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Legals (November 23rd edition)
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Notice to

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Randall Powell Bailey, late of Lumpkin County, Georgia, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to the said estate are required to make immediate payment.

This 25th day of October, 2011.

Randall Kyle Bailey,

Administrator of the estate of

Randall Powell Bailey

5715 Cowart Road

Dawsonville, GA 30534

(11/2, 11/9, 11/16, 11/23)

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of E. J. Crow, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 25th day of October, 2011.

Patricia A. Crow, Executor/Administrator

564 Oak Grove Road

Dahlonega, GA 30533

(11/2, 11/9, 11/16, 11/23)

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Isabel G. Dunphy, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 4th day of November, 2011.

Christine D. Morris/Administrator

95 Yahoola Shoals Drive

Dahlonega, GA 30533

(11/9, 11/16, 11/23, 11/30)

NOTICE OF PUBLICATION

IN THE SUPERIOR COURT OF LUMPKIN COUNTY

STATE OF GEORGIA

Tammy Nicole Poe, PLAINTIFF

VS. Jamie Lee Poe, DEFENDANT

CIVIL ACTION NO. 11-CV-745-DB

TO: Jamie Lee Poe

By Order for Service by Publication dated October 31, 2011, you are hereby notified that on October 31, 2011, Tammy Nicole Poe filed suit against you for Divorce.

You are required to file with the Clerk of Superior Court, and to serve upon plaintiff, Tammy Nicole Poe, 7 Lumpkin County Park Road, Dahlonega, Georgia 30533, an Answer in writing within sixty (60) days of the date of the Order for Publication.

WITNESS, the Honorable David E. Barrett, Judge of this Superior Court, this 31st day of October, 2011.

Rita Harkins

Clerk of Superior Court

Lumpkin County, Georgia

(11/9, 11/16, 11/23, 11/30)

NOTICE OF PUBLICATION

IN THE SUPERIOR COURT OF LUMPKIN COUNTY

STATE OF GEORGIA

Jose De Jesus Acosta Gonzalez,

PLAINTIFF

VS. Maria Juana Valdez Villegas,

DEFENDANT

CIVIL ACTION NO. 11-CV-749-DB

TO: Maria Juana Valdez Villegas

By Order for Service by Publication dated November 2, 2011, you are hereby notified that on November 2, 2011, Jose De Jesus Acosta Gonzalez filed suit against you for Divorce.

You are required to file with the Clerk of Superior Court, and to serve upon plaintiff, Jose De Jesus Acosta Gonzalez, 34 Rome Table Ct, Dahlonega, Georgia 30533, an Answer in writing within sixty (60) days of the date of the Order for Publication.

WITNESS, the Honorable David E. Barrett, Judge of this Superior Court, this 2nd day of November, 2011.

Rita Harkins

Clerk of Superior Court

Lumpkin County, Georgia

(11/9, 11/16, 11/23, 11/30)

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Kenneth David Alldred, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 8th day of November, 2011.

Michelle Alldred/Administrator

7697 Dawsonville Hwy

Dawsonville, GA 30534

(11/16, 11/23, 11/30, 12/7)

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Lynne Brown Pyle, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 8th day of November, 2011.

Mark Stephen Pyle/Executor

543 Martins Grove Road

Dahlonega, Georgia 30533

(11/16, 11/23, 11/30, 12/7)

NOTICE OF PUBLICATION

IN THE SUPERIOR COURT OF LUMPKIN COUNTY

STATE OF GEORGIA

Trudy S. Gilstrap, PLAINTIFF

VS. Claude Charles Gilstrap, DEFENDANT

CIVIL ACTION NO. 11-CV-764-DB

TO: Claude Charles Gilstrap

By Order for Service by Publication dated November 9, 2011, you are hereby notified that on November 9, 2011, Trudy S. Gilstrap filed suit against you for Divorce.

You are required to file with the Clerk of Superior Court, and to serve upon the plaintiff, Trudy S. Gilstrap, 116 Golden Hills Drive, Apt. 686, Dahlonega, Georgia 30533, an Answer in writing within sixty (60) days of the date of the Order for Publication.

WITNESS, the Honorable David E. Barrett, Judge of this Superior Court, this 9th day of November, 2011.

Rita Harkins

Clerk of Superior Court

Lumpkin County, Georgia

(11/16, 11/23, 11/30, 12/7)

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Peter Michael Lynch, Jr.,, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 14th day of November, 2011.

P. Michael Lynch, III, Executor

1565 Lockridge Drive

Cumming, GA 30041

(11/23, 11/30, 12/7, 12/14)

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Lawrence Joseph Pourciau, Sr. deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 14th day of November, 2011.

Marlene Pourciau, Administrator

403 Gold Crest Drive

Dahlonega, GA 30533

(11/23, 11/30, 12/7, 12/14)

NOTICE

GEORGIA, LUMPKIN COUNTY PROBATE COURT

The petition of Cynthia Mercedes Chapman for a year’s support from the estate of William Buchanan Chapman, Jr., deceased, for decedent’s surviving spouse, having been duly filed, all interested persons are hereby notified to show cause, if any they have, on or before Decemer 19, 2011, why said petition should not be granted.

All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed on or before the time stated in the preceding sentence. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections. unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.

Michael Chastain

Probate Judge

By Shelley Wilson

Probate Clerk

325 Riley Road, Room 122

Dahlonega, Georgia 30533

706-864-3847

(11/23, 11/30, 12/7, 12/14)

TRADE NAME REGISTRATION

GEORGIA, LUMPKIN COUNTY

Notice is hereby given that a trade name registration statement has been filed in this office, verified by affidavit of:

COMPLETE CONSTRUCTION SERVICES, INC.

331 FERN PARK DRIVE

DAWSONVILLE, GA 30534

which affidavit states that she/he is the AGENT of a business of

RESIDENTIAL AND COMMERCIAL PAINTING

operating under the trade name of:

COMPLETE CONSTRUCTION SERVICES, INC

D/B/A COMPLETE PAINTING

C. S. SMITH, PRESIDENT

331 FERN PARK DRIVE

DAWSONVILLE, GA 30534

Witness my official signature and seal of the Superior Court this 14th day of November 2011.

Rita Harkins

Clerk of Superior Court

(11/23, 11/30)

application for beer/wine

license

Geoffrey M. Kridel has applied with the Dahlonega City Council for a Beer/Wine License for the Holly Theatre located at 69 West Main Street, Dahlonega, GA 30533

(11/23, 11/30)

Notice of sale under power

Armored Mini Storage

5361 Long Branch Rd.

Dahlonega, GA 30533

706-867-7534

fax 706-867-7534

Callaway, Stacey G217

Cobb, Katrina A40

Freeman, Dana H234

Sale date: Saturday, December 3, 2011, at 10:00 a.m.

(10/26, 11/2)

NOTICE OF SALE UNDER POWER

STATE OF GEORGIA,

COUNTY OF LUMPKIN

Under and by virtue of the Power of Sale in Deed from Geraldine Bruce Adams to Bank of the Ozarks, Assignee from the Federal Deposit Insurance Corporation as Receiver of Chestatee State Bank, Grantee, dated November 25, 2009 and recorded in Deed Book 1151, Pages 152-156 and re-recorded in Deed Book 1153, Pages 114-119 of the Lumpkin County, Georgia Records, and as modified, said Deed to Secure Debt having been given to secure a Promissory Note dated November 25, 2009 in the original principal amount of $40,000.00, there will be sold by the undersigned at public outcry, during the legal hours of sale before the door of the Courthouse of Lumpkin County, Georgia, on the first Tuesday in December, 2011, to wit: December 6, 2011, to the highest and best bidder for cash the property described as follows, to wit:

All that tract or parcel of land lying and being in Land Lot 985, 12th District, 1st Section, Lumpkin County, City of Dahlonega, Georgia, being parts of City Lot Number 53 and City Lot Number 56 according to the Price and Martin Survey, and being more particularly described as follows:

Beginning at the intersection of a hedge row and the right-of-way of South Grove Street; thence from said POINT OF BEGINNING running in a Southeasterly direction along with said right-of-way for a distance of 126 feet, more or less, to the property line of lands now or formerly owned by Preston Price and the centerline of what was formerly Harris Street; thence running in a Southwesterly direction along with said property line of lands now or formerly owned by Preston Price and said centerline of formerly Harris Street for a distance of 70 feet, more or less, to the property line of Carl Ridley; thence running in a Northwesterly direction along with said property line of Carl Ridley for a distance of 126 feet, more or less, to the property line of North Georgia College; thence running in a Northeasterly direction along with said property line of North Georgia College for a distance of 70 feet, more or less, to the POINT OF BEGINNING.

The debt secured by said Deed to Secure Debt and Note has been and is hereby declared due and payable in full because of nonpayment of principal and interest pursuant to the terms of said Deed to Secure Debt and Note. Notice has been given of intention to enforce provisions for collection of attorney’s fees and foreclosure in accordance with legal requirements and the terms of the Deed to Secure Debt and Note. The indebtedness remaining in default, the sale will be made for the purpose of applying proceeds thereof to the payment of the indebtedness secured by the Deed to Secure Debt, accrued interest and expenses of the sale and other sums secured by the Deed to Secure Debt including attorney’s fees, and the remainder if any shall be applied as provided by law.

The person that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Jamey Bryant, VP, Bank of the Ozarks, 6639 Highway 53 East, Dawsonville, Georgia 30534, 706-216-2265. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best of the undersigned’s knowledge and belief the property is in the possession of Geraldine Bruce Adams and said property will be sold as the property of Geraldine Bruce Adams, subject to outstanding ad valorem taxes, and easements and restrictions of record, if any. The undersigned will execute a deed to the purchaser at said sale as provided in the Deed to Secure Debt.

Bank of the Ozarks as Assignee from the Federal Deposit Insurance Corporation as Receiver of Chestatee State Bank, as Attorney-in-Fact for Geraldine Bruce Adams

Newsom C. Cummings, Esq.

Cummings & Kelley PC

75 Elliott Road, Suite 220

Dawsonville, Georgia 30534

706-216-8989

(11/9, 11/16, 11/23, 11/30)

Notice of Sale Under Power

State of Georgia,

County of LUMPKIN.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by JAMES ADAM BROWN to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) AS NOMINEE FOR FRANKLIN BANK, SSB , dated 10/21/2005, and Recorded on 10/28/2005 as Book No. T36 and Page No. 356-362, LUMPKIN County, Georgia records, as last assigned to BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP, FKA COUNTRYWIDE HOME LOANS SERVICING LP, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $73,841.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the LUMPKIN County Courthouse within the legal hours of sale on the first Tuesday in December, 2011, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 75 OF THE 11TH DISTRICT, FIRST SECTION OF LUMPKIN COUNTY, GEORGIA, BEING LOT 2, CONTAINING 1.59 ACRES, MORE OR LESS, AS SHOWN ON A PLAT OF SURVEY MADE FOR JAMIE GIBSON PREPARED BY TOMMY J. PHILLIPS, RLS, AS RECORDED IN PLAT CABINET 1, SLIDE 47, PAGE 135, LUMPKIN COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART HEREOF FOR A MORE ACCURATE AND COMPLETE DESCRIPTION OF SAID PROPERTY.

ALSO CONVEYED HEREWITH IS A 1999 DYNASTY SMH3 27 X 56 MANUFACTURED HOME, SERIAL NUMBER (S) H813525GL&R, WHICH IS PERMANENTLY ATTACHED TO AND MADE A PART OF THE REAL PROPERTY HEREIN DESCRIBED. SEE IN THIS REFARD DEED BOOK W33, PAGE 475 OF THE LUMPKIN COUNTY, GEORGIA DEED RECORDS.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: BANK OF AMERICA, N.A., AS SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP, PTX-C-32, Foreclosure 7105 CORPORATE, PLANO, TX 75024, 800-669-6650.

Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 198 NORRIS ROAD, DAHLONEGA, GEORGIA 30533 is/are: JAMES ADAM BROWN or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP, FKA COUNTRYWIDE HOME LOANS SERVICING LP

as Attorney in Fact for

JAMES ADAM BROWN.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

20100031413136

BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP

15000 Surveyor Boulevard

Addison, Texas 75001

Telephone: (972) 341-5398.

(11/9, 11/16, 11/23, 11/30)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Larry Burch and Tamara Burch to Mortgage Electronic Registration Systems, Inc. as nominee for Bank of America, N.A., its successors and assigns dated November 20, 2009 in the amount of $149,000.00, and recorded in Deed Book 1148, Page 302, Lumpkin County, Georgia Records; as last transferred to Bank of America, N.A., Successor by Merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP by assignment; the undersigned, Bank of America, N.A., Successor by Merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2011 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that certain parcel of land situated in Land Lot 176 of the 15th District of the County of Lumpkin, State of Georgia, being known and designated as follows:

That certain 9.98 acres as shown by a plat of survey entitled Kenneth L. Bosland and Gay F. Bosland prepared by Albert M. Wynn Jr., R.S., dated March 20, 1992, recorded Plat CAB 1, Slide 90, Page 182B of the Lumpkin County, Georgia Records, reference to said plat and the description contained therein being incorporated herein by reference for a full and complete described thereof. Said parcel is subject to the Spring Box Easement as recorded at Deed Book K8, Page 238, of the Lumpkin County, Georgia Records.

Tax map or Parcel ID No.: 089-116 Address: 569 Ashley Lane; Dahlonega, GA 30533

which has the property address of 569 Ashley Lane, Dahlonega, Georgia, together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Larry Burch and Tamara Burch and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Bank of America, N.A., Successor by Merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP

Attorney in Fact for

Larry Burch and Tamara Burch

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 10-20918 /FNMA/krider

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(11/9, 11/16, 11/23, 11/30)

NOTICE OF SALE UNDER POWER

STATE OF GEORGIA

COUNTY OF LUMPKIN

By virtue of the power of sale contained in that certain Security Deed from DAHLONEGA FOOD PROPERTIES, LLC, a Georgia limited liability company (“Grantor”), to AMERIS BANK, AS SUCCESSOR IN INTEREST TO AND ASSIGNEE OF THE FEDERAL DEPOSIT INSURANCE CORPORATION, AS RECEIVER FOR HIGH TRUST BANK (“Grantee”), dated July 15, 2008 and recorded July 24, 2008, in Deed Book 1102, Page 382, Lumpkin County, Georgia Superior Court Records, as modified by the Modification of Note, Deed to Secure Debt and Security Agreement and Assignment of Leases and Rents dated January 9, 2009 and recorded January 29, 2009, in Deed Book 1119, Page 258, aforesaid records (the “Modification”), as subsequently assigned to Ameris Bank (said Security Deed as may have been modified, amended and assigned from time to time, hereinafter referred to collectively as the “Security Deed”), said Security Deed being given to secure the payment of a Promissory Note dated July 15, 2008, made by Grantor and Subway of Dahlonega, LLC to the order of High Trust Bank in the original principal amount of THREE HUNDRED EIGHTY-SEVEN THOUSAND FIVE HUNDRED AND 00/100THS DOLLARS ($387,500.00), with interest from the date thereof at the rate specified therein, as modified by the Modification, as said principal amount was modified to $414,000.00 (said Promissory Note, as renewed, modified and assigned from time to time, hereinafter referred to collectively as the “Note”), together with all other amounts payable by Grantor to Grantee, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday of December, 2011, the following described real property more particularly described in Exhibit “A” attached hereto and by this reference made a part hereof.

TOGETHER WITH ANY AND ALL of the following: (i) all buildings, structures and improvements located on the real property or on any part or parcel thereof and all fixtures affixed or attached, actually or constructively, thereto; (ii) all and singular the tenements, hereditaments, easements and appurtenances belonging thereto or in any wise appertaining thereto and the reversion and reversions, remainder and remainders thereof; (iii) all rents accruing therefrom; (iv) all accounts and contracts rights arising in connection with any part or parcel thereof or any buildings, structures or improvements located thereon, including without limitation, all accounts and contract rights in and to all leases or undertakings to lease affecting the land or any buildings, structures, or improvements thereon; (v) all minerals, flowers, crops, trees, timber, shrubbery and other emblements located thereon or thereunder or on or under any part or parcel thereof; (vi) all estates, rights, title and interest therein or in any part or parcel thereof; (vii) all equipment, machinery, apparatus, fittings, fixtures, furniture, furnishings, mobile homes, modular homes and all personal property of every kind or description whatsoever located thereon, or in or on the buildings, structures and improvements thereon, and used in connection with the operation and maintenance thereof, and all additions thereto and replacements thereof; and (viii) all building materials, supplies, goods and equipment delivered thereto and placed thereon for the purpose of being affixed to or installed or incorporated or otherwise used in the buildings, structures or other improvements located thereon or any part or parcel thereof. All of the foregoing are hereinafter referred to collectively as the “Property”.

The real property or its address is commonly known as 352 North Grove Street, Dahlonega, Georgia 30533.

The indebtedness secured by the Security Deed has been and is hereby declared due because of default under the terms of said Note and Security Deed including, but not limited, to the failure to make payments thereunder when due. The indebtedness remaining in default, the sale will be made for the purpose of applying the proceeds thereof to the payment of the indebtedness secured by the Security Deed, accrued interest and expenses of the sale and all other payments provided for under the Security Deed, including attorneys’ fees as provided in the Note and Security Deed, notice of intention to collect attorneys’ fees having been given as provided by law, and the remainder, if any, shall be applied as provided by law.

Grantee reserves the right to sell the Property in one parcel or as an entirety, or in such parcels as Grantee may elect, as permitted in the Security Deed.

To the best of Grantee’s knowledge and belief, the parties in possession of the Property are Grantor and/or tenants of Grantor or other persons in possession with the consent or acquiescence of Grantor.

Said Property will be sold as the property of Grantor subject to all unpaid real estate ad valorem taxes, governmental assessments and related liens and all prior restrictions, reservations, covenants, rights-of-way, easements, encumbrances and other matters of record, if any, appearing of record prior to the date of the Security Deed and those appearing after the date of the Security Deed and consented to of record by Grantee.

AMERIS BANK, AS SUCCESSOR IN INTEREST TO AND ASSIGNEE OF THE FEDERAL DEPOSIT INSURANCE CORPORATION, AS RECEIVER FOR HIGH TRUST BANK, ATTORNEY-IN-FACT FOR DAHLONEGA FOOD PROPERTIES, LLC

Taylor English Duma LLP

1600 Parkwood Circle, Suite 400

Atlanta, Georgia 30339

Attn: Paul G. Durdaller, Esq.

(678) 336-7174

EXHIBIT “A”

LEGAL DESCRIPTION

All that tract or parcel of land lying and being in Land Lot 952, 12th Land District, City of Dahlonega, Lumpkin County, Georgia, being more particularly described as 1.090 acres according to a plat of survey prepared by Douglas R. Sherrill for Community Bank and Trust, Lawyer’s Title Insurance Corporation and Cross Point Properties, LLC dated February 14, 2007, and revised March 26, 2007. Said plat is incorporated herein by reference for a more complete description of the subject property. Said property is more particularly described according to said plat as follows:

BEGINNING at the southwest corner of Land Lot 952; thence South 85° 06’ 53” East 498.49 feet to a 1/2 inch open top pipe found on the eastern right-of-way of Georgia Highway 60 and U.S. Highway 19, having a right-of-way width of 60 feet and being the POINT OF BEGINNING for the herein described tract of land; thence North 24° 45’ 54” West 103.03 feet along the easterly 60 foot right-of-way line of Georgia Highway 60 and U.S. Highway 19 to a point; thence following the right-of-way of said Highway North 19° 25’ 00” West 92.35 feet to a point for corner; thence North 18° 22’ 13” West 14.93 feet to a 1/2 inch rebar found for corner; thence departing from said right-of-way North 73° 15’ 41” East 195.87 feet to an iron pin set; thence South 53° 03’ 19” East 71.83 feet to an iron pin found; thence South 01° 09’ 41” West 210.05 feet to an iron pin set; thence North 89° 01’ 57” West 120.74 feet to an iron pin found; thence North 89° 01’ 56” West 39.81 feet to the POINT OF BEGINNING.

