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Legals (Dec. 7th edition)
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NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Kenneth David Alldred, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 8th day of November, 2011.

Michelle Alldred/Administrator

7697 Dawsonville Hwy

Dawsonville, GA 30534

(11/16, 11/23, 11/30, 12/7)

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Lynne Brown Pyle, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 8th day of November, 2011.

Mark Stephen Pyle/Executor

543 Martins Grove Road

Dahlonega, Georgia 30533

(11/16, 11/23, 11/30, 12/7)

NOTICE OF PUBLICATION

IN THE SUPERIOR COURT OF LUMPKIN COUNTY

STATE OF GEORGIA

Trudy S. Gilstrap, PLAINTIFF

VS. Claude Charles Gilstrap, DEFENDANT

CIVIL ACTION NO. 11-CV-764-DB

TO: Claude Charles Gilstrap

By Order for Service by Publication dated November 9, 2011, you are hereby notified that on November 9, 2011, Trudy S. Gilstrap filed suit against you for Divorce.

You are required to file with the Clerk of Superior Court, and to serve upon the plaintiff, Trudy S. Gilstrap, 116 Golden Hills Drive, Apt. 686, Dahlonega, Georgia 30533, an Answer in writing within sixty (60) days of the date of the Order for Publication.

WITNESS, the Honorable David E. Barrett, Judge of this Superior Court, this 9th day of November, 2011.

Rita Harkins

Clerk of Superior Court

Lumpkin County, Georgia

(11/16, 11/23, 11/30, 12/7) 129

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Peter Michael Lynch, Jr.,, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 14th day of November, 2011.

P. Michael Lynch, III, Executor

1565 Lockridge Drive

Cumming, GA 30041

(11/23, 11/30, 12/7, 12/14)

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Lawrence Joseph Pourciau, Sr. deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 14th day of November, 2011.

Marlene Pourciau, Administrator

403 Gold Crest Drive

Dahlonega, GA 30533

(11/23, 11/30, 12/7, 12/14)

NOTICE

GEORGIA, LUMPKIN COUNTY PROBATE COURT

The petition of Cynthia Mercedes Chapman for a year’s support from the estate of William Buchanan Chapman, Jr., deceased, for decedent’s surviving spouse, having been duly filed, all interested persons are hereby notified to show cause, if any they have, on or before Decemer 19, 2011, why said petition should not be granted.

All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed on or before the time stated in the preceding sentence. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections. unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.

Michael Chastain

Probate Judge

By Shelley Wilson

Probate Clerk

325 Riley Road, Room 122

Dahlonega, Georgia 30533

706-864-3847

(11/23, 11/30, 12/7, 12/14) 184

Notice of sale

Notice of Lien Sale to the highest bidder at

Millie’s Mini Storage

28 Millie’s Place

Dahlonega, GA 30533

off Morrison Moore Parkway East

On December 10, 2011, 10 a.m.

Contents of units are unknown and will be available for inspection at the time of sale.

Units to be sold:

A55 Amanda Tant

(11/30, 12/7)

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Mary Frank Clonts Wynn, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 21st day of November, 2011.

Jack T. Wynn, Executor

151 Christy Lane

Dahlonega, GA 30533

(11/30, 12/7, 12/14, 12/21)

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of DeWitt White, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 23rd day of November, 2011.

Kathy Ann White Thomas, Executor

2267 Cleveland Hwy.

Dahlonega, GA 30533

(12/7, 12/14, 12/21, 12/28)

NOTICE OF PUBLIC HEARING

FOR CERTIFICATE OF

APPROPRIATENESS

Please take notice that the Governing body of the City of Dahlonega has received the following applications which will be heard by the Historic Preservation Commission at a called meeting on Thursday December 22, 2011 at 6:00 p.m. Meeting will be held in the City Hall Council Chambers located at 465 Riley Road. All applications are available for review at the City Planning Office.

Application submitted by Steven Leibel for Certificate of Appropriateness for addition of 40’x48’ deck to rear of building. Structure address: 35 North Chestatee. Property is zoned B3 Historic District. Property ID: Tax Map D11 Parcel 059

Application submitted by Chamber of Commerce for Certificate of Appropriateness for change of material on existing building. Structure address: 13 South Park Street. Property is zoned B3 Historic District. Property ID: Tax Map D11 Parcel 089

(12/7) 144

NOTICE OF SALE UNDER POWER

STATE OF GEORGIA,

COUNTY OF LUMPKIN

Under and by virtue of the Power of Sale in Deed from Geraldine Bruce Adams to Bank of the Ozarks, Assignee from the Federal Deposit Insurance Corporation as Receiver of Chestatee State Bank, Grantee, dated November 25, 2009 and recorded in Deed Book 1151, Pages 152-156 and re-recorded in Deed Book 1153, Pages 114-119 of the Lumpkin County, Georgia Records, and as modified, said Deed to Secure Debt having been given to secure a Promissory Note dated November 25, 2009 in the original principal amount of $40,000.00, there will be sold by the undersigned at public outcry, during the legal hours of sale before the door of the Courthouse of Lumpkin County, Georgia, on the first Tuesday in January, 2012, to wit: January 3, 2012, to the highest and best bidder for cash the property described as follows, to wit:

All that tract or parcel of land lying and being in Land Lot 985, 12th District, 1st Section, Lumpkin County, City of Dahlonega, Georgia, being parts of City Lot Number 53 and City Lot Number 56 according to the Price and Martin Survey, and being more particularly described as follows:

Beginning at the intersection of a hedge row and the right-of-way of South Grove Street; thence from said POINT OF BEGINNING running in a Southeasterly direction along with said right-of-way for a distance of 126 feet, more or less, to the property line of lands now or formerly owned by Preston Price and the centerline of what was formerly Harris Street; thence running in a Southwesterly direction along with said property line of lands now or formerly owned by Preston Price and said centerline of formerly Harris Street for a distance of 70 feet, more or less, to the property line of Carl Ridley; thence running in a Northwesterly direction along with said property line of Carl Ridley for a distance of 126 feet, more or less, to the property line of North Georgia College; thence running in a Northeasterly direction along with said property line of North Georgia College for a distance of 70 feet, more or less, to the POINT OF BEGINNING.

The debt secured by said Deed to Secure Debt and Note has been and is hereby declared due and payable in full because of nonpayment of principal and interest pursuant to the terms of said Deed to Secure Debt and Note. Notice has been given of intention to enforce provisions for collection of attorney’s fees and foreclosure in accordance with legal requirements and the terms of the Deed to Secure Debt and Note. The indebtedness remaining in default, the sale will be made for the purpose of applying proceeds thereof to the payment of the indebtedness secured by the Deed to Secure Debt, accrued interest and expenses of the sale and other sums secured by the Deed to Secure Debt including attorney’s fees, and the remainder if any shall be applied as provided by law.

The person that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: James A. Curry, EVP, Bank of the Ozarks, 6639 Highway 53 East, Dawsonville, Georgia 30534, 706-216-2265. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best of the undersigned’s knowledge and belief the property is in the possession of Geraldine Bruce Adams and said property will be sold as the property of Geraldine Bruce Adams, subject to outstanding ad valorem taxes, and easements and restrictions of record, if any. The undersigned will execute a deed to the purchaser at said sale as provided in the Deed to Secure Debt.

Bank of the Ozarks as Assignee from the Federal Deposit Insurance Corporation as Receiver of Chestatee State Bank, as Attorney-in-Fact for Geraldine Bruce Adams

Newsom C. Cummings, Esq.

Cummings & Kelley PC

75 Elliott Road, Suite 220

Dawsonville, Georgia 30534

706-216-8989

(12/7, 12/14, 12/21, 12/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by James S Albritton and Olena K Albritton to National City Mortgage a division of National City Bank, dated March 10, 2008, recorded in Deed Book 1086, Page 599, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-EIGHT THOUSAND AND 0/100 DOLLARS ($138,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in January, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: PNC Mortgage, 3232 Newmark Drive, Miamisburg, OH 45342, 800-523-8654. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is James S Albritton and Olena K Albritton or a tenant or tenants and said property is more commonly known as 401 Ivy Ter, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

PNC Bank, National Association successor by merger to National City Mortgage a division of National City Bank

as Attorney in Fact for James S Albritton and Olena K Albritton

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/cw5 1/3/12

Our file no. 51309711-FT1

EXHIBIT “A”

All that certain parcel of land situated in Land Lots 715 and 756, 12th District, 1st Section, County of Lumpkin, State of Georgia, being known and designated as more fully described by a plat prepared by Farley-Collins, Georgia Registered Land Surveyor, dated Dec. 18, 1998 and as per said plat, the subject plat being of record in Plat Cabinet 1, Slide 51, Plat 09B, Lumpkin County Records, said plat is hereby incorporated by reference. Tax ID: 044352 MR/cw5 1/3/12 Our file no. 51309711 - FT1

(12/7, 12/14, 12/21, 12/28)

NOTICE OF SALE UNDER POWER IN SECURITY DEED

STATE OF GEORGIA

COUNTY OF LUMPKIN

Under and by virtue of the Power of Sale contained in that certain Deed to Secure Debt and Security Agreement dated October 8, 2007, executed by B & G Development, LLC, a Georgia limited liability company in favor of Branch Banking and Trust Company, and recorded in Deed Book 1068, Page 612, Lumpkin County, Georgia records (as amended, the “Security Deed”); as assigned to GERMAN AMERICAN CAPITAL CORPORATION, a Maryland corporation, by Assignment of Security Instruments dated as of March 29, 2011, filed for record on April 22, 2011, recorded in Deed Book 1185, Page 718, aforesaid records, the undersigned will sell at public outcry before the door of the Courthouse of Lumpkin County, Georgia, during the legal hours of sale on the first Tuesday in January, 2012 to the highest and best bidder for cash the following property described in said Security Deed (collectively, the “Premises”), to wit:

All that certain tract or parcel of land more particularly described below (hereinafter referred to as the “Land”):

All that Parcel of Land Lying and being in Land Lot 359 of the 12th District, 1st Section of Lumpkin County, Georgia and being Lot 10B of Montaluce Subdivision/Cottage Phase formerly known as Montalvina Subdivision, as recorded in Cabinet 1 Slide 157, Plat 139, Lumpkin County, Georgia records and incorporated herein by reference.

TOGETHER WITH: All buildings, structures and other improvements of every kind and nature whatsoever now or hereafter situated on the Land; and all machinery, equipment, fixtures, appliances and building, construction, development and landscaping supplies and materials now or hereafter placed on or in the Land; and all and singular the easements, rights-of-way, strips and gores of land, streets, ways, alleys, passages, sewer rights, waters, water courses, water rights and powers, estates, rights, titles, interests, minerals, royalties, privileges, liberties, tenements, hereditaments and appurtenances whatsoever, in any way now or hereafter belonging, relating or appertaining to the Land or the improvements now or hereafter located thereon, or any part thereof, and the reversion or reversions, remainder and remainders, rents, issues and profits thereof; and all right to receive excess payments in any tax sale of the Land and the improvements now or hereafter located thereon, or any part thereof, and all the estate, right, title, interest, claim and demand whatsoever of Grantor of, in and to the same.

The debt secured by the Security Deed is evidenced by that certain Promissory Note dated October 8, 2007, executed by B & G Development, LLC, a Georgia limited liability company in favor of Branch Banking and Trust Company, a North Carolina banking corporation, as assigned to German American Capital Corporation (“Lender”) in the original principal amount of Three Hundred Ninety Thousand and No/100 Dollars ($390,000.00) (as modified and/or amended from time to time, the “Note”), plus interest from date on the unpaid balance until paid, and other indebtedness.

Default has occurred and continues under the terms of the Note and Security Deed by reason of, among other possible events of default, the nonpayment when due of the indebtedness evidenced by the Note and secured by the Security Deed and the failure to comply with the terms and conditions of the Note and Security Deed. By reason of this default, the Security Deed has been declared foreclosable according to its terms.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorneys’ fees, notice of intent to collect attorneys’ fees having been given. Said Premises will be sold subject to any outstanding ad valorem taxes and/or assessments (including taxes which are a lien but are not yet due and payable), possible redemptive rights of the Internal Revenue Service, if any, any matters which might be disclosed by an accurate survey and inspection of the Premises, and any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final audit and confirmation of the status of the loan with the holder of the Security Deed.

GERMAN AMERICAN CAPITAL CORPORATION,

as Attorney-in-Fact for

B & G Development, LLC.

Michael E. Fincher, Esq.

Fincher & Jurkiewicz, LLP

12600 Deerfield Parkway, Suite 100

Alpharetta, Georgia 30004

(404) 200-8669

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(12/7, 12/14, 12/21, 12/28)

NOTICE OF SALE UNDER POWER

IN SECURITY DEED

STATE OF GEORGIA

COUNTY OF LUMPKIN

Under and by virtue of the Power of Sale contained in that certain Deed to Secure Debt and Security Agreement dated October 8, 2007, executed by B & G Development, LLC, a Georgia limited liability company in favor of Branch Banking and Trust Company, and recorded in Deed Book 1068, Page 623, Lumpkin County, Georgia records (as amended, the “Security Deed”); as assigned to GERMAN AMERICAN CAPITAL CORPORATION, a Maryland corporation, by Assignment of Security Instruments dated as of March 29, 2011, filed for record on April 22, 2011, recorded in Deed Book 1185, Page 721, aforesaid records, the undersigned will sell at public outcry before the door of the Courthouse of Lumpkin County, Georgia, during the legal hours of sale on the first Tuesday in January, 2012 to the highest and best bidder for cash the following property described in said Security Deed (collectively, the “Premises”), to wit:

All that certain tract or parcel of land more particularly described below (hereinafter referred to as the “Land”):

All that Parcel of Land Lying and being in Land Lot 359 of the 12th District, 1st Section of Lumpkin County, Georgia and being Lot 11B of Montaluce Subdivision/Cottage Phase formerly known as Montalvina Subdivision, as recorded in Cabinet 1 Slide 157, Plat 139, Lumpkin County, Georgia records and incorporated herein by reference.

TOGETHER WITH: All buildings, structures and other improvements of every kind and nature whatsoever now or hereafter situated on the Land; and all machinery, equipment, fixtures, appliances and building, construction, development and landscaping supplies and materials now or hereafter placed on or in the Land; and all and singular the easements, rights-of-way, strips and gores of land, streets, ways, alleys, passages, sewer rights, waters, water courses, water rights and powers, estates, rights, titles, interests, minerals, royalties, privileges, liberties, tenements, hereditaments and appurtenances whatsoever, in any way now or hereafter belonging, relating or appertaining to the Land or the improvements now or hereafter located thereon, or any part thereof, and the reversion or reversions, remainder and remainders, rents, issues and profits thereof; and all right to receive excess payments in any tax sale of the Land and the improvements now or hereafter located thereon, or any part thereof, and all the estate, right, title, interest, claim and demand whatsoever of Grantor of, in and to the same.

The debt secured by the Security Deed is evidenced by that certain Promissory Note dated October 8, 2007, executed by B & G Development, LLC, a Georgia limited liability company in favor of Branch Banking and Trust Company, a North Carolina banking corporation, as assigned to German American Capital Corporation (“Lender”) in the original principal amount of Three Hundred Seventy-Eight Thousand Seven Hundred Fifty and No/100 Dollars ($378,750.00) (as modified and/or amended from time to time, the “Note”), plus interest from date on the unpaid balance until paid, and other indebtedness.

Default has occurred and continues under the terms of the Note and Security Deed by reason of, among other possible events of default, the nonpayment when due of the indebtedness evidenced by the Note and secured by the Security Deed and the failure to comply with the terms and conditions of the Note and Security Deed. By reason of this default, the Security Deed has been declared foreclosable according to its terms.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorneys’ fees, notice of intent to collect attorneys’ fees having been given. Said Premises will be sold subject to any outstanding ad valorem taxes and/or assessments (including taxes which are a lien but are not yet due and payable), possible redemptive rights of the Internal Revenue Service, if any, any matters which might be disclosed by an accurate survey and inspection of the Premises, and any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final audit and confirmation of the status of the loan with the holder of the Security Deed.

GERMAN AMERICAN CAPITAL CORPORATION,

as Attorney-in-Fact for

B & G Development, LLC.

Michael E. Fincher, Esq.

Fincher & Jurkiewicz, LLP

12600 Deerfield Parkway, Suite 100

Alpharetta, Georgia 30004

(404) 200-8669

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(12/7, 12/14, 12/21, 12/28)

Notice of Sale Under Power

State of Georgia,

County of LUMPKIN.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by JOSEPH C BROWN AND TAMMY L BLACKWELL AND A/K/A JOSEPH BROWN AND A/K/A TAMMY BLACKWELL to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (MERS) AS NOMINEE FOR MARKET STREET MORTGAGE CORPORATION , dated 10/12/2006, and Recorded on 11/17/2007 as Book No. 1014 and Page No. 511-523, LUMPKIN County, Georgia records, as last assigned to JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO CHASE HOME FINANCE LLC, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $106,270.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the LUMPKIN County Courthouse within the legal hours of sale on the first Tuesday in January, 2012, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 29, 12TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA, CONTAINING 1.00 ACRE, WHICH PLAT IS RECORDED IN PLAT BOOK 1, PAGE 148, LUMPKIN COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE.

ALSO CONVEYED HEREWITH IS A 2006 (YEAR) HORTON (MANUFACTURER) MIRAGE (MODEL) MOBILE HOME, VEHICLE IDENTIFICATION NUMBER # H184804GL&R, WHICH HAS BEEN ATTACHED TO THE LAND IN ORDER TO BECOME REAL PROPERTY. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO CHASE HOME FINANCE LLC, 3415 VISION DRIVE, Foreclosure, COLUMBUS, OH 43219, 800-848-9136. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 270 MILL CREEK ROAD, DAHLONEGA, GEORGIA 30533 is/are: JOSEPH C BROWN AND TAMMY L BLACKWELL AND A/K/A JOSEPH BROWN AND A/K/A TAMMY BLACKWELL or tenant/tenants.

Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO CHASE HOME FINANCE LLC

as Attorney in Fact for

JOSEPH C BROWN AND TAMMY L BLACKWELL AND A/K/A JOSEPH BROWN AND A/K/A TAMMY BLACKWELL. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 20100187433112 BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP 15000 Surveyor Boulevard Addison, Texas 75001 Telephone: (972) 341-5398.

