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Legals (May 30th edition)
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In the Superior Court

of Lumpkin County

State of Georgia

IN RE: Carol Paige Healey,

Petitioner

Civil Action File No.: 12-CV-297-PJ2,

NOTICe

Notice is hereby given that CAROL PAIGE HEALEY, the undersigned, filed a petition in the Superior Court of Lumpkin County, Georgia, on the 1st day of May, 2012, praying for a change in the name of the petitioner from CAROL PAIGE HEALEY TO CAROL PAIGE HUNT.

Notice is hereby given pursuant to law any interested or affected party to appear in said Court and to file objections to said name change. Objections must be filed with said Court within 30 days of filing said petition.

This 1st day of May, 2012

Rita Harkins

Clerk of Superior Court

(5/9, 5/16, 5/23, 5/30)

NOtice of petition

to probate will

PROBATE COURT OF LUMPKIN COUNTY

RE:

PETITION OF Lisa Lathem TO PROBATE IN SOLEMN FORM THE WILL OF Faye Bolton, DECEASED, UPON WHICH AN ORDER FOR SERVICE WAS GRANTED BY THIS COURT ON May 10, 2012

To: Christopher Thomas Bolton, all interested parties and all and singular the heirs of said decedent, and to whom it may concern:

This is to notify you to file objection, if there is any, to the above referenced petition, in this Court on or before June 11, 2012.

BE NOTIFIED FURTHER: All objections to the petition must be in writing, setting forth the grounds of any such objections. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objection; unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.

Michael A. Chastain

PROBATE JUDGE

by Shelley Willson

CLERK OF THE PROBATE COURT

325 Riley Road, Room 122

Dahlonega, Georgia 30533

706-864-3847

( 5/16, 5/23, 5/30, 6/6) 208

NOTICE OF PUBLICATION

IN THE SUPERIOR COURT OF LUMPKIN COUNTY

STATE OF GEORGIA

Jessica Elliott, PLAINTIFF

VS. Jason Elliott, DEFENDANT

CIVIL ACTION NO. 12-CV-111-LA

TO: Jason Elliott

By Order for Service by Publication dated February 13, 2012, you are hereby notified that on February 13, 2012, Jessica Elliott filed suit against you for Divorce.

You are required to file with the Clerk of Superior Court, and to serve upon the plaintiff, Jessica Elliott, 102 Roberta Avenue, Dahlonega, Georgia, 30533, an Answer in writing within sixty (60) days of the date of the Order for Publication.

WITNESS, the Honorable Lynn Akeley-Alderman, Judge of this Superior Court, this 13th day of February, 2012.

Rita Harkins

Clerk of Superior Court

Lumpkin County, Georgia

(5/16, 5/23, 5/30, 6/6) 120

Notice of Petition to Change Names of MInor Children

In the Superior Court of Lumpkin County

State of Georgia

Civil Action Case No: 2012-CV-294-PJ

Notice is hereby given that Gibson Maxmiller Mongkeya, by and through his attorney, filed a petition in the Superior Court of Lumpkin County, on the 27th day of April, 2012, to change the names of the following minor children from Sepe-Britney Gibson Mongkeya and Jack Gibson Jack to Sepe Britney Gibson and Jack Gibson. Any interested party has the right to appear in this case and file objections within the time prescribed in O.C.G.A. §19-12-1(f)(2) and 3.

This the 27th day of April, 2012.

Bonnie Lowe Jones, Esq., Attorney for Petitioner Gibson Maxmiller Mongkeya

Jones Law, LLC

PO Box 767

Dawsonville, GA 30534

Telephone 678-947-4687

Facsimile 678-807-2952

Email: bjones@JonesLawLLC.com

(5/16, 5/23, 5/30, 6/6) 133

NOTICE OF TERMINATION OF PARENTAL RIGHTS HEARING

IN THE JUVENILE COURT OF LUMPKIN COUNTY STATE OF GEORGIA

IN THE MATTER OF: Hinton Bryant Adams

DOB: 11-5-2010

SEX: male

A CHILD UNDER THE AGE OF EIGHTEEN

CASE NO. 093-12J-67A

TO:

Cortney Michelle Adams, MOTHER OF THE ABOVE-NAMED CHILD

By Order for Service by Publication dated the 11th day of MAY, 2012, you are hereby notified that on February 15, 2012, the Lumpkin County Department of Family and Children Services, Georgia Department of Human Resources, filed a Petition for Termination of Parental Rights against you as to the above-named child and this Court found it to be in the child’s best interest that the Petition be filed. This notice is being sent to you pursuant to the provisions of O.CG.A. §15-11-96. A copy of the Petition for Termination of Parental Rights may be obtained by you from the Clerk at the Lumpkin County Courthouse during business hours. The hearing on the Petition for Termination of Parental Rights is for the purpose of terminating your parental rights.

Pursuant to O.C.G.A. § 15-11-93, an order terminating the parental rights of a parent is without limit as to duration and terminates all your rights and obligations with respect to your child and all rights and obligations of your child to you arising from the parental relationship, including rights of inheritance. You are not thereafter entitled to notice of proceedings for the adoption of the child by another, nor have you any right to object to the adoption or otherwise participate in the proceedings.

This Court will conduct a final hearing upon the Petition for Termination of Parental Rights on the 8th day of August, 2012, at 10:00 a.m., at the Lumpkin County Justice Center, Dahlonega, Georgia.

The child or children and other parties involved may be represented by a lawyer at all stages of these proceedings. If you want a lawyer, you may choose and hire your own lawyer. If you want to hire a lawyer, please contact your lawyer immediately. If you want a lawyer but are not able to hire a lawyer without undue financial hardship, you may ask for a lawyer to be appointed to represent you. The Court would inquire into your financial circumstances and if the Court finds you to be financially unable to hire a lawyer, then a lawyer will be appointed to represent you. If you want a lawyer appointed to represent you, you must let the Court or the officer of this Court handling this case know that you want a lawyer immediately.

WITNESS, the Honorable Gerald W. Bruce, Judge of said Court, this the 11th day of May, 2012.

Rita Harkins, Clerk

Lumpkin County, Georgia

(5/23, 5/30, 6/6, 6/13)

NOTICE OF TERMINATION OF PARENTAL RIGHTS HEARING

IN THE JUVENILE COURT OF LUMPKIN COUNTY STATE OF GEORGIA

IN THE MATTER OF: Hinton Bryant Adams

DOB: 11-5-2010

SEX: male

A CHILD UNDER THE AGE OF EIGHTEEN

CASE NO. 093-12J-67A

TO:

John Doe, THE UNKNOWN BIOLOGICAL FATHER OF THE ABOVE-NAMED CHILD

By Order for Service by Publication dated the 11th day of MAY, 2012, you are hereby notified that on February 15, 2012, the Lumpkin County Department of Family and Children Services, Georgia Department of Human Resources, filed a Petition for Termination of Parental Rights against you as to the above-named child and this Court found it to be in the child’s best interest that the Petition be filed. This notice is being sent to you pursuant to the provisions of O.CG.A. §15-11-96. A copy of the Petition for Termination of Parental Rights may be obtained by you from the Clerk at the Lumpkin County Courthouse during business hours. The hearing on the Petition for Termination of Parental Rights is for the purpose of terminating your parental rights.

Pursuant to O.C.G.A. § 15-11-93, an order terminating the parental rights of a parent is without limit as to duration and terminates all your rights and obligations with respect to your child and all rights and obligations of your child to you arising from the parental relationship, including rights of inheritance. You are not thereafter entitled to notice of proceedings for the adoption of the child by another, nor have you any right to object to the adoption or otherwise participate in the proceedings.

Pursuant to O.C.G.A. § 15-11-96, you are advised that as a biological father who is not the legal father, you will lose all rights to the above-named child and will not be entitled to object to the termination of your parental rights to the child unless, within thirty (30) days of receipt of this notice, you file a petition to legitimate the child pursuant to O.C.G.A. § 19-7-22 and file notice of the filing of the petition to legitimate with the Lumpkin Juvenile Court. If you fail to file a Petition to Legitimate within thirty (30) days of your receipt of this notice; file a legitimation petition which is subsequently dismissed for failure to prosecute; or file a legitimation petition and the action is subsequently concluded without a court order declaring a finding that you are the legal father of the child, then this Court shall enter an order terminating all your parental rights to the child and you may not thereafter object to the termination of your rights to the child.

This Court will conduct a final hearing upon the Petition for Termination of Parental Rights on the 8th day of August, 2012, at 10:00 a.m., at the Lumpkin County Justice Center, Dahlonega, Georgia.

The child or children and other parties involved may be represented by a lawyer at all stages of these proceedings. If you want a lawyer, you may choose and hire your own lawyer. If you want to hire a lawyer, please contact your lawyer immediately. If you want a lawyer but are not able to hire a lawyer without undue financial hardship, you may ask for a lawyer to be appointed to represent you. The Court would inquire into your financial circumstances and if the Court finds you to be financially unable to hire a lawyer, then a lawyer will be appointed to represent you. If you want a lawyer appointed to represent you, you must let the Court or the officer of this Court handling this case know that you want a lawyer immediately.

WITNESS, the Honorable Gerald W. Bruce, Judge of said Court, this the 11th day of May, 2012.

Rita Harkins, Clerk

Lumpkin County, Georgia

(5/23, 5/30, 6/6)

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Arlene Parker, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 15th day of May 2012.

Roger Palmour, Administraor

583 Riverview Trail E.

Dahlonega, GA 30533

(5/23, 5/30, 6/6, 6/13)

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Julian L. Waters, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 18th day of May 2012.

Allison Layne, Executor

189 Golden Autumn Drive

Dahlonega, GA 30533

(5/23, 5/30, 6/6, 6/13)

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Betty Louise Cantrell, deceased, late o f said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 18th day of May 2012.

Marvin L. Palmer, Executor

65 Red Pine Trail

Dawsonville, GA 30534

(5/23, 5/30, 6/6, 6/13)

Application to Register a business under trade name partnership or others

County of Lumpkin

The undersigned does hereby certify that Weatherford Enterprises Georgia, LLC is conducting a business in the County of Lumpkin under the name of Weatherford Enterprises of Dahlonega. The nature of the business is Home Inspections. The names and addresses of the persons, firms or partnership owning and carrying on said trade or business are: Leslie B. Weatherford, Sr., President, 161# Janna Lane, Dahlonega, Georgia, 30533.

Ann Rupert

770-536-5417

(5/23, 5/30) 82

Appeal to Lumpkin County Board of Commissioners

Gerry Gilmore has requested that the Lumpkin County Board of Commissioners hear an appeal of a Planning Department action requiring an occupational tax certificate to operate a small lodging facility. The appeal hearing has been set for June 19th, 2012 at 5:00 pm at the Park and Recreation Building located at 365 Riley Rd.

(5/30, 6/6)

STATEMENT OF NONDISCRIMINATION

Amicalola Electric Membership Corporation is the recipient of Federal financial assistance from the Rural Utility Service, an agency of the U. S. Department of Agriculture, and is subject to the provisions of Title VI of the Civil Rights Act of 1964, as amended, Section 504 of the Rehabilitation Act of 1973, as amended, the Age Discrimination Act of 1975, as amended, and the rules and regulations of the U. S. Department of Agriculture which provide that no person in the United States on the basis of race, color, national origin, age, or disability shall be excluded from participation in, admission or access to, denied the benefits of, or otherwise be subjected to discrimination under any of this organization’s programs or activities.

The person responsible for coordinating this organization’s nondiscrimination compliance efforts is Patricia B. Evans, Executive Assistant to the President. Any individual, or specific class of individuals, who feels that this organization has subjected them to discrimination may obtain further information about the statues and regulations listed above, and/or may file a written complaint with this organization; or the Secretary, U. S. Department of Agriculture, Washington, D.C. 20250; or the Administrator, Rural Utility Service, Washington, D.C. 20250. Complaints must be filed within 180 days after the alleged discrimination. Confidentiality will be maintained to the extent possible.

(5/30) 219

Request for variance from the Land Development Regulations of Lumpkin County

William Nearpass is requesting a variance to the building setback requirements of the Land Development Regulations to construct garage at 343 Shore Drive. This request will be heard by the Lumpkin County Planning Commission on June 11th, 2012 at 6:00 pm at the Lumpkin County Administration Building located at 99 Courthouse Hill. Please enter building through the back door.

(5/30, 6/6)

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Katherine Sue Lunsford Grizzle, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 24th day of May 2012.

Vaughn Grizzle, Executor

P.O. Box 323

Dahlonega, GA 30533

(5/30, 6/6, 6/13, 6/20)

AUCTION

Armored Mini Storage

5361 Long Branch Rd.

Dahlonega, GA 30533

706-867-7534

fax 706-867-7534

Stone, Jeffery G201

Coffel, David H232

Broome, Greg D103

Edwards, Dana D113

Mannor, Thomas G192

Goodell, Tina E150

Smith, David J262

Evans, Tonya B130

Wilson, Cindy H225

Michael, Kenny B97

Sale date: June 9, 2012, at 10:00 a.m.

(5/30, 6/6) 52

Notice of Sale under power

Lumpkin County, State of Georgia

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by JOSEPH C BROWN AND TAMMY L BLACKWELL AND A/K/A JOSEPH BROWN AND A/K/A TAMMY BLACKWELL to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (¿MERS¿) AS NOMINEE FOR MARKET STREET MORTGAGE CORPORATION , dated 10/12/2006, and Recorded on 11/17/2007 as Book No. 1014 and Page No. 511-523, AS AFFECTED BY A MODIFICATION AGREEMENT IN BOOK 1021, PAGE 321, LUMPKIN County, Georgia records, as last assigned to JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO CHASE HOME FINANCE LLC, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $106,270.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the LUMPKIN County Courthouse within the legal hours of sale on the first Tuesday in June, 2012, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 29, 12TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA, CONTAINING 1.00 ACRE, WHICH PLAT IS RECORDED IN PLAT BOOK 1, PAGE 148, LUMPKIN COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE.

ALSO CONVEYED HEREWITH IS A 2006 (YEAR) HORTON (MANUFACTURER) MIRAGE (MODEL) MOBILE HOME, VEHICLE IDENTIFICATION NUMBER # H184804GL&R, WHICH HAS BEEN ATTACHED TO THE LAND IN ORDER TO BECOME REAL PROPERTY. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO CHASE HOME FINANCE LLC, 3415 VISION DRIVE, Foreclosure, COLUMBUS, OH 43219, 800-848-9136. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 270 MILL CREEK ROAD, DAHLONEGA, GEORGIA 30533 is/are: JOSEPH C BROWN AND TAMMY L BLACKWELL AND A/K/A JOSEPH BROWN AND A/K/A TAMMY BLACKWELL or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO CHASE HOME FINANCE LLC

as Attorney in Fact for

JOSEPH C BROWN AND TAMMY L BLACKWELL AND A/K/A JOSEPH BROWN AND A/K/A TAMMY BLACKWELL.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

20100187433112

BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP

15000 Surveyor Boulevard

Addison, Texas 75001

Telephone: (972) 341-5398.

(5/9, 5/16, 5/23, 5/30)

Notice of Sale under power

IN DEED TO SECURE DEBT

Lumpkin County, State of Georgia

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Krystal M. Brewster and Jeffrey D. Brewster to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $218,000.00 dated 02/22/2008, and recorded in Deed Book 1084, page 52, Lumpkin County records, said Security Deed being last transferred and assigned to CitiMortgage, Inc., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of June, 2012 by CitiMortgage, Inc., as Attorney-in-Fact for Krystal M. Brewster and Jeffrey D. Brewster the following described property:

All that tract or parcel of land lying and being in Land Lot 583 of the 12th District, 1st Section, Lumpkin County, Georgia, being Lot 24, of Crooked Creek Subdivision, as per plat thereof recorded in Plat Cabinet 1, Slide 110, Pages 186A, 187-195, Lumpkin County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description. Subject to all easements and restrictions of record; and

Being a part of the property conveyed to Crooked Creek Builders, LLC by deed dated August 9, 2005 and recorded on September 7, 2005 in Deed Book M36, Page 41, in the Office of the Clerk of the County Court of Lumpkin County, Georgia; and Being the same property conveyed to Jeffrey D. Brewster and Krystal M. Brewster, as joint tenants with right of survivorship and not as tenants in common, by deed dated July 28, 2006 and recorded on August 8, 2006 in Deed Book 999, Page 191, in the Office of the Clerk of the County Court of Lumpkin County, Georgia. Property known as: 567 Crooked Creek Drive, Dahlonega, GA 30533

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).

The property will be sold as the property of The Aforesaid Grantors subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.

Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:

CitiMortgage, Inc.

1000 Technology Drive

O’Fallon, MO 63368

PHONE: 866-272-4749

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.

To the best of the undersigned’s knowledge and belief, the party in possession is Krystal M. Brewster and Jeffrey D. Brewster.

CitiMortgage, Inc., as Attorney-in-fact for Krystal M. Brewster and Jeffrey D. Brewster.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Associates, P.C.