(11/9, 11/16, 11/23, 11/30)

STATE OF GEORGIA

COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Eric V. Dennington to Mortgage Electronic Registration Systems, Inc. dated February 22, 2007, and recorded in Deed Book 1028, Page 660, Lumpkin County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, NA, by Assignment , securing a Note in the original principal amount of $128,900.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, December 6, 2011, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 52, 11TH DISTRICT, ORIGINALLY HALL, NOW LUMPKIN COUNTY, GEORGIA AND BEING FULLY DESCRIBED BY A PLAT PREPARED BY JOHN T. GASTON, GEORGIA REGISTERED LAND SURVEYOR, DATED OCTOBER 11, 2004, LAST REVISED FEBRUARY 22, 2007, AND AS PER SAID PLAT, THE PROPERTY CONTAINS1.476 ACRES, MORE OR LESS, BEING MORE PARTICULARLY DESCRIBED AS TRACT 2. THE SUBJECT PLAT BEING OF RECORD IN PLAT CABINET ONE, SLIDE 146, PLAT 118, LUMPKIN COUNTY RECORDS. SAID PLAT IS HEREBY INCORPORATED BY REFERENCE. THIS CONVEYANCE IS MADE SUBJECT TO EASEMENTS FOR PUBLIC ROADS AND UTILITIES NOW IN USE. THIS CONVEYANCE IS MADE SUBJECT TO AND TOGETHER WITH ANY EASEMENTS OF RECORD OR EASEMENTS LOCATED ON THE PROPERTY ABOVE DESCRIBED OR ACCESSING THE ABOVE DESCRIBED PROPERTY.

Said property is known as 1195 Pecks Road, Dahlonega, GA 30533, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Eric V. Dennington, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Eric V. Dennington, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Wells Fargo Bank, NA as Attorney-in-Fact for Eric V. Dennington

File no. 11-025025

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Duke Building, Suite 100

Atlanta, GA 30341-3941

(770)220-2535/KB

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(11/9, 11/16, 11/23, 11/30)

NOTICE OF SALE UNDER POWER

By virtue of a Power of Sale contained in the Security Deed from VICTOR DOWIS AND DALE DOWIS, dated APRIL 12, 2007 to FIRST CITIZENS BANK OF GEORGIA and recorded in Deed Book 1038, Page 314-320, Lumpkin County, Georgia records given to secure a Promissory Note of even date in the original principal amount of Thirty Three Thousand Six Hundred and 00/100 Dollars ($33,600.00), and Modification of Deed to Secure Debt from VICTOR DOWIS AND DALE DOWIS, dated March 15, 2010 to First Citizens Bank of Georgia and recorded in Deed Book 1157, Page 164-168, Lumpkin County, Georgia records given to secure a Promissory Note of even date in the original principal amount of Twenty Thousand Two Hundred Sixty-Two and 35/100 Dollars ($20,262.35), with interest as provided therein on the unpaid balance until paid, there will be sold at public outcry to the highest and the best bidder for cash before the Courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in December, 2011, the following described property:

All that tract or parcel of land lying and being in Land Lots 446 and 447 of the 12th District, 1st Section, Lumpkin County, Georgia, being Lot 17, Maple Ridge Subdivision, Phase II, as per plat recorded in Plat Cabinet One, Slide 131, Pages 1-2, Lumpkin County, Georgia Records, which plat is incorporated herein and made a part hereof by reference.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenents or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S.Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Said property will be sold as the property of VICTOR DOWIS AND DALE DOWIS and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deeds, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deeds.

The debt secured by said Security Deeds has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Notes and Security Deeds. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale.

Said property will be sold subject to any outstanding ad valorem taxes and assessments, and any liens superior to the Security Deed first set out above, and to the best knowledge and belief of the undersigned, VICTOR DOWIS AND DALE DOWIS AND/OR TENANTS are in possession of said property.

FIRST CITIZENS BANK OF GEORGIA, as attorney in fact for VICTOR DOWIS AND DALE DOWIS

70 Carlisle Road

Dawsonville, Georgia 30534

James A. Hamilton Attorney for FIRST CITIZENS BANK OF GEORGIA

300 Old Dawson Village Road

Suite 110

Dawsonville, GA 30534

706-216-4550

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(11/9, 11/16, 11/23, 11/30)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Curtis O. Ellerbee and Terrie J. Ellerbee to The Mortgage People Co. dated November 30, 2001 in the amount of $128,250.00, and recorded in Deed Book L28, Page 104, Lumpkin County, Georgia Records; as last transferred to CitiMortgage, Inc. by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2011 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 355 of the 15th District, 1st Section of Lumpkin County, Georgia, consisting of 1.38 acres, more or less, together with all improvements located thereon, and being more particularly set out as Tract 2-B of the Rainbow Subdivision on a plat of survey dated November 5, 1998, prepared for Brad and Scott Anderson by Frederick F. Kauffman, Georgia Registered Land Surveyor. This plat is recorded in Plat Cabinet 1, Slide 23, Plat 45B, Lumpkin County Records, and is incorporated herein by reference for a more detailed description.

This property is conveyed subject to all easements for road and utilities in use or of record.

which has the property address of 1884 Garnet School Road, Dahlonega, Georgia, together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Curtis O. Ellerbee and Terrie J. Ellerbee and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

CitiMortgage, Inc.

Attorney in Fact for

Curtis O. Ellerbee and Terrie J. Ellerbee

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

Publication Dates:11-09-2011, 11-16-2011, 11-23-2011, 11-30-2011

File No. 08-29338 /FHLMC/sstojanovic

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(11/9, 11/16, 11/23, 11/30)

STATE OF GEORGIA

COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Maurice C. Golden, Jr. and Veneta M. Golden to Mortgage Electronic Registration Systems, Inc. dated February 28, 2008, and recorded in Deed Book 1085, Page 183, Lumpkin County Records, said Security Deed having been last sold, assigned, transferred and conveyed to BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP, by Assignment , securing a Note in the original principal amount of $246,905.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, December 6, 2011, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 1036 OF THE 12TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY,

GEORGIA, BEING LOT 124, BUILDING M, MOUNTAIN PARK SUBDIVISION, PHASE 1A, AS PER PLAT RECORDED IN CABINET 1, SLIDE 149, PAGES 176-178 AND REVISED PLAT RECORDED IN CABINET 1, SLIDE 162, PAGES 23-26, LUMPKIN COUNTY, GEORGIA RECORDS, WHICH RECORDED PLAT IS INCORPORATED HEREIN BY THIS REFERENCE AND MADE A PART OF THIS DESCRIPTION.SUBJECT TO ANY EASEMENTS OR RESTRICTIONS OF RECORD.

Said property is known as 60 Aspen Court, Dahlonega, GA 30533, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Maurice C. Golden, Jr. and Veneta M. Golden, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Maurice C. Golden, Jr. and Veneta M. Golden, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP as Attorney-in-Fact for Maurice C. Golden, Jr. and Veneta M. Golden

File no. 11-024263

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Duke Building, Suite 100

Atlanta, GA 30341-3941

(770)220-2535/EM

HYPERLINK “http://www.swertfeger.net” www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

[FC-NOS]

(11/9, 11/16, 11/23, 11/30)

NOTICE OF SALE UNDER POWER

LUMPKIN COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Tony L. Grimes Jr. to JPMorgan Chase Bank, N.A. dated 7/27/2009 and recorded in Deed Book 1138 Page 652, Lumpkin County, Georgia records; as last transferred to JPMorgan Chase Bank, N.A. by Assignment filed for record in Lumpkin County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $ 156,060.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in December, 2011 (December 6, 2011), the following described property:

All that tract or parcel of land lying and being in Land Lot 919 of the 5th District, 1st Section of Lumpkin County, Georgia, designated as Lot 3 of Crawford Falls West, as shows on plat of survey dated August 28, 2007, prepared by David L. Ringo, Sr., RLS No. 2250, recorded in Plat Cabinet 1, Slide 156, Pages 103-107, Lumpkin County, Georgia Records, said plat being incorporated herein by reference for a more complete description.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 185 Makers Way, Dawsonville, Georgia 30534 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Tony L. Grimes Jr. and Amey L. Grimes or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

JPMorgan Chase Bank, N.A. as agent and Attorney in Fact for Tony L. Grimes Jr.

Aldridge Connors, LLP, 780 Johnson Ferry Road, NE, Suite 600, Atlanta, Georgia 30342, (678) 894-3400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1031-64626

(11/9, 11/16, 11/23, 11/30)

Notice of Sale Under Power

State of Georgia,

County of LUMPKIN.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by JENNIE K HAMILTON to WELLS FARGO BANK, N.A. , dated 02/15/2006, and Recorded on 02/22/2006 as Book No. 37 and Page No. 714, LUMPKIN County, Georgia records, as last assigned to U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR WELLS FARGO ASSET SECURITIES CORPORATION, MORTGAGE PASS-THROUGH CERTIFICATES SERIES 2006-4, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $152,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the LUMPKIN County Courthouse within the legal hours of sale on the first Tuesday in December, 2011, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 659, 660, 701 AND 702 OF THE 5TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA, AND BEING LOT 9 AS PER PLAT PREPARED BY C. C. DAVIS, JR. OF GEO IMAGE LLC AND DATED 03/30/00, THE SAME BEING OF RECORD IN CABINET 1, SLIDE 54, PLAT 75, LUMPKIN COUNTY, GEORGIA RECORDS.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: WELLS FARGO BANK, N.A., 3476 STATEVIEW BLVD., Foreclosure MAC# X7801-014, FT. MILL, SC 29715, 803-396-6000. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 126 WOODS DRIVE, DAHLONEGA, GEORGIA 30533 is/are: JENNIE K HAMILTON or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR WELLS FARGO ASSET SECURITIES CORPORATION, MORTGAGE PASS-THROUGH CERTIFICATES SERIES 2006-4

as Attorney in Fact for

JENNIE K HAMILTON.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

20110169806041

BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP

15000 Surveyor Boulevard

Addison, Texas 75001

Telephone: (972) 341-5398.

(11/9, 11/16, 11/23, 11/30)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by John B. Hammond and Kathleen W. Hammond to JPMorgan Chase Bank, N.A., dated August 1, 2007, recorded in Deed Book 1059, Page 112, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED SEVENTY-EIGHT THOUSAND AND 0/100 DOLLARS ($378,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in December, 2011, the following described property:

Tract Two: All that tract or parcel of land lying and being in Land Lots 142 and 143 of the 11th District, originally Hall, now Lumpkin County, Georgia, consisting of 8.00 acres, more or less, as described and delineated to a plat of survey prepared May 27, 1992, by Frederick F. Kauffman, Georgia Registered Land Surveyor No. 1774, which is recorded in Plat Book 28, Page 71, Lumpkin County Records, which is incorporated by reference herein.

Also conveyed herein is a non-exclusive perpetual easement for ingress, egress and the installation of all necessary utilities 40 feet in width to Robinson Road along the private road shown as Hickory Road on said plat of survey.

The grantees herein recognize that any and all means of ingress and egress to the property conveyed hereby which is provided by the grantor herein or his successor or assigns are considered by the planning commission of Lumpkin County and the governing body of Lumpkin County to be private ways not maintainable by the governing body. Therefore the grantees herein hereby agree that they will be responsible for their share of the upkeep and maintenance of said private road, holding completely harmless the governing body of Lumpkin County of any necessity for such upkeep or maintenance.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). JPMorgan Chase Bank, National Association can be contacted at 800-446-8939 or by writing to 3415 Vision Drive, Columbus, OH 43219, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is John B. Hammond and Kathleen W. Hammond or a tenant or tenants and said property is more commonly known as 155 Winterbury Way, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

JPMorgan Chase Bank, National Association also known as JPMorgan Chase Bank, N.A.

as Attorney in Fact for

John B. Hammond and Kathleen W. Hammond

Johnson & Freedman, LLC

1587 Northeast Expressway

Atlanta, Georgia 30329

(770) 234-9181

www.jflegal.com

MSP/lnu 12/6/11

Our file no. 1664311-FT20

(11/9, 11/16, 11/23, 11/30)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from NOREEN O. HEMMIS, RON K. HEMMIS to Homebanc Mortgage Corportation, dated August 31, 2006, recorded September 11, 2006, in Deed Book 1004, Page 385-404, Lumpkin County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Fifteen Thousand Five Hundred and 00/100 dollars ($115,500.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2006-18, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in December, 2011, all property described in said Security Deed including but not limited to the following described property:

ALL THATT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 714 OF THE 12TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGIN AT AN IRON PIN FOUND ON THE WESTERLY SIDE OF IVIE TERRACE ( A 60 FOOT RIGHT OF WAY), 363.10 FEET SOUTHERLY FROM THE INTERSECTION OF THE WESTERLY SIDE OF IVIE TERRACE WITH THE RIGHT OF WAY OF OAK GROVE ROAD; THENCE ALONG THE WESTERLY SIDE OF OAK GROVE ROAD THE FOLLOWING CALLS AND DISTANCES; SOUTH 02 DEGREES 47 MINUTES 11 SECONDS WEST; 71.29 FEET; SOUTH 14 DEGREES 34 MINUTES 41 SECONDS WEST,40.45 FEET; SOUTH 20 DEGREES 04 MINUTES 28 SECONDS 59.77 FEET TO AN IRON PIN FOUND; THENCE LEAVING THE WESTERLY SIDE OF IVIE TERRACE NORTH 69 DEGREES 12 MINUTES 17 SECONDS WEST, 171.47 FEET TO A POINT IN THE CENTER OF AN OLD FIELD ROAD; THENCE ALONG THE CENTERLINE OF THE OLD FIELD ROAD THE FOLLOWING CALLS AND DISTANCES; NORTH 02 DEGREES 18 MINUTES 50 SECONDS WEST, 15.38 FEET ; NORTH 07 DEGREES 09 MINUTES 49 SECONDS WEST 24.74 FEET; NORTH 18 DEGREES 46 MINUTES 18 SECONDS WEST, 22.05 FEET; NORTH 23 DEGREES 53 MINUTES 45 SECONDS WEST, 29.16 FEET; NORTH 18 DEGREES 55 MINUTES 43 SECONDS WEST, 24.49 FEET; NORTH 00 DEGREES 11 MINUTES 50 SECONDS WEST 51.83 FEET; THENCE LEAVING THE CENTERLINE OF THE OLD FIELD ROAD SOUTH 75 DEGREES 51 MINUTES 36 SECONDS EAST, 232.55 FEET TO AN IRON PIN FOUND AT THE POINT OF BEGINNING. LESS AND EXCEPT ANY PART OF THE ABOVE DESCRIBED PROPERTY LYING IN THE RIGHT OF WAY OF THE OLD FIELD ROAD. ALSO CONVEYED HEREIN IS A PERPETUAL EASEMENT 10 FEET IN WIDTH FOR A WATER LINE SERVING THE ABOVE PROPERTY AS MORE PARTICULARLY DESCRIBED IN QUIT CLAIM DEED FROM J. RUSSELL IVIE AND J.B. JONES, JR., TO CLARENCE BROWN AND ROGER WARD, DATED JANUARY 8, 1979, AND RECORDED JANUARY 10, 1979 AT DEED BOOK V3, PAGE 73, LUMPKIN COUNTY RECORDS.

Said property is commonly known as 110 IVY TERRACE, DAHLONEGA, GA 30533.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; any rights of redemption, if applicable, by the United States of America, pursuant to 26 U.S.C. 7425(d)(1); all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is NOREEN O. HEMMIS, RON K. HEMMIS, or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2006-18

as Attorney in Fact for

NOREEN O. HEMMIS, RON K. HEMMIS

Lender Contact: BAC, Loss Mitigation Dept., P.O. Box 940070, Simi Valley, CA 93094-0070

Telephone Number: 800-720-3758

Attorney Contact: Rubin Lublin Suarez Serrano, LLC, 3740 Davinci Court, Suite 400, Norcross, GA 30092

Telephone Number: (877) 813-0992 Case No. BAC-11-09672-1

Ad Run Dates 11/09/2011, 11/16/2011, 11/23/2011, 11/30/2011

www.rubinlublin.com/property-listings.php

(11/9, 11/16, 11/23, 11/30)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from NATHAN HOLMES AND LINDSEY HOLMES to Mortgage Electronic Registration Systems, Inc. as nominee for EquiFirst Corporation, dated September 15, 2006, recorded September 20, 2006, in Deed Book 1005, Page 575-594, Lumpkin County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Fifty-Eight Thousand and 00/100 dollars ($158,000.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to U.S. Bank National Association, as trustee, on behalf of the holders of the Home Equity Asset Trust 2007-2 Home Equity Pass-Through Certificates, Series 2007-2, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in December, 2011, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 847 OF THE 5TH DISTRICT, 1ST SECTION OF LUMPKIN COUNTY, GEORGIA, BEING LOT 29 OF MILL CREEK STATION SUBDIVISION, AS PER PLAT OF SURVEY RECORDED IN PLAT CABINET 1-119, PAGE 178, LUMPKIN COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE FOR A MORE COMPLETE DESCRIPTION OF SAID PROPERTY.

Said property is commonly known as 201 MILL CREEK COVE, DAWSONVILLE, GA 30534.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; any rights of redemption, if applicable, by the United States of America, pursuant to 26 U.S.C. 7425(d)(1); all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is NATHAN HOLMES AND LINDSEY HOLMES, or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE, ON BEHALF OF THE HOLDERS OF THE HOME EQUITY ASSET TRUST 2007-2 HOME EQUITY PASS-THROUGH CERTIFICATES, SERIES 2007-2

as Attorney in Fact for

NATHAN HOLMES AND LINDSEY HOLMES

Lender Contact: SPS, Loss Mitigation Dept., P.O. Box 65250, Salt Lake City, UT 84165

Telephone Number: 888-818-6032

Attorney Contact: Rubin Lublin Suarez Serrano, LLC, 3740 Davinci Court, Suite 400, Norcross, GA 30092

Telephone Number: (877) 813-0992 Case No. SPS-11-09813-1

Ad Run Dates 11/09/2011, 11/16/2011, 11/23/2011, 11/30/2011

www.rubinlublin.com/property-listings.php

(11/9, 11/16, 11/23, 11/30)

Notice of Sale Under Power

State of Georgia,

County of LUMPKIN.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by VIRGINIA ANNE JARRARD to WELLS FARGO BANK, N.A. , dated 04/24/2006, and Recorded on 05/12/2006 as Book No. 37 and Page No. 208-230, LUMPKIN County, Georgia records, as last assigned to HSBC BANK USA, NATIONAL ASSOCIATION, AS TRUSTEE FOR WFHET 2006-2, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $143,400.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the LUMPKIN County Courthouse within the legal hours of sale on the first Tuesday in December, 2011, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 446, 5TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA, BEING MORE FULLY DESCRIBED BY A PLAT PREPARED BY MICHAEL L. SCUPIN, GEORGIA REGISTERED LAND SURVEYOR, AND BEING ENTITLED “ SURVEY FOR GLEN HAYWARD GADDIS AND VIRGINIA ANNE GADDIS, “ DATED MAY 7, 1987, AS PER SAID PLAT THE PROPERTY CONTAINS 5.11 ACRES, MORE OR LESS, THE SUBJECT PLAT BEING RECORDED IN PLAT BOOK 19, PAGE 15, LUMPKIN COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: WELLS FARGO BANK, N.A., 3476 STATEVIEW BLVD., Foreclosure MAC# X7801-014, FT. MILL, SC 29715, 803-396-6000. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 8 JESS GRIZZLE ROAD, DAHLONEGA, GEORGIA 30533 is/are: VIRGINIA ANNE JARRARD or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

HSBC BANK USA, NATIONAL ASSOCIATION, AS TRUSTEE FOR WFHET 2006-2

as Attorney in Fact for

VIRGINIA ANNE JARRARD.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

20110169801846

BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP

15000 Surveyor Boulevard

Addison, Texas 75001

Telephone: (972) 341-5398.

