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Legals (December 5th edition)
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Petition for Letters of

Administration Notice

In the Probate Court, County of Lumpkin, State of Georgia

In re: Estate of Rebecca N. Tyler, Deceased

Estate No. 2012-LA-145

Jessica Dowdle has petitioned to be appointed Administrator of the estate of Rebecca N. Tyler, deceased, of said County. The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-261. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the Court on or before December 10, 2012. All pleadings/objections must be signed under oath before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.

Michael A. Chastain

Probate Judge

by Shelley Wilson

Probate Clerk

325 Riley Road, Room 122

Dahlonega, Georgia 30533

706-864-3847

(11/14, 11/21, 11/28, 12/5)

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NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Zona Mae Anderson, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 14th day of November, 2012.

Catherine Brooks and Laura Trammell,

Executors

583 Auraria Road

Dahlonega, GA 30533

(11/21, 11/28, 12/5, 12/12)

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IN THE PROBATE COURT OF

LUMPKIN COUNTY

STATE OF GEORGIA

IN RE: ESTATE OF BARBARA JEAN HICKS, DECEASED

ESTATE NO. 2012-LA-153

PETITION FOR LETTERS

OF ADMINISTRATION

NOTICE

Cindy Long has petitioned to be appointed Administrator of the estate of Barbara Jean Hicks, deceased, of said County. The Petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-261. All interested parties are hereby notified to show cause why said Petition should not be granted. All objections to said Petition must be in writing, setting forth the grounds of any such objection, and must be filed with the Court on or before December 17, 2012. All pleadings/objections must be signed before a Notary Public or before a Probate Court Clerk and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the Petition may be granted without a hearing.

Michael A. Chastain

PROBATE JUDGE

By: Shelley Wilson

PROBATE CLERK

325 Riley Road, Room 122

Dahlonega, Georgia 30533

706-864-3847

(11/21, 11/28, 12/5, 12/12)

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IN THE PROBATE COURT OF

LUMPKIN COUNTY

STATE OF GEORGIA

IN RE: ESTATE OF EARL EUGENE MCDONALD, DECEASED

ESTATE NO. 2012-LA-156

PETITION FOR LETTERS

OF ADMINISTRATION

NOTICE

Wanda Sue McDonald and Steven McDonald have petitioned to be appointed Administrator of the estate of Earl Eugene McDonald, deceased, of said County. The Petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-261. All interested parties are hereby notified to show cause why said Petition should not be granted. All objections to said Petition must be in writing, setting forth the grounds of any such objection, and must be filed with the Court on or before December 17, 2012. All pleadings/objections must be signed before a Notary Public or before a Probate Court Clerk and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the Petition may be granted without a hearing.

Michael A. Chastain

PROBATE JUDGE

By: Shelley Wilson

PROBATE CLERK

325 Riley Road, Room 122

Dahlonega, Georgia 30533

706-864-3847

(11/21, 11/28, 12/5, 12/12)

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NOTICE OF SALE

Dan’s Mini Storage

922 Ben Higgins Road

Dahlonega, GA 30533

706-864-4328

Henry Snelgrove Unit #25

Sale Date: Saturday, December 8, 2012 at 10 a.m.

(11/28, 12/5)

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PUBLIC NOTICE OF INTENT TO

ABANDON

JOHN CALDWELL ROAD &

WALTZ MOUNTAIN ROAD

The governing authority of Lumpkin County has determined that John Caldwell Road and Waltz Mountain Road have ceased to be used by the public to the extent that no substantial public purpose is served by each of said roadways, and that the public will benefit from their abandonment.

The governing authority will hold a public hearing on the abandonment of John Caldwell Road and Waltz Mountain Road at 5:30 p.m. on the 18th day of December, 2102, in the Board of Commissioners Boardroom at the Lumpkin County Administrative Building, 99 Courthouse Hill.

(11/28, 12/5) 105

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Registration of Trade Name

Georgia, Lumpkin County

Please be advised that J&J Foods, Inc, a Georgia corporation, with an address of 406 East Main Street, Dahlonega, Lumpkin County, Georgia 30533, is the owner of the certain business now being carried on in the following trade name, to-wit: Fresh ‘N Frugal, and the nature of said business is the sale of groceries.

This statement is made in conformity with O.C.G.A. §10-1-490, et seq. requiring the filing of such statement with the clerk of the Superior Court of Lumpkin County.

This 19th day of November, 2012

Darrell Wiley

Sworn to and subscribed before me this 19th day of November, 2012.

Robin F. Hubbard

Notary Public

(11/28, 12/5) 113

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IN THE PROBATE COURT OF

LUMPKIN COUNTY

STATE OF GEORGIA

IN RE: ESTATE OF

DEWEY LUTHER LANDRUM, DECEASED

ESTATE NO. 2012-LA-157

PETITION FOR LETTERS

OF ADMINISTRATION

NOTICE

Rebecca Landrum has petitioned to be appointed Administrator of the estate of Dewey Luther Landrum, deceased, of said County. The Petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-261. All interested parties are hereby notified to show cause why said Petition should not be granted. All objections to said Petition must be in writing, setting forth the grounds of any such objection, and must be filed with the Court on or before December 26, 2012. All pleadings/objections must be signed before a Notary Public or before a Probate Court Clerk and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the Petition may be granted without a hearing.

Michael A. Chastain

PROBATE JUDGE

By: Shelley Wilson

PROBATE CLERK

325 Riley Road, Room 122

Dahlonega, Georgia 30533

706-864-3847

(11/28, 12/5, 12/12, 12/19)

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NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Hattie L. Reeves, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 20th day of November, 2012.

Glenda E. Palmer, Executor

233 Charcoal Run Drive

Dahlonega, GA 30533

(11/28, 12/5, 12/12, 12/19)

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NOTICE OF Deprivation HEARING

IN THE JUVENILE COURT OF LUMPKIN COUNTY STATE OF GEORGIA

IN THE INTEREST OF:

Holly Rice

DOB: 12/09/99

SEX: FEMALE

CASE NO. 093-12J-271A

TO: James Gibson, father of the above-named child, or any other possible biological father of the above-named child

By Order for Service by Publication dated the 2nd day of November, 2012, you are hereby notified that on the 18th day of October, 2012, the Lumpkin County Department of Family and Children Services, Georgia Department of Human Services, filed a Petition for a Protective Order against you as to the above-named child alleging the child is deprived. You are required to file with the Clerk of Juvenile Court, and to serve upon Special Assistant Attorney General Stephany L. Zaic/Jeffrey K. Williams, an answer in writing within sixty (60) days of the date of the Order for Service by Publication.

This Court will conduct a provisional hearing upon the allegations of the Petition and enter an interlocutory order of disposition pursuant to O.C.G.A. § 15-11-39.2 on 14th day of November, 2012, at 10:00 a.m. at the Lumpkin County Justice Center, Dahlonega, Georgia. Parties to this action are required to appear and answer the allegations of this Petition at the provisional hearing. The findings of fact and orders of disposition made pursuant to the provisional hearing will become final at the final hearing unless you appear at the final hearing.

This Court will conduct a final hearing upon the allegations of the Petition and enter an order of disposition on the 9th day of January, 2013, at 10:00 a.m. at the Lumpkin County Justice Center, Dahlonega, Georgia.

The child and other parties involved may be represented by a lawyer at all stages of these proceedings. If you want a lawyer, you may choose and hire your own lawyer. If you want to hire a lawyer, please contact your lawyer immediately. If you want a lawyer but are not able to hire a lawyer without undue financial hardship, you may ask for a lawyer to be appointed to represent you. The Court would inquire into your financial circumstances and if the Court finds you to be financially unable to hire a lawyer, then a lawyer will be appointed to represent you. If you want a lawyer appointed to represent you, you must let the Court or the officer of this Court handling this case know that you want a lawyer immediately.

WITNESS, the Honorable Gerald W. Bruce, Judge of said Court, this the 2nd day of November, 2012.

Honorable Gerald W. Bruce,

Judge, Juvenile Court

LUMPKIN COUNTY, GEORGIA

Enotah Judicial Circuit

(11/28, 12/5, 12/12, 12/19) 434

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NOTICE OF INTENT TO VOLUNTARILY DISSOLVE CORPORATION

Notice is given that a Notice of Intent to Dissolve Color Coach Inc, a Georgia Corporation with its registered office at 81 Marys Lane Dahlonega, GA 30533, has been delivered to the Secretary of State for filing in accordance with the Georgia Business Corporation Code

(11/28, 12/5)

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LUMPKIN COUNTY

GRAND JURY PRESENTMENTS

TO THE HONORABLE RAYMOND E. GEORGE, JUDGE OF THE SUPERIOR COURT OF LUMPKIN COUNTY, ENOTAH JUDICIAL CIRCUIT

1. Dean Grizzle

2. James Joseph Matteson

3. Mary Henley Palmour

4. Stella T. Head

5. Jerry Lomax

6. Kathy Jean Lewis

7. Jerry Lee Jarrard

8. Timothy E. Grizzle

9. Lola Rider

10. Frances F. Grizzle

11. Freddie Sullens

12. Deborah B. Ford, Asst. Foreperson

13. Leonard Ray Carpenter

14. Pat A. Cantrell

15. Charles Edward Bryant, Jr.

16. Clarence Brown

17. George Kenneth Beasley, Foreperson

18. Juanita Ridley Barrett

19. Glenda Sue Grizzle

20. Lisa W. McCaleb

21. Donna Kay Anderson

22. Thomas Coleman Fox, Clerk

23. Barbara Mathis Cavender

The Grand Jury above-named, chosen for the August 2012 Fall Term of the Lumpkin County Superior Court respectfully submits the following:

INDICTMENTS

The Grand Jury addressed 16 Indictments resulting in 15 True Bills and 1 No Bills

RETURNS TO THE GRAND JURY

Clerk of the Superior Court

The Grand Jury received a report from Rita Harkins, Clerk of Court, concerning receipts and disbursements of the fiscal operations of the Superior Court Clerk’s Office. The return presented by Rita Harkins is that required by O.C.G.A. § 36-1-7(a) and was found to be correct.

A copy of said report is attached as part of these minutes. We thank the Clerk, Rita Harkins, for her assistance.

Lumpkin County Sheriff’ s Office

This Grand Jury received a report from Stacy Jarrard, Sheriff, concerning fiscal operations of the Sheriff’s Office. The report presented by Sheriff Jarrard is that required by § 36-l-7(a) and was found to be correct. All funds involving the Sheriff’s Office are handled through the County Commissioner’s Office and are accounted for in the Commissioner’s Report.

We wish to thank the Sheriff and his staff for their help and cooperation.

Probate Court

This Grand Jury received a report from Probate Judge Michael Chastain concerning the receipts and disbursement of the fiscal operations of the Office of Probate Court. The return is required by § 36-l-7(a) and was found to be correct. A copy of said report is attached as part of these minutes. We thank the office of Judge Michael Chastain for his assistance.

Lumpkin County Child Abuse Protocol Committee

This Grand Jury received a report from the Child Abuse Protocol Committee.

COMMENDATIONS

This Grand Jury extends its appreciation to the Honorable Raymond E. George for his assistance to this body.

The Grand Jury would like to commend our District Attorney, Jeffrey Langley, as well as his assistants and staff, for their courtesy, patience and wise counsel. We would like to thank all the Witnesses for their courteous and professional manner when reporting to this jury.

The Grand Jury shall make an appointment to the Board of Equalization when it reconvenes on November 14, 2012. Applications can be submitted to the Clerk of Superior Court.

The Grand Jury would like to thank Raymond Cain for his presentation to the Grand Jury in regard to the need for increased bailiff pay.

We, the Grand Jury, recognize and thank the county employees who have sacrificed to continue to serve in these austere economic times under difficult budget constraints.

Respectfully submitted, this 28th day of August, 2012.

George Kenneth Beasley, Foreperson

Thomas Coleman Fox, Clerk

STATE OF GEORGIA

COUNTY OF LUMPKIN

The within and foregoing presentments received and read in open Court, the same are ordered published as recommended and spread upon the minutes ofthe Court. Attachments to the presentments are to be recorded in the minutes and available in the Clerk of Superior Court’s Office for review by the public.

This 28th day of August, 2012.

Honorable Raymond E. George

Judge, Superior Courts

Enotah Judicial Circuit

(11/28) 616

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LUMPKIN COUNTY

GRAND JURY PRESENTMENTS

TO THE HONORABLE ROBERT STRUBLE, SENIOR JUDGE PRESIDING IN THE SUPERIOR COURT OF LUMPKIN COUNTY, ENOTAH JUDICIAL CIRCUIT

Foreperson: George Kenneth Beasley

Assistant Foreperson: Deborah B. Ford

Clerk: Thomas Coleman Fox

1. Dean Grizzle

2. James Joseph Matteson

3. Mary Henley Palmour

4. Stella T. Head

5. Jerry Lomax

6. Kathy Jean Lewis

7. Jerry Lee Jarrard

8. Timothy E. Grizzle

9. Lola Rider

10. Frances F. Grizzle

11. Freddie Sullens

12. Deborah B. Ford, Asst. Foreperson

13. Leonard Ray Carpenter

14. Pat A. Cantrell

15. Charles Edward Bryant, Jr.

16. Clarence Brown

17. George Kenneth Beasley, Foreperson

18. Juanita Ridley Barrett

19. Glenda Sue Grizzle

20. Lisa W. McCaleb

21. Donna Kay Anderson

22. Thomas Coleman Fox, Clerk

23. Barbara Mathis Cavender

The Grand Jury above-named, chosen for the August, 2012 Fall Term of the Lumpkin County Superior Court respectfully submits the following:

INDICTMENTS

The Grand Jury addressed 25 Indictments, resulting in 24 True Bills and l No Bills.

RETURNS TO THE GRAND JURY

Lumpkin County Commissioner’s Office

This Grand Jury received a report from Allison Martin, County Finance Director, and Stan Kelley, County Manager, concerning the receipts and disbursement of the fiscal operations of the office of county commission. The return presented by Allison Martin and Stan Kelley is that required by O.C.G.A. § 36-l-7(a) and was found to be correct. A copy of said report is attached as part of these minutes.

TAX EQUALIZATION BOARD APPOINTMENTS APPOINTMENTS

The Grand Jury appoints Kenneth Beasley as a regular member to begin January 1, 2013 with his term expiring December 31, 2015. The Grand Jury appoints Jack Fortner as an alternate member to begin January 1, 2013 with his term expiring December 31, 2015.

RECOMMENDATIONS

The Grand Jury recommends that there be no changes to bailiff and juror salaries.

Respectfully submitted, this 14th day of November, 2012 George Kenneth Beasley, Foreperson

Deborah B. Ford, Asst. Foreperson

Thomas Coleman Fox, Clerk

STATE OF GEORGIA

COUNTY OF LUMPKIN

The within and foregoing presentments received and read in open Court, the same are ordered published as recommended and spread upon the minutes of the Court. Attachments to the presentments are to be recorded in the minutes and available in the Clerk of Superior Court’s Office for review by the public.

This 14th Day of November, 2012

Honorable Robert Struble

Senior Judge, Superior Courts

Enotah Judicial Circuit

(12/5) 398

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Application to Historic Preservation Commission

Please take notice that the Governing body of the City of Dahlonega has received the following application(s) which will be heard by the Historic Preservation Commission on Wednesday December 12, 2012 at 6:00 p.m. Meeting will be held in the City Hall Council Chambers located at 465 Riley Road. All applications are available for review at the City Planning Office.

Application submitted by Jay Stone for Certificate of Appropriateness to construct a 1200 sq.ft. addition for use as retail space. Property address: 51 Main Street West. Property is zoned B3 Historic District. Property ID. Tax Map D11-105.

(12/5) 102

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NOTICE OF SEIZURE OF

PERSONAL PROPERTY VALUED AT LESS THAN $25,000.00

JEFFREY LANGLEY

DISTRICT ATTORNEY

Pursuant to O.C.G.A. §16-13-49(n), any party claiming an interest in the following property is hereby notified that on the 28th day of September, 2012, said property was seized by the undersigned agency in Lumpkin County, Georgia.

Property Seized:

PROPERTY ONE: 1998 Toyota Camry vehicle, VIN 4T1BG22K1WU236099

PROPERTY TWO: Seventeen Hundred and Eighty-five Dollars ($1785.00) in United States currency

Conduct giving rise to said seizure:

Said PROPERTY ONE was found in the possession of ANNA MICHELLE MADDEN, and was, directly or indirectly, used or intended for use to transport and to facilitate the possession with intent to distribute, and/or distribution and sale of METHAMPHETAMINE, was found in close proximity to a quantity of METHAMPHETAMINE, or was the proceeds of said illegal activity, in violation of the Georgia Controlled Substances Act. Further, the said vehicle was seized from ANNA MICHELLE MADDEN at the time of her arrest, in Lumpkin County, Georgia, and the narcotics were discovered in the execution of a search of the vehicle. In a subsequent search of the residence of ANNA MICHELLE MADDEN, pursuant to a search warrant, PROPERTY TWO was located, along with an additional quantity of METHAMPHETAMINE. Said PROPERTY TWO was, directly or indirectly, used or intended to facilitate the possession with intent to distribute, and/or distribution and sale of METHAMPHETAMINE, was found in close proximity to a quantity of METHAMPHETAMINE, or was the proceeds of said illegal activity, in violation of the Georgia Controlled Substances Act

The owner of said property is purported to be:

Anna Michelle Madden

155 Dorothy Saine Drive

Dahlonega, Georgia 30533

Any party claiming an interest in said property is hereby further notified that you must file any claim in accordance with O.C.G.A. §16-13-49(n)(4) within 30 days of the second publication of this Notice of Seizure in the Dahlonega Nugget, the legal organ and a newspaper of general circulation in Lumpkin County, by serving said claim to the undersigned seizing agency and the District Attorney by certified mail, return receipt requested.

This 27th day of November, 2012. District Attorney

Enotah Judicial Circuit

SEIZING AGENCY: Inv. Mark Keith

Lumpkin County Sheriff’s Office

385 E. Main Street

Dahlonega, Georgia 30533

(706) 864-0414

By:Cathy A. Cox-Brakefield

Chief Assistant District Attorney

65 Courthouse Street, Box 6

Blairsville, Georgia 30528

(706) 439-6027

(12/5, 12/12, 12/19) 390

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Petition for

Letters of Administration Notice

In the Probate Court, County of Lumpkin, State of Georgia

In re: Estate of Terry Wayne Chandler, Deceased

Estate No. 2012-LA-164

Rachel Kenney has petitioned to be appointed Administrator of the estate of Terry Wayne Chandler, deceased, of said County. The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-261. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the Court on or before January 2, 2013. All pleadings/objections must be signed under oath before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.

Michael A. Chastain

Probate Judge

by Shelley Wilson

Probate Clerk

325 Riley Road, Room 122

Dahlonega, Georgia 30533

706-864-3847

(12/5, 12/12, 12/19, 12/26)

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Petition for Letters of

Administration Notice

In the Probate Court, County of Lumpkin, State of Georgia

In re: Estate of Walter Bobby Hicks, Deceased

Estate No. 2012-LA-164

Charles E. Sexton has petitioned to be appointed Administrator of the estate of Walter Bobby Hicks, deceased, of said County. The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-261. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the Court on or before January 2, 2013. All pleadings/objections must be signed under oath before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.

Michael A. Chastain

Probate Judge

by Shelley Wilson

Probate Clerk

325 Riley Road, Room 122

Dahlonega, Georgia 30533

706-864-3847

(12/5, 12/12, 12/19, 12/26) 208

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NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Harold Robert Harpur, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 29th day of November, 2012.

Constance L. Simons

Nancy V. Harpur

Executors

2880 S. Stewart Street

Kissimmee, Florida, 34746

(12/5, 12/12, 12/19, 12/26)

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NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Evelyn Patterson, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 26th day of November, 2012.

Thomas H. Anderson, Executor

2608 McDonald Road

Dahlonega, GA 30533

(12/5, 12/12, 12/19, 12/26)

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Application for

Beer/Wine/Distilled Spirits

Kimberly A. Broxton has applied with the Dahlonega City Council for a Beer/Wine/Distilled Spirits License for Achasta located at 639 Birch River Drive, Dahlonega, GA 30533

(12/5, 12/12)

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LUMPKIN COUNTY JANUARY 2013

Personal Property TAX SALE

SHERIFF’S SALE

RACHEL PRUITT

EX-OFFICIO SHERIFF

STATE OF GEORGIA

COUNTY OF LUMPKIN

Under and by virtue of certain tax Fi.Fa.’s issued by the Tax Commissioner of Lumpkin County, Georgia, in favor of the State of Georgia and County of Lumpkin, against the following named persons and the personal property as described immediately below their respective name(s).

There will be sold for cash or certified funds at public outcry, before the Courthouse door in Dahlonega, Lumpkin County, Georgia, between the legal hours of sale, on the first Wednesday in January 2013, the same being January 2, 2013.

The following personal property will be sold between the legal hours of sale, 10:00 AM and 4:00 PM. The personal property, (Mobile Home), listed below and described will be sold. The personal property hereinafter described has been levied on as the personal property of the persons whose names immediately precede the personal property description. The respective property is located in Lumpkin County, State of Georgia. The years for which said Fi.Fa.’s are issued and levied are stated below the name of the owner in each case.

This is a buyer beware sale and all property will be sold as is. The County makes no warranty, neither expressed nor implied, as to title.

Personal Property is sold with no right of redemption.

Each defendant and tenant in possession, if applicable, has been notified of levy time and place of sale. Purchaser shall pay for title, all transfer cost, all taxes, advertising cost and recording fees. Pursuant to Georgia Law, payment will be required within two (2) hours of the completion of the tax sale. In the event a bid is not properly paid, the property shall be re-offered at 2:00 PM on the day of sale.

File #: 1

Map/Parcel/ Acct # Number: 036 041

Defendant(s) in FiFa: King, Vicki G. McMahan aka Vicki G.

Mobile Home Titled to: same as Defendant(s) in FiFa

Property Description: MOBILE HOME ONLY: Lumpkin County, Georgia, Map Number 036 041, being a 2000, Southern Mobile Home, MFG ID # HMST15439ABGA, Model # E888602832, Georgia Title # 601417003462907.

Tax Years Due: 2012

(12/5, 12/12, 12/19, 12/26) 380

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Notice of Sale under Power

County of Lumpkin, State of Georgia

Because of the default in the payment of a note executed by Annie Aldred secured by a deed to secure debt executed by Annie Aldred to Mariah Construction, LLP. dated December 20, 2011, and recorded in the Clerk’s Office of Lumpkin County, Georgia, in Deed Book 1202 , pages 323-324, the undersigned has declared the full unpaid amount of the indebtedness secured by said deed due and payable, and acting under the power of sale contained in said deed, for the purpose of paying said indebtedness, will on the first Wednesday in January, 2013 during the legal hours of sale at the Courthouse in Lumpkin County, Georgia, sell at public outcry to the highest bidder for cash, the land described in said deed, to wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 117, 11TH DISTRICT, ORIGINALLY HALL NOW LUMPKIN COUNTY, GEORGIA, CONSISTING OF 1.056 ACRES, MORE OR LESS, BEING MORE FULLY DESCRIBED AND DELINEATED AS LOT #48 ON A PLAT OF SURVEY OF THE WELLINGTON SUBDIVISION, PHASE TWO-B, PREPARED BY DONALD REX JONES, GEORGIA REGISTERED LAND SURVEYOR #2396, DATED OCTOBER 31, 1996, AND RECORDED IN CABINET 1, SLIDE 18, PLAT 160, LUMPKIN COUNTY RECORDS, SAID PLAT IS INCORPORATED REFERENCE HEREIN.

THIS CONVEYANCE IS MADE SUBJECT TO THAT CERTAIN DECLARATION OF PROTECTIVE AND RESTRICTIVE COVENANTS FOR THE WELLINGTON SUBDIVISION, WHICH IS RECORDED IN DEED BOOK A-17, PAGES 276-278, LUMPKIN COUNTY RECORDS.

To the best knowledge and belief of the undersigned, the physical address of the above described property is 123 IBERIAN ROAD, DAHLONEGA, GA. 30533

Notice has been given of intention to collect attorney’s fees in accordance with the terms of the note secured by said deed to secure debt.

This sale will be held subject to any unpaid taxes or other assessments which may be liens against said property.

Said property will be sold as the property of Annie Aldred, and the proceeds of said sale shall be applied first to the payment in full of said indebtedness, next, to the payment of all expenses connected with said sale, and the remainder, if any, shall be paid as provided in said deed to secure debt.

For Mariah Construction, LLP., as

Attorney in fact for

Annie Aldred

3292 Thompson Br Rd, Ste 375

Gainesville, Ga. 30506

(12/5, 12/12, 12/19, 12/26)

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Notice of Sale under Power

County of Lumpkin, State of Georgia

By virtue of the power of sale contained in that certain Deed to Secure Debt from Century Properties & Development, Inc. to Branch Banking and Trust Company, as successor to Century South Bank of Dahlonega, dated May 15, 2001, recorded in Deed Book M-27, Page 690, Lumpkin County, Georgia Records, as modified by that Modification Agreement recorded in Deed Book B29, Page 66, aforesaid records, (hereinafter referred to as “Deed to Secure Debt”), there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse at Lumpkin County, Georgia, within the legal hours of sale on Wednesday, January 2, 2013, the property described on Exhibit “A” attached hereto and incorporated herein by reference. The debts secured by said Deed to Secure Debt have been and are hereby declared due and payable because of, among other possible events of default, failure to make payments. The debts remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Deed to Secure Debt first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice.

Please note that Branch Banking and Trust Company is the entity that has full authority to negotiate, amend, and modify all terms of the mortgage, and that Branch Banking and Trust Company can be contacted through the following representative:

Martin G. Quirk, Esq.

6000 Lake Forrest Drive, Suite 300

Atlanta, Georgia 30328

To the best knowledge and belief of the undersigned, the Party in possession of the property is Century Properties & Development, Inc. or a tenant or tenants, and said property is more commonly known as property at or near the Sky Country Subdivision, Phase Five, Dahlonega, Lumpkin County, Georgia. However, please rely only on the legal description contained in this notice for the location of the property. The undersigned reserves the right to sell the property, or any part thereof, together in its entirety or in one or more parcels as determined by the undersigned in its sole discretion.

Branch Banking and Trust Company, as successor to Century South Bank of Dahlonega

Attorney in Fact for Century Properties & Development, Inc.

Martin G. Quirk, Esq.

Quirk & Quirk, LLC

6000 Lake Forrest Drive, Suite 300

Atlanta, Georgia 30328

(404) 252-1425

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lots 955, 979 and 980, 12th District, 1st Section, City of Dahlonega, Lumpkin County, Georgia, being 34.537 acres, more or less, being all of Tract A and Tract 11-B as shown and delineated on a plat of survey for Dover; Green; Greenway; Wimpy, by Farley-Collins Associates, Georgia Registered Land Surveyors, dated April 2, 1992, recorded in Plat Book 28, page 65, Lumpkin County, Georgia Records, which plat is incorporated herein by reference for a more complete description of the subject property.

ALSO included and warranted in this transfer is that parcel of land adjoining aforementioned Tract 11-B consisting of a fifty (50) ft. wide strip of roadway for Misty Way, more particularly described as a thirty (30) ft. wide strip being 202.37 feet, more or less, in length extending from Hyalite Road to the southeast corner of above said Tract 11-B, and a twenty (20) ft. wide strip being 264.39 feet, more or less, in length extending from the southerly right-of- way of Hyalite Road to the southwest corner of Sky Country Subdivision, Phase One, Lot 10. EXCEPTING a non-exclusive right of way for Sky Country Subdivision, Phase One, Lot 10 and Lot 11. This adjoining property is also shown on the above referenced plat and is in addition to the said 34.537 acres, more or less.

LESS AND EXCEPT All that tract or parcel of land lying and being in Land Lots 955, 979 and 980, 12th District, 1st Section, City of Dahlonega, Lumpkin County, Georgia, being shown and designated as all of Lots 131, 133, 138, 139, 141, 142, 143, 144, 146, 149, 150, 151 and 152, Sky County Subdivision, Phase Five, according to a Plat of Survey recorded at Plat Cabinet 1, Slide 88, Pages 147 through 148, Lumpkin County, Georgia Plat records, which plat is incorporated herein by reference for a more complete metes and bounds description of the subject property.

(12/5, 12/12, 12/19, 12/26)

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Notice of Sale under Power

County of Lumpkin, State of Georgia

By virtue of the power of sale contained in that certain Deed to Secure Debt from Century Properties & Development, Inc. to Branch Banking and Trust Company, as successor to Century South Bank of Dahlonega, dated May 15, 2001, recorded in Deed Book M-27, Page 690, Lumpkin County, Georgia Records, as modified by that Modification Agreement recorded in Deed Book B29, Page 66, aforesaid records, (hereinafter referred to as “Deed to Secure Debt”), there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse at Lumpkin County, Georgia, within the legal hours of sale on Wednesday, January 2, 2013, the property described on Exhibit “A” attached hereto and incorporated herein by reference. The debts secured by said Deed to Secure Debt have been and are hereby declared due and payable because of, among other possible events of default, failure to make payments. The debts remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Deed to Secure Debt first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice.

Please note that Branch Banking and Trust Company is the entity that has full authority to negotiate, amend, and modify all terms of the mortgage, and that Branch Banking and Trust Company can be contacted through the following representative:

Martin G. Quirk, Esq.

6000 Lake Forrest Drive, Suite 300

Atlanta, Georgia 30328

404-252-1425

To the best knowledge and belief of the undersigned, the Party in possession of the property is Century Properties & Development, Inc. or a tenant or tenants, and said property is more commonly known as property at or near the Sky County Subdivision, Phase Five, Dahlonega, Lumpkin County, Georgia. However, please rely only on the legal description contained in this notice for the location of the property. The undersigned reserves the right to sell the property, or any part thereof, together in its entirety or in one or more parcels as determined by the undersigned in its sole discretion.

Branch Banking and Trust Company, as successor to Century South Bank of Dahlonega

Attorney in Fact for Century Properties & Development, Inc.

Martin G. Quirk, Esq.