South Terraces, Suite 1000

115 Perimeter Center Place

Atlanta, GA 30346

Phone – (770) 392-0398

Toll Free – (866) 999-7088

www.penderlaw.com

Our File No. 12-02775

(5/9, 5/16, 5/23, 5/30)

Notice of Sale under power

Lumpkin County, State of Georgia

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Sharon L Burdick to Mortgage Electronic Registration Systems, Inc., dated April 28, 2006, recorded in Deed Book 37, Page 647, Lumpkin County, Georgia Records, as last transferred to Branch Banking and Trust Company by assignment recorded in Deed Book 1210, Page 62, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINE THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($109,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in June, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Branch Banking & Trust Company, 301 College Street, PVN #101729, Greenville, SC 29601, 800-827-3722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Sharon L Burdick or a tenant or tenants and said property is more commonly known as 30 Fireside River Trace West, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

Branch Banking and Trust Company

as Attorney in Fact for

Sharon L Burdick

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/psm 6/5/12

Our file no. 5104412-FT8

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 106 in the 1st District, originally of Habersham, and now of Lumpkin County, Georgia, consisting of 0.589 acres, more or less, and being more fully described and delineated as Lot “a-1” of Fireside Ridge Subdivision, Unit Three, Block “A”, according to a Plat of Survey for Rory Knapton, dated August 22, 1995, prepared by Michael Stewart Kelley, Georgia Registered Surveyor, No 2313, which plat is recorded in Plat Book 28, Page 164, Lumpkin County Records. Reference is made to a Warranty Deed from Rory Lind Knapton and Joyce Glean Knapton to Robbin D Hudson dated August 29, 1995, which is recorded in Deed Book D-15, Page 153, Lumpkin County Records. The property is conveyed along with and subject to all easement rights conveyed or reserved in said deed The property is subject to the Protective Covenants, Conditions and Restrictions for Fireside Ridge Subdivision, dated September 19, 1988, which is recorded in Deed Book S-7, Pages 193-216, as amended by a Supplementary Declaration which is recorded in Deed Book I-8, Pages 328-333. Reference is also made to a Deed Under Power from Robbin D Hudson to Regions bank dated June 3, 2003, which is recorded in Deed Book P-31, Pages 371-372, Lumpkin County Records. Being same property conveyed by Regions Bank to Dwayne W Mincey on January 19, 2004, recorded at Deed Book C-35, Page 53, Lumpkin County, Georgia Records. MR/psm 6/5/12 Our file no. 5104412 - FT8

(5/9, 5/16, 5/23, 5/30)

Notice of Sale under power

Lumpkin County, State of Georgia

Under and by virtue of the power of sale contained in the Security Deed from KIM DEAN COOK AND MARLANA LEE COOK, (“Borrower”) to COMMUNITY BANK & TRUST (“Lender”) dated August 10, 2007, and recorded in Deed Book 1058, Page 698, Lumpkin County Records, held by SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., pursuant to that Purchase and Assumption Agreement among the Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust, SCBT, N.A., and the Federal Deposit Insurance Corporation, dated January 29, 2010, and pursuant to Assignment from Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust to SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., conveying the realty described on Exhibit “A” attached hereto as collateral for the debt in the principal amount of $140,000.00 together with all late fees and interest from dates of execution at the rates provided therein on the unpaid balance; there will be sold by the undersigned at public outcry to the highest bidder for cash before the courthouse door at Lumpkin County Georgia, within the legal hours of sale on the first Tuesday of June, 2012 the realty in Land Lot 451 of the 15th District, Lumpkin County, Georgia, being more completely described as follows:

EXHIBIT A

All that tract or parcel of land lying and being in Land Lot 451 of the 15th District and 1st Section of Lumpkin County, Georgia, containing 2.46 acres as shown on a plat of survey prepared by Holcomb Surveying, Inc., dated February 23, 2006, in the name of Dale and Brenda Abernathy, recorded in Plat Cabinet 1, Slide 131, Page 8B of the Lumpkin County, Georgia Plat Records. Said plat being incorporated herein by reference for a more particular description.

Said property bears the address 344 BRADY EDGE ROAD, DAHLONEGA, GEORGIA 30533.

The debt secured by said Security Deed has been and is hereby declared due and payable because, among other possible events of default, of the Borrower’s failure to pay the interest and principal when due. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), and any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of Grantee, the party in possession of the property is Borrower or a tenant or tenants.

SCBT, N.A. D/B/A CBT,

a DIVISION OF SCBT, N.A

As Attorney In Fact For

KIM DEAN COOK AND MARLANA LEE COOK

/s/ Dylan E. Wilbanks Dylan E. Wilbanks

Wilbanks Law Firm, LLC

1237 S. Elm Street, Suite B

Commerce, GA 30529

PHONE: 706-335-2355

FAX: 706-243-6464

(5/9, 5/16, 5/23, 5/30)

Notice of Sale under power

Lumpkin County, State of Georgia

Under and by virtue of the Power of Sale contained in a Security Deed given by Johnny L. Dale to Mortgage Electronic Registration Systems, Inc., dated April 10, 2008, recorded in Deed Book 1090, Page 280, Lumpkin County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP, formerly known as Countrywide Home Loans Servicing, LP by assignment recorded in Deed Book 1150, Page 278, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of NINETY-NINE THOUSAND SIX HUNDRED SEVENTY-THREE AND 0/100 DOLLARS ($99,673.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in June, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Johnny Lee Dale or a tenant or tenants and said property is more commonly known as 380 Summer Glen Road, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

Bank of America, N.A. successor by merger to BAC Home Loans Servicing, LP formerly known as Countrywide Home Loans Servicing LP

as Attorney in Fact for

Johnny L. Dale

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/dlc1 6/5/12

Our file no. 53451009-FT11

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 71 of the 11th District of Lumpkin County, Georgia, containing 1.79 acres, more or less, as per plat of survey recorded in Plat Cabinet 1, Slide 91, Plat 16, Lumpkin County, Georgia records which plat is incorporated herein and made a part hereof by reference. Also conveyed herein is an easement for ingress and egress and the installation of utilities over the existing private road connecting subject property with John Garner Road. This conveyance is made subject to easements for public roads and utilities now in use. This conveyance is made subject to any easements of record or easements located on the property above described. MR/dlc1 6/5/12 Our file no. 53451009 - FT11

(5/9, 5/16, 5/23, 5/30)

Notice of Sale under power

Lumpkin County, State of Georgia

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Charles Eugene Denson, Jr. to Mortgage Electronic Registration Systems, Inc., dated September 1, 2006, recorded in Deed Book 1003, Page 239, Lumpkin County, Georgia Records, as last transferred to Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP formerly known as Countrywide Home Loans Servicing, LP by assignment recorded in Deed Book 1197, Page 694, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of EIGHTY THOUSAND SEVEN HUNDRED THIRTY-THREE AND 0/100 DOLLARS ($80,733.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in June, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Charles Eugene Denson, Jr. or a tenant or tenants and said property is more commonly known as 289 Iberian Road, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP formerly known as Countrywide Home Loans Servicing, LP

as Attorney in Fact for

Charles Eugene Denson, Jr.

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/dlc1 6/5/12

Our file no. 5346412-FT11

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 117 of the 11th District, originally Hall, now Lumpkin County, Georgia, consisting of 1.013 acres, more or less, together with all improvements located thereon, and being more particularly set out as Lot 68 of Wellington Subdivision, Phase 2B, on a plat of survey dated October 31, 1996, prepared by Donald Rex Jones, Georgia Registered Land Surveyor. This plat is recorded in Plat Cabinet 1, slide 18, Plat 160, Lumpkin County Records, and is incorporated herein by reference for a more detailed description. Together with an improvement and immovable fixture permanently attached thereto, a 1997 double wide manufactured home. This property is conveyed subject to that Declaration of Protective and Restrictive Covenants for Wellington Subdivision, Phase 2B, recorded in Deed Book A-17, Pages 276-278, Lumpkin County Records. This property is conveyed subject to all easements in use or of record. MR/dlc1 6/5/12 Our file no. 5346412 - FT11

(5/9, 5/16, 5/23, 5/30)

Notice of Sale under power

Lumpkin County, State of Georgia

Pursuant to the Power of Sale contained in a Security Deed given by Richard A Edwards and Vivian M Edwards to Wells Fargo Bank, NA dated 2/2/2006 and recorded in Deed Book 37 Page 496, Lumpkin County, Georgia records; as last transferred to Wells Fargo Bank, NA. by Assignment filed for record in Lumpkin County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $ 332,400.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in June, 2012 (June 5, 2012), the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 71 OF THE NORTH HALF OF THE 13TH DISTRICT, 1ST SECTION, DAWSON COUNTY, GEORGIA, AND 13TH DISTRICT, 1ST SECTION OF LUMPKIN COUNTY, GEORGIA, CONSISTING OF 10.00 ACRES, TRACT “A” AS SHOWN ON A PLAT FOR SCOTT HARPER, AS RECORDED IN PLAT BOOK 58, PAGE 65, DAWSON COUNTY, GEORGIA RECORDS AND IN CABINET 1, SLIDE 86, PAGE, 120 LUMPKIN COUNTY, GEORGIA RECORDS, HAVING A PHYSICAL ADDRESS OF 580 RATTLESNAKE RIDGE, DAWSONVILLE, GEORGIA, 30534. WHICH PLATS ARE INCORPORATED HEREIN BY REFERENCE AND MADE A PART HEREOF BY REFERENCE.

TOGETHER WITH A NON-EXCLUSIVE EASEMENT FOR INGRESS AND EGRESS OVER A GRAVEL DRIVE KNOWN AS RATTLESNAKE RIDGE.

THIS PROPERTY SUBJECT TO RESERVATIONS, RESTRICTIONS, COVENANTS AND CONDITIONS CONTAINED IN THAT CERTAIN INSTRUMENT RECORDED IN DEED BOOK J-14, PAGE 225, LUMPKIN COUNTY, GEORGIA RECORDS.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 580 Rattlesnake Ridge, Dawsonville, Georgia 30534 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Richard Alan Edwards and Vivian M Edwards or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

Wells Fargo Bank, NA. as agent and Attorney in Fact for Richard A Edwards and Vivian M Edwards

Aldridge Connors, LLP, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1000-6670946

(5/9, 5/16, 5/23, 5/30)

Notice of Sale under power

Lumpkin County, State of Georgia

By virtue of the power of sale contained in a Security Deed from John Eric Epperson to Mortgage Electronic Registration Systems Inc., as nominee for Homestar Financial Corp. dated November 17, 2008 recorded in Deed Book 1118, Page 193-209 , Lumpkin County Records, and last assigned to JPMorgan Chase Bank, National Association, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTY-FIVE THOUSAND THREE HUNDRED AND 00/100 ($185,300.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Lumpkin County, Georgia, during the legal hours of sale on the first Tuesday, June 5, 2012 the following described property, to wit:

All that tract or parcel of land lying and being in Land Lot 1174 of the 12th District, 1st Section of Lumpkin County, Georgia, containing 1.00 acres, more or less, as per plat of survey prepared for Georgia Springs by Henry Bailey, Georgia Registered Surveyor, dated August 18, 1984, and recorded in Plat Book 13, Page 44, Lumpkin County, Georgia Records and being labeled as Lot No. 7 on said plat of survey, which plat is incorporated herein and made a part hereof by reference.

The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorneyÌs fees, notice of intent to collect attorneyÌs fees having been given.

Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property John Eric Epperson or, a tenant or tenants, and said property was or is commonly known as 60 Georgia Avenue, Dahlonega, GA 30533.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

JPMorgan Chase Bank, National Association

As Attorney in Fact for

John Eric Epperson

Martin & Brunavs

2800 North Druid Hills Rd.

Building B, Suite 100

Atlanta, GA 30329

(404) 982-0088

M&B File No.: 11-11530

Publication Dates: May 9, 16, 23, and 30, 2012

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT.

ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(5/9, 5/16, 5/23, 5/30)

Notice of Sale under power

Lumpkin County, State of Georgia

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Joseph M. Fister and Sally A. Morgan to Homebanc Mortgage Corporation dated February 28, 2002, and recorded in Deed Book Z28, Page 37, Lumpkin County Records, said Security Deed having been last sold, assigned, transferred and conveyed to U.S. Bank National Association, as Trustee, successor in interest to Bank One, National Association, as Trustee, for CSFB 2003-AR12, by Assignment , securing a Note in the original principal amount of $153,400.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, June 5, 2012, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or parcel of land lying and being in Land Lot 79 of the 1st District (formerly Habersham County), Lumpkin County, Georgia, containing 2.67 acres, being Lot 16 as shown on a plat of survey prepared by Michael Stewart Kelley, Registered Surveyor, of Precision Land Services, dated December 4, 1995 as recorded in Plat Book Cabinet 1, Slide 36, Plat 104, Lumpkin County, Georgia Records, which plat is hereby referred to and made a part of this description.

Said property is known as 98 River Rock Drive, Dahlonega, GA 30533, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.

The property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Sally A. Morgan and Joseph M. Fister or a tenant or tenants. The proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

U.S. Bank National Association, as Trustee, successor in interest to Bank One, National Association, as Trustee, for CSFB 2003-AR12

as Attorney-in-Fact for Joseph M. Fister and Sally A. Morgan

File no. 11-025171

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Duke Building, Suite 100

Atlanta, GA 30341-3941

(770)220-2535/ASR

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

[FC-NOS]

(5/9, 5/16, 5/23, 5/30)

Notice of Sale under power

Lumpkin County, State of Georgia

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Donald W Foltz and Julia R Foltz to Mortgage Electronic Registration Systems, Inc. as nominee for Primary Capital Advisors, LC, its successors and assigns, dated September 15, 2006, recorded in Deed Book 1005, Page 412, Lumpkin County, Georgia Records and as modified by that certain Loan Modification Agreement recorded in Deed Book 1147, Page 721, Lumpkin County, Georgia Records, as last transferred to JPMorgan Chase Bank, National Association by assignment recorded in Deed Book 1208, Page 297, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED FIFTY-TWO THOUSAND AND 0/100 DOLLARS ($252,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in June, 2012, the following described property:

All that tract or parcel of land lying and being in Land Lots 306 and 307 of the 15th District, 1st Section of Lumpkin County, Georgia, consisting of 4.50 acres, more or less, together with all improvements located thereon, and being more particularly set out on a plat of survey dated November 1, 1994, prepared for Harry J. and Dawn A. Parks, by Marshall Mahone, Land Surveyor. This plat is recorded in Plat Book 27, Page 137, Lumpkin County Records, and is incorporated herein by reference for a more detailed description.

This property is conveyed subject to all easements for roads and utilities in use or of record. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). JPMorgan Chase Bank, National Association can be contacted at 800-848-9136 or by writing to 7255 Baymeadows Way, Jacksonville, FL 32256, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Donald W Foltz and Julia R Foltz or a tenant or tenants and said property is more commonly known as 327 Wildlife Trail, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

JPMorgan Chase Bank, National Association

as Attorney in Fact for

Donald W Foltz and Julia R Foltz

Johnson & Freedman, LLC

1587 Northeast Expressway

Atlanta, Georgia 30329

(770) 234-9181

www.jflegal.com

MSP/ng4 6/5/12

Our file no. 1856511-FT20

(5/9, 5/16, 5/23, 5/30)

Notice of Sale under power

Lumpkin County, State of Georgia

Because of the default in the payment of a note executed by Teresa M. Gillespie secured by a deed to secure debt executed by Teresa M. Gillespie to Mariah Construction, LLP., dated February 15, 2010, and recorded in the Clerk’s Office of Lumpkin County, Georgia, in Deed Book 1154, pages 198-199, the undersigned has declared the full unpaid amount of the indebtedness secured by said deed due and payable, and acting under the power of sale contained in said deed, for the purpose of paying said indebtedness, will on the first Tuesday in June, 2012 during the legal hours of sale at the Courthouse in Lumpkin County, Georgia, sell at public outcry to the highest bidder for cash, the land described in said deed, to wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 46, OF THE 11TH DISTRICT, ORIGINALLY HALL NOW LUMPKIN COUNTY, GEORGIA, CONSISTING OF 1.611 ACRES, MORE OR LESS, BEING MORE FULLY DESCRIBED AND DELINEATED AS LOT #21 ON A PLAT OF SURVEY OF THE SHERWOOD FOREST SUBDIVISION, PHASE ONE, PREPARED BY DONALD REX JONES, GEORGIA REGISTERED LAND SURVEYOR #2396, DATED JUNE 22, 2000, AND RECORDED IN CABINET 1, SLIDE 50, PLAT 188, LUMPKIN COUNTY RECORDS, SAID PLAT IS INCORPORATED REFERENCE HEREIN. THIS INCLUDES FLEETWOOD GAFL235A87940EA11 & GAFL235B87940EA11 DOUBLEWIDE MODEL 3483B.

THIS CONVEYANCE IS MADE SUBJECT TO THAT CERTAIN DECLARATION OF PROTECTIVE COVENANTS FOR THE SHERWOOD FOREST SUBDIVISION, WHICH IS RECORDED IN CABINET 1, SLIDE 50, PLAT 187-B AND 188, LUMPKIN COUNTY RECORDS.

To the best knowledge and belief of the undersigned, the physical address of the above described property is 79 ROBIN HOOD DRIVE, MURRAYVILLE, GEORGIA 30564

Notice has been given of intention to collect attorney’s fees in accordance with the terms of the note secured by said deed to secure debt.

This sale will be held subject to any unpaid taxes or other assessments which may be liens against said property.

Said property will be sold as the property of Teresa M. Gillespie, and the proceeds of said sale shall be applied first to the payment in full of said indebtedness, next, to the payment of all expenses connected with said sale, and the remainder, if any, shall be paid as provided in said deed to secure debt.

Angela Grant Clark, Attorney at Law Mariah Construction, LLP., as Attorney in fact for Teresa M. Gillespie

121 Lumpkin County Parkway

Dahlonega, GA 30533

(5/9, 5/16, 5/23, 5/30)

Notice of Sale under power

Lumpkin County, State of Georgia

Pursuant to the Power of Sale contained in a Security Deed given by John J Grizzle and Shirley R. Grizzle to Wells Fargo Bank, N.A. dated 6/12/2006 and recorded in Deed Book 990 Page 711, LUMPKIN County, Georgia records; as last t4ransferred to Wells Fargo Bank, NA by Assignment filed for record in LUMPKIN County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $ 103,377.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of LUMPKIN County, Georgia, within the legal hours of sale on the first Tuesday in June, 2012 (June 5, 2012), the following described property:

All That Tract or Parcel of Land Lying and Being in Land Lot 122, 1st District, Lumpkin County, Georgia, being 2.0 acres, more or less, according to a plat of survey prepared for John C. Hubbs by Henry Bailey, Georgia Registered Land Surveyor, dated Match 17,1976, recorded in Plat Book 4, Page 182, Lumpkin County, Georgia Records. Said plat and the recording thereof are incorporated herein by reference. Said conveyance includes all improvements now located on said parcel, including, but not limited to, a 2001 Fleetwood Manufactured Home as permanently affixed thereto with all foundation, underpinning, decks, porches and stairs.