(11/9, 11/16, 11/23, 11/30)

STATE OF GEORGIA

COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in a Security Deed from WAYNE W. LIMBURG and CHRISTY L. LIMBURG to UNITED COMMUNITY BANK, dated October 1, 2009, recorded October 16, 2009, in Deed Book 1144, Page 476, Lumpkin County, Georgia records, said Security Deed being given to secure a Note from WAYNE W. LIMBURG and CHRISTY L. LIMBURG of even date in the original principal amount of Sixty Six Thousand Four Hundred and 00/100 ($66,400.00) Dollars, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in December, 2011, the following described property:

All that tract or parcel of land lying and being in Land Lot 122, 11th District, Lumpkin County, Georgia and being fully described by a plat of survey for Byron Bennett prepared by Michael S. Kelley, Georgia Registered Land Surveyor, dated march 24, 2005: and as per said plat, the property contains 6.459 acres, being more particularly described as follows:

To find the true point of beginning, being at a point located at the Northwest corner of Land Lot 122; Thence South 86 degrees 52 minutes 12 seconds East a distance of 1207.70 feet to an iron pin found, which point is the true point of beginning; from the point of beginning thus established, proceed South 86 degrees 52 minutes 12 seconds East a distance of 152.48 feet to an iron pin found; thence South 86 degrees 36 minutes 03 seconds East a distance of 724.64 feet to an iron pin found; Thence South 48 degrees 41 minutes 14 seconds West a distance of 692.99 feet to an iron pin found on the Northerly side of the right of way of Robinson Road (40’ right of way); Thence along the Northerly side of the 40’right of way of Robinson Road the following courses and distances: North 64 degrees 01 minutes 49 seconds West a distance of 23.67 feet to a point; Thence North 72 degrees 28 minutes 47 seconds West a chord distance of 58.95 feet (arc distance of 59.17 feet and having a radius of 200.00 feet) to a point; Thence North 80 degrees 58 minutes 58 seconds West a distance of 14.14 feet to a point; Thence North 68 degrees 48 minutes 40 seconds west a chord distance of 83.66 feet (arc distance of 84.28 feet and having a radius of 200.00 feet) to a point; Thence North 56 degrees 44 minutes 19 seconds West a distance of 66.37 feet to a point; Thence North 65 degrees 50 minutes 38 seconds West a chord distance of 163.39 feet (arc distance of 163.67 feet and having a radius of 801.26 feet) to an iron pin found; Thence leaving the Northerly side of the 40 foot right of way of Robinson Road and proceeding North 03 degrees 08 minutes 36 seconds East a distance of 345.47 feet to an iron pin found, and the true point of beginning.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is WAYNE W. LIMBURG and CHRISTY L. LIMBURG or a tenant or tenants.

UNITED COMMUNITY BANK,

as attorney in Fact for WAYNE W. LIMBURG and CHRISTY L. LIMBURG

L. Lou Allen

Stites & Harbison, PLLC

11 Mountain Street, Suite 8

Blue Ridge, Georgia 30513

(706) 632-7923

File No. 7484A-03127

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(11/9, 11/16, 11/23, 11/30)

STATE OF GEORGIA

COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in a Security Deed from TIMOTHY LEE MCCLESKEY and TRACY FAYE MCCLESKEY to UNITED COMMUNITY BANK, dated March 27, 2008, recorded March 31, 2008, in Deed Book 1087, Page 727, Lumpkin County, Georgia records, as last modified by Modification of Security Deed dated January 13, 2009, recorded in Deed Book 1118, Page 699, Lumpkin County, Georgia records, said Security Deed being given to secure a Note from CLEVELAND TIRE AND WHEEL, INC., with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in December, 2011, the following described property:

All that tract or parcel of land lying and being in Land lot 77 of the 1st Land District of Lumpkin County, Georgia, Georgia, containing 12.376 acres, more or less, and being the 12.376-acre tract designated and delineated on Plat of Survey dated January 30, 2002, revised February 7, 2002, prepared for Timothy L. and Tracy F. McCleskey by Kelley Surveying, Dahlonega, Georgia, and Michael Stewart Kelley, Georgia Registered Land Surveyor, recorded in Plat Cabinet 1, Slide 72, page 33A, Office of Clerk, Superior Court, Lumpkin County, Georgia. Reference is hereby made to said Plat of Survey and the record thereof for a more complete description of said property.

ALSO CONVEYED is an unobstructed and non-exclusive right of ingress and egress, together with an easement for aboveground and underground public utilities, which right of ingress and egress shall extend in a Southerly direction from the Southerly terminus of Mount Zion Church Road via the following continuous route: (1) the existing gravel drive shown on Plat of Survey dated January 5, 2000, revised October 6, 2000, prepared for Jonathan White and Jennifer White by Farley-Collins Associates, Gainesville, Georgia, William H. Collins, Georgia Registered Land Surveyor, and William E. Whidden, Georgia Registered Land Surveyor, recorded in Plat Cabinet 1, Slide 57, page 121-B, said Clerk’s office; (2) a strip of land Thirty (30) feet in width, extending laterally Fifteen (15) feet on either side of the line segment shown on the first above referenced Plat of Survey as extending in an Easterly direction from said gravel drive at a bearing of South 76 degrees 59 minutes 28 seconds East for a distance of 238.96 feet; and (3) a strip of land Sixty (60) feet in width as delineated on the first above referenced Plat of Survey and identified thereon as “60’ ingress egress & utility easement along property line.” Said right of ingress and easement shall not be defeated for lack of use or maintenance but shall be a covenant running with the land.

SUBJECT to existing easements for public utilities.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is TIMOTHY LEE MCCLESKEY and TRACY FAYE MCCLESKEY or a tenant or tenants.

UNITED COMMUNITY BANK,

as attorney in Fact for TIMOTHY LEE MCCLESKEY and TRACY FAYE MCCLESKEY

L. Lou Allen

Stites & Harbison, PLLC

11 Mountain Street, Suite 8

Blue Ridge, Georgia 30513

(706) 632-7923

File No. 7484A-03137

(11/9, 11/16, 11/23, 11/30)

STATE OF GEORGIA

COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Christian A. Mihok to Washington Mutual Bank, F.A. dated July 14, 2004, and recorded in Deed Book B34, Page 593, Lumpkin County Records, securing a Note in the original principal amount of $570,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, December 6, 2011, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 80 IN THE 1ST DISTRICT ORIGINALLY OF HABERSHAM, AND NOW OF LUMPKIN COUNTY, GEORGIA, CONSISTING OF A TOTAL OF 25.079 ACRES, MORE OR LESS, AND BEING MORE FULLY DESCRIBED AND DELINEATED AS TRACT “A” ACCORDING TO A PLAT OF SURVEY PREPARED JANUARY 18, 1995, BY MICHAEL S. KELLEY, GEORGIA REGISTERED SURVEYOR, WHICH IS RECORDED IN PLAT BOOK 27, PAGE 187, LUMPKIN COUNTY RECORDS, AND WHICH IS INCORPORATED BY REFERENCE HEREIN.

THE PROPERTY IS CONVEYED SUBJECT TO RESTRICTIVE COVENANTS WHICH ARE RECORDED IN DEED BOOK E-14, PAGES 309-310, LUMPKIN COUNTY RECORDS.

BEING THE SAME LOT OR PARCEL OF GROUND WHICH BY DEED DATED 01/31/95 AND RECORDED AMONG THE LAND RECORDS OF LUMPKIN COUNTY IN LIBER T14, FOLIO 219, WAS GRANTED AND CONVEYED BY LILLIAN L. GREGORY, INDIVIDUALLY, AND CLEBURNE E. GREGORY, Ill, CHARLES L. GREGORY AND ROBERT M. GREGORY, AS TRUSTEES UNDER A TRUST CREATED BY THE WILL OF CLEBURNE E. GREGORY, JR., DECEASED, UNTO CHRISTIAN A. MIHOK, UNDIVIDED ONE-HALF INTEREST.

BEING THE SAME LOT OR PARCEL OF GROUND WHICH BY DEED DATED 01/31/95 AND RECORDED AMONG THE LAND RECORDS OF LUMPKIN COUNTY IN LIBER T14, FOLIO 221, WAS GRANTED AND CONVEYED BY JOHN E. ADERHOLD UNTO CHRISTIAN A. MIHOK, UNDIVIDED ONE-HALF INTEREST.

Said property is known as 1063 Grindle Bridge, Dahlonega, GA 30533, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Christian A. Mihok, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Christian A. Mihok, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

JPMorgan Chase Bank, National Association successor in interest by purchase from the Federal Deposit Insurance Corporation, as Receiver of Washington Mutual Bank f/k/a Washington Mutual Bank, FA as Attorney-in-Fact for Christian A. Mihok

File no. 09-010789

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Duke Building, Suite 100

Atlanta, GA 30341-3941

(770)220-2535/CW

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(11/9, 11/16, 11/23, 11/30)

STATE OF GEORGIA

COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in a Security Deed from MICHAEL GLENN ODUM to UNITED COMMUNITY BANK, dated October 28, 2010, recorded November 10, 2010, in Deed Book 1173, Page 509 and re-recorded in Deed Book 1196, Page 212, Lumpkin County, Georgia records; said Security Deed also being recorded October 21, 2011 in Deed book 1001, Page 611, Dawson County, Georgia records, said Security Deed being given to secure a Note from MICHAEL GLENN ODUM of even date in the original principal amount of Ninety Four Thousand Five Hundred Forty Five and 77/100 ($94,545.77) Dollars, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in December, 2011, the following described property:

All that tract or parcel of land lying and being in Land Lot 595, 5th District, 1st Section of Lumpkin County, Georgia, consisting of 4.00 acres as shown on Plat of Survey for Michael Glenn Odum. Said plat dated September 10, 2011, prepared by Scott C. Chastain, Georgia Registered Land Surveyor No. 3057 and Darryl C. Whitworth, Georgia Registered Land Surveyor No. 3071, recorded in Cabinet 1, Slide 184, Plat 79, Lumpkin County, Georgia records, with reference made thereto for the purpose of incorporating the same.

The above reference plat is also recorded in Plat Book 67, Page 89, Dawson County, Georgia records.

The above described property is the same property as conveyed by Warranty Deed of Gift dated November 16, 2004 from Kay Elaine Gearhart to Michael Glenn Odum, recorded in Deed Book U-34, Page 670, Lumpkin County, Georgia Records. Said deed is also recorded in Deed Book 637, Page 19, Dawson County, Georgia records.

The above described property is also shown on that plat recorded in Plat Book 14, Page 198, Lumpkin County Records and in Plat Book 67, Page 87, Dawson County Records, which plat shows said property lying in both Lumpkin and Dawson Counties, Georgia.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is MICHAEL GLENN ODUM or a tenant or tenants.

UNITED COMMUNITY BANK,

as attorney in Fact for MICHAEL GLENN ODUM

L. Lou Allen

Stites & Harbison, PLLC

11 Mountain Street, Suite 8

Blue Ridge, Georgia 30513

(706) 632-7923

File No. 7484A-03006

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

257096:1:ATLANTA

(11/9, 11/16, 11/23, 11/30)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Jerry W Ownby and Sandra Ownby to Mortgage Electronic Registration Systems, Inc. as nominee for American Financial Resources, Inc., its successors and assigns dated June 24, 2009 in the amount of $103,530.00, and recorded in Deed Book 1137, Page 142, Lumpkin County, Georgia Records; as last transferred to GMAC Mortgage, LLC by assignment; the undersigned, GMAC Mortgage, LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2011 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

The following described real property situate in the City of Dahlonega, County of Lumpkin, and State of Georgia, to wit:

Tract One: All that tract or parcel of land lying in Land Lot 490 in the 15th District, 1st Section of Lumpkin County, Georgia, consisting of 1.01 acres, more or less, and being more fully described and delineated as Lot 2 according to a plat of survey of The Cambridge Subdivision June 9, 1988 by Michael S. Scupin, Georgia Registered Surveyor, which is recorded in Plat Book 18, Page 143, Lumpkin County Records, and which is incorporated by reference herein.

Tax ID #: 094 072

By Fee Simple Deed from Sandra W. Own by as set forth in Deed Book P13, Page 000333 and recorded on 7/15/1994, Lumpkin County Records.

The Source Deed as stated above is the last record of vesting filed for this property. There have been no vesting changes since the date of the above referenced source.

which has the property address of 430 Kate Road, Dahlonega, Georgia, together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Jerry W Ownby and Sandra Ownby and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

GMAC Mortgage, LLC Attorney in Fact for

Jerry W Ownby and Sandra Ownby

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

Publication Dates:11-09-2011, 11-16-2011, 11-23-2011, 11-30-2011

File No. 11-15212 /FHA/awilby

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(11/9, 11/16, 11/23, 11/30)

NOTICE OF SALE UNDER POWER IN SECURITY DEED

STATE OF GEORGIA

COUNTY OF LUMPKIN

Under and by virtue of the Power of Sale contained in the Security Deed from Avery L. Parker to SunTrust Bank, dated June 26, 2009, and recorded in Deed Book 1136, Page 510, in the offices of the Clerk of the Superior Court of Lumpkin County, Georgia (the “Security Deed”); and pursuant to that certain Discharge of Debtor entered June 20, 2011 in Chapter 7 Case No. 11-20693-reb filed in the United States Bankruptcy Court, Northern District of Georgia, Gainesville Division, the undersigned will sell at public outcry to the highest and best bidder for cash before the door of the Courthouse of Lumpkin County, Georgia, during the legal hours of sale, on the first Tuesday in December, 2011, the following described real property, to wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 142, 11TH DISTRICT, LUMPKIN COUNTY, GEORGIA AND BEING FULLY DESCRIBED BY A PLAT PREPARED BY CIVIL DESIGN SURVEY GROUP, INC., GEORGIA REGISTERED LAND SURVEYOR, DATED: AUGUST 12, 1998 AND AS PER SAID PLAT, THE PROPERTY CONTAINS 4.00 ACRES, MORE OR LESS, THE SUBJECT PLAT BEING OF RECORD IN PLAT CABINET 1, SLIDE 21, PAGE 09, LUMPKIN COUNTY RECORDS. SAID PLAT IS HEREBY INCORPORATED BY REFERENCE.

TAX ID: 082-153

In addition, under and by virtue of the power of sale contained in the Security Deed, the undersigned will also sell at public outcry to the highest bidder for cash before the door of the Courthouse of Lumpkin County, Georgia, immediately following the sale of the above-described real property, the following described personal property owned by Avery L. Parker, or her successors-in-title and secured by the Security Deed, to wit:

All personal property described in and subject to the Security Deed, which is hereby incorporated by this reference.

Less and except any fixtures subject to the security interest on the above-described real property.

The debt secured by the Security Deed is evidenced by a Promissory Note, dated June 26, 2009 executed by Avery Lorane Parker to SunTrust Bank, in the original principal amount of $55,967.39 (the “Note”), plus interest from date on the unpaid balance until paid, and other indebtedness.

Default has occurred and continues under the terms of the Note and Security Deed by reason of, among other possible events of default, the nonpayment when due of the indebtedness evidenced by the Note and secured by the Security Deed and the failure to comply with the terms and conditions of the Note and Security Deed. By reason of this default, the Security Deed has been declared foreclosable according to its terms.

The above-described real property will be sold to the highest and best bidder for cash as the property of Avery L. Parker, the proceeds to be applied to the payment of said indebtedness, attorneys’ fees, and the lawful expenses of said sale, all as provided in the Note and Security Deed. The sale shall be subject to the following: all outstanding ad valorem taxes and/or assessments, if any; possible redemptive rights of the Internal Revenue Service, if any; and all other prior assessments, easements, restrictions or matters of record.

To the best of the undersigned’s knowledge and belief, the real property is presently owned by Avery L. Parker.

To the best of the undersigned’s knowledge and belief, the party in possession of the real property is Avery L. Parker, and tenants holding under her.

All personal property will be sold in one lot to the highest and best bidder for cash as the property of Avery L. Parker, or her successors-in-title, on an “as is, where is” basis and without representation, warranty or recourse, express or implied, of the undersigned, and subject to all matters of record affecting said personal property, the proceeds to be applied to the payment of said indebtedness, attorneys’ fees and the lawful expenses of said sale, all as provided in the Security Deed.

SunTrust Bank, as Attorney-in-Fact for Avery L. Parker.

M. Todd Westfall, Esquire

Howick, Westfall, McBryan & Kaplan, LLP

Suite 600, One Tower Creek

3101 Towercreek Parkway

Atlanta, Georgia 30339

(678) 384-7005

(11/9, 11/16, 11/23, 11/30)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Charles Presley and Donald Chambers to Wells Fargo Home Mortgage Inc., dated April 11, 2003, recorded in Deed Book G31, Page 631, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of SEVENTY-NINE THOUSAND SEVEN HUNDRED EIGHTY-SEVEN AND 0/100 DOLLARS ($79,787.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in December, 2011, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Charles Presley and Donald Chambers or a tenant or tenants and said property is more commonly known as 161 Nottingham Ln, Murrayville, Georgia 30564. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, Na. sbm Wells Fargo Home Mortgage, Inc.

as Attorney in Fact for

Charles Presley and Donald Chambers

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/sju 12/6/11

Our file no. 51996609-FT7

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 46 of the 11th District, orignally Hall now Lumpkin County, Georgia, consisting of 1.565 acrs, more or less, being more fully described and delineated as Lot 42 on a Plat of survey of the Sherwood Forest Subdivision, Phase Two, prepared by Donald Rex Jones, registered Georgia land surveyor, 3 2396, dated October 19, 2000, and recorded in Cabinet 1, Slide 57, Plat 140, Lumpkin County records, said Plat is incoporated by reference herein. Together with that certain housing Unit which was formerly personalty but is now permantenetly annexed and affixed to the above described land as permanent improvement and which is the subject to georgia motor vehicle certificate of title no. 0w54038a and all rights thereunto apperaining. MR/sju 12/6/11 Our file no. 51996609 - FT7

(11/9, 11/16, 11/23, 11/30)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Deena A Reis and Jim B Reis to Mortgage Electronic Registration Systems, Inc., as nominee for First Horizon Home Loan Corporation, its successors and assigns dated December 4, 2006 in the amount of $276,000.00, and recorded in Deed Book 1017, Page 174, Lumpkin County, Georgia Records; as last transferred to First Horizon Home Loans a division of First Tenn National Association by assignment; the undersigned, First Horizon Home Loans a division of First Tenn National Association pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2011 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land lots 126 and 127 of the 11th District, Lumpkin County, Georgia, being part of Lots 40 and 41, Laurel Forest Subdivision, as per plat recorded in Plat Cabinet 1, Slide 99, Page 176B, Lumpkin County, Georgia Records, which recorded plat is incorporated herein by this reference and made a part of this description. Said property being known as 412 Lake Laurel Drive according to the present system of numbering houses in Lumpkin County, Georgia.

which has the property address of 412 Lake Laurel Drive, Dahlonega, Georgia, together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Deena A Reis and Jim B Reis and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

First Horizon Home Loans a division of First Tenn National Association

Attorney in Fact for

Deena A Reis and Jim B Reis

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

Publication Dates:11-09-2011, 11-16-2011, 11-23-2011, 11-30-2011

File No. 11-13677 /FNMA/tgreer

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(11/9, 11/16, 11/23, 11/30)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Steven Riddle to Mortgage Electronic Registration Systems, Inc., as nominee for Alacrity Lending Company, its successors and assigns dated May 30, 2008 in the amount of $146,691.00, and recorded in Deed Book 1097, Page 672, modified in Deed Book 1114, Page 55, Lumpkin County, Georgia Records; as last transferred to GMAC Mortgage, LLC, successor by merger to GMAC Mortgage Corporation by assignment; the undersigned, GMAC Mortgage, LLC, successor by merger to GMAC Mortgage Corporation pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2011 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 77 in the 11th District, originally of Hall and now Lumpkin County, Georgia, consisting of 1.05 acres, more or less, and being more fully described and delineated as Lot 14, Phase 1, Stonehenge Subdivision, according to a plat of survey prepared May 1, 1987, by Michael L. Scupin, Georgia Registered Surveyor, which is recorded in Plat Book 18, Page 52, Lumpkin County Records, and which incorporated by reference herein. This property is conveyed subject to Restrictive Covenants for the Stonehenge Subdivision which are recorded in Book B-7, Page 80-85, Lumpkin County Records.