Quirk & Quirk, LLC

6000 Lake Forrest Drive, Suite 300

Atlanta, Georgia 30328

(404) 252-1425

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lots 955, 979 and 980, 12th District, 1st Section, City of Dahlonega, Lumpkin County, Georgia, being 34.537 acres, more or less, being all of Tract A and Tract 11-B as shown and delineated on a plat of survey for Dover; Green; Greenway; Wimpy, by Farley-Collins Associates, Georgia Registered Land Surveyors, dated April 2, 1992, recorded in Plat Book 28, page 65, Lumpkin County, Georgia Records, which plat is incorporated herein by reference for a more complete description of the subject property.

ALSO included and warranted in this transfer is that parcel of land adjoining aforementioned Tract 11-B consisting of a fifty (50) ft. wide strip of roadway for Misty Way, more particularly described as a thirty (30) ft. wide strip being 202.37 feet, more or less, in length extending from Hyalite Road to the southeast corner of above said Tract 11-B, and a twenty (20) ft. wide strip being 264.39 feet, more or less, in length extending from the southerly right-of- way of Hyalite Road to the southwest corner of Sky Country Subdivision, Phase One, Lot 10. EXCEPTING a non-exclusive right of way for Sky Country Subdivision, Phase One, Lot 10 and Lot 11. This adjoining property is also shown on the above referenced plat and is in addition to the said 34.537 acres, more or less.

LESS AND EXCEPT All that tract or parcel of land lying and being in Land Lots 955, 979 and 980, 12th District, 1st Section, City of Dahlonega, Lumpkin County, Georgia, being shown and designated as all of Lots 131, 133, 134, 135, 136, 137, 138, 139, 141, 142, 143, 144, 145, 146, 148, 149, 150, 151, 152, and 153, Sky County Subdivision, Phase Five, according to a Plat of Survey recorded at Plat Cabinet 1, Slide 88, Pages 147 through 148, Lumpkin County, Georgia Plat records, which plat is incorporated herein by reference for a more complete metes and bounds description of the subject property.

(12/5, 12/12, 12/19, 12/26)

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Notice of Sale under Power

County of Lumpkin, State of Georgia

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Harold C. Chester and Kathy A. Chester to Island Mortgage Network, Inc. dated March 24, 2000, and recorded in Deed Book D25, Page 167, Lumpkin County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, NA, by Assignment, , securing a Note in the original principal amount of $38,050.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Wednesday, January 2, 2013, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 171, 13TH DISTRICT, 1ST SECTION OF LUMPKIN COUNTY, GEORGIA, CONTAINING 3.413 ACRES, MORE OR LESS, BEING MORE FULLY DESCRIBED AND DELINEATED ACCORDING TO A PLAT OF SURVEY PREPARED OCTOBER 18, 1995, BY MICHAEL S. KELLEY, GEORGIA REGISTERED LAND SURVEYOR , WHICH IS RECORDED IN PLAT BOOK 28, PAGE 197, LUMPKIN COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE.

THIS IS A PORTION OF THE SAME PROPERTY CONVEYED TO JAMES E. FRADY IN WARRANTY DEED FROM FRANK J. DAVIS, JR. AND VIRGINIA E. DAVIS, DATED JANUARY 6, 1994, RECORDED IN DEED BOOK A-13, PAGE 48, LUMPKIN COUNTY, GEORGIA RECORDS.

Said property is known as 469 Old Kerns Road, Dawsonville, GA 30534, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The proceeds of said sale will be applied to the payment of said indebtedness and all expenses of said sale as provided in said Deed, and the balance, if any, will be distributed as provided by law.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the secured creditor.

The property is or may be in the possession of Harold C. Chester and Kathy A. Chester, successor in interest or tenant(s).

Wells Fargo Bank, N.A. as Attorney-in-Fact for Harold C. Chester and Kathy A. Chester

File no. 10-010664

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Suite 100

Atlanta, GA 30341-3941

(770) 220-2535/CP

HYPERLINK “http://www.swertfeger.net” www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(12/5, 12/12, 12/19, 12/26)

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Notice of Sale under Power

County of Lumpkin, State of Georgia

Pursuant to the Power of Sale contained in a Security Deed given by Robert A Coffman to Mortgage Electronic Registration Systems, Inc. as nominee for AmericaHomeKey, Inc. dated 4/13/2009 and recorded in Deed Book 1128 Page 510-521, LUMPKIN County, Georgia records; as last transferred to BANK OF AMERICA N.A., conveying the after-described property to secure a Note in the original principal amount of $ 187,292.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of LUMPKIN County, Georgia, within the legal hours of sale on January 02, 2013 (being the first Tuesday of said month unless said date falls on a Federal Holiday), the following described property:

All that tract or parcel of land lying and being in Land Lot 120 of the 1st District, originally Habersham, now Lumpkin County, Georgia and Land Lot 97 of the 11th District, originally Hall, now Lumpkin County, Georgia, being Parcel B, consisting of 1.000 acres, more or less, as per plat of survey for Danny Grindle prepared by Michael Stewart Kelley, GRLS, dated December 11, 1997, recorded in Plat Cabinet 1, Slide 44, Plat 68A of the Lumpkin County records. Said plat being incorporated herein and made a part hereof by reference.

Tax ID #097001

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 99 Azalea Ridge, Dahlonega, GA 30533 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Robert A Coffman or tenant or tenants.

Bank of America is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage pursuant to established guidelines.

Bank of America

Home Loan Assistance Dept.

7105 Corporate Drive

Plano, TX 75024

(800) 846-2222

Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

BANK OF AMERICA N.A. as agent and Attorney in Fact for Robert A Coffman

Aldridge Connors, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1016-2074

(12/5, 12/12, 12/19, 12/26)

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Notice of Sale under Power

County of Lumpkin, State of Georgia

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Dixie D. Contreras to Mortgage Electronic Registration Systems, Inc. acting soley as nominee for Homestar Financial Corporation, dated December 21, 2007, recorded in Deed Book 1077, Page 178, Lumpkin County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment recorded in Deed Book 1175, Page 280, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-THREE THOUSAND SIXTY-THREE AND 0/100 DOLLARS ($123,063.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Wednesday in January, 2013, the following described property:

All that tract or parcel of land lying and being in Land Lot 434 of the 12th District, 1st Section, Lumpkin County, Georgia and being Lot 2 of Shadow Wood Subdivision, as per plat thereof filed and recorded in Plat Book 28, Page 47, Lumpkin County, Georgia records. Said plat hereby being incorporated herein by reference and made a part hereof. Being property known as 645 Horton Road according to the present system of numbering property in Lumpkin County, Georgia. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). JPMorgan Chase Bank, National Association holds the Note and Security Deed to the above-referenced property and services the above-referenced loan on behalf of the current owner of the loan: Chase Home Finance LLC.

JPMorgan Chase Bank, National Association can be contacted at 800-446-8939 or by writing to 3415 Vision Drive, Columbus, OH 43219, to discuss possible alternatives to foreclosure, and has the authority to negotiate, amend or modify the terms of the loan. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Dixie D. Contreras or a tenant or tenants and said property is more commonly known as 645 Horton Road, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

JPMorgan Chase Bank, National Association successor by merger Chase Home Finance LLC

as Attorney in Fact for

Dixie D. Contreras

Johnson & Freedman, LLC

1587 Northeast Expressway

Atlanta, Georgia 30329

(770) 234-9181

www.jflegal.com

MSP/vai 1/2/13

Our file no. 1643210-FT20

(12/5, 12/12, 12/19, 12/26)

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Notice of Sale under Power

County of Lumpkin, State of Georgia

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Michael Day to Mortgage Electronic Registration Systems, Inc., dated July 31, 2008, recorded in Deed Book 1104, Page 88, Lumpkin County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP by assignment recorded in Deed Book 1161, Page 610, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-FOUR THOUSAND FIVE HUNDRED SEVENTY-ONE AND 0/100 DOLLARS ($124,571.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Wednesday in January, 2013, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP formerly known as Countrywide Home Loans Servicing, LP is the holder of the Note and Security Deed to the property in accordance with OCGA § 44-14-162.2.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100.

To the best knowledge and belief of the undersigned, the party in possession of the property is Michael Day or a tenant or tenants and said property is more commonly known as 153 Mill Creek Spur, Dawsonville, Georgia 30534. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP formerly known as Countrywide Home Loans Servicing, LP

as Attorney in Fact for

Michael Day

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/rao1 1/2/13

Our file no. 5343610-FT11

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 29 of the 12th District, 1st Section of Lumpkin County, Georgia, as shown on plat of survey entitled “Survey for Walter Scott and Julia Kay Hook” by Jick A Page, RLS # 1894, dated 02/17/89 and recorded in Plat Book 20, Page 166, Lumpkin County, Georgia records. Said plat being incorporated herein by reference and made a part of this description. MR/rao1 1/2/13 Our file no. 5343610 - FT11

(12/5, 12/12, 12/19, 12/26)

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Notice of Sale under Power

County of Lumpkin, State of Georgia

By virtue of the power of sale contained in that certain Deed to Secure Debt from Richard A. Durham to Coy Wilson and filed for record in Deed Book G-20, Pages 330-336, Lumpkin County Records, which was assigned to Leigh Ann Gaddis by Assignment dated February 5, 2010, and Deed to Secure Debt having been given to secure a Note dated July 1, 1998, in the original principal sum of Thirty-eight Thousand Two Hundred and no/100s Dollars ($38,200.00), with interest from date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the courthouse door at Lumpkin County, Georgia, within the legal hours of sale on January 2, 2013, the following described property:

All that tract or parcel of land lying and being in Land Lot 985 of the 12th District, 1st Section of Lumpkin County, in the City of Dahlonega, Georgia, containing 0.229 acres, shown as Tract E on a plat prepared for Coy Wilson by Michael Stewart Kelley, Georgia Registered Land Surveyor, dated May 13, 1998, a copy of which is recorded in Plat Cabinet 1, Slide 18, Plat 141A, Lumpkin County Deed Records, to which recorded plat this reference is made for a more particular description and described according to the same as follows:

BEGINNING at a point on the northeast right of way of Riley Street (a 40 foot right of way) by measuring S 37-51-46 E 169.81 feet from 5/8” rebar set on the intersection of the southerly right of way of Arcadia Street and the easterly right of way of Riley Street; thence from said beginning point, leaving the right of way N 45-36-25 E 166.81 feet to a point; thence S 40-10-27 E 44.91 feet to a point; thence S 29-38-13 W 142.12 feet to a point on the boundary of the northeasterly right of way of Park Street (a 40 foot right of way); thence along said right of way N 75-42-50 W 59.05 feet to a point at the intersection of Park Street with the northeast right of way of Riley Street (a 40 foot right of way); thence along the boundary of the right of way of Riley Street N 37-51-47 W 40.28 feet to the point of beginning.

This property located at 7 Pine Street, Dahlonega, GA 30533.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), and matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning or land use ordinances, restrictions, covenants, and matters of record superior to the Deed to Secure Debt first set out above.

The sale will be conducted subject to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code.

To the best knowledge and belief of the undersigned, the party in possession of the property is a tenant or tenants of Richard A. Durham.

Joy L. Edelberg, of Horne & Edelberg, P.C., has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor.

Leigh Ann Gaddis

Attorney-in-Fact for

Richard A. Durham

Horne & Edelberg, P.C.

Attorneys at Law

P. O. Box 37

Dahlonega, Georgia 30533

706-864-7303

(12/5, 12/12, 12/19, 12/26)

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Notice of Sale under Power

County of Lumpkin, State of Georgia

By virtue of the power of sale contained in that certain Deed to Secure Debt from Richard A. Durham to Coy Wilson and filed for record in Deed Book G-20, Pages 339-345, Lumpkin County Records, which was assigned to Leigh Ann Gaddis by Assignment dated February 5, 2010, and Deed to Secure Debt having been given to secure a Note dated July 1, 1998, in the original principal sum of Thirty-eight Thousand Two Hundred and no/100s Dollars ($38,200.00), with interest from date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the courthouse door at Lumpkin County, Georgia, within the legal hours of sale on January 2, 2013, the following described property:

All that tract or parcel of land lying and being in Land Lot 985 of the 12th District, 1st Section of Lumpkin County, in the City of Dahlonega, Georgia, containing 0.2096 acres, shown on a plat prepared for Coy Wilson by Michael Stewart Kelley, Georgia Registered Land Surveyor, dated September 21, 1995, a copy of which is recorded in Plat Cabinet 1, Slide 18, Plat 141B, Lumpkin County Deed Records, to which recorded plat this reference is made for a more particular description and described according to the same as follows:

BEGINNING at a point on the northeasterly right of way of Pine Street (a 40 foot right of way) at the southwest corner of property now or formerly owned by Farrell Watson; thence along said right of way, following the curvature thereof, N 52-09-15 W 25.37 feet; N 65-11-06 W 45.50 feet; and N 70-55-13 W 32.94 feet to a 3/4” crimp top pin (which is offset 0.1 feet from the right of way); thence leaving the right of way N 29-23-21 E 141.95 feet to an iron pin; thence S 40-25-23 E 45.02 feet to an iron pin at the corner of the Watson property; thence along the Watson property line S 01-44-37 West 113.18 feet to the point of beginning.

This property located at 41 Pine Street, Dahlonega, GA 30533.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), and matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning or land use ordinances, restrictions, covenants, and matters of record superior to the Deed to Secure Debt first set out above.

The sale will be conducted subject to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code.

To the best knowledge and belief of the undersigned, the party in possession of the property is a tenant or tenants of Richard A. Durham.

Joy L. Edelberg, of Horne & Edelberg, P.C., has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor.

Leigh Ann Gaddis

Attorney-in-Fact for

Richard A. Durham

Horne & Edelberg, P.C.

Attorneys at Law

P. O. Box 37

Dahlonega, Georgia 30533

706-864-7303

(12/5, 12/12, 12/19, 12/26)

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Notice of Sale under Power

County of Lumpkin, State of Georgia

NOTICE OF SALE UNDER POWER

By virtue of the power of sale contained in that certain Deed to Secure Debt from Richard A. Durham to Coy Wilson and filed for record in Deed Book G-20, Pages 303-306, Lumpkin County Records, which was assigned to Leigh Ann Gaddis by Assignment dated February 5, 2010, and Deed to Secure Debt having been given to secure a Note dated July 1, 1998, in the original principal sum of Thirty-eight Thousand Two Hundred and no/100s Dollars ($38,200.00), with interest from date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the courthouse door at Lumpkin County, Georgia, within the legal hours of sale on January 2, 2013, the following described property:

All that tract or parcel of land lying and being in Land Lot 985 of the 12th District, 1st Section of Lumpkin County, in the City of Dahlonega, Georgia, containing 0.149 acres, shown as Tract B on a plat prepared for Coy Wilson by Michael Stewart Kelley, Georgia Registered Land Surveyor, dated May 13, 1998, a copy of which is recorded in Plat Cabinet 1, Slide 17, Plat 139B, Lumpkin County Deed Records, to which recorded plat this reference is made for a more particular description and described according to the same as follows:

BEGINNING at an iron pin located on the southeasterly right of way of Arcadia Street (a 32 foot right of way) by measuring S 52-08-14 W 88.53 feet from the intersection of the southerly right of way of Arcadia Street and the westerly right of way of Alma Street; thence leaving the right of way S 37-51-46 E 105.51 feet to a point; thence S 65-09-07 W 47.61 feet to a point; thence S 62-06-47 E 77.23 feet to a point; thence S 36-51-15 E 24.38 feet to a point on the southeasterly right of way of Arcadia Street; thence along said right of way N 52-08-73 E 77.68 feet to the point of beginning.

This property located at 214 Arcadia Street, Dahlonega, GA 30533.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), and matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning or land use ordinances, restrictions, covenants, and matters of record superior to the Deed to Secure Debt first set out above.

The sale will be conducted subject to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code.

To the best knowledge and belief of the undersigned, the party in possession of the property is a tenant or tenants of Richard A. Durham.

Joy L. Edelberg, of Horne & Edelberg, P.C., has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor.

Leigh Ann Gaddis

Attorney-in-Fact for

Richard A. Durham

Horne & Edelberg, P.C.

Attorneys at Law

P. O. Box 37

Dahlonega, Georgia 30533

706-864-7303

(12/5, 12/12, 12/19, 12/26)

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Notice of Sale under Power

County of Lumpkin, State of Georgia

By virtue of the power of sale contained in that certain Deed to Secure Debt from Richard A. Durham to Coy Wilson and filed for record in Deed Book G-20, Pages 321-327, and re-recorded in Deed Book M-20, Page 340-346, Lumpkin County Records, which was assigned to Leigh Ann Gaddis by Assignment dated February 5, 2010, and Deed to Secure Debt having been given to secure a Note dated July 1, 1998, in the original principal sum of Thirty-eight Thousand Two Hundred and no/100s Dollars ($38,200.00), with interest from date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the courthouse door at Lumpkin County, Georgia, within the legal hours of sale on January 2, 2013, the following described property:

All that tract or parcel of land lying and being in Land Lot 985 of the 12th District, 1st Section of Lumpkin County, in the City of Dahlonega, Georgia, containing 0.248 acres, shown as Tract D on a plat prepared for Coy Wilson by Michael Stewart Kelley, Georgia Registered Land Surveyor, dated May 13, 1998, a copy of which is recorded in Plat Cabinet 1, Slide 17, Plat 140B, Lumpkin County Deed Records, to which recorded plat this reference is made for a more particular description and described according to the same as follows:

BEGINNING at a point on the northeast right of way of Riley Street (a 40 foot right of way) located by measuring S 37-51-46 E 84.20 feet from a 5/8” rebar set on the intersection of the southerly right of way of Arcadia Street and the easterly right of way of Riley Street; thence leaving the right of way N 52-08-14 E 37.24 feet to a point; thence N 65-09-08 E 47.05 feet to a point; thence N 65-09-07 E 47.61 feet to a point and N 52-52-32 E 34.45 feet to a point; thence S 40-10-30 E 44.91 feet to a point; thence N 45-36-25 E 166.81 feet to a point on the northeast right of way of Riley Street; thence along said right of way N 37-51-46 W 85.61 feet to the point of beginning.

This property located at 67 Riley Road, Dahlonega, GA 30533.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), and matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning or land use ordinances, restrictions, covenants, and matters of record superior to the Deed to Secure Debt The sale will be conducted subject to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code.

To the best knowledge and belief of the undersigned, the party in possession of the property is a tenant or tenants of Richard A. Durham.

Joy L. Edelberg, of Horne & Edelberg, P.C., has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor.

Leigh Ann Gaddis

Attorney-in-Fact for

Richard A. Durham

Horne & Edelberg, P.C.

Attorneys at Law

P. O. Box 37

Dahlonega, Georgia 30533

706-864-7303

(12/5, 12/12, 12/19, 12/26)

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Notice of Sale under Power

Counties of Lumpkin and Dawson, State of Georgia

Pursuant to the Power of Sale contained in a Security Deed given by Richard A Edwards and Vivian M Edwards to Well Fargo Bank, NA dated 2/2/2006 and recorded in Deed Book 37 Page 496, Lumpkin County, Georgia records; as last transferred to Wells Fargo Bank, N.A., conveying the after-described property to secure a Note in the original principal amount of $ 332,400.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Lumpkin County, Georgia, within the legal hours of sale on January 2, 2013 (being the first Tuesday of said month unless said date falls on a Federal Holiday), the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 71 OF THE NORTH HALF OF THE 13TH DISTRICT, 1ST SECTION, DAWSON COUNTY, GEORGIA, AND 13TH DISTRICT, 1ST SECTION OF LUMPKIN COUNTY, GEORGIA, CONSISTING OF 10.00 ACRES, TRACT “A” AS SHOWN ON A PLAT FOR SCOTT HARPER, AS RECORDED IN PLAT BOOK 58, PAGE 65, DAWSON COUNTY, GEORGIA RECORDS AND IN CABINET 1, SLIDE 86, PAGE, 120 LUMPKIN COUNTY, GEORGIA RECORDS, HAVING A PHYSICAL ADDRESS OF 580 RATTLESNAKE RIDGE, DAWSONVILLE, GEORGIA, 30534. WHICH PLATS ARE INCORPORATED HEREIN BY REFERENCE AND MADE A PART HEREOF BY REFERENCE.

TOGETHER WITH A NON-EXCLUSIVE EASEMENT FOR INGRESS AND EGRESS OVER A GRAVEL DRIVE KNOWN AS RATTLESNAKE RIDGE.

THIS PROPERTY SUBJECT TO RESERVATIONS, RESTRICTIONS, COVENANTS AND CONDITIONS CONTAINED IN THAT CERTAIN INSTRUMENT RECORDED IN DEED BOOK J-14, PAGE 225, LUMPKIN COUNTY, GEORGIA RECORDS.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Wells Fargo Bank, N.A. is the current owner of the loan.

Said property is commonly known as 580 Rattlesnake Ridge, Dawsonville, Georgia 30534 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Richard Alan Edwards and Vivian M Edwards or tenant or tenants.

Wells Fargo Bank, NA is the entity or individual designated, who shall have full authority to negotiate, amend and modify all terms of the mortgage pursuant to established guidelines.

Wells Fargo Bank NA

Wells Fargo Bank, NA

Loss Mitigation

3476 Stateview Boulevard

Fort Mill, SC 29715

1-800-662-5014

Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

Wells Fargo Bank, N.A. as agent and Attorney in Fact for Richard A Edwards and Vivian M Edwards

Aldridge Connors, LLP, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1000-667491530

(12/5, 12/12, 12/19, 12/26)

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Notice of Sale under Power

County of Lumpkin, State of Georgia

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Donna Lynn Erwin to JPMorgan Chase Bank, National Association, dated December 14, 2010, recorded in Deed Book 1179, Page 52, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED SIXTEEN THOUSAND SEVEN HUNDRED EIGHTY-FIVE AND 0/100 DOLLARS ($216,785.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Wednesday in January, 2013, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. JPMorgan Chase Bank, National Association is the holder of the Note and Security Deed to the property in accordance with OCGA § 44-14-162.2.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: JPMorgan Chase Bank, National Association, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939.

To the best knowledge and belief of the undersigned, the party in possession of the property is Donna Lynn Erwin or a tenant or tenants and said property is more commonly known as 156 River View Trl W, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

JPMorgan Chase Bank, National Association

as Attorney in Fact for

Donna Lynn Erwin

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/tvl 1/2/13

Our file no. 51061012-FT18

EXHIBIT “A”

All that certain parcel of land situated in Lumpkin County, City of Dahlonega, State of Georgia, being known and designated as subdivision Copper Ridge Lot 109. APN: 109-000-042-000 Tax/Parcel ID: 109-000-042-000 MR/tvl 1/2/13 Our file no. 51061012 - FT18

(12/5, 12/12, 12/19, 12/26)

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Notice of Sale under Power

County of Lumpkin, State of Georgia

Under and by virtue of the Power of Sale contained in a Security Deed given by Tommy G. Evans to United Community Mortgage Services, Incorporation, dated November 15, 2004, recorded on November 29, 2004 in Deed Book 434, Page 108, Lumpkin County, Georgia Records, said Security Deed having been last sold, assigned, transferred and conveyed to Flagstar Bank, FSB, the secured creditor, by Assignment conveying the after-described property to secure a Note in the original principal amount of One Hundred Two Thousand One Hundred Nine and 00/100 DOLLARS ($102,109.00), with interest thereon as set forth therein, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on January 2, 2013 during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract of land located in Land Lot 73, 11th District, originally Hall, now Lumpkin County, Georgia consisting of 1.01 Acres, more or less, being more fully described and delineated as Lot 24, Phase J, Camelot, dated April 25, 1985, prepared by Michael L. Scupin, Georgia Registered Surveyor #1964, recorded in Plat Book 13, Page 95, Lumpkin County Georgia records, which is incorporated herein by reference.

Said property is known as 279 King Arthur Court, Dahlonega, GA 30533, together with all fixtures and personal property attached to and constituting a party of said property, if any.

Said property will be sold as the property of Tommy G. Evans, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Tommy G. Evans or a tenant or tenants. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation of the audit of the status of the loan as provided immediately above.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including, without limitation, attorneys’ fees. Notice has been given of intention to collect attorneys’ fees and other charges in accordance with the terms of the Note secured by said Deed. The balance, if any, will be distributed as provided by law.

Pursuant to O.C.G.A. 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend, or modify all terms of the above-described mortgage on behalf of the secured creditor, Flagstar Bank, FSB, is as follows: Flagstar Bank, FSB, 5151 Corporate Drive, MS S-110-3, Troy, MI 48098, 800-945-7700. The foregoing notwithstanding, nothing in O.G.C.A. 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument.

Flagstar Bank, FSB

as Attorney in Fact for

Tommy G. Evans

Morris|Hardwick|Schneider, LLC

1301 Hightower Trail, Suite 305

Sandy Springs, Georgia 30350

http://foreclosure.closingsource.net

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(12/5, 12/12, 12/19, 12/26)

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Notice of Sale under Power

County of Lumpkin, State of Georgia

By virtue of the power of sale contained in a Deed to Secure Debt by LEON FARIS to Mortgage Electronic Registration Systems, Inc. (“MERS”) as nominee for First National Bank of Nassau County, a Division of CBC National Bank, dated January 30, 2009 and filed for record February 2, 2009 in Deed Book 1119, Page 539, Lumpkin County, Georgia records, and securing a Note in the original principal amount of $133,292.00; last transferred to CitiMortgage, Inc. by Assignment, filed for record in Deed Book 1183, Page 88, Lumpkin County, Georgia records, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Lumpkin County, Georgia, between the legal hours of sale on the first Wednesday in January, 2013, by CitiMortgage, Inc. as Attorney-in-Fact for LEON FARIS the following property to-wit:

ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lot 986 of the 5th District, 1st Section of Lumpkin County, Georgia, being Lot 60 of Crawford Falls Subdivision as shown on that certain plat of survey for Patrick Development, LLC, by David L. Ringo, GRLS No. 2250, dated March 3, 2005, and recorded in Plat Cabinet 1, Slide 133, Pages 59-60 of the Lumpkin County, Georgia Records, which plat is incorporated herein by reference for a more complete description of said property.

The above described property is also known as 116 MILLER DRIVE, DAWSONVILLE, GA 30534.

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney’s fees, if applicable.

The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record; all valid zoning ordinances; matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.

Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows:

CitiMortgage, Inc.

5280 Corporate Drive

Attn: Default Mail Services

Frederick, MD 21703

Phone: HAT Program: 866-272-4749

Fax: 866-989-2089 or 866-989-2088

The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require CitiMortgage, Inc. to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.

CitiMortgage, Inc.

as Attorney-in-Fact for

LEON FARIS

SHUPING, MORSE & ROSS, L.L.P.

By: S. Andrew Shuping, Jr.

6259 Riverdale Road, Suite 100

Riverdale, GA 30274

770-991-0000

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT.

ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(12/5, 12/12, 12/19, 12/26)

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Notice of Sale under Power

County of Lumpkin, State of Georgia

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Ronald J. Ford and Debra A. Ford to Mortgage Electronic Registration Systems, Inc., as nominee for CBC National Bank, and its successors and assigns dated July 14, 2009, and recorded in Deed Book 1137, Page 360, Lumpkin County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, N.A. by Assignment, securing a Note in the original principal amount of $375,250.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Wednesday, January 2, 2013, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 1005 AND 1026, 12TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA AND BEING FULLY DESCRIBED BY A PLAT PREPARED BY FARLEY-COLLINS & ASSOCIATES, GEORGIA REGISTERED LAND SURVEYOR, DATED JUNE 30, 1986: AND AS PER SAID PLAT, THE PROPERTY CONTAINS 1.233 ACRES, MORE OR LESS, BEING MORE PARTICULARLY DESCRIBED AS LOT 47 OF SKY COUNTRY SUBDIVISION. THE SUBJECT PLAT BEING OF RECORD IN PLAT BOOK 13, PAGE 195, LUMPKIN COUNTY RECORDS. SAID PLAT IS HEREBY INCORPORATED BY REFERENCE.

THIS CONVEYANCE IS MADE SUBJECT TO THE RESTRICTIVE COVENANTS FOR SKY COUNTRY AS SET OUT IN DEED BOOK Z-5, PAGES 267-271, LUMPKIN COUNTY RECORDS.

Said property is known as 100 Cloudland Road N, Dahlonega, GA 30533, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The proceeds of said sale will be applied to the payment of said indebtedness and all expenses of said sale as provided in said Deed, and the balance, if any, will be distributed as provided by law.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the secured creditor.

The property is or may be in the possession of Ronald J. Ford and Debra A. Ford, successor in interest or tenant(s).

Wells Fargo Bank, N.A. as Attorney-in-Fact for Ronald J. Ford and Debra A. Ford

File no. 12-033602

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Suite 100

Atlanta, GA 30341-3941

(770) 220-2535/MD

HYPERLINK “http://www.swertfeger.net” www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(12/5, 12/12, 12/19, 12/26)

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Notice of Sale under Power

County of Lumpkin, State of Georgia

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Janice Elizabeth Fortner to Union Planters Bank, N.A., dated December 7, 2000, recorded in Deed Book T26, Page 309, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED FIFTY THOUSAND AND 0/100 DOLLARS ($250,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Wednesday in January, 2013, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Regions Bank Successor by Merger to Union Planters Bank, N.A. is the holder of the Note and Security Deed to the property in accordance with OCGA § 44-14-162.2.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Regions Mortgage, 1900 Charles Bryan Road AX2, Cordova, TN 38018, 800-986-2462.