This conveyance is subject to all zoning ordinances, easements and restrictions of record affecting subject property. This conveyance is subject to that Road Maintenance Agreement for Winter’s Mountain filed at Deed Book R 6, Page 159-162, Lumpkin County, Georgia records.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 1164 Winters Mountain, Dahlonega, Georgia 30533 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): John J Grizzle and Shirley R. Grizzle or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

Wells Fargo Bank, NA as agent and Attorney in Fact for John J Grizzle and Shirley R. Grizzle

Aldridge Connors, LLP, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1000-6670350

(5/9, 5/16, 5/23, 5/30)

Notice of Sale under power

Lumpkin County, State of Georgia

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by James L Hansard and Rhonda L Hansard to Mortgage Electronic Registration Systems, Inc., dated December 18, 2003, recorded in Deed Book X32, Page 437, Lumpkin County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. by assignment recorded in Deed Book 1196, Page 236, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTEEN THOUSAND AND 0/100 DOLLARS ($115,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in June, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is James L Hansard and Rhonda L Hansard or a tenant or tenants and said property is more commonly known as 72 Wedgewood Lane, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

Wells Fargo Bank, N.A.

as Attorney in Fact for

James L Hansard and Rhonda L Hansard

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/stm 6/5/12 Our file no. 5288112-FT7

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 127 and 128 of the 11th District of Lumpkin County, being designated as Tract B, containing 2 acres, more or less, according to a Plat of Survey recorded in Plat Cabinet 1, Slide 73, Page 43A, Lumpkin County, Georgia records, which plat is incorporated herein by reference for a more complete metes and bounds description of subject property. MR/stm 6/5/12 Our file no. 5288112 - FT7

(5/9, 5/16, 5/23, 5/30)

Notice of Sale under power

Lumpkin County, State of Georgia

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Marion Lord Hardy and Robert E. Hardy to The Mortgage People Co. dated June 16, 2003 in the amount of $75,000.00, and recorded in Deed Book S31, Page 284, Lumpkin County, Georgia Records; as last transferred to JPMorgan Chase Bank, National Association by assignment; the undersigned, JPMorgan Chase Bank, National Association pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in June, 2012 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 107, 15th District, Lumpkin County, Georgia and being fully described as Lot 5 on a plat prepared by Warren Kelly, Georgia Registered Land Surveyor, dated December 23, 1989 and as per said plat the property contains 1.250 acres more or less, the subject plat being of record in Plat Book 21, Page 250, Lumpkin County Records. Said plat is incorporated herein by reference.

Also conveyed is a non-exclusive right to use water from an existing well on other property of Robert E. Jewart and Verna L. Jewart and a 10-Foot wide waterline maintenance easement, five (5) Feet on either side of the centerline of the waterline as determined by Robert E. Jewart and Verna L. Jewart, together with the right to maintain said waterline and its water source well. Robert E. Hardy and Marion Lord Hardy covenant and agree to pay a prorate share of the monthly expenses of the operation of the well and water source, pump and well apparatus, and waterline maintenance. Further, they covenant and agree to execute all papers necessary to form a community water system, water rights, and waterline and maintenance easements from the water source on other property of Robert E. Jewart and Verna L. Jewart and in conjunction with other landowners of lots depicted on the hereinabove referenced plat of survey.

Also conveyed is the non-exclusive right of ingress and egress via an existing 20-Foot private road and road easement over and upon other property of Robert E. Jewart and Verna L. Jewart, a portion of said 20-Foot easement being shown and depicted on a plat of survey dated September 16, 1991, conducted by Roy A. Terrell, R.S. for Robert E. Jewart and Verna L. Jewart, recorded in Plat Book 23, Page 213, Lumpkin County, Georgia Deed Records. Said 20-Foot existing road and road easement also traverses the Northerly portion of Lots 2, 3, and 4 of the Jewart Subdivision Property as shown non plat of survey dated December 23, 1989, recorded in Plat Book 21, Page 250, Lumpkin County Georgia Deed Records. The non-exclusive right of ingress and egress herein conveyed extends 10 Feet from the centerline of said 20-Foot Road easement as same is shown on the September 16, 1991 plat of survey aforesaid and as said road exists across Lots 2, 3 and 4 of the Jewart Subdivision as shown on the aforesaid plat of survey, recorded in Plat Book 21, Page 250, Lumpkin County, Georgia Deed Records. Robert E. Hardy and Marion Lord Hardy covenant and agree to pay a pro-rata share of the annual road maintenance expenses for the maintenance of said 20-Foot private road. They further covenant and agree to execute a reciprocal Right-of-Way and road maintenance agreement regarding said private road on other property of Robert E. Jewart and Verna L. Jewart and in conjunction with the property owners of Lots 2, 3, and 4 of the Jewart Subdivision depicted on the hereinabove referenced plat of survey of December 23, 1989.

This conveyance is made subject to easements for public roads and utilities now in use and rights of upper and lower riparian owners in and to the Waters of Dicks Creek, the centerline of which forms the Southerly boundary of the hereinabove conveyed property free from diminution and pollution. This conveyance is made subject to any easements of records or easements located on the property above described.

which has the property address of 1714 Dicks Creek Road, Cleveland, Georgia, together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Marion Lord Hardy and Robert E. Hardy and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

JPMorgan Chase Bank, National Association

Attorney in Fact for

Marion Lord Hardy and Robert E. Hardy

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

Publication Dates:05-08-2012, 05-15-2012, 05-22-2012, 05-29-2012

File No. 10-23693 /FHLMC/sstojanovic

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(5/9, 5/16, 5/23, 5/30)

Notice of Sale under power

Lumpkin County, State of Georgia

Pursuant to the Power of Sale contained in a Security Deed given by Mark Hardy aka Mark A. Hardy and Wendy Hardy aka Wendy S. Hardy to Wells Fargo Bank, N.A. dated 6/24/2009 and recorded in Deed Book 1136 Page 73, LUMPKIN County, Georgia records; as last transferred to Wells Fargo Bank, NA by Assignment filed for record in LUMPKIN County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $ 175,300.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of LUMPKIN County, Georgia, within the legal hours of sale on the first Tuesday in June, 2012 (June 5, 2012), the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 38 OF THE 13TH DISTRICT, 1ST SECTION OF LUMPKIN COUNTY, GEORGIA, BEING LOT 39 OF GREENWOOD PARK SUBDIVISION, AS SHOWN IN A PLAT OF SAID SUBDIVISION RECORDED IN PLAT CABINET 1, SLIDE 86, PAGES 107B, 108-113, LUMPKIN COUNTY RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE FOR A MORE COMPLETE DESCRIPTION OF SAID PROPERTY.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 581 Greenwood Pkwy, Dawsonville, Georgia 30534 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Mark A Hardy and Wendy S. Hardy or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

Wells Fargo Bank, NA as agent and Attorney in Fact for Mark Hardy aka Mark A. Hardy and Wendy Hardy aka Wendy S. Hardy

Aldridge Connors, LLP, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1000-6620797

(5/9, 5/16, 5/23, 5/30)

Notice of Sale under power

Lumpkin County, State of Georgia

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by ELISEO HERNANDEZ AND GLENDA FLOWERS to NORWEST MORTGAGE, INC. , dated 10/22/1999, and Recorded on 11/03/1999 as Book No. A24 and Page No. 87, LUMPKIN County, Georgia records, as last assigned to WELLS FARGO BANK, N.A. SUCCESSOR BY MERGER TO WELLS FARGO HOME MORTGAGE, INC., FORMERLY KNOWN AS NORWEST MORTGAGE INC., by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $85,296.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the LUMPKIN County Courthouse within the legal hours of sale on the first Tuesday in June, 2012, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 715 IN THE 12TH DISTRICT, 1ST SECTION OF LUMPKIN COUNTY, GEORGIA, CONTAINING 2.0 ACRES, MORE OR LESS, AND BEING MORE FULLY DESCRIBED AND DELINEATED ACCORDING TO A PLAT OF SURVEY PREPARED JANUARY 19, 1977, BY HENRY GRADY JARRARD, GEORGIA REGISTERED SURVEYOR, WHICH IS RECORDED IN PLAT BOOK 5, PAGE 693, LUMPKIN COUNTY RECORDS, WHICH IS INCORPORATED BY REFERENCE HEREIN.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: WELLS FARGO BANK, N.A., ONE HOME CAMPUS, Foreclosure, DES MOINES, IA 50328, 803-396-6000. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 474 IVY TERRACE, DAHLONEGA, GEORGIA 30533 is/are: ELISEO HERNANDEZ AND GLENDA FLOWERS or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

WELLS FARGO BANK, N.A. SUCCESSOR BY MERGER TO WELLS FARGO HOME MORTGAGE, INC., FORMERLY KNOWN AS NORWEST MORTGAGE INC.

as Attorney in Fact for

ELISEO HERNANDEZ AND GLENDA FLOWERS.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

20120058300074

BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP

15000 Surveyor Boulevard

Addison, Texas 75001

Telephone: (972) 341-5398.

(5/9, 5/16, 5/23, 5/30)

Notice of Sale under power

Lumpkin County, State of Georgia

By virtue of the power of sale contained in a Deed to Secure Debt by TENNIA F KELLY to US Bank National Association ND, dated September 14, 2009 and filed for record September 22, 2009 in Deed Book 1142, Page 651, Lumpkin County, Georgia records, and securing a Note in the original principal amount of $480,000.00; there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Lumpkin County, Georgia, between the legal hours of sale on the first Tuesday in June, 2012, by U.S. Bank National Association ND as Attorney-in-Fact for TENNIA F KELLY the following property to-wit:

TRACT ONE:

ALL THAT TRACT or parcel of land lying and being in Land Lot 52 of the 11th Land District, Lumpkin County, Georgia containing 4.77 acres on Parks Drive (comprised of a 4.06 acre tract and a 0.71 acre tract) as shown on a plat prepared for Ronald and Jean Underwood by Owen Patton, Georgia Registered Land Surveyor dated March 16, 1990, recorded in Plat Book 21, Page 186 of the Lumpkin County, Georgia Plat Records, reference to said plat and the record thereof is hereby incorporated for a more complete description of the subject property (which is inclusive of both tracts as shown on the above plat).

TRACT TWO:

ALL THAT TRACT or parcel of land lying and being in Land Lot 52 of the 11th Land District of Lumpkin County, Georgia, containing 0.60 acres on Parks Drive as shown on ap lat prepared for Ronald and Jean Underwood by Owen Patton, Georgia Registered Land Surveyor dated September 11, 1991, recorded in Plat Book 23, Page 203, of the Lumpkin County, Georgia Plat Records, reference to said plat and the record thereof is hereby incorporated for a more complete description of the subject property.

The properties referenced above are also together commonly known as 535 Parks Drive according to the present system of numbering properties in Lumpkin County, Georgia.

Said property is subject to all easements, covenants, and restrictions of record, if any.

The above described property is also known as 535 PARKS DRIVE, DAHLONEGA, GA 30533.

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney’s fees, if applicable.

The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record; all valid zoning ordinances; matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.

Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows:

U.S. Bank National Association ND

205 West 4th Street

Suite 500

Cincinnati, OH 45202

Telephone number: 1-888-456-2622



The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require U.S. Bank National Association, ND to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.

U.S. Bank National Association ND

as Attorney-in-Fact for

TENNIA F KELLY

SHUPING, MORSE & ROSS, L.L.P.

By: S. Andrew Shuping, Jr.

6259 Riverdale Road, Suite 100

Riverdale, GA 30274

770-991-0000

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT.

ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(5/9, 5/16, 5/23, 5/30)

Notice of Sale under power

Lumpkin County, State of Georgia

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Benjamin Lier and Jennifer Lier to Wells Fargo Bank, N.A., dated April 6, 2007, recorded in Deed Book 1037, Page 61, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-EIGHT THOUSAND THREE HUNDRED TWENTY AND 0/100 DOLLARS ($138,320.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in June, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Jennifer Lier and Ben Lier or a tenant or tenants and said property is more commonly known as 142 Pine Tree Drive, Dawsonville, Georgia 30534. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

Wells Fargo Bank, N.A.

as Attorney in Fact for

Benjamin Lier and Jennifer Lier

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/stm 6/5/12

Our file no. 5207112-FT7

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 854 of the 5th District, 1st Section of Lumpkin County, Georgia, being Lot 54 of Mill Creek Station Subdivision, as per plat of survey recorded in Plat Cabinet 1-119, Page 178, Lumpkin County, Georgia Records, which plat is incorporated herein by reference for a more complete description of said property. MR/stm 6/5/12 Our file no. 5207112 - FT7

(5/9, 5/16, 5/23, 5/30)

Notice of Sale under power

Lumpkin County, State of Georgia

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Stephanie Molter and John Molter to Mortgage Electronic Registration Systems, Inc., dated December 21, 2006, recorded in Deed Book 1019, Page 607, Lumpkin County, Georgia Records, as last transferred to Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP by assignment recorded in Deed Book 1197, Page 691, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-ONE THOUSAND TWO HUNDRED THIRTEEN AND 0/100 DOLLARS ($171,213.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in June, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Stephanie Molter or a tenant or tenants and said property is more commonly known as 15 Hickory Ridge Ct, Dawsonville, Georgia 30534. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP

as Attorney in Fact for

Stephanie Molter and John Molter

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/rao1 6/5/12

Our file no. 5376012-FT11

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 227 of the 13th District, 1st Section of Lumpkin County, Georgia, consisting of 1.016 acres, more or less, together with all improvements located thereon, and being more particularly set out as Lot 14 of the Hickory Ridge Subdivision on a plat of survey dated August 1, 1992, prepared by Michael Stewart Kelley, Georgia Registered Land Surveyor. This plat is recorded in Plat Book 26, Page 109, Lumpkin County, Records and is incorporated herein by reference for a more detailed description. Also conveyed is perpetual non-exclusive easement for water service from the well depicted as the Community Well and Pump House on the above-referenced plat of survey. This easement shall include the right to install water lines from the above-described property to the well, along with the right to maintain water lines. This property is conveyed subject to all easements is use or of record. This property is conveyed subject to the Restrictive Covenants affecting Hickory Ridge Subdivision, recorded in Deed Book V-16, Page 316, Lumpkin County, Georgia Records. MR/rao1 6/5/12 Our file no. 5376012 - FT11

(5/9, 5/16, 5/23, 5/30)

Notice of Sale under power

Lumpkin County, State of Georgia

By virtue of a Power of Sale contained in that certain Security Deed from ROGER CHARLES MOONEY AND CATHY L. MOONEY to Mortgage Electronic Registration Systems, Inc., acting solely as nominee for United Community Bank, D/B/A United Community Mortgage Services, Inc., dated May 14, 2008, recorded June 9, 2008, in Deed Book 1097, Page 298, Lumpkin County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Eighty-Eight Thousand Five Hundred Eight and 00/100 dollars ($88,508.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in June, 2012, all property described in said Security Deed including but not limited to the following described property:



ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 177 OF THE 11TH DISTRICT OF LUMPKIN COUNTY, GEORGIA. BEING LOT 6, PHASE 1 OF STONEHENGE SUBDIVISION, CONTAINING 1.01 ACRES AS PER PLAT OF SURVEY RECORDED IN PLAT BOOK 18, PAGE 52, LUMPKIN COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE.

ALSO CONVEYED HEREWITH IS A 1998 SOUTHWIND DYNASTY MOBILE HOME VEHICLE IDENTIFICATION NUMBER #H800521GLR, WHICH HAS BEEN ATTACHED TO THE LAND IN ORDER TO BECOME REAL PROPERTY.

THIS PROPERTY SUBJECT TO RESERVATIONS, RESTRICTIONS, COVENANTS AND CONDITIONS CONTAINED IN THAT CERTAIN INSTRUMENT RECORDED IN DEED BOOK B-7, PAGE 80-85, LUMPKIN COUNTY, GEORGIA RECORDS.

Said legal description being controlling, however the property is more commonly known as 174 CHARLIE JACKSON ROAD, DAHLONEGA, GA 30533.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold on an “as-is” basis without any representation, warranty or recourse against the above-named creditor or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed.

To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is ROGER CHARLES MOONEY AND CATHY L. MOONEY, or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.

The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is:

Lender Contact: BAC, Loss Mitigation Dept., P.O. Box 940070, Simi Valley, CA 93094-0070

Telephone Number: 800-720-3758

BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP

as Attorney in Fact for

ROGER CHARLES MOONEY AND CATHY L. MOONEY

THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Attorney Contact: Rubin Lublin Suarez Serrano, LLC, 3740 Davinci Court, Suite 400, Norcross, GA 30092

Telephone Number: (877) 813-0992 Case No. BAC-10-11098-0001

Ad Run Dates 05/09/2012, 05/16/2012, 05/23/2012, 05/30/2012

www.rubinlublin.com/property-listings.php

(5/9, 5/16, 5/23, 5/30)

Notice of Sale under power

Lumpkin County, State of Georgia

By virtue of the power of sale contained in that certain Georgia Security Deed and Security Agreement from River Junction, LLC to Branch Banking and Trust Company dated March 21, 2008, and recorded in Deed Book 1089, Page 159, Lumpkin County, Georgia Records, (hereinafter referred to as “Deed to Secure Debt”), there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse at Lumpkin County, Georgia, within the legal hours of sale on Tuesday, June 5, 2012, the property described on Exhibit “A” attached hereto and incorporated herein by reference. The debts secured by said Deed to Secure Debt have been and are hereby declared due and payable because of, among other possible events of default, failure to make payments. The debts remaining in default, this sale will be made from the purpose of paying the same and all expenses of this sale, including attorney’s fees.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, and assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Deed to Secure Debt first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice.

To the best knowledge and belief of the undersigned, the Party in possession of the property is River Junction, LLC or a tenant or tenants, and said property is 1808-1810 South Chestatee Street, Lumpkin County, Georgia. However, please rely only on the legal description contained in this notice for the location of the property. Please be advised that, if the property contains multiple lots or parcels, the undersigned reserves the right to sell the properties separately or together.

Branch Banking and Trust Company

Attorneys in Fact for River Junction, LLC

Martin G. Quirk, Esq.

Angela Hurley Barber, Esq.

Quirk & Quirk, LLC

300 Century Springs West

6000 Lake Forrest Drive, N.W.

Atlanta, Georgia 30328

(404) 252-1425

EXHIBIT “A”

(Loan to RIVER JUNCTION, LLC – Two Tracts, South Chestatee Street)

TRACT ONE: All that tract or parcel of land lying and being in land lying and being in Land Lot 992 in the 12th District, 1st Section of Lumpkin County, Georgia, consisting of 1.338 acres, more or less, together with all improvements located thereon, and being more fully described and delineated according to a plat of survey prepared January 31, 1986, and revised August 11, 1994, by Farley – Collins Associates, Georgia Registered Surveyors, which is recorded in Plat Book 27, Page 49, Lumpkin County Records, and which is incorporated by reference herein. This is the same property that was conveyed in a Warranty Deed from Harold Hansard to Wayne Gibson dated May 11, 1996, which is recorded in Deed Book D-16, Page 140, Lumpkin County Records, and which is incorporated by reference herein.

TRACT TWO: All that tract or parcel of land lying and being in Land Lot 992 in the 12th District, 1st Section of Lumpkin County, Georgia, consisting of one-half acre, more or less, together with all improvements located thereon, and being the same property that was conveyed in two Warranty Deeds from Mary Jane Cantrell Satterfield and from Thomas Freeman Cantrell and Dennis David Cantrell to Hoyt Wayne Gibson dated January 30, 1996, and March 1, 1999, which are recorded in Deed Book P-15, Pages 120-121; and Deed Book F-22, Pages 165-166; Lumpkin County Records, and which are incorporated by reference herein. This is the same property that was conveyed in a Warranty Deed from Mrs. Lela Jarrard to Annie Gwen Cantrell dated May 26, 1960, which is recorded in Deed Book J-2, Pages 169-70, Lumpkin County Records, and which is incorporated by reference herein.