(12/7, 12/14, 12/21, 12/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Michael Day to Mortgage Electronic Registration Systems, Inc., dated July 31, 2008, recorded in Deed Book 1104, Page 88, Lumpkin County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP by assignment recorded in Deed Book 1161, Page 610, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-FOUR THOUSAND FIVE HUNDRED SEVENTY-ONE AND 0/100 DOLLARS ($124,571.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in January, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Michael Day or a tenant or tenants and said property is more commonly known as 153 Mill Creek Spur, Dawsonville, Georgia 30534. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP formerly known as Countrywide Home Loans Servicing, LP

as Attorney in Fact for

Michael Day

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/mga 1/3/12 Our file no. 5343610-FT11

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 20 of the 12th District, 1st Section of Lumpkin County, Georgia, as shown on plat of survey entitled “Survey for Walter Scott and Julia Kay Hook” by Jick A Page, RLS # 1894, dated 02/17/89 and recorded in Plat Book 20, Page 166, Lumpkin County, Georgia records. Said plat being incorporated herein by reference and made a part of this description. MR/mga 1/3/12 Our file no. 5343610 - FT11

(12/7, 12/14, 12/21, 12/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.

ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Gladys Greenwood aka Gladys V. Greenwood and Paloma M Deleon aka Paloma Deleon to Mortgage Electronic Registration Systems, Inc., dated July 22, 2004, recorded in Deed Book C34, Page 608, Lumpkin County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment recorded in Deed Book 1163, Page 363, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINE THOUSAND FIVE HUNDRED TEN AND 0/100 DOLLARS ($109,510.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in January, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Gladys Greenwood aka Gladys V. Greenwood and Paloma M Deleon aka Paloma Deleon or a tenant or tenants and said property is more commonly known as 61 Royal Oaks, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

Bank of America, N.A., as successor by merger to BAC Home Loans Servicing, LP, formerly known as Countrywide Home Loans, LP

as Attorney in Fact for

Gladys Greenwood aka Gladys V. Greenwood and Paloma M Deleon aka Paloma Deleon

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/krc1 1/3/12

Our file no. 5345410-FT10

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 466, 12th District, 1st Section, Lumpkin County, Georgia, being Lot 34, Royal Oaks Subdivision as per plat recorded in Plat Cabinet 1, Slide 81, Page 10 of the Lumpkin County Deed records, which plat is incorporated herein by reference for a more complete description of said property. MR/krc1 1/3/12 Our file no. 5345410 - FT10

(12/7, 12/14, 12/21, 12/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Brian L. Grizzle and Jennifer Grizzle to Chase Bank USA, N.A., dated April 4, 2007, recorded in Deed Book 1036, Page 422, Lumpkin County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment recorded in Deed Book 1126, Page 402, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTY-SIX THOUSAND THREE HUNDRED AND 0/100 DOLLARS ($186,300.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in January, 2012, the following described property:

All that tract or parcel of land lying and being in Land Lot 141 of the 11th District, originally Hall now Lumpkin County, Georgia, being l.00 acre, more or less, together with all improvements located thereon, and being more particularly set out as Lot 4-E of the Long Branch Estates Subdivision, Unit Two, on a Plat of survey prepared by Frederick F. Kauffman, Georgia Registered Land Surveyor.This Plat is recorded in Plat Book 13, Page 125, Lumpkin County records, and is incorporated herein by reference for a more detailed description. Also conveyed herewith is a perpetual, non-exclusive easement, being forty feet in width, running from the subject property along and with Flynt Ridge Drive to Lake Trail.This easement is depicted on the above referenced Plat of survey as “Lake Trail 40’ Easement.”

This property is conveyed subject to all easements for roads and utilities in use or of record.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). JPMorgan Chase Bank, National Association can be contacted at 877-838-1882x52195 or by writing to 10790 Rancho Bernardo Road, San Diego, CA 92127, to discuss possible alternatives to foreclosure.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Brian L. Grizzle and Jennifer Grizzle or a tenant or tenants and said property is more commonly known as 105 Flynt Ridge Dr, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

JPMorgan Chase Bank, National Association successor by merger to Chase Home Finance LLC

as Attorney in Fact for

Brian L. Grizzle and Jennifer Grizzle

Johnson & Freedman, LLC

1587 Northeast Expressway

Atlanta, Georgia 30329

(770) 234-9181

www.jflegal.com

MSP/lnu 1/3/12

Our file no. 11766608-FT20

(12/7, 12/14, 12/21, 12/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Mindy Grizzle and Randall Grizzle to CitiFinancial Services, Inc., dated July 1, 2005, recorded in Deed Book 36, Page 377, Lumpkin County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of Seventy-Four Thousand Nine Hundred Seventy-Four and 68/100 DOLLARS ($74,974.68), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in January, 2012, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorThe entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: CitiFinancial North America, Attention: Foreclosure Department, 1111 Northpoint, Suite 100 Bldg 4, Coppell, TX 75019 AND 877-675-3656. Please understand that the secured creditor is not required by law to negotiate, amend or modify the terms of the mortgage instrument.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

To the best knowledge and belief of the undersigned, the party in possession of the property is Mindy Grizzle and Randall Grizzle or a tenant or tenants and said property is more commonly known as 1562 Dry Hollow Road, Dahlonega, GA 30533.

CitiFinancial Services, Inc.

as Attorney in Fact for

Mindy Grizzle and Randall Grizzle

Morris|Hardwick|Schneider, LLC

1301 Hightower Trail, Suite 305

Sandy Springs, Georgia 30350

http://foreclosure.closingsource.net

MHS File #: GA-91001039-11

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.(12/7, 12/14, 12/21, 12/28)

(12/7, 12/14, 12/21, 12/28)

NOTICE OF SALE UNDER POWER,

LUMPKIN COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Anthony M Haas and Kayleen P Haas to Mortgage Electronic Registrations Systems, Inc., as nominee for GMAC Bank dated 3/23/2009 and recorded in Deed Book 1126 Page 170, LUMPKIN County, Georgia records; as last transferred to GMAC Mortgage, LLC by Assignment filed for record in LUMPKIN County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $ 125,152.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of LUMPKIN County, Georgia, within the legal hours of sale on the first Tuesday in January, 2012 (January 3, 2012), the following described property:

The land referred to in this policy is situated in the STATE OF GEORGIA, COUNTY OF LUMPKIN, CITY OF MURRAYVILLE, and described as follows:

Land Lot 99, 1st District originally Habersham Lumpkin County, Georgia and being fully described by a plat prepared by Michael L. Sotpin, Georgia Registered Land Surveyor, dated January 10, 1986 and as per said plat, the property contains 1.01 acres more or less, being more particularly described as Lot 8, Copper Pines Subdivision. The subject plat being of record in Plat Book 13, page 91, Lumpkin County Records.

APN #109112

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 187 Jessica Trial, Murrayville, Georgia 30564 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Anthony M Haas and Kayleen P Haas or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

GMAC Mortgage, LLC as agent and Attorney in Fact for Anthony M Haas and Kayleen P Haas

Aldridge Connors, LLP, 780 Johnson Ferry Road, NE, Suite 600, Atlanta, Georgia 30342, (678) 894-3400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1165-174

(12/7, 12/14, 12/21, 12/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Lara James and Michael James to Mortgage Electronic Registration Systems, Inc. as nominee for Taylor, Bean & Whitaker Mortgage Corp., its successors and assigns dated January 11, 2007 in the amount of $258,000.00, and recorded in Deed Book 1023, Page 109, Lumpkin County, Georgia Records; as last transferred to Cenlar FSB by assignment; the undersigned, Cenlar FSB pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in January, 2012 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 119, 1st District, Lumpkin County, Georgia and being fully described by a plat prepared by Michael Stewart Kelley, Georgia Registered Land Surveyor, dated: June 5, 1995 and as per said plat, the property being Lot 8, Gold Cove Subdivision, said lot containing 4.602 acres, more or less, the subject plat being of record in Plat Book 28, Page 154, Lumpkin County Records. Said plat is hereby incorporated by reference.

This conveyance is made subject to restrictive covenants for gold cove subdivision.

This conveyance is made subject to easements for public roads and utilities now in use.

This conveyance is made subject to any easements of records or easements located on the property above described.

which has the property address of 421 Gold Crest Dr, Dahlonega, Georgia, together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Lara James and Michael James and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Cenlar FSB Attorney in Fact for

Lara James and Michael James

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

Publication Dates:12-07-2011, 12-14-2011, 12-21-2011, 12-28-2011

File No. 11-18415 /FHLMC/mtucker

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(12/7, 12/14, 12/21, 12/28)

NOTICE OF SALE

GEORGIA, LUMPKIN COUNTY

Because of the default in the payment of a note executed by Warner Johnson and Lenora Johnson secured by a deed to secure debt executed by Warner Johnson and Lenora Johnson to Harry C. Whitehead, Richard W. Green, and James B. Wood. dated April 10, 1996, and recorded in the Clerk’s Office of Lumpkin County, Georgia, in Deed Book Z15 , pages 153-154, as last assigned to Mariah Construction Co, LLP in Deed Book 1104, Page 298, Lumpkin County Records, the undersigned has declared the full unpaid amount of the indebtedness secured by said deed due and payable, and acting under the power of sale contained in said deed, for the purpose of paying said indebtedness, will on the first Tuesday in January, 2012 during the legal hours of sale at the Courthouse in Lumpkin County, Georgia, sell at public outcry to the highest bidder for cash, the land described in said deed, to wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 117, OF THE 11TH DISTRICT, ORIGINALLY HALL NOW LUMPKIN COUNTY, GEORGIA, CONSISTING OF 1.001 ACRES, MORE OR LESS, BEING MORE FULLY DESCRIBED AND DELINEATED AS LOT #7 ON A PLAT OF SURVEY OF THE WELLINGTON SUBDIVISION, PHASE ONE, PREPARED BY DONALD REX JONES, GEORGIA REGISTERED LAND SURVEYOR #2396, DATED APRIL 26, 1994, AND RECORDED IN PLAT BOOK 28, PAGE 141, LUMPKIN COUNTY RECORDS, SAID PLAT IS INCORPORATED REFERENCE HEREIN.

THIS CONVEYANCE IS MADE SUBJECT TO THAT CERTAIN DECLARATION OF PROTECTIVE AND RESTRICTIVE COVENANTS FOR THE WELLINGTON SUBDIVISION, WHICH IS RECORDED IN DEED BOOK L-14, PAGES 329-331, LUMPKIN COUNTY RECORDS.

To the best knowledge and belief of the undersigned, the physical address of the above described property is 249 ROYAL COURT, DAHLONEGA, GA. 30533.

Notice has been given of intention to collect attorney’s fees in accordance with the terms of the note secured by said deed to secure debt.

This sale will be held subject to any unpaid taxes or other assessments which may be liens against said property.

Said property will be sold as the property of Warner Johnson and Lenora Johnson, and the proceeds of said sale shall be applied first to the payment in full of said indebtedness, next, to the payment of all expenses connected with said sale, and the remainder, if any, shall be paid as provided in said deed to secure debt.

For Mariah Construction Co., LLP, as

Attorney in fact for Warner Johnson and Lenora Johnson

3292 Thompson Br Rd, Ste 375

Gainesville, Ga. 30506

(12/7, 12/14, 12/21, 12/28)

Notice of Sale Under Power.

State of Georgia, County of LUMPKIN.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by STEPHANIE L JONES AND KELLY R JONES to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (¿MERS¿) AS NOMINEE FOR CHOICE CAPITAL FUNDING INC. , dated 03/10/2006, and Recorded on 03/14/2006 as Book No. 37 and Page No. 2-22, LUMPKIN County, Georgia records, as last assigned to U.S. BANK, NATIONAL ASSOCIATION, AS TRUSTEE FOR THE HOLDERS OF THE SPECIALTY UNDERWRITING AND RESIDENTIAL FINANCE TRUST, MORTGAGE LOAN ASSET-BACKED CERTIFICATES, SERIES .2006-BC3, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $75,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the LUMPKIN County Courthouse within the legal hours of sale on the first Tuesday in January, 2012, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 854 IF THE 12TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA, CONTAINING 1.32 ACRES MORE OR LESS, AND BEING MORE PARTICULARLY DESCRIBED ACCORDING TO PLAT OF SURVEY BY MICHAEL L. SCUPIN, GRLS, DATED JUNE 6, 1986, RECORDED IN PLAT BOOK 17, PAGE 50, LUMPKIN RECORDS SAID PLAT BEING INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE

A.P.N,: 060-038 The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: BANK OF AMERICA, N.A., AS SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP, PTX-C-32, Foreclosure 7105 CORPORATE, PLANO, TX 75024, 800-669-6650. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 131 BUCKS WAY, DAHLONEGA, GEORGIA 30533 is/are: STEPHANIE L JONES AND KELLY R JONES or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

U.S. BANK, NATIONAL ASSOCIATION, AS TRUSTEE FOR THE HOLDERS OF THE SPECIALTY UNDERWRITING AND RESIDENTIAL FINANCE TRUST, MORTGAGE LOAN ASSET-BACKED CERTIFICATES, SERIES .2006-BC3

as Attorney in Fact for

STEPHANIE L JONES AND KELLY R JONES.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 20110031410046 BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP 15000 Surveyor Boulevard Addison, Texas 75001 Telephone: (972) 341-5398.

(12/7, 12/14, 12/21, 12/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Anthony E Marcott to Wells Fargo Home Mortgage, Inc., dated June 26, 2003, recorded in Deed Book 531, Page 564, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY THOUSAND SEVEN HUNDRED AND 0/100 DOLLARS ($120,700.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in January, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Anthony E Marcott or a tenant or tenants and said property is more commonly known as 4227 Old Dahlonega Hwy, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, N.A. successor by merger to Wells Fargo Home Mortgage, Inc.

as Attorney in Fact for

Anthony E Marcott

McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/sju 1/3/12 Our file no. 51117511-FT7 EXHIBIT “A” That tract or parcel of land lying and being in Land Lot 68, 11th District, originally of Hall County, now Lumpkin County, Georgia, being Tract 2 containing 1.5000 acres as shown on a plat of survey for J. William Mize dated September 12, 2001, revised May 1, 2002 and recorded in Plat Cabinet 1, Slide 80, Page 186-B, Lumpkin County records; said plat being incorporated herein by reference for a more complete description of the property. This being a portion of the property conveyed by deed from J. William Mize dated December 23, 2002 and recorded in Deed Book N-30, Page 497, Lumpkin County records. Together with a 2003 Fleetwood Anniversary, 32 X 76 manufactured home, Serial Number GAFL334AB76206-AV11 which is attached to an made a part of the real property. MR/sju 1/3/12 Our file no. 51117511 - FT7

(12/7, 12/14, 12/21, 12/28)

NOTICE OF SALE UNDER POWER

IN SECURITY DEED

STATE OF GEORGIA

COUNTY OF LUMPKIN

Under and by virtue of the Power of Sale contained in that certain Deed to Secure Debt and Security Agreement dated October 11, 2006, executed by MONTALUCE, LLC, a Georgia limited liability company f/k/a Montalvina, LLC in favor of Branch Banking and Trust Company, and recorded in Deed Book 1010, Page 247, Lumpkin County, Georgia records, as amended by that certain Amendment to Deed to Secure Debt and Security Agreement and Assignment of Agreements, Permits and Contracts dated January 8, 2008, and recorded in Deed Book 1081, Page 511, aforesaid records, as amended by that certain Amendment to Deed to Secure Debt and Security Agreement and Assignment of Agreements, Permits and Contracts dated February 20, 2009, and recorded in Deed Book 1124, Page 534, aforesaid records (as amended, the “Security Deed”); as assigned to GERMAN AMERICAN CAPITAL CORPORATION, a Maryland corporation, by Assignment of Security Instruments dated as of March 29, 2011, filed for record on April 22, 2011, recorded in Deed Book 1185, Page 715, aforesaid records, the undersigned will sell at public outcry before the door of the Courthouse of Lumpkin County, Georgia, during the legal hours of sale on the first Tuesday in January, 2012 to the highest and best bidder for cash the following property described in said Security Deed (collectively, the “Premises”), to wit:

All that certain tract or parcel of land more particularly described below (hereinafter referred to as the “Land”):

All that tract or parcel of land lying and being in Land Lots 218, 219,

220, 288, 289, 290, 341, 342, 343, 344, 359, & 360 of the 12th District,

1st Section, Lumpkin County Georgia, described as follows:

Commencing at a 1” Pipe common to the North East corner of Land Lot 218

and the North West corner of Land Lot 273; thence North 86°16’35”

East, a distance of 1303.24 feet to a concrete monument; thence North

87°14’08” East, a distance of 603.12 feet to a 5/8” rebar; thence North

87°11’14” East, a distance of 782.20 feet to an axle; thence North

51°13’46” East, a distance of 75.17 feet to an axle; thence North

86°39’38” East, a distance of 494.13 feet to a 5/8” rebar; thence North

87°02’33” East, a distance of 834.10 feet to an axle; thence North

03°34’31” West, a distance of 37.74 feet to a 5/8” rebar on the Right

of-way of Hightower Road; thence along and with the Right-of-Way of

Hightower Road the following courses and distances: South 33°31’50” East, a

distance of 20.28 feet to a point; thence South 35°16’01” East, a

distance of 191.17 feet to a point; thence leaving the Right-of Way of

Hightower Road North 89°39’57” West, a distance of 118.34 feet to a

point; thence South 00°22’51” East, a distance of 1310.33 feet to a

3⁄4” Pipe; thence North 86°06’04” East, a distance of 659.59 feet to a

3/8” Rebar; thence South 03°27’37” East, a distance of 203.88 feet to a

3/8” Rebar; thence South 59°36’24” East, a distance of 136.87 feet to a

point, thence South 29°40’40” East, a distance of 67.84 feet to a 5/8”