Also conveyed herewith is a 2008 Fleetwood Manufactured Home, Model 4724X, having Serial Number GAFL875AB9862-C/11, which is permanently attached to and made a part of the real property.

which has the property address of 171 Wessex Court, Dahlonega, Georgia. together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Steven Riddle and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

GMAC Mortgage, LLC, successor by merger to GMAC Mortgage Corporation

Attorney in Fact for

Steven Riddle

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

Publication Dates:11-09-2011, 11-16-2011, 11-23-2011, 11-30-2011

File No. 10-19339 /FHA/krider

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(11/9, 11/16, 11/23, 11/30)

NOTICE OF SALE UNDER POWER

GEORGIA,

LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Tony Sanford and Chastity Fields to Mortgage Electronic Registration Systems, Inc. as nominee for SunTrust Mortgage, Inc. , dated January 28, 2004, recorded in Deed Book D33, Page 26, Lumpkin County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-ONE THOUSAND THREE HUNDRED FORTY-THREE AND 0/100 DOLLARS ($121,343.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in December, 2011, the following described property:

All that tract or parcel of land lying and being in Land Lot 99, 11th District, originally Hall now Lumpkin County, Georgia and being known as Lot 13, consisting of 1.038 acres of Southampton Subdivision, Unit One, Phase Two, (Surry Court Phase), as per plat of survey recorded in Plat Cabinet One, Slide 95, Page 83, Lumpkin County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. Subject to any and all easements, rights of ways, restrictive covenants and public utilities of record. This being the same property as conveyed from Southampton Properties Ltd. Company to Tony Sanford and Chastity Fields aka Chasity Fields by virtue of Warranty Deed dated November 25, 2003 and recorded in Deed Book A33, Page 207-208, Lumpkin County, Georgia Deed Records.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Suntrust Mortgage, Inc. can be contacted at 866-384-0903 or by writing to 1001 Semmes Avenue, Richmond, VA 23224, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Tony Sanford and Chastity Fields aka Chasity Fields or a tenant or tenants and said property is more commonly known as 108 Surrey Court, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

SunTrust Mortgage, Inc.

as Attorney in Fact for

Tony Sanford and Chastity Fields aka Chasity Fields

Johnson & Freedman, LLC

1587 Northeast Expressway

Atlanta, Georgia 30329

(770) 234-9181

www.jflegal.com

MSP/pdr1 12/6/11

Our file no. 1806911-FT19

(11/9, 11/16, 11/23, 11/30)

STATE OF GEORGIA,

COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in a Security Deed from TIM SATTERFIELD to UNITED COMMUNITY BANK, dated January 24, 2005, recorded July 14, 2005, in Deed Book C36, Page 462, Lumpkin County, Georgia records, as last modified by Modification of Security Deed dated January 25, 2010, recorded February 12, 2010 in Deed Book 1153, Page 336, Lumpkin County, Georgia records, said Security Deed being given to secure a Note from TIM SATTERFIELD dated January 25, 2010, in the original principal amount of One Hundred Sixty Two Thousand Four Hundred Six and 54/100 ($162,406.54) Dollars, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in December, 2011, the following described property:

All that tract or parcel of land lying and being in Land Lot 410 of the 12th District, 1st Section of Lumpkin County, Georgia, consisting of 7.00 acres, more or less, together with all improvements located thereon, and being more particularly set out as Tract 1 and Tract 2 on a plat of survey dated November 7, 2002, prepared for Tim Satterfield by William H. Collins, Georgia Registered Land Surveyor. This plat is recorded in Plat Cabinet 1, Slide 80, Plat 187, Lumpkin County records, and is incorporated herein by reference for am more detailed description.

This property is conveyed subject to all easements for roads and utilities in use or of record.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is TIM SATTERFIELD or a tenant or tenants.

UNITED COMMUNITY BANK,

as attorney in Fact for

TIM SATTERFIELD

L. Lou Allen

Stites & Harbison, PLLC

11 Mountain Street, Suite 8

Blue Ridge, Georgia 30513

(706) 632-7923

File No. 7484A-03129

(11/9, 11/16, 11/23, 11/30)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Marianne V Shiver to Mortgage Electronic Registration Systems, Inc. as nominee for Taylor, Bean & Whitaker Mortgage Corp., its successors and assigns dated January 18, 2006 in the amount of $233,100.00, and recorded in Deed Book F37, Page 114, Lumpkin County, Georgia Records; as last transferred to Cenlar FSB by assignment; the undersigned, Cenlar FSB pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2011 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 857 of the 12th District, 1st Section of Lumpkin County, Georgia, being Lot 2, containing 0.823 acres, more or less, according to that particular plat of survey for Everett T. Lunsford, dated April 9, 1998, last revised September 27, 1999, and recorded in Cabinet 1, Slide 38, Page 142A, Lumpkin County, Georgia Records, which plat is incorporated herein by reference and made a part hereof.

which has the property address of 26 Dalton Dr, Dahlonega, Georgia, together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Marianne V Shiver and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Cenlar FSB

Attorney in Fact for

Marianne V Shiver

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

Publication Dates:11-09-2011, 11-16-2011, 11-23-2011, 11-30-2011

File No. 11-15925 /FHLMC/kcarr

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(11/9, 11/16, 11/23, 11/30)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Douglas H. Staley to Mortgage Electronic Registration Systems, Inc. as nominee for Irwin Mortgage Corporation, its successors and assigns dated February 14, 2006 in the amount of $97,470.00, and recorded in Deed Book J-37, Page 398, Lumpkin County, Georgia Records; as last transferred to CitiMortgage, Inc. by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2011 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 117 of the 11th District of Lumpkin County, Georgia, consisting of 1.282 acres, more or less, and being more fully and completely described and delineated as Lot 96 on a plat of survey of the Wellington Subdivision, Phase Five, prepared by Donald Rex Jones, Georgia Registered Land Surveyor #2396, dated May 12, 1998 and recorded in Plat Cabinet One, Slide 19, Plat 179, Lumpkin County, Georgia records, said plat being incorporated hereby by reference for a more complete and detailed description of the property conveyed. This conveyance is made subject to that certain Declaration of Protective Covenants for the Wellington Subdivision which is recorded in Deed Book Q-20, Pages 78-80 of the Lumpkin County, Georgia Deed Records.

This is the same property reference in that certain Deed Under Power of Sale, dated November 8, 2004 and recorded November 11, 2004 in Deed Book S-34, Page 45-46 of the Lumpkin County, Georgia Deed Records.

Together with an immovable and permanent fixture attached thereto, a 2005 Fleetwood 24 x 48 Manufactured Home, Model Expression 3483C, Serial Number(s) GAFL535AB90305-EX11.

Map and Parcel No. 098 226

which has the property address of 99 Essex Dr, Dahlonega, Georgia, together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Douglas H. Staley and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

CitiMortgage, Inc.

Attorney in Fact for

Douglas H. Staley

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

Publication Dates:11-09-2011, 11-16-2011, 11-23-2011, 11-30-2011

File No. 10-11095 /FHA/kandrade

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(11/9, 11/16, 11/23, 11/30)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Terry Stapleton and Amy Stapleton to Mortgage Electronic Registration Systems, Inc., dated January 3, 2007, recorded in Deed Book 1023, Page 537, Lumpkin County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP, formerly known as Countrywide Home Loans Servicing, LP by assignment recorded in Deed Book 1195, Page 78, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-SIX THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($176,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in December, 2011, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Terry Stapleton and Amy Stapleton or a tenant or tenants and said property is more commonly known as 133 Corbin Ln, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP, formerly known as Countrywide Home Loans Servicing, LP

as Attorney in Fact for

Terry Stapleton and Amy Stapleton

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/nrb1 12/6/11

Our file no. 51267211-FT14

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 205 of the 15th District, 1st Section of Lumpkin County, Georgia, being 1.407 acres, more or less, and being more particularly set out as Lot 3-A on a Plat of Survey dated October 26, 2004, prepared for Michael R. Glean, by Randall E. Nichols, Georgia Registered Land Surveyor, recorded in Plat Cabinet 1, Slide 107, Plat 129B, Lumpkin County, Georgia Records. Address: 133 Corbin Ln.; Dahlonega, GA 30533 Tax Map or Parcel ID No.: 089-126 MR/nrb1 12/6/11 Our file no. 51267211 - FT14

(11/9, 11/16, 11/23, 11/30)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by David A. Steffes to Mortgage Electronic Registration Systems, Inc., dated October 25, 2007, recorded in Deed Book 1072, Page 390, Lumpkin County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP, formerly known as Countrywide Home Loans Servicing, LP by assignment recorded in Deed Book 1191, Page 354, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-ONE THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($151,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in December, 2011, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is David A. Steffes or a tenant or tenants and said property is more commonly known as 200 Alex Drive, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP, formerly known as Countrywide Home Loans Servicing, LP

as Attorney in Fact for

David A. Steffes

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/nrb1 12/6/11

Our file no. 5112611-FT14

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lots 641 and 690, 12th District, 1st Section, Lumpkin County, Georgia and being fully described by a plat prepared by Michael Stewart Kelley, Georgia Registered Land Surveyor, dated December 23, 1993 and as per said plat, the property contained 1.402 acres, more or less, the subject plat being of record in Plat Book 26, Page 106, Lumpkin County records. Said plat is hereby incorporated by reference. Said property is shown as Lot 1-A of Martins Grove Subdivision on the above referenced plat. By fee simple deed from Branch Banking and Trust Company as set forth in Deed Book 1015, Page 568 and recorded on 11/27/2006, Lumpkin County records. MR/nrb1 12/6/11 Our file no. 5112611 - FT14

(11/9, 11/16, 11/23, 11/30)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Regina Stepp and Ricky Stepp and Ricky Stepp and Regina Stepp to United Community Mortgage Services, Inc., dated October 27, 2004 in the amount of $500,000.00, and recorded in Deed Book Q34, Page 676, Lumpkin County, Georgia Records; as last transferred to Deutsche Bank National Trust Company, as Indenture Trustee for the Registered Holders of IMH Assets Corp., Collateralized Asset-Backed Bonds, Series 2005-1 by assignment; the undersigned, Deutsche Bank National Trust Company, as Indenture Trustee for the Registered Holders of IMH Assets Corp., Collateralized Asset-Backed Bonds, Series 2005-1 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2011 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lots 101, 102, 39, and 40 of the 12th District, 1st Section of Lumpkin County, Georgia and containing 10.26 acres and being more particularly described as follows:

Beginning at the centerline of the intersection of U.S. Highway 19 and Brogdon Road, thence North 51 degrees 08 minutes 08 seconds West a distance of 179.32 feet to a rebar set and the TRUE POINT OF BEGININNIG; thence from said POINT OF BEGINNING North 30 degrees 24 minutes 47 seconds East a distance of 219.12 feet to a point; thence South 65 degrees 34 minutes 09 seconds East 384.74 feet to a point; thence North 37 degrees 26 minutes 00 seconds East 489.71 feet to a point; thence North 70 degrees 15 minutes 48 seconds West a distance of 337.77 feet to a crimp top found; thence North 37 degrees 58 minutes 09 seconds East a distance of 561.68 feet to a crimp top pin; thence South 55 degrees 12 minutes 39 seconds East a distance of 487.70 feet to an iron pin found; thence South 37 degrees 26 minutes 00 seconds West a distance of 1157.57 feet to an iron pin found on the Northeasterly Right of Way of U.S. Highway 19; running thence along the Right of Way of U.S. Highway 19 North 65 degrees 34 minutes 09 seconds West a distance West a distance of 480.56 feet to an iron pin placed; running thence along an arc a distance of 51.40 feet to an iron pin placed, said arc being subtended by a chord bearing North 63 degrees 15 minutes 22 seconds West and having a chord length of 51.40 feet to the TRUE POINT OF BEGINNING.

which has the property address of 7693 Dawsonville Hwy, Dawsonville, Georgia, together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Regina Stepp and Ricky Stepp and Ricky Stepp and Regina Stepp and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Deutsche Bank National Trust Company, as Indenture Trustee for the Registered Holders of IMH Assets Corp., Collateralized Asset-Backed Bonds, Series 2005-1

Attorney in Fact for

Regina Stepp and Ricky Stepp and Ricky Stepp and Regina Stepp

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

Publication Dates:11-09-2011, 11-16-2011, 11-23-2011, 11-30-2011

File No. 10-05881 /CONV/tgreer

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(11/9, 11/16, 11/23, 11/30)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Lydia D Turner to Mortgage Electronic Registration Systems, Inc., as nominee for Branch Banking and Trust Company, its successors and assigns dated April 13, 2007 in the amount of $299,000.00, and recorded in Deed Book 1038, Page 727, Lumpkin County, Georgia Records; as last transferred to Branch Banking and Trust Company by assignment; the undersigned, Branch Banking and Trust Company pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2011, during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 81, 1st District, Lumpkin County, Georgia, being Lots 2 & 3, containing 3.01 acres, as per plat of survey, recording in Plat Cabinet 1, Slide 130, Page 194B, Lumpkin County, Georgia Records, which plat is incorporated herein and made a part hereof by reference.

which has the property address of 1515 Roy Grindle Road, Dahlonega, Georgia, together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Lydia D. Turner and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Branch Banking and Trust Company

Attorney in Fact for

Lydia D. Turner

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

Publication Dates: 11-09-2011, 11-16-2011, 11-23-2011, 11-30-2011

File No. 11-13994 /FHLMC/kcarr

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(11/9, 11/16, 11/23, 11/30)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Robert F Von Allmen to Mortgage Electronic Registration Systems, Inc. as nominee for Oceanside Mortgage Company, its successors and assigns. dated February 7, 2009 in the amount of $190,109.00, and recorded in Deed Book 1121, Page 370, Lumpkin County, Georgia Records; as last transferred to CitiMortgage, Inc. by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2011 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that certain parcel of land situated in the County of Lumpkin and State of Georgia, Tax ID #083 123, being known and designated as Land Lot 140 of the 11th District of Lot 1, Plat Cabinet 1, Slide 48, Page 159A and furth described as metes and bounds property.

Tax ID: 083 123

which has the property address of 652 Brandy Mountain Rd, Dahlonega, Georgia, together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Robert F Von Allmen and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

CitiMortgage, Inc.

Attorney in Fact for

Robert F Von Allmen

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

Publication Dates:11-09-2011, 11-16-2011, 11-23-2011, 11-30-2011

File No. 11-16977 /FHA/lfairgood

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(11/9, 11/16, 11/23, 11/30)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Thomas D. Watkins a/k/a Thomas Watkins and Alice Watkins to Mortgage Electronic Registration Systems, Inc., dated October 10, 2003, recorded in Deed Book Q-32, Page 394, Lumpkin County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment recorded in Deed Book 1112, Page 216, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of NINETY-EIGHT THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($98,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in December, 2011, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: JPMorgan Chase Bank, National Association, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Alice Watkins and Thomas D. Watkins or a tenant or tenants and said property is more commonly known as 296 Norman Bell Rd, Murrayville, Georgia 30564. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

JPMorgan Chase Bank, National Association successor by merger to Chase Home Finance LLC

as Attorney in Fact for

Thomas D. Watkins a/k/a Thomas Watkins and Alice Watkins

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/ms8 12/6/11 Our file no. 52154508-FT18

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 99 of the 1st District, originally Habersham now Lumpkin County, Georgia consisting of 1.0 acres, more or less, and being more particularly set out on a Plat of survey dated October 8, 1984 and prepared for Bonnie Stapleton by Hubert Lovell, GRLS. This Plat is recorded in Plat Book 20, Page 177 Lumpkin County records and is by reference incorporated herein for a more detailed description. Also conveyed herein is a perpetual, non-exclusive easement for ingress, egress and other legal purpose; said easement shall be 16 feet in width and shall run from the northern boundary of the above-described property to the County Road, as set out on the above-referenced Plat. Said easement shall not be defeated for lack of use or maintenance but shall be a covenant running with the lands. MR/ms8 12/6/11 Our file no. 52154508 - FT18

(11/9, 11/16, 11/23, 11/30)

STATE OF GEORGIA

COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Kenneth Williams and Jacquelyn A. Williams to Mortgage Electronic Registration Systems, Inc. as nominee for Alliance Mortgage Company dated October 30, 2000, and recorded in Deed Book M26, Page 264, Lumpkin County Records, said Security Deed having been last sold, assigned, transferred and conveyed to VirtualBank, a Division of Lydian Private Bank, by Assignment, securing a Note in the original principal amount of $374,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, December 6, 2011, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 122 and 123, 11TH DISTRICT, LUMPKIN COUNTY, GEORGIA AND BEING FULLY DESCRIBED BY A PLAT PREPARED BY FREDERICK F. KAUFFMAN , GEORGIA REGISTERED LAND SURVEYOR, DATED AUGUST 13, 1999 AND AS PER SAID PLAT THE PROPERTY BEING MORE PARTICULARLY DESCRIBED AS TRACT B CONTAINING 3.06 ACRES, MORE OR LESS, THE SUBJECT PLAT BEING OF RECORD IN CABINET ONE, SLIDE 40, PLAT 191A, LUMPKIN COUNTY RECORDS. SAID PLAT IS HEREBY INCORPORATED BY REFERENCE.

ALSO CONVEYED HEREIN IS AN EASEMENT FOR INGRESS AND EGRESS ALONG EXISTING GRADED ROAD BEDS AS SHOWN ON THE ABOVE REFERENCED PLAT OF SURVEY.

THIS CONVEYANCE IS MADE SUBJECT TO EASEMENTS FOR PUBLIC ROADS AND UTILITIES NOW IN USE.

THIS CONVEYANCE IS MADE SUBJECT TO ANY EASEMENTS OF RECORDS OR EASEMENTS LOCATED ON THE PROPERTY ABOVE DESCRIBED.

Said property is known as 112 Holly Ridge Road, Dahlonega, GA 30533, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Kenneth Williams and Jacquelyn A. Williams, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Kenneth Williams and Jacquelyn Williams A/K/A Jacquelyn A. Williams, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Sabadell United Bank, N.A. as assignee of the Federal Deposit Insurance Corporation, as Receiver for Lydian Private Bank, Palm Beach, Florida, pursuant to that Certain Purchase and Assumption Agreement dated as of August 19, 2011, with Lydian Private Bank also being known of record as VirtualBank, a Division of Lydian Private Bank as Attorney-in-Fact for Kenneth Williams and Jacquelyn Williams A/K/A Jacquelyn A. Williams

File no. 11-021872

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Duke Building, Suite 100

Atlanta, GA 30341-3941

(770)220-2535/AS

HYPERLINK “http://www.swertfeger.net” www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

[FC-NOS]

(11/9, 11/16, 11/23, 11/30)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from KERRY R. ZACIEK to Mortgage Electronic Registration Systems, Inc as nominee for Countrywide Bank, FSB. , dated June 27, 2007, recorded July 27, 2007, in Deed Book 1055, Page 642-660, Lumpkin County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Four Hundred Seventy-Four Thousand Nine Hundred Five and 00/100 dollars ($474,905.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to U.S. BANK, NATIONAL ASSOCIATION, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE LXS 2007-16N TRUST FUND , there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in December, 2011, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 146 OF THE 11TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA, BEING UNIT 16, OF BIRCH RIVER GOLF VILLAS SUBDIVISION, PHASE 3, AS PER PLAT RECORDED IN PLAT CABINET 1, SLIDE 132, PAGES 29-31, LUMPKIN COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE, BEING KNOWN AS 531 BIRCH RIVER DRIVE BY THE PRESENT SYSTEM OF NUMBERING HOUSES IN LUMPKIN COUNTY, GEORGIA.

Said property is commonly known as 531 BIRCH RIVER DRIVE, DAHLONEGA, GA 30533.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; any rights of redemption, if applicable, by the United States of America, pursuant to 26 U.S.C. 7425(d)(1); all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is KERRY R. ZACIEK, or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

U.S. BANK, NATIONAL ASSOCIATION, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE LXS 2007-16N TRUST FUND

as Attorney in Fact for

KERRY R. ZACIEK

Lender Contact: BAC, Loss Mitigation Dept., P.O. Box 940070, Simi Valley, CA 93094-0070

Telephone Number: 800-720-3758

Attorney Contact: Rubin Lublin Suarez Serrano, LLC, 3740 Davinci Court, Suite 400, Norcross, GA 30092

Telephone Number: (877) 813-0992 Case No. BAC-11-10265-1

Ad Run Dates 11/09/2011, 11/16/2011, 11/23/2011, 11/30/2011

www.rubinlublin.com/property-listings.php

(11/9, 11/16, 11/23, 11/30)

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Legals (November 23rd edition)
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Notice to

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Randall Powell Bailey, late of Lumpkin County, Georgia, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to the said estate are required to make immediate payment.