(5/9, 5/16, 5/23, 5/30)

Notice of Sale under power

Lumpkin County, State of Georgia

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Bryan T. Schoonmaker to Mortgage Electronic Registration Systems, Inc., as nominee for Sunshine Mortgage Corporation, its successor and assigns, dated January 7, 2005, recorded in Deed Book B35, Page 80, Lumpkin County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment recorded in Deed Book 1172, Page 147, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETY-SEVEN THOUSAND NINE HUNDRED TEN AND 0/100 DOLLARS ($197,910.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in June, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: JPMorgan Chase Bank, National Association, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Bryan T. Schoonmaker or a tenant or tenants and said property is more commonly known as 450 Lake Laurel Drive, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

JPMorgan Chase Bank, National Association successor by merger to Chase Home Finance LLC

as Attorney in Fact for Bryan T. Schoonmaker

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/sk0 6/5/12

Our file no. 52366610-FT18

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 126 and 127 of the 11th District of Lumpkin County, Georgia, being Lot 40, Laurel Forest Subdivision, as per plat recorded in Plat Cabinet 1, Slide 72, Plat 31, Lumpkin County, Georgia records, which plat is incorporated herein and made a part hereof by reference. MR/sk0 6/5/12 Our file no. 52366610 - FT18

(5/9, 5/16, 5/23, 5/30)

Notice of Sale under power

Lumpkin County, State of Georgia

Pursuant to the Power of Sale contained in a Security Deed given by Matthew P. Singley to Mortgage Electronic Registration Systems, Inc. as nominee for Homestar Financial Corp., A Corporation dated 2/27/2009 and recorded in Deed Book 1122 Page 585-596, Lumpkin County, Georgia records; as last transferred to JPMorgan Chase Bank, National Association by Assignment filed for record in Lumpkin County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $194,413.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in June, 2012 (June 05, 2012), the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 414 OF THE 15TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA, AND BEING LOT 8, CONTAINING 1.17 ACRES, MORE OR LESS, AS SHOWN ON A PLAT OF SURVEY BY MICHAEL STEWART KELLEY, G.R.L.S., DATED JULY 25, 2005, RECORDED IN PLAT CABINET ONE, SLIDE 118, PLAT 154, LUMPKIN COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART OF THE RECORD HEREOF BY REFERENCE.

THE SUBJECT PROPERTY IS RESTRICTED FROM MOBILE HOMES OF ANY TYPE. THIS CONVEYANCE IS MADE SUBJECT TO EASEMENTS FOR PUBLIC ROADS AND UTILITIES NOW IN USE.

THIS CONVEYANCE IS MADE SUBJECT TO ANY EASEMENTS OF RECORD OR EASEMENTS LOCATED ON THE PROPERTY ABOVE DESCRIBED.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 5330 Cavender Creek Road, Dahlonega, GA 30533 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Matthew P. Singley or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

JPMorgan Chase Bank, National Association as agent and Attorney in Fact for Matthew P. Singley.

Aldridge Connors, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1031-66262.

(5/9, 5/16, 5/23, 5/30)

STATE OF GEORGIA

COUNTY OF LUMPKIN

Notice of Sale under power

By virtue of the power of sale contained in that certain Security Deed (as modified, hereinafter the “Security Deed”) from STA Enterprises, Inc. to Integrity Bank (with RES-GA ELEVEN, LLC as assignee of Multibank 2009-1 RES-ADC Venture, LLC (“Multibank”), as assignee from Federal Deposit Insurance Corporation (“FDIC”), as receiver for Integrity Bank), dated May 23, 2007, recorded at Deed Book 1045, Page 192, Lumpkin County, Georgia records; said Security Deed being given to secure indebtedness under those two (2) certain Promissory Notes (collectively, as modified and renewed, hereinafter the “Notes”) from STA Enterprises, Inc. to Integrity Bank (with RES-GA ELEVEN, LLC as assignee of Multibank, as assignee from FDIC, as receiver for Integrity Bank), each being dated May 23, 2007, and each modified on May 23, 2008, in the aggregate, original principal amount of THREE HUNDRED NINETY THOUSAND AND NO/100 DOLLARS ($390,000.00), with interest on the unpaid balance from the date thereof until maturity or until paid, together with all other amounts payable with respect thereto; there will be sold by the undersigned at public outcry to the highest bidder, for cash before the Courthouse door in Dahlonega, Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in June, 2012, the property being more fully described as follows:

All that tract or parcel of land lying and being in Land Lot 89 of the 13th District, 1st Section of Lumpkin County, Georgia, and being more particularly described as all of Lots 2 and 32 of Greenwood Glen Subdivision, as per plat recorded in Plat Cabinet 1, Slide 137, Pages 129B-131, Lumpkin County, Georgia records, which plat is incorporated herein and made a part hereof for all purposes.

The debt secured by said Notes and Security Deed has been and is hereby declared due and payable in full because of, among other possible events of default, non payment of principal and interest owed in accordance with the terms of the Notes and the Security Deed. The indebtedness remaining in default, this sale will be made for purposes of paying the same and all expenses of this sale, including attorney’s fees.

To the best knowledge and belief of the undersigned, the subject property is in the possession of STA Enterprises, Inc. or parties claiming by, through or under STA Enterprises, Inc.

Said property will be sold as the property of STA Enterprises, Inc. on an “as is, where is” basis, without recourse and without representation or warranty, express or implied, of any nature whatsoever with respect thereto and will be sold subject to all unpaid taxes, assessments, and any superior items of record, as well as any matters as would be revealed by an accurate survey and inspection of the subject property.

RES-GA ELEVEN, LLC, a Georgia limited liability company,

As Attorney in Fact for

STA Enterprises, Inc.

c/o Eitan Ovadia, Esq.

Hartman Simons & Wood LLP

6400 Powers Ferry Road, N.W.

Suite 400

Atlanta, Georgia 30339

(770) 955-3555

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(5/9, 5/16, 5/23, 5/30)

Notice of Sale under power

Lumpkin County, State of Georgia

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Terry Stapleton and Amy Stapleton to Mortgage Electronic Registration Systems, Inc., dated January 3, 2007, recorded in Deed Book 1023, Page 537, Lumpkin County, Georgia Records, as last transferred to Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP formerly known as Countrywide Home Loans Servicing LP by assignment recorded in Deed Book 1195, Page 78, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-SIX THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($176,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in June, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Terry Stapleton and Amy Stapleton or a tenant or tenants and said property is more commonly known as 133 Corbin Ln, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP formerly known as Countrywide Home Loans Servicing LP

as Attorney in Fact for

Terry Stapleton and Amy Stapleton

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/kc9 6/5/12 Our file no. 51267211-FT14 EXHIBIT “A” All that tract or parcel of land lying and being in Land Lot 205 of the 15th District, 1st Section of Lumpkin County, Georgia, being 1.407 acres, more or less, and being more particularly set out as Lot 3-A on a Plat of Survey dated October 26, 2004, prepared for Michael R. Glean, by Randall E. Nichols, Georgia Registered Land Surveyor, recorded in Plat Cabinet 1, Slide 107, Plat 129B, Lumpkin County, Georgia Records. Address: 133 Corbin Ln.; Dahlonega, GA 30533 Tax Map or Parcel ID No.: 089-126 MR/kc9 6/5/12 Our file no. 51267211 - FT14

(5/9, 5/16, 5/23, 5/30)

Notice of Sale under power

Lumpkin County, State of Georgia

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Scott Sugarman and Helen E. Horner to Mortgage Electronic Registration Systems, Inc., dated December 13, 2007, recorded in Deed Book 1079, Page 445, Lumpkin County, Georgia Records, as last transferred to Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP by assignment recorded in Deed Book 1204, Page 203, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of NINETY-ONE THOUSAND SIX HUNDRED THREE AND 0/100 DOLLARS ($91,603.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in June, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Scott M. Sugarman or a tenant or tenants and said property is more commonly known as 57 Tracy Grizzle Road, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

Bank of America, N.A., Successor by Merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP

as Attorney in Fact for

Scott Sugarman and Helen E. Horner

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/sdw 6/5/12

Our file no. 5400912-FT11

EXHIBIT “A” All that tract or parcel of land lying and being in Land Lot 429, 15th District, 1st Section Lumpkin County, Georgia and being fully described by a plat prepared by Douglas R. Sherrill, Georgia Registered Land Surveyor, dated December 6, 2006; and as per said plat, the property contains 1.01 acres, more or less, being more particularly described as Lot 1, the subject plat being of record in plat Cabinet One, Slide 142, Plat 25, Lumpkin County Records. Said Plat is hereby incorporated by reference. This conveyance is made subject to easements for public roads and utilities now in use. This conveyance is made subject to any easements of records or easements located on the property above described. MR/sdw 6/5/12 Our file no. 5400912 - FT11

(5/9, 5/16, 5/23, 5/30)

Notice of Sale under power

Lumpkin County, State of Georgia

Notice of Sale Under Power.

State of Georgia,

County of LUMPKIN.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by PAUL L TULLIS JR to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) AS NOMINEE FOR PROFESSIONAL LENDING, LLC , dated 12/10/2009, and Recorded on 01/11/2010 as Book No. 1150 and Page No. 500, LUMPKIN County, Georgia records, as last assigned to JPMORGAN CHASE BANK, N.A., by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $87,755.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the LUMPKIN County Courthouse within the legal hours of sale on the first Tuesday in June, 2012, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 1066 OF THE 12TH DISTRICT, IST SECTION OF VANN’S INN SUBDIVISION, LUMPKIN COUNTY, GEORGIA, BEING LOT 19A CONTAINING 0.039 ACRES, MORE OR LESS, AS PER A PLAT OF SURVEY PREPARED FOR JAMES D. AND JOAN WATSON BY MARSHALL MAHONE, LUMPKIN COUNTY, SURVEYOR, DATED MAY 7, 1992, RECORDED IN PLAT BOOK 28, PAGE 25, LUMPKIN COUNTY RECORDS AND BEING LABELED ON SAID PLAT OF SURVEY AS THE “ 0.039 AC.” TRACT SHOWN ON SAID PLAT OF SURVEY. SAID PLAT OF SURVEY IS INCORPORATED HEREIN BY REFERENCE FOR A MORE PARTICULAR DESCRIPTION OF THE ABOVE PROPERTY. SAID PROPERTY IS MORE PARTICULARLY DESCRIBED AS FOLLOWS:

BEGINNING AT AN IRON PIN ON THE RIGHT OF WAY OF ORCHARD HILL A/K/A WARD CREEK DR., SAID IRON PIN BEING .28 MILES FROM THE INTERSECTION OF THE RIGHT OF WAY OF SAID ROAD AND STATE HWY. 60, RUN THENCE S 75 DEGREES 52 MINUTES 36 SECONDS E 182.03 FEET TO AN IRON PIN, RUN THENCE SOUTH 00 DEGREES, 35 MINUTES, 34 SECONDS WEST 113.64 FEET TO AN IRON PIN SAID IRON PIN BEING THE TRUE POINT OF BEGINNING. FROM SAID TRUE POINT OF BEGINNING RUN THENCE SOUTH 63 DEGREES, 01 MINUTES 23 SECONDS WEST 43.40 FEET TO A POINT; RUN THENCE SOUTH 26 DEGREES, 58 MINUTES 37 SECONDS EAST 62.80 FEET TO A POINT; RUN THENCE NORTH 63 DEGREES 1, MINUTE 23 SECONDS EAST 10.60 FEET TO A POINT; RUN THENCE IN A STRAIGHT LINE NORTH 0 DEGREES, 35 MINUTES 24 SECONDS EAST 70.85 FEET TO THE TRUE POINT OF BEGINNING.

THERE IS ALSO HEREBY CONVEYED AN EASEMENT FOR PURPOSE OF MAINTANING THE WELL, SEPTIC TANK AND THE FIELD LINES ASSOCIATED WITH SUCH SEPTIC TANK FOR SO LONG AS SUCH WELL, SEPTIC TANK AND THE FIELD LINES ASSOCIATED WITH SUCH SEPTIC TANK FOR SO LONG AS SUCH WELL, SEPTIC TANK AND THE FIELD LINES ASSOCIATED WITH SUCH SEPTIC TANK FOR SO LONG AS SUCH WELL, SEPTIC TANK AND FILED LINES DO NOT INTERFERE WITH THE GRANTOR’S RIGHT TO CONSTRUCT A RESIDENCE ON THE ADJOING LOT OWNED BY GRANTOR. IT IS THE INTENT OF THIS PARAGRAPH THAT THE GRANTOR’S RIGHT TO CONSTRUCT A RESIDENCE ON PROPERTY ADJOINING THIS TRACT WILL NOT BE PROHIBITED BY ANY FEDERAL,STATE, AND LOCAL STATUE OR ORDINANCE AS A RESULT OF HAVING GRANTED THIS EASEMENT.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO CHASE HOME FINANCE LLC, 3415 VISION DRIVE, Foreclosure, COLUMBUS, OH 43219, 800-848-9136. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 300 ORCHARD HILL ROAD, DAHLONEGA, GEORGIA 30533 is/are: PAUL L TULLIS JR or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

JPMORGAN CHASE BANK, N.A.

as Attorney in Fact for

PAUL L TULLIS JR.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

20120187402301

BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP

15000 Surveyor Boulevard

Addison, Texas 75001

Telephone: (972) 341-5398.

(5/9, 5/16, 5/23, 5/30)

Notice of Sale under power

Lumpkin County, State of Georgia

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Nathan Walker to Mortgage Electronic Registration Systems, Inc., dated November 1, 2007, recorded in Deed Book 1113, Page 729, Lumpkin County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment recorded in Deed Book 1161, Page 405, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of NINETY-ONE THOUSAND SEVEN HUNDRED FIFTY-SIX AND 0/100 DOLLARS ($91,756.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in June, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Nathan Walker or a tenant or tenants and said property is more commonly known as 30 Arrow Court, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP formerly known as Countrywide Home Loans Servicing, LP

as Attorney in Fact for

Nathan Walker

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/mga 6/5/12

Our file no. 51439110-FT11

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 125 of the 11th District, Lumpkin County, Georgia, being Lot 162, consisting of 1.01 acres, more or less, of Wellington Subdivision, Phase Six, as per plat prepared by Donald Rex Jones, GRLS #2396, Dated October 30, 1996, recorded in Plat Book 30, Page 115, Lumpkin County, Georgia Records, to which plat reference is made for a more detailed description. Together with a 1996 Double Wide Mobile Home being a Southern Charm Model No. E706 manufactured by Homestead Homes being Serial Number HMST11828AGA and HMST11828BGA. MR/mga 6/5/12 Our file no. 51439110 - FT11

(5/9, 5/16, 5/23, 5/30)

Notice of Sale under power

Lumpkin County, State of Georgia

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Michele aka Michelle O. Weaver Weaver to Mortgage Electronic Registration Systems, Inc. as nominee for America`s Wholesale Lender, its successors and assigns dated June 21, 2001 in the amount of $100,000.00, and recorded in Deed Book R27, Page 625, Lumpkin County, Georgia Records; as last transferred to Bank of America, N.A., Successor by Merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment; the undersigned, Bank of America, N.A., Successor by Merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in June, 2012 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 219 of the 13th District, 1st Section, Lumpkin County, Georgia, and being Lot 12 of River Trace Subdivision, as per plat recorded in Plat Book 26, Pages 57 and 58, at Page 58, Lumpkin County Records, said plat by this reference being incorporated herein and made a part hereof for a more complete description.

which has the property address of 227 Jennifer Court, Dahlonega, Georgia, together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Michele aka Michelle O. Weaver Weaver and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Bank of America, N.A., Successor by Merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP Attorney in Fact for

Michele aka Michelle O. Weaver Weaver

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

Publication Dates:05-09-2012, 05-16-2012, 05-23-2012, 05-30-2012

File No. 11-15823 /FNMA/lfairgood

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(5/9, 5/16, 5/23, 5/30)

Notice of Sale under power

Lumpkin County, State of Georgia

By virtue of the power of sale contained in a Security Deed from Robert Van Wood to Alliance Funding, A Division of Superior Bank FSB dated July 28, 1999 recorded in Deed Book K-23, Page 1 , Lumpkin County Records, and last assigned to U.S. Bank National Association, as Indenture Trustee, successor in interest to Bank of America, National Association, as Indenture Trustee, successor by merger to LaSalle Bank National Association, as Indenture Trustee for AFC Trust Series 1999-3 , conveying the after-described property to secure a Note in the original principal amount of THIRTY THOUSAND NINETY-SIX AND 00/100 ($30,096.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Lumpkin County, Georgia, during the legal hours of sale on the first Tuesday, June 5, 2012 the following described property, to wit:

All that tract or parcel of land lying and being in Land 77 of the 11th District and originally Hall, now Lumpkin County, Georgia, consisting of 1.01 acres, more or less, and being more particularly shown and delineated as Lot 57 of Stonehenge Subdivision, Phase II, on a plat of survey dared March 24, 1989, prepared by Michael L. Scupin, Georgia Land Surveyor, recorded in Plat Book 22, Page 5, Lumpkin County, Georgia records, which plat is incorporated herein by reference for a more complete description of the subject property.

This being the same property conveyed in a Warranty Deed dated March 9, 1992 from Harry C. Whitehead to Robert Van Wood recorded in Deed Book X10, page 58, Limpkin County, Georgia records.

This conveyance is subject to the Declaration of Protective Covenants for the Stonehenge Subdivision recorded in Deed Book B-7, pates 80-85, Lumpkin County, Georgia records.

This property is subject to any and all agreements, easements, rights of way and/or restrictive covenants now in use or of record.

The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorneyÌs fees, notice of intent to collect attorneyÌs fees having been given.

Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property Robert Van Wood or, a tenant or tenants, and said property was or is commonly known as 54 Druid Court, Dahlonega, GA 30533.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

U.S. Bank National Association, as Indenture Trustee, successor in interest to Bank of America, National Association, as Indenture Trustee, successor by merger to LaSalle Bank National Association, as Indenture Trustee for AFC Trust Series 1999-3

As Attorney in Fact for

Robert Van Wood

Martin & Brunavs

2800 North Druid Hills Rd.

Building B, Suite 100

Atlanta, GA 30329

(404) 982-0088

M&B File No.: 12-12647

Publication Dates: May 9, 16, 24, and 30, 2012

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT.

ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(5/9, 5/16, 5/23, 5/30)

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Legals (May 30th edition)
May 30, 2012 | 5061 views | 0 0 comments | 9 9 recommendations | email to a friend | print
In the Superior Court

of Lumpkin County

State of Georgia

IN RE: Carol Paige Healey,

Petitioner

Civil Action File No.: 12-CV-297-PJ2,

NOTICe

Notice is hereby given that CAROL PAIGE HEALEY, the undersigned, filed a petition in the Superior Court of Lumpkin County, Georgia, on the 1st day of May, 2012, praying for a change in the name of the petitioner from CAROL PAIGE HEALEY TO CAROL PAIGE HUNT.

Notice is hereby given pursuant to law any interested or affected party to appear in said Court and to file objections to said name change. Objections must be filed with said Court within 30 days of filing said petition.

This 1st day of May, 2012

Rita Harkins

Clerk of Superior Court

(5/9, 5/16, 5/23, 5/30)

NOtice of petition

to probate will

PROBATE COURT OF LUMPKIN COUNTY

RE:

PETITION OF Lisa Lathem TO PROBATE IN SOLEMN FORM THE WILL OF Faye Bolton, DECEASED, UPON WHICH AN ORDER FOR SERVICE WAS GRANTED BY THIS COURT ON May 10, 2012

To: Christopher Thomas Bolton, all interested parties and all and singular the heirs of said decedent, and to whom it may concern:

This is to notify you to file objection, if there is any, to the above referenced petition, in this Court on or before June 11, 2012.

BE NOTIFIED FURTHER: All objections to the petition must be in writing, setting forth the grounds of any such objections. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objection; unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.

Michael A. Chastain

PROBATE JUDGE

by Shelley Willson

CLERK OF THE PROBATE COURT

325 Riley Road, Room 122

Dahlonega, Georgia 30533

706-864-3847

( 5/16, 5/23, 5/30, 6/6) 208

NOTICE OF PUBLICATION

IN THE SUPERIOR COURT OF LUMPKIN COUNTY

STATE OF GEORGIA

Jessica Elliott, PLAINTIFF

VS. Jason Elliott, DEFENDANT

CIVIL ACTION NO. 12-CV-111-LA

TO: Jason Elliott

By Order for Service by Publication dated February 13, 2012, you are hereby notified that on February 13, 2012, Jessica Elliott filed suit against you for Divorce.

You are required to file with the Clerk of Superior Court, and to serve upon the plaintiff, Jessica Elliott, 102 Roberta Avenue, Dahlonega, Georgia, 30533, an Answer in writing within sixty (60) days of the date of the Order for Publication.

WITNESS, the Honorable Lynn Akeley-Alderman, Judge of this Superior Court, this 13th day of February, 2012.

Rita Harkins

Clerk of Superior Court

Lumpkin County, Georgia

(5/16, 5/23, 5/30, 6/6) 120

Notice of Petition to Change Names of MInor Children

In the Superior Court of Lumpkin County

State of Georgia

Civil Action Case No: 2012-CV-294-PJ

Notice is hereby given that Gibson Maxmiller Mongkeya, by and through his attorney, filed a petition in the Superior Court of Lumpkin County, on the 27th day of April, 2012, to change the names of the following minor children from Sepe-Britney Gibson Mongkeya and Jack Gibson Jack to Sepe Britney Gibson and Jack Gibson. Any interested party has the right to appear in this case and file objections within the time prescribed in O.C.G.A. §19-12-1(f)(2) and 3.

This the 27th day of April, 2012.

Bonnie Lowe Jones, Esq., Attorney for Petitioner Gibson Maxmiller Mongkeya

Jones Law, LLC

PO Box 767

Dawsonville, GA 30534

Telephone 678-947-4687

Facsimile 678-807-2952

Email: bjones@JonesLawLLC.com

(5/16, 5/23, 5/30, 6/6) 133

NOTICE OF TERMINATION OF PARENTAL RIGHTS HEARING

IN THE JUVENILE COURT OF LUMPKIN COUNTY STATE OF GEORGIA

IN THE MATTER OF: Hinton Bryant Adams

DOB: 11-5-2010

SEX: male

A CHILD UNDER THE AGE OF EIGHTEEN

CASE NO. 093-12J-67A

TO:

Cortney Michelle Adams, MOTHER OF THE ABOVE-NAMED CHILD

By Order for Service by Publication dated the 11th day of MAY, 2012, you are hereby notified that on February 15, 2012, the Lumpkin County Department of Family and Children Services, Georgia Department of Human Resources, filed a Petition for Termination of Parental Rights against you as to the above-named child and this Court found it to be in the child’s best interest that the Petition be filed. This notice is being sent to you pursuant to the provisions of O.CG.A. §15-11-96. A copy of the Petition for Termination of Parental Rights may be obtained by you from the Clerk at the Lumpkin County Courthouse during business hours. The hearing on the Petition for Termination of Parental Rights is for the purpose of terminating your parental rights.

Pursuant to O.C.G.A. § 15-11-93, an order terminating the parental rights of a parent is without limit as to duration and terminates all your rights and obligations with respect to your child and all rights and obligations of your child to you arising from the parental relationship, including rights of inheritance. You are not thereafter entitled to notice of proceedings for the adoption of the child by another, nor have you any right to object to the adoption or otherwise participate in the proceedings.

This Court will conduct a final hearing upon the Petition for Termination of Parental Rights on the 8th day of August, 2012, at 10:00 a.m., at the Lumpkin County Justice Center, Dahlonega, Georgia.

The child or children and other parties involved may be represented by a lawyer at all stages of these proceedings. If you want a lawyer, you may choose and hire your own lawyer. If you want to hire a lawyer, please contact your lawyer immediately. If you want a lawyer but are not able to hire a lawyer without undue financial hardship, you may ask for a lawyer to be appointed to represent you. The Court would inquire into your financial circumstances and if the Court finds you to be financially unable to hire a lawyer, then a lawyer will be appointed to represent you. If you want a lawyer appointed to represent you, you must let the Court or the officer of this Court handling this case know that you want a lawyer immediately.

WITNESS, the Honorable Gerald W. Bruce, Judge of said Court, this the 11th day of May, 2012.

Rita Harkins, Clerk

Lumpkin County, Georgia

(5/23, 5/30, 6/6, 6/13)

NOTICE OF TERMINATION OF PARENTAL RIGHTS HEARING

IN THE JUVENILE COURT OF LUMPKIN COUNTY STATE OF GEORGIA

IN THE MATTER OF: Hinton Bryant Adams

DOB: 11-5-2010

SEX: male

A CHILD UNDER THE AGE OF EIGHTEEN

CASE NO. 093-12J-67A

TO:

John Doe, THE UNKNOWN BIOLOGICAL FATHER OF THE ABOVE-NAMED CHILD

By Order for Service by Publication dated the 11th day of MAY, 2012, you are hereby notified that on February 15, 2012, the Lumpkin County Department of Family and Children Services, Georgia Department of Human Resources, filed a Petition for Termination of Parental Rights against you as to the above-named child and this Court found it to be in the child’s best interest that the Petition be filed. This notice is being sent to you pursuant to the provisions of O.CG.A. §15-11-96. A copy of the Petition for Termination of Parental Rights may be obtained by you from the Clerk at the Lumpkin County Courthouse during business hours. The hearing on the Petition for Termination of Parental Rights is for the purpose of terminating your parental rights.

Pursuant to O.C.G.A. § 15-11-93, an order terminating the parental rights of a parent is without limit as to duration and terminates all your rights and obligations with respect to your child and all rights and obligations of your child to you arising from the parental relationship, including rights of inheritance. You are not thereafter entitled to notice of proceedings for the adoption of the child by another, nor have you any right to object to the adoption or otherwise participate in the proceedings.

Pursuant to O.C.G.A. § 15-11-96, you are advised that as a biological father who is not the legal father, you will lose all rights to the above-named child and will not be entitled to object to the termination of your parental rights to the child unless, within thirty (30) days of receipt of this notice, you file a petition to legitimate the child pursuant to O.C.G.A. § 19-7-22 and file notice of the filing of the petition to legitimate with the Lumpkin Juvenile Court. If you fail to file a Petition to Legitimate within thirty (30) days of your receipt of this notice; file a legitimation petition which is subsequently dismissed for failure to prosecute; or file a legitimation petition and the action is subsequently concluded without a court order declaring a finding that you are the legal father of the child, then this Court shall enter an order terminating all your parental rights to the child and you may not thereafter object to the termination of your rights to the child.

This Court will conduct a final hearing upon the Petition for Termination of Parental Rights on the 8th day of August, 2012, at 10:00 a.m., at the Lumpkin County Justice Center, Dahlonega, Georgia.

The child or children and other parties involved may be represented by a lawyer at all stages of these proceedings. If you want a lawyer, you may choose and hire your own lawyer. If you want to hire a lawyer, please contact your lawyer immediately. If you want a lawyer but are not able to hire a lawyer without undue financial hardship, you may ask for a lawyer to be appointed to represent you. The Court would inquire into your financial circumstances and if the Court finds you to be financially unable to hire a lawyer, then a lawyer will be appointed to represent you. If you want a lawyer appointed to represent you, you must let the Court or the officer of this Court handling this case know that you want a lawyer immediately.

WITNESS, the Honorable Gerald W. Bruce, Judge of said Court, this the 11th day of May, 2012.

Rita Harkins, Clerk

Lumpkin County, Georgia

(5/23, 5/30, 6/6)

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Arlene Parker, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 15th day of May 2012.

Roger Palmour, Administraor

583 Riverview Trail E.

Dahlonega, GA 30533

(5/23, 5/30, 6/6, 6/13)

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Julian L. Waters, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 18th day of May 2012.

Allison Layne, Executor

189 Golden Autumn Drive

Dahlonega, GA 30533

(5/23, 5/30, 6/6, 6/13)

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Betty Louise Cantrell, deceased, late o f said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 18th day of May 2012.

Marvin L. Palmer, Executor

65 Red Pine Trail

Dawsonville, GA 30534

(5/23, 5/30, 6/6, 6/13)

Application to Register a business under trade name partnership or others

County of Lumpkin

The undersigned does hereby certify that Weatherford Enterprises Georgia, LLC is conducting a business in the County of Lumpkin under the name of Weatherford Enterprises of Dahlonega. The nature of the business is Home Inspections. The names and addresses of the persons, firms or partnership owning and carrying on said trade or business are: Leslie B. Weatherford, Sr., President, 161# Janna Lane, Dahlonega, Georgia, 30533.

Ann Rupert

770-536-5417

(5/23, 5/30) 82

Appeal to Lumpkin County Board of Commissioners

Gerry Gilmore has requested that the Lumpkin County Board of Commissioners hear an appeal of a Planning Department action requiring an occupational tax certificate to operate a small lodging facility. The appeal hearing has been set for June 19th, 2012 at 5:00 pm at the Park and Recreation Building located at 365 Riley Rd.

(5/30, 6/6)

STATEMENT OF NONDISCRIMINATION

Amicalola Electric Membership Corporation is the recipient of Federal financial assistance from the Rural Utility Service, an agency of the U. S. Department of Agriculture, and is subject to the provisions of Title VI of the Civil Rights Act of 1964, as amended, Section 504 of the Rehabilitation Act of 1973, as amended, the Age Discrimination Act of 1975, as amended, and the rules and regulations of the U. S. Department of Agriculture which provide that no person in the United States on the basis of race, color, national origin, age, or disability shall be excluded from participation in, admission or access to, denied the benefits of, or otherwise be subjected to discrimination under any of this organization’s programs or activities.

The person responsible for coordinating this organization’s nondiscrimination compliance efforts is Patricia B. Evans, Executive Assistant to the President. Any individual, or specific class of individuals, who feels that this organization has subjected them to discrimination may obtain further information about the statues and regulations listed above, and/or may file a written complaint with this organization; or the Secretary, U. S. Department of Agriculture, Washington, D.C. 20250; or the Administrator, Rural Utility Service, Washington, D.C. 20250. Complaints must be filed within 180 days after the alleged discrimination. Confidentiality will be maintained to the extent possible.

(5/30) 219

Request for variance from the Land Development Regulations of Lumpkin County

William Nearpass is requesting a variance to the building setback requirements of the Land Development Regulations to construct garage at 343 Shore Drive. This request will be heard by the Lumpkin County Planning Commission on June 11th, 2012 at 6:00 pm at the Lumpkin County Administration Building located at 99 Courthouse Hill. Please enter building through the back door.

(5/30, 6/6)

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Katherine Sue Lunsford Grizzle, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 24th day of May 2012.

Vaughn Grizzle, Executor

P.O. Box 323

Dahlonega, GA 30533

(5/30, 6/6, 6/13, 6/20)

AUCTION

Armored Mini Storage

5361 Long Branch Rd.

Dahlonega, GA 30533

706-867-7534

fax 706-867-7534

Stone, Jeffery G201

Coffel, David H232

Broome, Greg D103

Edwards, Dana D113

Mannor, Thomas G192

Goodell, Tina E150

Smith, David J262

Evans, Tonya B130

Wilson, Cindy H225

Michael, Kenny B97

Sale date: June 9, 2012, at 10:00 a.m.

(5/30, 6/6) 52

Notice of Sale under power

Lumpkin County, State of Georgia

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by JOSEPH C BROWN AND TAMMY L BLACKWELL AND A/K/A JOSEPH BROWN AND A/K/A TAMMY BLACKWELL to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (¿MERS¿) AS NOMINEE FOR MARKET STREET MORTGAGE CORPORATION , dated 10/12/2006, and Recorded on 11/17/2007 as Book No. 1014 and Page No. 511-523, AS AFFECTED BY A MODIFICATION AGREEMENT IN BOOK 1021, PAGE 321, LUMPKIN County, Georgia records, as last assigned to JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO CHASE HOME FINANCE LLC, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $106,270.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the LUMPKIN County Courthouse within the legal hours of sale on the first Tuesday in June, 2012, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 29, 12TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA, CONTAINING 1.00 ACRE, WHICH PLAT IS RECORDED IN PLAT BOOK 1, PAGE 148, LUMPKIN COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE.

ALSO CONVEYED HEREWITH IS A 2006 (YEAR) HORTON (MANUFACTURER) MIRAGE (MODEL) MOBILE HOME, VEHICLE IDENTIFICATION NUMBER # H184804GL&R, WHICH HAS BEEN ATTACHED TO THE LAND IN ORDER TO BECOME REAL PROPERTY. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO CHASE HOME FINANCE LLC, 3415 VISION DRIVE, Foreclosure, COLUMBUS, OH 43219, 800-848-9136. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 270 MILL CREEK ROAD, DAHLONEGA, GEORGIA 30533 is/are: JOSEPH C BROWN AND TAMMY L BLACKWELL AND A/K/A JOSEPH BROWN AND A/K/A TAMMY BLACKWELL or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO CHASE HOME FINANCE LLC

as Attorney in Fact for

JOSEPH C BROWN AND TAMMY L BLACKWELL AND A/K/A JOSEPH BROWN AND A/K/A TAMMY BLACKWELL.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

20100187433112

BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP

15000 Surveyor Boulevard

Addison, Texas 75001

Telephone: (972) 341-5398.

(5/9, 5/16, 5/23, 5/30)

Notice of Sale under power

IN DEED TO SECURE DEBT

Lumpkin County, State of Georgia

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Krystal M. Brewster and Jeffrey D. Brewster to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $218,000.00 dated 02/22/2008, and recorded in Deed Book 1084, page 52, Lumpkin County records, said Security Deed being last transferred and assigned to CitiMortgage, Inc., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of June, 2012 by CitiMortgage, Inc., as Attorney-in-Fact for Krystal M. Brewster and Jeffrey D. Brewster the following described property:

All that tract or parcel of land lying and being in Land Lot 583 of the 12th District, 1st Section, Lumpkin County, Georgia, being Lot 24, of Crooked Creek Subdivision, as per plat thereof recorded in Plat Cabinet 1, Slide 110, Pages 186A, 187-195, Lumpkin County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description. Subject to all easements and restrictions of record; and

Being a part of the property conveyed to Crooked Creek Builders, LLC by deed dated August 9, 2005 and recorded on September 7, 2005 in Deed Book M36, Page 41, in the Office of the Clerk of the County Court of Lumpkin County, Georgia; and Being the same property conveyed to Jeffrey D. Brewster and Krystal M. Brewster, as joint tenants with right of survivorship and not as tenants in common, by deed dated July 28, 2006 and recorded on August 8, 2006 in Deed Book 999, Page 191, in the Office of the Clerk of the County Court of Lumpkin County, Georgia. Property known as: 567 Crooked Creek Drive, Dahlonega, GA 30533

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).

The property will be sold as the property of The Aforesaid Grantors subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.

Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:

CitiMortgage, Inc.

1000 Technology Drive

O’Fallon, MO 63368

PHONE: 866-272-4749

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.

To the best of the undersigned’s knowledge and belief, the party in possession is Krystal M. Brewster and Jeffrey D. Brewster.

CitiMortgage, Inc., as Attorney-in-fact for Krystal M. Brewster and Jeffrey D. Brewster.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Associates, P.C.