Rebar in fence line on the Right-of-Way of Hightower Road; thence along

and with the Right-of Way of Hightower Road the following courses and

distances: South 09°56’33” West, a distance of 88.24 feet to a point;

thence South 10°17’04” West, a distance of 111.84 feet to a point;

thence south 08°02’14” West, a distance of 125.75 to a point;

thence South 01°05’29” West, a distance of 51.35 feet to a point;

thence South 07°57’10” East, a distance of 61.12 feet to a point;

thence South 17°25’11” East, a distance of 41.49 feet to a point;

thence South 25°49’08” East, a distance of 17.66 Feet to a point;

thence South 25°49’08” East, a distance of 41.18 feet to a point;

thence South 33°29’10” East, a distance of 60.45 feet to a point;

thence South 42°24’52” East, a distance of 245.90 feet to a point;

thence South 43°56’22” East, a distance of 88.52 feet to a point;

thence South 42°27’37” East, a distance of 85.30 feet to a point;

thence South 39°54’34” East, a distance of 76.14 feet to a point;

thence South 37°44’01” East, a distance of 18.87 feet to a 1⁄2” Rebar;

thence leaving the Right-of Way of Hightower Road South 86°16’41” West,

a distance of 1203.79 feet to a 1” Rod; thence South 06°32’57” East, a

distance of 1314.71 feet to a 1⁄2” Rebar; thence South 86°36’26” West,

a distance of 653.69 feet to a 5/8” Rebar; thence South 85°02’36” West,

a distance of 204.17 feet to a 5/8” Rebar at the Easterly Right-of Way

of Bryant Road; thence crossing Bryant Road South 85°06’32” West,

a distance of 30.95 feet to a 3⁄4” Pipe at the Westerly Right-of-Way

of Bryant Road; thence South 87°52’48” West, a distance of 504.41 feet to a

3/8” Rear; thence North 03°30’45” West, a distance of 880.61 feet to a

5/8” Rebar; thence North 03°30’45” West, a distance of 50.00 feet to a

1⁄2” Rebar in the center of Old School Road; thence along the

centerline of Old School Road the following courses and distances:

South 71°50’28” West, a distance of 41.40 feet to a point; thence South

89°43’01” West, a distance of 82.50 feet to a point; thence North

82°23’35” West, a distance of 99.76 feet to a point; thence North

80°13’16” West, a distance of 45.39 feet to a point; thence North

44°32’32” West, a distance of 55.49 feet to a point; thence North

32°45’55” West, a distance of 63.24 feet to a point; thence North

51°34’51” West, a distance of 44.50 feet to a point, thence North

78°30’40” West, a distance of 115.12 feet to a point; thence South

84°42’08” West, a distance of 41.11 feet to a point, thence South

65°22’14” West, a distance of 60.58 feet to a point; thence South

56°12’46” West, a distance of 65.33 feet to a point; thence South

52°16’52” West, a distance of 72.92 feet to a point; thence South

43°33’09” West, a distance of 68.01 feet to a point; thence South

37°26’43” West, a distance of 77.73 feet to a point; thence South

48°15’09” West, a distance of 60.84 feet to a point; thence South

54°04’31” West, a distance of 62.20 feet to a point; thence South

52°30’44” West, a distance of 72.84 feet to a point, thence South

63°26’30” West, a distance of 73.57 feet to a point; thence South

70°45’32” West, a distance of 78.04 feet to a point; thence South

74°28’44” West, a distance of 102.41 feet to a point; thence South

74°40’36” West, a distance of 96.47 feet to a point; thence South

74°37’40” West, a distance of 175.10 feet to a point; thence South

71°53’15” West, a distance of 116.91 feet to a point; thence South

72°48’53” West, a distance of 119.48 feet to a point; thence South

71°29’28” West, a distance of 117.49 feet to a point; thence South

67°18’10” West, a distance of 57.15 feet to a point; thence South

59°44’35” West, a distance of 43.71 feet to a point; thence South

42°36’21” West, a distance of 36.83 feet to a point; thence South

34°53’35” West, a distance of 54.28 feet to a point; thence South

30°56’54” West, a distance of 58.30 feet to a point; thence South

26°18’17” West, a distance of 40.61 feet to a point; thence South

15°11’11” West, a distance of 50.36 feet to a point; thence South

01°26’28”East, a distance of 34.54 feet to a point; thence South

23°26’55” East, a distance of 29.92 feet to a 5/8” Rebar on the Right

-of-way of Jay Bridge Road; thence along and with the Right-of-way of

Jay Bridge Road the following courses and distances: North 68°01’28”

West, a distance of 58.81 feet to a point; thence North 82°20’57” West,

a distance of 80.50 feet to a point; thence North 87°46’35” West, a

distance of 96.53 feet to a point; thence North 87°00’31” West, a

distance of 132.65 feet to a point; thence North 86°02’47” West, a

distance of 84.17 feet to a point; thence South 89°9’02” West, a

distance of 41.50 feet to a point; thence North 00°20’58” West, a

distance of 20.00 feet to a point; thence South 89°39’02” West, a

distance of 61.22 feet to a point; thence South 77°47’35” West, a

distance of 117.53 feet to a point; thence South 57°06’19” West, a

distance of 33.61 feet to a 5/8” Rebar; thence leaving the Right-of-Way

of Jay Bridge Road and along and 10 feet back from the edge of the

Etowah River the following courses and distances: North 16°47’45” East,

a distance of 85.36 feet to a point; thence North 14°58’55” East, a

distance of 65.82 feet to a point; thence North 06°32’49” East, a

distance of 113.20 feet to a point; thence North 04°05’18” East, a

distance of 91.75 feet to a point; thence North 25°08’03” East, a

distance of 103.55 feet to a point; thence North 27°01’56” East, a

distance of 44.36 feet to a point; thence North 29°57’46” East, a

distance of 90.78 feet to a point; thence North 25°30’16” East, a

distance of 68.65 feet to a point; thence North 08°01’18” East, a

distance of 36.90 feet to a point; thence North 37°38’31” East, a

distance of 29.73 feet to a point; thence North 21°57’52” East, a

distance of 85.50 feet to a point; thence North 17°35’12” East, a

distance of 126.78 feet to a point; thence North 15°30’50” East, a

distance of 73.74 feet to a point; thence North 11°41’13” East, a

distance of 92.05 feet to a point; thence North 12°52’10” East, a

distance of 66.57 feet to a point; thence North 08°32’54” East, a

distance of 112.65 feet to a point; thence North 02°36’04” East, a

distance of 67.17 feet to a point; thence North 01°32’29” East, a

distance of 90.52 feet to a point; thence North 08°41’05” West, a

distance of 35.79 feet to a point; thence North 01°49’05” West, a

distance of 78.74 feet to a point; thence North 18°10’40” West, a

distance of 68.77 feet to a point; thence North 16°24’06” West, a

distance of 102.55 feet to a point; thence North 48°21’11” West, a

distance of 33.20 feet to a point; thence North 69°17’54” West, a

distance of 43.78 feet to a point; thence North 68°53’40” West, a

distance of 91.54 feet to a point; thence North 71°31’100” West, a

distance of 111.58 feet to a point; thence North 78°07’55” West, a

distance of 118.35 feet to a point; thence North 89°59’51” West, a

distance of 68.80 feet to a point; thence North 85°31’26” West, a

distance of 160.25 feet to a point; thence North 78°16’15” West, a

distance of 68.02 feet to a point; thence North 79°57’56” West, a

distance of 50.71 feet to a point; thence North 75°36’28” West, a

distance of 98.48 feet to a point; thence North 71°48’59” West, a

distance of 85.24 feet to a point; thence North 70°31’35” West, a

distance of 71.47 feet to a point; thence North 67°39’45” West, a

distance of 24.13 feet to a point; thence North 76°06’42” West, a

distance of 78.76 feet to a point; thence North 76°38’02” West, a

distance of 39.76 feet to a point; thence North 83°53’53” West, a

distance of 45.25 feet to a point; thence North 65°22’04” West, a

distance of 24.57 feet to a point; thence South 88°48’32” West, a

distance of 31.83 feet to a point; thence South 71°05’31” West, a

distance of 54.54 feet to a point; thence North 71°02’51” West, a

distance of 23.72 feet to a point; thence North 65°36’08” West, a

distance of 36.50 feet to a point; thence North 46°55’41” West, a

distance of 42.14 feet to a point; thence North 37°39’14” West, a

distance of 67.37 feet to a point; thence North 33°57’52” West, a

distance of 56.67 feet to a point; thence North 17°24’13” West, a

distance of 49.07 feet to a point; thence North 12°03’29” West, a

distance of 71.48 feet to a point; thence North 03°34’30” West, a

distance of 57.14 feet to a point; thence North 07°03’32” East, a

distance of 50.76 feet to a point; thence North 09°02’34” West, a

distance of 42.29 feet to a 1⁄2” Rebar on the South line of Land Lot

218; thence Westerly along the south line of Land Lot 218 a distance of

195.89 feet more or less to the South West corner of Land Lot 218;

thence Northerly along the West line of Land Lot 218 a distance of

1279.46 feet more or less to the North West corner of Land Lot 218;

thence Easterly along the North line of Land Lot 218, a distance of

1296.06 feet more or less to a 1” Pipe at the true Point of Beginning.

Containing 399.435 Acres, more or less.

LESS AND EXCEPT:

Pomino Phase - Lots 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, and 11, Plat Cabinet 1, Slide 147, Pages

121-124.

Cottage Phase - Lots 1A, 2A, 3A, 4A, 5A, 6A, 8A, 3B, 4B, 5B, 6B, 7B, 10B, 1IB, 4D,

23D, 24D, 25D, Plat Cabinet 1, Slide 150, Pages 192-196, and Plat Cabinet 1, Slide 157,

Pages 138-142.

Estate Phase-Lots 1,2,3,4, 6, 7,10,13,16,44,45,46,47,48, 71,72, 73, 85, 86,87,

and 89, Plat Cabinet 1, Slide 151, Pages 2-13.

Villas - Lots IE, 5E, 7E, 8E, and 8G, Plat Cabinet 1, Slide 152, Pages 30-34, and Plat

Cabinet 1, Slide 157, Pages 133-137.

TOGETHER WITH: All buildings, structures and other improvements of every kind and nature whatsoever now or hereafter situated on the Land; and all machinery, equipment, fixtures, appliances and building, construction, development and landscaping supplies and materials now or hereafter placed on or in the Land; and all and singular the easements, rights-of-way, strips and gores of land, streets, ways, alleys, passages, sewer rights, waters, water courses, water rights and powers, estates, rights, titles, interests, minerals, royalties, privileges, liberties, tenements, hereditaments and appurtenances whatsoever, in any way now or hereafter belonging, relating or appertaining to the Land or the improvements now or hereafter located thereon, or any part thereof, and the reversion or reversions, remainder and remainders, rents, issues and profits thereof; and all right to receive excess payments in any tax sale of the Land and the improvements now or hereafter located thereon, or any part thereof, and all the estate, right, title, interest, claim and demand whatsoever of Grantor of, in and to the same.

The debt secured by the Security Deed is evidenced by that certain Revolving Line of Credit Note dated October 11, 2006, executed by MONTALUCE, LLC, a Georgia limited liability company f/k/a Montalvina, LLC in favor of Branch Banking and Trust Company, a North Carolina banking corporation, as assigned to German American Capital Corporation (“Lender”) in the original principal amount of Ten Million and No/100 Dollars ($10,000,000.00) (as modified and/or amended from time to time, including that certain Amendment to Promissory Note dated January February 20, 2009, increasing the principal amount to Twelve Million Three Hundred Eighteen Thousand and No/100 Dollars ($12,318,000.00), the “Note”), plus interest from date on the unpaid balance until paid, and other indebtedness.

Default has occurred and continues under the terms of the Note and Security Deed by reason of, among other possible events of default, the nonpayment when due of the indebtedness evidenced by the Note and secured by the Security Deed and the failure to comply with the terms and conditions of the Note and Security Deed. By reason of this default, the Security Deed has been declared foreclosable according to its terms.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorneys’ fees, notice of intent to collect attorneys’ fees having been given. Said Premises will be sold subject to any outstanding ad valorem taxes and/or assessments (including taxes which are a lien but are not yet due and payable), possible redemptive rights of the Internal Revenue Service, if any, any matters which might be disclosed by an accurate survey and inspection of the Premises, and any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final audit and confirmation of the status of the loan with the holder of the Security Deed.

GERMAN AMERICAN CAPITAL CORPORATION, as Attorney-in-Fact for Montaluce, LLC.

Michael E. Fincher, Esq.

Fincher & Jurkiewicz, LLP

12600 Deerfield Parkway, Suite 100

Alpharetta, Georgia 30004

(404) 200-8669

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(12/7, 12/14, 12/21, 12/28)

NOTICE OF SALE UNDER POWER,

LUMPKIN COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Mary Jane Moore to Ameriquest Mortgage Company dated 3/15/2005 and recorded in Deed Book L35 Page 50, Lumpkin County, Georgia records; as last transferred to Deutsche Bank National Trust Company, as Trustee for Ameriquest Mortgage Securities Inc., Asset-Backed Pass-Through Certificates, Series 2005-R6 by Assignment filed for record in Lumpkin County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $ 152,400.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in January, 2012 (January 3, 2012), the following described property:

All that tract or parcel of land lying and being in Land Lot 122 of the 11th District, originally of Hall County and now Lumpkin County, Georgia, consisting of 0.6655 acres, more or less, and being more fully described and delineated according to a plat of survey prepared May 26, 1981, for Mary Jane Moore by Jimmy D. Bullock, Georgia Registered Land Surveyor No. 1765, which is recorded in Plat Book 6, page 336, Lumpkin County, Georgia Records, and incorporated herein by reference and made a part hereof.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 265 Perkins Road, Dahlonega, Georgia 30533 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Mary Jane Moore, Life Estate and William Brian Worthington or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

Deutsche Bank National Trust Company, as Trustee for Ameriquest Mortgage Securities Inc., Asset-Backed Pass-Through Certificates, Series 2005-R6 as agent and Attorney in Fact for Mary Jane Moore

Aldridge Connors, LLP, 780 Johnson Ferry Road, NE, Suite 600, Atlanta, Georgia 30342, (678) 894-3400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1002-2212

(12/7, 12/14, 12/21, 12/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Margaret H. Pollard to Mortgage Electronic Registration Systems, Inc., dated September 18, 2002, recorded in Deed Book Z29, Page 634, Lumpkin County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment recorded in Deed Book 1180, Page 582, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of EIGHTY-FOUR THOUSAND EIGHT HUNDRED AND 0/100 DOLLARS ($84,800.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in January, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Margaret H. Pollard or a tenant or tenants and said property is more commonly known as 92 Laurel Hill Drive, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, NA

as Attorney in Fact for

Margaret H. Pollard

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/ld0 1/3/12

Our file no. 51561305-FT5

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 87 of the 1st District, originally Habersham now Lumpkin County, Georgia, together with all improvements located thereon, as set out on a plat of survey dated June 19, 1976, prepared for Leon Welch by M. C. Wicht, Georgia Registered Land Surveyor. This plat is recorded in Plat Book 5, page 288, Lumpkin County records, and is incorporated herein by reference for a more detailed description. This property is conveyed subject to all easements in use or of record. MR/ld0 1/3/12 Our file no. 51561305 - FT5

(12/7, 12/14, 12/21, 12/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by David M Reneau and Susan A Reneau to Mortgage Electronic Registration Systems, Inc., dated April 23, 2008, recorded in Deed Book 1091, Page 427, Lumpkin County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment recorded in Deed Book 1157, Page 208, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of FORTY-SIX THOUSAND FOUR HUNDRED FIFTY AND 0/100 DOLLARS ($46,450.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in January, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is David M Reneau and Susan A Reneau or a tenant or tenants and said property is more commonly known as 5661 Camp Wahsega Road, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP, formerly known as Countrywide Home Loans Servicing, LP

as Attorney in Fact for

David M Reneau and Susan A Reneau

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/hmw 1/3/12 Our file no. 5440510-FT11

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lots 1145 and 1160 of the 11th District, 1st Section, Lumpkin County, Georgia, being fully described by a plat prepared by Michael Stewart Kelley, Georgia Registered Land Surveyor, dated November 17, 2000 and as per said plat, the property contains 2.00 acres, more or less. The subject plat being of record in Cabinet One, Slide 56, Plat 107, Lumpkin County records. Said plat is hereby incorporated by reference. Also conveyed herein is an easement being 20 feet in width as shown on the above referenced plat of survey for ingress, egress and the installation of utilities. Said easements connects subject property to Camp Washega Road. This conveyance is made together with and subject to any easements for public roads and utilities now in use. Property Address: 5661 Camp Washega Rd. Dahlonega, GA 30533 MR/hmw 1/3/12 Our file no. 5440510 - FT11

(12/7, 12/14, 12/21, 12/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Robert Rickert and Sharon Rickert to Mortgage Electronic Registration Systems, Inc., dated December 15, 2006, recorded in Deed Book 1019, Page 126, Lumpkin County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. by assignment to be recorded in the Office of the Clerk of Superior Court of Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-SEVEN THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($137,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in January, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Robert Rickert and Sharon Rickert or a tenant or tenants and said property is more commonly known as 141 Oak Ridge Drive, Dawsonville, Georgia 30534. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, N.A.

as Attorney in Fact for

Robert Rickert and Sharon Rickert

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/sju 1/3/12

Our file no. 51314011-FT7

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 854 of the 5th District, 1st Section of Lumpkin County, Georgia, being Lot 61 of Mill Creek Station Subdivision, as per plat of survey recorded in Plat Cabinet 1, Slide 119, Page 178, Lumpkin County, Georgia Records, which plat is incorporated herein by reference for a more complete description of said property. MR/sju 1/3/12 Our file no. 51314011 - FT7

(12/7, 12/14, 12/21, 12/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Diane Roddy to Mortgage Electronic Registration Systems, Inc., dated December 5, 2006, recorded in Deed Book 1017, Page 565, Lumpkin County, Georgia Records and as re-recorded in Deed Book 1022, Page 76, Lumpkin County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP formerly known as Countrywide Home Loans Servicing, LP by assignment recorded in Deed Book 1170, Page 170, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-TWO THOUSAND NINE HUNDRED FOURTEEN AND 0/100 DOLLARS ($132,914.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in January, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Diane Roddy or a tenant or tenants and said property is more commonly known as 329 Summer Glen Road, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP, formerly known as Countrywide Home Loans Servicing, LP

as Attorney in Fact for

Diane Roddy McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/mga 1/3/12

Our file no. 52263710-FT11

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 71 of the 11th District of Lumpkin County, Georgia, being Tract 1, containing 1.72 acres on Summer Glen Road as per plat of survey recorded at Plat Cabinet 1, Slide 91, Page 16, Lumpkin County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. Also conveyed herewith: A 2004 Horton “Boss” Manufactured Home, 30 X 68, VIN # GEO 1403359 and GEO 1403360. MR/mga 1/3/12 Our file no. 52263710 - FT11

(12/7, 12/14, 12/21, 12/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Under and by virtue of the Power of Sale contained in that certain Deed to Secure Debt (With Future Advance Clause) from Nick C. Schiltz, Inc. (“Grantor”) to Renasant Bank, successor in interest to, and Assignee of the Federal Deposit Insurance Corporation, as Receiver for Crescent Bank and Trust Company (“Grantee”), dated February 28, 2006, filed and recorded March 3, 2006, in Deed Book L37, Page 345, Lumpkin County, Georgia Records, as modified by that certain Modification of Deed to Secure Debt dated February 28, 2007, filed and recorded March 22, 2007, in Deed Book 1033, Page 351, aforesaid records, as modified by that certain Modification of Deed to Secure Debt dated March 28, 2008, filed and recorded April 4, 2008, in Deed Book 1088, Page 522, aforesaid records, as modified by that certain Modification of Deed to Secure Debt dated April 14, 2009, filed and recorded May 5, 2009, in Deed Book 1129, Page 631, aforesaid records, and re-recorded in Deed Book 1136, Page 60, aforesaid records (as modified, the “Security Deed”), conveying the after-described property to secure that certain Universal Note dated April 14, 2009, from Grantor payable to Crescent Bank in the original principal amount of One Hundred Seventy-One Thousand One Hundred Forty-Eight and 89/100 Dollars ($171,148.89), with interest thereon as set forth therein (the “Note”), there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in January, 2012fillin “” \d “”, the following described property:

All that tract or parcel of land lying and being in Land Lot 892, 12th District, 1st Section, City of Dahlonega, Lumpkin County, Georgia and being more fully described on a plat prepared for L.C. Truelove by Michael L. Scupin, Georgia Registered Land Surveyor, dated August 5, 1987, and as per said plat the property contains 2.30 acres, more or less, the subject plat being of record in Plat Book 19, Page 93, Lumpkin County, Records. Said plat is incorporated herein by reference.