This 25th day of October, 2011.

Randall Kyle Bailey,

Administrator of the estate of

Randall Powell Bailey

5715 Cowart Road

Dawsonville, GA 30534

(11/2, 11/9, 11/16, 11/23)

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of E. J. Crow, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 25th day of October, 2011.

Patricia A. Crow, Executor/Administrator

564 Oak Grove Road

Dahlonega, GA 30533

(11/2, 11/9, 11/16, 11/23)

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Isabel G. Dunphy, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 4th day of November, 2011.

Christine D. Morris/Administrator

95 Yahoola Shoals Drive

Dahlonega, GA 30533

(11/9, 11/16, 11/23, 11/30)

NOTICE OF PUBLICATION

IN THE SUPERIOR COURT OF LUMPKIN COUNTY

STATE OF GEORGIA

Tammy Nicole Poe, PLAINTIFF

VS. Jamie Lee Poe, DEFENDANT

CIVIL ACTION NO. 11-CV-745-DB

TO: Jamie Lee Poe

By Order for Service by Publication dated October 31, 2011, you are hereby notified that on October 31, 2011, Tammy Nicole Poe filed suit against you for Divorce.

You are required to file with the Clerk of Superior Court, and to serve upon plaintiff, Tammy Nicole Poe, 7 Lumpkin County Park Road, Dahlonega, Georgia 30533, an Answer in writing within sixty (60) days of the date of the Order for Publication.

WITNESS, the Honorable David E. Barrett, Judge of this Superior Court, this 31st day of October, 2011.

Rita Harkins

Clerk of Superior Court

Lumpkin County, Georgia

(11/9, 11/16, 11/23, 11/30)

NOTICE OF PUBLICATION

IN THE SUPERIOR COURT OF LUMPKIN COUNTY

STATE OF GEORGIA

Jose De Jesus Acosta Gonzalez,

PLAINTIFF

VS. Maria Juana Valdez Villegas,

DEFENDANT

CIVIL ACTION NO. 11-CV-749-DB

TO: Maria Juana Valdez Villegas

By Order for Service by Publication dated November 2, 2011, you are hereby notified that on November 2, 2011, Jose De Jesus Acosta Gonzalez filed suit against you for Divorce.

You are required to file with the Clerk of Superior Court, and to serve upon plaintiff, Jose De Jesus Acosta Gonzalez, 34 Rome Table Ct, Dahlonega, Georgia 30533, an Answer in writing within sixty (60) days of the date of the Order for Publication.

WITNESS, the Honorable David E. Barrett, Judge of this Superior Court, this 2nd day of November, 2011.

Rita Harkins

Clerk of Superior Court

Lumpkin County, Georgia

(11/9, 11/16, 11/23, 11/30)

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Kenneth David Alldred, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 8th day of November, 2011.

Michelle Alldred/Administrator

7697 Dawsonville Hwy

Dawsonville, GA 30534

(11/16, 11/23, 11/30, 12/7)

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Lynne Brown Pyle, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 8th day of November, 2011.

Mark Stephen Pyle/Executor

543 Martins Grove Road

Dahlonega, Georgia 30533

(11/16, 11/23, 11/30, 12/7)

NOTICE OF PUBLICATION

IN THE SUPERIOR COURT OF LUMPKIN COUNTY

STATE OF GEORGIA

Trudy S. Gilstrap, PLAINTIFF

VS. Claude Charles Gilstrap, DEFENDANT

CIVIL ACTION NO. 11-CV-764-DB

TO: Claude Charles Gilstrap

By Order for Service by Publication dated November 9, 2011, you are hereby notified that on November 9, 2011, Trudy S. Gilstrap filed suit against you for Divorce.

You are required to file with the Clerk of Superior Court, and to serve upon the plaintiff, Trudy S. Gilstrap, 116 Golden Hills Drive, Apt. 686, Dahlonega, Georgia 30533, an Answer in writing within sixty (60) days of the date of the Order for Publication.

WITNESS, the Honorable David E. Barrett, Judge of this Superior Court, this 9th day of November, 2011.

Rita Harkins

Clerk of Superior Court

Lumpkin County, Georgia

(11/16, 11/23, 11/30, 12/7)

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Peter Michael Lynch, Jr.,, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 14th day of November, 2011.

P. Michael Lynch, III, Executor

1565 Lockridge Drive

Cumming, GA 30041

(11/23, 11/30, 12/7, 12/14)

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Lawrence Joseph Pourciau, Sr. deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 14th day of November, 2011.

Marlene Pourciau, Administrator

403 Gold Crest Drive

Dahlonega, GA 30533

(11/23, 11/30, 12/7, 12/14)

NOTICE

GEORGIA, LUMPKIN COUNTY PROBATE COURT

The petition of Cynthia Mercedes Chapman for a year’s support from the estate of William Buchanan Chapman, Jr., deceased, for decedent’s surviving spouse, having been duly filed, all interested persons are hereby notified to show cause, if any they have, on or before Decemer 19, 2011, why said petition should not be granted.

All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed on or before the time stated in the preceding sentence. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections. unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.

Michael Chastain

Probate Judge

By Shelley Wilson

Probate Clerk

325 Riley Road, Room 122

Dahlonega, Georgia 30533

706-864-3847

(11/23, 11/30, 12/7, 12/14)

TRADE NAME REGISTRATION

GEORGIA, LUMPKIN COUNTY

Notice is hereby given that a trade name registration statement has been filed in this office, verified by affidavit of:

COMPLETE CONSTRUCTION SERVICES, INC.

331 FERN PARK DRIVE

DAWSONVILLE, GA 30534

which affidavit states that she/he is the AGENT of a business of

RESIDENTIAL AND COMMERCIAL PAINTING

operating under the trade name of:

COMPLETE CONSTRUCTION SERVICES, INC

D/B/A COMPLETE PAINTING

C. S. SMITH, PRESIDENT

331 FERN PARK DRIVE

DAWSONVILLE, GA 30534

Witness my official signature and seal of the Superior Court this 14th day of November 2011.

Rita Harkins

Clerk of Superior Court

(11/23, 11/30)

application for beer/wine

license

Geoffrey M. Kridel has applied with the Dahlonega City Council for a Beer/Wine License for the Holly Theatre located at 69 West Main Street, Dahlonega, GA 30533

(11/23, 11/30)

Notice of sale under power

Armored Mini Storage

5361 Long Branch Rd.

Dahlonega, GA 30533

706-867-7534

fax 706-867-7534

Callaway, Stacey G217

Cobb, Katrina A40

Freeman, Dana H234

Sale date: Saturday, December 3, 2011, at 10:00 a.m.

(10/26, 11/2)

NOTICE OF SALE UNDER POWER

STATE OF GEORGIA,

COUNTY OF LUMPKIN

Under and by virtue of the Power of Sale in Deed from Geraldine Bruce Adams to Bank of the Ozarks, Assignee from the Federal Deposit Insurance Corporation as Receiver of Chestatee State Bank, Grantee, dated November 25, 2009 and recorded in Deed Book 1151, Pages 152-156 and re-recorded in Deed Book 1153, Pages 114-119 of the Lumpkin County, Georgia Records, and as modified, said Deed to Secure Debt having been given to secure a Promissory Note dated November 25, 2009 in the original principal amount of $40,000.00, there will be sold by the undersigned at public outcry, during the legal hours of sale before the door of the Courthouse of Lumpkin County, Georgia, on the first Tuesday in December, 2011, to wit: December 6, 2011, to the highest and best bidder for cash the property described as follows, to wit:

All that tract or parcel of land lying and being in Land Lot 985, 12th District, 1st Section, Lumpkin County, City of Dahlonega, Georgia, being parts of City Lot Number 53 and City Lot Number 56 according to the Price and Martin Survey, and being more particularly described as follows:

Beginning at the intersection of a hedge row and the right-of-way of South Grove Street; thence from said POINT OF BEGINNING running in a Southeasterly direction along with said right-of-way for a distance of 126 feet, more or less, to the property line of lands now or formerly owned by Preston Price and the centerline of what was formerly Harris Street; thence running in a Southwesterly direction along with said property line of lands now or formerly owned by Preston Price and said centerline of formerly Harris Street for a distance of 70 feet, more or less, to the property line of Carl Ridley; thence running in a Northwesterly direction along with said property line of Carl Ridley for a distance of 126 feet, more or less, to the property line of North Georgia College; thence running in a Northeasterly direction along with said property line of North Georgia College for a distance of 70 feet, more or less, to the POINT OF BEGINNING.

The debt secured by said Deed to Secure Debt and Note has been and is hereby declared due and payable in full because of nonpayment of principal and interest pursuant to the terms of said Deed to Secure Debt and Note. Notice has been given of intention to enforce provisions for collection of attorney’s fees and foreclosure in accordance with legal requirements and the terms of the Deed to Secure Debt and Note. The indebtedness remaining in default, the sale will be made for the purpose of applying proceeds thereof to the payment of the indebtedness secured by the Deed to Secure Debt, accrued interest and expenses of the sale and other sums secured by the Deed to Secure Debt including attorney’s fees, and the remainder if any shall be applied as provided by law.

The person that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Jamey Bryant, VP, Bank of the Ozarks, 6639 Highway 53 East, Dawsonville, Georgia 30534, 706-216-2265. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best of the undersigned’s knowledge and belief the property is in the possession of Geraldine Bruce Adams and said property will be sold as the property of Geraldine Bruce Adams, subject to outstanding ad valorem taxes, and easements and restrictions of record, if any. The undersigned will execute a deed to the purchaser at said sale as provided in the Deed to Secure Debt.

Bank of the Ozarks as Assignee from the Federal Deposit Insurance Corporation as Receiver of Chestatee State Bank, as Attorney-in-Fact for Geraldine Bruce Adams

Newsom C. Cummings, Esq.

Cummings & Kelley PC

75 Elliott Road, Suite 220

Dawsonville, Georgia 30534

706-216-8989

(11/9, 11/16, 11/23, 11/30)

Notice of Sale Under Power

State of Georgia,

County of LUMPKIN.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by JAMES ADAM BROWN to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) AS NOMINEE FOR FRANKLIN BANK, SSB , dated 10/21/2005, and Recorded on 10/28/2005 as Book No. T36 and Page No. 356-362, LUMPKIN County, Georgia records, as last assigned to BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP, FKA COUNTRYWIDE HOME LOANS SERVICING LP, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $73,841.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the LUMPKIN County Courthouse within the legal hours of sale on the first Tuesday in December, 2011, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 75 OF THE 11TH DISTRICT, FIRST SECTION OF LUMPKIN COUNTY, GEORGIA, BEING LOT 2, CONTAINING 1.59 ACRES, MORE OR LESS, AS SHOWN ON A PLAT OF SURVEY MADE FOR JAMIE GIBSON PREPARED BY TOMMY J. PHILLIPS, RLS, AS RECORDED IN PLAT CABINET 1, SLIDE 47, PAGE 135, LUMPKIN COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART HEREOF FOR A MORE ACCURATE AND COMPLETE DESCRIPTION OF SAID PROPERTY.

ALSO CONVEYED HEREWITH IS A 1999 DYNASTY SMH3 27 X 56 MANUFACTURED HOME, SERIAL NUMBER (S) H813525GL&R, WHICH IS PERMANENTLY ATTACHED TO AND MADE A PART OF THE REAL PROPERTY HEREIN DESCRIBED. SEE IN THIS REFARD DEED BOOK W33, PAGE 475 OF THE LUMPKIN COUNTY, GEORGIA DEED RECORDS.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: BANK OF AMERICA, N.A., AS SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP, PTX-C-32, Foreclosure 7105 CORPORATE, PLANO, TX 75024, 800-669-6650.

Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 198 NORRIS ROAD, DAHLONEGA, GEORGIA 30533 is/are: JAMES ADAM BROWN or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP, FKA COUNTRYWIDE HOME LOANS SERVICING LP

as Attorney in Fact for

JAMES ADAM BROWN.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

20100031413136

BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP

15000 Surveyor Boulevard

Addison, Texas 75001

Telephone: (972) 341-5398.

(11/9, 11/16, 11/23, 11/30)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Larry Burch and Tamara Burch to Mortgage Electronic Registration Systems, Inc. as nominee for Bank of America, N.A., its successors and assigns dated November 20, 2009 in the amount of $149,000.00, and recorded in Deed Book 1148, Page 302, Lumpkin County, Georgia Records; as last transferred to Bank of America, N.A., Successor by Merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP by assignment; the undersigned, Bank of America, N.A., Successor by Merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2011 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that certain parcel of land situated in Land Lot 176 of the 15th District of the County of Lumpkin, State of Georgia, being known and designated as follows:

That certain 9.98 acres as shown by a plat of survey entitled Kenneth L. Bosland and Gay F. Bosland prepared by Albert M. Wynn Jr., R.S., dated March 20, 1992, recorded Plat CAB 1, Slide 90, Page 182B of the Lumpkin County, Georgia Records, reference to said plat and the description contained therein being incorporated herein by reference for a full and complete described thereof. Said parcel is subject to the Spring Box Easement as recorded at Deed Book K8, Page 238, of the Lumpkin County, Georgia Records.

Tax map or Parcel ID No.: 089-116 Address: 569 Ashley Lane; Dahlonega, GA 30533

which has the property address of 569 Ashley Lane, Dahlonega, Georgia, together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Larry Burch and Tamara Burch and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Bank of America, N.A., Successor by Merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP

Attorney in Fact for

Larry Burch and Tamara Burch

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 10-20918 /FNMA/krider

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(11/9, 11/16, 11/23, 11/30)

NOTICE OF SALE UNDER POWER

STATE OF GEORGIA

COUNTY OF LUMPKIN

By virtue of the power of sale contained in that certain Security Deed from DAHLONEGA FOOD PROPERTIES, LLC, a Georgia limited liability company (“Grantor”), to AMERIS BANK, AS SUCCESSOR IN INTEREST TO AND ASSIGNEE OF THE FEDERAL DEPOSIT INSURANCE CORPORATION, AS RECEIVER FOR HIGH TRUST BANK (“Grantee”), dated July 15, 2008 and recorded July 24, 2008, in Deed Book 1102, Page 382, Lumpkin County, Georgia Superior Court Records, as modified by the Modification of Note, Deed to Secure Debt and Security Agreement and Assignment of Leases and Rents dated January 9, 2009 and recorded January 29, 2009, in Deed Book 1119, Page 258, aforesaid records (the “Modification”), as subsequently assigned to Ameris Bank (said Security Deed as may have been modified, amended and assigned from time to time, hereinafter referred to collectively as the “Security Deed”), said Security Deed being given to secure the payment of a Promissory Note dated July 15, 2008, made by Grantor and Subway of Dahlonega, LLC to the order of High Trust Bank in the original principal amount of THREE HUNDRED EIGHTY-SEVEN THOUSAND FIVE HUNDRED AND 00/100THS DOLLARS ($387,500.00), with interest from the date thereof at the rate specified therein, as modified by the Modification, as said principal amount was modified to $414,000.00 (said Promissory Note, as renewed, modified and assigned from time to time, hereinafter referred to collectively as the “Note”), together with all other amounts payable by Grantor to Grantee, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday of December, 2011, the following described real property more particularly described in Exhibit “A” attached hereto and by this reference made a part hereof.

TOGETHER WITH ANY AND ALL of the following: (i) all buildings, structures and improvements located on the real property or on any part or parcel thereof and all fixtures affixed or attached, actually or constructively, thereto; (ii) all and singular the tenements, hereditaments, easements and appurtenances belonging thereto or in any wise appertaining thereto and the reversion and reversions, remainder and remainders thereof; (iii) all rents accruing therefrom; (iv) all accounts and contracts rights arising in connection with any part or parcel thereof or any buildings, structures or improvements located thereon, including without limitation, all accounts and contract rights in and to all leases or undertakings to lease affecting the land or any buildings, structures, or improvements thereon; (v) all minerals, flowers, crops, trees, timber, shrubbery and other emblements located thereon or thereunder or on or under any part or parcel thereof; (vi) all estates, rights, title and interest therein or in any part or parcel thereof; (vii) all equipment, machinery, apparatus, fittings, fixtures, furniture, furnishings, mobile homes, modular homes and all personal property of every kind or description whatsoever located thereon, or in or on the buildings, structures and improvements thereon, and used in connection with the operation and maintenance thereof, and all additions thereto and replacements thereof; and (viii) all building materials, supplies, goods and equipment delivered thereto and placed thereon for the purpose of being affixed to or installed or incorporated or otherwise used in the buildings, structures or other improvements located thereon or any part or parcel thereof. All of the foregoing are hereinafter referred to collectively as the “Property”.

The real property or its address is commonly known as 352 North Grove Street, Dahlonega, Georgia 30533.

The indebtedness secured by the Security Deed has been and is hereby declared due because of default under the terms of said Note and Security Deed including, but not limited, to the failure to make payments thereunder when due. The indebtedness remaining in default, the sale will be made for the purpose of applying the proceeds thereof to the payment of the indebtedness secured by the Security Deed, accrued interest and expenses of the sale and all other payments provided for under the Security Deed, including attorneys’ fees as provided in the Note and Security Deed, notice of intention to collect attorneys’ fees having been given as provided by law, and the remainder, if any, shall be applied as provided by law.

Grantee reserves the right to sell the Property in one parcel or as an entirety, or in such parcels as Grantee may elect, as permitted in the Security Deed.

To the best of Grantee’s knowledge and belief, the parties in possession of the Property are Grantor and/or tenants of Grantor or other persons in possession with the consent or acquiescence of Grantor.

Said Property will be sold as the property of Grantor subject to all unpaid real estate ad valorem taxes, governmental assessments and related liens and all prior restrictions, reservations, covenants, rights-of-way, easements, encumbrances and other matters of record, if any, appearing of record prior to the date of the Security Deed and those appearing after the date of the Security Deed and consented to of record by Grantee.

AMERIS BANK, AS SUCCESSOR IN INTEREST TO AND ASSIGNEE OF THE FEDERAL DEPOSIT INSURANCE CORPORATION, AS RECEIVER FOR HIGH TRUST BANK, ATTORNEY-IN-FACT FOR DAHLONEGA FOOD PROPERTIES, LLC

Taylor English Duma LLP

1600 Parkwood Circle, Suite 400

Atlanta, Georgia 30339

Attn: Paul G. Durdaller, Esq.

(678) 336-7174

EXHIBIT “A”

LEGAL DESCRIPTION

All that tract or parcel of land lying and being in Land Lot 952, 12th Land District, City of Dahlonega, Lumpkin County, Georgia, being more particularly described as 1.090 acres according to a plat of survey prepared by Douglas R. Sherrill for Community Bank and Trust, Lawyer’s Title Insurance Corporation and Cross Point Properties, LLC dated February 14, 2007, and revised March 26, 2007. Said plat is incorporated herein by reference for a more complete description of the subject property. Said property is more particularly described according to said plat as follows:

BEGINNING at the southwest corner of Land Lot 952; thence South 85° 06’ 53” East 498.49 feet to a 1/2 inch open top pipe found on the eastern right-of-way of Georgia Highway 60 and U.S. Highway 19, having a right-of-way width of 60 feet and being the POINT OF BEGINNING for the herein described tract of land; thence North 24° 45’ 54” West 103.03 feet along the easterly 60 foot right-of-way line of Georgia Highway 60 and U.S. Highway 19 to a point; thence following the right-of-way of said Highway North 19° 25’ 00” West 92.35 feet to a point for corner; thence North 18° 22’ 13” West 14.93 feet to a 1/2 inch rebar found for corner; thence departing from said right-of-way North 73° 15’ 41” East 195.87 feet to an iron pin set; thence South 53° 03’ 19” East 71.83 feet to an iron pin found; thence South 01° 09’ 41” West 210.05 feet to an iron pin set; thence North 89° 01’ 57” West 120.74 feet to an iron pin found; thence North 89° 01’ 56” West 39.81 feet to the POINT OF BEGINNING.

