CERTAIN DECLARATION OF PROTECTIVE COVENANTS FORD THE WELLINGTON SUBDIVISION WHICH IS RECORDED IN DEED BOOK C-16, PAGES 194-196, LUMPKIN COUNTY RECORDS. THIS CONVEYANCE IS MADE SUBJECT TO EASEMENTS FOR PUBLIC ROADS AND UTILITIES NOW IN USE. THIS CONVEYANCE IS MADE SUBJECT TO AND TOGETHER WITH ANY EASEMENTS OF RECORD OR EASEMENTS LOCATED ON THE PROPERTY ABOVE DESCRIBED OR ACCESSING THE ABOVE DESCRIBED PROPERTY. Said property is known as 18 Eton Crt, Dahlonega, GA 30533, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The proceeds of said sale will be applied to the payment of said indebtedness and all expenses of said sale as provided in said Deed, and the balance, if any, will be distributed as provided by law. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the secured creditor. The property is or may be in the possession of James F. Sims and The Estate of James F. Sims, successor in interest or tenant(s). Wells Fargo Bank, NA as Attorney-in-Fact for James F. Sims File no. 13-044005 SHAPIRO, SWERTFEGER & HASTY, LLP* Attorneys and Counselors at Law 2872 Woodcock Blvd., Suite 100?Atlanta, GA 30341-3941 (770) 220-2535/KLM HYPERLINK "http://www.swertfeger.net" www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF SALE UNDER POWER

STATE OF GEORGIA COUNTY OF LUMPKIN

By virtue of a Power of Sale contained in that certain Deed to Secure Debt from George Kelecheck to The Citizens Bank of Forsyth County, dated July 28, 2006, filed August 9, 2006, recorded in Deed Book 999, page 331, Lumpkin County, Georgia Records, modified July 8, 2009, filed July 16, 2009, Deed Book 1137, Page 410, Lumpkin County, Georgia Records, modified March 20, 2012, filed March 29, 2012, Deed Book 1208, Page 763, Lumpkin County, Georgia Records (hereinafter the "Security Deed"), the Security Deed being given to secure a Note dated July 28, 2006, between George Kelecheck (borrower) and The Citizens Bank of Forsyth County, (lender), in the original principal amount of Fifty-Seven Thousand Five Hundred Twenty-Three and 15/100 Dollars ($57,523.15), as modified/renewed from time to time, including the most recent Note dated March 20, 2012, in the principal amount of Forty-Nine Thousand Six Hundred Eight-Five and 10/100 Dollars ($49,685.10) (hereinafter "Note"), with interest thereon as provided therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in December, 2013, the following described property: All that tract or parcel of land lying and being in Land Lot 91 in the 13th District, 1st Section of Lumpkin County, Georgia, consisting of 1.396 acres, more or less (Tract One), and 0.107 acres, more or less (Tract Two), together with all improvements located thereon, and being more fully described as delineated as Lot 284 of the Bell Creek Subdivision (as revised) according to a plat of survey prepared March 24, 2003, by Dwight Kilby, Georgia Registered Surveyor, which is recorded in Plat Cabinet One, Slide 91, Plat 01, Lumpkin County Records, and which is incorporated by reference herein. There is also hereby conveyed a 1983 Brigadier manufactured home, which has been permanently affixed to the above described property. The property is conveyed subject to Restrictive Covenants for Bell Creek Subdivision, which are recorded in Deed Book R-4, Pages 301-305, Lumpkin County Records. This is the same property conveyed in Warranty Deed from Freeport Title and Guaranty, Inc., as Trustee, to George E. Kelecheck dated July 31, 2003, which is recorded in Deed Book Z-31, Pages 483-484, Lumpkin County Records, and which is incorporated by reference herein. This property is also conveyed along with and subject to all easements for roads and utilities in use or of record. Said property is commonly known as 127 Signal Ridge, Dahlonega, Georgia 30533. To have and to hold the said bargained premises together with all improvements now situated or hereafter placed thereon, and all interest, right and equity which the party of the first part now or may hereafter have therein to the only proper use, benefit, and behoof of the said party of the second part, its successors, heirs and assigns forever, in fee simple. The debt secured by the Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purposes of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien on the property but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed. The individual at The Citizens Bank of Forsyth County who has full authority to negotiate, amend, and/or modify the terms of this Security Deed is Kenneth E. Shugart, The Citizens Bank of Forsyth County, 651 Veterans Memorial Boulevard, Cumming, Georgia 30040. Mr. Shugart's phone number is (678) 513-9227. To the best knowledge and belief of the undersigned, the party in possession of the property is George E. Kelecheck or a tenant or tenants. The Citizens Bank of Forsyth County As Attorney in Fact for George Kelecheck a/k/a George E. Kelecheck Elizabeth A. Stuhldreher Law Offices of Elizabeth A. Stuhldreher 117 ½ Bradford Street Suite 4 Gainesville, Georgia 30501 (770) 532-8244 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF SALE UNDER POWER