Subject to easements for public roads and utilities now in use.

Further subject to any easements of record or easements located on the property above described.

The indebtedness secured by said Security Deed fillin “” \d “”has been and is hereby declared due and payable because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note. fillin “” \d “”The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given as provided by law).

The property will be sold for cash or certified funds and subject to any and all matters of record superior to said Security Deedfillin “” \d “”, outstanding ad valorem taxes, any matters which might be disclosed by an accurate survey and inspection of the property, zoning ordinances, restrictions, covenants, and easements against the property, if any, and subject to any unpaid water and waste bills that constitute liens against the property, whether due and payable or not yet due and payable. The sale will be conducted as set forth herein subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed.

Grantee reserves the right to sell the property in one parcel or as an entirety, or in such parcels as Grantee may elect, as permitted in the Security Deed.

To the best of the undersigned’s knowledge and belief, the property is located at 1083 Morrison Moore Parkway West, Dahlonega, Lumpkin County, Georgia, 30533, and the party in possession of the property is Nick C. Schiltz, Inc. or its tenant or tenants.

Renasant Bank, successor in interest to, and Assignee of the Federal Deposit Insurance Corporation, as Receiver for Crescent Bank and Trust Company, as Attorney-in-Fact for Nick C. Schiltz, Inc.

Thompson, O’Brien, Kemp & Nasuti, P.C.

40 Technology Parkway South, Suite 300

Norcross, Georgia 30092

(770) 925-0111

(12/7, 12/14, 12/21, 12/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Donald S Schrader and Martha J Schrader to Mortgage Electronic Registration Systems, Inc., as nominee for Suntrust Mortgage, Inc., its successors and assigns dated December 30, 2004 in the amount of $352,605.00, and recorded in Deed Book Z34, Page 625, Lumpkin County, Georgia Records; as last transferred to RBS Financial Products, Inc. by assignment; the undersigned, RBS Financial Products, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in January, 2012 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

AlI that tract or parcel of land lying and being in Land Lot 94 of the l` District, formerly Habersham , now Lumpkin County, Georgia, being a tract of land consisting of 2.0 acres designated as Tract 1 as described in the plat of survey prepared by Roger N. London GRS, dated May 8, 2001 which plat is recorded Plat Cabinet One at slide 84, plat 75, Lumpkin County records and incorporated herein as if fully rewritten. A copy of the referenced plat is attached hereto and marked Exhibit “B”.

which has the property address of 520 Grindle Brothers Road, Murrayville, Georgia, together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Donald S Schrader and Martha J Schrader and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

RBS Financial Products, Inc. Attorney in Fact for

Donald S Schrader and Martha J Schrader

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

Publication Dates:12-07-2011, 12-14-2011, 12-21-2011, 12-28-2011

File No. 11-19149 /CONV/krider

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.(12/7, 12/14, 12/21, 12/28)

(12/7, 12/14, 12/21, 12/28)

NOTICE OF SALE UNDER POWER, LUMPKIN COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Edward Shaw and Kimberly Shaw to Mortgage Electronic Registration Systems, Inc., as nominee for Equifirst Corporation dated 12/22/2005 and recorded in Deed Book C 37 Page 322, LUMPKIN County, Georgia records; as last transferred to US Bank National Association as Trustee by Assignment filed for record in LUMPKIN County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $ 109,800.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of LUMPKIN County, Georgia, within the legal hours of sale on the first Tuesday in January, 2012 (January 3, 2012), the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN THE FIRST (1ST) DISTRICT OF ORIGINALLY HABERSHAM, NOW LUMPKIN COUNTY, AND BEING 1/2 ACRES, MORE OR LESS, OF LAND LOT NUMBER NINETY-EIGHT (98) IN SAID DISTRICT AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS:

BEGINNING AT AN IRON PIN ON THE NORTHEASTERLY SIDE OF E.D. BURGESS ROAD AT A FENCE ON THE WEST LINE OF THE EUGENE CHAPMAN PROPERTY; RUNNING THENCE IN A NORTHERLY DIRECTION ALONG THE FENCE 363 FEET, MORE OR LESS, TO AN IRON PIN AT A FENCE CORNER; RUNNING THENCE IN AN EASTERLY DIRECTION ALONG THE FENCE 47 FEET, MORE OR LESS, TO AN IRON PIN AT A FENCE CORNER, RUNNING THENCE IN A SOUTHERLY DIRECTION ALONG THE FENCE 393 FEET MORE OR LESS, TO AN IRON PIN ON THE NORTHERLY SIDE OF THE E.D. BURGESS ROAD; RUNNING THENCE IN A WESTERLY DIRECTION ALONG THE NORTHERLY SIDE OF THE ROAD 51 FEET, MORE OR LESS, TO AN IRON PIN AT THE EUGENE CHAPMAN FENCE AND THE POINT OF BEGINNING.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 44 Starbridge Road, Murrayville, Georgia 30564 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Edward Shaw and Kimberly Shaw or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

US Bank National Association as Trustee as agent and Attorney in Fact for Edward Shaw and Kimberly Shaw Aldridge Connors, LLP, 780 Johnson Ferry Road, NE, Suite 600, Atlanta, Georgia 30342, (678) 894-3400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1165-179

(12/7, 12/14, 12/21, 12/28)

Notice of Sale Under Power

State of Georgia,

County of LUMPKIN.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by KATELYN G SIZEMORE to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) AS NOMINEE FOR PROFESSIONAL LENDING, LLC , dated 07/28/2009, and Recorded on 08/03/2009 as Book No. 1139 and Page No. 99-118, LUMPKIN County, Georgia records, as last assigned to JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO CHASE HOME FINANCE LLC, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $126,530.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the LUMPKIN County Courthouse within the legal hours of sale on the first Tuesday in January, 2012, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 99 OF THE 1ST DISTRICT, ORIGINALLY HABERSHAM, NOW LUMPKIN COUNTY, GEORGIA, BEING LOT 20, CONTAINING 1.00 ACRES, MORE OR LESS, COPPER PINES SUBDIVISION, AS PER PLAT RECORDED IN PLAT BOOK 13, PAGE 91, LUMPKIN COUNTY, GEORGIA RECORDS, SAID PLAT BEING INCORPORATED HEREIN BY REFERNCE THERETO. THIS DEED IS GIVEN SUBJECT TO ALL EASEMENTS AND RESTRICTIONS OF RECORD.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO CHASE HOME FINANCE LLC, 3415 VISION DRIVE, Foreclosure, COLUMBUS, OH 43219, 800-848-9136. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 422 JESSICA TRAIL, MURRAYVILLE, GEORGIA 30564 is/are: KATELYN G SIZEMORE or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO CHASE HOME FINANCE LLC

as Attorney in Fact for

KATELYN G SIZEMORE.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

20110187401574

BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP

15000 Surveyor Boulevard

Addison, Texas 75001

Telephone: (972) 341-5398.

(12/7, 12/14, 12/21, 12/28)

STATE OF GEORGIA

COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

IN DEED TO SECURE DEBT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Sammie W. Southern and Nettie Mae Southern to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $238,000.00 dated 04/11/2007, and recorded in Deed Book 1038, page 437, Lumpkin County records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of January, 2012 by The Bank of New York Mellon fka the Bank of New York as trustee for the benefit of the certificateholders of the CWABS Inc., asset backed certificates, Series 2007-9, as Attorney-in-Fact for Sammie W. Southern and Nettie Mae Southern the following described property:

The following described property:

All that tract or parcel of land lying and being in Land Lot 140 of the 11th District, originally Hall now Lumpkin County, Georgia, consisting of 4.251 acres, more or less, together with all improvements located thereon, and being more particularly set out as Lot 15 of the Subdivision of Brandy Mountain on a plat of survey dated May 28, 1998, prepared for Sammy Southern by Michael Stewart Kelley, Georgia Registered Land Surveyor, this plat is recorded in Plat Cabinet 1, Slide 20, Plat 184A Lumpkin County records, and is incorporated herein by reference for a more detailed description.

The derivation of same being:

The same being property conveyed by deed executed by Jimmy D. Parris and Betty Jean Parris, on 8-14-1998, as recorded on 8-18-1998 at Book/Liber Q20, Page/Folio 314, in the land records of Lumpkin County.

Parcel Identification Number: 083.120

Property known as: 770 Brandy Mountain Road, Dahlonega, GA 30533-0000

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).

The property will be sold as the property of The Aforesaid Grantors subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.

Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:

Bank of America, N.A.

Attn: Loss Mitigation, P. O. Box 5170, MS SV314B

Simi Valley, CA 93065

PHONE: 800-669-6650

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.

To the best of the undersigned’s knowledge and belief, the party in possession is Sammie W. Southern and Nettie Mae Southern.

The Bank of New York Mellon fka the Bank of New York as trustee for the benefit of the certificateholders of the CWABS Inc., asset backed certificates, Series 2007-9, as Attorney-in-fact for Sammie W. Southern and Nettie Mae Southern.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Associates, P.C.

South Terraces, Suite 1000

115 Perimeter Center Place

Atlanta, GA 30346

Phone – (770) 392-0398

Toll Free – (866) 999-7088

www.penderlaw.com

Our File No. 11-12462

(12/7, 12/14, 12/21, 12/28)

STATE OF GEORGIA

COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

IN DEED TO SECURE DEBT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Diane Stark to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $200,000.00 dated 8/4/2006, and recorded in Deed Book 1001, page 704, Lumpkin County records,, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of January, 2012 by Bayview Loan Servicing, LLC, as Attorney-in-Fact for Diane Stark the following described property:

All that tract or parcel of land lying and being in Land Lot 45 of the 13th District, 1st Section of Lumpkin County, Georgia, being Lot 16 of Parks Ridge Subdivision, as shown on a plat of survey for said subdivision by Richard J. Webb, Georgia RLS, dated January 30, 2003, and recorded in Plat Cabinet 1, Slide 82, Page 36, Lumpkin County, Georgia records, which plat is incorporated herein and made a part hereof by reference.

Property known as: 558 Deans Dr, Dawsonville, GA 30534

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).

The property will be sold as the property of The Aforesaid Grantors subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.

Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:

Bayview Loan Servicing, LLC

4425 Ponce de Leon Blvd., 5th Floor

Coral Gables, FL 33146

PHONE: 800-959-8229

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.

To the best of the undersigned’s knowledge and belief, the party in possession is Diane Stark.

Bayview Loan Servicing, LLC, as Attorney-in-fact for Diane Stark.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Associates, P.C.

South Terraces, Suite 1000

115 Perimeter Center Place

Atlanta, GA 30346

Phone – (770) 392-0398

Toll Free – (866) 999-7088

www.penderlaw.com

Our File No. 11-13460

(12/7, 12/14, 12/21, 12/28

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Kerri Elizabeth Steen to Mortgage Electronic Registration Systems, Inc., dated July 22, 2008, recorded in Deed Book 1103, Page 493, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of EIGHTY-FIVE THOUSAND SIX HUNDRED FIFTY-FIVE AND 0/100 DOLLARS ($85,655.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in January, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Kerri Elizabeth Steen or a tenant or tenants and said property is more commonly known as 579 Soapstone Road, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

as Attorney in Fact for

Kerri Elizabeth Steen

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/mga 1/3/12

Our file no. 51440511-FT11

EXHIBIT “A” All that tract or parcel of land together with improvements thereon lying and being in Land Lot 83 of the 1st Land District, Lumpkin County, Georgia, containing 1.000 acre, as shown on plat of survey for Dennis R Grizzle by Geoimage, LLC, John T Gaston, RLS, dated 10/2/06 recorded in Plat Book I-165, Page 96B, in the Office of the Clerk of Superior Court of Lumpkin County, Georgia, which said plat is incorporated herein by reference and made a part of this description. Subject to ingress/egress easement as recorded in Deed Book 1040, Page 699, Lumpkin County, Georgia deed records. Subject to an included herein is a non-exclusive ingress/egress easement for public road access to and from Soapstone Spur Road over through and across other property of Grantor herein via the existing “40” access easement as shown on the above referenced plat of survey. Subject to 40 foot access easement Subject to Old road bed along rear is property line. Subject to Easement in favor of Habersham Electric Membership Corporation as recorded in Deed Book M7, Page 73, Lumpkin County, Georgia deed records. Subject to Right of way in favor of State Highway Department of Georgia as recorded in Deed Book X2, Page 324, Lumpkin County, Georgia deed records. Subject to Mining lease agreement as recorded in Deed Book N2, Page 245-246, Lumpkin County, Georgia deed records. Subject to all other easements, restrictions, reservations and rights of way of record, if any. MR/mga 1/3/12 Our file no. 51440511 - FT11

(12/7, 12/14, 12/21, 12/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Nathan Walker to Mortgage Electronic Registration Systems, Inc., dated November 1, 2007, recorded in Deed Book 1113, Page 729, Lumpkin County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment recorded in Deed Book 1161, Page 405, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of NINETY-ONE THOUSAND SEVEN HUNDRED FIFTY-SIX AND 0/100 DOLLARS ($91,756.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in January, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Nathan Walker or a tenant or tenants and said property is more commonly known as 30 Arrow Court, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP formerly known as Countrywide Home Loans Servicing, LP

as Attorney in Fact for

Nathan Walker

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/mga 1/3/12 Our file no. 51439110-FT11

EXHIBIT “A” All that tract or parcel of land lying and being in Land Lot 125 of the 11th District, Lumpkin County, Georgia, being Lot 162, consisting of 1.01 acres, more or less, of Wellington Subdivision, Phase Six, as per plat prepared by Donald Rex Jones, GRLS #2396, Dated October 30, 1996, recorded in Plat Book 30, Page 115, Lumpkin County, Georgia Records, to which plat reference is made for a more detailed description. Together with a 1996 Double Wide Mobile Home being a Southern Charm Model No. E706 manufactured by Homestead Homes being Serial Number HMST11828AGA and HMST11828BGA. MR/mga 1/3/12 Our file no. 51439110 - FT11

(12/7, 12/14, 12/21, 12/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Daniel C. Yawn and Stephanie E Yawn to HomeBanc Mortgage Corporation dated January 11, 2007 in the amount of $138,400.00, and recorded in Deed Book 1023, Page 85, Lumpkin County, Georgia Records; as last transferred to JPMorgan Chase Bank, National Association by assignment; the undersigned, JPMorgan Chase Bank, National Association pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in January, 2012 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 29 of the 13th District, 1st Section of Lumpkin County, Georgia, designated as Lot 51 and part of Lot 52 of Chesterra, Unit 3, and being more particularly described as follows:

Beginning at an iron pin located on the Western Right-of-Way of Heather Lane (a 40 foot Right-of-Way shown in that certain plat of survey of Chesterra Subdivision, Unit 3 [the “Subdivision Plat”], recorded in Plat Book 13, Page 92, Lumpkin County Records) 226.30 feet Northerly, as measured along the western Right-of-Way line of said Heather Lane, from the intersection of said Right-of-Way line with the Northern Right-of-Way line of Laurel Mountain Way, said point of beginning being the Southeasternmost corner of Lot 51 and the Northeasternmost corner of Lot 52 of Chesterra Subdivision, Unit 3, as said lots are shown according to the Subdivision Plat; proceeding thence North 75 degree 18 minutes 09 seconds West 130.30 feet to a point; thence North 80 degrees 11 minutes 59 seconds West 40.30 feet to a point; thence South 87 degrees 03 minutes 21 seconds West 317.22 feet to a point; thence North 11 Degree 11 minutes 34 seconds West 24.26 feet to a point; thence North 79 degrees 54 minutes 07 seconds East 17.28 feet to a point; thence North 47 degrees 28 minutes 29 seconds East 60.35 feet to a point; thence North 32 degrees 33 minutes 23 seconds East 52.95 feet to a point; thence South 83 degrees 02 minutes 24 seconds East 401.07 feet to an iron pin located on the Western Right-of-Way line of Heather Lane; proceeding thence South 00 degrees 24 minutes 10 seconds East 119.87 feet to the Point of Beginning; said property being the greatest part of original Lot 51 and a small portion of original Lot 52 of Chesterra Subdivision, Unit 3, and being shown according to that certain plat of survey prepared for Michael Louis McKinney by Jick A. Page, Jr., RLS, dated November 29, 1994.

which has the property address of 77 Heather Lane, Dahlonega, Georgia, together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Daniel C. Yawn and Stephanie E Yawn and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

JPMorgan Chase Bank, National Association

Attorney in Fact for

Daniel C. Yawn and Stephanie E Yawn

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

Publication Dates:12-07-2011, 12-14-2011, 12-21-2011, 12-28-2011

File No. 10-22232 /FNMA/lseymore

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(12/7, 12/14, 12/21, 12/28)

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Legals (Dec. 7th edition)
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NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Kenneth David Alldred, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 8th day of November, 2011.