(11/9, 11/16, 11/23, 11/30)

STATE OF GEORGIA

COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Eric V. Dennington to Mortgage Electronic Registration Systems, Inc. dated February 22, 2007, and recorded in Deed Book 1028, Page 660, Lumpkin County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, NA, by Assignment , securing a Note in the original principal amount of $128,900.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, December 6, 2011, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 52, 11TH DISTRICT, ORIGINALLY HALL, NOW LUMPKIN COUNTY, GEORGIA AND BEING FULLY DESCRIBED BY A PLAT PREPARED BY JOHN T. GASTON, GEORGIA REGISTERED LAND SURVEYOR, DATED OCTOBER 11, 2004, LAST REVISED FEBRUARY 22, 2007, AND AS PER SAID PLAT, THE PROPERTY CONTAINS1.476 ACRES, MORE OR LESS, BEING MORE PARTICULARLY DESCRIBED AS TRACT 2. THE SUBJECT PLAT BEING OF RECORD IN PLAT CABINET ONE, SLIDE 146, PLAT 118, LUMPKIN COUNTY RECORDS. SAID PLAT IS HEREBY INCORPORATED BY REFERENCE. THIS CONVEYANCE IS MADE SUBJECT TO EASEMENTS FOR PUBLIC ROADS AND UTILITIES NOW IN USE. THIS CONVEYANCE IS MADE SUBJECT TO AND TOGETHER WITH ANY EASEMENTS OF RECORD OR EASEMENTS LOCATED ON THE PROPERTY ABOVE DESCRIBED OR ACCESSING THE ABOVE DESCRIBED PROPERTY.

Said property is known as 1195 Pecks Road, Dahlonega, GA 30533, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Eric V. Dennington, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Eric V. Dennington, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Wells Fargo Bank, NA as Attorney-in-Fact for Eric V. Dennington

File no. 11-025025

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Duke Building, Suite 100

Atlanta, GA 30341-3941

(770)220-2535/KB

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(11/9, 11/16, 11/23, 11/30)

NOTICE OF SALE UNDER POWER

By virtue of a Power of Sale contained in the Security Deed from VICTOR DOWIS AND DALE DOWIS, dated APRIL 12, 2007 to FIRST CITIZENS BANK OF GEORGIA and recorded in Deed Book 1038, Page 314-320, Lumpkin County, Georgia records given to secure a Promissory Note of even date in the original principal amount of Thirty Three Thousand Six Hundred and 00/100 Dollars ($33,600.00), and Modification of Deed to Secure Debt from VICTOR DOWIS AND DALE DOWIS, dated March 15, 2010 to First Citizens Bank of Georgia and recorded in Deed Book 1157, Page 164-168, Lumpkin County, Georgia records given to secure a Promissory Note of even date in the original principal amount of Twenty Thousand Two Hundred Sixty-Two and 35/100 Dollars ($20,262.35), with interest as provided therein on the unpaid balance until paid, there will be sold at public outcry to the highest and the best bidder for cash before the Courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in December, 2011, the following described property:

All that tract or parcel of land lying and being in Land Lots 446 and 447 of the 12th District, 1st Section, Lumpkin County, Georgia, being Lot 17, Maple Ridge Subdivision, Phase II, as per plat recorded in Plat Cabinet One, Slide 131, Pages 1-2, Lumpkin County, Georgia Records, which plat is incorporated herein and made a part hereof by reference.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenents or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S.Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Said property will be sold as the property of VICTOR DOWIS AND DALE DOWIS and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deeds, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deeds.

The debt secured by said Security Deeds has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Notes and Security Deeds. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale.

Said property will be sold subject to any outstanding ad valorem taxes and assessments, and any liens superior to the Security Deed first set out above, and to the best knowledge and belief of the undersigned, VICTOR DOWIS AND DALE DOWIS AND/OR TENANTS are in possession of said property.

FIRST CITIZENS BANK OF GEORGIA, as attorney in fact for VICTOR DOWIS AND DALE DOWIS

70 Carlisle Road

Dawsonville, Georgia 30534

James A. Hamilton Attorney for FIRST CITIZENS BANK OF GEORGIA

300 Old Dawson Village Road

Suite 110

Dawsonville, GA 30534

706-216-4550

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(11/9, 11/16, 11/23, 11/30)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Curtis O. Ellerbee and Terrie J. Ellerbee to The Mortgage People Co. dated November 30, 2001 in the amount of $128,250.00, and recorded in Deed Book L28, Page 104, Lumpkin County, Georgia Records; as last transferred to CitiMortgage, Inc. by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2011 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 355 of the 15th District, 1st Section of Lumpkin County, Georgia, consisting of 1.38 acres, more or less, together with all improvements located thereon, and being more particularly set out as Tract 2-B of the Rainbow Subdivision on a plat of survey dated November 5, 1998, prepared for Brad and Scott Anderson by Frederick F. Kauffman, Georgia Registered Land Surveyor. This plat is recorded in Plat Cabinet 1, Slide 23, Plat 45B, Lumpkin County Records, and is incorporated herein by reference for a more detailed description.

This property is conveyed subject to all easements for road and utilities in use or of record.

which has the property address of 1884 Garnet School Road, Dahlonega, Georgia, together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Curtis O. Ellerbee and Terrie J. Ellerbee and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

CitiMortgage, Inc.

Attorney in Fact for

Curtis O. Ellerbee and Terrie J. Ellerbee

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

Publication Dates:11-09-2011, 11-16-2011, 11-23-2011, 11-30-2011

File No. 08-29338 /FHLMC/sstojanovic

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(11/9, 11/16, 11/23, 11/30)

STATE OF GEORGIA

COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Maurice C. Golden, Jr. and Veneta M. Golden to Mortgage Electronic Registration Systems, Inc. dated February 28, 2008, and recorded in Deed Book 1085, Page 183, Lumpkin County Records, said Security Deed having been last sold, assigned, transferred and conveyed to BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP, by Assignment , securing a Note in the original principal amount of $246,905.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, December 6, 2011, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 1036 OF THE 12TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY,

GEORGIA, BEING LOT 124, BUILDING M, MOUNTAIN PARK SUBDIVISION, PHASE 1A, AS PER PLAT RECORDED IN CABINET 1, SLIDE 149, PAGES 176-178 AND REVISED PLAT RECORDED IN CABINET 1, SLIDE 162, PAGES 23-26, LUMPKIN COUNTY, GEORGIA RECORDS, WHICH RECORDED PLAT IS INCORPORATED HEREIN BY THIS REFERENCE AND MADE A PART OF THIS DESCRIPTION.SUBJECT TO ANY EASEMENTS OR RESTRICTIONS OF RECORD.

Said property is known as 60 Aspen Court, Dahlonega, GA 30533, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Maurice C. Golden, Jr. and Veneta M. Golden, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Maurice C. Golden, Jr. and Veneta M. Golden, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP as Attorney-in-Fact for Maurice C. Golden, Jr. and Veneta M. Golden

File no. 11-024263

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Duke Building, Suite 100

Atlanta, GA 30341-3941

(770)220-2535/EM

HYPERLINK “http://www.swertfeger.net” www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

[FC-NOS]

(11/9, 11/16, 11/23, 11/30)

NOTICE OF SALE UNDER POWER

LUMPKIN COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Tony L. Grimes Jr. to JPMorgan Chase Bank, N.A. dated 7/27/2009 and recorded in Deed Book 1138 Page 652, Lumpkin County, Georgia records; as last transferred to JPMorgan Chase Bank, N.A. by Assignment filed for record in Lumpkin County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $ 156,060.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in December, 2011 (December 6, 2011), the following described property:

All that tract or parcel of land lying and being in Land Lot 919 of the 5th District, 1st Section of Lumpkin County, Georgia, designated as Lot 3 of Crawford Falls West, as shows on plat of survey dated August 28, 2007, prepared by David L. Ringo, Sr., RLS No. 2250, recorded in Plat Cabinet 1, Slide 156, Pages 103-107, Lumpkin County, Georgia Records, said plat being incorporated herein by reference for a more complete description.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 185 Makers Way, Dawsonville, Georgia 30534 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Tony L. Grimes Jr. and Amey L. Grimes or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

JPMorgan Chase Bank, N.A. as agent and Attorney in Fact for Tony L. Grimes Jr.

Aldridge Connors, LLP, 780 Johnson Ferry Road, NE, Suite 600, Atlanta, Georgia 30342, (678) 894-3400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1031-64626

(11/9, 11/16, 11/23, 11/30)

Notice of Sale Under Power

State of Georgia,

County of LUMPKIN.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by JENNIE K HAMILTON to WELLS FARGO BANK, N.A. , dated 02/15/2006, and Recorded on 02/22/2006 as Book No. 37 and Page No. 714, LUMPKIN County, Georgia records, as last assigned to U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR WELLS FARGO ASSET SECURITIES CORPORATION, MORTGAGE PASS-THROUGH CERTIFICATES SERIES 2006-4, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $152,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the LUMPKIN County Courthouse within the legal hours of sale on the first Tuesday in December, 2011, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 659, 660, 701 AND 702 OF THE 5TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA, AND BEING LOT 9 AS PER PLAT PREPARED BY C. C. DAVIS, JR. OF GEO IMAGE LLC AND DATED 03/30/00, THE SAME BEING OF RECORD IN CABINET 1, SLIDE 54, PLAT 75, LUMPKIN COUNTY, GEORGIA RECORDS.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: WELLS FARGO BANK, N.A., 3476 STATEVIEW BLVD., Foreclosure MAC# X7801-014, FT. MILL, SC 29715, 803-396-6000. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 126 WOODS DRIVE, DAHLONEGA, GEORGIA 30533 is/are: JENNIE K HAMILTON or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR WELLS FARGO ASSET SECURITIES CORPORATION, MORTGAGE PASS-THROUGH CERTIFICATES SERIES 2006-4

as Attorney in Fact for

JENNIE K HAMILTON.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

20110169806041

BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP

15000 Surveyor Boulevard

Addison, Texas 75001

Telephone: (972) 341-5398.

(11/9, 11/16, 11/23, 11/30)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by John B. Hammond and Kathleen W. Hammond to JPMorgan Chase Bank, N.A., dated August 1, 2007, recorded in Deed Book 1059, Page 112, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED SEVENTY-EIGHT THOUSAND AND 0/100 DOLLARS ($378,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in December, 2011, the following described property:

Tract Two: All that tract or parcel of land lying and being in Land Lots 142 and 143 of the 11th District, originally Hall, now Lumpkin County, Georgia, consisting of 8.00 acres, more or less, as described and delineated to a plat of survey prepared May 27, 1992, by Frederick F. Kauffman, Georgia Registered Land Surveyor No. 1774, which is recorded in Plat Book 28, Page 71, Lumpkin County Records, which is incorporated by reference herein.

Also conveyed herein is a non-exclusive perpetual easement for ingress, egress and the installation of all necessary utilities 40 feet in width to Robinson Road along the private road shown as Hickory Road on said plat of survey.

The grantees herein recognize that any and all means of ingress and egress to the property conveyed hereby which is provided by the grantor herein or his successor or assigns are considered by the planning commission of Lumpkin County and the governing body of Lumpkin County to be private ways not maintainable by the governing body. Therefore the grantees herein hereby agree that they will be responsible for their share of the upkeep and maintenance of said private road, holding completely harmless the governing body of Lumpkin County of any necessity for such upkeep or maintenance.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). JPMorgan Chase Bank, National Association can be contacted at 800-446-8939 or by writing to 3415 Vision Drive, Columbus, OH 43219, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is John B. Hammond and Kathleen W. Hammond or a tenant or tenants and said property is more commonly known as 155 Winterbury Way, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

JPMorgan Chase Bank, National Association also known as JPMorgan Chase Bank, N.A.

as Attorney in Fact for

John B. Hammond and Kathleen W. Hammond

Johnson & Freedman, LLC

1587 Northeast Expressway

Atlanta, Georgia 30329

(770) 234-9181

www.jflegal.com

MSP/lnu 12/6/11

Our file no. 1664311-FT20

(11/9, 11/16, 11/23, 11/30)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from NOREEN O. HEMMIS, RON K. HEMMIS to Homebanc Mortgage Corportation, dated August 31, 2006, recorded September 11, 2006, in Deed Book 1004, Page 385-404, Lumpkin County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Fifteen Thousand Five Hundred and 00/100 dollars ($115,500.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2006-18, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in December, 2011, all property described in said Security Deed including but not limited to the following described property:

ALL THATT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 714 OF THE 12TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGIN AT AN IRON PIN FOUND ON THE WESTERLY SIDE OF IVIE TERRACE ( A 60 FOOT RIGHT OF WAY), 363.10 FEET SOUTHERLY FROM THE INTERSECTION OF THE WESTERLY SIDE OF IVIE TERRACE WITH THE RIGHT OF WAY OF OAK GROVE ROAD; THENCE ALONG THE WESTERLY SIDE OF OAK GROVE ROAD THE FOLLOWING CALLS AND DISTANCES; SOUTH 02 DEGREES 47 MINUTES 11 SECONDS WEST; 71.29 FEET; SOUTH 14 DEGREES 34 MINUTES 41 SECONDS WEST,40.45 FEET; SOUTH 20 DEGREES 04 MINUTES 28 SECONDS 59.77 FEET TO AN IRON PIN FOUND; THENCE LEAVING THE WESTERLY SIDE OF IVIE TERRACE NORTH 69 DEGREES 12 MINUTES 17 SECONDS WEST, 171.47 FEET TO A POINT IN THE CENTER OF AN OLD FIELD ROAD; THENCE ALONG THE CENTERLINE OF THE OLD FIELD ROAD THE FOLLOWING CALLS AND DISTANCES; NORTH 02 DEGREES 18 MINUTES 50 SECONDS WEST, 15.38 FEET ; NORTH 07 DEGREES 09 MINUTES 49 SECONDS WEST 24.74 FEET; NORTH 18 DEGREES 46 MINUTES 18 SECONDS WEST, 22.05 FEET; NORTH 23 DEGREES 53 MINUTES 45 SECONDS WEST, 29.16 FEET; NORTH 18 DEGREES 55 MINUTES 43 SECONDS WEST, 24.49 FEET; NORTH 00 DEGREES 11 MINUTES 50 SECONDS WEST 51.83 FEET; THENCE LEAVING THE CENTERLINE OF THE OLD FIELD ROAD SOUTH 75 DEGREES 51 MINUTES 36 SECONDS EAST, 232.55 FEET TO AN IRON PIN FOUND AT THE POINT OF BEGINNING. LESS AND EXCEPT ANY PART OF THE ABOVE DESCRIBED PROPERTY LYING IN THE RIGHT OF WAY OF THE OLD FIELD ROAD. ALSO CONVEYED HEREIN IS A PERPETUAL EASEMENT 10 FEET IN WIDTH FOR A WATER LINE SERVING THE ABOVE PROPERTY AS MORE PARTICULARLY DESCRIBED IN QUIT CLAIM DEED FROM J. RUSSELL IVIE AND J.B. JONES, JR., TO CLARENCE BROWN AND ROGER WARD, DATED JANUARY 8, 1979, AND RECORDED JANUARY 10, 1979 AT DEED BOOK V3, PAGE 73, LUMPKIN COUNTY RECORDS.

Said property is commonly known as 110 IVY TERRACE, DAHLONEGA, GA 30533.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; any rights of redemption, if applicable, by the United States of America, pursuant to 26 U.S.C. 7425(d)(1); all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is NOREEN O. HEMMIS, RON K. HEMMIS, or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2006-18

as Attorney in Fact for

NOREEN O. HEMMIS, RON K. HEMMIS

Lender Contact: BAC, Loss Mitigation Dept., P.O. Box 940070, Simi Valley, CA 93094-0070

Telephone Number: 800-720-3758

Attorney Contact: Rubin Lublin Suarez Serrano, LLC, 3740 Davinci Court, Suite 400, Norcross, GA 30092

Telephone Number: (877) 813-0992 Case No. BAC-11-09672-1

Ad Run Dates 11/09/2011, 11/16/2011, 11/23/2011, 11/30/2011

www.rubinlublin.com/property-listings.php

(11/9, 11/16, 11/23, 11/30)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from NATHAN HOLMES AND LINDSEY HOLMES to Mortgage Electronic Registration Systems, Inc. as nominee for EquiFirst Corporation, dated September 15, 2006, recorded September 20, 2006, in Deed Book 1005, Page 575-594, Lumpkin County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Fifty-Eight Thousand and 00/100 dollars ($158,000.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to U.S. Bank National Association, as trustee, on behalf of the holders of the Home Equity Asset Trust 2007-2 Home Equity Pass-Through Certificates, Series 2007-2, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in December, 2011, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 847 OF THE 5TH DISTRICT, 1ST SECTION OF LUMPKIN COUNTY, GEORGIA, BEING LOT 29 OF MILL CREEK STATION SUBDIVISION, AS PER PLAT OF SURVEY RECORDED IN PLAT CABINET 1-119, PAGE 178, LUMPKIN COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE FOR A MORE COMPLETE DESCRIPTION OF SAID PROPERTY.

Said property is commonly known as 201 MILL CREEK COVE, DAWSONVILLE, GA 30534.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; any rights of redemption, if applicable, by the United States of America, pursuant to 26 U.S.C. 7425(d)(1); all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is NATHAN HOLMES AND LINDSEY HOLMES, or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE, ON BEHALF OF THE HOLDERS OF THE HOME EQUITY ASSET TRUST 2007-2 HOME EQUITY PASS-THROUGH CERTIFICATES, SERIES 2007-2

as Attorney in Fact for

NATHAN HOLMES AND LINDSEY HOLMES

Lender Contact: SPS, Loss Mitigation Dept., P.O. Box 65250, Salt Lake City, UT 84165

Telephone Number: 888-818-6032

Attorney Contact: Rubin Lublin Suarez Serrano, LLC, 3740 Davinci Court, Suite 400, Norcross, GA 30092

Telephone Number: (877) 813-0992 Case No. SPS-11-09813-1

Ad Run Dates 11/09/2011, 11/16/2011, 11/23/2011, 11/30/2011

www.rubinlublin.com/property-listings.php

(11/9, 11/16, 11/23, 11/30)

Notice of Sale Under Power

State of Georgia,

County of LUMPKIN.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by VIRGINIA ANNE JARRARD to WELLS FARGO BANK, N.A. , dated 04/24/2006, and Recorded on 05/12/2006 as Book No. 37 and Page No. 208-230, LUMPKIN County, Georgia records, as last assigned to HSBC BANK USA, NATIONAL ASSOCIATION, AS TRUSTEE FOR WFHET 2006-2, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $143,400.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the LUMPKIN County Courthouse within the legal hours of sale on the first Tuesday in December, 2011, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 446, 5TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA, BEING MORE FULLY DESCRIBED BY A PLAT PREPARED BY MICHAEL L. SCUPIN, GEORGIA REGISTERED LAND SURVEYOR, AND BEING ENTITLED “ SURVEY FOR GLEN HAYWARD GADDIS AND VIRGINIA ANNE GADDIS, “ DATED MAY 7, 1987, AS PER SAID PLAT THE PROPERTY CONTAINS 5.11 ACRES, MORE OR LESS, THE SUBJECT PLAT BEING RECORDED IN PLAT BOOK 19, PAGE 15, LUMPKIN COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: WELLS FARGO BANK, N.A., 3476 STATEVIEW BLVD., Foreclosure MAC# X7801-014, FT. MILL, SC 29715, 803-396-6000. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 8 JESS GRIZZLE ROAD, DAHLONEGA, GEORGIA 30533 is/are: VIRGINIA ANNE JARRARD or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

HSBC BANK USA, NATIONAL ASSOCIATION, AS TRUSTEE FOR WFHET 2006-2

as Attorney in Fact for

VIRGINIA ANNE JARRARD.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

20110169801846

BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP

15000 Surveyor Boulevard

Addison, Texas 75001

Telephone: (972) 341-5398.