To the best knowledge and belief of the undersigned, the party in possession of the property is Janice Elizabeth Fortner and Janice Elizabeth Fortner AKA Beth Fortner or a tenant or tenants and said property is more commonly known as 114 Laurel Court, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Regions Bank Successor by Merger to Union Planters Bank, N.A.

as Attorney in Fact for

Janice Elizabeth Fortner

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/ras 1/2/13

Our file no. 5688902-FT15

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 442, 15th District, 1st Section, Lumpkin County, Georgia, being 1.00 acre, more or less, according to a plat of survey prepared for Allan S. Bickley by GeoImage, LLC, dated May 5, 2000, recorded in Plat Cabinet 1, Slide 47, Plat 125B, Lumpkin County, Georgia Records, which plat is incorporated herein by reference for a more complete description of the subject property. The subject property is conveyed subject to any and all agreements, easements, rights of way, restrictive covenants and public utilities now in use and/or of record affecting the subject property. The right, if any, of The United States of America to redeem said land within 120 days from the date of the foreclosure sale held on January 2, 2013, as provided for by the Federal Tax Lien Act of 1966 (Public Law 89-719). MR/ras 1/2/13 Our file no. 5688902 - FT15

(12/5, 12/12, 12/19, 12/26)

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Notice of Sale under Power

County of Lumpkin, State of Georgia

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Tommy Fouts and Patricia L. Fouts to Contimortgage Corporation dated July 27, 1999, and recorded in Deed Book K23, Page 290, Lumpkin County Records, said Security Deed having been last sold, assigned, transferred and conveyed to U.S. Bank National Association, as Trustee of the Security National Mortgage Loan Trust 2005-1, by Assignment, securing a Note in the original principal amount of $74,800.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Wednesday, January 2, 2013, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 902 OF THE 12TH DISTRICT OF LUMPKIN COUNTY, GEORGIA, CONSISTING OF 0.71 ACRES AND BEING ALL OF LOT 10 ACCORDING TO A SURVEY FOR WINSLOW G. CRANNELL BY FARLEY COLLINS & ASSOCIATES, REGISTERED SURVEYORS, DATED MAY 30, 1979, AND LAST REVISED MARCH 19, 1980, RECORDED IN PLAT BOOK 6, PAGE 101, LUMPKIN COUNTY PLAT RECORDS, REFERENCE TO SAID PLAT AND RECORD THEREOF IS HEREBY MADE FOR A MORE COMPLETE DESCRIPTION OF SAID PROPERTY.

Said property is known as 286 Anderson Drive, Dahlonega, GA 30533, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The proceeds of said sale will be applied to the payment of said indebtedness and all expenses of said sale as provided in said Deed, and the balance, if any, will be distributed as provided by law.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the secured creditor.

The property is or may be in the possession of Tommy Fouts and Patricia L. Fouts, successor in interest or tenant(s).

U.S. Bank National Association, as Trustee of the Security National Mortgage Loan Trust 2005-1 as Attorney-in-Fact for Tommy Fouts and Patricia L. Fouts

File no. 12-036227

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Suite 100

Atlanta, GA 30341-3941

(770) 220-2535/CH

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

[FC-NOS]

(12/5, 12/12, 12/19, 12/26)

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Notice of Sale under Power

County of Lumpkin, State of Georgia

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Joe H. Frady to Mortgage Electronic Registration Systems, Inc. as nominee for American Mortgage Network, Inc., a Delaware Corporation, and it successors and assigns dated January 15, 2008, and recorded in Deed Book 1079, Page 243, Lumpkin County Records, said Security Deed having been last sold, assigned, transferred and conveyed to JPMorgan Chase Bank, National Association by Assignment, securing a Note in the original principal amount of $83,500.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Wednesday, January 2, 2013, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 94, 1ST DISTRICT, LUMPKIN COUNTY, GEORGIA AND BEING FULLY DESCRIBED BY A PLAT PREPARED BY MICHAEL STEWART KELLEY, GEORGIA REGISTERED LAND SURVEYOR, DATED NOVEMBER 30, 2007: AND AS PER SAID PLAT, THE PROPERTY CONTAINS 1.43 ACRES, MORE OR LESS, AND THE SUBJECT PLAT BEING OF RECORD IN PLAT CABINET ONE, SLIDE 16O, PLAT 199B LUMPKIN COUNTY RECORDS. SAID PLAT IS HEREBY INCORPORATED BY REFERENCE.

ALSO CONVEYED HEREIN IS AN EASEMENT FOR INGRESS AND EGRESS OVER THE EXISTING EASEMENT ROAD CONNECTING SUBJECT PROPERTY WITH GRINDLE BROTHERS ROAD.

THIS CONVEYANCE IS MADE SUBJECT TO EASEMENTS FOR PUBLIC ROADS AND UTILITIES NOW IN USE.

THIS CONVEYANCE IS MADE SUBJECT TO AND TOGETHER WITH ANY EASEMENTS OF RECORD OR EASEMENTS LOCATED ON THE PROPERTY ABOVE DESCRIBED OR ACCESSING THE ABOVE DESCRIBED PROPERTY.

Said property is known as 93 Grindle Brothers Road, Murrayville, GA 30564, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The proceeds of said sale will be applied to the payment of said indebtedness and all expenses of said sale as provided in said Deed, and the balance, if any, will be distributed as provided by law.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the secured creditor.

The property is or may be in the possession of Joe H Frady, successor in interest or tenant(s).

JPMorgan Chase Bank, National Association as Attorney-in-Fact for Joe H. Frady

File no. 12-036854

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Suite 100

Atlanta, GA 30341-3941

(770) 220-2535/AS

HYPERLINK “http://www.swertfeger.net” www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(12/5, 12/12, 12/19, 12/26)

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Notice of Sale under Power

County of Lumpkin, State of Georgia

By virtue of a Power of Sale contained in that certain Security Deed from STEVEN H. FULLER JR A/K/A Steven H. Fuller to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR AMERICA`S WHOLESALE LENDER, dated September 11, 2006, recorded September 19, 2006, in Deed Book 1005, Page 426, Lumpkin County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Four Hundred Fifty Thousand and 00/100 dollars ($450,000.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to The Bank of New York Mellon f/k/a The Bank Of New York As Trustee For The Certificateholders CWALT, Inc. Alternative Loan Trust 2006-36T2, Mortgage Pass-Through Certificates, Series 2006-36T2, secured creditor, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Wednesday in January, 2013, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 931 AND 947 OF THE 12TH DISTRICT, 1ST SECTION OF THE CITY OF DAHLONEGA, LUMPKIN COUNTY, GEORGIA, CONSISTING OF ALL

OF LOT 3, BEING 36,525 SQUARE FEET, AS MORE PARTICULARLY SET OUT ON A PLAT OF SURVEY OF THE CROWN MOUNTAIN SWIM & TENNIS CLUB DATED SEPTEMBER 9, 2002, REVISED JANUARY 14, 2003,

PREPARED BY WILLIAM B. COLLINS AND WILLIAM E. WHIDDEN, GEORGIA REGISTERED LAND SURVEYORS. THIS PLAT IS RECORDED IN PLAT CABINET 1, SLIDE 85, PLAT 86-91, LUMPKIN COUNTY

RECORDS, AND IS INCORPORATED HEREIN BY REFERENCE FOR A MORE DETAILED DESCRIPTION.

THIS PROPERTY IS CONVEYED SUBJECT TO AND IS BENEFITTED BY THE TERMS AND CONDITIONS CONTAINED IN THE DECLARATION OF COVENANTS, CONDITIONS, AND RESTRICTIONS FOR CROWN MOUNTAIN SWIM AND TENNIS CLUB DATED MARCH 28, 2003, AND RECORDED IN DEED BOOK B-31,

PAGES 44-78, LUMPKIN COUNTY RECORDS.

Said legal description being controlling, however the property is more commonly known as 82 CROWN MOUNTAIN RIDGE, DAHLONEGA, GA 30533.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold on an “as-is” basis without any representation, warranty or recourse against the above-named creditor or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed.

To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is STEVEN H. FULLER JR A/K/A Steven H. Fuller, or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.

The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: BAYVIEW LOAN SERVICING,LLC, Loss Mitigation Dept., 4425 Ponce de Leon Blvd., 5th Floor, Coral Gables, FL 33146, Telephone Number: 800-771-0299 for and on behalf of the secured creditor.

THE BANK OF NEW YORK MELLON F/K/A THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2006-36T2, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-36T2

as Attorney in Fact for

STEVEN H. FULLER JR A/K/A STEVEN H. FULLER

THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Attorney Contact: Rubin Lublin, LLC, 3740 Davinci Court, Suite 150, Peachtree Corners, GA 30092

Telephone Number: (877) 813-0992 Case No. BVW-12-06340-0004

Ad Run Dates 12/05/2012, 12/12/2012, 12/19/2012, 12/26/2012

www.rubinlublin.com/property-listings.php

(12/5, 12/12, 12/19, 12/26)

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Notice of Sale under Power

County of Lumpkin, State of Georgia

By virtue of the power of sale contained in a Security Deed from Ana Gonzalez and Jacinto Gonzalez to Mortgage Electronic Registration Systems Inc., as nominee for Hamilton Financial Services, A Georgia Corporation dated April 29, 2002 recorded in Deed Book G29, Page 581 , Lumpkin County Records, and last assigned to JPMorgan Chase Bank, National Association s/b/m Chase Home Finance LLC, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWO THOUSAND SIX HUNDRED AND 00/100 ($102,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Lumpkin County, Georgia, during the legal hours of sale on the first Wednesday, January 2, 2013 the following described property, to wit:

The tract or parcel of land lying and being in Land Lot 46, 11th Land District, originally of Hall County, now Lumpkin County, Georgia, being designated as Lot 7 of Sherwood Forest Subdivision, Phase One, as shown on a plat of survey dated June 22, 2000 and recorded in Plat Cabinet One, Slide 50, Page 188, Lumpkin County records; said plat being incorporated herein by reference for a more complete description of the property.

Subject to Declaration of Protective Covenants for the Sherwood Forest Subdivision dated May 1, 2000 and recorded in Deed Book T-25, Page 341, Lumpkin County records.

The water system in this subdivision has been turned over and deed to Lumpkin County recorded in Deed Book U-25, Page 315, Lumpkin County records.

Also conveyed herewith is a 1999 Peach State Navigator, 28 X 60 manufactured home, Serial Number PSHGA 22172 AB which is attached to and made a part of the real property.

The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorneyís fees, notice of intent to collect attorneyís fees having been given.

Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property Ana Gonzalez and Jacinto Gonzalez or, a tenant or tenants, and said property was or is commonly known as 221 Friar Tuck Trail North, Murrayville, GA 30564.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

JPMorgan Chase Bank, National Association s/b/m Chase Home Finance LLC

As Attorney in Fact for

Ana Gonzalez and Jacinto Gonzalez

Martin & Brunavs

2800 North Druid Hills Rd.

Building B, Suite 100

Atlanta, GA 30329

(404) 982-0088

M&B File No.: 09-8129

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT.

ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(12/5, 12/12, 12/19, 12/26)

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Notice of Sale under Power

GEORGIA, LUMPKIN COUNTY:

By virtue of the power of sale contained in that certain Real Estate Deed to Secure Debt executed by Barry Steven Grant (“Grantor”) in favor of Main Street Bank (“Lender”), dated September 28, 2005, filed of record on October 4, 2005, and recorded in Deed Book Q36, Page 13, in the Office of the Clerk of the Superior Court of Lumpkin County, Georgia (the “Security Deed”), as modified by Modification of Deed to Secure Debt dated November 29, 2005, filed of record on January 13, 2006, and recorded in Deed Book E37, page 173, aforesaid records, as further modified by Modification Agreement dated October 5, 2008, filed of record on October 23, 2008, and recorded in Deed Book 1111, page 446, aforesaid records, as further modified by Third Modification to Security Deed dated December 23, 2008, filed of record on January 6, 2009, and recorded in Deed Book 1117, page 33, aforesaid records, as assigned to German American Capital Corporation (“Holder”) by Branch Banking and Trust Company, a North Carolina banking corporation, successor by merger to Main Street Bank, by virtue of that certain Assignment of Security Instruments, effective as of March 29, 2011, filed of record on October 18, 2011, and recorded in Deed Book 1196, Page 586, aforesaid records, the Security Deed being given to secure the obligations of Grantor to Lender, including, without limitation, the obligations evidenced by a Note from Grantor dated September 28, 2005 in the original principal amount of $1,400,000.00, with interest from the date thereof at the rate specified therein, payable to the order of Lender and subsequently assigned to Holder (as the same may have been amended, extended, supplemented, or modified from time to time, hereinafter referred to as the “Note”), the Holder (or its successor or assign) will sell at public outcry to the highest bidder for cash before the door of the County Courthouse in Lumpkin County, Georgia, on Wednesday, January 2, 2013 (due to a holiday falling on the first Tuesday in January) between the legal hours of sale, all or parts of the property more particularly described as follows (the “Property”):

Tract A:

ALL THAT TRACT or parcel of land lying 2nd being in Land Lot 264 of the 15th District, 1st Section, Lumpkin County, Georgia and being more particularly shown as Tract A 4.047 Acres on that certain Plat of Survey for Barry Grant recorded in Cabinet 1, Slide 111, Plat 19, Lumpkin County, Georgia Records.

Tract C:

ALL THAT TRACT or parcel of land lying and being in Land Lot 264 of the 15th District, 1st Section, Lumpkin County, Georgia and being more particularly shown as Tract C 0.069 Acres on that certain Plat of Survey for Barry Grant recorded in Cabinet 1, Slide 111, Plat 19, Lumpkin County, Georgia Records.

The indebtedness secured by the Security Deed has been and is hereby declared due and payable because of default under the terms of the Security Deed and the Note including, but not limited to, failure to make payment of the entire unpaid principal balance of the Note and all accrued and unpaid interest thereon due and payable on the maturity date of the Note. The indebtedness remaining in default, this sale will be made for the purpose of applying the proceeds thereof to the payment of the indebtedness secured by the Security Deed and the Note, accrued interest and expenses of the sale, and all other payments provided for under the Security Deed and the Note, notice of intention to collect attorneys’ fees having been given as provided by law, and the remainder, if any, shall be applied as provided by law.

The Property will be sold as the property of Grantor. To the undersigned’s best knowledge and information, Grantor is the party in possession of the Property.

The Property will be sold “as is”, without express or implied warranties of any kind, subject to (a) all unpaid real and personal property ad valorem taxes and governmental assessments, and (b) all prior restrictions, rights of way, and assessments of record, if any, appearing of record prior to the date of the Security Deed and those appearing after the date of the Security Deed and consented to of record by Lender or Holder, as applicable.

By: Situs Holdings, LLC, solely in its capacity as Special Servicer for German American Capital Corporation, Holder of the Note and Security Deed and the Attorney in Fact for Grantor: c/o Ashley S. Thompson (GA Bar No. 100109), Baker, Donelson, Bearman, Caldwell & Berkowitz, P.C., Suite 1600, Monarch Plaza, 3414 Peachtree Road, N.E., Atlanta, GA 30326; (404/577-6000).

(12/5, 12/12, 12/19, 12/26)

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Notice of Sale under Power

County of Lumpkin, State of Georgia

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by JENNIE K HAMILTON to WELLS FARGO BANK, N.A., dated 02/15/2006, and Recorded on 02/22/2006 as Book No. 37 and Page No. 714, LUMPKIN County, Georgia records, as last assigned to U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR WELLS FARGO ASSET SECURITIES CORPORATION, MORTGAGE PASS-THROUGH CERTIFICATES SERIES 2006-4 (the Secured Creditor), by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $152,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the LUMPKIN County Courthouse within the legal hours of sale on the first Wednesday in January, 2013, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 659, 660, 701 AND 702 OF THE 5TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA, AND BEING LOT 9 AS PER PLAT PREPARED BY C. C. DAVIS, JR. OF GEO IMAGE LLC AND DATED 03/30/00, THE SAME BEING OF RECORD IN CABINET 1, SLIDE 54, PLAT 75, LUMPKIN COUNTY, GEORGIA RECORDS.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR WELLS FARGO ASSET SECURITIES CORPORATION, MORTGAGE PASS-THROUGH CERTIFICATES SERIES 2006-4 holds the duly endorsed Note and is the current assignee of the Security Deed to the property. WELLS FARGO BANK, N.A., acting on behalf of and, as necessary, in consultation with U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR WELLS FARGO ASSET SECURITIES CORPORATION, MORTGAGE PASS-THROUGH CERTIFICATES SERIES 2006-4 (the current investor on the loan), is the entity with the full authority to negotiate, amend, and modify all terms of the loan. Pursuant to O.C.G.A. § 44-14-162.2, WELLS FARGO BANK, N.A. may be contacted at: WELLS FARGO BANK, N.A., 3476 STATEVIEW BLVD, FORT MILL, SC 29715, 803-396-6000. Please note that, pursuant to O.C.G.A. § 44-14-162.2, the secured creditor is not required to amend or modify the terms of the loan.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 126 WOODS DRIVE, DAHLONEGA, GEORGIA 30533 is/are: JENNIE K HAMILTON or tenant/tenants.

Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR WELLS FARGO ASSET SECURITIES CORPORATION, MORTGAGE PASS-THROUGH CERTIFICATES SERIES 2006-4

as Attorney in Fact for

JENNIE K HAMILTON.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

20110169806041

BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP

15000 Surveyor Boulevard

Addison, Texas 75001

Telephone: (972) 341-5398.

(12/5, 12/12, 12/19, 12/26)

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Notice of Sale under Power

County of Lumpkin, State of Georgia

Pursuant to the Power of Sale contained in a Security Deed given by Phyllis Johnson and Thomas Johnson to Mortgage Electronic Registration Systems, Inc., as nominee for American Mortgage Network, Inc., dated 4/15/2008 and recorded in Deed Book 1091 Page 365, Lumpkin County, Georgia records; as last transferred to Wells Fargo Bank, NA, conveying the after-described property to secure a Note in the original principal amount of $168,490.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Lumpkin County, Georgia, within the legal hours of sale on January 02, 2013 (being the first Tuesday of said month unless said date falls on a Federal Holiday), the following described property:

All that tract or parcel of land lying and being in Land Lot 99, 1st District, Lumpkin County, Georgia, containing 1.02 acres, and being shown as Tract “A” on a plat of survey for Jerry Dean Ayers, dated October 8, 1997 by Frederick F. Kaufman, Georgia Registered Land Surveyor #1774, and being more particularly described as follows:

To find the True Point of Beginning, begin at a point located at the common corner of Land Lots 109, 100, 99 and 110, thence South 01 degrees 08 minutes 31 seconds West a distance of 833.22 feet to a 1/2” rebar; thence South 01 degrees 08 minutes 31 seconds West a distance of 200.62 feet to a 1/2” rebar located on the northerly side of the right of way of Norman Bell Road (80 foot right of way); thence South 68 degrees 06 minutes 28 seconds East a distance of 43.33 feet to a point; which point is the True Point of Beginning; from the True Point of Beginning thus established, proceed North 19 degrees 12 minutes 01 seconds West a distance of 59.03 feet to a point; thence North 01 degrees 08 minutes 31 seconds East a distance of 157.71 feet to a point; thence South 80 degrees 33 minutes 49 seconds East a distance of 229.79 feet to a 1/2” rebar; thence South 11 degrees 41 minutes 57 seconds West a distance of 218.77 feet to a point located on the northerly side of the 80 foot right of way of Norman Bell Road; thence North 80 degrees 21 minutes 45 seconds West a distance of 88.33 to a point; thence North 73 degrees 18 minutes 06 seconds West a distance of 82.44 feet to a point; which is the True Point of Beginning.

Also, conveyed herewith is an easement for ingress and egress to subject property from Norman Bell Road across Tract “B” which easement is more particularly shown on said plat of survey, a copy of which is attached hereto as Exhibit “B” and made a part hereof by reference.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 311 Norman Bell Road, Murryville, GA 30564 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Thomas Johnson and Phyllis Johnson or tenant or tenants.

Wells Fargo Bank, NA is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage pursuant to established guidelines.

Wells Fargo Bank, NA

Loss Mitigation

3476 Stateview Boulevard

Fort Mill, SC 29715

1-800-662-5014

Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

Wells Fargo Bank, NA as agent and Attorney in Fact for Phyllis Johnson and Thomas Johnson

Aldridge Connors, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1000-667491519

(12/5, 12/12, 12/19, 12/26)

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Notice of Sale under Power

County of Lumpkin, State of Georgia

Pursuant to the Power of Sale contained in a Security Deed given by Travis Jones to Mortgage Electronic Registration Systems, Inc. as nominee for Taylor, Bean & Whitaker Mortagage Corp dated 12/20/2007 and recorded in Deed Book 1077 Page 151, LUMPKIN County, Georgia records; as last transferred to BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP, conveying the after-described property to secure a Note in the original principal amount of $ 87,137.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of LUMPKIN County, Georgia, within the legal hours of sale on January 02, 2013 (being the first Tuesday of said month unless said date falls on a Federal Holiday), the following described property:

All that tract or parcel of land lying and being in Land Lot 74, 11th District, originally Hull now Lumpkin County, Georgia and being fully described by a plat prepared by Civil Design Survey Group, Inc., Georgia Registered Land Surveyor, dated January 11, 200 and as per said plat, the property contains 1.96 acres, more or less, being more particularly described as Tract “B”. The subject plat being of record in Cabinet One, Slide 43, Plat 59B, Lumpkin County Records. Said plat is hereby incorporated by reference.

Also conveyed with the real property is a 2000 Norris manufactured home, vehicle identification number N02012400TNAB.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 98 Myrtel Drive, Dahlonega, GA 30533 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Travis Jones or tenant or tenants.

Bank of America is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage pursuant to established guidelines.

Bank of America

Home Loan Assistance Dept.

7105 Corporate Drive

Plano, TX 75024

(800) 846-2222

Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP as agent and Attorney in Fact for Travis Jones

Aldridge Connors, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1016-654529

(12/5, 12/12, 12/19, 12/26)

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Notice of Sale under Power

County of Lumpkin, State of Georgia

Because of the default in the payment of a note executed by Christopher R. Mobley secured by a deed to secure debt executed by Christopher R. Mobley to Mariah Construction, LLP, dated October 15, 1999, and recorded in the Clerk’s Office of Lumpkin County, Georgia, in Deed Book Z23, pages 84-85, the undersigned has declared the full unpaid amount of the indebtedness secured by said deed due and payable, and acting under the power of sale contained in said deed, for the purpose of paying said indebtedness, will on the first Wednesday in January, 2013 during the legal hours of sale at the Courthouse in Lumpkin County, Georgia, sell at public outcry to the highest bidder for cash, the land described in said deed, to wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 117, OF THE 11TH DISTRICT, ORIGINALLY HALL NOW LUMPKIN COUNTY, GEORGIA, CONSISTING OF 1.017 ACRES, MORE OR LESS, BEING MORE FULLY DESCRIBED AND DELINEATED AS LOT #118 ON A PLAT OF SURVEY OF THE WELLINGTON SUBDIVISION, PHASE FOUR, PREPARED BY DONALD REX JONES, REGISTERED GEORGIA LAND SURVEYOR #2396, DATED APRIL 25, 1997, AND RECORDED IN PLAT CABINET #1, SLIDE #5, PLAT 89, LUMPKIN COUNTY RECORDS, SAID PLAT IS INCORPORATED REFERENCE HEREIN.

THIS CONVEYANCE IS MADE SUBJECT TO THAT CERTAIN DECLARATION OF PROTECTIVE COVENANTS FOR THE WELLINGTON SUBDIVISION, WHICH IS RECORDED IN DEED BOOK E-18, PAGES 126-128, LUMPKIN COUNTY RECORDS

To the best knowledge and belief of the undersigned, the physical address of the above described property is 200 FLEET DRIVE, DAHLONEGA, GEORGIA 30533

Notice has been given of intention to collect attorney’s fees in accordance with the terms of the note secured by said deed to secure debt.

This sale will be held subject to any unpaid taxes or other assessments which may be liens against said property.

Said property will be sold as the property of Christopher R. Mobley, and the proceeds of said sale shall be applied first to the payment in full of said indebtedness, next, to the payment of all expenses connected with said sale, and the remainder, if any, shall be paid as provided in said deed to secure debt.

Angela Grant Clark, Attorney at Law Mariah Construction, LLP., as Attorney in fact for Christopher R. Mobley

121 Lumpkin County Parkway Dahlonega, GA 30533

(12/5, 12/12, 12/19, 12/26)

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Notice of Sale under Power

County of Lumpkin, State of Georgia

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt (“Security Deed”) executed by Jack Coleman Reeves in favor of Community Bank and Trust dated October 2, 2007, recorded at Deed Book 1068, Pages 45-48 of the Lumpkin County Deed Records; assigned pursuant to that Transfer and Assignment of Deed to Secure Debt from FDIC, in its capacity as Receiver for Community Bank and Trust, to SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. dated January 21, 2011, and recorded at Deed Book 1180, Pages 166-172 of the aforesaid deed records, FORMTEXT the undersigned will sell at public outcry to the highest bidder for cash before the door of the Courthouse of Lumpkin County, Georgia, during the legal hours of sale, on the first Wednesday in January, that being January 2, 2013, the following described property:

All that tract or parcel of land lying and being in Land Lot 643, 12th District, 1st Section of Lumpkin County, Georgia, consisting of 1.50 acres, more or less, together with all improvements located thereon, and being more particularly described as follows:

Beginning at a point on the southwesterly side of the Oak Grove Road at its intersection with a branch called Dowdy Branch; running thence the following courses and distances along Dowdy Branch; south 2 deg. east 171 feet; south 9 deg. east 227 feet; south 30 deg. east 50 feet; south 15 deg. east 192 feet; south 14 deg. east 69 feet; running thence due west 266 feet to a point on an old terrace; running thence the following courses and distances along an old terrace; north 44 deg. west 200 feet; north 26 deg. west 50 feet; north 12 deg. west 100 feet; north 8 deg. west 128 feet; north 10 deg. east 20 feet; north 2 deg. east 60 feet; running thence in a northwesterly direction along the southwest side of the Oak Grove Road, 300 feet, more or less, to the Dowdy Branch and the Point of Beginning.

This property being a portion of the property shown and delineated on a plat of survey dated June 12, 1972, prepared by J. D. Barrett, Surveyor, and recorded in Plat Book 5, Page 336, Lumpkin County records.

Said property is subject to all easements, covenants and restrictions of record, if any.

The debt secured by said Security Deed is evidenced by a Note (the “Note”) from Jack Coleman Reeves, dated December 28, 2010 in the original principal amount of $21,687.96, payable, principal and interest from the date thereof shown on said Note on the unpaid balance until paid.

Default has occurred in the payment of the debt evidenced by the Note and secured by the Security Deed as a result of the nonpayment of installments owed thereunder. The total balance of said debt has, therefore, been declared due and the Security Deed foreclosable according to its terms.

The debt remaining in default, the property will be sold to the highest bidder for cash as the property of Jack Coleman Reeves, the proceeds to be applied to the payment of said indebtedness, attorneys’ fees (notice of intention to collect attorneys’ fees having been given), and the lawful expenses of said sale, all as provided in the Note and the Security Deed, said sale to be subject to any and all unpaid taxes and assessments, and restrictions, easements and liens of record with priority over the Security Deed referenced above.

To the best of the undersigned’s knowledge and belief, the property is in the possession of Jack Coleman Reeves and will be sold as the property of Jack Coleman Reeves.

The undersigned will execute a deed to the purchaser as authorized in the aforementioned Security Deed.

Jack Coleman Reeves

By: SCBT d/b/a CBT, a Division of SCBT f/k/a SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. as Attorney-in-Fact

Hulsey, Oliver & Mahar, LLP

P. O. Box 1457

Gainesville, GA 30503

(770) 532-6312

(12/5, 12/12, 12/19, 12/26)

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Notice of Sale under Power

County of Lumpkin, State of Georgia

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Diane Roddy to Mortgage Electronic Registration Systems, Inc., dated December 5, 2006, recorded in Deed Book 1017, Page 565, Lumpkin County, Georgia Records and as re-recorded in Deed Book 1022, Page 76, Lumpkin County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP, formerly known as Countrywide Home Loans Servicing, LP by assignment recorded in Deed Book 1170, Page 170, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-TWO THOUSAND NINE HUNDRED FOURTEEN AND 0/100 DOLLARS ($132,914.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Wednesday in January, 2013, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP, formerly known as Countrywide Home Loans Servicing, LP is the holder of the Note and Security Deed to the property in accordance with OCGA § 44-14-162.2.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100.

To the best knowledge and belief of the undersigned, the party in possession of the property is Diane Roddy or a tenant or tenants and said property is more commonly known as 329 Summer Glen Road, Dahlonega, Georgia 30533.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP, formerly known as Countrywide Home Loans Servicing, LP

as Attorney in Fact for

Diane Roddy

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/rao1 1/2/13

Our file no. 52263710-FT11

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 71 of the 11th District of Lumpkin County, Georgia, being Tract 1, containing 1.72 acres on Summer Glen Road as per plat of survey recorded at Plat Cabinet 1, Slide 91, Page 16, Lumpkin County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. Also conveyed herewith: A 2004 Horton “Boss” Manufactured Home, 30 X 68, VIN # GEO 1403359 and GEO 1403360. MR/rao1 1/2/13 Our file no. 52263710 - FT11

(12/5, 12/12, 12/19, 12/26)

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Notice of Sale under Power

County of Lumpkin, State of Georgia

By virtue of the power of sale contained in that certain Construction Security Deed from Roque Construction, Inc. to State Bank and Trust Company, by Assignment from the Federal Deposit Insurance Corporation, Receiver for First Security National Bank, dated August 11, 2006, and recorded in Deed Book 1004, Page 726, Lumpkin County, Georgia Records, as may be modified or amended, (hereinafter referred to as “Deed to Secure Debt”), there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse at Lumpkin County, Georgia, within the legal hours of sale on Wednesday, January 2, 2013, the property described on Exhibit “A” attached hereto and incorporated herein by reference. The debts secured by said Deed to Secure Debt have been and are hereby declared due and payable because of, among other possible events of default, failure to make payments. The debts remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Deed to Secure Debt first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice.

Please note that State Bank and Trust Company is the entity that has full authority to negotiate, amend, and modify all terms of the mortgage, and that State Bank and Trust Company can be contacted through the following representative:

Martin G. Quirk, Esq.

6000 Lake Forrest Drive, Suite 300

Atlanta, Georgia 30328

404-252-1425

To the best knowledge and belief of the undersigned, the Party or Parties in possession of the property is Roque Construction, Inc. or a tenant or tenants, and said property is more commonly known as property located in Land Lot 140 of the 11th District, 1st Section of Lumpkin County, being approximately 1.00 acre located on Elliott Lane also known as 358 Elliots Lane, Dahlonega, Lumpkin County, Georgia. However, please rely only on the legal description contained in this notice for the location of the property. The undersigned reserves the right to sell the property, or any part thereof, together in its entirety or in one or more parcels as determined by the undersigned in its sole discretion.