Michelle Alldred/Administrator

7697 Dawsonville Hwy

Dawsonville, GA 30534

(11/16, 11/23, 11/30, 12/7)

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Lynne Brown Pyle, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 8th day of November, 2011.

Mark Stephen Pyle/Executor

543 Martins Grove Road

Dahlonega, Georgia 30533

(11/16, 11/23, 11/30, 12/7)

NOTICE OF PUBLICATION

IN THE SUPERIOR COURT OF LUMPKIN COUNTY

STATE OF GEORGIA

Trudy S. Gilstrap, PLAINTIFF

VS. Claude Charles Gilstrap, DEFENDANT

CIVIL ACTION NO. 11-CV-764-DB

TO: Claude Charles Gilstrap

By Order for Service by Publication dated November 9, 2011, you are hereby notified that on November 9, 2011, Trudy S. Gilstrap filed suit against you for Divorce.

You are required to file with the Clerk of Superior Court, and to serve upon the plaintiff, Trudy S. Gilstrap, 116 Golden Hills Drive, Apt. 686, Dahlonega, Georgia 30533, an Answer in writing within sixty (60) days of the date of the Order for Publication.

WITNESS, the Honorable David E. Barrett, Judge of this Superior Court, this 9th day of November, 2011.

Rita Harkins

Clerk of Superior Court

Lumpkin County, Georgia

(11/16, 11/23, 11/30, 12/7) 129

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Peter Michael Lynch, Jr.,, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 14th day of November, 2011.

P. Michael Lynch, III, Executor

1565 Lockridge Drive

Cumming, GA 30041

(11/23, 11/30, 12/7, 12/14)

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Lawrence Joseph Pourciau, Sr. deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 14th day of November, 2011.

Marlene Pourciau, Administrator

403 Gold Crest Drive

Dahlonega, GA 30533

(11/23, 11/30, 12/7, 12/14)

NOTICE

GEORGIA, LUMPKIN COUNTY PROBATE COURT

The petition of Cynthia Mercedes Chapman for a year’s support from the estate of William Buchanan Chapman, Jr., deceased, for decedent’s surviving spouse, having been duly filed, all interested persons are hereby notified to show cause, if any they have, on or before Decemer 19, 2011, why said petition should not be granted.

All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed on or before the time stated in the preceding sentence. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections. unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.

Michael Chastain

Probate Judge

By Shelley Wilson

Probate Clerk

325 Riley Road, Room 122

Dahlonega, Georgia 30533

706-864-3847

(11/23, 11/30, 12/7, 12/14) 184

Notice of sale

Notice of Lien Sale to the highest bidder at

Millie’s Mini Storage

28 Millie’s Place

Dahlonega, GA 30533

off Morrison Moore Parkway East

On December 10, 2011, 10 a.m.

Contents of units are unknown and will be available for inspection at the time of sale.

Units to be sold:

A55 Amanda Tant

(11/30, 12/7)

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Mary Frank Clonts Wynn, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 21st day of November, 2011.

Jack T. Wynn, Executor

151 Christy Lane

Dahlonega, GA 30533

(11/30, 12/7, 12/14, 12/21)

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of DeWitt White, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 23rd day of November, 2011.

Kathy Ann White Thomas, Executor

2267 Cleveland Hwy.

Dahlonega, GA 30533

(12/7, 12/14, 12/21, 12/28)

NOTICE OF PUBLIC HEARING

FOR CERTIFICATE OF

APPROPRIATENESS

Please take notice that the Governing body of the City of Dahlonega has received the following applications which will be heard by the Historic Preservation Commission at a called meeting on Thursday December 22, 2011 at 6:00 p.m. Meeting will be held in the City Hall Council Chambers located at 465 Riley Road. All applications are available for review at the City Planning Office.

Application submitted by Steven Leibel for Certificate of Appropriateness for addition of 40’x48’ deck to rear of building. Structure address: 35 North Chestatee. Property is zoned B3 Historic District. Property ID: Tax Map D11 Parcel 059

Application submitted by Chamber of Commerce for Certificate of Appropriateness for change of material on existing building. Structure address: 13 South Park Street. Property is zoned B3 Historic District. Property ID: Tax Map D11 Parcel 089

(12/7) 144

NOTICE OF SALE UNDER POWER

STATE OF GEORGIA,

COUNTY OF LUMPKIN

Under and by virtue of the Power of Sale in Deed from Geraldine Bruce Adams to Bank of the Ozarks, Assignee from the Federal Deposit Insurance Corporation as Receiver of Chestatee State Bank, Grantee, dated November 25, 2009 and recorded in Deed Book 1151, Pages 152-156 and re-recorded in Deed Book 1153, Pages 114-119 of the Lumpkin County, Georgia Records, and as modified, said Deed to Secure Debt having been given to secure a Promissory Note dated November 25, 2009 in the original principal amount of $40,000.00, there will be sold by the undersigned at public outcry, during the legal hours of sale before the door of the Courthouse of Lumpkin County, Georgia, on the first Tuesday in January, 2012, to wit: January 3, 2012, to the highest and best bidder for cash the property described as follows, to wit:

All that tract or parcel of land lying and being in Land Lot 985, 12th District, 1st Section, Lumpkin County, City of Dahlonega, Georgia, being parts of City Lot Number 53 and City Lot Number 56 according to the Price and Martin Survey, and being more particularly described as follows:

Beginning at the intersection of a hedge row and the right-of-way of South Grove Street; thence from said POINT OF BEGINNING running in a Southeasterly direction along with said right-of-way for a distance of 126 feet, more or less, to the property line of lands now or formerly owned by Preston Price and the centerline of what was formerly Harris Street; thence running in a Southwesterly direction along with said property line of lands now or formerly owned by Preston Price and said centerline of formerly Harris Street for a distance of 70 feet, more or less, to the property line of Carl Ridley; thence running in a Northwesterly direction along with said property line of Carl Ridley for a distance of 126 feet, more or less, to the property line of North Georgia College; thence running in a Northeasterly direction along with said property line of North Georgia College for a distance of 70 feet, more or less, to the POINT OF BEGINNING.

The debt secured by said Deed to Secure Debt and Note has been and is hereby declared due and payable in full because of nonpayment of principal and interest pursuant to the terms of said Deed to Secure Debt and Note. Notice has been given of intention to enforce provisions for collection of attorney’s fees and foreclosure in accordance with legal requirements and the terms of the Deed to Secure Debt and Note. The indebtedness remaining in default, the sale will be made for the purpose of applying proceeds thereof to the payment of the indebtedness secured by the Deed to Secure Debt, accrued interest and expenses of the sale and other sums secured by the Deed to Secure Debt including attorney’s fees, and the remainder if any shall be applied as provided by law.

The person that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: James A. Curry, EVP, Bank of the Ozarks, 6639 Highway 53 East, Dawsonville, Georgia 30534, 706-216-2265. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best of the undersigned’s knowledge and belief the property is in the possession of Geraldine Bruce Adams and said property will be sold as the property of Geraldine Bruce Adams, subject to outstanding ad valorem taxes, and easements and restrictions of record, if any. The undersigned will execute a deed to the purchaser at said sale as provided in the Deed to Secure Debt.

Bank of the Ozarks as Assignee from the Federal Deposit Insurance Corporation as Receiver of Chestatee State Bank, as Attorney-in-Fact for Geraldine Bruce Adams

Newsom C. Cummings, Esq.

Cummings & Kelley PC

75 Elliott Road, Suite 220

Dawsonville, Georgia 30534

706-216-8989

(12/7, 12/14, 12/21, 12/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by James S Albritton and Olena K Albritton to National City Mortgage a division of National City Bank, dated March 10, 2008, recorded in Deed Book 1086, Page 599, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-EIGHT THOUSAND AND 0/100 DOLLARS ($138,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in January, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: PNC Mortgage, 3232 Newmark Drive, Miamisburg, OH 45342, 800-523-8654. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is James S Albritton and Olena K Albritton or a tenant or tenants and said property is more commonly known as 401 Ivy Ter, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

PNC Bank, National Association successor by merger to National City Mortgage a division of National City Bank

as Attorney in Fact for James S Albritton and Olena K Albritton

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/cw5 1/3/12

Our file no. 51309711-FT1

EXHIBIT “A”

All that certain parcel of land situated in Land Lots 715 and 756, 12th District, 1st Section, County of Lumpkin, State of Georgia, being known and designated as more fully described by a plat prepared by Farley-Collins, Georgia Registered Land Surveyor, dated Dec. 18, 1998 and as per said plat, the subject plat being of record in Plat Cabinet 1, Slide 51, Plat 09B, Lumpkin County Records, said plat is hereby incorporated by reference. Tax ID: 044352 MR/cw5 1/3/12 Our file no. 51309711 - FT1

(12/7, 12/14, 12/21, 12/28)

NOTICE OF SALE UNDER POWER IN SECURITY DEED

STATE OF GEORGIA

COUNTY OF LUMPKIN

Under and by virtue of the Power of Sale contained in that certain Deed to Secure Debt and Security Agreement dated October 8, 2007, executed by B & G Development, LLC, a Georgia limited liability company in favor of Branch Banking and Trust Company, and recorded in Deed Book 1068, Page 612, Lumpkin County, Georgia records (as amended, the “Security Deed”); as assigned to GERMAN AMERICAN CAPITAL CORPORATION, a Maryland corporation, by Assignment of Security Instruments dated as of March 29, 2011, filed for record on April 22, 2011, recorded in Deed Book 1185, Page 718, aforesaid records, the undersigned will sell at public outcry before the door of the Courthouse of Lumpkin County, Georgia, during the legal hours of sale on the first Tuesday in January, 2012 to the highest and best bidder for cash the following property described in said Security Deed (collectively, the “Premises”), to wit:

All that certain tract or parcel of land more particularly described below (hereinafter referred to as the “Land”):

All that Parcel of Land Lying and being in Land Lot 359 of the 12th District, 1st Section of Lumpkin County, Georgia and being Lot 10B of Montaluce Subdivision/Cottage Phase formerly known as Montalvina Subdivision, as recorded in Cabinet 1 Slide 157, Plat 139, Lumpkin County, Georgia records and incorporated herein by reference.

TOGETHER WITH: All buildings, structures and other improvements of every kind and nature whatsoever now or hereafter situated on the Land; and all machinery, equipment, fixtures, appliances and building, construction, development and landscaping supplies and materials now or hereafter placed on or in the Land; and all and singular the easements, rights-of-way, strips and gores of land, streets, ways, alleys, passages, sewer rights, waters, water courses, water rights and powers, estates, rights, titles, interests, minerals, royalties, privileges, liberties, tenements, hereditaments and appurtenances whatsoever, in any way now or hereafter belonging, relating or appertaining to the Land or the improvements now or hereafter located thereon, or any part thereof, and the reversion or reversions, remainder and remainders, rents, issues and profits thereof; and all right to receive excess payments in any tax sale of the Land and the improvements now or hereafter located thereon, or any part thereof, and all the estate, right, title, interest, claim and demand whatsoever of Grantor of, in and to the same.

The debt secured by the Security Deed is evidenced by that certain Promissory Note dated October 8, 2007, executed by B & G Development, LLC, a Georgia limited liability company in favor of Branch Banking and Trust Company, a North Carolina banking corporation, as assigned to German American Capital Corporation (“Lender”) in the original principal amount of Three Hundred Ninety Thousand and No/100 Dollars ($390,000.00) (as modified and/or amended from time to time, the “Note”), plus interest from date on the unpaid balance until paid, and other indebtedness.

Default has occurred and continues under the terms of the Note and Security Deed by reason of, among other possible events of default, the nonpayment when due of the indebtedness evidenced by the Note and secured by the Security Deed and the failure to comply with the terms and conditions of the Note and Security Deed. By reason of this default, the Security Deed has been declared foreclosable according to its terms.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorneys’ fees, notice of intent to collect attorneys’ fees having been given. Said Premises will be sold subject to any outstanding ad valorem taxes and/or assessments (including taxes which are a lien but are not yet due and payable), possible redemptive rights of the Internal Revenue Service, if any, any matters which might be disclosed by an accurate survey and inspection of the Premises, and any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final audit and confirmation of the status of the loan with the holder of the Security Deed.

GERMAN AMERICAN CAPITAL CORPORATION,

as Attorney-in-Fact for

B & G Development, LLC.

Michael E. Fincher, Esq.

Fincher & Jurkiewicz, LLP

12600 Deerfield Parkway, Suite 100

Alpharetta, Georgia 30004

(404) 200-8669

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(12/7, 12/14, 12/21, 12/28)

NOTICE OF SALE UNDER POWER

IN SECURITY DEED

STATE OF GEORGIA

COUNTY OF LUMPKIN

Under and by virtue of the Power of Sale contained in that certain Deed to Secure Debt and Security Agreement dated October 8, 2007, executed by B & G Development, LLC, a Georgia limited liability company in favor of Branch Banking and Trust Company, and recorded in Deed Book 1068, Page 623, Lumpkin County, Georgia records (as amended, the “Security Deed”); as assigned to GERMAN AMERICAN CAPITAL CORPORATION, a Maryland corporation, by Assignment of Security Instruments dated as of March 29, 2011, filed for record on April 22, 2011, recorded in Deed Book 1185, Page 721, aforesaid records, the undersigned will sell at public outcry before the door of the Courthouse of Lumpkin County, Georgia, during the legal hours of sale on the first Tuesday in January, 2012 to the highest and best bidder for cash the following property described in said Security Deed (collectively, the “Premises”), to wit:

All that certain tract or parcel of land more particularly described below (hereinafter referred to as the “Land”):

All that Parcel of Land Lying and being in Land Lot 359 of the 12th District, 1st Section of Lumpkin County, Georgia and being Lot 11B of Montaluce Subdivision/Cottage Phase formerly known as Montalvina Subdivision, as recorded in Cabinet 1 Slide 157, Plat 139, Lumpkin County, Georgia records and incorporated herein by reference.

TOGETHER WITH: All buildings, structures and other improvements of every kind and nature whatsoever now or hereafter situated on the Land; and all machinery, equipment, fixtures, appliances and building, construction, development and landscaping supplies and materials now or hereafter placed on or in the Land; and all and singular the easements, rights-of-way, strips and gores of land, streets, ways, alleys, passages, sewer rights, waters, water courses, water rights and powers, estates, rights, titles, interests, minerals, royalties, privileges, liberties, tenements, hereditaments and appurtenances whatsoever, in any way now or hereafter belonging, relating or appertaining to the Land or the improvements now or hereafter located thereon, or any part thereof, and the reversion or reversions, remainder and remainders, rents, issues and profits thereof; and all right to receive excess payments in any tax sale of the Land and the improvements now or hereafter located thereon, or any part thereof, and all the estate, right, title, interest, claim and demand whatsoever of Grantor of, in and to the same.

The debt secured by the Security Deed is evidenced by that certain Promissory Note dated October 8, 2007, executed by B & G Development, LLC, a Georgia limited liability company in favor of Branch Banking and Trust Company, a North Carolina banking corporation, as assigned to German American Capital Corporation (“Lender”) in the original principal amount of Three Hundred Seventy-Eight Thousand Seven Hundred Fifty and No/100 Dollars ($378,750.00) (as modified and/or amended from time to time, the “Note”), plus interest from date on the unpaid balance until paid, and other indebtedness.

Default has occurred and continues under the terms of the Note and Security Deed by reason of, among other possible events of default, the nonpayment when due of the indebtedness evidenced by the Note and secured by the Security Deed and the failure to comply with the terms and conditions of the Note and Security Deed. By reason of this default, the Security Deed has been declared foreclosable according to its terms.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorneys’ fees, notice of intent to collect attorneys’ fees having been given. Said Premises will be sold subject to any outstanding ad valorem taxes and/or assessments (including taxes which are a lien but are not yet due and payable), possible redemptive rights of the Internal Revenue Service, if any, any matters which might be disclosed by an accurate survey and inspection of the Premises, and any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final audit and confirmation of the status of the loan with the holder of the Security Deed.

GERMAN AMERICAN CAPITAL CORPORATION,

as Attorney-in-Fact for

B & G Development, LLC.

Michael E. Fincher, Esq.

Fincher & Jurkiewicz, LLP

12600 Deerfield Parkway, Suite 100

Alpharetta, Georgia 30004

(404) 200-8669

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(12/7, 12/14, 12/21, 12/28)

Notice of Sale Under Power

State of Georgia,

County of LUMPKIN.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by JOSEPH C BROWN AND TAMMY L BLACKWELL AND A/K/A JOSEPH BROWN AND A/K/A TAMMY BLACKWELL to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (MERS) AS NOMINEE FOR MARKET STREET MORTGAGE CORPORATION , dated 10/12/2006, and Recorded on 11/17/2007 as Book No. 1014 and Page No. 511-523, LUMPKIN County, Georgia records, as last assigned to JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO CHASE HOME FINANCE LLC, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $106,270.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the LUMPKIN County Courthouse within the legal hours of sale on the first Tuesday in January, 2012, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 29, 12TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA, CONTAINING 1.00 ACRE, WHICH PLAT IS RECORDED IN PLAT BOOK 1, PAGE 148, LUMPKIN COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE.

ALSO CONVEYED HEREWITH IS A 2006 (YEAR) HORTON (MANUFACTURER) MIRAGE (MODEL) MOBILE HOME, VEHICLE IDENTIFICATION NUMBER # H184804GL&R, WHICH HAS BEEN ATTACHED TO THE LAND IN ORDER TO BECOME REAL PROPERTY. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO CHASE HOME FINANCE LLC, 3415 VISION DRIVE, Foreclosure, COLUMBUS, OH 43219, 800-848-9136. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 270 MILL CREEK ROAD, DAHLONEGA, GEORGIA 30533 is/are: JOSEPH C BROWN AND TAMMY L BLACKWELL AND A/K/A JOSEPH BROWN AND A/K/A TAMMY BLACKWELL or tenant/tenants.

Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO CHASE HOME FINANCE LLC

as Attorney in Fact for

JOSEPH C BROWN AND TAMMY L BLACKWELL AND A/K/A JOSEPH BROWN AND A/K/A TAMMY BLACKWELL. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 20100187433112 BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP 15000 Surveyor Boulevard Addison, Texas 75001 Telephone: (972) 341-5398.