STATE OF GEORGIA COUNTY OF LUMPKIN

By virtue of a Power of Sale contained in that certain Deed to Secure Debt from George E. Kelecheck to The Citizens Bank of Forsyth County, dated September 3, 2004, filed September 13, 2004, recorded in Deed Book J34, page 614, Lumpkin County, Georgia Records, modified July 30, 2007, filed August 20, 2007, Deed Book 1059, Page 461, Lumpkin County, Georgia Records, modified June 30, 2010, filed August 3, 2010, Deed Book 1166, Page 30, Lumpkin County, Georgia Records (hereinafter the "Security Deed"), the Security Deed being given to secure a Note dated September 3, 2004, between George Kelecheck (borrower) and The Citizens Bank of Forsyth County, (lender), in the original principal amount of Sixty-One Thousand and 00/100 Dollars ($61,000.00), as modified/renewed from time to time, including the most recent Note dated June 30, 2010, in the principal amount of Fifty-Seven Thousand Three Hundred Fifty-Five and 96/100 Dollars ($57,355.96) (hereinafter "Note"), with interest thereon as provided therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in December, 2013, the following described property: All that tract or parcel of land lying and being in Land Lot 91 of the 13th District, 1st Section of Lumpkin County, Georgia, being Lot 277, Unit One, Bell Creek, as per plat recorded in Plat Book 8, Page 177, Records of Lumpkin County, Georgia, which plat is incorporated herein by reference. Together with a 1984 Brigadeer manufactured home, certification label/identification number 1672. Said property is commonly known as 160 Signal Ridge Drive, Dawsonville, Georgia 30534. To have and to hold the said bargained premises together with all improvements now situated or hereafter placed thereon, and all interest, right and equity which the party of the first part now or may hereafter have therein to the only proper use, benefit, and behoof of the said party of the second part, its successors, heirs and assigns forever, in fee simple. The debt secured by the Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purposes of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien on the property but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed. The individual at The Citizens Bank of Forsyth County who has full authority to negotiate, amend, and/or modify the terms of this Security Deed is Kenneth E. Shugart, The Citizens Bank of Forsyth County, 651 Veterans Memorial Boulevard, Cumming, Georgia 30040. Mr. Shugart's phone number is (678) 513-9227. To the best knowledge and belief of the undersigned, the party in possession of the property is George E. Kelecheck or a tenant or tenants. The Citizens Bank of Forsyth County As Attorney in Fact for George E. Kelecheck a/k/a George Kelecheck Elizabeth A. Stuhldreher Law Offices of Elizabeth A. Stuhldreher 117 ½ Bradford Street Suite 4 Gainesville, Georgia 30501 (770) 532-8244 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF SALE UNDER POWER