State Bank and Trust Company, by Assignment from the Federal Deposit Insurance Corporation,

Receiver for First Security National Bank

Attorney in Fact for Roque Construction, Inc.

Martin G. Quirk, Esq.

Quirk & Quirk, LLC

6000 Lake Forrest Drive, Suite 300

Atlanta, Georgia 30328

(404) 252-1425

EXHIBIT “A”

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 140 OF THE 11TH DISTRICT, 1ST SECTION, ORIGINALLY HALL COUNTY, GEORGIA, NOW LUMPKIN COUNTY, GEORGIA, CONTAINING 1.00 ACRES, MORE OR LESS, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS:

TO FIND THE POINT OF BEGINNING, COMMENCE AT AN IRON PIN FOUND ON THE NORTHERLY RIGHT-OF-WAY LINE OF ELLIOTT LANE (A 60 FOOT RIGHT-OF-WAY) LOCATED 1245.70 FEET WESTERLY ALONG SAID RIGHT-OF-WAY LINE FROM ITS INTERSECTION WITH THE WESTERLY RIGHT-OF-WAY LINE OF BOWERS ROAD; THENCE CONTINUING ALONG THE NORTHERLY RIGHT-OF-WAY LINE OF ELLIOTT LANE THE FOLLOWING COURSES AND DISTANCES: NORTH 73 DEGREES 01 MINUTES 41 SECONDS WEST A DISTANCE OF 79.08 FEET TO A POINT; NORTH 83 DEGREES 58 MINUTES 22 SECONDS WEST A DISTANCE OF 61.36 FEET TO A POINT; NORTH 89 DEGREES 15 MINUTES 33 SECONDS WEST A DISTANCE OF 45.91 FEET TO A POINT; SOUTH 87 DEGREES 44 MINUTES 03 SECONDS WEST A DISTANCE OF 34.64 FEET TO AN IRON PIN FOUND; SOUTH 84 DEGREES 52 MINUTES 36 SECONDS WEST A DISTANCE OF 38.45 FEET TO A POINT; SOUTH 82 DEGREES 13 MINUTES 56 SECONDS WEST A DISTANCE OF 39.34 FEET TO A POINT; SOUTH 87 DEGREES 52 MINUTES 46 SECONDS WEST A DISTANCE OF 41.00 FEET TO A POINT; NORTH 84 DEGREES 17 MINUTES 13 SECONDS WEST A DISTANCE OF 30.34 FEET TO AN IRON PIN SET; NORTH 81 DEGREES 45 MINUTES 36 SECONDS WEST A DISTANCE OF 18.46 FEET TO A POINT; NORTH 85 DEGREES 39 MINUTES 50 SECONDS WEST A DISTANCE OF 37.70 FEET TO A POINT; SOUTH 88 DEGREES 01 MINUTES 52 SECONDS WEST A DISTANCE OF 52.05 FEET TO A POINT; NORTH 89 DEGREES 05 MINUTES 07 SECONDS WEST A DISTANCE OF 53.86 FEET TO AN IRON PIN SET AT THE TRUE POINT OF BEGINNING; THENCE CONTINUING ALONG THE NORTHERLY RIGHT OF WAY OF ELLIOTT LANE THE FOLLOWING COURSES AND DISTANCES: NORTH 85 DEGREES 30 MINUTES 13 SECONDS WEST A DISTANCE OF 26.52 FEET TO A POINT; NORTH 85 DEGREES 41 MINUTES 15 SECONDS WEST A DISTANCE OF 44.02 FEET TO A POINT; NORTH 82 DEGREES 20 MINUTES 05 SECONDS WEST A DISTANCE OF 53.61 FEET TO A POINT; AND NORTH 74 DEGREES 56 MINUTES 05 SECONDS A DISTANCE OF 29.35 FEET TO AN IRON PIN FOUND; THENCE LEAVING SAID RIGHT-OF-WAY LINE AND RUNNING NORTH 19 DEGREES 17 MINUTES 53 SECONDS EAST A DISTANCE OF 362.53 FEET TO AN IRON PIN FOUND; THENCE SOUTH 82 DEGREES 38 MINUTES 38 SECONDS EAST A DISTANCE OF 89.97 FEET TO AN IRON PIN FOUND; THENCE SOUTH 09 DEGREES 15 MINUTES 57 SECONDS WEST A DISTANCE OF 355.45 FEET TO THE POINT OF BEGINNING; BEING SHOWN AS LOT #1 ON“FINAL CLASS I SUBDIVISION PLAT FOR ROQUE CONSTRUCTION,”PREPARED BY DRS & ASSOCIATES, PC, DOUGLAS R. SHERRILL REGISTERED SURVEYOR NO. 2995, DATED MAY 24, 2006.

(12/5, 12/12, 12/19, 12/26)

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Notice of Sale under Power

County of Lumpkin, State of Georgia

By virtue of the power of sale contained in that certain Security Deed from Roque Construction, Inc. to State Bank and Trust Company, by Assignment from the Federal Deposit Insurance Corporation, Receiver for First Security National Bank, dated June 9, 2006, and recorded in Deed Book 992, Page 174, Lumpkin County, Georgia Records, as may be modified or amended, (hereinafter referred to as “Deed to Secure Debt”), there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse at Lumpkin County, Georgia, within the legal hours of sale on Wednesday, January 2, 2013, the property described on Exhibit “A” attached hereto and incorporated herein by reference. The debts secured by said Deed to Secure Debt have been and are hereby declared due and payable because of, among other possible events of default, failure to make payments. The debts remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Deed to Secure Debt first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice.

Please note that State Bank and Trust Company is the entity that has full authority to negotiate, amend, and modify all terms of the mortgage, and that State Bank and Trust Company can be contacted through the following representative:

Martin G. Quirk, Esq.

6000 Lake Forrest Drive, Suite 300

Atlanta, Georgia 30328

404-252-1425

To the best knowledge and belief of the undersigned, the Party or Parties in possession of the property is Roque Construction, Inc. or a tenant or tenants, and said property is more commonly known as property located in Land Lot 140 of the 11th District, 1st Section of Lumpkin County, Georgia being approximately 3.03 acres located on Elliott Lane also known as Elliots Lane, Dahlonega, Lumpkin County, Georgia. However, please rely only on the legal description contained in this notice for the location of the property. The undersigned reserves the right to sell the property, or any part thereof, together in its entirety or in one or more parcels as determined by the undersigned in its sole discretion.

State Bank and Trust Company, by Assignment from the Federal Deposit Insurance Corporation,

Receiver for First Security National Bank

Attorney in Fact for Roque Construction, Inc.

Martin G. Quirk, Esq.

Quirk & Quirk, LLC

6000 Lake Forrest Drive, Suite 300

Atlanta, Georgia 30328

(404) 252-1425

EXHIBIT “A”

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 140 OF THE 11TH DISTRICT, 1ST SECTION, ORIGINALLY HALL COUNTY, GEORGIA, NOW LUMPKIN COUNTY, GEORGIA, CONTAINING 4.03 ACRES, MORE OR LESS, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS:

BEGINNING AT AN IRON PIN FOUND ON THE NORTHERLY

RIGHT-OF-WAY LINE OF ELLIOTT LANE (A 60 FOOT RIGHT-OF-WAY) LOCATED 1245.70 FEET WESTERLY ALONG SAID RIGHT-OF-WAY LINE FROM ITS INTERSECTION WITH THE WESTERLY RIGHT-OF-WAY LINE OF BOWERS ROAD, THENCE CONTINUING ALONG THE NORTHERLY RIGHT-OF-WAY LINE OF ELLIOTT LANE THE FOLLOWING COURSES AND DISTANCES: NORTH 73 DEGREES 01 MINUTES 41 SECONDS WEST A DISTANCE OF 79.08 FEET TO A POINT; NORTH 83 DEGREES 58 MINUTES 22 SECONDS WEST A DISTANCE OF 61.36 FEET TO A POINT; NORTH 89 DEGREES 15 MINUTES 33 SECONDS WEST A DISTANCE OF 45.91 FEET TO A POINT; SOUTH 87 DEGREES 44 MINUTES 03 SECONDS WEST A DISTANCE OF 34.64 FEET TO AN IRON PIN FOUND AT A 5/8 INCH REBAR; SOUTH 84 DEGREES 52 MINUTES 36 SECONDS WEST A DISTANCE OF 38.45 FEET TO A POINT; SOUTH 82 DEGREES 13 MINUTES 56 SECONDS A DISTANCE OF 39.34 FEET TO A POINT; SOUTH 87 DEGREES 52 MINUTES 46 SECONDS WEST A DISTANCE OF 41.00 FEET TO A POINT; NORTH 84 DEGREES 17 MINUTES 13 SECONDS WEST A DISTANCE OF 30.34 FEET TO AN IRON PIN FOUND AT A 5/8 INCH REBAR; NORTH 81 DEGREES 45 MINUTES 36 SECONDS WEST A DISTANCE OF 18.46 FEET TO A POINT; NORTH 85 DEGREES 39 MINUTES 50 SECONDS WEST A DISTANCE OF 37.70 FEET TO A POINT; SOUTH 88 DEGREES 01 MINUTES 52 SECONDS WEST A DISTANCE OF 52.05 FEET TO A POINT; NORTH 89 DEGREES 05 MINUTES 07 SECONDS WEST A DISTANCE OF 45.49 FEET TO A POINT; NORTH 85 DEGREES 30 MINUTES 13 SECONDS WEST A DISTANCE OF 26.52 FEET TO A POINT; NORTH 85 DEGREES 41 MINUTES 15 SECONDS WEST A DISTANCE OF 44.02 FEET TO A POINT; NORTH 82 DEGREES 20 MINUTES 05 SECONDS WEST A DISTANCE OF 53.61 FEET TO A POINT; AND NORTH 74 DEGREES 56 MINUTES 05 SECONDS A DISTANCE OF 29.35 FEET TO A POINT; THENCE LEAVING SAID RIGHT-OF-WAY LINE AND RUNNING NORTH 19 DEGREES 17 MINUTES 53 SECONDS EAST A DISTANCE OF 362.53 FEET TO AN IRON PIN FOUND AT A 1/2 INCH OPEN TOP PIPE;

SOUTH 82 DEGREES 38 MINUTES 38 SECONDS EAST A DISTANCE OF 89.97 FEET TO AN IRON PIN FOUND AT A 1/2 INCH OPEN TOP PIPE; SOUTH 82 DEGREES 38 MINUTES 38 SECONDS EAST A DISTANCE OF 370.49 FEET TO AN IRON PIN FOUND AT A 1/2 INCH OPEN TOP PIPE; RUNNING THENCE SOUTH 29 DEGREES 19 MINUTES 44 SECONDS EAST A DISTANCE OF 84.11 FEET TO AN IRON PIN FOUND AT A 1/2 INCH REBAR; SOUTH 29 DEGREES 19 MINUTES 44 SECONDS EAST A DISTANCE OF 391.69 FEET TO AN IRON PIN FOUND AT A 5/8 INCH REBAR AND THE POINT OF BEGINNING. ALL AS SHOWN ON“FINAL CLASS I SUBDIVISION PLAT FOR ROQUE CONSTRUCTION,”PREPARED BY DRS & ASSOCIATES, PC, DOUGLAS R. SHERRILL REGISTERED SURVEYOR NO. 2995, DATED MAY 24, 2006.

LESS AND EXCEPT:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 140 OF THE 11TH DISTRICT, 1ST SECTION, ORIGINALLY HALL COUNTY, GEORGIA, NOW LUMPKIN COUNTY, GEORGIA, CONTAINING 1.00 ACRES, MORE OR LESS, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS:

TO FIND THE POINT OF BEGINNING, COMMENCE AT AN IRON PIN FOUND ON THE NORTHERLY RIGHT-OF-WAY LINE OF ELLIOTT LANE (A 60 FOOT RIGHT-OF-WAY) LOCATED 1,245.70 WESTERLY ALONG SAID RIGHT-OF-WAY LINE FROM ITS INTERSECTION WITH THE WESTERLY RIGHT-OF-WAY LINE OF BOWERS ROAD; THENCE CONTINUING ALONG THE NORTHERLY RIGHT-OF-WAY LINE OF ELLIOTT LANE THE FOLLOWING COURSES AND DISTANCES: NORTH 73 DEGREES 01 MINUTES 41 SECONDS WEST A DISTANCE OF 79.08 FEET TO A POINT; NORTH 83 DEGREES 58 MINUTES 22 SECONDS WEST A DISTANCE OF 61.36 FEET TO A POINT; NORTH 89 DEGREES 15 MINUTES 33 SECONDS WEST A DISTANCE OF 45.91 FEET TO A POINT; SOUTH 87 DEGREES 44 MINUTES 03 SECONDS WEST A DISTANCE OF 34.64 FEET TO AN IRON PIN FOUND; SOUTH 84 DEGREES 52 MINUTES 36 SECONDS WEST A DISTANCE OF 38.45 FEET TO A POINT; SOUTH 82 DEGREES 13 MINUTES 56 SECONDS WEST A DISTANCE OF 39.34 FEET TO A POINT; SOUTH 87 DEGREES 52 MINUTES 46 SECONDS WEST A DISTANCE OF 41.00 FEET TO A POINT; NORTH 84 DEGREES 17 MINUTES 13 SECONDS WEST A DISTANCE OF 30.34 FEET TO AN IRON PIN SET; NORTH 81 DEGREES 45 MINUTES 36 SECONDS WEST A DISTANCE OF 18.46 FEET TO A POINT; NORTH 85 DEGREES 39 MINUTES 50 SECONDS WEST A DISTANCE OF 37.70 FEET TO A POINT; SOUTH 88 DEGREES 01 MINUTES 52 SECONDS WEST A DISTANCE OF 52.05 FEET TO A POINT; NORTH 89 DEGREES 05 MINUTES 07 SECONDS WEST A DISTANCE OF 53.86 FEET TO AN IRON PIN SET AT THE TRUE POINT OF BEGINNING; THENCE CONTINUING ALONG THE NORTHERLY RIGHT OF WAY OF ELLIOTT LANE THE FOLLOWING COURSES AND DISTANCES: NORTH 85 DEGREES 30 MINUTES 13 SECONDS WEST A DISTANCE OF 26.52 FEET TO A POINT; NORTH 85 DEGREES 41 MINUTES 15 SECONDS WEST A DISTANCE OF 44.02 FEET TO A POINT; NORTH 82 DEGREES 20 MINUTES 05 SECONDS WEST A DISTANCE OF 53.61 FEET TO A POINT; AND NORTH 74 DEGREES 56 MINUTES 05 SECONDS A DISTANCE OF 29.35 FEET TO AN IRON PIN FOUND; THENCE LEAVING SAID RIGHT-OF-WAY LINE AND RUNNING NORTH 19 DEGREES 17 MINUTES 53 SECONDS EAST A DISTANCE OF 362.53 FEET TO AN IRON PIN FOUND; THENCE SOUTH 82 DEGREES 38 MINUTES 38 SECONDS EAST A DISTANCE OF 89.97 FEET TO AN IRON PIN FOUND; THENCE SOUTH 09 DEGREES 15 MINUTES 57 SECONDS WEST A DISTANCE OF 355.45 FEET TO THE POINT OF BEGINNING; BEING SHOWN AS Lot #1 ON“FINAL CLASS I SUBDIVISION PLAT FOR ROQUE CONSTRUCTION,”PREPARED BY DRS & ASSOCIATES, PC, DOUGLAS R. SHERRILL REGISTERED SURVEYOR NO. 2995, DATED MAY 24, 2006.

(12/5, 12/12, 12/19, 12/26)

gpn11

Notice of Sale under Power

County of Lumpkin, State of Georgia

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Douglas Ray Sherrill aka Douglas R Sherrill and Lori Shayna Sherrill aka Lori S Sherrill to JPMorgan Chase Bank, N.A. dated March 3, 2005 in the amount of $157,000.00, and recorded in Deed Book I 35, Page 658, Lumpkin County, Georgia Records; as last transferred to JPMorgan Chase Bank, National Association by assignment; the undersigned, JPMorgan Chase Bank, National Association pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, and pursuant to O.C.G.A. Section 9-13-161(a) will on the first Wednesday in January, 2013 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 642 in the 12th District, 1st Section of Lumpkin County, Georgia consisting of 1.3992 acres more or less being all of Lot 4 of Martins Grove Subdivision, Phase Two, and being more fully described and delineated according to a plat of survey, which is recorded in Plat Book 25, Page 55, Lumpkin County Records.

which has the property address of 447 Alex Drive, Dahlonega, Georgia,together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a).

Said property will be sold as the property of Douglas Ray Sherrill aka Douglas R Sherrill and Lori Shayna Sherrill aka Lori S Sherrill and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

JPMorgan Chase Bank, National Association

Attorney in Fact for

Douglas Ray Sherrill aka Douglas R Sherrill and Lori Shayna Sherrill aka Lori S Sherrill

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

Publication Dates: 12-05-2012, 12-12-2012, 12-19-2012, 12-26-2012

File No. 11-07079 /FHLMC/sstojanovic

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(12/5, 12/12, 12/19, 12/26)

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Notice of Sale under Power

County of Lumpkin, State of Georgia

By virtue of a Power of Sale contained in that certain Security Deed from JOE E SLAY to Mortgage Electronic Registration Systems, Inc., as nominee for NEIGHBORHOOD FUNDING, INC., dated April 9, 2008, recorded April 17, 2008, in Deed Book 1090, Page 340-354, Lumpkin County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Seven Thousand Three Hundred Fifteen and 00/100 dollars ($107,315.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to BANK OF AMERICA, N.A., secured creditor, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Wednesday in January, 2013, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT

118 OF THE 11TH DISTRICT OF ORIGINALLY HALL, NOW LUMPKIN

COUNTY, GEORGIA, AND BEING LOT 10, UNIT TWO, VENETIAN

GARDENS, AS SHOWN ON THAT PLAT OF SURVEY PREPARED FOR

NATIONAL HOUSING RESOURCES, LLC, BY JIMMY D. BULLOCK,

REGISTERED LAND SURVEYOR, DATED SEPTEMBER 16, 1997, RECORDED

IN PLAT CABINET 1, SLIDE 11, PLAT 12, LUMPKIN COUNTY, GEORGIA

RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART

HEREOF BY REFERENCE. ALSO CONVEYED HEREWITH IS A 1998 DESTINY IND. 3519 MANUFACTURED HOME, SERIAL NUMBER OW-64638AB, WHICH IS

PERMANENTLY ATTACHED TO AND MADE A PART OF THE REAL

PROPERTY.

Said legal description being controlling, however the property is more commonly known as 88 GARDEN TERRACE, DAHLONEGA, GA 30533.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold on an “as-is” basis without any representation, warranty or recourse against the above-named creditor or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed.

To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is JOE E SLAY, or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.

The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: Bank of America, N.A., as successor by merger to BAC Home Loans Servicing, LP f/k/a Countrywide Home Loans Servicing, LP, Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, Plano, TX 75024, Telephone Number: 800-720-3758 for and on behalf of the secured creditor.

BANK OF AMERICA, N.A.

as Attorney in Fact for

JOE E SLAY

THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Attorney Contact: Rubin Lublin, LLC, 3740 Davinci Court, Suite 150, Peachtree Corners, GA 30092

Telephone Number: (877) 813-0992 Case No. BAC-12-01856-0003

www.rubinlublin.com/property-listings.php

(12/5, 12/12, 12/19, 12/26)

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Notice of Sale under Power

County of Lumpkin, State of Georgia

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Fran Sullens to Mortgage Electronic Registration Systems, Inc. as nominee for United Community Mortgage Services, Inc., its successors and assigns dated January 5, 2010 in the amount of $133,000.00, and recorded in Deed Book 1150, Page 725, Lumpkin County, Georgia Records; as last transferred to GMAC Mortgage, LLC by assignment; the undersigned, GMAC Mortgage, LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, and pursuant to O.C.G.A. Section 9-13-161(a) will on the first Wednesday in January, 2013 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 102 of the 11th District, originally Hall now Lumpkin County, Georgia, consisting of 1.00 acre, more or less, together with all improvements located thereon, and being more particularly set out as Lot 6 of the Pinewood Place Subdivision on a plat of survey prepared for William T. and Amy D. Hopkins by Chris M. Patton, Georgia Registered Land Surveyor. This plat is recorded in Plat Book 30, Page 84, Lumpkin County Records, and is incorporated herein by reference for a more detailed description. This property is conveyed subject to all easements for roads and utilities in use or of record.

which has the property address of 195 Pinewood Place, Dahlonega, Georgia,together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a).

Said property will be sold as the property of Fran Sullens and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

GMAC Mortgage, LLC

Attorney in Fact for

Fran Sullens

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

Publication Dates: 12-05-2012, 12-12-2012, 12-19-2012, 12-26-2012

File No. 12-07521 /FNMA/awilby

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(12/5, 12/12, 12/19, 12/26)

gpn11

Notice of Sale under Power

County of Lumpkin, State of Georgia

Pursuant to the Power of Sale contained in a Security Deed given by Stanley N Tyler Sr to Wells Fargo Bank, NA dated 8/10/2007 and recorded in Deed Book 1059 Page 711, Lumpkin County, Georgia records; as last transferred to Wells Fargo Bank, NA, conveying the after-described property to secure a Note in the original principal amount of $145,145.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Lumpkin County, Georgia, within the legal hours of sale on January 02, 2013 (being the first Tuesday of said month unless said date falls on a Federal Holiday), the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 985 OF THE 5TH DISTRICT, 1ST SECTION OF LUMPKIN COUNTY, GEORGIA, BEING LOT 4 OF CRAWFORD FALLS SUBDIVISION AS SHOWN ON THAT CERTAIN PLAT OF SURVEY FOR PATRICK DEVELOPMENT, LLC, BY DAVID L. RINGO, GRLS NO. 2250, DATED MARCH 3, 2005, AND RECORDED IN PLAT CABINET 1, SLIDE 133, PAGES 59-60, LUMPKIN COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 65 Miller Drive, Dawsonville, GA 30534 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Stanley N Tyler Sr or tenant or tenants.

Wells Fargo Bank, NA is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage pursuant to established guidelines.

Wells Fargo Bank, NA

Loss Mitigation

3476 Stateview Boulevard

Fort Mill, SC 29715

1-800-662-5014

Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

Wells Fargo Bank, NA as agent and Attorney in Fact for Stanley N Tyler Sr

Aldridge Connors, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1000-667491055

(12/5, 12/12, 12/19, 12/26)

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Notice of Sale under Power

County of Lumpkin, State of Georgia

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Jonothan Wheeless to Mortgage Electronic Registration Systems, Inc. as nominee for M&T Mortgage Corporation, its successors and assigns dated February 24, 2005 in the amount of $149,168.00, and recorded in Deed Book K35, Page 26, Lumpkin County, Georgia Records; as last transferred to M&T Bank by assignment; the undersigned, M&T Bank pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, and pursuant to O.C.G.A. Section 9-13-161(a) will on the first Wednesday in January, 2013 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lots 516 and 517 of the 12th District, 1st Section, Lumpkin County, Georgia, and being fully described by a plat prepared by Frederick F. Kauffman, Georgia Registered Land Surveyor, dated December 27, 1994; and as per said plat, the property contains 1.2 acres, more or less, being more particularly described as Tract 2, the subject plat being of record in Plat Book 27, Page 149, Lumpkin County records. Said plat is hereby incorporated by reference.

which has the property address of 1622 Ben Higgens Road, Dahlonega, Georgia,together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a).

Said property will be sold as the property of Jonothan Wheeless and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

M&T Bank

Attorney in Fact for

Jonothan Wheeless

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(12/5, 12/12, 12/19, 12/26)

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Notice of Sale under Power

County of Lumpkin, State of Georgia

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Scott C. Whitten to Mortgage Electronic Registration Systems, Inc. as nominee for American Mortgage Network, Inc., its successors and assigns dated October 30, 2007 in the amount of $222,050.00, and recorded in Deed Book 1070, Page 220, Lumpkin County, Georgia Records; as last transferred to Federal National Mortgage Association by assignment; the undersigned, Federal National Mortgage Association pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, and pursuant to O.C.G.A. Section 9-13-161(a) will on the first Wednesday in January, 2013 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 463 of the 12th District, 1st Section, Lumpkin County, Georgia, being known as Lot 55, Brookwoods Subdivision, as per plat recorded in Plat Cabinet One, Slide 139, Plat 161, Lumpkin County, Georgia Records, which plat is incorporated herein and made a part hereof by reference.

which has the property address of 155 Brookwoods Ln, Dahlonega, Georgia, together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a).

Said property will be sold as the property of Scott C. Whitten and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Federal National Mortgage Association

Attorney in Fact for

Scott C. Whitten

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

Publication Dates: 12-05-2012, 12-12-2012, 12-19-2012, 12-26-2012

File No. 11-03456 /FNMA/kgrant

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(12/5, 12/12, 12/19, 12/26)

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Notice of Sale under Power

County of Lumpkin, State of Georgia

By virtue of the power of sale contained in that certain Deed to Secure Debt from Floyd Wimpy to Branch Banking and Trust Company, as successor to Bank of Dahlonega, dated January 28, 1999, and recorded in Deed Book B22, Page 83, Lumpkin County, Georgia Records, re-recorded in Deed Book B27, Page 705, aforesaid records, as modified or amended, (hereinafter referred to as “Deed to Secure Debt”), there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse at Lumpkin County, Georgia, within the legal hours of sale on Wednesday, January 2, 2013, the property described on Exhibit “A” attached hereto and incorporated herein by reference. The debts secured by said Deed to Secure Debt have been and are hereby declared due and payable because of, among other possible events of default, failure to make payments. The debts remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Deed to Secure Debt first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice.

Please note that Branch Banking and Trust Company is the entity that has full authority to negotiate, amend, and modify all terms of the mortgage, and that Branch Banking and Trust Company can be contacted through the following representative:

Martin G. Quirk, Esq.

6000 Lake Forrest Drive, Suite 300

Atlanta, Georgia 30328

404-252-1425

To the best knowledge and belief of the undersigned, the Party in possession of the property is Floyd Wimpy or a tenant or tenants, and said property is more commonly known as 7.77 acres, more or less, in the Ivey Oaks Subdivision, Lumpkin County, Georgia. However, please rely only on the legal description contained in this notice for the location of the property. The undersigned reserves the right to sell the property, or any part thereof, together in its entirety or in one or more parcels as determined by the undersigned in its sole discretion.

Branch Banking and Trust Company, as successor to Bank of Dahlonega

Attorney in Fact for Floyd Wimpy

Martin G. Quirk, Esq.

Quirk & Quirk, LLC

6000 Lake Forrest Drive, Suite 300

Atlanta, Georgia 30328

(404) 252-1425

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lots 714, 715, 756, and 757 in the 12th District, 1st Section of Lumpkin County, Georgia, consisting of 15.015 acres, more or less and being more fully described and delineated according to a plat of survey prepared March 22, 2000, by Farley - Collins Associates, Georgia Registered Surveyors, which is recorded in Plat Cabinet One, Slide 46, Plat 115, Lumpkin County Records, and which is incorporated by reference herein.

This is the same property that was conveyed to Floyd Wimpy under a Warranty Deed from James Russell Ivie and Leslie M. Jones dated January 8, 1999, filed for record April 21, 2000, which is recorded in Deed Book D-25, Pages 86-87, Lumpkin County Records, and which is incorporated by reference herein.

LESS AND EXCEPT:

All that tract or parcel of land lying and being in Land Lots 714, 715, 756, and 757 of the 12th District, 1st Section, Lumpkin County, Georgia, consisting of Lots 1, 2, 3, 4, and 5, Ivy Oaks Subdivision (together with all improvements located thereon), as more particularly set out on a plat of survey dated March 22, 2000, prepared for Floyd Wimpy by William H. Collins, Georgia Registered Land Surveyor, which is recorded in Plat Cabinet 1, Slide 64, Plat 78, Lumpkin County, Georgia records.

AND FURTHER LESS AND EXCEPT:

All that tract or parcel of land described in that Quit-Claim Deed dated May 12, 2006, recorded May 18, 2006 in Deed Book W-37, page 716, Lumpkin County, Georgia records (portion of Lots 7 and 9 of Ivey Terrance Subdivision).

AND FURTHER LESS AND EXCEPT:

All that tract or parcel of land described in that Warranty Deed from Floyd Wimpy to Carlos Martin, dated January 31, 2006, filed for record February 7, 2006, recorded in Deed Book H-37, Page 53, aforesaid records (a portion of Lots 7, 8 and 9 of Ivey Terrance Subdivision).

(12/5, 12/12, 12/19, 12/26)

gpn11

Notice of Sale under Power

County of Lumpkin, State of Georgia

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Brenda Woodward to Hamilton Financial Services dated June 14, 2002, and recorded in Deed Book N29, Page 246, Lumpkin County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Union Planters Bank, NA, by Assignment, securing a Note in the original principal amount of $77,800.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Wednesday, January 2, 2013, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

That tract or parcel of land lying and being in Land Lot 459, 15th District, 1st Section of Lumpkin County, Georgia, being described as Area A containing 0.413 acres and Area B containing 0.176 acres as shown on a plat of survey for Brenda Woodward dated December 19, 2001 and recorded in Plat Book 70, Page 192B, Lumpkin County Records; said plat being incorporated herein by reference for a more complete description of the property.

Also conveyed herewith is a 2003 Clayton Applacia Sierra, 28 X 52 manufactured home, Serial Number to be determined, which is attached to and made a part of the real property.

Said property is known as 74 Arthur Anderson Road, Dahlonega, GA 30533, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The proceeds of said sale will be applied to the payment of said indebtedness and all expenses of said sale as provided in said Deed, and the balance, if any, will be distributed as provided by law.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the secured creditor.

The property is or may be in the possession of Brenda S. Woodward, successor in interest or tenant(s).