(12/7, 12/14, 12/21, 12/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Michael Day to Mortgage Electronic Registration Systems, Inc., dated July 31, 2008, recorded in Deed Book 1104, Page 88, Lumpkin County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP by assignment recorded in Deed Book 1161, Page 610, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-FOUR THOUSAND FIVE HUNDRED SEVENTY-ONE AND 0/100 DOLLARS ($124,571.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in January, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Michael Day or a tenant or tenants and said property is more commonly known as 153 Mill Creek Spur, Dawsonville, Georgia 30534. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP formerly known as Countrywide Home Loans Servicing, LP

as Attorney in Fact for

Michael Day

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/mga 1/3/12 Our file no. 5343610-FT11

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 20 of the 12th District, 1st Section of Lumpkin County, Georgia, as shown on plat of survey entitled “Survey for Walter Scott and Julia Kay Hook” by Jick A Page, RLS # 1894, dated 02/17/89 and recorded in Plat Book 20, Page 166, Lumpkin County, Georgia records. Said plat being incorporated herein by reference and made a part of this description. MR/mga 1/3/12 Our file no. 5343610 - FT11

(12/7, 12/14, 12/21, 12/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.

ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Gladys Greenwood aka Gladys V. Greenwood and Paloma M Deleon aka Paloma Deleon to Mortgage Electronic Registration Systems, Inc., dated July 22, 2004, recorded in Deed Book C34, Page 608, Lumpkin County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment recorded in Deed Book 1163, Page 363, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINE THOUSAND FIVE HUNDRED TEN AND 0/100 DOLLARS ($109,510.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in January, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Gladys Greenwood aka Gladys V. Greenwood and Paloma M Deleon aka Paloma Deleon or a tenant or tenants and said property is more commonly known as 61 Royal Oaks, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

Bank of America, N.A., as successor by merger to BAC Home Loans Servicing, LP, formerly known as Countrywide Home Loans, LP

as Attorney in Fact for

Gladys Greenwood aka Gladys V. Greenwood and Paloma M Deleon aka Paloma Deleon

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/krc1 1/3/12

Our file no. 5345410-FT10

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 466, 12th District, 1st Section, Lumpkin County, Georgia, being Lot 34, Royal Oaks Subdivision as per plat recorded in Plat Cabinet 1, Slide 81, Page 10 of the Lumpkin County Deed records, which plat is incorporated herein by reference for a more complete description of said property. MR/krc1 1/3/12 Our file no. 5345410 - FT10

(12/7, 12/14, 12/21, 12/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Brian L. Grizzle and Jennifer Grizzle to Chase Bank USA, N.A., dated April 4, 2007, recorded in Deed Book 1036, Page 422, Lumpkin County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment recorded in Deed Book 1126, Page 402, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTY-SIX THOUSAND THREE HUNDRED AND 0/100 DOLLARS ($186,300.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in January, 2012, the following described property:

All that tract or parcel of land lying and being in Land Lot 141 of the 11th District, originally Hall now Lumpkin County, Georgia, being l.00 acre, more or less, together with all improvements located thereon, and being more particularly set out as Lot 4-E of the Long Branch Estates Subdivision, Unit Two, on a Plat of survey prepared by Frederick F. Kauffman, Georgia Registered Land Surveyor.This Plat is recorded in Plat Book 13, Page 125, Lumpkin County records, and is incorporated herein by reference for a more detailed description. Also conveyed herewith is a perpetual, non-exclusive easement, being forty feet in width, running from the subject property along and with Flynt Ridge Drive to Lake Trail.This easement is depicted on the above referenced Plat of survey as “Lake Trail 40’ Easement.”

This property is conveyed subject to all easements for roads and utilities in use or of record.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). JPMorgan Chase Bank, National Association can be contacted at 877-838-1882x52195 or by writing to 10790 Rancho Bernardo Road, San Diego, CA 92127, to discuss possible alternatives to foreclosure.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Brian L. Grizzle and Jennifer Grizzle or a tenant or tenants and said property is more commonly known as 105 Flynt Ridge Dr, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

JPMorgan Chase Bank, National Association successor by merger to Chase Home Finance LLC

as Attorney in Fact for

Brian L. Grizzle and Jennifer Grizzle

Johnson & Freedman, LLC

1587 Northeast Expressway

Atlanta, Georgia 30329

(770) 234-9181

www.jflegal.com

MSP/lnu 1/3/12

Our file no. 11766608-FT20

(12/7, 12/14, 12/21, 12/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Mindy Grizzle and Randall Grizzle to CitiFinancial Services, Inc., dated July 1, 2005, recorded in Deed Book 36, Page 377, Lumpkin County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of Seventy-Four Thousand Nine Hundred Seventy-Four and 68/100 DOLLARS ($74,974.68), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in January, 2012, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorThe entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: CitiFinancial North America, Attention: Foreclosure Department, 1111 Northpoint, Suite 100 Bldg 4, Coppell, TX 75019 AND 877-675-3656. Please understand that the secured creditor is not required by law to negotiate, amend or modify the terms of the mortgage instrument.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

To the best knowledge and belief of the undersigned, the party in possession of the property is Mindy Grizzle and Randall Grizzle or a tenant or tenants and said property is more commonly known as 1562 Dry Hollow Road, Dahlonega, GA 30533.

CitiFinancial Services, Inc.

as Attorney in Fact for

Mindy Grizzle and Randall Grizzle

Morris|Hardwick|Schneider, LLC

1301 Hightower Trail, Suite 305

Sandy Springs, Georgia 30350

http://foreclosure.closingsource.net

MHS File #: GA-91001039-11

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.(12/7, 12/14, 12/21, 12/28)

(12/7, 12/14, 12/21, 12/28)

NOTICE OF SALE UNDER POWER,

LUMPKIN COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Anthony M Haas and Kayleen P Haas to Mortgage Electronic Registrations Systems, Inc., as nominee for GMAC Bank dated 3/23/2009 and recorded in Deed Book 1126 Page 170, LUMPKIN County, Georgia records; as last transferred to GMAC Mortgage, LLC by Assignment filed for record in LUMPKIN County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $ 125,152.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of LUMPKIN County, Georgia, within the legal hours of sale on the first Tuesday in January, 2012 (January 3, 2012), the following described property:

The land referred to in this policy is situated in the STATE OF GEORGIA, COUNTY OF LUMPKIN, CITY OF MURRAYVILLE, and described as follows:

Land Lot 99, 1st District originally Habersham Lumpkin County, Georgia and being fully described by a plat prepared by Michael L. Sotpin, Georgia Registered Land Surveyor, dated January 10, 1986 and as per said plat, the property contains 1.01 acres more or less, being more particularly described as Lot 8, Copper Pines Subdivision. The subject plat being of record in Plat Book 13, page 91, Lumpkin County Records.

APN #109112

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 187 Jessica Trial, Murrayville, Georgia 30564 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Anthony M Haas and Kayleen P Haas or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

GMAC Mortgage, LLC as agent and Attorney in Fact for Anthony M Haas and Kayleen P Haas

Aldridge Connors, LLP, 780 Johnson Ferry Road, NE, Suite 600, Atlanta, Georgia 30342, (678) 894-3400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1165-174

(12/7, 12/14, 12/21, 12/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Lara James and Michael James to Mortgage Electronic Registration Systems, Inc. as nominee for Taylor, Bean & Whitaker Mortgage Corp., its successors and assigns dated January 11, 2007 in the amount of $258,000.00, and recorded in Deed Book 1023, Page 109, Lumpkin County, Georgia Records; as last transferred to Cenlar FSB by assignment; the undersigned, Cenlar FSB pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in January, 2012 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 119, 1st District, Lumpkin County, Georgia and being fully described by a plat prepared by Michael Stewart Kelley, Georgia Registered Land Surveyor, dated: June 5, 1995 and as per said plat, the property being Lot 8, Gold Cove Subdivision, said lot containing 4.602 acres, more or less, the subject plat being of record in Plat Book 28, Page 154, Lumpkin County Records. Said plat is hereby incorporated by reference.

This conveyance is made subject to restrictive covenants for gold cove subdivision.

This conveyance is made subject to easements for public roads and utilities now in use.

This conveyance is made subject to any easements of records or easements located on the property above described.

which has the property address of 421 Gold Crest Dr, Dahlonega, Georgia, together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Lara James and Michael James and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Cenlar FSB Attorney in Fact for

Lara James and Michael James

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

Publication Dates:12-07-2011, 12-14-2011, 12-21-2011, 12-28-2011

File No. 11-18415 /FHLMC/mtucker

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(12/7, 12/14, 12/21, 12/28)

NOTICE OF SALE

GEORGIA, LUMPKIN COUNTY

Because of the default in the payment of a note executed by Warner Johnson and Lenora Johnson secured by a deed to secure debt executed by Warner Johnson and Lenora Johnson to Harry C. Whitehead, Richard W. Green, and James B. Wood. dated April 10, 1996, and recorded in the Clerk’s Office of Lumpkin County, Georgia, in Deed Book Z15 , pages 153-154, as last assigned to Mariah Construction Co, LLP in Deed Book 1104, Page 298, Lumpkin County Records, the undersigned has declared the full unpaid amount of the indebtedness secured by said deed due and payable, and acting under the power of sale contained in said deed, for the purpose of paying said indebtedness, will on the first Tuesday in January, 2012 during the legal hours of sale at the Courthouse in Lumpkin County, Georgia, sell at public outcry to the highest bidder for cash, the land described in said deed, to wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 117, OF THE 11TH DISTRICT, ORIGINALLY HALL NOW LUMPKIN COUNTY, GEORGIA, CONSISTING OF 1.001 ACRES, MORE OR LESS, BEING MORE FULLY DESCRIBED AND DELINEATED AS LOT #7 ON A PLAT OF SURVEY OF THE WELLINGTON SUBDIVISION, PHASE ONE, PREPARED BY DONALD REX JONES, GEORGIA REGISTERED LAND SURVEYOR #2396, DATED APRIL 26, 1994, AND RECORDED IN PLAT BOOK 28, PAGE 141, LUMPKIN COUNTY RECORDS, SAID PLAT IS INCORPORATED REFERENCE HEREIN.

THIS CONVEYANCE IS MADE SUBJECT TO THAT CERTAIN DECLARATION OF PROTECTIVE AND RESTRICTIVE COVENANTS FOR THE WELLINGTON SUBDIVISION, WHICH IS RECORDED IN DEED BOOK L-14, PAGES 329-331, LUMPKIN COUNTY RECORDS.

To the best knowledge and belief of the undersigned, the physical address of the above described property is 249 ROYAL COURT, DAHLONEGA, GA. 30533.

Notice has been given of intention to collect attorney’s fees in accordance with the terms of the note secured by said deed to secure debt.

This sale will be held subject to any unpaid taxes or other assessments which may be liens against said property.

Said property will be sold as the property of Warner Johnson and Lenora Johnson, and the proceeds of said sale shall be applied first to the payment in full of said indebtedness, next, to the payment of all expenses connected with said sale, and the remainder, if any, shall be paid as provided in said deed to secure debt.

For Mariah Construction Co., LLP, as

Attorney in fact for Warner Johnson and Lenora Johnson

3292 Thompson Br Rd, Ste 375

Gainesville, Ga. 30506

(12/7, 12/14, 12/21, 12/28)

Notice of Sale Under Power.

State of Georgia, County of LUMPKIN.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by STEPHANIE L JONES AND KELLY R JONES to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (¿MERS¿) AS NOMINEE FOR CHOICE CAPITAL FUNDING INC. , dated 03/10/2006, and Recorded on 03/14/2006 as Book No. 37 and Page No. 2-22, LUMPKIN County, Georgia records, as last assigned to U.S. BANK, NATIONAL ASSOCIATION, AS TRUSTEE FOR THE HOLDERS OF THE SPECIALTY UNDERWRITING AND RESIDENTIAL FINANCE TRUST, MORTGAGE LOAN ASSET-BACKED CERTIFICATES, SERIES .2006-BC3, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $75,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the LUMPKIN County Courthouse within the legal hours of sale on the first Tuesday in January, 2012, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 854 IF THE 12TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA, CONTAINING 1.32 ACRES MORE OR LESS, AND BEING MORE PARTICULARLY DESCRIBED ACCORDING TO PLAT OF SURVEY BY MICHAEL L. SCUPIN, GRLS, DATED JUNE 6, 1986, RECORDED IN PLAT BOOK 17, PAGE 50, LUMPKIN RECORDS SAID PLAT BEING INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE

A.P.N,: 060-038 The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: BANK OF AMERICA, N.A., AS SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP, PTX-C-32, Foreclosure 7105 CORPORATE, PLANO, TX 75024, 800-669-6650. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 131 BUCKS WAY, DAHLONEGA, GEORGIA 30533 is/are: STEPHANIE L JONES AND KELLY R JONES or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

U.S. BANK, NATIONAL ASSOCIATION, AS TRUSTEE FOR THE HOLDERS OF THE SPECIALTY UNDERWRITING AND RESIDENTIAL FINANCE TRUST, MORTGAGE LOAN ASSET-BACKED CERTIFICATES, SERIES .2006-BC3

as Attorney in Fact for

STEPHANIE L JONES AND KELLY R JONES.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 20110031410046 BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP 15000 Surveyor Boulevard Addison, Texas 75001 Telephone: (972) 341-5398.

(12/7, 12/14, 12/21, 12/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Anthony E Marcott to Wells Fargo Home Mortgage, Inc., dated June 26, 2003, recorded in Deed Book 531, Page 564, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY THOUSAND SEVEN HUNDRED AND 0/100 DOLLARS ($120,700.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in January, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Anthony E Marcott or a tenant or tenants and said property is more commonly known as 4227 Old Dahlonega Hwy, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, N.A. successor by merger to Wells Fargo Home Mortgage, Inc.

as Attorney in Fact for

Anthony E Marcott

McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/sju 1/3/12 Our file no. 51117511-FT7 EXHIBIT “A” That tract or parcel of land lying and being in Land Lot 68, 11th District, originally of Hall County, now Lumpkin County, Georgia, being Tract 2 containing 1.5000 acres as shown on a plat of survey for J. William Mize dated September 12, 2001, revised May 1, 2002 and recorded in Plat Cabinet 1, Slide 80, Page 186-B, Lumpkin County records; said plat being incorporated herein by reference for a more complete description of the property. This being a portion of the property conveyed by deed from J. William Mize dated December 23, 2002 and recorded in Deed Book N-30, Page 497, Lumpkin County records. Together with a 2003 Fleetwood Anniversary, 32 X 76 manufactured home, Serial Number GAFL334AB76206-AV11 which is attached to an made a part of the real property. MR/sju 1/3/12 Our file no. 51117511 - FT7

(12/7, 12/14, 12/21, 12/28)

NOTICE OF SALE UNDER POWER

IN SECURITY DEED

STATE OF GEORGIA

COUNTY OF LUMPKIN

Under and by virtue of the Power of Sale contained in that certain Deed to Secure Debt and Security Agreement dated October 11, 2006, executed by MONTALUCE, LLC, a Georgia limited liability company f/k/a Montalvina, LLC in favor of Branch Banking and Trust Company, and recorded in Deed Book 1010, Page 247, Lumpkin County, Georgia records, as amended by that certain Amendment to Deed to Secure Debt and Security Agreement and Assignment of Agreements, Permits and Contracts dated January 8, 2008, and recorded in Deed Book 1081, Page 511, aforesaid records, as amended by that certain Amendment to Deed to Secure Debt and Security Agreement and Assignment of Agreements, Permits and Contracts dated February 20, 2009, and recorded in Deed Book 1124, Page 534, aforesaid records (as amended, the “Security Deed”); as assigned to GERMAN AMERICAN CAPITAL CORPORATION, a Maryland corporation, by Assignment of Security Instruments dated as of March 29, 2011, filed for record on April 22, 2011, recorded in Deed Book 1185, Page 715, aforesaid records, the undersigned will sell at public outcry before the door of the Courthouse of Lumpkin County, Georgia, during the legal hours of sale on the first Tuesday in January, 2012 to the highest and best bidder for cash the following property described in said Security Deed (collectively, the “Premises”), to wit:

All that certain tract or parcel of land more particularly described below (hereinafter referred to as the “Land”):

All that tract or parcel of land lying and being in Land Lots 218, 219,

220, 288, 289, 290, 341, 342, 343, 344, 359, & 360 of the 12th District,

1st Section, Lumpkin County Georgia, described as follows:

Commencing at a 1” Pipe common to the North East corner of Land Lot 218

and the North West corner of Land Lot 273; thence North 86°16’35”

East, a distance of 1303.24 feet to a concrete monument; thence North

87°14’08” East, a distance of 603.12 feet to a 5/8” rebar; thence North

87°11’14” East, a distance of 782.20 feet to an axle; thence North

51°13’46” East, a distance of 75.17 feet to an axle; thence North

86°39’38” East, a distance of 494.13 feet to a 5/8” rebar; thence North

87°02’33” East, a distance of 834.10 feet to an axle; thence North

03°34’31” West, a distance of 37.74 feet to a 5/8” rebar on the Right

of-way of Hightower Road; thence along and with the Right-of-Way of

Hightower Road the following courses and distances: South 33°31’50” East, a

distance of 20.28 feet to a point; thence South 35°16’01” East, a

distance of 191.17 feet to a point; thence leaving the Right-of Way of

Hightower Road North 89°39’57” West, a distance of 118.34 feet to a

point; thence South 00°22’51” East, a distance of 1310.33 feet to a

3⁄4” Pipe; thence North 86°06’04” East, a distance of 659.59 feet to a

3/8” Rebar; thence South 03°27’37” East, a distance of 203.88 feet to a

3/8” Rebar; thence South 59°36’24” East, a distance of 136.87 feet to a

point, thence South 29°40’40” East, a distance of 67.84 feet to a 5/8”