STATE OF GEORGIA COUNTY OF LUMPKIN

By virtue of a Power of Sale contained in that certain Deed to Secure Debt from George Kelecheck to The Citizens Bank of Forsyth County, dated May 10, 2006, filed May 12, 2006, recorded in Deed Book W37, Page 310, Lumpkin County, Georgia Records, modified October 30, 2008, filed November 10, 2008, Deed Book 1113, Page 179, Lumpkin County, Georgia Records, modified April 10, 2009, filed April 27, 2009, Deed Book 1128, Page 522, Lumpkin County, Georgia records, modified March 6, 2012, filed March 29, 2012, Deed Book 1208, Page 766, Lumpkin County, Georgia records (hereinafter the "Security Deed"), the Security Deed being given to secure a Note dated May 10, 2006, between George Kelecheck (borrower) and The Citizens Bank of Forsyth County, (lender), in the original principal amount of Fifty-Four Thousand Five Hundred Thirty-Two and 78/100 Dollars ($54,532.78), as modified/renewed from time to time, including the most recent Note dated March 21, 2012, in the principal amount of Forty-Six Thousand Eight Hundred Thirty-Six and 04/100 Dollars ($46,836.04) (hereinafter "Note"), with interest thereon as provided therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in December, 2013, the following described property: All that tract or parcel of land lying and being in Land Lot 91 in the 13th District, 1st Section of Lumpkin County, Georgia, consisting of 1.21 acres, more or less, together with all improvements located thereon, and being more fully described and delineated as Lot 240 of the Bell Creek Subdivision according to a plat of survey prepared October 31, 1994, by Frederick F. Kauffman, Georgia Registered Surveyor, which is recorded in Plat Book 27, Page 107, Lumpkin County Records, and which is incorporated by reference herein. There is also hereby conveyed a 1998 Peach State modular home, which has been permanently affixed to the above described property. The property is conveyed subject to restrictive covenants for Bell Creek Subdivision, which are recorded in Deed Book R-4, Pages 301-305, Lumpkin County Records. This is the same property conveyed in a Warranty Deed from David Lee Johnson to George Kelecheck dated March 28, 2003, which is recorded in Deed Book F-31, Pages 03-04, Lumpkin County Records, and which is incorporated by reference herein. The property is also conveyed along with and subject to all easements for roads and utilities in use or of record. Said property is commonly known as 233 Signal Ridge Drive, Dawsonville, Georgia 30534. To have and to hold the said bargained premises together with all improvements now situated or hereafter placed thereon, and all interest, right and equity which the party of the first part now or may hereafter have therein to the only proper use, benefit, and behoof of the said party of the second part, its successors, heirs and assigns forever, in fee simple. The debt secured by the Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purposes of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien on the property but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed. The individual at The Citizens Bank of Forsyth County who has full authority to negotiate, amend, and/or modify the terms of this Security Deed is Kenneth E. Shugart, The Citizens Bank of Forsyth County, 651 Veterans Memorial Boulevard, Cumming, Georgia 30040. Mr. Shugart's phone number is (678) 513-9227. To the best knowledge and belief of the undersigned, the party in possession of the property is George E. Kelecheck or a tenant or tenants. The Citizens Bank of Forsyth County As Attorney in Fact for George E. Kelecheck Elizabeth A. Stuhldreher Law Offices of Elizabeth A. Stuhldreher 117 ½ Bradford Street Suite 4 Gainesville, Georgia 30501 (770) 532-8244 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF SALE UNDER POWER

STATE OF GEORGIA COUNTY OF LUMPKIN

By virtue of a Power of Sale contained in that certain Deed to Secure Guaranty, Security Agreement and Assignment of Rents from George Kelecheck to The Citizens Bank of Forsyth County, dated February 8, 2010, filed February 10, 2010, recorded in Deed Book 1153, Page 177, Lumpkin County, Georgia Records, modified February 19, 2013, filed April 4, 2013, Deed Book 1242, Page 607, Lumpkin County, Georgia Records (hereinafter the "Security Deed"), the Security Deed being given to secure a Note dated February 8, 2010, between George Kelecheck (borrower) and Citizens Bank of Forsyth County, (lender), in the original principal amount of Twenty-Six Thousand Four Hundred and 00/100 Dollars ($26,400.00), as modified/renewed from time to time, including the most recent Note dated February 19, 2013, in the principal amount of Twenty-Four Thousand Five Hundred Forty-Nine and 99/100 Dollars ($24,549.99) (hereinafter "Note"), with interest thereon as provided therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in December, 2013, the following described property: All that tract or parcel of land lying and being in Land Lot 91, 13th District, 1st Section of Lumpkin County, Georgia, being Lot 231 (containing 1.03 acres, more or less), Unit One, of Bell Creek as per plat recorded in Plat Book 8, Page 177, Records of Lumpkin County, Georgia, which plat is incorporated herein by reference. Together with a 1985 double wide manufactured home (26' X 56') located thereon. Said property is commonly known as 274 Signal Ridge Drive, Dawsonville, Georgia 30534. To have and to hold the said bargained premises together with all improvements now situated or hereafter placed thereon, and all interest, right and equity which the party of the first part now or may hereafter have therein to the only proper use, benefit, and behoof of the said party of the second part, its successors, heirs and assigns forever, in fee simple. The debt secured by the Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purposes of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien on the property but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed. The individual at The Citizens Bank of Forsyth County who has full authority to negotiate, amend, and/or modify the terms of this Security Deed is Kenneth E. Shugart, The Citizens Bank of Forsyth County, 651 Veterans Memorial Boulevard, Cumming, Georgia 30040. Mr. Shugart's phone number is (678) 513-9227. To the best knowledge and belief of the undersigned, the party in possession of the property is George E. Kelecheck or a tenant or tenants. The Citizens Bank of Forsyth County As Attorney in Fact for George Kelecheck a/k/a George E. Kelecheck Elizabeth A. Stuhldreher Law Offices of Elizabeth A. Stuhldreher 117 ½ Bradford Street Suite 4 Gainesville, Georgia 30501 (770) 532-8244 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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PETITION FOR LETTERS OF ADMINISTRATION NOTICE