Regions Bank DBA Regions Mortgage successor by merger to Union Planters Bank, NA as Attorney-in-Fact for Brenda Woodward

File no. 12-028630

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Suite 100

Atlanta, GA 30341-3941

(770) 220-2535/CK

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(12/5, 12/12, 12/19, 12/26)

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Legals (December 5th edition)
Dec 05, 2012 | 4983 views | 0 0 comments | 272 272 recommendations | email to a friend | print
gpn18

Petition for Letters of

Administration Notice

In the Probate Court, County of Lumpkin, State of Georgia

In re: Estate of Rebecca N. Tyler, Deceased

Estate No. 2012-LA-145

Jessica Dowdle has petitioned to be appointed Administrator of the estate of Rebecca N. Tyler, deceased, of said County. The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-261. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the Court on or before December 10, 2012. All pleadings/objections must be signed under oath before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.

Michael A. Chastain

Probate Judge

by Shelley Wilson

Probate Clerk

325 Riley Road, Room 122

Dahlonega, Georgia 30533

706-864-3847

(11/14, 11/21, 11/28, 12/5)

gpn07

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Zona Mae Anderson, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 14th day of November, 2012.

Catherine Brooks and Laura Trammell,

Executors

583 Auraria Road

Dahlonega, GA 30533

(11/21, 11/28, 12/5, 12/12)

gpn07

IN THE PROBATE COURT OF

LUMPKIN COUNTY

STATE OF GEORGIA

IN RE: ESTATE OF BARBARA JEAN HICKS, DECEASED

ESTATE NO. 2012-LA-153

PETITION FOR LETTERS

OF ADMINISTRATION

NOTICE

Cindy Long has petitioned to be appointed Administrator of the estate of Barbara Jean Hicks, deceased, of said County. The Petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-261. All interested parties are hereby notified to show cause why said Petition should not be granted. All objections to said Petition must be in writing, setting forth the grounds of any such objection, and must be filed with the Court on or before December 17, 2012. All pleadings/objections must be signed before a Notary Public or before a Probate Court Clerk and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the Petition may be granted without a hearing.

Michael A. Chastain

PROBATE JUDGE

By: Shelley Wilson

PROBATE CLERK

325 Riley Road, Room 122

Dahlonega, Georgia 30533

706-864-3847

(11/21, 11/28, 12/5, 12/12)

gpn07

IN THE PROBATE COURT OF

LUMPKIN COUNTY

STATE OF GEORGIA

IN RE: ESTATE OF EARL EUGENE MCDONALD, DECEASED

ESTATE NO. 2012-LA-156

PETITION FOR LETTERS

OF ADMINISTRATION

NOTICE

Wanda Sue McDonald and Steven McDonald have petitioned to be appointed Administrator of the estate of Earl Eugene McDonald, deceased, of said County. The Petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-261. All interested parties are hereby notified to show cause why said Petition should not be granted. All objections to said Petition must be in writing, setting forth the grounds of any such objection, and must be filed with the Court on or before December 17, 2012. All pleadings/objections must be signed before a Notary Public or before a Probate Court Clerk and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the Petition may be granted without a hearing.

Michael A. Chastain

PROBATE JUDGE

By: Shelley Wilson

PROBATE CLERK

325 Riley Road, Room 122

Dahlonega, Georgia 30533

706-864-3847

(11/21, 11/28, 12/5, 12/12)

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NOTICE OF SALE

Dan’s Mini Storage

922 Ben Higgins Road

Dahlonega, GA 30533

706-864-4328

Henry Snelgrove Unit #25

Sale Date: Saturday, December 8, 2012 at 10 a.m.

(11/28, 12/5)

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PUBLIC NOTICE OF INTENT TO

ABANDON

JOHN CALDWELL ROAD &

WALTZ MOUNTAIN ROAD

The governing authority of Lumpkin County has determined that John Caldwell Road and Waltz Mountain Road have ceased to be used by the public to the extent that no substantial public purpose is served by each of said roadways, and that the public will benefit from their abandonment.

The governing authority will hold a public hearing on the abandonment of John Caldwell Road and Waltz Mountain Road at 5:30 p.m. on the 18th day of December, 2102, in the Board of Commissioners Boardroom at the Lumpkin County Administrative Building, 99 Courthouse Hill.

(11/28, 12/5) 105

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Registration of Trade Name

Georgia, Lumpkin County

Please be advised that J&J Foods, Inc, a Georgia corporation, with an address of 406 East Main Street, Dahlonega, Lumpkin County, Georgia 30533, is the owner of the certain business now being carried on in the following trade name, to-wit: Fresh ‘N Frugal, and the nature of said business is the sale of groceries.

This statement is made in conformity with O.C.G.A. §10-1-490, et seq. requiring the filing of such statement with the clerk of the Superior Court of Lumpkin County.

This 19th day of November, 2012

Darrell Wiley

Sworn to and subscribed before me this 19th day of November, 2012.

Robin F. Hubbard

Notary Public

(11/28, 12/5) 113

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IN THE PROBATE COURT OF

LUMPKIN COUNTY

STATE OF GEORGIA

IN RE: ESTATE OF

DEWEY LUTHER LANDRUM, DECEASED

ESTATE NO. 2012-LA-157

PETITION FOR LETTERS

OF ADMINISTRATION

NOTICE

Rebecca Landrum has petitioned to be appointed Administrator of the estate of Dewey Luther Landrum, deceased, of said County. The Petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-261. All interested parties are hereby notified to show cause why said Petition should not be granted. All objections to said Petition must be in writing, setting forth the grounds of any such objection, and must be filed with the Court on or before December 26, 2012. All pleadings/objections must be signed before a Notary Public or before a Probate Court Clerk and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the Petition may be granted without a hearing.

Michael A. Chastain

PROBATE JUDGE

By: Shelley Wilson

PROBATE CLERK

325 Riley Road, Room 122

Dahlonega, Georgia 30533

706-864-3847

(11/28, 12/5, 12/12, 12/19)

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NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Hattie L. Reeves, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 20th day of November, 2012.

Glenda E. Palmer, Executor

233 Charcoal Run Drive

Dahlonega, GA 30533

(11/28, 12/5, 12/12, 12/19)

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NOTICE OF Deprivation HEARING

IN THE JUVENILE COURT OF LUMPKIN COUNTY STATE OF GEORGIA

IN THE INTEREST OF:

Holly Rice

DOB: 12/09/99

SEX: FEMALE

CASE NO. 093-12J-271A

TO: James Gibson, father of the above-named child, or any other possible biological father of the above-named child

By Order for Service by Publication dated the 2nd day of November, 2012, you are hereby notified that on the 18th day of October, 2012, the Lumpkin County Department of Family and Children Services, Georgia Department of Human Services, filed a Petition for a Protective Order against you as to the above-named child alleging the child is deprived. You are required to file with the Clerk of Juvenile Court, and to serve upon Special Assistant Attorney General Stephany L. Zaic/Jeffrey K. Williams, an answer in writing within sixty (60) days of the date of the Order for Service by Publication.

This Court will conduct a provisional hearing upon the allegations of the Petition and enter an interlocutory order of disposition pursuant to O.C.G.A. § 15-11-39.2 on 14th day of November, 2012, at 10:00 a.m. at the Lumpkin County Justice Center, Dahlonega, Georgia. Parties to this action are required to appear and answer the allegations of this Petition at the provisional hearing. The findings of fact and orders of disposition made pursuant to the provisional hearing will become final at the final hearing unless you appear at the final hearing.

This Court will conduct a final hearing upon the allegations of the Petition and enter an order of disposition on the 9th day of January, 2013, at 10:00 a.m. at the Lumpkin County Justice Center, Dahlonega, Georgia.

The child and other parties involved may be represented by a lawyer at all stages of these proceedings. If you want a lawyer, you may choose and hire your own lawyer. If you want to hire a lawyer, please contact your lawyer immediately. If you want a lawyer but are not able to hire a lawyer without undue financial hardship, you may ask for a lawyer to be appointed to represent you. The Court would inquire into your financial circumstances and if the Court finds you to be financially unable to hire a lawyer, then a lawyer will be appointed to represent you. If you want a lawyer appointed to represent you, you must let the Court or the officer of this Court handling this case know that you want a lawyer immediately.

WITNESS, the Honorable Gerald W. Bruce, Judge of said Court, this the 2nd day of November, 2012.

Honorable Gerald W. Bruce,

Judge, Juvenile Court

LUMPKIN COUNTY, GEORGIA

Enotah Judicial Circuit

(11/28, 12/5, 12/12, 12/19) 434

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NOTICE OF INTENT TO VOLUNTARILY DISSOLVE CORPORATION

Notice is given that a Notice of Intent to Dissolve Color Coach Inc, a Georgia Corporation with its registered office at 81 Marys Lane Dahlonega, GA 30533, has been delivered to the Secretary of State for filing in accordance with the Georgia Business Corporation Code

(11/28, 12/5)

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LUMPKIN COUNTY

GRAND JURY PRESENTMENTS

TO THE HONORABLE RAYMOND E. GEORGE, JUDGE OF THE SUPERIOR COURT OF LUMPKIN COUNTY, ENOTAH JUDICIAL CIRCUIT

1. Dean Grizzle

2. James Joseph Matteson

3. Mary Henley Palmour

4. Stella T. Head

5. Jerry Lomax

6. Kathy Jean Lewis

7. Jerry Lee Jarrard

8. Timothy E. Grizzle

9. Lola Rider

10. Frances F. Grizzle

11. Freddie Sullens

12. Deborah B. Ford, Asst. Foreperson

13. Leonard Ray Carpenter

14. Pat A. Cantrell

15. Charles Edward Bryant, Jr.

16. Clarence Brown

17. George Kenneth Beasley, Foreperson

18. Juanita Ridley Barrett

19. Glenda Sue Grizzle

20. Lisa W. McCaleb

21. Donna Kay Anderson

22. Thomas Coleman Fox, Clerk

23. Barbara Mathis Cavender

The Grand Jury above-named, chosen for the August 2012 Fall Term of the Lumpkin County Superior Court respectfully submits the following:

INDICTMENTS

The Grand Jury addressed 16 Indictments resulting in 15 True Bills and 1 No Bills

RETURNS TO THE GRAND JURY

Clerk of the Superior Court

The Grand Jury received a report from Rita Harkins, Clerk of Court, concerning receipts and disbursements of the fiscal operations of the Superior Court Clerk’s Office. The return presented by Rita Harkins is that required by O.C.G.A. § 36-1-7(a) and was found to be correct.

A copy of said report is attached as part of these minutes. We thank the Clerk, Rita Harkins, for her assistance.

Lumpkin County Sheriff’ s Office

This Grand Jury received a report from Stacy Jarrard, Sheriff, concerning fiscal operations of the Sheriff’s Office. The report presented by Sheriff Jarrard is that required by § 36-l-7(a) and was found to be correct. All funds involving the Sheriff’s Office are handled through the County Commissioner’s Office and are accounted for in the Commissioner’s Report.

We wish to thank the Sheriff and his staff for their help and cooperation.

Probate Court

This Grand Jury received a report from Probate Judge Michael Chastain concerning the receipts and disbursement of the fiscal operations of the Office of Probate Court. The return is required by § 36-l-7(a) and was found to be correct. A copy of said report is attached as part of these minutes. We thank the office of Judge Michael Chastain for his assistance.

Lumpkin County Child Abuse Protocol Committee

This Grand Jury received a report from the Child Abuse Protocol Committee.

COMMENDATIONS

This Grand Jury extends its appreciation to the Honorable Raymond E. George for his assistance to this body.

The Grand Jury would like to commend our District Attorney, Jeffrey Langley, as well as his assistants and staff, for their courtesy, patience and wise counsel. We would like to thank all the Witnesses for their courteous and professional manner when reporting to this jury.

The Grand Jury shall make an appointment to the Board of Equalization when it reconvenes on November 14, 2012. Applications can be submitted to the Clerk of Superior Court.

The Grand Jury would like to thank Raymond Cain for his presentation to the Grand Jury in regard to the need for increased bailiff pay.

We, the Grand Jury, recognize and thank the county employees who have sacrificed to continue to serve in these austere economic times under difficult budget constraints.

Respectfully submitted, this 28th day of August, 2012.

George Kenneth Beasley, Foreperson

Thomas Coleman Fox, Clerk

STATE OF GEORGIA

COUNTY OF LUMPKIN

The within and foregoing presentments received and read in open Court, the same are ordered published as recommended and spread upon the minutes ofthe Court. Attachments to the presentments are to be recorded in the minutes and available in the Clerk of Superior Court’s Office for review by the public.

This 28th day of August, 2012.

Honorable Raymond E. George

Judge, Superior Courts

Enotah Judicial Circuit

(11/28) 616

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LUMPKIN COUNTY

GRAND JURY PRESENTMENTS

TO THE HONORABLE ROBERT STRUBLE, SENIOR JUDGE PRESIDING IN THE SUPERIOR COURT OF LUMPKIN COUNTY, ENOTAH JUDICIAL CIRCUIT

Foreperson: George Kenneth Beasley

Assistant Foreperson: Deborah B. Ford

Clerk: Thomas Coleman Fox

1. Dean Grizzle

2. James Joseph Matteson

3. Mary Henley Palmour

4. Stella T. Head

5. Jerry Lomax

6. Kathy Jean Lewis

7. Jerry Lee Jarrard

8. Timothy E. Grizzle

9. Lola Rider

10. Frances F. Grizzle

11. Freddie Sullens

12. Deborah B. Ford, Asst. Foreperson

13. Leonard Ray Carpenter

14. Pat A. Cantrell

15. Charles Edward Bryant, Jr.

16. Clarence Brown

17. George Kenneth Beasley, Foreperson

18. Juanita Ridley Barrett

19. Glenda Sue Grizzle

20. Lisa W. McCaleb

21. Donna Kay Anderson

22. Thomas Coleman Fox, Clerk

23. Barbara Mathis Cavender

The Grand Jury above-named, chosen for the August, 2012 Fall Term of the Lumpkin County Superior Court respectfully submits the following:

INDICTMENTS

The Grand Jury addressed 25 Indictments, resulting in 24 True Bills and l No Bills.

RETURNS TO THE GRAND JURY

Lumpkin County Commissioner’s Office

This Grand Jury received a report from Allison Martin, County Finance Director, and Stan Kelley, County Manager, concerning the receipts and disbursement of the fiscal operations of the office of county commission. The return presented by Allison Martin and Stan Kelley is that required by O.C.G.A. § 36-l-7(a) and was found to be correct. A copy of said report is attached as part of these minutes.

TAX EQUALIZATION BOARD APPOINTMENTS APPOINTMENTS

The Grand Jury appoints Kenneth Beasley as a regular member to begin January 1, 2013 with his term expiring December 31, 2015. The Grand Jury appoints Jack Fortner as an alternate member to begin January 1, 2013 with his term expiring December 31, 2015.

RECOMMENDATIONS

The Grand Jury recommends that there be no changes to bailiff and juror salaries.

Respectfully submitted, this 14th day of November, 2012 George Kenneth Beasley, Foreperson

Deborah B. Ford, Asst. Foreperson

Thomas Coleman Fox, Clerk

STATE OF GEORGIA

COUNTY OF LUMPKIN

The within and foregoing presentments received and read in open Court, the same are ordered published as recommended and spread upon the minutes of the Court. Attachments to the presentments are to be recorded in the minutes and available in the Clerk of Superior Court’s Office for review by the public.

This 14th Day of November, 2012

Honorable Robert Struble

Senior Judge, Superior Courts

Enotah Judicial Circuit

(12/5) 398

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Application to Historic Preservation Commission

Please take notice that the Governing body of the City of Dahlonega has received the following application(s) which will be heard by the Historic Preservation Commission on Wednesday December 12, 2012 at 6:00 p.m. Meeting will be held in the City Hall Council Chambers located at 465 Riley Road. All applications are available for review at the City Planning Office.

Application submitted by Jay Stone for Certificate of Appropriateness to construct a 1200 sq.ft. addition for use as retail space. Property address: 51 Main Street West. Property is zoned B3 Historic District. Property ID. Tax Map D11-105.

(12/5) 102

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NOTICE OF SEIZURE OF

PERSONAL PROPERTY VALUED AT LESS THAN $25,000.00

JEFFREY LANGLEY

DISTRICT ATTORNEY

Pursuant to O.C.G.A. §16-13-49(n), any party claiming an interest in the following property is hereby notified that on the 28th day of September, 2012, said property was seized by the undersigned agency in Lumpkin County, Georgia.

Property Seized:

PROPERTY ONE: 1998 Toyota Camry vehicle, VIN 4T1BG22K1WU236099

PROPERTY TWO: Seventeen Hundred and Eighty-five Dollars ($1785.00) in United States currency

Conduct giving rise to said seizure:

Said PROPERTY ONE was found in the possession of ANNA MICHELLE MADDEN, and was, directly or indirectly, used or intended for use to transport and to facilitate the possession with intent to distribute, and/or distribution and sale of METHAMPHETAMINE, was found in close proximity to a quantity of METHAMPHETAMINE, or was the proceeds of said illegal activity, in violation of the Georgia Controlled Substances Act. Further, the said vehicle was seized from ANNA MICHELLE MADDEN at the time of her arrest, in Lumpkin County, Georgia, and the narcotics were discovered in the execution of a search of the vehicle. In a subsequent search of the residence of ANNA MICHELLE MADDEN, pursuant to a search warrant, PROPERTY TWO was located, along with an additional quantity of METHAMPHETAMINE. Said PROPERTY TWO was, directly or indirectly, used or intended to facilitate the possession with intent to distribute, and/or distribution and sale of METHAMPHETAMINE, was found in close proximity to a quantity of METHAMPHETAMINE, or was the proceeds of said illegal activity, in violation of the Georgia Controlled Substances Act

The owner of said property is purported to be:

Anna Michelle Madden

155 Dorothy Saine Drive

Dahlonega, Georgia 30533

Any party claiming an interest in said property is hereby further notified that you must file any claim in accordance with O.C.G.A. §16-13-49(n)(4) within 30 days of the second publication of this Notice of Seizure in the Dahlonega Nugget, the legal organ and a newspaper of general circulation in Lumpkin County, by serving said claim to the undersigned seizing agency and the District Attorney by certified mail, return receipt requested.

This 27th day of November, 2012. District Attorney

Enotah Judicial Circuit

SEIZING AGENCY: Inv. Mark Keith

Lumpkin County Sheriff’s Office

385 E. Main Street

Dahlonega, Georgia 30533

(706) 864-0414

By:Cathy A. Cox-Brakefield

Chief Assistant District Attorney

65 Courthouse Street, Box 6

Blairsville, Georgia 30528

(706) 439-6027

(12/5, 12/12, 12/19) 390

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Petition for

Letters of Administration Notice

In the Probate Court, County of Lumpkin, State of Georgia

In re: Estate of Terry Wayne Chandler, Deceased

Estate No. 2012-LA-164

Rachel Kenney has petitioned to be appointed Administrator of the estate of Terry Wayne Chandler, deceased, of said County. The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-261. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the Court on or before January 2, 2013. All pleadings/objections must be signed under oath before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.

Michael A. Chastain

Probate Judge

by Shelley Wilson

Probate Clerk

325 Riley Road, Room 122

Dahlonega, Georgia 30533

706-864-3847

(12/5, 12/12, 12/19, 12/26)

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Petition for Letters of

Administration Notice

In the Probate Court, County of Lumpkin, State of Georgia

In re: Estate of Walter Bobby Hicks, Deceased

Estate No. 2012-LA-164

Charles E. Sexton has petitioned to be appointed Administrator of the estate of Walter Bobby Hicks, deceased, of said County. The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-261. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the Court on or before January 2, 2013. All pleadings/objections must be signed under oath before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.

Michael A. Chastain

Probate Judge

by Shelley Wilson

Probate Clerk

325 Riley Road, Room 122

Dahlonega, Georgia 30533

706-864-3847

(12/5, 12/12, 12/19, 12/26) 208

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NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Harold Robert Harpur, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 29th day of November, 2012.

Constance L. Simons

Nancy V. Harpur

Executors

2880 S. Stewart Street

Kissimmee, Florida, 34746

(12/5, 12/12, 12/19, 12/26)

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NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Evelyn Patterson, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 26th day of November, 2012.

Thomas H. Anderson, Executor

2608 McDonald Road

Dahlonega, GA 30533

(12/5, 12/12, 12/19, 12/26)

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Application for

Beer/Wine/Distilled Spirits

Kimberly A. Broxton has applied with the Dahlonega City Council for a Beer/Wine/Distilled Spirits License for Achasta located at 639 Birch River Drive, Dahlonega, GA 30533

(12/5, 12/12)

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LUMPKIN COUNTY JANUARY 2013

Personal Property TAX SALE

SHERIFF’S SALE

RACHEL PRUITT

EX-OFFICIO SHERIFF

STATE OF GEORGIA

COUNTY OF LUMPKIN

Under and by virtue of certain tax Fi.Fa.’s issued by the Tax Commissioner of Lumpkin County, Georgia, in favor of the State of Georgia and County of Lumpkin, against the following named persons and the personal property as described immediately below their respective name(s).

There will be sold for cash or certified funds at public outcry, before the Courthouse door in Dahlonega, Lumpkin County, Georgia, between the legal hours of sale, on the first Wednesday in January 2013, the same being January 2, 2013.

The following personal property will be sold between the legal hours of sale, 10:00 AM and 4:00 PM. The personal property, (Mobile Home), listed below and described will be sold. The personal property hereinafter described has been levied on as the personal property of the persons whose names immediately precede the personal property description. The respective property is located in Lumpkin County, State of Georgia. The years for which said Fi.Fa.’s are issued and levied are stated below the name of the owner in each case.

This is a buyer beware sale and all property will be sold as is. The County makes no warranty, neither expressed nor implied, as to title.

Personal Property is sold with no right of redemption.

Each defendant and tenant in possession, if applicable, has been notified of levy time and place of sale. Purchaser shall pay for title, all transfer cost, all taxes, advertising cost and recording fees. Pursuant to Georgia Law, payment will be required within two (2) hours of the completion of the tax sale. In the event a bid is not properly paid, the property shall be re-offered at 2:00 PM on the day of sale.

File #: 1

Map/Parcel/ Acct # Number: 036 041

Defendant(s) in FiFa: King, Vicki G. McMahan aka Vicki G.

Mobile Home Titled to: same as Defendant(s) in FiFa

Property Description: MOBILE HOME ONLY: Lumpkin County, Georgia, Map Number 036 041, being a 2000, Southern Mobile Home, MFG ID # HMST15439ABGA, Model # E888602832, Georgia Title # 601417003462907.

Tax Years Due: 2012

(12/5, 12/12, 12/19, 12/26) 380

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Notice of Sale under Power

County of Lumpkin, State of Georgia

Because of the default in the payment of a note executed by Annie Aldred secured by a deed to secure debt executed by Annie Aldred to Mariah Construction, LLP. dated December 20, 2011, and recorded in the Clerk’s Office of Lumpkin County, Georgia, in Deed Book 1202 , pages 323-324, the undersigned has declared the full unpaid amount of the indebtedness secured by said deed due and payable, and acting under the power of sale contained in said deed, for the purpose of paying said indebtedness, will on the first Wednesday in January, 2013 during the legal hours of sale at the Courthouse in Lumpkin County, Georgia, sell at public outcry to the highest bidder for cash, the land described in said deed, to wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 117, 11TH DISTRICT, ORIGINALLY HALL NOW LUMPKIN COUNTY, GEORGIA, CONSISTING OF 1.056 ACRES, MORE OR LESS, BEING MORE FULLY DESCRIBED AND DELINEATED AS LOT #48 ON A PLAT OF SURVEY OF THE WELLINGTON SUBDIVISION, PHASE TWO-B, PREPARED BY DONALD REX JONES, GEORGIA REGISTERED LAND SURVEYOR #2396, DATED OCTOBER 31, 1996, AND RECORDED IN CABINET 1, SLIDE 18, PLAT 160, LUMPKIN COUNTY RECORDS, SAID PLAT IS INCORPORATED REFERENCE HEREIN.

THIS CONVEYANCE IS MADE SUBJECT TO THAT CERTAIN DECLARATION OF PROTECTIVE AND RESTRICTIVE COVENANTS FOR THE WELLINGTON SUBDIVISION, WHICH IS RECORDED IN DEED BOOK A-17, PAGES 276-278, LUMPKIN COUNTY RECORDS.

To the best knowledge and belief of the undersigned, the physical address of the above described property is 123 IBERIAN ROAD, DAHLONEGA, GA. 30533

Notice has been given of intention to collect attorney’s fees in accordance with the terms of the note secured by said deed to secure debt.

This sale will be held subject to any unpaid taxes or other assessments which may be liens against said property.

Said property will be sold as the property of Annie Aldred, and the proceeds of said sale shall be applied first to the payment in full of said indebtedness, next, to the payment of all expenses connected with said sale, and the remainder, if any, shall be paid as provided in said deed to secure debt.

For Mariah Construction, LLP., as

Attorney in fact for

Annie Aldred

3292 Thompson Br Rd, Ste 375

Gainesville, Ga. 30506

(12/5, 12/12, 12/19, 12/26)

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Notice of Sale under Power

County of Lumpkin, State of Georgia

By virtue of the power of sale contained in that certain Deed to Secure Debt from Century Properties & Development, Inc. to Branch Banking and Trust Company, as successor to Century South Bank of Dahlonega, dated May 15, 2001, recorded in Deed Book M-27, Page 690, Lumpkin County, Georgia Records, as modified by that Modification Agreement recorded in Deed Book B29, Page 66, aforesaid records, (hereinafter referred to as “Deed to Secure Debt”), there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse at Lumpkin County, Georgia, within the legal hours of sale on Wednesday, January 2, 2013, the property described on Exhibit “A” attached hereto and incorporated herein by reference. The debts secured by said Deed to Secure Debt have been and are hereby declared due and payable because of, among other possible events of default, failure to make payments. The debts remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Deed to Secure Debt first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice.

Please note that Branch Banking and Trust Company is the entity that has full authority to negotiate, amend, and modify all terms of the mortgage, and that Branch Banking and Trust Company can be contacted through the following representative:

Martin G. Quirk, Esq.

6000 Lake Forrest Drive, Suite 300

Atlanta, Georgia 30328

To the best knowledge and belief of the undersigned, the Party in possession of the property is Century Properties & Development, Inc. or a tenant or tenants, and said property is more commonly known as property at or near the Sky Country Subdivision, Phase Five, Dahlonega, Lumpkin County, Georgia. However, please rely only on the legal description contained in this notice for the location of the property. The undersigned reserves the right to sell the property, or any part thereof, together in its entirety or in one or more parcels as determined by the undersigned in its sole discretion.

Branch Banking and Trust Company, as successor to Century South Bank of Dahlonega

Attorney in Fact for Century Properties & Development, Inc.

Martin G. Quirk, Esq.

Quirk & Quirk, LLC

6000 Lake Forrest Drive, Suite 300

Atlanta, Georgia 30328

(404) 252-1425

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lots 955, 979 and 980, 12th District, 1st Section, City of Dahlonega, Lumpkin County, Georgia, being 34.537 acres, more or less, being all of Tract A and Tract 11-B as shown and delineated on a plat of survey for Dover; Green; Greenway; Wimpy, by Farley-Collins Associates, Georgia Registered Land Surveyors, dated April 2, 1992, recorded in Plat Book 28, page 65, Lumpkin County, Georgia Records, which plat is incorporated herein by reference for a more complete description of the subject property.

ALSO included and warranted in this transfer is that parcel of land adjoining aforementioned Tract 11-B consisting of a fifty (50) ft. wide strip of roadway for Misty Way, more particularly described as a thirty (30) ft. wide strip being 202.37 feet, more or less, in length extending from Hyalite Road to the southeast corner of above said Tract 11-B, and a twenty (20) ft. wide strip being 264.39 feet, more or less, in length extending from the southerly right-of- way of Hyalite Road to the southwest corner of Sky Country Subdivision, Phase One, Lot 10. EXCEPTING a non-exclusive right of way for Sky Country Subdivision, Phase One, Lot 10 and Lot 11. This adjoining property is also shown on the above referenced plat and is in addition to the said 34.537 acres, more or less.

LESS AND EXCEPT All that tract or parcel of land lying and being in Land Lots 955, 979 and 980, 12th District, 1st Section, City of Dahlonega, Lumpkin County, Georgia, being shown and designated as all of Lots 131, 133, 138, 139, 141, 142, 143, 144, 146, 149, 150, 151 and 152, Sky County Subdivision, Phase Five, according to a Plat of Survey recorded at Plat Cabinet 1, Slide 88, Pages 147 through 148, Lumpkin County, Georgia Plat records, which plat is incorporated herein by reference for a more complete metes and bounds description of the subject property.

(12/5, 12/12, 12/19, 12/26)

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Notice of Sale under Power

County of Lumpkin, State of Georgia

By virtue of the power of sale contained in that certain Deed to Secure Debt from Century Properties & Development, Inc. to Branch Banking and Trust Company, as successor to Century South Bank of Dahlonega, dated May 15, 2001, recorded in Deed Book M-27, Page 690, Lumpkin County, Georgia Records, as modified by that Modification Agreement recorded in Deed Book B29, Page 66, aforesaid records, (hereinafter referred to as “Deed to Secure Debt”), there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse at Lumpkin County, Georgia, within the legal hours of sale on Wednesday, January 2, 2013, the property described on Exhibit “A” attached hereto and incorporated herein by reference. The debts secured by said Deed to Secure Debt have been and are hereby declared due and payable because of, among other possible events of default, failure to make payments. The debts remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Deed to Secure Debt first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice.

Please note that Branch Banking and Trust Company is the entity that has full authority to negotiate, amend, and modify all terms of the mortgage, and that Branch Banking and Trust Company can be contacted through the following representative:

Martin G. Quirk, Esq.

6000 Lake Forrest Drive, Suite 300

Atlanta, Georgia 30328

404-252-1425

To the best knowledge and belief of the undersigned, the Party in possession of the property is Century Properties & Development, Inc. or a tenant or tenants, and said property is more commonly known as property at or near the Sky County Subdivision, Phase Five, Dahlonega, Lumpkin County, Georgia. However, please rely only on the legal description contained in this notice for the location of the property. The undersigned reserves the right to sell the property, or any part thereof, together in its entirety or in one or more parcels as determined by the undersigned in its sole discretion.

Branch Banking and Trust Company, as successor to Century South Bank of Dahlonega

Attorney in Fact for Century Properties & Development, Inc.

Martin G. Quirk, Esq.