South Terraces, Suite 1000

115 Perimeter Center Place

Atlanta, GA 30346

Phone – (770) 392-0398

Toll Free – (866) 999-7088

www.penderlaw.com

Our File No. 12-02775

(5/9, 5/16, 5/23, 5/30)

Notice of Sale under power

Lumpkin County, State of Georgia

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Sharon L Burdick to Mortgage Electronic Registration Systems, Inc., dated April 28, 2006, recorded in Deed Book 37, Page 647, Lumpkin County, Georgia Records, as last transferred to Branch Banking and Trust Company by assignment recorded in Deed Book 1210, Page 62, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINE THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($109,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in June, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Branch Banking & Trust Company, 301 College Street, PVN #101729, Greenville, SC 29601, 800-827-3722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Sharon L Burdick or a tenant or tenants and said property is more commonly known as 30 Fireside River Trace West, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

Branch Banking and Trust Company

as Attorney in Fact for

Sharon L Burdick

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/psm 6/5/12

Our file no. 5104412-FT8

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 106 in the 1st District, originally of Habersham, and now of Lumpkin County, Georgia, consisting of 0.589 acres, more or less, and being more fully described and delineated as Lot “a-1” of Fireside Ridge Subdivision, Unit Three, Block “A”, according to a Plat of Survey for Rory Knapton, dated August 22, 1995, prepared by Michael Stewart Kelley, Georgia Registered Surveyor, No 2313, which plat is recorded in Plat Book 28, Page 164, Lumpkin County Records. Reference is made to a Warranty Deed from Rory Lind Knapton and Joyce Glean Knapton to Robbin D Hudson dated August 29, 1995, which is recorded in Deed Book D-15, Page 153, Lumpkin County Records. The property is conveyed along with and subject to all easement rights conveyed or reserved in said deed The property is subject to the Protective Covenants, Conditions and Restrictions for Fireside Ridge Subdivision, dated September 19, 1988, which is recorded in Deed Book S-7, Pages 193-216, as amended by a Supplementary Declaration which is recorded in Deed Book I-8, Pages 328-333. Reference is also made to a Deed Under Power from Robbin D Hudson to Regions bank dated June 3, 2003, which is recorded in Deed Book P-31, Pages 371-372, Lumpkin County Records. Being same property conveyed by Regions Bank to Dwayne W Mincey on January 19, 2004, recorded at Deed Book C-35, Page 53, Lumpkin County, Georgia Records. MR/psm 6/5/12 Our file no. 5104412 - FT8

(5/9, 5/16, 5/23, 5/30)

Notice of Sale under power

Lumpkin County, State of Georgia

Under and by virtue of the power of sale contained in the Security Deed from KIM DEAN COOK AND MARLANA LEE COOK, (“Borrower”) to COMMUNITY BANK & TRUST (“Lender”) dated August 10, 2007, and recorded in Deed Book 1058, Page 698, Lumpkin County Records, held by SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., pursuant to that Purchase and Assumption Agreement among the Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust, SCBT, N.A., and the Federal Deposit Insurance Corporation, dated January 29, 2010, and pursuant to Assignment from Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust to SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., conveying the realty described on Exhibit “A” attached hereto as collateral for the debt in the principal amount of $140,000.00 together with all late fees and interest from dates of execution at the rates provided therein on the unpaid balance; there will be sold by the undersigned at public outcry to the highest bidder for cash before the courthouse door at Lumpkin County Georgia, within the legal hours of sale on the first Tuesday of June, 2012 the realty in Land Lot 451 of the 15th District, Lumpkin County, Georgia, being more completely described as follows:

EXHIBIT A

All that tract or parcel of land lying and being in Land Lot 451 of the 15th District and 1st Section of Lumpkin County, Georgia, containing 2.46 acres as shown on a plat of survey prepared by Holcomb Surveying, Inc., dated February 23, 2006, in the name of Dale and Brenda Abernathy, recorded in Plat Cabinet 1, Slide 131, Page 8B of the Lumpkin County, Georgia Plat Records. Said plat being incorporated herein by reference for a more particular description.

Said property bears the address 344 BRADY EDGE ROAD, DAHLONEGA, GEORGIA 30533.

The debt secured by said Security Deed has been and is hereby declared due and payable because, among other possible events of default, of the Borrower’s failure to pay the interest and principal when due. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), and any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of Grantee, the party in possession of the property is Borrower or a tenant or tenants.

SCBT, N.A. D/B/A CBT,

a DIVISION OF SCBT, N.A

As Attorney In Fact For

KIM DEAN COOK AND MARLANA LEE COOK

/s/ Dylan E. Wilbanks Dylan E. Wilbanks

Wilbanks Law Firm, LLC

1237 S. Elm Street, Suite B

Commerce, GA 30529

PHONE: 706-335-2355

FAX: 706-243-6464

(5/9, 5/16, 5/23, 5/30)

Notice of Sale under power

Lumpkin County, State of Georgia

Under and by virtue of the Power of Sale contained in a Security Deed given by Johnny L. Dale to Mortgage Electronic Registration Systems, Inc., dated April 10, 2008, recorded in Deed Book 1090, Page 280, Lumpkin County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP, formerly known as Countrywide Home Loans Servicing, LP by assignment recorded in Deed Book 1150, Page 278, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of NINETY-NINE THOUSAND SIX HUNDRED SEVENTY-THREE AND 0/100 DOLLARS ($99,673.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in June, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Johnny Lee Dale or a tenant or tenants and said property is more commonly known as 380 Summer Glen Road, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

Bank of America, N.A. successor by merger to BAC Home Loans Servicing, LP formerly known as Countrywide Home Loans Servicing LP

as Attorney in Fact for

Johnny L. Dale

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/dlc1 6/5/12

Our file no. 53451009-FT11

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 71 of the 11th District of Lumpkin County, Georgia, containing 1.79 acres, more or less, as per plat of survey recorded in Plat Cabinet 1, Slide 91, Plat 16, Lumpkin County, Georgia records which plat is incorporated herein and made a part hereof by reference. Also conveyed herein is an easement for ingress and egress and the installation of utilities over the existing private road connecting subject property with John Garner Road. This conveyance is made subject to easements for public roads and utilities now in use. This conveyance is made subject to any easements of record or easements located on the property above described. MR/dlc1 6/5/12 Our file no. 53451009 - FT11

(5/9, 5/16, 5/23, 5/30)

Notice of Sale under power

Lumpkin County, State of Georgia

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Charles Eugene Denson, Jr. to Mortgage Electronic Registration Systems, Inc., dated September 1, 2006, recorded in Deed Book 1003, Page 239, Lumpkin County, Georgia Records, as last transferred to Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP formerly known as Countrywide Home Loans Servicing, LP by assignment recorded in Deed Book 1197, Page 694, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of EIGHTY THOUSAND SEVEN HUNDRED THIRTY-THREE AND 0/100 DOLLARS ($80,733.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in June, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Charles Eugene Denson, Jr. or a tenant or tenants and said property is more commonly known as 289 Iberian Road, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP formerly known as Countrywide Home Loans Servicing, LP

as Attorney in Fact for

Charles Eugene Denson, Jr.

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/dlc1 6/5/12

Our file no. 5346412-FT11

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 117 of the 11th District, originally Hall, now Lumpkin County, Georgia, consisting of 1.013 acres, more or less, together with all improvements located thereon, and being more particularly set out as Lot 68 of Wellington Subdivision, Phase 2B, on a plat of survey dated October 31, 1996, prepared by Donald Rex Jones, Georgia Registered Land Surveyor. This plat is recorded in Plat Cabinet 1, slide 18, Plat 160, Lumpkin County Records, and is incorporated herein by reference for a more detailed description. Together with an improvement and immovable fixture permanently attached thereto, a 1997 double wide manufactured home. This property is conveyed subject to that Declaration of Protective and Restrictive Covenants for Wellington Subdivision, Phase 2B, recorded in Deed Book A-17, Pages 276-278, Lumpkin County Records. This property is conveyed subject to all easements in use or of record. MR/dlc1 6/5/12 Our file no. 5346412 - FT11

(5/9, 5/16, 5/23, 5/30)

Notice of Sale under power

Lumpkin County, State of Georgia

Pursuant to the Power of Sale contained in a Security Deed given by Richard A Edwards and Vivian M Edwards to Wells Fargo Bank, NA dated 2/2/2006 and recorded in Deed Book 37 Page 496, Lumpkin County, Georgia records; as last transferred to Wells Fargo Bank, NA. by Assignment filed for record in Lumpkin County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $ 332,400.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in June, 2012 (June 5, 2012), the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 71 OF THE NORTH HALF OF THE 13TH DISTRICT, 1ST SECTION, DAWSON COUNTY, GEORGIA, AND 13TH DISTRICT, 1ST SECTION OF LUMPKIN COUNTY, GEORGIA, CONSISTING OF 10.00 ACRES, TRACT “A” AS SHOWN ON A PLAT FOR SCOTT HARPER, AS RECORDED IN PLAT BOOK 58, PAGE 65, DAWSON COUNTY, GEORGIA RECORDS AND IN CABINET 1, SLIDE 86, PAGE, 120 LUMPKIN COUNTY, GEORGIA RECORDS, HAVING A PHYSICAL ADDRESS OF 580 RATTLESNAKE RIDGE, DAWSONVILLE, GEORGIA, 30534. WHICH PLATS ARE INCORPORATED HEREIN BY REFERENCE AND MADE A PART HEREOF BY REFERENCE.

TOGETHER WITH A NON-EXCLUSIVE EASEMENT FOR INGRESS AND EGRESS OVER A GRAVEL DRIVE KNOWN AS RATTLESNAKE RIDGE.

THIS PROPERTY SUBJECT TO RESERVATIONS, RESTRICTIONS, COVENANTS AND CONDITIONS CONTAINED IN THAT CERTAIN INSTRUMENT RECORDED IN DEED BOOK J-14, PAGE 225, LUMPKIN COUNTY, GEORGIA RECORDS.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 580 Rattlesnake Ridge, Dawsonville, Georgia 30534 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Richard Alan Edwards and Vivian M Edwards or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

Wells Fargo Bank, NA. as agent and Attorney in Fact for Richard A Edwards and Vivian M Edwards

Aldridge Connors, LLP, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1000-6670946

(5/9, 5/16, 5/23, 5/30)

Notice of Sale under power

Lumpkin County, State of Georgia

By virtue of the power of sale contained in a Security Deed from John Eric Epperson to Mortgage Electronic Registration Systems Inc., as nominee for Homestar Financial Corp. dated November 17, 2008 recorded in Deed Book 1118, Page 193-209 , Lumpkin County Records, and last assigned to JPMorgan Chase Bank, National Association, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTY-FIVE THOUSAND THREE HUNDRED AND 00/100 ($185,300.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Lumpkin County, Georgia, during the legal hours of sale on the first Tuesday, June 5, 2012 the following described property, to wit:

All that tract or parcel of land lying and being in Land Lot 1174 of the 12th District, 1st Section of Lumpkin County, Georgia, containing 1.00 acres, more or less, as per plat of survey prepared for Georgia Springs by Henry Bailey, Georgia Registered Surveyor, dated August 18, 1984, and recorded in Plat Book 13, Page 44, Lumpkin County, Georgia Records and being labeled as Lot No. 7 on said plat of survey, which plat is incorporated herein and made a part hereof by reference.

The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorneyÌs fees, notice of intent to collect attorneyÌs fees having been given.

Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property John Eric Epperson or, a tenant or tenants, and said property was or is commonly known as 60 Georgia Avenue, Dahlonega, GA 30533.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

JPMorgan Chase Bank, National Association

As Attorney in Fact for

John Eric Epperson

Martin & Brunavs

2800 North Druid Hills Rd.

Building B, Suite 100

Atlanta, GA 30329

(404) 982-0088

M&B File No.: 11-11530

Publication Dates: May 9, 16, 23, and 30, 2012

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT.

ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(5/9, 5/16, 5/23, 5/30)

Notice of Sale under power

Lumpkin County, State of Georgia

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Joseph M. Fister and Sally A. Morgan to Homebanc Mortgage Corporation dated February 28, 2002, and recorded in Deed Book Z28, Page 37, Lumpkin County Records, said Security Deed having been last sold, assigned, transferred and conveyed to U.S. Bank National Association, as Trustee, successor in interest to Bank One, National Association, as Trustee, for CSFB 2003-AR12, by Assignment , securing a Note in the original principal amount of $153,400.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, June 5, 2012, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or parcel of land lying and being in Land Lot 79 of the 1st District (formerly Habersham County), Lumpkin County, Georgia, containing 2.67 acres, being Lot 16 as shown on a plat of survey prepared by Michael Stewart Kelley, Registered Surveyor, of Precision Land Services, dated December 4, 1995 as recorded in Plat Book Cabinet 1, Slide 36, Plat 104, Lumpkin County, Georgia Records, which plat is hereby referred to and made a part of this description.

Said property is known as 98 River Rock Drive, Dahlonega, GA 30533, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.

The property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Sally A. Morgan and Joseph M. Fister or a tenant or tenants. The proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

U.S. Bank National Association, as Trustee, successor in interest to Bank One, National Association, as Trustee, for CSFB 2003-AR12

as Attorney-in-Fact for Joseph M. Fister and Sally A. Morgan

File no. 11-025171

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Duke Building, Suite 100

Atlanta, GA 30341-3941

(770)220-2535/ASR

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

[FC-NOS]

(5/9, 5/16, 5/23, 5/30)

Notice of Sale under power

Lumpkin County, State of Georgia

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Donald W Foltz and Julia R Foltz to Mortgage Electronic Registration Systems, Inc. as nominee for Primary Capital Advisors, LC, its successors and assigns, dated September 15, 2006, recorded in Deed Book 1005, Page 412, Lumpkin County, Georgia Records and as modified by that certain Loan Modification Agreement recorded in Deed Book 1147, Page 721, Lumpkin County, Georgia Records, as last transferred to JPMorgan Chase Bank, National Association by assignment recorded in Deed Book 1208, Page 297, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED FIFTY-TWO THOUSAND AND 0/100 DOLLARS ($252,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in June, 2012, the following described property:

All that tract or parcel of land lying and being in Land Lots 306 and 307 of the 15th District, 1st Section of Lumpkin County, Georgia, consisting of 4.50 acres, more or less, together with all improvements located thereon, and being more particularly set out on a plat of survey dated November 1, 1994, prepared for Harry J. and Dawn A. Parks, by Marshall Mahone, Land Surveyor. This plat is recorded in Plat Book 27, Page 137, Lumpkin County Records, and is incorporated herein by reference for a more detailed description.

This property is conveyed subject to all easements for roads and utilities in use or of record. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). JPMorgan Chase Bank, National Association can be contacted at 800-848-9136 or by writing to 7255 Baymeadows Way, Jacksonville, FL 32256, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Donald W Foltz and Julia R Foltz or a tenant or tenants and said property is more commonly known as 327 Wildlife Trail, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

JPMorgan Chase Bank, National Association

as Attorney in Fact for

Donald W Foltz and Julia R Foltz

Johnson & Freedman, LLC

1587 Northeast Expressway

Atlanta, Georgia 30329

(770) 234-9181

www.jflegal.com

MSP/ng4 6/5/12

Our file no. 1856511-FT20

(5/9, 5/16, 5/23, 5/30)

Notice of Sale under power

Lumpkin County, State of Georgia

Because of the default in the payment of a note executed by Teresa M. Gillespie secured by a deed to secure debt executed by Teresa M. Gillespie to Mariah Construction, LLP., dated February 15, 2010, and recorded in the Clerk’s Office of Lumpkin County, Georgia, in Deed Book 1154, pages 198-199, the undersigned has declared the full unpaid amount of the indebtedness secured by said deed due and payable, and acting under the power of sale contained in said deed, for the purpose of paying said indebtedness, will on the first Tuesday in June, 2012 during the legal hours of sale at the Courthouse in Lumpkin County, Georgia, sell at public outcry to the highest bidder for cash, the land described in said deed, to wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 46, OF THE 11TH DISTRICT, ORIGINALLY HALL NOW LUMPKIN COUNTY, GEORGIA, CONSISTING OF 1.611 ACRES, MORE OR LESS, BEING MORE FULLY DESCRIBED AND DELINEATED AS LOT #21 ON A PLAT OF SURVEY OF THE SHERWOOD FOREST SUBDIVISION, PHASE ONE, PREPARED BY DONALD REX JONES, GEORGIA REGISTERED LAND SURVEYOR #2396, DATED JUNE 22, 2000, AND RECORDED IN CABINET 1, SLIDE 50, PLAT 188, LUMPKIN COUNTY RECORDS, SAID PLAT IS INCORPORATED REFERENCE HEREIN. THIS INCLUDES FLEETWOOD GAFL235A87940EA11 & GAFL235B87940EA11 DOUBLEWIDE MODEL 3483B.

THIS CONVEYANCE IS MADE SUBJECT TO THAT CERTAIN DECLARATION OF PROTECTIVE COVENANTS FOR THE SHERWOOD FOREST SUBDIVISION, WHICH IS RECORDED IN CABINET 1, SLIDE 50, PLAT 187-B AND 188, LUMPKIN COUNTY RECORDS.

To the best knowledge and belief of the undersigned, the physical address of the above described property is 79 ROBIN HOOD DRIVE, MURRAYVILLE, GEORGIA 30564

Notice has been given of intention to collect attorney’s fees in accordance with the terms of the note secured by said deed to secure debt.

This sale will be held subject to any unpaid taxes or other assessments which may be liens against said property.

Said property will be sold as the property of Teresa M. Gillespie, and the proceeds of said sale shall be applied first to the payment in full of said indebtedness, next, to the payment of all expenses connected with said sale, and the remainder, if any, shall be paid as provided in said deed to secure debt.

Angela Grant Clark, Attorney at Law Mariah Construction, LLP., as Attorney in fact for Teresa M. Gillespie

121 Lumpkin County Parkway

Dahlonega, GA 30533

(5/9, 5/16, 5/23, 5/30)

Notice of Sale under power

Lumpkin County, State of Georgia

Pursuant to the Power of Sale contained in a Security Deed given by John J Grizzle and Shirley R. Grizzle to Wells Fargo Bank, N.A. dated 6/12/2006 and recorded in Deed Book 990 Page 711, LUMPKIN County, Georgia records; as last t4ransferred to Wells Fargo Bank, NA by Assignment filed for record in LUMPKIN County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $ 103,377.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of LUMPKIN County, Georgia, within the legal hours of sale on the first Tuesday in June, 2012 (June 5, 2012), the following described property:

All That Tract or Parcel of Land Lying and Being in Land Lot 122, 1st District, Lumpkin County, Georgia, being 2.0 acres, more or less, according to a plat of survey prepared for John C. Hubbs by Henry Bailey, Georgia Registered Land Surveyor, dated Match 17,1976, recorded in Plat Book 4, Page 182, Lumpkin County, Georgia Records. Said plat and the recording thereof are incorporated herein by reference. Said conveyance includes all improvements now located on said parcel, including, but not limited to, a 2001 Fleetwood Manufactured Home as permanently affixed thereto with all foundation, underpinning, decks, porches and stairs.