Probate Court, County of Lumpkin, State of Georgia Re:Estate of Clayton Maxwell Hair, Deceased Estate No-2013-LA-111 Bobbie Hair Holcombe and Frank L. Hair have petitioned to be appointed Administrator of the estate of Clayton Maxwell Hair, deceased, of said County. The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A.§53-12-261. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, must be filed with the Court on or before November 18, 2013. All pleadings/objections must be signed under oath before notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing. Michael A. Chastain Probate Judge by:Shelley Wilson Probate Clerk 325 Riley Road,Room-122 Dahlonega, Georgia30533 706-864-3847

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IN THE SUPERIOR COURT OF LUMPKIN COUNTY

 STATE OF GEORGIA IN RE: MARGARET SQUIBB DIEHL PETITIONER CIVIL ACTION FILE NO: 13-CV-526-RG

NAME CHANGE NOTICE

Georgia, Lumpkin County: Notice is hereby given that Margaret Squibb Diehl, the undersigned, filed a petition in the Superior Court of Lumpkin County, Georgia on the 31st day of October 2013, praying for a change in the name of the petitioner from Margaret Squibb Diehl to Peggy Squibb Diehl. Notice is hereby given pursuant to law any interested or affected party to appear in said Court and to file objections must be filed with said Court within 30 days of filing said petition. This 31st day of October, 2013. Alfred Chang Petitioner's Attorney Rita Harkins Clerk of Superior Court Lumpkin County, Georgia

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NOTICE TO APPEAR

STATE OF GEORGIA COUNTY OF LUMPKIN

[IN THE SUPERIOR COURT OF LUMPKIN COUNTY

In the Interest of Minor Child Nathan Luke Tolbert. File number 13-AD-11-RG TO: Clinton Tolbert and ANY AND ALL known, named, unknown, unnamed putative and/or biological fathers, whereabouts unknown. GREETINGS: You are hereby notified that a Petition for Adoption and a Motion to Terminate Parental Rights was filed in this court by an adopting couple by and through their attorney, Judy D. Sartain, alleging that the whereabouts of the biological father are unknown, and asking that the Court terminate the rights and obligations of the father with respect to the Child, and of the Child arising to him from the parental relationship, including the right to inheritance, and that the Child be committed to the custody of the adoptive parents, with the right to proceed for adoption by the Petitioners. A copy of the petition may be obtained by filing responsive pleadings with the Clerk of the Superior Court of Lumpkin County, Lumpkin County Courthouse, 325 Riley Road, Room 108, Dahlonega, GA 30533,on any day, Monday through Friday, during normal business hours. Pursuant to OCGA 19-8-10(a) and (b) et seq., you may appear in the pending adoption action and show cause why your rights to the Child sought to be adopted in this action should not be terminated by an adoption. The Petitioners have alleged that you have: (1) abandoned the child or (2) that you have failed to exercise proper parental care or control due to misconduct or inability, as set out in paragraph (2), (3) or (4) of subsection (b) of Code Section 15-11-94; Additionally, the Petitioners have alleged that you have significantly failed: (1) to communicate or make a bona fide attempt to communicate with the Child in a meaningful, supportive, parental manner; or (2) To provide for the care and support of that child as required by law or judicial decree. If you fail to appear following receipt of this notice, your parental rights to the Child shall be terminated. This November 7, 2013. Judy D. Sartain Attorney for Petitioners PO Box 659 Murrayville, GA 30564