Quirk & Quirk, LLC

6000 Lake Forrest Drive, Suite 300

Atlanta, Georgia 30328

(404) 252-1425

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lots 955, 979 and 980, 12th District, 1st Section, City of Dahlonega, Lumpkin County, Georgia, being 34.537 acres, more or less, being all of Tract A and Tract 11-B as shown and delineated on a plat of survey for Dover; Green; Greenway; Wimpy, by Farley-Collins Associates, Georgia Registered Land Surveyors, dated April 2, 1992, recorded in Plat Book 28, page 65, Lumpkin County, Georgia Records, which plat is incorporated herein by reference for a more complete description of the subject property.

ALSO included and warranted in this transfer is that parcel of land adjoining aforementioned Tract 11-B consisting of a fifty (50) ft. wide strip of roadway for Misty Way, more particularly described as a thirty (30) ft. wide strip being 202.37 feet, more or less, in length extending from Hyalite Road to the southeast corner of above said Tract 11-B, and a twenty (20) ft. wide strip being 264.39 feet, more or less, in length extending from the southerly right-of- way of Hyalite Road to the southwest corner of Sky Country Subdivision, Phase One, Lot 10. EXCEPTING a non-exclusive right of way for Sky Country Subdivision, Phase One, Lot 10 and Lot 11. This adjoining property is also shown on the above referenced plat and is in addition to the said 34.537 acres, more or less.

LESS AND EXCEPT All that tract or parcel of land lying and being in Land Lots 955, 979 and 980, 12th District, 1st Section, City of Dahlonega, Lumpkin County, Georgia, being shown and designated as all of Lots 131, 133, 134, 135, 136, 137, 138, 139, 141, 142, 143, 144, 145, 146, 148, 149, 150, 151, 152, and 153, Sky County Subdivision, Phase Five, according to a Plat of Survey recorded at Plat Cabinet 1, Slide 88, Pages 147 through 148, Lumpkin County, Georgia Plat records, which plat is incorporated herein by reference for a more complete metes and bounds description of the subject property.

(12/5, 12/12, 12/19, 12/26)

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Notice of Sale under Power

County of Lumpkin, State of Georgia

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Harold C. Chester and Kathy A. Chester to Island Mortgage Network, Inc. dated March 24, 2000, and recorded in Deed Book D25, Page 167, Lumpkin County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, NA, by Assignment, , securing a Note in the original principal amount of $38,050.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Wednesday, January 2, 2013, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 171, 13TH DISTRICT, 1ST SECTION OF LUMPKIN COUNTY, GEORGIA, CONTAINING 3.413 ACRES, MORE OR LESS, BEING MORE FULLY DESCRIBED AND DELINEATED ACCORDING TO A PLAT OF SURVEY PREPARED OCTOBER 18, 1995, BY MICHAEL S. KELLEY, GEORGIA REGISTERED LAND SURVEYOR , WHICH IS RECORDED IN PLAT BOOK 28, PAGE 197, LUMPKIN COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE.

THIS IS A PORTION OF THE SAME PROPERTY CONVEYED TO JAMES E. FRADY IN WARRANTY DEED FROM FRANK J. DAVIS, JR. AND VIRGINIA E. DAVIS, DATED JANUARY 6, 1994, RECORDED IN DEED BOOK A-13, PAGE 48, LUMPKIN COUNTY, GEORGIA RECORDS.

Said property is known as 469 Old Kerns Road, Dawsonville, GA 30534, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The proceeds of said sale will be applied to the payment of said indebtedness and all expenses of said sale as provided in said Deed, and the balance, if any, will be distributed as provided by law.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the secured creditor.

The property is or may be in the possession of Harold C. Chester and Kathy A. Chester, successor in interest or tenant(s).

Wells Fargo Bank, N.A. as Attorney-in-Fact for Harold C. Chester and Kathy A. Chester

File no. 10-010664

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Suite 100

Atlanta, GA 30341-3941

(770) 220-2535/CP

HYPERLINK “http://www.swertfeger.net” www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(12/5, 12/12, 12/19, 12/26)

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Notice of Sale under Power

County of Lumpkin, State of Georgia

Pursuant to the Power of Sale contained in a Security Deed given by Robert A Coffman to Mortgage Electronic Registration Systems, Inc. as nominee for AmericaHomeKey, Inc. dated 4/13/2009 and recorded in Deed Book 1128 Page 510-521, LUMPKIN County, Georgia records; as last transferred to BANK OF AMERICA N.A., conveying the after-described property to secure a Note in the original principal amount of $ 187,292.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of LUMPKIN County, Georgia, within the legal hours of sale on January 02, 2013 (being the first Tuesday of said month unless said date falls on a Federal Holiday), the following described property:

All that tract or parcel of land lying and being in Land Lot 120 of the 1st District, originally Habersham, now Lumpkin County, Georgia and Land Lot 97 of the 11th District, originally Hall, now Lumpkin County, Georgia, being Parcel B, consisting of 1.000 acres, more or less, as per plat of survey for Danny Grindle prepared by Michael Stewart Kelley, GRLS, dated December 11, 1997, recorded in Plat Cabinet 1, Slide 44, Plat 68A of the Lumpkin County records. Said plat being incorporated herein and made a part hereof by reference.

Tax ID #097001

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 99 Azalea Ridge, Dahlonega, GA 30533 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Robert A Coffman or tenant or tenants.

Bank of America is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage pursuant to established guidelines.

Bank of America

Home Loan Assistance Dept.

7105 Corporate Drive

Plano, TX 75024

(800) 846-2222

Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

BANK OF AMERICA N.A. as agent and Attorney in Fact for Robert A Coffman

Aldridge Connors, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1016-2074

(12/5, 12/12, 12/19, 12/26)

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Notice of Sale under Power

County of Lumpkin, State of Georgia

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Dixie D. Contreras to Mortgage Electronic Registration Systems, Inc. acting soley as nominee for Homestar Financial Corporation, dated December 21, 2007, recorded in Deed Book 1077, Page 178, Lumpkin County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment recorded in Deed Book 1175, Page 280, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-THREE THOUSAND SIXTY-THREE AND 0/100 DOLLARS ($123,063.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Wednesday in January, 2013, the following described property:

All that tract or parcel of land lying and being in Land Lot 434 of the 12th District, 1st Section, Lumpkin County, Georgia and being Lot 2 of Shadow Wood Subdivision, as per plat thereof filed and recorded in Plat Book 28, Page 47, Lumpkin County, Georgia records. Said plat hereby being incorporated herein by reference and made a part hereof. Being property known as 645 Horton Road according to the present system of numbering property in Lumpkin County, Georgia. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). JPMorgan Chase Bank, National Association holds the Note and Security Deed to the above-referenced property and services the above-referenced loan on behalf of the current owner of the loan: Chase Home Finance LLC.

JPMorgan Chase Bank, National Association can be contacted at 800-446-8939 or by writing to 3415 Vision Drive, Columbus, OH 43219, to discuss possible alternatives to foreclosure, and has the authority to negotiate, amend or modify the terms of the loan. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Dixie D. Contreras or a tenant or tenants and said property is more commonly known as 645 Horton Road, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

JPMorgan Chase Bank, National Association successor by merger Chase Home Finance LLC

as Attorney in Fact for

Dixie D. Contreras

Johnson & Freedman, LLC

1587 Northeast Expressway

Atlanta, Georgia 30329

(770) 234-9181

www.jflegal.com

MSP/vai 1/2/13

Our file no. 1643210-FT20

(12/5, 12/12, 12/19, 12/26)

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Notice of Sale under Power

County of Lumpkin, State of Georgia

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Michael Day to Mortgage Electronic Registration Systems, Inc., dated July 31, 2008, recorded in Deed Book 1104, Page 88, Lumpkin County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP by assignment recorded in Deed Book 1161, Page 610, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-FOUR THOUSAND FIVE HUNDRED SEVENTY-ONE AND 0/100 DOLLARS ($124,571.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Wednesday in January, 2013, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP formerly known as Countrywide Home Loans Servicing, LP is the holder of the Note and Security Deed to the property in accordance with OCGA § 44-14-162.2.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100.

To the best knowledge and belief of the undersigned, the party in possession of the property is Michael Day or a tenant or tenants and said property is more commonly known as 153 Mill Creek Spur, Dawsonville, Georgia 30534. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP formerly known as Countrywide Home Loans Servicing, LP

as Attorney in Fact for

Michael Day

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/rao1 1/2/13

Our file no. 5343610-FT11

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 29 of the 12th District, 1st Section of Lumpkin County, Georgia, as shown on plat of survey entitled “Survey for Walter Scott and Julia Kay Hook” by Jick A Page, RLS # 1894, dated 02/17/89 and recorded in Plat Book 20, Page 166, Lumpkin County, Georgia records. Said plat being incorporated herein by reference and made a part of this description. MR/rao1 1/2/13 Our file no. 5343610 - FT11

(12/5, 12/12, 12/19, 12/26)

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Notice of Sale under Power

County of Lumpkin, State of Georgia

By virtue of the power of sale contained in that certain Deed to Secure Debt from Richard A. Durham to Coy Wilson and filed for record in Deed Book G-20, Pages 330-336, Lumpkin County Records, which was assigned to Leigh Ann Gaddis by Assignment dated February 5, 2010, and Deed to Secure Debt having been given to secure a Note dated July 1, 1998, in the original principal sum of Thirty-eight Thousand Two Hundred and no/100s Dollars ($38,200.00), with interest from date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the courthouse door at Lumpkin County, Georgia, within the legal hours of sale on January 2, 2013, the following described property:

All that tract or parcel of land lying and being in Land Lot 985 of the 12th District, 1st Section of Lumpkin County, in the City of Dahlonega, Georgia, containing 0.229 acres, shown as Tract E on a plat prepared for Coy Wilson by Michael Stewart Kelley, Georgia Registered Land Surveyor, dated May 13, 1998, a copy of which is recorded in Plat Cabinet 1, Slide 18, Plat 141A, Lumpkin County Deed Records, to which recorded plat this reference is made for a more particular description and described according to the same as follows:

BEGINNING at a point on the northeast right of way of Riley Street (a 40 foot right of way) by measuring S 37-51-46 E 169.81 feet from 5/8” rebar set on the intersection of the southerly right of way of Arcadia Street and the easterly right of way of Riley Street; thence from said beginning point, leaving the right of way N 45-36-25 E 166.81 feet to a point; thence S 40-10-27 E 44.91 feet to a point; thence S 29-38-13 W 142.12 feet to a point on the boundary of the northeasterly right of way of Park Street (a 40 foot right of way); thence along said right of way N 75-42-50 W 59.05 feet to a point at the intersection of Park Street with the northeast right of way of Riley Street (a 40 foot right of way); thence along the boundary of the right of way of Riley Street N 37-51-47 W 40.28 feet to the point of beginning.

This property located at 7 Pine Street, Dahlonega, GA 30533.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), and matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning or land use ordinances, restrictions, covenants, and matters of record superior to the Deed to Secure Debt first set out above.

The sale will be conducted subject to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code.

To the best knowledge and belief of the undersigned, the party in possession of the property is a tenant or tenants of Richard A. Durham.

Joy L. Edelberg, of Horne & Edelberg, P.C., has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor.

Leigh Ann Gaddis

Attorney-in-Fact for

Richard A. Durham

Horne & Edelberg, P.C.

Attorneys at Law

P. O. Box 37

Dahlonega, Georgia 30533

706-864-7303

(12/5, 12/12, 12/19, 12/26)

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Notice of Sale under Power

County of Lumpkin, State of Georgia

By virtue of the power of sale contained in that certain Deed to Secure Debt from Richard A. Durham to Coy Wilson and filed for record in Deed Book G-20, Pages 339-345, Lumpkin County Records, which was assigned to Leigh Ann Gaddis by Assignment dated February 5, 2010, and Deed to Secure Debt having been given to secure a Note dated July 1, 1998, in the original principal sum of Thirty-eight Thousand Two Hundred and no/100s Dollars ($38,200.00), with interest from date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the courthouse door at Lumpkin County, Georgia, within the legal hours of sale on January 2, 2013, the following described property:

All that tract or parcel of land lying and being in Land Lot 985 of the 12th District, 1st Section of Lumpkin County, in the City of Dahlonega, Georgia, containing 0.2096 acres, shown on a plat prepared for Coy Wilson by Michael Stewart Kelley, Georgia Registered Land Surveyor, dated September 21, 1995, a copy of which is recorded in Plat Cabinet 1, Slide 18, Plat 141B, Lumpkin County Deed Records, to which recorded plat this reference is made for a more particular description and described according to the same as follows:

BEGINNING at a point on the northeasterly right of way of Pine Street (a 40 foot right of way) at the southwest corner of property now or formerly owned by Farrell Watson; thence along said right of way, following the curvature thereof, N 52-09-15 W 25.37 feet; N 65-11-06 W 45.50 feet; and N 70-55-13 W 32.94 feet to a 3/4” crimp top pin (which is offset 0.1 feet from the right of way); thence leaving the right of way N 29-23-21 E 141.95 feet to an iron pin; thence S 40-25-23 E 45.02 feet to an iron pin at the corner of the Watson property; thence along the Watson property line S 01-44-37 West 113.18 feet to the point of beginning.

This property located at 41 Pine Street, Dahlonega, GA 30533.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), and matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning or land use ordinances, restrictions, covenants, and matters of record superior to the Deed to Secure Debt first set out above.

The sale will be conducted subject to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code.

To the best knowledge and belief of the undersigned, the party in possession of the property is a tenant or tenants of Richard A. Durham.

Joy L. Edelberg, of Horne & Edelberg, P.C., has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor.

Leigh Ann Gaddis

Attorney-in-Fact for

Richard A. Durham

Horne & Edelberg, P.C.

Attorneys at Law

P. O. Box 37

Dahlonega, Georgia 30533

706-864-7303

(12/5, 12/12, 12/19, 12/26)

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Notice of Sale under Power

County of Lumpkin, State of Georgia

NOTICE OF SALE UNDER POWER

By virtue of the power of sale contained in that certain Deed to Secure Debt from Richard A. Durham to Coy Wilson and filed for record in Deed Book G-20, Pages 303-306, Lumpkin County Records, which was assigned to Leigh Ann Gaddis by Assignment dated February 5, 2010, and Deed to Secure Debt having been given to secure a Note dated July 1, 1998, in the original principal sum of Thirty-eight Thousand Two Hundred and no/100s Dollars ($38,200.00), with interest from date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the courthouse door at Lumpkin County, Georgia, within the legal hours of sale on January 2, 2013, the following described property:

All that tract or parcel of land lying and being in Land Lot 985 of the 12th District, 1st Section of Lumpkin County, in the City of Dahlonega, Georgia, containing 0.149 acres, shown as Tract B on a plat prepared for Coy Wilson by Michael Stewart Kelley, Georgia Registered Land Surveyor, dated May 13, 1998, a copy of which is recorded in Plat Cabinet 1, Slide 17, Plat 139B, Lumpkin County Deed Records, to which recorded plat this reference is made for a more particular description and described according to the same as follows:

BEGINNING at an iron pin located on the southeasterly right of way of Arcadia Street (a 32 foot right of way) by measuring S 52-08-14 W 88.53 feet from the intersection of the southerly right of way of Arcadia Street and the westerly right of way of Alma Street; thence leaving the right of way S 37-51-46 E 105.51 feet to a point; thence S 65-09-07 W 47.61 feet to a point; thence S 62-06-47 E 77.23 feet to a point; thence S 36-51-15 E 24.38 feet to a point on the southeasterly right of way of Arcadia Street; thence along said right of way N 52-08-73 E 77.68 feet to the point of beginning.

This property located at 214 Arcadia Street, Dahlonega, GA 30533.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), and matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning or land use ordinances, restrictions, covenants, and matters of record superior to the Deed to Secure Debt first set out above.

The sale will be conducted subject to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code.

To the best knowledge and belief of the undersigned, the party in possession of the property is a tenant or tenants of Richard A. Durham.

Joy L. Edelberg, of Horne & Edelberg, P.C., has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor.

Leigh Ann Gaddis

Attorney-in-Fact for

Richard A. Durham

Horne & Edelberg, P.C.

Attorneys at Law

P. O. Box 37

Dahlonega, Georgia 30533

706-864-7303

(12/5, 12/12, 12/19, 12/26)

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Notice of Sale under Power

County of Lumpkin, State of Georgia

By virtue of the power of sale contained in that certain Deed to Secure Debt from Richard A. Durham to Coy Wilson and filed for record in Deed Book G-20, Pages 321-327, and re-recorded in Deed Book M-20, Page 340-346, Lumpkin County Records, which was assigned to Leigh Ann Gaddis by Assignment dated February 5, 2010, and Deed to Secure Debt having been given to secure a Note dated July 1, 1998, in the original principal sum of Thirty-eight Thousand Two Hundred and no/100s Dollars ($38,200.00), with interest from date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the courthouse door at Lumpkin County, Georgia, within the legal hours of sale on January 2, 2013, the following described property:

All that tract or parcel of land lying and being in Land Lot 985 of the 12th District, 1st Section of Lumpkin County, in the City of Dahlonega, Georgia, containing 0.248 acres, shown as Tract D on a plat prepared for Coy Wilson by Michael Stewart Kelley, Georgia Registered Land Surveyor, dated May 13, 1998, a copy of which is recorded in Plat Cabinet 1, Slide 17, Plat 140B, Lumpkin County Deed Records, to which recorded plat this reference is made for a more particular description and described according to the same as follows:

BEGINNING at a point on the northeast right of way of Riley Street (a 40 foot right of way) located by measuring S 37-51-46 E 84.20 feet from a 5/8” rebar set on the intersection of the southerly right of way of Arcadia Street and the easterly right of way of Riley Street; thence leaving the right of way N 52-08-14 E 37.24 feet to a point; thence N 65-09-08 E 47.05 feet to a point; thence N 65-09-07 E 47.61 feet to a point and N 52-52-32 E 34.45 feet to a point; thence S 40-10-30 E 44.91 feet to a point; thence N 45-36-25 E 166.81 feet to a point on the northeast right of way of Riley Street; thence along said right of way N 37-51-46 W 85.61 feet to the point of beginning.

This property located at 67 Riley Road, Dahlonega, GA 30533.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), and matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning or land use ordinances, restrictions, covenants, and matters of record superior to the Deed to Secure Debt The sale will be conducted subject to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code.

To the best knowledge and belief of the undersigned, the party in possession of the property is a tenant or tenants of Richard A. Durham.

Joy L. Edelberg, of Horne & Edelberg, P.C., has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor.

Leigh Ann Gaddis

Attorney-in-Fact for

Richard A. Durham

Horne & Edelberg, P.C.

Attorneys at Law

P. O. Box 37

Dahlonega, Georgia 30533

706-864-7303

(12/5, 12/12, 12/19, 12/26)

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Notice of Sale under Power

Counties of Lumpkin and Dawson, State of Georgia

Pursuant to the Power of Sale contained in a Security Deed given by Richard A Edwards and Vivian M Edwards to Well Fargo Bank, NA dated 2/2/2006 and recorded in Deed Book 37 Page 496, Lumpkin County, Georgia records; as last transferred to Wells Fargo Bank, N.A., conveying the after-described property to secure a Note in the original principal amount of $ 332,400.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Lumpkin County, Georgia, within the legal hours of sale on January 2, 2013 (being the first Tuesday of said month unless said date falls on a Federal Holiday), the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 71 OF THE NORTH HALF OF THE 13TH DISTRICT, 1ST SECTION, DAWSON COUNTY, GEORGIA, AND 13TH DISTRICT, 1ST SECTION OF LUMPKIN COUNTY, GEORGIA, CONSISTING OF 10.00 ACRES, TRACT “A” AS SHOWN ON A PLAT FOR SCOTT HARPER, AS RECORDED IN PLAT BOOK 58, PAGE 65, DAWSON COUNTY, GEORGIA RECORDS AND IN CABINET 1, SLIDE 86, PAGE, 120 LUMPKIN COUNTY, GEORGIA RECORDS, HAVING A PHYSICAL ADDRESS OF 580 RATTLESNAKE RIDGE, DAWSONVILLE, GEORGIA, 30534. WHICH PLATS ARE INCORPORATED HEREIN BY REFERENCE AND MADE A PART HEREOF BY REFERENCE.

TOGETHER WITH A NON-EXCLUSIVE EASEMENT FOR INGRESS AND EGRESS OVER A GRAVEL DRIVE KNOWN AS RATTLESNAKE RIDGE.

THIS PROPERTY SUBJECT TO RESERVATIONS, RESTRICTIONS, COVENANTS AND CONDITIONS CONTAINED IN THAT CERTAIN INSTRUMENT RECORDED IN DEED BOOK J-14, PAGE 225, LUMPKIN COUNTY, GEORGIA RECORDS.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Wells Fargo Bank, N.A. is the current owner of the loan.

Said property is commonly known as 580 Rattlesnake Ridge, Dawsonville, Georgia 30534 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Richard Alan Edwards and Vivian M Edwards or tenant or tenants.

Wells Fargo Bank, NA is the entity or individual designated, who shall have full authority to negotiate, amend and modify all terms of the mortgage pursuant to established guidelines.

Wells Fargo Bank NA

Wells Fargo Bank, NA

Loss Mitigation

3476 Stateview Boulevard

Fort Mill, SC 29715

1-800-662-5014

Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

Wells Fargo Bank, N.A. as agent and Attorney in Fact for Richard A Edwards and Vivian M Edwards

Aldridge Connors, LLP, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1000-667491530

(12/5, 12/12, 12/19, 12/26)

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Notice of Sale under Power

County of Lumpkin, State of Georgia

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Donna Lynn Erwin to JPMorgan Chase Bank, National Association, dated December 14, 2010, recorded in Deed Book 1179, Page 52, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED SIXTEEN THOUSAND SEVEN HUNDRED EIGHTY-FIVE AND 0/100 DOLLARS ($216,785.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Wednesday in January, 2013, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. JPMorgan Chase Bank, National Association is the holder of the Note and Security Deed to the property in accordance with OCGA § 44-14-162.2.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: JPMorgan Chase Bank, National Association, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939.

To the best knowledge and belief of the undersigned, the party in possession of the property is Donna Lynn Erwin or a tenant or tenants and said property is more commonly known as 156 River View Trl W, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

JPMorgan Chase Bank, National Association

as Attorney in Fact for

Donna Lynn Erwin

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/tvl 1/2/13

Our file no. 51061012-FT18

EXHIBIT “A”

All that certain parcel of land situated in Lumpkin County, City of Dahlonega, State of Georgia, being known and designated as subdivision Copper Ridge Lot 109. APN: 109-000-042-000 Tax/Parcel ID: 109-000-042-000 MR/tvl 1/2/13 Our file no. 51061012 - FT18

(12/5, 12/12, 12/19, 12/26)

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Notice of Sale under Power

County of Lumpkin, State of Georgia

Under and by virtue of the Power of Sale contained in a Security Deed given by Tommy G. Evans to United Community Mortgage Services, Incorporation, dated November 15, 2004, recorded on November 29, 2004 in Deed Book 434, Page 108, Lumpkin County, Georgia Records, said Security Deed having been last sold, assigned, transferred and conveyed to Flagstar Bank, FSB, the secured creditor, by Assignment conveying the after-described property to secure a Note in the original principal amount of One Hundred Two Thousand One Hundred Nine and 00/100 DOLLARS ($102,109.00), with interest thereon as set forth therein, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on January 2, 2013 during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract of land located in Land Lot 73, 11th District, originally Hall, now Lumpkin County, Georgia consisting of 1.01 Acres, more or less, being more fully described and delineated as Lot 24, Phase J, Camelot, dated April 25, 1985, prepared by Michael L. Scupin, Georgia Registered Surveyor #1964, recorded in Plat Book 13, Page 95, Lumpkin County Georgia records, which is incorporated herein by reference.

Said property is known as 279 King Arthur Court, Dahlonega, GA 30533, together with all fixtures and personal property attached to and constituting a party of said property, if any.

Said property will be sold as the property of Tommy G. Evans, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Tommy G. Evans or a tenant or tenants. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation of the audit of the status of the loan as provided immediately above.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including, without limitation, attorneys’ fees. Notice has been given of intention to collect attorneys’ fees and other charges in accordance with the terms of the Note secured by said Deed. The balance, if any, will be distributed as provided by law.

Pursuant to O.C.G.A. 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend, or modify all terms of the above-described mortgage on behalf of the secured creditor, Flagstar Bank, FSB, is as follows: Flagstar Bank, FSB, 5151 Corporate Drive, MS S-110-3, Troy, MI 48098, 800-945-7700. The foregoing notwithstanding, nothing in O.G.C.A. 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument.

Flagstar Bank, FSB

as Attorney in Fact for

Tommy G. Evans

Morris|Hardwick|Schneider, LLC

1301 Hightower Trail, Suite 305

Sandy Springs, Georgia 30350

http://foreclosure.closingsource.net

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(12/5, 12/12, 12/19, 12/26)

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Notice of Sale under Power

County of Lumpkin, State of Georgia

By virtue of the power of sale contained in a Deed to Secure Debt by LEON FARIS to Mortgage Electronic Registration Systems, Inc. (“MERS”) as nominee for First National Bank of Nassau County, a Division of CBC National Bank, dated January 30, 2009 and filed for record February 2, 2009 in Deed Book 1119, Page 539, Lumpkin County, Georgia records, and securing a Note in the original principal amount of $133,292.00; last transferred to CitiMortgage, Inc. by Assignment, filed for record in Deed Book 1183, Page 88, Lumpkin County, Georgia records, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Lumpkin County, Georgia, between the legal hours of sale on the first Wednesday in January, 2013, by CitiMortgage, Inc. as Attorney-in-Fact for LEON FARIS the following property to-wit:

ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lot 986 of the 5th District, 1st Section of Lumpkin County, Georgia, being Lot 60 of Crawford Falls Subdivision as shown on that certain plat of survey for Patrick Development, LLC, by David L. Ringo, GRLS No. 2250, dated March 3, 2005, and recorded in Plat Cabinet 1, Slide 133, Pages 59-60 of the Lumpkin County, Georgia Records, which plat is incorporated herein by reference for a more complete description of said property.

The above described property is also known as 116 MILLER DRIVE, DAWSONVILLE, GA 30534.

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney’s fees, if applicable.

The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record; all valid zoning ordinances; matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.

Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows:

CitiMortgage, Inc.

5280 Corporate Drive

Attn: Default Mail Services

Frederick, MD 21703

Phone: HAT Program: 866-272-4749

Fax: 866-989-2089 or 866-989-2088

The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require CitiMortgage, Inc. to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.

CitiMortgage, Inc.

as Attorney-in-Fact for

LEON FARIS

SHUPING, MORSE & ROSS, L.L.P.

By: S. Andrew Shuping, Jr.

6259 Riverdale Road, Suite 100

Riverdale, GA 30274

770-991-0000

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT.

ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(12/5, 12/12, 12/19, 12/26)

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Notice of Sale under Power

County of Lumpkin, State of Georgia

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Ronald J. Ford and Debra A. Ford to Mortgage Electronic Registration Systems, Inc., as nominee for CBC National Bank, and its successors and assigns dated July 14, 2009, and recorded in Deed Book 1137, Page 360, Lumpkin County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, N.A. by Assignment, securing a Note in the original principal amount of $375,250.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Wednesday, January 2, 2013, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 1005 AND 1026, 12TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA AND BEING FULLY DESCRIBED BY A PLAT PREPARED BY FARLEY-COLLINS & ASSOCIATES, GEORGIA REGISTERED LAND SURVEYOR, DATED JUNE 30, 1986: AND AS PER SAID PLAT, THE PROPERTY CONTAINS 1.233 ACRES, MORE OR LESS, BEING MORE PARTICULARLY DESCRIBED AS LOT 47 OF SKY COUNTRY SUBDIVISION. THE SUBJECT PLAT BEING OF RECORD IN PLAT BOOK 13, PAGE 195, LUMPKIN COUNTY RECORDS. SAID PLAT IS HEREBY INCORPORATED BY REFERENCE.

THIS CONVEYANCE IS MADE SUBJECT TO THE RESTRICTIVE COVENANTS FOR SKY COUNTRY AS SET OUT IN DEED BOOK Z-5, PAGES 267-271, LUMPKIN COUNTY RECORDS.

Said property is known as 100 Cloudland Road N, Dahlonega, GA 30533, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The proceeds of said sale will be applied to the payment of said indebtedness and all expenses of said sale as provided in said Deed, and the balance, if any, will be distributed as provided by law.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the secured creditor.

The property is or may be in the possession of Ronald J. Ford and Debra A. Ford, successor in interest or tenant(s).

Wells Fargo Bank, N.A. as Attorney-in-Fact for Ronald J. Ford and Debra A. Ford

File no. 12-033602

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Suite 100

Atlanta, GA 30341-3941

(770) 220-2535/MD

HYPERLINK “http://www.swertfeger.net” www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(12/5, 12/12, 12/19, 12/26)

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Notice of Sale under Power

County of Lumpkin, State of Georgia

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Janice Elizabeth Fortner to Union Planters Bank, N.A., dated December 7, 2000, recorded in Deed Book T26, Page 309, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED FIFTY THOUSAND AND 0/100 DOLLARS ($250,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Wednesday in January, 2013, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Regions Bank Successor by Merger to Union Planters Bank, N.A. is the holder of the Note and Security Deed to the property in accordance with OCGA § 44-14-162.2.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Regions Mortgage, 1900 Charles Bryan Road AX2, Cordova, TN 38018, 800-986-2462.