This conveyance is subject to all zoning ordinances, easements and restrictions of record affecting subject property. This conveyance is subject to that Road Maintenance Agreement for Winter’s Mountain filed at Deed Book R 6, Page 159-162, Lumpkin County, Georgia records.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 1164 Winters Mountain, Dahlonega, Georgia 30533 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): John J Grizzle and Shirley R. Grizzle or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

Wells Fargo Bank, NA as agent and Attorney in Fact for John J Grizzle and Shirley R. Grizzle

Aldridge Connors, LLP, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1000-6670350

(5/9, 5/16, 5/23, 5/30)

Notice of Sale under power

Lumpkin County, State of Georgia

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by James L Hansard and Rhonda L Hansard to Mortgage Electronic Registration Systems, Inc., dated December 18, 2003, recorded in Deed Book X32, Page 437, Lumpkin County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. by assignment recorded in Deed Book 1196, Page 236, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTEEN THOUSAND AND 0/100 DOLLARS ($115,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in June, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is James L Hansard and Rhonda L Hansard or a tenant or tenants and said property is more commonly known as 72 Wedgewood Lane, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

Wells Fargo Bank, N.A.

as Attorney in Fact for

James L Hansard and Rhonda L Hansard

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/stm 6/5/12 Our file no. 5288112-FT7

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 127 and 128 of the 11th District of Lumpkin County, being designated as Tract B, containing 2 acres, more or less, according to a Plat of Survey recorded in Plat Cabinet 1, Slide 73, Page 43A, Lumpkin County, Georgia records, which plat is incorporated herein by reference for a more complete metes and bounds description of subject property. MR/stm 6/5/12 Our file no. 5288112 - FT7

(5/9, 5/16, 5/23, 5/30)

Notice of Sale under power

Lumpkin County, State of Georgia

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Marion Lord Hardy and Robert E. Hardy to The Mortgage People Co. dated June 16, 2003 in the amount of $75,000.00, and recorded in Deed Book S31, Page 284, Lumpkin County, Georgia Records; as last transferred to JPMorgan Chase Bank, National Association by assignment; the undersigned, JPMorgan Chase Bank, National Association pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in June, 2012 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 107, 15th District, Lumpkin County, Georgia and being fully described as Lot 5 on a plat prepared by Warren Kelly, Georgia Registered Land Surveyor, dated December 23, 1989 and as per said plat the property contains 1.250 acres more or less, the subject plat being of record in Plat Book 21, Page 250, Lumpkin County Records. Said plat is incorporated herein by reference.

Also conveyed is a non-exclusive right to use water from an existing well on other property of Robert E. Jewart and Verna L. Jewart and a 10-Foot wide waterline maintenance easement, five (5) Feet on either side of the centerline of the waterline as determined by Robert E. Jewart and Verna L. Jewart, together with the right to maintain said waterline and its water source well. Robert E. Hardy and Marion Lord Hardy covenant and agree to pay a prorate share of the monthly expenses of the operation of the well and water source, pump and well apparatus, and waterline maintenance. Further, they covenant and agree to execute all papers necessary to form a community water system, water rights, and waterline and maintenance easements from the water source on other property of Robert E. Jewart and Verna L. Jewart and in conjunction with other landowners of lots depicted on the hereinabove referenced plat of survey.

Also conveyed is the non-exclusive right of ingress and egress via an existing 20-Foot private road and road easement over and upon other property of Robert E. Jewart and Verna L. Jewart, a portion of said 20-Foot easement being shown and depicted on a plat of survey dated September 16, 1991, conducted by Roy A. Terrell, R.S. for Robert E. Jewart and Verna L. Jewart, recorded in Plat Book 23, Page 213, Lumpkin County, Georgia Deed Records. Said 20-Foot existing road and road easement also traverses the Northerly portion of Lots 2, 3, and 4 of the Jewart Subdivision Property as shown non plat of survey dated December 23, 1989, recorded in Plat Book 21, Page 250, Lumpkin County Georgia Deed Records. The non-exclusive right of ingress and egress herein conveyed extends 10 Feet from the centerline of said 20-Foot Road easement as same is shown on the September 16, 1991 plat of survey aforesaid and as said road exists across Lots 2, 3 and 4 of the Jewart Subdivision as shown on the aforesaid plat of survey, recorded in Plat Book 21, Page 250, Lumpkin County, Georgia Deed Records. Robert E. Hardy and Marion Lord Hardy covenant and agree to pay a pro-rata share of the annual road maintenance expenses for the maintenance of said 20-Foot private road. They further covenant and agree to execute a reciprocal Right-of-Way and road maintenance agreement regarding said private road on other property of Robert E. Jewart and Verna L. Jewart and in conjunction with the property owners of Lots 2, 3, and 4 of the Jewart Subdivision depicted on the hereinabove referenced plat of survey of December 23, 1989.

This conveyance is made subject to easements for public roads and utilities now in use and rights of upper and lower riparian owners in and to the Waters of Dicks Creek, the centerline of which forms the Southerly boundary of the hereinabove conveyed property free from diminution and pollution. This conveyance is made subject to any easements of records or easements located on the property above described.

which has the property address of 1714 Dicks Creek Road, Cleveland, Georgia, together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Marion Lord Hardy and Robert E. Hardy and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

JPMorgan Chase Bank, National Association

Attorney in Fact for

Marion Lord Hardy and Robert E. Hardy

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

Publication Dates:05-08-2012, 05-15-2012, 05-22-2012, 05-29-2012

File No. 10-23693 /FHLMC/sstojanovic

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(5/9, 5/16, 5/23, 5/30)

Notice of Sale under power

Lumpkin County, State of Georgia

Pursuant to the Power of Sale contained in a Security Deed given by Mark Hardy aka Mark A. Hardy and Wendy Hardy aka Wendy S. Hardy to Wells Fargo Bank, N.A. dated 6/24/2009 and recorded in Deed Book 1136 Page 73, LUMPKIN County, Georgia records; as last transferred to Wells Fargo Bank, NA by Assignment filed for record in LUMPKIN County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $ 175,300.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of LUMPKIN County, Georgia, within the legal hours of sale on the first Tuesday in June, 2012 (June 5, 2012), the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 38 OF THE 13TH DISTRICT, 1ST SECTION OF LUMPKIN COUNTY, GEORGIA, BEING LOT 39 OF GREENWOOD PARK SUBDIVISION, AS SHOWN IN A PLAT OF SAID SUBDIVISION RECORDED IN PLAT CABINET 1, SLIDE 86, PAGES 107B, 108-113, LUMPKIN COUNTY RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE FOR A MORE COMPLETE DESCRIPTION OF SAID PROPERTY.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 581 Greenwood Pkwy, Dawsonville, Georgia 30534 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Mark A Hardy and Wendy S. Hardy or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

Wells Fargo Bank, NA as agent and Attorney in Fact for Mark Hardy aka Mark A. Hardy and Wendy Hardy aka Wendy S. Hardy

Aldridge Connors, LLP, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1000-6620797

(5/9, 5/16, 5/23, 5/30)

Notice of Sale under power

Lumpkin County, State of Georgia

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by ELISEO HERNANDEZ AND GLENDA FLOWERS to NORWEST MORTGAGE, INC. , dated 10/22/1999, and Recorded on 11/03/1999 as Book No. A24 and Page No. 87, LUMPKIN County, Georgia records, as last assigned to WELLS FARGO BANK, N.A. SUCCESSOR BY MERGER TO WELLS FARGO HOME MORTGAGE, INC., FORMERLY KNOWN AS NORWEST MORTGAGE INC., by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $85,296.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the LUMPKIN County Courthouse within the legal hours of sale on the first Tuesday in June, 2012, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 715 IN THE 12TH DISTRICT, 1ST SECTION OF LUMPKIN COUNTY, GEORGIA, CONTAINING 2.0 ACRES, MORE OR LESS, AND BEING MORE FULLY DESCRIBED AND DELINEATED ACCORDING TO A PLAT OF SURVEY PREPARED JANUARY 19, 1977, BY HENRY GRADY JARRARD, GEORGIA REGISTERED SURVEYOR, WHICH IS RECORDED IN PLAT BOOK 5, PAGE 693, LUMPKIN COUNTY RECORDS, WHICH IS INCORPORATED BY REFERENCE HEREIN.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: WELLS FARGO BANK, N.A., ONE HOME CAMPUS, Foreclosure, DES MOINES, IA 50328, 803-396-6000. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 474 IVY TERRACE, DAHLONEGA, GEORGIA 30533 is/are: ELISEO HERNANDEZ AND GLENDA FLOWERS or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

WELLS FARGO BANK, N.A. SUCCESSOR BY MERGER TO WELLS FARGO HOME MORTGAGE, INC., FORMERLY KNOWN AS NORWEST MORTGAGE INC.

as Attorney in Fact for

ELISEO HERNANDEZ AND GLENDA FLOWERS.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

20120058300074

BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP

15000 Surveyor Boulevard

Addison, Texas 75001

Telephone: (972) 341-5398.

(5/9, 5/16, 5/23, 5/30)

Notice of Sale under power

Lumpkin County, State of Georgia

By virtue of the power of sale contained in a Deed to Secure Debt by TENNIA F KELLY to US Bank National Association ND, dated September 14, 2009 and filed for record September 22, 2009 in Deed Book 1142, Page 651, Lumpkin County, Georgia records, and securing a Note in the original principal amount of $480,000.00; there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Lumpkin County, Georgia, between the legal hours of sale on the first Tuesday in June, 2012, by U.S. Bank National Association ND as Attorney-in-Fact for TENNIA F KELLY the following property to-wit:

TRACT ONE:

ALL THAT TRACT or parcel of land lying and being in Land Lot 52 of the 11th Land District, Lumpkin County, Georgia containing 4.77 acres on Parks Drive (comprised of a 4.06 acre tract and a 0.71 acre tract) as shown on a plat prepared for Ronald and Jean Underwood by Owen Patton, Georgia Registered Land Surveyor dated March 16, 1990, recorded in Plat Book 21, Page 186 of the Lumpkin County, Georgia Plat Records, reference to said plat and the record thereof is hereby incorporated for a more complete description of the subject property (which is inclusive of both tracts as shown on the above plat).

TRACT TWO:

ALL THAT TRACT or parcel of land lying and being in Land Lot 52 of the 11th Land District of Lumpkin County, Georgia, containing 0.60 acres on Parks Drive as shown on ap lat prepared for Ronald and Jean Underwood by Owen Patton, Georgia Registered Land Surveyor dated September 11, 1991, recorded in Plat Book 23, Page 203, of the Lumpkin County, Georgia Plat Records, reference to said plat and the record thereof is hereby incorporated for a more complete description of the subject property.

The properties referenced above are also together commonly known as 535 Parks Drive according to the present system of numbering properties in Lumpkin County, Georgia.

Said property is subject to all easements, covenants, and restrictions of record, if any.

The above described property is also known as 535 PARKS DRIVE, DAHLONEGA, GA 30533.

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney’s fees, if applicable.

The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record; all valid zoning ordinances; matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.

Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows:

U.S. Bank National Association ND

205 West 4th Street

Suite 500

Cincinnati, OH 45202

Telephone number: 1-888-456-2622



The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require U.S. Bank National Association, ND to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.

U.S. Bank National Association ND

as Attorney-in-Fact for

TENNIA F KELLY

SHUPING, MORSE & ROSS, L.L.P.

By: S. Andrew Shuping, Jr.

6259 Riverdale Road, Suite 100

Riverdale, GA 30274

770-991-0000

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT.

ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(5/9, 5/16, 5/23, 5/30)

Notice of Sale under power

Lumpkin County, State of Georgia

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Benjamin Lier and Jennifer Lier to Wells Fargo Bank, N.A., dated April 6, 2007, recorded in Deed Book 1037, Page 61, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-EIGHT THOUSAND THREE HUNDRED TWENTY AND 0/100 DOLLARS ($138,320.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in June, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Jennifer Lier and Ben Lier or a tenant or tenants and said property is more commonly known as 142 Pine Tree Drive, Dawsonville, Georgia 30534. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

Wells Fargo Bank, N.A.

as Attorney in Fact for

Benjamin Lier and Jennifer Lier

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/stm 6/5/12

Our file no. 5207112-FT7

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 854 of the 5th District, 1st Section of Lumpkin County, Georgia, being Lot 54 of Mill Creek Station Subdivision, as per plat of survey recorded in Plat Cabinet 1-119, Page 178, Lumpkin County, Georgia Records, which plat is incorporated herein by reference for a more complete description of said property. MR/stm 6/5/12 Our file no. 5207112 - FT7

(5/9, 5/16, 5/23, 5/30)

Notice of Sale under power

Lumpkin County, State of Georgia

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Stephanie Molter and John Molter to Mortgage Electronic Registration Systems, Inc., dated December 21, 2006, recorded in Deed Book 1019, Page 607, Lumpkin County, Georgia Records, as last transferred to Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP by assignment recorded in Deed Book 1197, Page 691, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-ONE THOUSAND TWO HUNDRED THIRTEEN AND 0/100 DOLLARS ($171,213.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in June, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Stephanie Molter or a tenant or tenants and said property is more commonly known as 15 Hickory Ridge Ct, Dawsonville, Georgia 30534. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP

as Attorney in Fact for

Stephanie Molter and John Molter

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/rao1 6/5/12

Our file no. 5376012-FT11

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 227 of the 13th District, 1st Section of Lumpkin County, Georgia, consisting of 1.016 acres, more or less, together with all improvements located thereon, and being more particularly set out as Lot 14 of the Hickory Ridge Subdivision on a plat of survey dated August 1, 1992, prepared by Michael Stewart Kelley, Georgia Registered Land Surveyor. This plat is recorded in Plat Book 26, Page 109, Lumpkin County, Records and is incorporated herein by reference for a more detailed description. Also conveyed is perpetual non-exclusive easement for water service from the well depicted as the Community Well and Pump House on the above-referenced plat of survey. This easement shall include the right to install water lines from the above-described property to the well, along with the right to maintain water lines. This property is conveyed subject to all easements is use or of record. This property is conveyed subject to the Restrictive Covenants affecting Hickory Ridge Subdivision, recorded in Deed Book V-16, Page 316, Lumpkin County, Georgia Records. MR/rao1 6/5/12 Our file no. 5376012 - FT11

(5/9, 5/16, 5/23, 5/30)

Notice of Sale under power

Lumpkin County, State of Georgia

By virtue of a Power of Sale contained in that certain Security Deed from ROGER CHARLES MOONEY AND CATHY L. MOONEY to Mortgage Electronic Registration Systems, Inc., acting solely as nominee for United Community Bank, D/B/A United Community Mortgage Services, Inc., dated May 14, 2008, recorded June 9, 2008, in Deed Book 1097, Page 298, Lumpkin County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Eighty-Eight Thousand Five Hundred Eight and 00/100 dollars ($88,508.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in June, 2012, all property described in said Security Deed including but not limited to the following described property:



ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 177 OF THE 11TH DISTRICT OF LUMPKIN COUNTY, GEORGIA. BEING LOT 6, PHASE 1 OF STONEHENGE SUBDIVISION, CONTAINING 1.01 ACRES AS PER PLAT OF SURVEY RECORDED IN PLAT BOOK 18, PAGE 52, LUMPKIN COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE.

ALSO CONVEYED HEREWITH IS A 1998 SOUTHWIND DYNASTY MOBILE HOME VEHICLE IDENTIFICATION NUMBER #H800521GLR, WHICH HAS BEEN ATTACHED TO THE LAND IN ORDER TO BECOME REAL PROPERTY.

THIS PROPERTY SUBJECT TO RESERVATIONS, RESTRICTIONS, COVENANTS AND CONDITIONS CONTAINED IN THAT CERTAIN INSTRUMENT RECORDED IN DEED BOOK B-7, PAGE 80-85, LUMPKIN COUNTY, GEORGIA RECORDS.

Said legal description being controlling, however the property is more commonly known as 174 CHARLIE JACKSON ROAD, DAHLONEGA, GA 30533.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold on an “as-is” basis without any representation, warranty or recourse against the above-named creditor or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed.

To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is ROGER CHARLES MOONEY AND CATHY L. MOONEY, or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.

The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is:

Lender Contact: BAC, Loss Mitigation Dept., P.O. Box 940070, Simi Valley, CA 93094-0070

Telephone Number: 800-720-3758

BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP

as Attorney in Fact for

ROGER CHARLES MOONEY AND CATHY L. MOONEY

THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Attorney Contact: Rubin Lublin Suarez Serrano, LLC, 3740 Davinci Court, Suite 400, Norcross, GA 30092

Telephone Number: (877) 813-0992 Case No. BAC-10-11098-0001

Ad Run Dates 05/09/2012, 05/16/2012, 05/23/2012, 05/30/2012

www.rubinlublin.com/property-listings.php

(5/9, 5/16, 5/23, 5/30)

Notice of Sale under power

Lumpkin County, State of Georgia

By virtue of the power of sale contained in that certain Georgia Security Deed and Security Agreement from River Junction, LLC to Branch Banking and Trust Company dated March 21, 2008, and recorded in Deed Book 1089, Page 159, Lumpkin County, Georgia Records, (hereinafter referred to as “Deed to Secure Debt”), there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse at Lumpkin County, Georgia, within the legal hours of sale on Tuesday, June 5, 2012, the property described on Exhibit “A” attached hereto and incorporated herein by reference. The debts secured by said Deed to Secure Debt have been and are hereby declared due and payable because of, among other possible events of default, failure to make payments. The debts remaining in default, this sale will be made from the purpose of paying the same and all expenses of this sale, including attorney’s fees.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, and assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Deed to Secure Debt first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice.

To the best knowledge and belief of the undersigned, the Party in possession of the property is River Junction, LLC or a tenant or tenants, and said property is 1808-1810 South Chestatee Street, Lumpkin County, Georgia. However, please rely only on the legal description contained in this notice for the location of the property. Please be advised that, if the property contains multiple lots or parcels, the undersigned reserves the right to sell the properties separately or together.

Branch Banking and Trust Company

Attorneys in Fact for River Junction, LLC

Martin G. Quirk, Esq.

Angela Hurley Barber, Esq.

Quirk & Quirk, LLC

300 Century Springs West

6000 Lake Forrest Drive, N.W.

Atlanta, Georgia 30328

(404) 252-1425

EXHIBIT “A”

(Loan to RIVER JUNCTION, LLC – Two Tracts, South Chestatee Street)

TRACT ONE: All that tract or parcel of land lying and being in land lying and being in Land Lot 992 in the 12th District, 1st Section of Lumpkin County, Georgia, consisting of 1.338 acres, more or less, together with all improvements located thereon, and being more fully described and delineated according to a plat of survey prepared January 31, 1986, and revised August 11, 1994, by Farley – Collins Associates, Georgia Registered Surveyors, which is recorded in Plat Book 27, Page 49, Lumpkin County Records, and which is incorporated by reference herein. This is the same property that was conveyed in a Warranty Deed from Harold Hansard to Wayne Gibson dated May 11, 1996, which is recorded in Deed Book D-16, Page 140, Lumpkin County Records, and which is incorporated by reference herein.

TRACT TWO: All that tract or parcel of land lying and being in Land Lot 992 in the 12th District, 1st Section of Lumpkin County, Georgia, consisting of one-half acre, more or less, together with all improvements located thereon, and being the same property that was conveyed in two Warranty Deeds from Mary Jane Cantrell Satterfield and from Thomas Freeman Cantrell and Dennis David Cantrell to Hoyt Wayne Gibson dated January 30, 1996, and March 1, 1999, which are recorded in Deed Book P-15, Pages 120-121; and Deed Book F-22, Pages 165-166; Lumpkin County Records, and which are incorporated by reference herein. This is the same property that was conveyed in a Warranty Deed from Mrs. Lela Jarrard to Annie Gwen Cantrell dated May 26, 1960, which is recorded in Deed Book J-2, Pages 169-70, Lumpkin County Records, and which is incorporated by reference herein.