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NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Normand R Bell to Mortgage Electronic Registration Systems, Inc. as nominee for Community Capital Bank, its successors and assigns dated October 14, 2009 in the amount of $135,352.00, and recorded in Deed Book 1147, Page 160, Lumpkin County, Georgia Records; as last transferred to Nationstar Mortgage LLC by assignment; the undersigned, Nationstar Mortgage LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2013 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 46, 11th District, First Section of Lumpkin County, Georgia, and being in particular Lot 83 of the Sherwood Forest Subdivision, Phase Three, which Lot 83, consisting of 1.562 acres, more or less, according to and as more fully described and shown on a plat of survey prepared by Donald Rex Jones, Registered Georgia Land Surveyor #2396, dated July 22, 2002 and recorded in Plat Cabinet One, Slide 81, Plat 18B and 19, Lumpkin County, Georgia, Plat Records; said plat being incorporated herein by reference thereto for a more complete and accurate description of said property. See Deed Book B-31, Page 679-680 for conveyance of water system serving this subdivision to Lumpkin County, Georgia. This conveyance is subject to that certain Declaration of Protective and Restrictive Covenants for Sherwood Forest -- Phase 3 -- dated February 11, 2003 and recorded in Deed Book T-30, Pages 682-684 of the Lumpkin County, Georgia, Deed Records. Together with an immovable and permanent fixture attached thereto, a 2002 Horton Summit 27 X 68 Manufactured Home, Model 27X68 3+2 SH06, Serial Number(s): H177238GLR. which has the property address of 1013 Robin Hood Drive, Murrayville, Georgia, together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a). To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Normand R Bell or tenant or tenants and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Pursuant to O.C.G.A. 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend, or modify all terms of the above-described mortgage is as follows: Nationstar Mortgage, LLC 2501 S State Hwy 121, Bldg. 1 Lewisville, TX 75067 Phone Number: (888) 850-9398, ext. 3705. The foregoing notwithstanding, nothing in O.G.C.A. 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument. Nationstar Mortgage LLC Attorney in Fact for Normand R Bell McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com The Dahlonega Nugget Publication Dates:11-06-2013, 11-13-2013, 11-20-2013, 11-27-2013 File No. 12-08681 /FHA/awilby THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from Robert W. Roak a/k/a Robert Wesley Roak and Christina Kimbriel a/k/a Christina I. Kimbriel to Branch Banking and Trust Company, dated February 26, 2005 recorded March 29, 2005, in Deed Book L-35, Page 609, Lumpkin County, Georgia Records, said Security Deed having been given to secure a Note of even date in the principal amount of ONE HUNDRED SEVENTY-EIGHT THOUSAND SEVEN HUNDRED NINETY-FOUR DOLLARS AND FIFTY CENTS ($178,794.50), with interest thereon as provided for therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in December 2013 by the secured creditor, Branch Banking and Trust Company, as Attorney in Fact for Robert W. Roak a/k/a Robert Wesley Roak and Christina Kimbriel a/k/a Christina I. Kimbriel, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 99 IN THE 1ST DISTRICT, ORIGINALLY OF HABERSHAM, AND NOW OF LUMPKIN COUNTY, GEORGIA, CONSISTING OF 1.00 ACRE, MORE OR LESS, INCLUDING A HOUSE AND ALL OTHER IMPROVEMENTS LOCATED THEREON, AND BEING MORE FULLY DESCRIBED AND DELINEATED AS LOT 6 OF COKER SUBDIVISION ACCORDING TO PLAT OF SURVEY PREPARED JANUARY 27, 2003, BY CIVIL DESIGN SURVEY GROUP, INC., GEORGIA REGISTERED SURVEYOR, WHICH IS RECORDED IN PLAT CABINET ONE, SLIDE 19, PLAT 171-A, LUMPKIN COUNTY RECORDS, AND WHICH IS INCORPORATED BY REFERENCE HEREIN. Said property being known as 923 Copper Mines Road, Murrayville, Georgia 30564 according to the present numbering system in Lumpkin County. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Robert W. Roak a/k/a Robert Wesley Roak and Christina Kimbriel a/k/a Christina I. Kimbriel or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan. The name of the person or entity who has the full authority to negotiate, amend, and modify all terms of the mortgage is: Branch Banking and Trust Company, 150 Stratford Road, Suite 201, Winston-Salem, NC 27104 TEL (866) 909-4852. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. The Geheren Firm, P.C., 4828 Ashford Dunwoody Road, 2nd Floor, Atlanta, GA 30338 TEL (678) 587-9500.l
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