To the best knowledge and belief of the undersigned, the party in possession of the property is Janice Elizabeth Fortner and Janice Elizabeth Fortner AKA Beth Fortner or a tenant or tenants and said property is more commonly known as 114 Laurel Court, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Regions Bank Successor by Merger to Union Planters Bank, N.A.

as Attorney in Fact for

Janice Elizabeth Fortner

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/ras 1/2/13

Our file no. 5688902-FT15

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 442, 15th District, 1st Section, Lumpkin County, Georgia, being 1.00 acre, more or less, according to a plat of survey prepared for Allan S. Bickley by GeoImage, LLC, dated May 5, 2000, recorded in Plat Cabinet 1, Slide 47, Plat 125B, Lumpkin County, Georgia Records, which plat is incorporated herein by reference for a more complete description of the subject property. The subject property is conveyed subject to any and all agreements, easements, rights of way, restrictive covenants and public utilities now in use and/or of record affecting the subject property. The right, if any, of The United States of America to redeem said land within 120 days from the date of the foreclosure sale held on January 2, 2013, as provided for by the Federal Tax Lien Act of 1966 (Public Law 89-719). MR/ras 1/2/13 Our file no. 5688902 - FT15

(12/5, 12/12, 12/19, 12/26)

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Notice of Sale under Power

County of Lumpkin, State of Georgia

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Tommy Fouts and Patricia L. Fouts to Contimortgage Corporation dated July 27, 1999, and recorded in Deed Book K23, Page 290, Lumpkin County Records, said Security Deed having been last sold, assigned, transferred and conveyed to U.S. Bank National Association, as Trustee of the Security National Mortgage Loan Trust 2005-1, by Assignment, securing a Note in the original principal amount of $74,800.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Wednesday, January 2, 2013, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 902 OF THE 12TH DISTRICT OF LUMPKIN COUNTY, GEORGIA, CONSISTING OF 0.71 ACRES AND BEING ALL OF LOT 10 ACCORDING TO A SURVEY FOR WINSLOW G. CRANNELL BY FARLEY COLLINS & ASSOCIATES, REGISTERED SURVEYORS, DATED MAY 30, 1979, AND LAST REVISED MARCH 19, 1980, RECORDED IN PLAT BOOK 6, PAGE 101, LUMPKIN COUNTY PLAT RECORDS, REFERENCE TO SAID PLAT AND RECORD THEREOF IS HEREBY MADE FOR A MORE COMPLETE DESCRIPTION OF SAID PROPERTY.

Said property is known as 286 Anderson Drive, Dahlonega, GA 30533, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The proceeds of said sale will be applied to the payment of said indebtedness and all expenses of said sale as provided in said Deed, and the balance, if any, will be distributed as provided by law.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the secured creditor.

The property is or may be in the possession of Tommy Fouts and Patricia L. Fouts, successor in interest or tenant(s).

U.S. Bank National Association, as Trustee of the Security National Mortgage Loan Trust 2005-1 as Attorney-in-Fact for Tommy Fouts and Patricia L. Fouts

File no. 12-036227

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Suite 100

Atlanta, GA 30341-3941

(770) 220-2535/CH

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

[FC-NOS]

(12/5, 12/12, 12/19, 12/26)

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Notice of Sale under Power

County of Lumpkin, State of Georgia

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Joe H. Frady to Mortgage Electronic Registration Systems, Inc. as nominee for American Mortgage Network, Inc., a Delaware Corporation, and it successors and assigns dated January 15, 2008, and recorded in Deed Book 1079, Page 243, Lumpkin County Records, said Security Deed having been last sold, assigned, transferred and conveyed to JPMorgan Chase Bank, National Association by Assignment, securing a Note in the original principal amount of $83,500.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Wednesday, January 2, 2013, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 94, 1ST DISTRICT, LUMPKIN COUNTY, GEORGIA AND BEING FULLY DESCRIBED BY A PLAT PREPARED BY MICHAEL STEWART KELLEY, GEORGIA REGISTERED LAND SURVEYOR, DATED NOVEMBER 30, 2007: AND AS PER SAID PLAT, THE PROPERTY CONTAINS 1.43 ACRES, MORE OR LESS, AND THE SUBJECT PLAT BEING OF RECORD IN PLAT CABINET ONE, SLIDE 16O, PLAT 199B LUMPKIN COUNTY RECORDS. SAID PLAT IS HEREBY INCORPORATED BY REFERENCE.

ALSO CONVEYED HEREIN IS AN EASEMENT FOR INGRESS AND EGRESS OVER THE EXISTING EASEMENT ROAD CONNECTING SUBJECT PROPERTY WITH GRINDLE BROTHERS ROAD.

THIS CONVEYANCE IS MADE SUBJECT TO EASEMENTS FOR PUBLIC ROADS AND UTILITIES NOW IN USE.

THIS CONVEYANCE IS MADE SUBJECT TO AND TOGETHER WITH ANY EASEMENTS OF RECORD OR EASEMENTS LOCATED ON THE PROPERTY ABOVE DESCRIBED OR ACCESSING THE ABOVE DESCRIBED PROPERTY.

Said property is known as 93 Grindle Brothers Road, Murrayville, GA 30564, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The proceeds of said sale will be applied to the payment of said indebtedness and all expenses of said sale as provided in said Deed, and the balance, if any, will be distributed as provided by law.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the secured creditor.

The property is or may be in the possession of Joe H Frady, successor in interest or tenant(s).

JPMorgan Chase Bank, National Association as Attorney-in-Fact for Joe H. Frady

File no. 12-036854

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Suite 100

Atlanta, GA 30341-3941

(770) 220-2535/AS

HYPERLINK “http://www.swertfeger.net” www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(12/5, 12/12, 12/19, 12/26)

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Notice of Sale under Power

County of Lumpkin, State of Georgia

By virtue of a Power of Sale contained in that certain Security Deed from STEVEN H. FULLER JR A/K/A Steven H. Fuller to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR AMERICA`S WHOLESALE LENDER, dated September 11, 2006, recorded September 19, 2006, in Deed Book 1005, Page 426, Lumpkin County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Four Hundred Fifty Thousand and 00/100 dollars ($450,000.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to The Bank of New York Mellon f/k/a The Bank Of New York As Trustee For The Certificateholders CWALT, Inc. Alternative Loan Trust 2006-36T2, Mortgage Pass-Through Certificates, Series 2006-36T2, secured creditor, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Wednesday in January, 2013, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 931 AND 947 OF THE 12TH DISTRICT, 1ST SECTION OF THE CITY OF DAHLONEGA, LUMPKIN COUNTY, GEORGIA, CONSISTING OF ALL

OF LOT 3, BEING 36,525 SQUARE FEET, AS MORE PARTICULARLY SET OUT ON A PLAT OF SURVEY OF THE CROWN MOUNTAIN SWIM & TENNIS CLUB DATED SEPTEMBER 9, 2002, REVISED JANUARY 14, 2003,

PREPARED BY WILLIAM B. COLLINS AND WILLIAM E. WHIDDEN, GEORGIA REGISTERED LAND SURVEYORS. THIS PLAT IS RECORDED IN PLAT CABINET 1, SLIDE 85, PLAT 86-91, LUMPKIN COUNTY

RECORDS, AND IS INCORPORATED HEREIN BY REFERENCE FOR A MORE DETAILED DESCRIPTION.

THIS PROPERTY IS CONVEYED SUBJECT TO AND IS BENEFITTED BY THE TERMS AND CONDITIONS CONTAINED IN THE DECLARATION OF COVENANTS, CONDITIONS, AND RESTRICTIONS FOR CROWN MOUNTAIN SWIM AND TENNIS CLUB DATED MARCH 28, 2003, AND RECORDED IN DEED BOOK B-31,

PAGES 44-78, LUMPKIN COUNTY RECORDS.

Said legal description being controlling, however the property is more commonly known as 82 CROWN MOUNTAIN RIDGE, DAHLONEGA, GA 30533.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold on an “as-is” basis without any representation, warranty or recourse against the above-named creditor or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed.

To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is STEVEN H. FULLER JR A/K/A Steven H. Fuller, or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.

The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: BAYVIEW LOAN SERVICING,LLC, Loss Mitigation Dept., 4425 Ponce de Leon Blvd., 5th Floor, Coral Gables, FL 33146, Telephone Number: 800-771-0299 for and on behalf of the secured creditor.

THE BANK OF NEW YORK MELLON F/K/A THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2006-36T2, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-36T2

as Attorney in Fact for

STEVEN H. FULLER JR A/K/A STEVEN H. FULLER

THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Attorney Contact: Rubin Lublin, LLC, 3740 Davinci Court, Suite 150, Peachtree Corners, GA 30092

Telephone Number: (877) 813-0992 Case No. BVW-12-06340-0004

Ad Run Dates 12/05/2012, 12/12/2012, 12/19/2012, 12/26/2012

www.rubinlublin.com/property-listings.php

(12/5, 12/12, 12/19, 12/26)

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Notice of Sale under Power

County of Lumpkin, State of Georgia

By virtue of the power of sale contained in a Security Deed from Ana Gonzalez and Jacinto Gonzalez to Mortgage Electronic Registration Systems Inc., as nominee for Hamilton Financial Services, A Georgia Corporation dated April 29, 2002 recorded in Deed Book G29, Page 581 , Lumpkin County Records, and last assigned to JPMorgan Chase Bank, National Association s/b/m Chase Home Finance LLC, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWO THOUSAND SIX HUNDRED AND 00/100 ($102,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Lumpkin County, Georgia, during the legal hours of sale on the first Wednesday, January 2, 2013 the following described property, to wit:

The tract or parcel of land lying and being in Land Lot 46, 11th Land District, originally of Hall County, now Lumpkin County, Georgia, being designated as Lot 7 of Sherwood Forest Subdivision, Phase One, as shown on a plat of survey dated June 22, 2000 and recorded in Plat Cabinet One, Slide 50, Page 188, Lumpkin County records; said plat being incorporated herein by reference for a more complete description of the property.

Subject to Declaration of Protective Covenants for the Sherwood Forest Subdivision dated May 1, 2000 and recorded in Deed Book T-25, Page 341, Lumpkin County records.

The water system in this subdivision has been turned over and deed to Lumpkin County recorded in Deed Book U-25, Page 315, Lumpkin County records.

Also conveyed herewith is a 1999 Peach State Navigator, 28 X 60 manufactured home, Serial Number PSHGA 22172 AB which is attached to and made a part of the real property.

The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorneyís fees, notice of intent to collect attorneyís fees having been given.

Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property Ana Gonzalez and Jacinto Gonzalez or, a tenant or tenants, and said property was or is commonly known as 221 Friar Tuck Trail North, Murrayville, GA 30564.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

JPMorgan Chase Bank, National Association s/b/m Chase Home Finance LLC

As Attorney in Fact for

Ana Gonzalez and Jacinto Gonzalez

Martin & Brunavs

2800 North Druid Hills Rd.

Building B, Suite 100

Atlanta, GA 30329

(404) 982-0088

M&B File No.: 09-8129

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT.

ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(12/5, 12/12, 12/19, 12/26)

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Notice of Sale under Power

GEORGIA, LUMPKIN COUNTY:

By virtue of the power of sale contained in that certain Real Estate Deed to Secure Debt executed by Barry Steven Grant (“Grantor”) in favor of Main Street Bank (“Lender”), dated September 28, 2005, filed of record on October 4, 2005, and recorded in Deed Book Q36, Page 13, in the Office of the Clerk of the Superior Court of Lumpkin County, Georgia (the “Security Deed”), as modified by Modification of Deed to Secure Debt dated November 29, 2005, filed of record on January 13, 2006, and recorded in Deed Book E37, page 173, aforesaid records, as further modified by Modification Agreement dated October 5, 2008, filed of record on October 23, 2008, and recorded in Deed Book 1111, page 446, aforesaid records, as further modified by Third Modification to Security Deed dated December 23, 2008, filed of record on January 6, 2009, and recorded in Deed Book 1117, page 33, aforesaid records, as assigned to German American Capital Corporation (“Holder”) by Branch Banking and Trust Company, a North Carolina banking corporation, successor by merger to Main Street Bank, by virtue of that certain Assignment of Security Instruments, effective as of March 29, 2011, filed of record on October 18, 2011, and recorded in Deed Book 1196, Page 586, aforesaid records, the Security Deed being given to secure the obligations of Grantor to Lender, including, without limitation, the obligations evidenced by a Note from Grantor dated September 28, 2005 in the original principal amount of $1,400,000.00, with interest from the date thereof at the rate specified therein, payable to the order of Lender and subsequently assigned to Holder (as the same may have been amended, extended, supplemented, or modified from time to time, hereinafter referred to as the “Note”), the Holder (or its successor or assign) will sell at public outcry to the highest bidder for cash before the door of the County Courthouse in Lumpkin County, Georgia, on Wednesday, January 2, 2013 (due to a holiday falling on the first Tuesday in January) between the legal hours of sale, all or parts of the property more particularly described as follows (the “Property”):

Tract A:

ALL THAT TRACT or parcel of land lying 2nd being in Land Lot 264 of the 15th District, 1st Section, Lumpkin County, Georgia and being more particularly shown as Tract A 4.047 Acres on that certain Plat of Survey for Barry Grant recorded in Cabinet 1, Slide 111, Plat 19, Lumpkin County, Georgia Records.

Tract C:

ALL THAT TRACT or parcel of land lying and being in Land Lot 264 of the 15th District, 1st Section, Lumpkin County, Georgia and being more particularly shown as Tract C 0.069 Acres on that certain Plat of Survey for Barry Grant recorded in Cabinet 1, Slide 111, Plat 19, Lumpkin County, Georgia Records.

The indebtedness secured by the Security Deed has been and is hereby declared due and payable because of default under the terms of the Security Deed and the Note including, but not limited to, failure to make payment of the entire unpaid principal balance of the Note and all accrued and unpaid interest thereon due and payable on the maturity date of the Note. The indebtedness remaining in default, this sale will be made for the purpose of applying the proceeds thereof to the payment of the indebtedness secured by the Security Deed and the Note, accrued interest and expenses of the sale, and all other payments provided for under the Security Deed and the Note, notice of intention to collect attorneys’ fees having been given as provided by law, and the remainder, if any, shall be applied as provided by law.

The Property will be sold as the property of Grantor. To the undersigned’s best knowledge and information, Grantor is the party in possession of the Property.

The Property will be sold “as is”, without express or implied warranties of any kind, subject to (a) all unpaid real and personal property ad valorem taxes and governmental assessments, and (b) all prior restrictions, rights of way, and assessments of record, if any, appearing of record prior to the date of the Security Deed and those appearing after the date of the Security Deed and consented to of record by Lender or Holder, as applicable.

By: Situs Holdings, LLC, solely in its capacity as Special Servicer for German American Capital Corporation, Holder of the Note and Security Deed and the Attorney in Fact for Grantor: c/o Ashley S. Thompson (GA Bar No. 100109), Baker, Donelson, Bearman, Caldwell & Berkowitz, P.C., Suite 1600, Monarch Plaza, 3414 Peachtree Road, N.E., Atlanta, GA 30326; (404/577-6000).

(12/5, 12/12, 12/19, 12/26)

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Notice of Sale under Power

County of Lumpkin, State of Georgia

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by JENNIE K HAMILTON to WELLS FARGO BANK, N.A., dated 02/15/2006, and Recorded on 02/22/2006 as Book No. 37 and Page No. 714, LUMPKIN County, Georgia records, as last assigned to U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR WELLS FARGO ASSET SECURITIES CORPORATION, MORTGAGE PASS-THROUGH CERTIFICATES SERIES 2006-4 (the Secured Creditor), by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $152,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the LUMPKIN County Courthouse within the legal hours of sale on the first Wednesday in January, 2013, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 659, 660, 701 AND 702 OF THE 5TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA, AND BEING LOT 9 AS PER PLAT PREPARED BY C. C. DAVIS, JR. OF GEO IMAGE LLC AND DATED 03/30/00, THE SAME BEING OF RECORD IN CABINET 1, SLIDE 54, PLAT 75, LUMPKIN COUNTY, GEORGIA RECORDS.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR WELLS FARGO ASSET SECURITIES CORPORATION, MORTGAGE PASS-THROUGH CERTIFICATES SERIES 2006-4 holds the duly endorsed Note and is the current assignee of the Security Deed to the property. WELLS FARGO BANK, N.A., acting on behalf of and, as necessary, in consultation with U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR WELLS FARGO ASSET SECURITIES CORPORATION, MORTGAGE PASS-THROUGH CERTIFICATES SERIES 2006-4 (the current investor on the loan), is the entity with the full authority to negotiate, amend, and modify all terms of the loan. Pursuant to O.C.G.A. § 44-14-162.2, WELLS FARGO BANK, N.A. may be contacted at: WELLS FARGO BANK, N.A., 3476 STATEVIEW BLVD, FORT MILL, SC 29715, 803-396-6000. Please note that, pursuant to O.C.G.A. § 44-14-162.2, the secured creditor is not required to amend or modify the terms of the loan.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 126 WOODS DRIVE, DAHLONEGA, GEORGIA 30533 is/are: JENNIE K HAMILTON or tenant/tenants.

Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR WELLS FARGO ASSET SECURITIES CORPORATION, MORTGAGE PASS-THROUGH CERTIFICATES SERIES 2006-4

as Attorney in Fact for

JENNIE K HAMILTON.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

20110169806041

BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP

15000 Surveyor Boulevard

Addison, Texas 75001

Telephone: (972) 341-5398.

(12/5, 12/12, 12/19, 12/26)

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Notice of Sale under Power

County of Lumpkin, State of Georgia

Pursuant to the Power of Sale contained in a Security Deed given by Phyllis Johnson and Thomas Johnson to Mortgage Electronic Registration Systems, Inc., as nominee for American Mortgage Network, Inc., dated 4/15/2008 and recorded in Deed Book 1091 Page 365, Lumpkin County, Georgia records; as last transferred to Wells Fargo Bank, NA, conveying the after-described property to secure a Note in the original principal amount of $168,490.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Lumpkin County, Georgia, within the legal hours of sale on January 02, 2013 (being the first Tuesday of said month unless said date falls on a Federal Holiday), the following described property:

All that tract or parcel of land lying and being in Land Lot 99, 1st District, Lumpkin County, Georgia, containing 1.02 acres, and being shown as Tract “A” on a plat of survey for Jerry Dean Ayers, dated October 8, 1997 by Frederick F. Kaufman, Georgia Registered Land Surveyor #1774, and being more particularly described as follows:

To find the True Point of Beginning, begin at a point located at the common corner of Land Lots 109, 100, 99 and 110, thence South 01 degrees 08 minutes 31 seconds West a distance of 833.22 feet to a 1/2” rebar; thence South 01 degrees 08 minutes 31 seconds West a distance of 200.62 feet to a 1/2” rebar located on the northerly side of the right of way of Norman Bell Road (80 foot right of way); thence South 68 degrees 06 minutes 28 seconds East a distance of 43.33 feet to a point; which point is the True Point of Beginning; from the True Point of Beginning thus established, proceed North 19 degrees 12 minutes 01 seconds West a distance of 59.03 feet to a point; thence North 01 degrees 08 minutes 31 seconds East a distance of 157.71 feet to a point; thence South 80 degrees 33 minutes 49 seconds East a distance of 229.79 feet to a 1/2” rebar; thence South 11 degrees 41 minutes 57 seconds West a distance of 218.77 feet to a point located on the northerly side of the 80 foot right of way of Norman Bell Road; thence North 80 degrees 21 minutes 45 seconds West a distance of 88.33 to a point; thence North 73 degrees 18 minutes 06 seconds West a distance of 82.44 feet to a point; which is the True Point of Beginning.

Also, conveyed herewith is an easement for ingress and egress to subject property from Norman Bell Road across Tract “B” which easement is more particularly shown on said plat of survey, a copy of which is attached hereto as Exhibit “B” and made a part hereof by reference.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 311 Norman Bell Road, Murryville, GA 30564 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Thomas Johnson and Phyllis Johnson or tenant or tenants.

Wells Fargo Bank, NA is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage pursuant to established guidelines.

Wells Fargo Bank, NA

Loss Mitigation

3476 Stateview Boulevard

Fort Mill, SC 29715

1-800-662-5014

Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

Wells Fargo Bank, NA as agent and Attorney in Fact for Phyllis Johnson and Thomas Johnson

Aldridge Connors, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1000-667491519

(12/5, 12/12, 12/19, 12/26)

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Notice of Sale under Power

County of Lumpkin, State of Georgia

Pursuant to the Power of Sale contained in a Security Deed given by Travis Jones to Mortgage Electronic Registration Systems, Inc. as nominee for Taylor, Bean & Whitaker Mortagage Corp dated 12/20/2007 and recorded in Deed Book 1077 Page 151, LUMPKIN County, Georgia records; as last transferred to BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP, conveying the after-described property to secure a Note in the original principal amount of $ 87,137.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of LUMPKIN County, Georgia, within the legal hours of sale on January 02, 2013 (being the first Tuesday of said month unless said date falls on a Federal Holiday), the following described property:

All that tract or parcel of land lying and being in Land Lot 74, 11th District, originally Hull now Lumpkin County, Georgia and being fully described by a plat prepared by Civil Design Survey Group, Inc., Georgia Registered Land Surveyor, dated January 11, 200 and as per said plat, the property contains 1.96 acres, more or less, being more particularly described as Tract “B”. The subject plat being of record in Cabinet One, Slide 43, Plat 59B, Lumpkin County Records. Said plat is hereby incorporated by reference.

Also conveyed with the real property is a 2000 Norris manufactured home, vehicle identification number N02012400TNAB.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 98 Myrtel Drive, Dahlonega, GA 30533 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Travis Jones or tenant or tenants.

Bank of America is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage pursuant to established guidelines.

Bank of America

Home Loan Assistance Dept.

7105 Corporate Drive

Plano, TX 75024

(800) 846-2222

Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP as agent and Attorney in Fact for Travis Jones

Aldridge Connors, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1016-654529

(12/5, 12/12, 12/19, 12/26)

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Notice of Sale under Power

County of Lumpkin, State of Georgia

Because of the default in the payment of a note executed by Christopher R. Mobley secured by a deed to secure debt executed by Christopher R. Mobley to Mariah Construction, LLP, dated October 15, 1999, and recorded in the Clerk’s Office of Lumpkin County, Georgia, in Deed Book Z23, pages 84-85, the undersigned has declared the full unpaid amount of the indebtedness secured by said deed due and payable, and acting under the power of sale contained in said deed, for the purpose of paying said indebtedness, will on the first Wednesday in January, 2013 during the legal hours of sale at the Courthouse in Lumpkin County, Georgia, sell at public outcry to the highest bidder for cash, the land described in said deed, to wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 117, OF THE 11TH DISTRICT, ORIGINALLY HALL NOW LUMPKIN COUNTY, GEORGIA, CONSISTING OF 1.017 ACRES, MORE OR LESS, BEING MORE FULLY DESCRIBED AND DELINEATED AS LOT #118 ON A PLAT OF SURVEY OF THE WELLINGTON SUBDIVISION, PHASE FOUR, PREPARED BY DONALD REX JONES, REGISTERED GEORGIA LAND SURVEYOR #2396, DATED APRIL 25, 1997, AND RECORDED IN PLAT CABINET #1, SLIDE #5, PLAT 89, LUMPKIN COUNTY RECORDS, SAID PLAT IS INCORPORATED REFERENCE HEREIN.

THIS CONVEYANCE IS MADE SUBJECT TO THAT CERTAIN DECLARATION OF PROTECTIVE COVENANTS FOR THE WELLINGTON SUBDIVISION, WHICH IS RECORDED IN DEED BOOK E-18, PAGES 126-128, LUMPKIN COUNTY RECORDS

To the best knowledge and belief of the undersigned, the physical address of the above described property is 200 FLEET DRIVE, DAHLONEGA, GEORGIA 30533

Notice has been given of intention to collect attorney’s fees in accordance with the terms of the note secured by said deed to secure debt.

This sale will be held subject to any unpaid taxes or other assessments which may be liens against said property.

Said property will be sold as the property of Christopher R. Mobley, and the proceeds of said sale shall be applied first to the payment in full of said indebtedness, next, to the payment of all expenses connected with said sale, and the remainder, if any, shall be paid as provided in said deed to secure debt.

Angela Grant Clark, Attorney at Law Mariah Construction, LLP., as Attorney in fact for Christopher R. Mobley

121 Lumpkin County Parkway Dahlonega, GA 30533

(12/5, 12/12, 12/19, 12/26)

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Notice of Sale under Power

County of Lumpkin, State of Georgia

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt (“Security Deed”) executed by Jack Coleman Reeves in favor of Community Bank and Trust dated October 2, 2007, recorded at Deed Book 1068, Pages 45-48 of the Lumpkin County Deed Records; assigned pursuant to that Transfer and Assignment of Deed to Secure Debt from FDIC, in its capacity as Receiver for Community Bank and Trust, to SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. dated January 21, 2011, and recorded at Deed Book 1180, Pages 166-172 of the aforesaid deed records, FORMTEXT the undersigned will sell at public outcry to the highest bidder for cash before the door of the Courthouse of Lumpkin County, Georgia, during the legal hours of sale, on the first Wednesday in January, that being January 2, 2013, the following described property:

All that tract or parcel of land lying and being in Land Lot 643, 12th District, 1st Section of Lumpkin County, Georgia, consisting of 1.50 acres, more or less, together with all improvements located thereon, and being more particularly described as follows:

Beginning at a point on the southwesterly side of the Oak Grove Road at its intersection with a branch called Dowdy Branch; running thence the following courses and distances along Dowdy Branch; south 2 deg. east 171 feet; south 9 deg. east 227 feet; south 30 deg. east 50 feet; south 15 deg. east 192 feet; south 14 deg. east 69 feet; running thence due west 266 feet to a point on an old terrace; running thence the following courses and distances along an old terrace; north 44 deg. west 200 feet; north 26 deg. west 50 feet; north 12 deg. west 100 feet; north 8 deg. west 128 feet; north 10 deg. east 20 feet; north 2 deg. east 60 feet; running thence in a northwesterly direction along the southwest side of the Oak Grove Road, 300 feet, more or less, to the Dowdy Branch and the Point of Beginning.

This property being a portion of the property shown and delineated on a plat of survey dated June 12, 1972, prepared by J. D. Barrett, Surveyor, and recorded in Plat Book 5, Page 336, Lumpkin County records.

Said property is subject to all easements, covenants and restrictions of record, if any.

The debt secured by said Security Deed is evidenced by a Note (the “Note”) from Jack Coleman Reeves, dated December 28, 2010 in the original principal amount of $21,687.96, payable, principal and interest from the date thereof shown on said Note on the unpaid balance until paid.

Default has occurred in the payment of the debt evidenced by the Note and secured by the Security Deed as a result of the nonpayment of installments owed thereunder. The total balance of said debt has, therefore, been declared due and the Security Deed foreclosable according to its terms.

The debt remaining in default, the property will be sold to the highest bidder for cash as the property of Jack Coleman Reeves, the proceeds to be applied to the payment of said indebtedness, attorneys’ fees (notice of intention to collect attorneys’ fees having been given), and the lawful expenses of said sale, all as provided in the Note and the Security Deed, said sale to be subject to any and all unpaid taxes and assessments, and restrictions, easements and liens of record with priority over the Security Deed referenced above.

To the best of the undersigned’s knowledge and belief, the property is in the possession of Jack Coleman Reeves and will be sold as the property of Jack Coleman Reeves.

The undersigned will execute a deed to the purchaser as authorized in the aforementioned Security Deed.

Jack Coleman Reeves

By: SCBT d/b/a CBT, a Division of SCBT f/k/a SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. as Attorney-in-Fact

Hulsey, Oliver & Mahar, LLP

P. O. Box 1457

Gainesville, GA 30503

(770) 532-6312

(12/5, 12/12, 12/19, 12/26)

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Notice of Sale under Power

County of Lumpkin, State of Georgia

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Diane Roddy to Mortgage Electronic Registration Systems, Inc., dated December 5, 2006, recorded in Deed Book 1017, Page 565, Lumpkin County, Georgia Records and as re-recorded in Deed Book 1022, Page 76, Lumpkin County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP, formerly known as Countrywide Home Loans Servicing, LP by assignment recorded in Deed Book 1170, Page 170, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-TWO THOUSAND NINE HUNDRED FOURTEEN AND 0/100 DOLLARS ($132,914.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Wednesday in January, 2013, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP, formerly known as Countrywide Home Loans Servicing, LP is the holder of the Note and Security Deed to the property in accordance with OCGA § 44-14-162.2.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100.

To the best knowledge and belief of the undersigned, the party in possession of the property is Diane Roddy or a tenant or tenants and said property is more commonly known as 329 Summer Glen Road, Dahlonega, Georgia 30533.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP, formerly known as Countrywide Home Loans Servicing, LP

as Attorney in Fact for

Diane Roddy

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/rao1 1/2/13

Our file no. 52263710-FT11

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 71 of the 11th District of Lumpkin County, Georgia, being Tract 1, containing 1.72 acres on Summer Glen Road as per plat of survey recorded at Plat Cabinet 1, Slide 91, Page 16, Lumpkin County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. Also conveyed herewith: A 2004 Horton “Boss” Manufactured Home, 30 X 68, VIN # GEO 1403359 and GEO 1403360. MR/rao1 1/2/13 Our file no. 52263710 - FT11

(12/5, 12/12, 12/19, 12/26)

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Notice of Sale under Power

County of Lumpkin, State of Georgia

By virtue of the power of sale contained in that certain Construction Security Deed from Roque Construction, Inc. to State Bank and Trust Company, by Assignment from the Federal Deposit Insurance Corporation, Receiver for First Security National Bank, dated August 11, 2006, and recorded in Deed Book 1004, Page 726, Lumpkin County, Georgia Records, as may be modified or amended, (hereinafter referred to as “Deed to Secure Debt”), there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse at Lumpkin County, Georgia, within the legal hours of sale on Wednesday, January 2, 2013, the property described on Exhibit “A” attached hereto and incorporated herein by reference. The debts secured by said Deed to Secure Debt have been and are hereby declared due and payable because of, among other possible events of default, failure to make payments. The debts remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Deed to Secure Debt first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice.

Please note that State Bank and Trust Company is the entity that has full authority to negotiate, amend, and modify all terms of the mortgage, and that State Bank and Trust Company can be contacted through the following representative:

Martin G. Quirk, Esq.

6000 Lake Forrest Drive, Suite 300

Atlanta, Georgia 30328

404-252-1425

To the best knowledge and belief of the undersigned, the Party or Parties in possession of the property is Roque Construction, Inc. or a tenant or tenants, and said property is more commonly known as property located in Land Lot 140 of the 11th District, 1st Section of Lumpkin County, being approximately 1.00 acre located on Elliott Lane also known as 358 Elliots Lane, Dahlonega, Lumpkin County, Georgia. However, please rely only on the legal description contained in this notice for the location of the property. The undersigned reserves the right to sell the property, or any part thereof, together in its entirety or in one or more parcels as determined by the undersigned in its sole discretion.