Rebar in fence line on the Right-of-Way of Hightower Road; thence along

and with the Right-of Way of Hightower Road the following courses and

distances: South 09°56’33” West, a distance of 88.24 feet to a point;

thence South 10°17’04” West, a distance of 111.84 feet to a point;

thence south 08°02’14” West, a distance of 125.75 to a point;

thence South 01°05’29” West, a distance of 51.35 feet to a point;

thence South 07°57’10” East, a distance of 61.12 feet to a point;

thence South 17°25’11” East, a distance of 41.49 feet to a point;

thence South 25°49’08” East, a distance of 17.66 Feet to a point;

thence South 25°49’08” East, a distance of 41.18 feet to a point;

thence South 33°29’10” East, a distance of 60.45 feet to a point;

thence South 42°24’52” East, a distance of 245.90 feet to a point;

thence South 43°56’22” East, a distance of 88.52 feet to a point;

thence South 42°27’37” East, a distance of 85.30 feet to a point;

thence South 39°54’34” East, a distance of 76.14 feet to a point;

thence South 37°44’01” East, a distance of 18.87 feet to a 1⁄2” Rebar;

thence leaving the Right-of Way of Hightower Road South 86°16’41” West,

a distance of 1203.79 feet to a 1” Rod; thence South 06°32’57” East, a

distance of 1314.71 feet to a 1⁄2” Rebar; thence South 86°36’26” West,

a distance of 653.69 feet to a 5/8” Rebar; thence South 85°02’36” West,

a distance of 204.17 feet to a 5/8” Rebar at the Easterly Right-of Way

of Bryant Road; thence crossing Bryant Road South 85°06’32” West,

a distance of 30.95 feet to a 3⁄4” Pipe at the Westerly Right-of-Way

of Bryant Road; thence South 87°52’48” West, a distance of 504.41 feet to a

3/8” Rear; thence North 03°30’45” West, a distance of 880.61 feet to a

5/8” Rebar; thence North 03°30’45” West, a distance of 50.00 feet to a

1⁄2” Rebar in the center of Old School Road; thence along the

centerline of Old School Road the following courses and distances:

South 71°50’28” West, a distance of 41.40 feet to a point; thence South

89°43’01” West, a distance of 82.50 feet to a point; thence North

82°23’35” West, a distance of 99.76 feet to a point; thence North

80°13’16” West, a distance of 45.39 feet to a point; thence North

44°32’32” West, a distance of 55.49 feet to a point; thence North

32°45’55” West, a distance of 63.24 feet to a point; thence North

51°34’51” West, a distance of 44.50 feet to a point, thence North

78°30’40” West, a distance of 115.12 feet to a point; thence South

84°42’08” West, a distance of 41.11 feet to a point, thence South

65°22’14” West, a distance of 60.58 feet to a point; thence South

56°12’46” West, a distance of 65.33 feet to a point; thence South

52°16’52” West, a distance of 72.92 feet to a point; thence South

43°33’09” West, a distance of 68.01 feet to a point; thence South

37°26’43” West, a distance of 77.73 feet to a point; thence South

48°15’09” West, a distance of 60.84 feet to a point; thence South

54°04’31” West, a distance of 62.20 feet to a point; thence South

52°30’44” West, a distance of 72.84 feet to a point, thence South

63°26’30” West, a distance of 73.57 feet to a point; thence South

70°45’32” West, a distance of 78.04 feet to a point; thence South

74°28’44” West, a distance of 102.41 feet to a point; thence South

74°40’36” West, a distance of 96.47 feet to a point; thence South

74°37’40” West, a distance of 175.10 feet to a point; thence South

71°53’15” West, a distance of 116.91 feet to a point; thence South

72°48’53” West, a distance of 119.48 feet to a point; thence South

71°29’28” West, a distance of 117.49 feet to a point; thence South

67°18’10” West, a distance of 57.15 feet to a point; thence South

59°44’35” West, a distance of 43.71 feet to a point; thence South

42°36’21” West, a distance of 36.83 feet to a point; thence South

34°53’35” West, a distance of 54.28 feet to a point; thence South

30°56’54” West, a distance of 58.30 feet to a point; thence South

26°18’17” West, a distance of 40.61 feet to a point; thence South

15°11’11” West, a distance of 50.36 feet to a point; thence South

01°26’28”East, a distance of 34.54 feet to a point; thence South

23°26’55” East, a distance of 29.92 feet to a 5/8” Rebar on the Right

-of-way of Jay Bridge Road; thence along and with the Right-of-way of

Jay Bridge Road the following courses and distances: North 68°01’28”

West, a distance of 58.81 feet to a point; thence North 82°20’57” West,

a distance of 80.50 feet to a point; thence North 87°46’35” West, a

distance of 96.53 feet to a point; thence North 87°00’31” West, a

distance of 132.65 feet to a point; thence North 86°02’47” West, a

distance of 84.17 feet to a point; thence South 89°9’02” West, a

distance of 41.50 feet to a point; thence North 00°20’58” West, a

distance of 20.00 feet to a point; thence South 89°39’02” West, a

distance of 61.22 feet to a point; thence South 77°47’35” West, a

distance of 117.53 feet to a point; thence South 57°06’19” West, a

distance of 33.61 feet to a 5/8” Rebar; thence leaving the Right-of-Way

of Jay Bridge Road and along and 10 feet back from the edge of the

Etowah River the following courses and distances: North 16°47’45” East,

a distance of 85.36 feet to a point; thence North 14°58’55” East, a

distance of 65.82 feet to a point; thence North 06°32’49” East, a

distance of 113.20 feet to a point; thence North 04°05’18” East, a

distance of 91.75 feet to a point; thence North 25°08’03” East, a

distance of 103.55 feet to a point; thence North 27°01’56” East, a

distance of 44.36 feet to a point; thence North 29°57’46” East, a

distance of 90.78 feet to a point; thence North 25°30’16” East, a

distance of 68.65 feet to a point; thence North 08°01’18” East, a

distance of 36.90 feet to a point; thence North 37°38’31” East, a

distance of 29.73 feet to a point; thence North 21°57’52” East, a

distance of 85.50 feet to a point; thence North 17°35’12” East, a

distance of 126.78 feet to a point; thence North 15°30’50” East, a

distance of 73.74 feet to a point; thence North 11°41’13” East, a

distance of 92.05 feet to a point; thence North 12°52’10” East, a

distance of 66.57 feet to a point; thence North 08°32’54” East, a

distance of 112.65 feet to a point; thence North 02°36’04” East, a

distance of 67.17 feet to a point; thence North 01°32’29” East, a

distance of 90.52 feet to a point; thence North 08°41’05” West, a

distance of 35.79 feet to a point; thence North 01°49’05” West, a

distance of 78.74 feet to a point; thence North 18°10’40” West, a

distance of 68.77 feet to a point; thence North 16°24’06” West, a

distance of 102.55 feet to a point; thence North 48°21’11” West, a

distance of 33.20 feet to a point; thence North 69°17’54” West, a

distance of 43.78 feet to a point; thence North 68°53’40” West, a

distance of 91.54 feet to a point; thence North 71°31’100” West, a

distance of 111.58 feet to a point; thence North 78°07’55” West, a

distance of 118.35 feet to a point; thence North 89°59’51” West, a

distance of 68.80 feet to a point; thence North 85°31’26” West, a

distance of 160.25 feet to a point; thence North 78°16’15” West, a

distance of 68.02 feet to a point; thence North 79°57’56” West, a

distance of 50.71 feet to a point; thence North 75°36’28” West, a

distance of 98.48 feet to a point; thence North 71°48’59” West, a

distance of 85.24 feet to a point; thence North 70°31’35” West, a

distance of 71.47 feet to a point; thence North 67°39’45” West, a

distance of 24.13 feet to a point; thence North 76°06’42” West, a

distance of 78.76 feet to a point; thence North 76°38’02” West, a

distance of 39.76 feet to a point; thence North 83°53’53” West, a

distance of 45.25 feet to a point; thence North 65°22’04” West, a

distance of 24.57 feet to a point; thence South 88°48’32” West, a

distance of 31.83 feet to a point; thence South 71°05’31” West, a

distance of 54.54 feet to a point; thence North 71°02’51” West, a

distance of 23.72 feet to a point; thence North 65°36’08” West, a

distance of 36.50 feet to a point; thence North 46°55’41” West, a

distance of 42.14 feet to a point; thence North 37°39’14” West, a

distance of 67.37 feet to a point; thence North 33°57’52” West, a

distance of 56.67 feet to a point; thence North 17°24’13” West, a

distance of 49.07 feet to a point; thence North 12°03’29” West, a

distance of 71.48 feet to a point; thence North 03°34’30” West, a

distance of 57.14 feet to a point; thence North 07°03’32” East, a

distance of 50.76 feet to a point; thence North 09°02’34” West, a

distance of 42.29 feet to a 1⁄2” Rebar on the South line of Land Lot

218; thence Westerly along the south line of Land Lot 218 a distance of

195.89 feet more or less to the South West corner of Land Lot 218;

thence Northerly along the West line of Land Lot 218 a distance of

1279.46 feet more or less to the North West corner of Land Lot 218;

thence Easterly along the North line of Land Lot 218, a distance of

1296.06 feet more or less to a 1” Pipe at the true Point of Beginning.

Containing 399.435 Acres, more or less.

LESS AND EXCEPT:

Pomino Phase - Lots 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, and 11, Plat Cabinet 1, Slide 147, Pages

121-124.

Cottage Phase - Lots 1A, 2A, 3A, 4A, 5A, 6A, 8A, 3B, 4B, 5B, 6B, 7B, 10B, 1IB, 4D,

23D, 24D, 25D, Plat Cabinet 1, Slide 150, Pages 192-196, and Plat Cabinet 1, Slide 157,

Pages 138-142.

Estate Phase-Lots 1,2,3,4, 6, 7,10,13,16,44,45,46,47,48, 71,72, 73, 85, 86,87,

and 89, Plat Cabinet 1, Slide 151, Pages 2-13.

Villas - Lots IE, 5E, 7E, 8E, and 8G, Plat Cabinet 1, Slide 152, Pages 30-34, and Plat

Cabinet 1, Slide 157, Pages 133-137.

TOGETHER WITH: All buildings, structures and other improvements of every kind and nature whatsoever now or hereafter situated on the Land; and all machinery, equipment, fixtures, appliances and building, construction, development and landscaping supplies and materials now or hereafter placed on or in the Land; and all and singular the easements, rights-of-way, strips and gores of land, streets, ways, alleys, passages, sewer rights, waters, water courses, water rights and powers, estates, rights, titles, interests, minerals, royalties, privileges, liberties, tenements, hereditaments and appurtenances whatsoever, in any way now or hereafter belonging, relating or appertaining to the Land or the improvements now or hereafter located thereon, or any part thereof, and the reversion or reversions, remainder and remainders, rents, issues and profits thereof; and all right to receive excess payments in any tax sale of the Land and the improvements now or hereafter located thereon, or any part thereof, and all the estate, right, title, interest, claim and demand whatsoever of Grantor of, in and to the same.

The debt secured by the Security Deed is evidenced by that certain Revolving Line of Credit Note dated October 11, 2006, executed by MONTALUCE, LLC, a Georgia limited liability company f/k/a Montalvina, LLC in favor of Branch Banking and Trust Company, a North Carolina banking corporation, as assigned to German American Capital Corporation (“Lender”) in the original principal amount of Ten Million and No/100 Dollars ($10,000,000.00) (as modified and/or amended from time to time, including that certain Amendment to Promissory Note dated January February 20, 2009, increasing the principal amount to Twelve Million Three Hundred Eighteen Thousand and No/100 Dollars ($12,318,000.00), the “Note”), plus interest from date on the unpaid balance until paid, and other indebtedness.

Default has occurred and continues under the terms of the Note and Security Deed by reason of, among other possible events of default, the nonpayment when due of the indebtedness evidenced by the Note and secured by the Security Deed and the failure to comply with the terms and conditions of the Note and Security Deed. By reason of this default, the Security Deed has been declared foreclosable according to its terms.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorneys’ fees, notice of intent to collect attorneys’ fees having been given. Said Premises will be sold subject to any outstanding ad valorem taxes and/or assessments (including taxes which are a lien but are not yet due and payable), possible redemptive rights of the Internal Revenue Service, if any, any matters which might be disclosed by an accurate survey and inspection of the Premises, and any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final audit and confirmation of the status of the loan with the holder of the Security Deed.

GERMAN AMERICAN CAPITAL CORPORATION, as Attorney-in-Fact for Montaluce, LLC.

Michael E. Fincher, Esq.

Fincher & Jurkiewicz, LLP

12600 Deerfield Parkway, Suite 100

Alpharetta, Georgia 30004

(404) 200-8669

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(12/7, 12/14, 12/21, 12/28)

NOTICE OF SALE UNDER POWER,

LUMPKIN COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Mary Jane Moore to Ameriquest Mortgage Company dated 3/15/2005 and recorded in Deed Book L35 Page 50, Lumpkin County, Georgia records; as last transferred to Deutsche Bank National Trust Company, as Trustee for Ameriquest Mortgage Securities Inc., Asset-Backed Pass-Through Certificates, Series 2005-R6 by Assignment filed for record in Lumpkin County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $ 152,400.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in January, 2012 (January 3, 2012), the following described property:

All that tract or parcel of land lying and being in Land Lot 122 of the 11th District, originally of Hall County and now Lumpkin County, Georgia, consisting of 0.6655 acres, more or less, and being more fully described and delineated according to a plat of survey prepared May 26, 1981, for Mary Jane Moore by Jimmy D. Bullock, Georgia Registered Land Surveyor No. 1765, which is recorded in Plat Book 6, page 336, Lumpkin County, Georgia Records, and incorporated herein by reference and made a part hereof.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 265 Perkins Road, Dahlonega, Georgia 30533 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Mary Jane Moore, Life Estate and William Brian Worthington or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

Deutsche Bank National Trust Company, as Trustee for Ameriquest Mortgage Securities Inc., Asset-Backed Pass-Through Certificates, Series 2005-R6 as agent and Attorney in Fact for Mary Jane Moore

Aldridge Connors, LLP, 780 Johnson Ferry Road, NE, Suite 600, Atlanta, Georgia 30342, (678) 894-3400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1002-2212

(12/7, 12/14, 12/21, 12/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Margaret H. Pollard to Mortgage Electronic Registration Systems, Inc., dated September 18, 2002, recorded in Deed Book Z29, Page 634, Lumpkin County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment recorded in Deed Book 1180, Page 582, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of EIGHTY-FOUR THOUSAND EIGHT HUNDRED AND 0/100 DOLLARS ($84,800.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in January, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Margaret H. Pollard or a tenant or tenants and said property is more commonly known as 92 Laurel Hill Drive, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, NA

as Attorney in Fact for

Margaret H. Pollard

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/ld0 1/3/12

Our file no. 51561305-FT5

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 87 of the 1st District, originally Habersham now Lumpkin County, Georgia, together with all improvements located thereon, as set out on a plat of survey dated June 19, 1976, prepared for Leon Welch by M. C. Wicht, Georgia Registered Land Surveyor. This plat is recorded in Plat Book 5, page 288, Lumpkin County records, and is incorporated herein by reference for a more detailed description. This property is conveyed subject to all easements in use or of record. MR/ld0 1/3/12 Our file no. 51561305 - FT5

(12/7, 12/14, 12/21, 12/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by David M Reneau and Susan A Reneau to Mortgage Electronic Registration Systems, Inc., dated April 23, 2008, recorded in Deed Book 1091, Page 427, Lumpkin County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment recorded in Deed Book 1157, Page 208, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of FORTY-SIX THOUSAND FOUR HUNDRED FIFTY AND 0/100 DOLLARS ($46,450.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in January, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is David M Reneau and Susan A Reneau or a tenant or tenants and said property is more commonly known as 5661 Camp Wahsega Road, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP, formerly known as Countrywide Home Loans Servicing, LP

as Attorney in Fact for

David M Reneau and Susan A Reneau

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/hmw 1/3/12 Our file no. 5440510-FT11

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lots 1145 and 1160 of the 11th District, 1st Section, Lumpkin County, Georgia, being fully described by a plat prepared by Michael Stewart Kelley, Georgia Registered Land Surveyor, dated November 17, 2000 and as per said plat, the property contains 2.00 acres, more or less. The subject plat being of record in Cabinet One, Slide 56, Plat 107, Lumpkin County records. Said plat is hereby incorporated by reference. Also conveyed herein is an easement being 20 feet in width as shown on the above referenced plat of survey for ingress, egress and the installation of utilities. Said easements connects subject property to Camp Washega Road. This conveyance is made together with and subject to any easements for public roads and utilities now in use. Property Address: 5661 Camp Washega Rd. Dahlonega, GA 30533 MR/hmw 1/3/12 Our file no. 5440510 - FT11

(12/7, 12/14, 12/21, 12/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Robert Rickert and Sharon Rickert to Mortgage Electronic Registration Systems, Inc., dated December 15, 2006, recorded in Deed Book 1019, Page 126, Lumpkin County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. by assignment to be recorded in the Office of the Clerk of Superior Court of Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-SEVEN THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($137,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in January, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Robert Rickert and Sharon Rickert or a tenant or tenants and said property is more commonly known as 141 Oak Ridge Drive, Dawsonville, Georgia 30534. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, N.A.

as Attorney in Fact for

Robert Rickert and Sharon Rickert

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/sju 1/3/12

Our file no. 51314011-FT7

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 854 of the 5th District, 1st Section of Lumpkin County, Georgia, being Lot 61 of Mill Creek Station Subdivision, as per plat of survey recorded in Plat Cabinet 1, Slide 119, Page 178, Lumpkin County, Georgia Records, which plat is incorporated herein by reference for a more complete description of said property. MR/sju 1/3/12 Our file no. 51314011 - FT7

(12/7, 12/14, 12/21, 12/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Diane Roddy to Mortgage Electronic Registration Systems, Inc., dated December 5, 2006, recorded in Deed Book 1017, Page 565, Lumpkin County, Georgia Records and as re-recorded in Deed Book 1022, Page 76, Lumpkin County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP formerly known as Countrywide Home Loans Servicing, LP by assignment recorded in Deed Book 1170, Page 170, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-TWO THOUSAND NINE HUNDRED FOURTEEN AND 0/100 DOLLARS ($132,914.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in January, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Diane Roddy or a tenant or tenants and said property is more commonly known as 329 Summer Glen Road, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP, formerly known as Countrywide Home Loans Servicing, LP

as Attorney in Fact for

Diane Roddy McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/mga 1/3/12

Our file no. 52263710-FT11

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 71 of the 11th District of Lumpkin County, Georgia, being Tract 1, containing 1.72 acres on Summer Glen Road as per plat of survey recorded at Plat Cabinet 1, Slide 91, Page 16, Lumpkin County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. Also conveyed herewith: A 2004 Horton “Boss” Manufactured Home, 30 X 68, VIN # GEO 1403359 and GEO 1403360. MR/mga 1/3/12 Our file no. 52263710 - FT11

(12/7, 12/14, 12/21, 12/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Under and by virtue of the Power of Sale contained in that certain Deed to Secure Debt (With Future Advance Clause) from Nick C. Schiltz, Inc. (“Grantor”) to Renasant Bank, successor in interest to, and Assignee of the Federal Deposit Insurance Corporation, as Receiver for Crescent Bank and Trust Company (“Grantee”), dated February 28, 2006, filed and recorded March 3, 2006, in Deed Book L37, Page 345, Lumpkin County, Georgia Records, as modified by that certain Modification of Deed to Secure Debt dated February 28, 2007, filed and recorded March 22, 2007, in Deed Book 1033, Page 351, aforesaid records, as modified by that certain Modification of Deed to Secure Debt dated March 28, 2008, filed and recorded April 4, 2008, in Deed Book 1088, Page 522, aforesaid records, as modified by that certain Modification of Deed to Secure Debt dated April 14, 2009, filed and recorded May 5, 2009, in Deed Book 1129, Page 631, aforesaid records, and re-recorded in Deed Book 1136, Page 60, aforesaid records (as modified, the “Security Deed”), conveying the after-described property to secure that certain Universal Note dated April 14, 2009, from Grantor payable to Crescent Bank in the original principal amount of One Hundred Seventy-One Thousand One Hundred Forty-Eight and 89/100 Dollars ($171,148.89), with interest thereon as set forth therein (the “Note”), there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in January, 2012fillin “” \d “”, the following described property:

All that tract or parcel of land lying and being in Land Lot 892, 12th District, 1st Section, City of Dahlonega, Lumpkin County, Georgia and being more fully described on a plat prepared for L.C. Truelove by Michael L. Scupin, Georgia Registered Land Surveyor, dated August 5, 1987, and as per said plat the property contains 2.30 acres, more or less, the subject plat being of record in Plat Book 19, Page 93, Lumpkin County, Records. Said plat is incorporated herein by reference.