(11/9, 11/16, 11/23, 11/30)

STATE OF GEORGIA

COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in a Security Deed from WAYNE W. LIMBURG and CHRISTY L. LIMBURG to UNITED COMMUNITY BANK, dated October 1, 2009, recorded October 16, 2009, in Deed Book 1144, Page 476, Lumpkin County, Georgia records, said Security Deed being given to secure a Note from WAYNE W. LIMBURG and CHRISTY L. LIMBURG of even date in the original principal amount of Sixty Six Thousand Four Hundred and 00/100 ($66,400.00) Dollars, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in December, 2011, the following described property:

All that tract or parcel of land lying and being in Land Lot 122, 11th District, Lumpkin County, Georgia and being fully described by a plat of survey for Byron Bennett prepared by Michael S. Kelley, Georgia Registered Land Surveyor, dated march 24, 2005: and as per said plat, the property contains 6.459 acres, being more particularly described as follows:

To find the true point of beginning, being at a point located at the Northwest corner of Land Lot 122; Thence South 86 degrees 52 minutes 12 seconds East a distance of 1207.70 feet to an iron pin found, which point is the true point of beginning; from the point of beginning thus established, proceed South 86 degrees 52 minutes 12 seconds East a distance of 152.48 feet to an iron pin found; thence South 86 degrees 36 minutes 03 seconds East a distance of 724.64 feet to an iron pin found; Thence South 48 degrees 41 minutes 14 seconds West a distance of 692.99 feet to an iron pin found on the Northerly side of the right of way of Robinson Road (40’ right of way); Thence along the Northerly side of the 40’right of way of Robinson Road the following courses and distances: North 64 degrees 01 minutes 49 seconds West a distance of 23.67 feet to a point; Thence North 72 degrees 28 minutes 47 seconds West a chord distance of 58.95 feet (arc distance of 59.17 feet and having a radius of 200.00 feet) to a point; Thence North 80 degrees 58 minutes 58 seconds West a distance of 14.14 feet to a point; Thence North 68 degrees 48 minutes 40 seconds west a chord distance of 83.66 feet (arc distance of 84.28 feet and having a radius of 200.00 feet) to a point; Thence North 56 degrees 44 minutes 19 seconds West a distance of 66.37 feet to a point; Thence North 65 degrees 50 minutes 38 seconds West a chord distance of 163.39 feet (arc distance of 163.67 feet and having a radius of 801.26 feet) to an iron pin found; Thence leaving the Northerly side of the 40 foot right of way of Robinson Road and proceeding North 03 degrees 08 minutes 36 seconds East a distance of 345.47 feet to an iron pin found, and the true point of beginning.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is WAYNE W. LIMBURG and CHRISTY L. LIMBURG or a tenant or tenants.

UNITED COMMUNITY BANK,

as attorney in Fact for WAYNE W. LIMBURG and CHRISTY L. LIMBURG

L. Lou Allen

Stites & Harbison, PLLC

11 Mountain Street, Suite 8

Blue Ridge, Georgia 30513

(706) 632-7923

File No. 7484A-03127

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(11/9, 11/16, 11/23, 11/30)

STATE OF GEORGIA

COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in a Security Deed from TIMOTHY LEE MCCLESKEY and TRACY FAYE MCCLESKEY to UNITED COMMUNITY BANK, dated March 27, 2008, recorded March 31, 2008, in Deed Book 1087, Page 727, Lumpkin County, Georgia records, as last modified by Modification of Security Deed dated January 13, 2009, recorded in Deed Book 1118, Page 699, Lumpkin County, Georgia records, said Security Deed being given to secure a Note from CLEVELAND TIRE AND WHEEL, INC., with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in December, 2011, the following described property:

All that tract or parcel of land lying and being in Land lot 77 of the 1st Land District of Lumpkin County, Georgia, Georgia, containing 12.376 acres, more or less, and being the 12.376-acre tract designated and delineated on Plat of Survey dated January 30, 2002, revised February 7, 2002, prepared for Timothy L. and Tracy F. McCleskey by Kelley Surveying, Dahlonega, Georgia, and Michael Stewart Kelley, Georgia Registered Land Surveyor, recorded in Plat Cabinet 1, Slide 72, page 33A, Office of Clerk, Superior Court, Lumpkin County, Georgia. Reference is hereby made to said Plat of Survey and the record thereof for a more complete description of said property.

ALSO CONVEYED is an unobstructed and non-exclusive right of ingress and egress, together with an easement for aboveground and underground public utilities, which right of ingress and egress shall extend in a Southerly direction from the Southerly terminus of Mount Zion Church Road via the following continuous route: (1) the existing gravel drive shown on Plat of Survey dated January 5, 2000, revised October 6, 2000, prepared for Jonathan White and Jennifer White by Farley-Collins Associates, Gainesville, Georgia, William H. Collins, Georgia Registered Land Surveyor, and William E. Whidden, Georgia Registered Land Surveyor, recorded in Plat Cabinet 1, Slide 57, page 121-B, said Clerk’s office; (2) a strip of land Thirty (30) feet in width, extending laterally Fifteen (15) feet on either side of the line segment shown on the first above referenced Plat of Survey as extending in an Easterly direction from said gravel drive at a bearing of South 76 degrees 59 minutes 28 seconds East for a distance of 238.96 feet; and (3) a strip of land Sixty (60) feet in width as delineated on the first above referenced Plat of Survey and identified thereon as “60’ ingress egress & utility easement along property line.” Said right of ingress and easement shall not be defeated for lack of use or maintenance but shall be a covenant running with the land.

SUBJECT to existing easements for public utilities.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is TIMOTHY LEE MCCLESKEY and TRACY FAYE MCCLESKEY or a tenant or tenants.

UNITED COMMUNITY BANK,

as attorney in Fact for TIMOTHY LEE MCCLESKEY and TRACY FAYE MCCLESKEY

L. Lou Allen

Stites & Harbison, PLLC

11 Mountain Street, Suite 8

Blue Ridge, Georgia 30513

(706) 632-7923

File No. 7484A-03137

(11/9, 11/16, 11/23, 11/30)

STATE OF GEORGIA

COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Christian A. Mihok to Washington Mutual Bank, F.A. dated July 14, 2004, and recorded in Deed Book B34, Page 593, Lumpkin County Records, securing a Note in the original principal amount of $570,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, December 6, 2011, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 80 IN THE 1ST DISTRICT ORIGINALLY OF HABERSHAM, AND NOW OF LUMPKIN COUNTY, GEORGIA, CONSISTING OF A TOTAL OF 25.079 ACRES, MORE OR LESS, AND BEING MORE FULLY DESCRIBED AND DELINEATED AS TRACT “A” ACCORDING TO A PLAT OF SURVEY PREPARED JANUARY 18, 1995, BY MICHAEL S. KELLEY, GEORGIA REGISTERED SURVEYOR, WHICH IS RECORDED IN PLAT BOOK 27, PAGE 187, LUMPKIN COUNTY RECORDS, AND WHICH IS INCORPORATED BY REFERENCE HEREIN.

THE PROPERTY IS CONVEYED SUBJECT TO RESTRICTIVE COVENANTS WHICH ARE RECORDED IN DEED BOOK E-14, PAGES 309-310, LUMPKIN COUNTY RECORDS.

BEING THE SAME LOT OR PARCEL OF GROUND WHICH BY DEED DATED 01/31/95 AND RECORDED AMONG THE LAND RECORDS OF LUMPKIN COUNTY IN LIBER T14, FOLIO 219, WAS GRANTED AND CONVEYED BY LILLIAN L. GREGORY, INDIVIDUALLY, AND CLEBURNE E. GREGORY, Ill, CHARLES L. GREGORY AND ROBERT M. GREGORY, AS TRUSTEES UNDER A TRUST CREATED BY THE WILL OF CLEBURNE E. GREGORY, JR., DECEASED, UNTO CHRISTIAN A. MIHOK, UNDIVIDED ONE-HALF INTEREST.

BEING THE SAME LOT OR PARCEL OF GROUND WHICH BY DEED DATED 01/31/95 AND RECORDED AMONG THE LAND RECORDS OF LUMPKIN COUNTY IN LIBER T14, FOLIO 221, WAS GRANTED AND CONVEYED BY JOHN E. ADERHOLD UNTO CHRISTIAN A. MIHOK, UNDIVIDED ONE-HALF INTEREST.

Said property is known as 1063 Grindle Bridge, Dahlonega, GA 30533, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Christian A. Mihok, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Christian A. Mihok, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

JPMorgan Chase Bank, National Association successor in interest by purchase from the Federal Deposit Insurance Corporation, as Receiver of Washington Mutual Bank f/k/a Washington Mutual Bank, FA as Attorney-in-Fact for Christian A. Mihok

File no. 09-010789

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Duke Building, Suite 100

Atlanta, GA 30341-3941

(770)220-2535/CW

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(11/9, 11/16, 11/23, 11/30)

STATE OF GEORGIA

COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in a Security Deed from MICHAEL GLENN ODUM to UNITED COMMUNITY BANK, dated October 28, 2010, recorded November 10, 2010, in Deed Book 1173, Page 509 and re-recorded in Deed Book 1196, Page 212, Lumpkin County, Georgia records; said Security Deed also being recorded October 21, 2011 in Deed book 1001, Page 611, Dawson County, Georgia records, said Security Deed being given to secure a Note from MICHAEL GLENN ODUM of even date in the original principal amount of Ninety Four Thousand Five Hundred Forty Five and 77/100 ($94,545.77) Dollars, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in December, 2011, the following described property:

All that tract or parcel of land lying and being in Land Lot 595, 5th District, 1st Section of Lumpkin County, Georgia, consisting of 4.00 acres as shown on Plat of Survey for Michael Glenn Odum. Said plat dated September 10, 2011, prepared by Scott C. Chastain, Georgia Registered Land Surveyor No. 3057 and Darryl C. Whitworth, Georgia Registered Land Surveyor No. 3071, recorded in Cabinet 1, Slide 184, Plat 79, Lumpkin County, Georgia records, with reference made thereto for the purpose of incorporating the same.

The above reference plat is also recorded in Plat Book 67, Page 89, Dawson County, Georgia records.

The above described property is the same property as conveyed by Warranty Deed of Gift dated November 16, 2004 from Kay Elaine Gearhart to Michael Glenn Odum, recorded in Deed Book U-34, Page 670, Lumpkin County, Georgia Records. Said deed is also recorded in Deed Book 637, Page 19, Dawson County, Georgia records.

The above described property is also shown on that plat recorded in Plat Book 14, Page 198, Lumpkin County Records and in Plat Book 67, Page 87, Dawson County Records, which plat shows said property lying in both Lumpkin and Dawson Counties, Georgia.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is MICHAEL GLENN ODUM or a tenant or tenants.

UNITED COMMUNITY BANK,

as attorney in Fact for MICHAEL GLENN ODUM

L. Lou Allen

Stites & Harbison, PLLC

11 Mountain Street, Suite 8

Blue Ridge, Georgia 30513

(706) 632-7923

File No. 7484A-03006

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

257096:1:ATLANTA

(11/9, 11/16, 11/23, 11/30)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Jerry W Ownby and Sandra Ownby to Mortgage Electronic Registration Systems, Inc. as nominee for American Financial Resources, Inc., its successors and assigns dated June 24, 2009 in the amount of $103,530.00, and recorded in Deed Book 1137, Page 142, Lumpkin County, Georgia Records; as last transferred to GMAC Mortgage, LLC by assignment; the undersigned, GMAC Mortgage, LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2011 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

The following described real property situate in the City of Dahlonega, County of Lumpkin, and State of Georgia, to wit:

Tract One: All that tract or parcel of land lying in Land Lot 490 in the 15th District, 1st Section of Lumpkin County, Georgia, consisting of 1.01 acres, more or less, and being more fully described and delineated as Lot 2 according to a plat of survey of The Cambridge Subdivision June 9, 1988 by Michael S. Scupin, Georgia Registered Surveyor, which is recorded in Plat Book 18, Page 143, Lumpkin County Records, and which is incorporated by reference herein.

Tax ID #: 094 072

By Fee Simple Deed from Sandra W. Own by as set forth in Deed Book P13, Page 000333 and recorded on 7/15/1994, Lumpkin County Records.

The Source Deed as stated above is the last record of vesting filed for this property. There have been no vesting changes since the date of the above referenced source.

which has the property address of 430 Kate Road, Dahlonega, Georgia, together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Jerry W Ownby and Sandra Ownby and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

GMAC Mortgage, LLC Attorney in Fact for

Jerry W Ownby and Sandra Ownby

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

Publication Dates:11-09-2011, 11-16-2011, 11-23-2011, 11-30-2011

File No. 11-15212 /FHA/awilby

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(11/9, 11/16, 11/23, 11/30)

NOTICE OF SALE UNDER POWER IN SECURITY DEED

STATE OF GEORGIA

COUNTY OF LUMPKIN

Under and by virtue of the Power of Sale contained in the Security Deed from Avery L. Parker to SunTrust Bank, dated June 26, 2009, and recorded in Deed Book 1136, Page 510, in the offices of the Clerk of the Superior Court of Lumpkin County, Georgia (the “Security Deed”); and pursuant to that certain Discharge of Debtor entered June 20, 2011 in Chapter 7 Case No. 11-20693-reb filed in the United States Bankruptcy Court, Northern District of Georgia, Gainesville Division, the undersigned will sell at public outcry to the highest and best bidder for cash before the door of the Courthouse of Lumpkin County, Georgia, during the legal hours of sale, on the first Tuesday in December, 2011, the following described real property, to wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 142, 11TH DISTRICT, LUMPKIN COUNTY, GEORGIA AND BEING FULLY DESCRIBED BY A PLAT PREPARED BY CIVIL DESIGN SURVEY GROUP, INC., GEORGIA REGISTERED LAND SURVEYOR, DATED: AUGUST 12, 1998 AND AS PER SAID PLAT, THE PROPERTY CONTAINS 4.00 ACRES, MORE OR LESS, THE SUBJECT PLAT BEING OF RECORD IN PLAT CABINET 1, SLIDE 21, PAGE 09, LUMPKIN COUNTY RECORDS. SAID PLAT IS HEREBY INCORPORATED BY REFERENCE.

TAX ID: 082-153

In addition, under and by virtue of the power of sale contained in the Security Deed, the undersigned will also sell at public outcry to the highest bidder for cash before the door of the Courthouse of Lumpkin County, Georgia, immediately following the sale of the above-described real property, the following described personal property owned by Avery L. Parker, or her successors-in-title and secured by the Security Deed, to wit:

All personal property described in and subject to the Security Deed, which is hereby incorporated by this reference.

Less and except any fixtures subject to the security interest on the above-described real property.

The debt secured by the Security Deed is evidenced by a Promissory Note, dated June 26, 2009 executed by Avery Lorane Parker to SunTrust Bank, in the original principal amount of $55,967.39 (the “Note”), plus interest from date on the unpaid balance until paid, and other indebtedness.

Default has occurred and continues under the terms of the Note and Security Deed by reason of, among other possible events of default, the nonpayment when due of the indebtedness evidenced by the Note and secured by the Security Deed and the failure to comply with the terms and conditions of the Note and Security Deed. By reason of this default, the Security Deed has been declared foreclosable according to its terms.

The above-described real property will be sold to the highest and best bidder for cash as the property of Avery L. Parker, the proceeds to be applied to the payment of said indebtedness, attorneys’ fees, and the lawful expenses of said sale, all as provided in the Note and Security Deed. The sale shall be subject to the following: all outstanding ad valorem taxes and/or assessments, if any; possible redemptive rights of the Internal Revenue Service, if any; and all other prior assessments, easements, restrictions or matters of record.

To the best of the undersigned’s knowledge and belief, the real property is presently owned by Avery L. Parker.

To the best of the undersigned’s knowledge and belief, the party in possession of the real property is Avery L. Parker, and tenants holding under her.

All personal property will be sold in one lot to the highest and best bidder for cash as the property of Avery L. Parker, or her successors-in-title, on an “as is, where is” basis and without representation, warranty or recourse, express or implied, of the undersigned, and subject to all matters of record affecting said personal property, the proceeds to be applied to the payment of said indebtedness, attorneys’ fees and the lawful expenses of said sale, all as provided in the Security Deed.

SunTrust Bank, as Attorney-in-Fact for Avery L. Parker.

M. Todd Westfall, Esquire

Howick, Westfall, McBryan & Kaplan, LLP

Suite 600, One Tower Creek

3101 Towercreek Parkway

Atlanta, Georgia 30339

(678) 384-7005

(11/9, 11/16, 11/23, 11/30)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Charles Presley and Donald Chambers to Wells Fargo Home Mortgage Inc., dated April 11, 2003, recorded in Deed Book G31, Page 631, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of SEVENTY-NINE THOUSAND SEVEN HUNDRED EIGHTY-SEVEN AND 0/100 DOLLARS ($79,787.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in December, 2011, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Charles Presley and Donald Chambers or a tenant or tenants and said property is more commonly known as 161 Nottingham Ln, Murrayville, Georgia 30564. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, Na. sbm Wells Fargo Home Mortgage, Inc.

as Attorney in Fact for

Charles Presley and Donald Chambers

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/sju 12/6/11

Our file no. 51996609-FT7

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 46 of the 11th District, orignally Hall now Lumpkin County, Georgia, consisting of 1.565 acrs, more or less, being more fully described and delineated as Lot 42 on a Plat of survey of the Sherwood Forest Subdivision, Phase Two, prepared by Donald Rex Jones, registered Georgia land surveyor, 3 2396, dated October 19, 2000, and recorded in Cabinet 1, Slide 57, Plat 140, Lumpkin County records, said Plat is incoporated by reference herein. Together with that certain housing Unit which was formerly personalty but is now permantenetly annexed and affixed to the above described land as permanent improvement and which is the subject to georgia motor vehicle certificate of title no. 0w54038a and all rights thereunto apperaining. MR/sju 12/6/11 Our file no. 51996609 - FT7

(11/9, 11/16, 11/23, 11/30)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Deena A Reis and Jim B Reis to Mortgage Electronic Registration Systems, Inc., as nominee for First Horizon Home Loan Corporation, its successors and assigns dated December 4, 2006 in the amount of $276,000.00, and recorded in Deed Book 1017, Page 174, Lumpkin County, Georgia Records; as last transferred to First Horizon Home Loans a division of First Tenn National Association by assignment; the undersigned, First Horizon Home Loans a division of First Tenn National Association pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2011 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land lots 126 and 127 of the 11th District, Lumpkin County, Georgia, being part of Lots 40 and 41, Laurel Forest Subdivision, as per plat recorded in Plat Cabinet 1, Slide 99, Page 176B, Lumpkin County, Georgia Records, which recorded plat is incorporated herein by this reference and made a part of this description. Said property being known as 412 Lake Laurel Drive according to the present system of numbering houses in Lumpkin County, Georgia.

which has the property address of 412 Lake Laurel Drive, Dahlonega, Georgia, together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Deena A Reis and Jim B Reis and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

First Horizon Home Loans a division of First Tenn National Association

Attorney in Fact for

Deena A Reis and Jim B Reis

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

Publication Dates:11-09-2011, 11-16-2011, 11-23-2011, 11-30-2011

File No. 11-13677 /FNMA/tgreer

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(11/9, 11/16, 11/23, 11/30)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Steven Riddle to Mortgage Electronic Registration Systems, Inc., as nominee for Alacrity Lending Company, its successors and assigns dated May 30, 2008 in the amount of $146,691.00, and recorded in Deed Book 1097, Page 672, modified in Deed Book 1114, Page 55, Lumpkin County, Georgia Records; as last transferred to GMAC Mortgage, LLC, successor by merger to GMAC Mortgage Corporation by assignment; the undersigned, GMAC Mortgage, LLC, successor by merger to GMAC Mortgage Corporation pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2011 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 77 in the 11th District, originally of Hall and now Lumpkin County, Georgia, consisting of 1.05 acres, more or less, and being more fully described and delineated as Lot 14, Phase 1, Stonehenge Subdivision, according to a plat of survey prepared May 1, 1987, by Michael L. Scupin, Georgia Registered Surveyor, which is recorded in Plat Book 18, Page 52, Lumpkin County Records, and which incorporated by reference herein. This property is conveyed subject to Restrictive Covenants for the Stonehenge Subdivision which are recorded in Book B-7, Page 80-85, Lumpkin County Records.