State Bank and Trust Company, by Assignment from the Federal Deposit Insurance Corporation,

Receiver for First Security National Bank

Attorney in Fact for Roque Construction, Inc.

Martin G. Quirk, Esq.

Quirk & Quirk, LLC

6000 Lake Forrest Drive, Suite 300

Atlanta, Georgia 30328

(404) 252-1425

EXHIBIT “A”

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 140 OF THE 11TH DISTRICT, 1ST SECTION, ORIGINALLY HALL COUNTY, GEORGIA, NOW LUMPKIN COUNTY, GEORGIA, CONTAINING 1.00 ACRES, MORE OR LESS, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS:

TO FIND THE POINT OF BEGINNING, COMMENCE AT AN IRON PIN FOUND ON THE NORTHERLY RIGHT-OF-WAY LINE OF ELLIOTT LANE (A 60 FOOT RIGHT-OF-WAY) LOCATED 1245.70 FEET WESTERLY ALONG SAID RIGHT-OF-WAY LINE FROM ITS INTERSECTION WITH THE WESTERLY RIGHT-OF-WAY LINE OF BOWERS ROAD; THENCE CONTINUING ALONG THE NORTHERLY RIGHT-OF-WAY LINE OF ELLIOTT LANE THE FOLLOWING COURSES AND DISTANCES: NORTH 73 DEGREES 01 MINUTES 41 SECONDS WEST A DISTANCE OF 79.08 FEET TO A POINT; NORTH 83 DEGREES 58 MINUTES 22 SECONDS WEST A DISTANCE OF 61.36 FEET TO A POINT; NORTH 89 DEGREES 15 MINUTES 33 SECONDS WEST A DISTANCE OF 45.91 FEET TO A POINT; SOUTH 87 DEGREES 44 MINUTES 03 SECONDS WEST A DISTANCE OF 34.64 FEET TO AN IRON PIN FOUND; SOUTH 84 DEGREES 52 MINUTES 36 SECONDS WEST A DISTANCE OF 38.45 FEET TO A POINT; SOUTH 82 DEGREES 13 MINUTES 56 SECONDS WEST A DISTANCE OF 39.34 FEET TO A POINT; SOUTH 87 DEGREES 52 MINUTES 46 SECONDS WEST A DISTANCE OF 41.00 FEET TO A POINT; NORTH 84 DEGREES 17 MINUTES 13 SECONDS WEST A DISTANCE OF 30.34 FEET TO AN IRON PIN SET; NORTH 81 DEGREES 45 MINUTES 36 SECONDS WEST A DISTANCE OF 18.46 FEET TO A POINT; NORTH 85 DEGREES 39 MINUTES 50 SECONDS WEST A DISTANCE OF 37.70 FEET TO A POINT; SOUTH 88 DEGREES 01 MINUTES 52 SECONDS WEST A DISTANCE OF 52.05 FEET TO A POINT; NORTH 89 DEGREES 05 MINUTES 07 SECONDS WEST A DISTANCE OF 53.86 FEET TO AN IRON PIN SET AT THE TRUE POINT OF BEGINNING; THENCE CONTINUING ALONG THE NORTHERLY RIGHT OF WAY OF ELLIOTT LANE THE FOLLOWING COURSES AND DISTANCES: NORTH 85 DEGREES 30 MINUTES 13 SECONDS WEST A DISTANCE OF 26.52 FEET TO A POINT; NORTH 85 DEGREES 41 MINUTES 15 SECONDS WEST A DISTANCE OF 44.02 FEET TO A POINT; NORTH 82 DEGREES 20 MINUTES 05 SECONDS WEST A DISTANCE OF 53.61 FEET TO A POINT; AND NORTH 74 DEGREES 56 MINUTES 05 SECONDS A DISTANCE OF 29.35 FEET TO AN IRON PIN FOUND; THENCE LEAVING SAID RIGHT-OF-WAY LINE AND RUNNING NORTH 19 DEGREES 17 MINUTES 53 SECONDS EAST A DISTANCE OF 362.53 FEET TO AN IRON PIN FOUND; THENCE SOUTH 82 DEGREES 38 MINUTES 38 SECONDS EAST A DISTANCE OF 89.97 FEET TO AN IRON PIN FOUND; THENCE SOUTH 09 DEGREES 15 MINUTES 57 SECONDS WEST A DISTANCE OF 355.45 FEET TO THE POINT OF BEGINNING; BEING SHOWN AS LOT #1 ON“FINAL CLASS I SUBDIVISION PLAT FOR ROQUE CONSTRUCTION,”PREPARED BY DRS & ASSOCIATES, PC, DOUGLAS R. SHERRILL REGISTERED SURVEYOR NO. 2995, DATED MAY 24, 2006.

(12/5, 12/12, 12/19, 12/26)

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Notice of Sale under Power

County of Lumpkin, State of Georgia

By virtue of the power of sale contained in that certain Security Deed from Roque Construction, Inc. to State Bank and Trust Company, by Assignment from the Federal Deposit Insurance Corporation, Receiver for First Security National Bank, dated June 9, 2006, and recorded in Deed Book 992, Page 174, Lumpkin County, Georgia Records, as may be modified or amended, (hereinafter referred to as “Deed to Secure Debt”), there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse at Lumpkin County, Georgia, within the legal hours of sale on Wednesday, January 2, 2013, the property described on Exhibit “A” attached hereto and incorporated herein by reference. The debts secured by said Deed to Secure Debt have been and are hereby declared due and payable because of, among other possible events of default, failure to make payments. The debts remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Deed to Secure Debt first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice.

Please note that State Bank and Trust Company is the entity that has full authority to negotiate, amend, and modify all terms of the mortgage, and that State Bank and Trust Company can be contacted through the following representative:

Martin G. Quirk, Esq.

6000 Lake Forrest Drive, Suite 300

Atlanta, Georgia 30328

404-252-1425

To the best knowledge and belief of the undersigned, the Party or Parties in possession of the property is Roque Construction, Inc. or a tenant or tenants, and said property is more commonly known as property located in Land Lot 140 of the 11th District, 1st Section of Lumpkin County, Georgia being approximately 3.03 acres located on Elliott Lane also known as Elliots Lane, Dahlonega, Lumpkin County, Georgia. However, please rely only on the legal description contained in this notice for the location of the property. The undersigned reserves the right to sell the property, or any part thereof, together in its entirety or in one or more parcels as determined by the undersigned in its sole discretion.

State Bank and Trust Company, by Assignment from the Federal Deposit Insurance Corporation,

Receiver for First Security National Bank

Attorney in Fact for Roque Construction, Inc.

Martin G. Quirk, Esq.

Quirk & Quirk, LLC

6000 Lake Forrest Drive, Suite 300

Atlanta, Georgia 30328

(404) 252-1425

EXHIBIT “A”

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 140 OF THE 11TH DISTRICT, 1ST SECTION, ORIGINALLY HALL COUNTY, GEORGIA, NOW LUMPKIN COUNTY, GEORGIA, CONTAINING 4.03 ACRES, MORE OR LESS, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS:

BEGINNING AT AN IRON PIN FOUND ON THE NORTHERLY

RIGHT-OF-WAY LINE OF ELLIOTT LANE (A 60 FOOT RIGHT-OF-WAY) LOCATED 1245.70 FEET WESTERLY ALONG SAID RIGHT-OF-WAY LINE FROM ITS INTERSECTION WITH THE WESTERLY RIGHT-OF-WAY LINE OF BOWERS ROAD, THENCE CONTINUING ALONG THE NORTHERLY RIGHT-OF-WAY LINE OF ELLIOTT LANE THE FOLLOWING COURSES AND DISTANCES: NORTH 73 DEGREES 01 MINUTES 41 SECONDS WEST A DISTANCE OF 79.08 FEET TO A POINT; NORTH 83 DEGREES 58 MINUTES 22 SECONDS WEST A DISTANCE OF 61.36 FEET TO A POINT; NORTH 89 DEGREES 15 MINUTES 33 SECONDS WEST A DISTANCE OF 45.91 FEET TO A POINT; SOUTH 87 DEGREES 44 MINUTES 03 SECONDS WEST A DISTANCE OF 34.64 FEET TO AN IRON PIN FOUND AT A 5/8 INCH REBAR; SOUTH 84 DEGREES 52 MINUTES 36 SECONDS WEST A DISTANCE OF 38.45 FEET TO A POINT; SOUTH 82 DEGREES 13 MINUTES 56 SECONDS A DISTANCE OF 39.34 FEET TO A POINT; SOUTH 87 DEGREES 52 MINUTES 46 SECONDS WEST A DISTANCE OF 41.00 FEET TO A POINT; NORTH 84 DEGREES 17 MINUTES 13 SECONDS WEST A DISTANCE OF 30.34 FEET TO AN IRON PIN FOUND AT A 5/8 INCH REBAR; NORTH 81 DEGREES 45 MINUTES 36 SECONDS WEST A DISTANCE OF 18.46 FEET TO A POINT; NORTH 85 DEGREES 39 MINUTES 50 SECONDS WEST A DISTANCE OF 37.70 FEET TO A POINT; SOUTH 88 DEGREES 01 MINUTES 52 SECONDS WEST A DISTANCE OF 52.05 FEET TO A POINT; NORTH 89 DEGREES 05 MINUTES 07 SECONDS WEST A DISTANCE OF 45.49 FEET TO A POINT; NORTH 85 DEGREES 30 MINUTES 13 SECONDS WEST A DISTANCE OF 26.52 FEET TO A POINT; NORTH 85 DEGREES 41 MINUTES 15 SECONDS WEST A DISTANCE OF 44.02 FEET TO A POINT; NORTH 82 DEGREES 20 MINUTES 05 SECONDS WEST A DISTANCE OF 53.61 FEET TO A POINT; AND NORTH 74 DEGREES 56 MINUTES 05 SECONDS A DISTANCE OF 29.35 FEET TO A POINT; THENCE LEAVING SAID RIGHT-OF-WAY LINE AND RUNNING NORTH 19 DEGREES 17 MINUTES 53 SECONDS EAST A DISTANCE OF 362.53 FEET TO AN IRON PIN FOUND AT A 1/2 INCH OPEN TOP PIPE;

SOUTH 82 DEGREES 38 MINUTES 38 SECONDS EAST A DISTANCE OF 89.97 FEET TO AN IRON PIN FOUND AT A 1/2 INCH OPEN TOP PIPE; SOUTH 82 DEGREES 38 MINUTES 38 SECONDS EAST A DISTANCE OF 370.49 FEET TO AN IRON PIN FOUND AT A 1/2 INCH OPEN TOP PIPE; RUNNING THENCE SOUTH 29 DEGREES 19 MINUTES 44 SECONDS EAST A DISTANCE OF 84.11 FEET TO AN IRON PIN FOUND AT A 1/2 INCH REBAR; SOUTH 29 DEGREES 19 MINUTES 44 SECONDS EAST A DISTANCE OF 391.69 FEET TO AN IRON PIN FOUND AT A 5/8 INCH REBAR AND THE POINT OF BEGINNING. ALL AS SHOWN ON“FINAL CLASS I SUBDIVISION PLAT FOR ROQUE CONSTRUCTION,”PREPARED BY DRS & ASSOCIATES, PC, DOUGLAS R. SHERRILL REGISTERED SURVEYOR NO. 2995, DATED MAY 24, 2006.

LESS AND EXCEPT:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 140 OF THE 11TH DISTRICT, 1ST SECTION, ORIGINALLY HALL COUNTY, GEORGIA, NOW LUMPKIN COUNTY, GEORGIA, CONTAINING 1.00 ACRES, MORE OR LESS, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS:

TO FIND THE POINT OF BEGINNING, COMMENCE AT AN IRON PIN FOUND ON THE NORTHERLY RIGHT-OF-WAY LINE OF ELLIOTT LANE (A 60 FOOT RIGHT-OF-WAY) LOCATED 1,245.70 WESTERLY ALONG SAID RIGHT-OF-WAY LINE FROM ITS INTERSECTION WITH THE WESTERLY RIGHT-OF-WAY LINE OF BOWERS ROAD; THENCE CONTINUING ALONG THE NORTHERLY RIGHT-OF-WAY LINE OF ELLIOTT LANE THE FOLLOWING COURSES AND DISTANCES: NORTH 73 DEGREES 01 MINUTES 41 SECONDS WEST A DISTANCE OF 79.08 FEET TO A POINT; NORTH 83 DEGREES 58 MINUTES 22 SECONDS WEST A DISTANCE OF 61.36 FEET TO A POINT; NORTH 89 DEGREES 15 MINUTES 33 SECONDS WEST A DISTANCE OF 45.91 FEET TO A POINT; SOUTH 87 DEGREES 44 MINUTES 03 SECONDS WEST A DISTANCE OF 34.64 FEET TO AN IRON PIN FOUND; SOUTH 84 DEGREES 52 MINUTES 36 SECONDS WEST A DISTANCE OF 38.45 FEET TO A POINT; SOUTH 82 DEGREES 13 MINUTES 56 SECONDS WEST A DISTANCE OF 39.34 FEET TO A POINT; SOUTH 87 DEGREES 52 MINUTES 46 SECONDS WEST A DISTANCE OF 41.00 FEET TO A POINT; NORTH 84 DEGREES 17 MINUTES 13 SECONDS WEST A DISTANCE OF 30.34 FEET TO AN IRON PIN SET; NORTH 81 DEGREES 45 MINUTES 36 SECONDS WEST A DISTANCE OF 18.46 FEET TO A POINT; NORTH 85 DEGREES 39 MINUTES 50 SECONDS WEST A DISTANCE OF 37.70 FEET TO A POINT; SOUTH 88 DEGREES 01 MINUTES 52 SECONDS WEST A DISTANCE OF 52.05 FEET TO A POINT; NORTH 89 DEGREES 05 MINUTES 07 SECONDS WEST A DISTANCE OF 53.86 FEET TO AN IRON PIN SET AT THE TRUE POINT OF BEGINNING; THENCE CONTINUING ALONG THE NORTHERLY RIGHT OF WAY OF ELLIOTT LANE THE FOLLOWING COURSES AND DISTANCES: NORTH 85 DEGREES 30 MINUTES 13 SECONDS WEST A DISTANCE OF 26.52 FEET TO A POINT; NORTH 85 DEGREES 41 MINUTES 15 SECONDS WEST A DISTANCE OF 44.02 FEET TO A POINT; NORTH 82 DEGREES 20 MINUTES 05 SECONDS WEST A DISTANCE OF 53.61 FEET TO A POINT; AND NORTH 74 DEGREES 56 MINUTES 05 SECONDS A DISTANCE OF 29.35 FEET TO AN IRON PIN FOUND; THENCE LEAVING SAID RIGHT-OF-WAY LINE AND RUNNING NORTH 19 DEGREES 17 MINUTES 53 SECONDS EAST A DISTANCE OF 362.53 FEET TO AN IRON PIN FOUND; THENCE SOUTH 82 DEGREES 38 MINUTES 38 SECONDS EAST A DISTANCE OF 89.97 FEET TO AN IRON PIN FOUND; THENCE SOUTH 09 DEGREES 15 MINUTES 57 SECONDS WEST A DISTANCE OF 355.45 FEET TO THE POINT OF BEGINNING; BEING SHOWN AS Lot #1 ON“FINAL CLASS I SUBDIVISION PLAT FOR ROQUE CONSTRUCTION,”PREPARED BY DRS & ASSOCIATES, PC, DOUGLAS R. SHERRILL REGISTERED SURVEYOR NO. 2995, DATED MAY 24, 2006.

(12/5, 12/12, 12/19, 12/26)

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Notice of Sale under Power

County of Lumpkin, State of Georgia

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Douglas Ray Sherrill aka Douglas R Sherrill and Lori Shayna Sherrill aka Lori S Sherrill to JPMorgan Chase Bank, N.A. dated March 3, 2005 in the amount of $157,000.00, and recorded in Deed Book I 35, Page 658, Lumpkin County, Georgia Records; as last transferred to JPMorgan Chase Bank, National Association by assignment; the undersigned, JPMorgan Chase Bank, National Association pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, and pursuant to O.C.G.A. Section 9-13-161(a) will on the first Wednesday in January, 2013 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 642 in the 12th District, 1st Section of Lumpkin County, Georgia consisting of 1.3992 acres more or less being all of Lot 4 of Martins Grove Subdivision, Phase Two, and being more fully described and delineated according to a plat of survey, which is recorded in Plat Book 25, Page 55, Lumpkin County Records.

which has the property address of 447 Alex Drive, Dahlonega, Georgia,together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a).

Said property will be sold as the property of Douglas Ray Sherrill aka Douglas R Sherrill and Lori Shayna Sherrill aka Lori S Sherrill and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

JPMorgan Chase Bank, National Association

Attorney in Fact for

Douglas Ray Sherrill aka Douglas R Sherrill and Lori Shayna Sherrill aka Lori S Sherrill

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

Publication Dates: 12-05-2012, 12-12-2012, 12-19-2012, 12-26-2012

File No. 11-07079 /FHLMC/sstojanovic

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(12/5, 12/12, 12/19, 12/26)

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Notice of Sale under Power

County of Lumpkin, State of Georgia

By virtue of a Power of Sale contained in that certain Security Deed from JOE E SLAY to Mortgage Electronic Registration Systems, Inc., as nominee for NEIGHBORHOOD FUNDING, INC., dated April 9, 2008, recorded April 17, 2008, in Deed Book 1090, Page 340-354, Lumpkin County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Seven Thousand Three Hundred Fifteen and 00/100 dollars ($107,315.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to BANK OF AMERICA, N.A., secured creditor, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Wednesday in January, 2013, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT

118 OF THE 11TH DISTRICT OF ORIGINALLY HALL, NOW LUMPKIN

COUNTY, GEORGIA, AND BEING LOT 10, UNIT TWO, VENETIAN

GARDENS, AS SHOWN ON THAT PLAT OF SURVEY PREPARED FOR

NATIONAL HOUSING RESOURCES, LLC, BY JIMMY D. BULLOCK,

REGISTERED LAND SURVEYOR, DATED SEPTEMBER 16, 1997, RECORDED

IN PLAT CABINET 1, SLIDE 11, PLAT 12, LUMPKIN COUNTY, GEORGIA

RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART

HEREOF BY REFERENCE. ALSO CONVEYED HEREWITH IS A 1998 DESTINY IND. 3519 MANUFACTURED HOME, SERIAL NUMBER OW-64638AB, WHICH IS

PERMANENTLY ATTACHED TO AND MADE A PART OF THE REAL

PROPERTY.

Said legal description being controlling, however the property is more commonly known as 88 GARDEN TERRACE, DAHLONEGA, GA 30533.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold on an “as-is” basis without any representation, warranty or recourse against the above-named creditor or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed.

To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is JOE E SLAY, or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.

The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: Bank of America, N.A., as successor by merger to BAC Home Loans Servicing, LP f/k/a Countrywide Home Loans Servicing, LP, Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, Plano, TX 75024, Telephone Number: 800-720-3758 for and on behalf of the secured creditor.

BANK OF AMERICA, N.A.

as Attorney in Fact for

JOE E SLAY

THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Attorney Contact: Rubin Lublin, LLC, 3740 Davinci Court, Suite 150, Peachtree Corners, GA 30092

Telephone Number: (877) 813-0992 Case No. BAC-12-01856-0003

www.rubinlublin.com/property-listings.php

(12/5, 12/12, 12/19, 12/26)

gpn11

Notice of Sale under Power

County of Lumpkin, State of Georgia

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Fran Sullens to Mortgage Electronic Registration Systems, Inc. as nominee for United Community Mortgage Services, Inc., its successors and assigns dated January 5, 2010 in the amount of $133,000.00, and recorded in Deed Book 1150, Page 725, Lumpkin County, Georgia Records; as last transferred to GMAC Mortgage, LLC by assignment; the undersigned, GMAC Mortgage, LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, and pursuant to O.C.G.A. Section 9-13-161(a) will on the first Wednesday in January, 2013 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 102 of the 11th District, originally Hall now Lumpkin County, Georgia, consisting of 1.00 acre, more or less, together with all improvements located thereon, and being more particularly set out as Lot 6 of the Pinewood Place Subdivision on a plat of survey prepared for William T. and Amy D. Hopkins by Chris M. Patton, Georgia Registered Land Surveyor. This plat is recorded in Plat Book 30, Page 84, Lumpkin County Records, and is incorporated herein by reference for a more detailed description. This property is conveyed subject to all easements for roads and utilities in use or of record.

which has the property address of 195 Pinewood Place, Dahlonega, Georgia,together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a).

Said property will be sold as the property of Fran Sullens and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

GMAC Mortgage, LLC

Attorney in Fact for

Fran Sullens

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

Publication Dates: 12-05-2012, 12-12-2012, 12-19-2012, 12-26-2012

File No. 12-07521 /FNMA/awilby

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(12/5, 12/12, 12/19, 12/26)

gpn11

Notice of Sale under Power

County of Lumpkin, State of Georgia

Pursuant to the Power of Sale contained in a Security Deed given by Stanley N Tyler Sr to Wells Fargo Bank, NA dated 8/10/2007 and recorded in Deed Book 1059 Page 711, Lumpkin County, Georgia records; as last transferred to Wells Fargo Bank, NA, conveying the after-described property to secure a Note in the original principal amount of $145,145.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Lumpkin County, Georgia, within the legal hours of sale on January 02, 2013 (being the first Tuesday of said month unless said date falls on a Federal Holiday), the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 985 OF THE 5TH DISTRICT, 1ST SECTION OF LUMPKIN COUNTY, GEORGIA, BEING LOT 4 OF CRAWFORD FALLS SUBDIVISION AS SHOWN ON THAT CERTAIN PLAT OF SURVEY FOR PATRICK DEVELOPMENT, LLC, BY DAVID L. RINGO, GRLS NO. 2250, DATED MARCH 3, 2005, AND RECORDED IN PLAT CABINET 1, SLIDE 133, PAGES 59-60, LUMPKIN COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 65 Miller Drive, Dawsonville, GA 30534 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Stanley N Tyler Sr or tenant or tenants.

Wells Fargo Bank, NA is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage pursuant to established guidelines.

Wells Fargo Bank, NA

Loss Mitigation

3476 Stateview Boulevard

Fort Mill, SC 29715

1-800-662-5014

Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

Wells Fargo Bank, NA as agent and Attorney in Fact for Stanley N Tyler Sr

Aldridge Connors, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1000-667491055

(12/5, 12/12, 12/19, 12/26)

gpn11

Notice of Sale under Power

County of Lumpkin, State of Georgia

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Jonothan Wheeless to Mortgage Electronic Registration Systems, Inc. as nominee for M&T Mortgage Corporation, its successors and assigns dated February 24, 2005 in the amount of $149,168.00, and recorded in Deed Book K35, Page 26, Lumpkin County, Georgia Records; as last transferred to M&T Bank by assignment; the undersigned, M&T Bank pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, and pursuant to O.C.G.A. Section 9-13-161(a) will on the first Wednesday in January, 2013 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lots 516 and 517 of the 12th District, 1st Section, Lumpkin County, Georgia, and being fully described by a plat prepared by Frederick F. Kauffman, Georgia Registered Land Surveyor, dated December 27, 1994; and as per said plat, the property contains 1.2 acres, more or less, being more particularly described as Tract 2, the subject plat being of record in Plat Book 27, Page 149, Lumpkin County records. Said plat is hereby incorporated by reference.

which has the property address of 1622 Ben Higgens Road, Dahlonega, Georgia,together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a).

Said property will be sold as the property of Jonothan Wheeless and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

M&T Bank

Attorney in Fact for

Jonothan Wheeless

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(12/5, 12/12, 12/19, 12/26)

gpn11

Notice of Sale under Power

County of Lumpkin, State of Georgia

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Scott C. Whitten to Mortgage Electronic Registration Systems, Inc. as nominee for American Mortgage Network, Inc., its successors and assigns dated October 30, 2007 in the amount of $222,050.00, and recorded in Deed Book 1070, Page 220, Lumpkin County, Georgia Records; as last transferred to Federal National Mortgage Association by assignment; the undersigned, Federal National Mortgage Association pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, and pursuant to O.C.G.A. Section 9-13-161(a) will on the first Wednesday in January, 2013 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 463 of the 12th District, 1st Section, Lumpkin County, Georgia, being known as Lot 55, Brookwoods Subdivision, as per plat recorded in Plat Cabinet One, Slide 139, Plat 161, Lumpkin County, Georgia Records, which plat is incorporated herein and made a part hereof by reference.

which has the property address of 155 Brookwoods Ln, Dahlonega, Georgia, together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a).

Said property will be sold as the property of Scott C. Whitten and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Federal National Mortgage Association

Attorney in Fact for

Scott C. Whitten

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

Publication Dates: 12-05-2012, 12-12-2012, 12-19-2012, 12-26-2012

File No. 11-03456 /FNMA/kgrant

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(12/5, 12/12, 12/19, 12/26)

gpn11

Notice of Sale under Power

County of Lumpkin, State of Georgia

By virtue of the power of sale contained in that certain Deed to Secure Debt from Floyd Wimpy to Branch Banking and Trust Company, as successor to Bank of Dahlonega, dated January 28, 1999, and recorded in Deed Book B22, Page 83, Lumpkin County, Georgia Records, re-recorded in Deed Book B27, Page 705, aforesaid records, as modified or amended, (hereinafter referred to as “Deed to Secure Debt”), there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse at Lumpkin County, Georgia, within the legal hours of sale on Wednesday, January 2, 2013, the property described on Exhibit “A” attached hereto and incorporated herein by reference. The debts secured by said Deed to Secure Debt have been and are hereby declared due and payable because of, among other possible events of default, failure to make payments. The debts remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Deed to Secure Debt first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice.

Please note that Branch Banking and Trust Company is the entity that has full authority to negotiate, amend, and modify all terms of the mortgage, and that Branch Banking and Trust Company can be contacted through the following representative:

Martin G. Quirk, Esq.

6000 Lake Forrest Drive, Suite 300

Atlanta, Georgia 30328

404-252-1425

To the best knowledge and belief of the undersigned, the Party in possession of the property is Floyd Wimpy or a tenant or tenants, and said property is more commonly known as 7.77 acres, more or less, in the Ivey Oaks Subdivision, Lumpkin County, Georgia. However, please rely only on the legal description contained in this notice for the location of the property. The undersigned reserves the right to sell the property, or any part thereof, together in its entirety or in one or more parcels as determined by the undersigned in its sole discretion.

Branch Banking and Trust Company, as successor to Bank of Dahlonega

Attorney in Fact for Floyd Wimpy

Martin G. Quirk, Esq.

Quirk & Quirk, LLC

6000 Lake Forrest Drive, Suite 300

Atlanta, Georgia 30328

(404) 252-1425

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lots 714, 715, 756, and 757 in the 12th District, 1st Section of Lumpkin County, Georgia, consisting of 15.015 acres, more or less and being more fully described and delineated according to a plat of survey prepared March 22, 2000, by Farley - Collins Associates, Georgia Registered Surveyors, which is recorded in Plat Cabinet One, Slide 46, Plat 115, Lumpkin County Records, and which is incorporated by reference herein.

This is the same property that was conveyed to Floyd Wimpy under a Warranty Deed from James Russell Ivie and Leslie M. Jones dated January 8, 1999, filed for record April 21, 2000, which is recorded in Deed Book D-25, Pages 86-87, Lumpkin County Records, and which is incorporated by reference herein.

LESS AND EXCEPT:

All that tract or parcel of land lying and being in Land Lots 714, 715, 756, and 757 of the 12th District, 1st Section, Lumpkin County, Georgia, consisting of Lots 1, 2, 3, 4, and 5, Ivy Oaks Subdivision (together with all improvements located thereon), as more particularly set out on a plat of survey dated March 22, 2000, prepared for Floyd Wimpy by William H. Collins, Georgia Registered Land Surveyor, which is recorded in Plat Cabinet 1, Slide 64, Plat 78, Lumpkin County, Georgia records.

AND FURTHER LESS AND EXCEPT:

All that tract or parcel of land described in that Quit-Claim Deed dated May 12, 2006, recorded May 18, 2006 in Deed Book W-37, page 716, Lumpkin County, Georgia records (portion of Lots 7 and 9 of Ivey Terrance Subdivision).

AND FURTHER LESS AND EXCEPT:

All that tract or parcel of land described in that Warranty Deed from Floyd Wimpy to Carlos Martin, dated January 31, 2006, filed for record February 7, 2006, recorded in Deed Book H-37, Page 53, aforesaid records (a portion of Lots 7, 8 and 9 of Ivey Terrance Subdivision).

(12/5, 12/12, 12/19, 12/26)

gpn11

Notice of Sale under Power

County of Lumpkin, State of Georgia

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Brenda Woodward to Hamilton Financial Services dated June 14, 2002, and recorded in Deed Book N29, Page 246, Lumpkin County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Union Planters Bank, NA, by Assignment, securing a Note in the original principal amount of $77,800.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Wednesday, January 2, 2013, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

That tract or parcel of land lying and being in Land Lot 459, 15th District, 1st Section of Lumpkin County, Georgia, being described as Area A containing 0.413 acres and Area B containing 0.176 acres as shown on a plat of survey for Brenda Woodward dated December 19, 2001 and recorded in Plat Book 70, Page 192B, Lumpkin County Records; said plat being incorporated herein by reference for a more complete description of the property.

Also conveyed herewith is a 2003 Clayton Applacia Sierra, 28 X 52 manufactured home, Serial Number to be determined, which is attached to and made a part of the real property.

Said property is known as 74 Arthur Anderson Road, Dahlonega, GA 30533, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The proceeds of said sale will be applied to the payment of said indebtedness and all expenses of said sale as provided in said Deed, and the balance, if any, will be distributed as provided by law.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the secured creditor.

The property is or may be in the possession of Brenda S. Woodward, successor in interest or tenant(s).

Regions Bank DBA Regions Mortgage successor by merger to Union Planters Bank, NA as Attorney-in-Fact for Brenda Woodward

File no. 12-028630

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Suite 100

Atlanta, GA 30341-3941

(770) 220-2535/CK

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(12/5, 12/12, 12/19, 12/26)

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