Subject to easements for public roads and utilities now in use.

Further subject to any easements of record or easements located on the property above described.

The indebtedness secured by said Security Deed fillin “” \d “”has been and is hereby declared due and payable because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note. fillin “” \d “”The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given as provided by law).

The property will be sold for cash or certified funds and subject to any and all matters of record superior to said Security Deedfillin “” \d “”, outstanding ad valorem taxes, any matters which might be disclosed by an accurate survey and inspection of the property, zoning ordinances, restrictions, covenants, and easements against the property, if any, and subject to any unpaid water and waste bills that constitute liens against the property, whether due and payable or not yet due and payable. The sale will be conducted as set forth herein subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed.

Grantee reserves the right to sell the property in one parcel or as an entirety, or in such parcels as Grantee may elect, as permitted in the Security Deed.

To the best of the undersigned’s knowledge and belief, the property is located at 1083 Morrison Moore Parkway West, Dahlonega, Lumpkin County, Georgia, 30533, and the party in possession of the property is Nick C. Schiltz, Inc. or its tenant or tenants.

Renasant Bank, successor in interest to, and Assignee of the Federal Deposit Insurance Corporation, as Receiver for Crescent Bank and Trust Company, as Attorney-in-Fact for Nick C. Schiltz, Inc.

Thompson, O’Brien, Kemp & Nasuti, P.C.

40 Technology Parkway South, Suite 300

Norcross, Georgia 30092

(770) 925-0111

(12/7, 12/14, 12/21, 12/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Donald S Schrader and Martha J Schrader to Mortgage Electronic Registration Systems, Inc., as nominee for Suntrust Mortgage, Inc., its successors and assigns dated December 30, 2004 in the amount of $352,605.00, and recorded in Deed Book Z34, Page 625, Lumpkin County, Georgia Records; as last transferred to RBS Financial Products, Inc. by assignment; the undersigned, RBS Financial Products, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in January, 2012 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

AlI that tract or parcel of land lying and being in Land Lot 94 of the l` District, formerly Habersham , now Lumpkin County, Georgia, being a tract of land consisting of 2.0 acres designated as Tract 1 as described in the plat of survey prepared by Roger N. London GRS, dated May 8, 2001 which plat is recorded Plat Cabinet One at slide 84, plat 75, Lumpkin County records and incorporated herein as if fully rewritten. A copy of the referenced plat is attached hereto and marked Exhibit “B”.

which has the property address of 520 Grindle Brothers Road, Murrayville, Georgia, together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Donald S Schrader and Martha J Schrader and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

RBS Financial Products, Inc. Attorney in Fact for

Donald S Schrader and Martha J Schrader

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

Publication Dates:12-07-2011, 12-14-2011, 12-21-2011, 12-28-2011

File No. 11-19149 /CONV/krider

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.(12/7, 12/14, 12/21, 12/28)

(12/7, 12/14, 12/21, 12/28)

NOTICE OF SALE UNDER POWER, LUMPKIN COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Edward Shaw and Kimberly Shaw to Mortgage Electronic Registration Systems, Inc., as nominee for Equifirst Corporation dated 12/22/2005 and recorded in Deed Book C 37 Page 322, LUMPKIN County, Georgia records; as last transferred to US Bank National Association as Trustee by Assignment filed for record in LUMPKIN County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $ 109,800.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of LUMPKIN County, Georgia, within the legal hours of sale on the first Tuesday in January, 2012 (January 3, 2012), the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN THE FIRST (1ST) DISTRICT OF ORIGINALLY HABERSHAM, NOW LUMPKIN COUNTY, AND BEING 1/2 ACRES, MORE OR LESS, OF LAND LOT NUMBER NINETY-EIGHT (98) IN SAID DISTRICT AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS:

BEGINNING AT AN IRON PIN ON THE NORTHEASTERLY SIDE OF E.D. BURGESS ROAD AT A FENCE ON THE WEST LINE OF THE EUGENE CHAPMAN PROPERTY; RUNNING THENCE IN A NORTHERLY DIRECTION ALONG THE FENCE 363 FEET, MORE OR LESS, TO AN IRON PIN AT A FENCE CORNER; RUNNING THENCE IN AN EASTERLY DIRECTION ALONG THE FENCE 47 FEET, MORE OR LESS, TO AN IRON PIN AT A FENCE CORNER, RUNNING THENCE IN A SOUTHERLY DIRECTION ALONG THE FENCE 393 FEET MORE OR LESS, TO AN IRON PIN ON THE NORTHERLY SIDE OF THE E.D. BURGESS ROAD; RUNNING THENCE IN A WESTERLY DIRECTION ALONG THE NORTHERLY SIDE OF THE ROAD 51 FEET, MORE OR LESS, TO AN IRON PIN AT THE EUGENE CHAPMAN FENCE AND THE POINT OF BEGINNING.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 44 Starbridge Road, Murrayville, Georgia 30564 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Edward Shaw and Kimberly Shaw or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

US Bank National Association as Trustee as agent and Attorney in Fact for Edward Shaw and Kimberly Shaw Aldridge Connors, LLP, 780 Johnson Ferry Road, NE, Suite 600, Atlanta, Georgia 30342, (678) 894-3400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1165-179

(12/7, 12/14, 12/21, 12/28)

Notice of Sale Under Power

State of Georgia,

County of LUMPKIN.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by KATELYN G SIZEMORE to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) AS NOMINEE FOR PROFESSIONAL LENDING, LLC , dated 07/28/2009, and Recorded on 08/03/2009 as Book No. 1139 and Page No. 99-118, LUMPKIN County, Georgia records, as last assigned to JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO CHASE HOME FINANCE LLC, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $126,530.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the LUMPKIN County Courthouse within the legal hours of sale on the first Tuesday in January, 2012, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 99 OF THE 1ST DISTRICT, ORIGINALLY HABERSHAM, NOW LUMPKIN COUNTY, GEORGIA, BEING LOT 20, CONTAINING 1.00 ACRES, MORE OR LESS, COPPER PINES SUBDIVISION, AS PER PLAT RECORDED IN PLAT BOOK 13, PAGE 91, LUMPKIN COUNTY, GEORGIA RECORDS, SAID PLAT BEING INCORPORATED HEREIN BY REFERNCE THERETO. THIS DEED IS GIVEN SUBJECT TO ALL EASEMENTS AND RESTRICTIONS OF RECORD.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO CHASE HOME FINANCE LLC, 3415 VISION DRIVE, Foreclosure, COLUMBUS, OH 43219, 800-848-9136. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 422 JESSICA TRAIL, MURRAYVILLE, GEORGIA 30564 is/are: KATELYN G SIZEMORE or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO CHASE HOME FINANCE LLC

as Attorney in Fact for

KATELYN G SIZEMORE.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

20110187401574

BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP

15000 Surveyor Boulevard

Addison, Texas 75001

Telephone: (972) 341-5398.

(12/7, 12/14, 12/21, 12/28)

STATE OF GEORGIA

COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

IN DEED TO SECURE DEBT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Sammie W. Southern and Nettie Mae Southern to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $238,000.00 dated 04/11/2007, and recorded in Deed Book 1038, page 437, Lumpkin County records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of January, 2012 by The Bank of New York Mellon fka the Bank of New York as trustee for the benefit of the certificateholders of the CWABS Inc., asset backed certificates, Series 2007-9, as Attorney-in-Fact for Sammie W. Southern and Nettie Mae Southern the following described property:

The following described property:

All that tract or parcel of land lying and being in Land Lot 140 of the 11th District, originally Hall now Lumpkin County, Georgia, consisting of 4.251 acres, more or less, together with all improvements located thereon, and being more particularly set out as Lot 15 of the Subdivision of Brandy Mountain on a plat of survey dated May 28, 1998, prepared for Sammy Southern by Michael Stewart Kelley, Georgia Registered Land Surveyor, this plat is recorded in Plat Cabinet 1, Slide 20, Plat 184A Lumpkin County records, and is incorporated herein by reference for a more detailed description.

The derivation of same being:

The same being property conveyed by deed executed by Jimmy D. Parris and Betty Jean Parris, on 8-14-1998, as recorded on 8-18-1998 at Book/Liber Q20, Page/Folio 314, in the land records of Lumpkin County.

Parcel Identification Number: 083.120

Property known as: 770 Brandy Mountain Road, Dahlonega, GA 30533-0000

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).

The property will be sold as the property of The Aforesaid Grantors subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.

Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:

Bank of America, N.A.

Attn: Loss Mitigation, P. O. Box 5170, MS SV314B

Simi Valley, CA 93065

PHONE: 800-669-6650

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.

To the best of the undersigned’s knowledge and belief, the party in possession is Sammie W. Southern and Nettie Mae Southern.

The Bank of New York Mellon fka the Bank of New York as trustee for the benefit of the certificateholders of the CWABS Inc., asset backed certificates, Series 2007-9, as Attorney-in-fact for Sammie W. Southern and Nettie Mae Southern.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Associates, P.C.

South Terraces, Suite 1000

115 Perimeter Center Place

Atlanta, GA 30346

Phone – (770) 392-0398

Toll Free – (866) 999-7088

www.penderlaw.com

Our File No. 11-12462

(12/7, 12/14, 12/21, 12/28)

STATE OF GEORGIA

COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

IN DEED TO SECURE DEBT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Diane Stark to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $200,000.00 dated 8/4/2006, and recorded in Deed Book 1001, page 704, Lumpkin County records,, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of January, 2012 by Bayview Loan Servicing, LLC, as Attorney-in-Fact for Diane Stark the following described property:

All that tract or parcel of land lying and being in Land Lot 45 of the 13th District, 1st Section of Lumpkin County, Georgia, being Lot 16 of Parks Ridge Subdivision, as shown on a plat of survey for said subdivision by Richard J. Webb, Georgia RLS, dated January 30, 2003, and recorded in Plat Cabinet 1, Slide 82, Page 36, Lumpkin County, Georgia records, which plat is incorporated herein and made a part hereof by reference.

Property known as: 558 Deans Dr, Dawsonville, GA 30534

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).

The property will be sold as the property of The Aforesaid Grantors subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.

Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:

Bayview Loan Servicing, LLC

4425 Ponce de Leon Blvd., 5th Floor

Coral Gables, FL 33146

PHONE: 800-959-8229

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.

To the best of the undersigned’s knowledge and belief, the party in possession is Diane Stark.

Bayview Loan Servicing, LLC, as Attorney-in-fact for Diane Stark.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Associates, P.C.

South Terraces, Suite 1000

115 Perimeter Center Place

Atlanta, GA 30346

Phone – (770) 392-0398

Toll Free – (866) 999-7088

www.penderlaw.com

Our File No. 11-13460

(12/7, 12/14, 12/21, 12/28

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Kerri Elizabeth Steen to Mortgage Electronic Registration Systems, Inc., dated July 22, 2008, recorded in Deed Book 1103, Page 493, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of EIGHTY-FIVE THOUSAND SIX HUNDRED FIFTY-FIVE AND 0/100 DOLLARS ($85,655.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in January, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Kerri Elizabeth Steen or a tenant or tenants and said property is more commonly known as 579 Soapstone Road, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

as Attorney in Fact for

Kerri Elizabeth Steen

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/mga 1/3/12

Our file no. 51440511-FT11

EXHIBIT “A” All that tract or parcel of land together with improvements thereon lying and being in Land Lot 83 of the 1st Land District, Lumpkin County, Georgia, containing 1.000 acre, as shown on plat of survey for Dennis R Grizzle by Geoimage, LLC, John T Gaston, RLS, dated 10/2/06 recorded in Plat Book I-165, Page 96B, in the Office of the Clerk of Superior Court of Lumpkin County, Georgia, which said plat is incorporated herein by reference and made a part of this description. Subject to ingress/egress easement as recorded in Deed Book 1040, Page 699, Lumpkin County, Georgia deed records. Subject to an included herein is a non-exclusive ingress/egress easement for public road access to and from Soapstone Spur Road over through and across other property of Grantor herein via the existing “40” access easement as shown on the above referenced plat of survey. Subject to 40 foot access easement Subject to Old road bed along rear is property line. Subject to Easement in favor of Habersham Electric Membership Corporation as recorded in Deed Book M7, Page 73, Lumpkin County, Georgia deed records. Subject to Right of way in favor of State Highway Department of Georgia as recorded in Deed Book X2, Page 324, Lumpkin County, Georgia deed records. Subject to Mining lease agreement as recorded in Deed Book N2, Page 245-246, Lumpkin County, Georgia deed records. Subject to all other easements, restrictions, reservations and rights of way of record, if any. MR/mga 1/3/12 Our file no. 51440511 - FT11

(12/7, 12/14, 12/21, 12/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Nathan Walker to Mortgage Electronic Registration Systems, Inc., dated November 1, 2007, recorded in Deed Book 1113, Page 729, Lumpkin County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment recorded in Deed Book 1161, Page 405, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of NINETY-ONE THOUSAND SEVEN HUNDRED FIFTY-SIX AND 0/100 DOLLARS ($91,756.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in January, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Nathan Walker or a tenant or tenants and said property is more commonly known as 30 Arrow Court, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP formerly known as Countrywide Home Loans Servicing, LP

as Attorney in Fact for

Nathan Walker

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/mga 1/3/12 Our file no. 51439110-FT11

EXHIBIT “A” All that tract or parcel of land lying and being in Land Lot 125 of the 11th District, Lumpkin County, Georgia, being Lot 162, consisting of 1.01 acres, more or less, of Wellington Subdivision, Phase Six, as per plat prepared by Donald Rex Jones, GRLS #2396, Dated October 30, 1996, recorded in Plat Book 30, Page 115, Lumpkin County, Georgia Records, to which plat reference is made for a more detailed description. Together with a 1996 Double Wide Mobile Home being a Southern Charm Model No. E706 manufactured by Homestead Homes being Serial Number HMST11828AGA and HMST11828BGA. MR/mga 1/3/12 Our file no. 51439110 - FT11

(12/7, 12/14, 12/21, 12/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Daniel C. Yawn and Stephanie E Yawn to HomeBanc Mortgage Corporation dated January 11, 2007 in the amount of $138,400.00, and recorded in Deed Book 1023, Page 85, Lumpkin County, Georgia Records; as last transferred to JPMorgan Chase Bank, National Association by assignment; the undersigned, JPMorgan Chase Bank, National Association pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in January, 2012 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 29 of the 13th District, 1st Section of Lumpkin County, Georgia, designated as Lot 51 and part of Lot 52 of Chesterra, Unit 3, and being more particularly described as follows:

Beginning at an iron pin located on the Western Right-of-Way of Heather Lane (a 40 foot Right-of-Way shown in that certain plat of survey of Chesterra Subdivision, Unit 3 [the “Subdivision Plat”], recorded in Plat Book 13, Page 92, Lumpkin County Records) 226.30 feet Northerly, as measured along the western Right-of-Way line of said Heather Lane, from the intersection of said Right-of-Way line with the Northern Right-of-Way line of Laurel Mountain Way, said point of beginning being the Southeasternmost corner of Lot 51 and the Northeasternmost corner of Lot 52 of Chesterra Subdivision, Unit 3, as said lots are shown according to the Subdivision Plat; proceeding thence North 75 degree 18 minutes 09 seconds West 130.30 feet to a point; thence North 80 degrees 11 minutes 59 seconds West 40.30 feet to a point; thence South 87 degrees 03 minutes 21 seconds West 317.22 feet to a point; thence North 11 Degree 11 minutes 34 seconds West 24.26 feet to a point; thence North 79 degrees 54 minutes 07 seconds East 17.28 feet to a point; thence North 47 degrees 28 minutes 29 seconds East 60.35 feet to a point; thence North 32 degrees 33 minutes 23 seconds East 52.95 feet to a point; thence South 83 degrees 02 minutes 24 seconds East 401.07 feet to an iron pin located on the Western Right-of-Way line of Heather Lane; proceeding thence South 00 degrees 24 minutes 10 seconds East 119.87 feet to the Point of Beginning; said property being the greatest part of original Lot 51 and a small portion of original Lot 52 of Chesterra Subdivision, Unit 3, and being shown according to that certain plat of survey prepared for Michael Louis McKinney by Jick A. Page, Jr., RLS, dated November 29, 1994.

which has the property address of 77 Heather Lane, Dahlonega, Georgia, together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Daniel C. Yawn and Stephanie E Yawn and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

JPMorgan Chase Bank, National Association

Attorney in Fact for

Daniel C. Yawn and Stephanie E Yawn

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

Publication Dates:12-07-2011, 12-14-2011, 12-21-2011, 12-28-2011

File No. 10-22232 /FNMA/lseymore

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(12/7, 12/14, 12/21, 12/28)

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