Also conveyed herewith is a 2008 Fleetwood Manufactured Home, Model 4724X, having Serial Number GAFL875AB9862-C/11, which is permanently attached to and made a part of the real property.

which has the property address of 171 Wessex Court, Dahlonega, Georgia. together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Steven Riddle and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

GMAC Mortgage, LLC, successor by merger to GMAC Mortgage Corporation

Attorney in Fact for

Steven Riddle

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

Publication Dates:11-09-2011, 11-16-2011, 11-23-2011, 11-30-2011

File No. 10-19339 /FHA/krider

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(11/9, 11/16, 11/23, 11/30)

NOTICE OF SALE UNDER POWER

GEORGIA,

LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Tony Sanford and Chastity Fields to Mortgage Electronic Registration Systems, Inc. as nominee for SunTrust Mortgage, Inc. , dated January 28, 2004, recorded in Deed Book D33, Page 26, Lumpkin County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-ONE THOUSAND THREE HUNDRED FORTY-THREE AND 0/100 DOLLARS ($121,343.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in December, 2011, the following described property:

All that tract or parcel of land lying and being in Land Lot 99, 11th District, originally Hall now Lumpkin County, Georgia and being known as Lot 13, consisting of 1.038 acres of Southampton Subdivision, Unit One, Phase Two, (Surry Court Phase), as per plat of survey recorded in Plat Cabinet One, Slide 95, Page 83, Lumpkin County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. Subject to any and all easements, rights of ways, restrictive covenants and public utilities of record. This being the same property as conveyed from Southampton Properties Ltd. Company to Tony Sanford and Chastity Fields aka Chasity Fields by virtue of Warranty Deed dated November 25, 2003 and recorded in Deed Book A33, Page 207-208, Lumpkin County, Georgia Deed Records.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Suntrust Mortgage, Inc. can be contacted at 866-384-0903 or by writing to 1001 Semmes Avenue, Richmond, VA 23224, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Tony Sanford and Chastity Fields aka Chasity Fields or a tenant or tenants and said property is more commonly known as 108 Surrey Court, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

SunTrust Mortgage, Inc.

as Attorney in Fact for

Tony Sanford and Chastity Fields aka Chasity Fields

Johnson & Freedman, LLC

1587 Northeast Expressway

Atlanta, Georgia 30329

(770) 234-9181

www.jflegal.com

MSP/pdr1 12/6/11

Our file no. 1806911-FT19

(11/9, 11/16, 11/23, 11/30)

STATE OF GEORGIA,

COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in a Security Deed from TIM SATTERFIELD to UNITED COMMUNITY BANK, dated January 24, 2005, recorded July 14, 2005, in Deed Book C36, Page 462, Lumpkin County, Georgia records, as last modified by Modification of Security Deed dated January 25, 2010, recorded February 12, 2010 in Deed Book 1153, Page 336, Lumpkin County, Georgia records, said Security Deed being given to secure a Note from TIM SATTERFIELD dated January 25, 2010, in the original principal amount of One Hundred Sixty Two Thousand Four Hundred Six and 54/100 ($162,406.54) Dollars, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in December, 2011, the following described property:

All that tract or parcel of land lying and being in Land Lot 410 of the 12th District, 1st Section of Lumpkin County, Georgia, consisting of 7.00 acres, more or less, together with all improvements located thereon, and being more particularly set out as Tract 1 and Tract 2 on a plat of survey dated November 7, 2002, prepared for Tim Satterfield by William H. Collins, Georgia Registered Land Surveyor. This plat is recorded in Plat Cabinet 1, Slide 80, Plat 187, Lumpkin County records, and is incorporated herein by reference for am more detailed description.

This property is conveyed subject to all easements for roads and utilities in use or of record.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is TIM SATTERFIELD or a tenant or tenants.

UNITED COMMUNITY BANK,

as attorney in Fact for

TIM SATTERFIELD

L. Lou Allen

Stites & Harbison, PLLC

11 Mountain Street, Suite 8

Blue Ridge, Georgia 30513

(706) 632-7923

File No. 7484A-03129

(11/9, 11/16, 11/23, 11/30)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Marianne V Shiver to Mortgage Electronic Registration Systems, Inc. as nominee for Taylor, Bean & Whitaker Mortgage Corp., its successors and assigns dated January 18, 2006 in the amount of $233,100.00, and recorded in Deed Book F37, Page 114, Lumpkin County, Georgia Records; as last transferred to Cenlar FSB by assignment; the undersigned, Cenlar FSB pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2011 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 857 of the 12th District, 1st Section of Lumpkin County, Georgia, being Lot 2, containing 0.823 acres, more or less, according to that particular plat of survey for Everett T. Lunsford, dated April 9, 1998, last revised September 27, 1999, and recorded in Cabinet 1, Slide 38, Page 142A, Lumpkin County, Georgia Records, which plat is incorporated herein by reference and made a part hereof.

which has the property address of 26 Dalton Dr, Dahlonega, Georgia, together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Marianne V Shiver and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Cenlar FSB

Attorney in Fact for

Marianne V Shiver

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

Publication Dates:11-09-2011, 11-16-2011, 11-23-2011, 11-30-2011

File No. 11-15925 /FHLMC/kcarr

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(11/9, 11/16, 11/23, 11/30)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Douglas H. Staley to Mortgage Electronic Registration Systems, Inc. as nominee for Irwin Mortgage Corporation, its successors and assigns dated February 14, 2006 in the amount of $97,470.00, and recorded in Deed Book J-37, Page 398, Lumpkin County, Georgia Records; as last transferred to CitiMortgage, Inc. by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2011 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 117 of the 11th District of Lumpkin County, Georgia, consisting of 1.282 acres, more or less, and being more fully and completely described and delineated as Lot 96 on a plat of survey of the Wellington Subdivision, Phase Five, prepared by Donald Rex Jones, Georgia Registered Land Surveyor #2396, dated May 12, 1998 and recorded in Plat Cabinet One, Slide 19, Plat 179, Lumpkin County, Georgia records, said plat being incorporated hereby by reference for a more complete and detailed description of the property conveyed. This conveyance is made subject to that certain Declaration of Protective Covenants for the Wellington Subdivision which is recorded in Deed Book Q-20, Pages 78-80 of the Lumpkin County, Georgia Deed Records.

This is the same property reference in that certain Deed Under Power of Sale, dated November 8, 2004 and recorded November 11, 2004 in Deed Book S-34, Page 45-46 of the Lumpkin County, Georgia Deed Records.

Together with an immovable and permanent fixture attached thereto, a 2005 Fleetwood 24 x 48 Manufactured Home, Model Expression 3483C, Serial Number(s) GAFL535AB90305-EX11.

Map and Parcel No. 098 226

which has the property address of 99 Essex Dr, Dahlonega, Georgia, together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Douglas H. Staley and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

CitiMortgage, Inc.

Attorney in Fact for

Douglas H. Staley

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

Publication Dates:11-09-2011, 11-16-2011, 11-23-2011, 11-30-2011

File No. 10-11095 /FHA/kandrade

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(11/9, 11/16, 11/23, 11/30)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Terry Stapleton and Amy Stapleton to Mortgage Electronic Registration Systems, Inc., dated January 3, 2007, recorded in Deed Book 1023, Page 537, Lumpkin County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP, formerly known as Countrywide Home Loans Servicing, LP by assignment recorded in Deed Book 1195, Page 78, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-SIX THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($176,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in December, 2011, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Terry Stapleton and Amy Stapleton or a tenant or tenants and said property is more commonly known as 133 Corbin Ln, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP, formerly known as Countrywide Home Loans Servicing, LP

as Attorney in Fact for

Terry Stapleton and Amy Stapleton

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/nrb1 12/6/11

Our file no. 51267211-FT14

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 205 of the 15th District, 1st Section of Lumpkin County, Georgia, being 1.407 acres, more or less, and being more particularly set out as Lot 3-A on a Plat of Survey dated October 26, 2004, prepared for Michael R. Glean, by Randall E. Nichols, Georgia Registered Land Surveyor, recorded in Plat Cabinet 1, Slide 107, Plat 129B, Lumpkin County, Georgia Records. Address: 133 Corbin Ln.; Dahlonega, GA 30533 Tax Map or Parcel ID No.: 089-126 MR/nrb1 12/6/11 Our file no. 51267211 - FT14

(11/9, 11/16, 11/23, 11/30)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by David A. Steffes to Mortgage Electronic Registration Systems, Inc., dated October 25, 2007, recorded in Deed Book 1072, Page 390, Lumpkin County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP, formerly known as Countrywide Home Loans Servicing, LP by assignment recorded in Deed Book 1191, Page 354, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-ONE THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($151,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in December, 2011, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is David A. Steffes or a tenant or tenants and said property is more commonly known as 200 Alex Drive, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP, formerly known as Countrywide Home Loans Servicing, LP

as Attorney in Fact for

David A. Steffes

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/nrb1 12/6/11

Our file no. 5112611-FT14

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lots 641 and 690, 12th District, 1st Section, Lumpkin County, Georgia and being fully described by a plat prepared by Michael Stewart Kelley, Georgia Registered Land Surveyor, dated December 23, 1993 and as per said plat, the property contained 1.402 acres, more or less, the subject plat being of record in Plat Book 26, Page 106, Lumpkin County records. Said plat is hereby incorporated by reference. Said property is shown as Lot 1-A of Martins Grove Subdivision on the above referenced plat. By fee simple deed from Branch Banking and Trust Company as set forth in Deed Book 1015, Page 568 and recorded on 11/27/2006, Lumpkin County records. MR/nrb1 12/6/11 Our file no. 5112611 - FT14

(11/9, 11/16, 11/23, 11/30)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Regina Stepp and Ricky Stepp and Ricky Stepp and Regina Stepp to United Community Mortgage Services, Inc., dated October 27, 2004 in the amount of $500,000.00, and recorded in Deed Book Q34, Page 676, Lumpkin County, Georgia Records; as last transferred to Deutsche Bank National Trust Company, as Indenture Trustee for the Registered Holders of IMH Assets Corp., Collateralized Asset-Backed Bonds, Series 2005-1 by assignment; the undersigned, Deutsche Bank National Trust Company, as Indenture Trustee for the Registered Holders of IMH Assets Corp., Collateralized Asset-Backed Bonds, Series 2005-1 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2011 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lots 101, 102, 39, and 40 of the 12th District, 1st Section of Lumpkin County, Georgia and containing 10.26 acres and being more particularly described as follows:

Beginning at the centerline of the intersection of U.S. Highway 19 and Brogdon Road, thence North 51 degrees 08 minutes 08 seconds West a distance of 179.32 feet to a rebar set and the TRUE POINT OF BEGININNIG; thence from said POINT OF BEGINNING North 30 degrees 24 minutes 47 seconds East a distance of 219.12 feet to a point; thence South 65 degrees 34 minutes 09 seconds East 384.74 feet to a point; thence North 37 degrees 26 minutes 00 seconds East 489.71 feet to a point; thence North 70 degrees 15 minutes 48 seconds West a distance of 337.77 feet to a crimp top found; thence North 37 degrees 58 minutes 09 seconds East a distance of 561.68 feet to a crimp top pin; thence South 55 degrees 12 minutes 39 seconds East a distance of 487.70 feet to an iron pin found; thence South 37 degrees 26 minutes 00 seconds West a distance of 1157.57 feet to an iron pin found on the Northeasterly Right of Way of U.S. Highway 19; running thence along the Right of Way of U.S. Highway 19 North 65 degrees 34 minutes 09 seconds West a distance West a distance of 480.56 feet to an iron pin placed; running thence along an arc a distance of 51.40 feet to an iron pin placed, said arc being subtended by a chord bearing North 63 degrees 15 minutes 22 seconds West and having a chord length of 51.40 feet to the TRUE POINT OF BEGINNING.

which has the property address of 7693 Dawsonville Hwy, Dawsonville, Georgia, together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Regina Stepp and Ricky Stepp and Ricky Stepp and Regina Stepp and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Deutsche Bank National Trust Company, as Indenture Trustee for the Registered Holders of IMH Assets Corp., Collateralized Asset-Backed Bonds, Series 2005-1

Attorney in Fact for

Regina Stepp and Ricky Stepp and Ricky Stepp and Regina Stepp

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

Publication Dates:11-09-2011, 11-16-2011, 11-23-2011, 11-30-2011

File No. 10-05881 /CONV/tgreer

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(11/9, 11/16, 11/23, 11/30)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Lydia D Turner to Mortgage Electronic Registration Systems, Inc., as nominee for Branch Banking and Trust Company, its successors and assigns dated April 13, 2007 in the amount of $299,000.00, and recorded in Deed Book 1038, Page 727, Lumpkin County, Georgia Records; as last transferred to Branch Banking and Trust Company by assignment; the undersigned, Branch Banking and Trust Company pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2011, during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 81, 1st District, Lumpkin County, Georgia, being Lots 2 & 3, containing 3.01 acres, as per plat of survey, recording in Plat Cabinet 1, Slide 130, Page 194B, Lumpkin County, Georgia Records, which plat is incorporated herein and made a part hereof by reference.

which has the property address of 1515 Roy Grindle Road, Dahlonega, Georgia, together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Lydia D. Turner and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Branch Banking and Trust Company

Attorney in Fact for

Lydia D. Turner

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

Publication Dates: 11-09-2011, 11-16-2011, 11-23-2011, 11-30-2011

File No. 11-13994 /FHLMC/kcarr

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(11/9, 11/16, 11/23, 11/30)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Robert F Von Allmen to Mortgage Electronic Registration Systems, Inc. as nominee for Oceanside Mortgage Company, its successors and assigns. dated February 7, 2009 in the amount of $190,109.00, and recorded in Deed Book 1121, Page 370, Lumpkin County, Georgia Records; as last transferred to CitiMortgage, Inc. by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2011 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that certain parcel of land situated in the County of Lumpkin and State of Georgia, Tax ID #083 123, being known and designated as Land Lot 140 of the 11th District of Lot 1, Plat Cabinet 1, Slide 48, Page 159A and furth described as metes and bounds property.

Tax ID: 083 123

which has the property address of 652 Brandy Mountain Rd, Dahlonega, Georgia, together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Robert F Von Allmen and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

CitiMortgage, Inc.

Attorney in Fact for

Robert F Von Allmen

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

Publication Dates:11-09-2011, 11-16-2011, 11-23-2011, 11-30-2011

File No. 11-16977 /FHA/lfairgood

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(11/9, 11/16, 11/23, 11/30)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Thomas D. Watkins a/k/a Thomas Watkins and Alice Watkins to Mortgage Electronic Registration Systems, Inc., dated October 10, 2003, recorded in Deed Book Q-32, Page 394, Lumpkin County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment recorded in Deed Book 1112, Page 216, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of NINETY-EIGHT THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($98,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in December, 2011, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: JPMorgan Chase Bank, National Association, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Alice Watkins and Thomas D. Watkins or a tenant or tenants and said property is more commonly known as 296 Norman Bell Rd, Murrayville, Georgia 30564. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

JPMorgan Chase Bank, National Association successor by merger to Chase Home Finance LLC

as Attorney in Fact for

Thomas D. Watkins a/k/a Thomas Watkins and Alice Watkins

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/ms8 12/6/11 Our file no. 52154508-FT18

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 99 of the 1st District, originally Habersham now Lumpkin County, Georgia consisting of 1.0 acres, more or less, and being more particularly set out on a Plat of survey dated October 8, 1984 and prepared for Bonnie Stapleton by Hubert Lovell, GRLS. This Plat is recorded in Plat Book 20, Page 177 Lumpkin County records and is by reference incorporated herein for a more detailed description. Also conveyed herein is a perpetual, non-exclusive easement for ingress, egress and other legal purpose; said easement shall be 16 feet in width and shall run from the northern boundary of the above-described property to the County Road, as set out on the above-referenced Plat. Said easement shall not be defeated for lack of use or maintenance but shall be a covenant running with the lands. MR/ms8 12/6/11 Our file no. 52154508 - FT18

(11/9, 11/16, 11/23, 11/30)

STATE OF GEORGIA

COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Kenneth Williams and Jacquelyn A. Williams to Mortgage Electronic Registration Systems, Inc. as nominee for Alliance Mortgage Company dated October 30, 2000, and recorded in Deed Book M26, Page 264, Lumpkin County Records, said Security Deed having been last sold, assigned, transferred and conveyed to VirtualBank, a Division of Lydian Private Bank, by Assignment, securing a Note in the original principal amount of $374,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, December 6, 2011, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 122 and 123, 11TH DISTRICT, LUMPKIN COUNTY, GEORGIA AND BEING FULLY DESCRIBED BY A PLAT PREPARED BY FREDERICK F. KAUFFMAN , GEORGIA REGISTERED LAND SURVEYOR, DATED AUGUST 13, 1999 AND AS PER SAID PLAT THE PROPERTY BEING MORE PARTICULARLY DESCRIBED AS TRACT B CONTAINING 3.06 ACRES, MORE OR LESS, THE SUBJECT PLAT BEING OF RECORD IN CABINET ONE, SLIDE 40, PLAT 191A, LUMPKIN COUNTY RECORDS. SAID PLAT IS HEREBY INCORPORATED BY REFERENCE.

ALSO CONVEYED HEREIN IS AN EASEMENT FOR INGRESS AND EGRESS ALONG EXISTING GRADED ROAD BEDS AS SHOWN ON THE ABOVE REFERENCED PLAT OF SURVEY.

THIS CONVEYANCE IS MADE SUBJECT TO EASEMENTS FOR PUBLIC ROADS AND UTILITIES NOW IN USE.

THIS CONVEYANCE IS MADE SUBJECT TO ANY EASEMENTS OF RECORDS OR EASEMENTS LOCATED ON THE PROPERTY ABOVE DESCRIBED.

Said property is known as 112 Holly Ridge Road, Dahlonega, GA 30533, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Kenneth Williams and Jacquelyn A. Williams, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Kenneth Williams and Jacquelyn Williams A/K/A Jacquelyn A. Williams, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Sabadell United Bank, N.A. as assignee of the Federal Deposit Insurance Corporation, as Receiver for Lydian Private Bank, Palm Beach, Florida, pursuant to that Certain Purchase and Assumption Agreement dated as of August 19, 2011, with Lydian Private Bank also being known of record as VirtualBank, a Division of Lydian Private Bank as Attorney-in-Fact for Kenneth Williams and Jacquelyn Williams A/K/A Jacquelyn A. Williams

File no. 11-021872

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Duke Building, Suite 100

Atlanta, GA 30341-3941

(770)220-2535/AS

HYPERLINK “http://www.swertfeger.net” www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

[FC-NOS]

(11/9, 11/16, 11/23, 11/30)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from KERRY R. ZACIEK to Mortgage Electronic Registration Systems, Inc as nominee for Countrywide Bank, FSB. , dated June 27, 2007, recorded July 27, 2007, in Deed Book 1055, Page 642-660, Lumpkin County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Four Hundred Seventy-Four Thousand Nine Hundred Five and 00/100 dollars ($474,905.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to U.S. BANK, NATIONAL ASSOCIATION, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE LXS 2007-16N TRUST FUND , there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in December, 2011, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 146 OF THE 11TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA, BEING UNIT 16, OF BIRCH RIVER GOLF VILLAS SUBDIVISION, PHASE 3, AS PER PLAT RECORDED IN PLAT CABINET 1, SLIDE 132, PAGES 29-31, LUMPKIN COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE, BEING KNOWN AS 531 BIRCH RIVER DRIVE BY THE PRESENT SYSTEM OF NUMBERING HOUSES IN LUMPKIN COUNTY, GEORGIA.

Said property is commonly known as 531 BIRCH RIVER DRIVE, DAHLONEGA, GA 30533.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; any rights of redemption, if applicable, by the United States of America, pursuant to 26 U.S.C. 7425(d)(1); all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is KERRY R. ZACIEK, or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

U.S. BANK, NATIONAL ASSOCIATION, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE LXS 2007-16N TRUST FUND

as Attorney in Fact for

KERRY R. ZACIEK

Lender Contact: BAC, Loss Mitigation Dept., P.O. Box 940070, Simi Valley, CA 93094-0070

Telephone Number: 800-720-3758

Attorney Contact: Rubin Lublin Suarez Serrano, LLC, 3740 Davinci Court, Suite 400, Norcross, GA 30092

Telephone Number: (877) 813-0992 Case No. BAC-11-10265-1

Ad Run Dates 11/09/2011, 11/16/2011, 11/23/2011, 11/30/2011

www.rubinlublin.com/property-listings.php

(11/9, 11/16, 11/23, 11/30)

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