(5/9, 5/16, 5/23, 5/30)

Notice of Sale under power

Lumpkin County, State of Georgia

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Bryan T. Schoonmaker to Mortgage Electronic Registration Systems, Inc., as nominee for Sunshine Mortgage Corporation, its successor and assigns, dated January 7, 2005, recorded in Deed Book B35, Page 80, Lumpkin County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment recorded in Deed Book 1172, Page 147, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETY-SEVEN THOUSAND NINE HUNDRED TEN AND 0/100 DOLLARS ($197,910.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in June, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: JPMorgan Chase Bank, National Association, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Bryan T. Schoonmaker or a tenant or tenants and said property is more commonly known as 450 Lake Laurel Drive, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

JPMorgan Chase Bank, National Association successor by merger to Chase Home Finance LLC

as Attorney in Fact for Bryan T. Schoonmaker

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/sk0 6/5/12

Our file no. 52366610-FT18

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 126 and 127 of the 11th District of Lumpkin County, Georgia, being Lot 40, Laurel Forest Subdivision, as per plat recorded in Plat Cabinet 1, Slide 72, Plat 31, Lumpkin County, Georgia records, which plat is incorporated herein and made a part hereof by reference. MR/sk0 6/5/12 Our file no. 52366610 - FT18

(5/9, 5/16, 5/23, 5/30)

Notice of Sale under power

Lumpkin County, State of Georgia

Pursuant to the Power of Sale contained in a Security Deed given by Matthew P. Singley to Mortgage Electronic Registration Systems, Inc. as nominee for Homestar Financial Corp., A Corporation dated 2/27/2009 and recorded in Deed Book 1122 Page 585-596, Lumpkin County, Georgia records; as last transferred to JPMorgan Chase Bank, National Association by Assignment filed for record in Lumpkin County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $194,413.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in June, 2012 (June 05, 2012), the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 414 OF THE 15TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA, AND BEING LOT 8, CONTAINING 1.17 ACRES, MORE OR LESS, AS SHOWN ON A PLAT OF SURVEY BY MICHAEL STEWART KELLEY, G.R.L.S., DATED JULY 25, 2005, RECORDED IN PLAT CABINET ONE, SLIDE 118, PLAT 154, LUMPKIN COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART OF THE RECORD HEREOF BY REFERENCE.

THE SUBJECT PROPERTY IS RESTRICTED FROM MOBILE HOMES OF ANY TYPE. THIS CONVEYANCE IS MADE SUBJECT TO EASEMENTS FOR PUBLIC ROADS AND UTILITIES NOW IN USE.

THIS CONVEYANCE IS MADE SUBJECT TO ANY EASEMENTS OF RECORD OR EASEMENTS LOCATED ON THE PROPERTY ABOVE DESCRIBED.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 5330 Cavender Creek Road, Dahlonega, GA 30533 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Matthew P. Singley or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

JPMorgan Chase Bank, National Association as agent and Attorney in Fact for Matthew P. Singley.

Aldridge Connors, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1031-66262.

(5/9, 5/16, 5/23, 5/30)

STATE OF GEORGIA

COUNTY OF LUMPKIN

Notice of Sale under power

By virtue of the power of sale contained in that certain Security Deed (as modified, hereinafter the “Security Deed”) from STA Enterprises, Inc. to Integrity Bank (with RES-GA ELEVEN, LLC as assignee of Multibank 2009-1 RES-ADC Venture, LLC (“Multibank”), as assignee from Federal Deposit Insurance Corporation (“FDIC”), as receiver for Integrity Bank), dated May 23, 2007, recorded at Deed Book 1045, Page 192, Lumpkin County, Georgia records; said Security Deed being given to secure indebtedness under those two (2) certain Promissory Notes (collectively, as modified and renewed, hereinafter the “Notes”) from STA Enterprises, Inc. to Integrity Bank (with RES-GA ELEVEN, LLC as assignee of Multibank, as assignee from FDIC, as receiver for Integrity Bank), each being dated May 23, 2007, and each modified on May 23, 2008, in the aggregate, original principal amount of THREE HUNDRED NINETY THOUSAND AND NO/100 DOLLARS ($390,000.00), with interest on the unpaid balance from the date thereof until maturity or until paid, together with all other amounts payable with respect thereto; there will be sold by the undersigned at public outcry to the highest bidder, for cash before the Courthouse door in Dahlonega, Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in June, 2012, the property being more fully described as follows:

All that tract or parcel of land lying and being in Land Lot 89 of the 13th District, 1st Section of Lumpkin County, Georgia, and being more particularly described as all of Lots 2 and 32 of Greenwood Glen Subdivision, as per plat recorded in Plat Cabinet 1, Slide 137, Pages 129B-131, Lumpkin County, Georgia records, which plat is incorporated herein and made a part hereof for all purposes.

The debt secured by said Notes and Security Deed has been and is hereby declared due and payable in full because of, among other possible events of default, non payment of principal and interest owed in accordance with the terms of the Notes and the Security Deed. The indebtedness remaining in default, this sale will be made for purposes of paying the same and all expenses of this sale, including attorney’s fees.

To the best knowledge and belief of the undersigned, the subject property is in the possession of STA Enterprises, Inc. or parties claiming by, through or under STA Enterprises, Inc.

Said property will be sold as the property of STA Enterprises, Inc. on an “as is, where is” basis, without recourse and without representation or warranty, express or implied, of any nature whatsoever with respect thereto and will be sold subject to all unpaid taxes, assessments, and any superior items of record, as well as any matters as would be revealed by an accurate survey and inspection of the subject property.

RES-GA ELEVEN, LLC, a Georgia limited liability company,

As Attorney in Fact for

STA Enterprises, Inc.

c/o Eitan Ovadia, Esq.

Hartman Simons & Wood LLP

6400 Powers Ferry Road, N.W.

Suite 400

Atlanta, Georgia 30339

(770) 955-3555

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(5/9, 5/16, 5/23, 5/30)

Notice of Sale under power

Lumpkin County, State of Georgia

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Terry Stapleton and Amy Stapleton to Mortgage Electronic Registration Systems, Inc., dated January 3, 2007, recorded in Deed Book 1023, Page 537, Lumpkin County, Georgia Records, as last transferred to Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP formerly known as Countrywide Home Loans Servicing LP by assignment recorded in Deed Book 1195, Page 78, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-SIX THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($176,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in June, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Terry Stapleton and Amy Stapleton or a tenant or tenants and said property is more commonly known as 133 Corbin Ln, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP formerly known as Countrywide Home Loans Servicing LP

as Attorney in Fact for

Terry Stapleton and Amy Stapleton

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/kc9 6/5/12 Our file no. 51267211-FT14 EXHIBIT “A” All that tract or parcel of land lying and being in Land Lot 205 of the 15th District, 1st Section of Lumpkin County, Georgia, being 1.407 acres, more or less, and being more particularly set out as Lot 3-A on a Plat of Survey dated October 26, 2004, prepared for Michael R. Glean, by Randall E. Nichols, Georgia Registered Land Surveyor, recorded in Plat Cabinet 1, Slide 107, Plat 129B, Lumpkin County, Georgia Records. Address: 133 Corbin Ln.; Dahlonega, GA 30533 Tax Map or Parcel ID No.: 089-126 MR/kc9 6/5/12 Our file no. 51267211 - FT14

(5/9, 5/16, 5/23, 5/30)

Notice of Sale under power

Lumpkin County, State of Georgia

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Scott Sugarman and Helen E. Horner to Mortgage Electronic Registration Systems, Inc., dated December 13, 2007, recorded in Deed Book 1079, Page 445, Lumpkin County, Georgia Records, as last transferred to Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP by assignment recorded in Deed Book 1204, Page 203, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of NINETY-ONE THOUSAND SIX HUNDRED THREE AND 0/100 DOLLARS ($91,603.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in June, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Scott M. Sugarman or a tenant or tenants and said property is more commonly known as 57 Tracy Grizzle Road, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

Bank of America, N.A., Successor by Merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP

as Attorney in Fact for

Scott Sugarman and Helen E. Horner

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/sdw 6/5/12

Our file no. 5400912-FT11

EXHIBIT “A” All that tract or parcel of land lying and being in Land Lot 429, 15th District, 1st Section Lumpkin County, Georgia and being fully described by a plat prepared by Douglas R. Sherrill, Georgia Registered Land Surveyor, dated December 6, 2006; and as per said plat, the property contains 1.01 acres, more or less, being more particularly described as Lot 1, the subject plat being of record in plat Cabinet One, Slide 142, Plat 25, Lumpkin County Records. Said Plat is hereby incorporated by reference. This conveyance is made subject to easements for public roads and utilities now in use. This conveyance is made subject to any easements of records or easements located on the property above described. MR/sdw 6/5/12 Our file no. 5400912 - FT11

(5/9, 5/16, 5/23, 5/30)

Notice of Sale under power

Lumpkin County, State of Georgia

Notice of Sale Under Power.

State of Georgia,

County of LUMPKIN.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by PAUL L TULLIS JR to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) AS NOMINEE FOR PROFESSIONAL LENDING, LLC , dated 12/10/2009, and Recorded on 01/11/2010 as Book No. 1150 and Page No. 500, LUMPKIN County, Georgia records, as last assigned to JPMORGAN CHASE BANK, N.A., by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $87,755.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the LUMPKIN County Courthouse within the legal hours of sale on the first Tuesday in June, 2012, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 1066 OF THE 12TH DISTRICT, IST SECTION OF VANN’S INN SUBDIVISION, LUMPKIN COUNTY, GEORGIA, BEING LOT 19A CONTAINING 0.039 ACRES, MORE OR LESS, AS PER A PLAT OF SURVEY PREPARED FOR JAMES D. AND JOAN WATSON BY MARSHALL MAHONE, LUMPKIN COUNTY, SURVEYOR, DATED MAY 7, 1992, RECORDED IN PLAT BOOK 28, PAGE 25, LUMPKIN COUNTY RECORDS AND BEING LABELED ON SAID PLAT OF SURVEY AS THE “ 0.039 AC.” TRACT SHOWN ON SAID PLAT OF SURVEY. SAID PLAT OF SURVEY IS INCORPORATED HEREIN BY REFERENCE FOR A MORE PARTICULAR DESCRIPTION OF THE ABOVE PROPERTY. SAID PROPERTY IS MORE PARTICULARLY DESCRIBED AS FOLLOWS:

BEGINNING AT AN IRON PIN ON THE RIGHT OF WAY OF ORCHARD HILL A/K/A WARD CREEK DR., SAID IRON PIN BEING .28 MILES FROM THE INTERSECTION OF THE RIGHT OF WAY OF SAID ROAD AND STATE HWY. 60, RUN THENCE S 75 DEGREES 52 MINUTES 36 SECONDS E 182.03 FEET TO AN IRON PIN, RUN THENCE SOUTH 00 DEGREES, 35 MINUTES, 34 SECONDS WEST 113.64 FEET TO AN IRON PIN SAID IRON PIN BEING THE TRUE POINT OF BEGINNING. FROM SAID TRUE POINT OF BEGINNING RUN THENCE SOUTH 63 DEGREES, 01 MINUTES 23 SECONDS WEST 43.40 FEET TO A POINT; RUN THENCE SOUTH 26 DEGREES, 58 MINUTES 37 SECONDS EAST 62.80 FEET TO A POINT; RUN THENCE NORTH 63 DEGREES 1, MINUTE 23 SECONDS EAST 10.60 FEET TO A POINT; RUN THENCE IN A STRAIGHT LINE NORTH 0 DEGREES, 35 MINUTES 24 SECONDS EAST 70.85 FEET TO THE TRUE POINT OF BEGINNING.

THERE IS ALSO HEREBY CONVEYED AN EASEMENT FOR PURPOSE OF MAINTANING THE WELL, SEPTIC TANK AND THE FIELD LINES ASSOCIATED WITH SUCH SEPTIC TANK FOR SO LONG AS SUCH WELL, SEPTIC TANK AND THE FIELD LINES ASSOCIATED WITH SUCH SEPTIC TANK FOR SO LONG AS SUCH WELL, SEPTIC TANK AND THE FIELD LINES ASSOCIATED WITH SUCH SEPTIC TANK FOR SO LONG AS SUCH WELL, SEPTIC TANK AND FILED LINES DO NOT INTERFERE WITH THE GRANTOR’S RIGHT TO CONSTRUCT A RESIDENCE ON THE ADJOING LOT OWNED BY GRANTOR. IT IS THE INTENT OF THIS PARAGRAPH THAT THE GRANTOR’S RIGHT TO CONSTRUCT A RESIDENCE ON PROPERTY ADJOINING THIS TRACT WILL NOT BE PROHIBITED BY ANY FEDERAL,STATE, AND LOCAL STATUE OR ORDINANCE AS A RESULT OF HAVING GRANTED THIS EASEMENT.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO CHASE HOME FINANCE LLC, 3415 VISION DRIVE, Foreclosure, COLUMBUS, OH 43219, 800-848-9136. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 300 ORCHARD HILL ROAD, DAHLONEGA, GEORGIA 30533 is/are: PAUL L TULLIS JR or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

JPMORGAN CHASE BANK, N.A.

as Attorney in Fact for

PAUL L TULLIS JR.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

20120187402301

BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP

15000 Surveyor Boulevard

Addison, Texas 75001

Telephone: (972) 341-5398.

(5/9, 5/16, 5/23, 5/30)

Notice of Sale under power

Lumpkin County, State of Georgia

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Nathan Walker to Mortgage Electronic Registration Systems, Inc., dated November 1, 2007, recorded in Deed Book 1113, Page 729, Lumpkin County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment recorded in Deed Book 1161, Page 405, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of NINETY-ONE THOUSAND SEVEN HUNDRED FIFTY-SIX AND 0/100 DOLLARS ($91,756.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in June, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Nathan Walker or a tenant or tenants and said property is more commonly known as 30 Arrow Court, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP formerly known as Countrywide Home Loans Servicing, LP

as Attorney in Fact for

Nathan Walker

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/mga 6/5/12

Our file no. 51439110-FT11

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 125 of the 11th District, Lumpkin County, Georgia, being Lot 162, consisting of 1.01 acres, more or less, of Wellington Subdivision, Phase Six, as per plat prepared by Donald Rex Jones, GRLS #2396, Dated October 30, 1996, recorded in Plat Book 30, Page 115, Lumpkin County, Georgia Records, to which plat reference is made for a more detailed description. Together with a 1996 Double Wide Mobile Home being a Southern Charm Model No. E706 manufactured by Homestead Homes being Serial Number HMST11828AGA and HMST11828BGA. MR/mga 6/5/12 Our file no. 51439110 - FT11

(5/9, 5/16, 5/23, 5/30)

Notice of Sale under power

Lumpkin County, State of Georgia

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Michele aka Michelle O. Weaver Weaver to Mortgage Electronic Registration Systems, Inc. as nominee for America`s Wholesale Lender, its successors and assigns dated June 21, 2001 in the amount of $100,000.00, and recorded in Deed Book R27, Page 625, Lumpkin County, Georgia Records; as last transferred to Bank of America, N.A., Successor by Merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment; the undersigned, Bank of America, N.A., Successor by Merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in June, 2012 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 219 of the 13th District, 1st Section, Lumpkin County, Georgia, and being Lot 12 of River Trace Subdivision, as per plat recorded in Plat Book 26, Pages 57 and 58, at Page 58, Lumpkin County Records, said plat by this reference being incorporated herein and made a part hereof for a more complete description.

which has the property address of 227 Jennifer Court, Dahlonega, Georgia, together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Michele aka Michelle O. Weaver Weaver and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Bank of America, N.A., Successor by Merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP Attorney in Fact for

Michele aka Michelle O. Weaver Weaver

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

Publication Dates:05-09-2012, 05-16-2012, 05-23-2012, 05-30-2012

File No. 11-15823 /FNMA/lfairgood

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(5/9, 5/16, 5/23, 5/30)

Notice of Sale under power

Lumpkin County, State of Georgia

By virtue of the power of sale contained in a Security Deed from Robert Van Wood to Alliance Funding, A Division of Superior Bank FSB dated July 28, 1999 recorded in Deed Book K-23, Page 1 , Lumpkin County Records, and last assigned to U.S. Bank National Association, as Indenture Trustee, successor in interest to Bank of America, National Association, as Indenture Trustee, successor by merger to LaSalle Bank National Association, as Indenture Trustee for AFC Trust Series 1999-3 , conveying the after-described property to secure a Note in the original principal amount of THIRTY THOUSAND NINETY-SIX AND 00/100 ($30,096.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Lumpkin County, Georgia, during the legal hours of sale on the first Tuesday, June 5, 2012 the following described property, to wit:

All that tract or parcel of land lying and being in Land 77 of the 11th District and originally Hall, now Lumpkin County, Georgia, consisting of 1.01 acres, more or less, and being more particularly shown and delineated as Lot 57 of Stonehenge Subdivision, Phase II, on a plat of survey dared March 24, 1989, prepared by Michael L. Scupin, Georgia Land Surveyor, recorded in Plat Book 22, Page 5, Lumpkin County, Georgia records, which plat is incorporated herein by reference for a more complete description of the subject property.

This being the same property conveyed in a Warranty Deed dated March 9, 1992 from Harry C. Whitehead to Robert Van Wood recorded in Deed Book X10, page 58, Limpkin County, Georgia records.

This conveyance is subject to the Declaration of Protective Covenants for the Stonehenge Subdivision recorded in Deed Book B-7, pates 80-85, Lumpkin County, Georgia records.

This property is subject to any and all agreements, easements, rights of way and/or restrictive covenants now in use or of record.

The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorneyÌs fees, notice of intent to collect attorneyÌs fees having been given.

Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property Robert Van Wood or, a tenant or tenants, and said property was or is commonly known as 54 Druid Court, Dahlonega, GA 30533.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

U.S. Bank National Association, as Indenture Trustee, successor in interest to Bank of America, National Association, as Indenture Trustee, successor by merger to LaSalle Bank National Association, as Indenture Trustee for AFC Trust Series 1999-3

As Attorney in Fact for

Robert Van Wood

Martin & Brunavs

2800 North Druid Hills Rd.

Building B, Suite 100

Atlanta, GA 30329

(404) 982-0088

M&B File No.: 12-12647

Publication Dates: May 9, 16, 24, and 30, 2012

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT.

ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(5/9, 5/16, 5/23, 5/30)

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