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Legals (January 18th edition)
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Petition for year’s support

GEORGIA, LUMPKIN COUNTY PROBATE COURT

The petition of Kathy Gibson, for a year’s support from the estate of James T. Gibson, deceased, for decedent’s surviving spouse, having been duly filed, all interested persons are hereby notified to show cause, if any they have, on or before January 23, 2012, why said petition should not be granted.

All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed on or before the time stated in the preceding sentence. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number tor the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.

Michael A. Chastain

Probate Judge

By: Shelley Wilson

Probate Clerk

325 Riley Road, Room 122

Dahlonega, GA 30533

706-864-3847

(12/28, 1/4, 1/11, 1/18)

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Loyd P. Gooch, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 21st day of December, 2011.

Sylvia Ann Gooch, Executor

239 Ashley Drive

Dahlonega, GA 30533

(1/4, 1/11, 1/18, 1/25)

NOTICE

Georgia, Lumpkin County Probate Court

Michael Calhoun and Judy Lingerfelt have petitioned to be appointed Administrators of the estate of Alma Marie Carder Calhoun, deceased, of said County. (The petitioners have also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-232.) All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the Court on or before February 6, 2012. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.

Michael A. Chastain

Probate Judge

by Shelley Wilson

Probate Clerk

325 Riley Road, Room 122

Dahlonega, Georgia 30533

706-864-3847

(1/11, 1/18, 1/24, 2/1)

NOTICE

Georgia, Lumpkin County Probate Court

Philip Cain has petitioned to be appointed Administrator of the estate of James Stanley Cain, deceased, of said County. (The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-232.) All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the Court on or before February 6, 2012. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.

Michael A. Chastain

Probate Judge

by Shelley Wilson

Probate Clerk

325 Riley Road, Room 122

Dahlonega, Georgia 30533

706-864-3847

(1/11, 1/18, 1/24, 2/1)

CITATIon

Georgia, Lumpkin County

Estate No. 2012-GM-2

IN RE: Petition of Mark and Kelley Payne for Temporary Letters of Guardianship of William Nickolas Payne, a minor

Date of second publication: January 18, 2012

To: Monique Payne

You are hereby notified that a petition for the appointment of a temporary guardian has been filed regarding the above-named minor. All objections to the Petition described above either to the appointment of a temporary guardian or the appointment of the petitioners as temporary guardians, must be in writing, setting forth the grounds of any such objections, and must be filed with this Court no later than ten days after the second publication of this notice if you are served by publication. All pleadings must be signed before a notary public or Georgia probate court clerk, and filing fees must be tendered with your pleadings, unless you qualify to file as an indigent party. Contact probate court personnel at the below address/telephone number for the required amount of filing fees.

** NOTE: If a natural guardian files an objection to the creation of the temporary guardianship, the Petition will be dismissed. If a natural guardian files an objection to the appointment of the petitioner as guardian; or if a parent who is not a natural guardian files an objection to the petition, a hearing on the matter shall be scheduled at a later date.

Michael A. Chastain

Probate Judge

By: Shelley Wilson

Probate Clerk

325 Riley Road, Room 122

Dahlonega, GA 30533

706-864-3847

(1/11, 1/18)

Public Sale

Byrd’s Mini Storage #3

6326 Hwy. 52 E.

Murrayville, GA 30564

(706)864-8672

Sale: Jan. 20, 2012 2:00 pm

Customer Name - Unit

L. Spohn - B10

B. Vandiver - C10

B. Lofton - C30

E. Chester - D03

G. Crowe - AA22

D. Disspain - C17

R. Ellin - D19

A. Harper - C31

K. Glaze - D29

P. Leonard - D01

T. Gillette - B19

D. McDaniel - D12

T. Gillette - A06

M. Cross - E02

G. Standridge - E04

Mark Byrd Unlimited, Inc. 5040 Hwy. 53 E, Dawsonville, GA 30534 has possessory lien on all of the goods stored in the prospective units above. All these items of personal property are being sold pursuant to the assertion of the lien on Jan. 20, 2012 2:00pm in order to collect the amounts due from you. The sale will take place at 6326 Hwy. 52 E. Murrayville, GA. 30564.

(1/11, 1/18)

notice of sale

Cane Creek Storage

2099 Highway 19 North

Dahlonega, GA 30533

Blair Grote Unit B36

Sale Date: Saturday, January 21, 2012 at 10 a.m.

(1/11, 1/18)

Petition for year’s support

GEORGIA, LUMPKIN COUNTY PROBATE COURT

The petition of Patricia Diane Pruett, for a year’s support from the estate of Morris Pruett, deceased, for decedent’s surviving spouse, having been duly filed, all interested persons are hereby notified to show cause, if any they have, on or before February 6, 2012, why said petition should not be granted.

All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed on or before the time stated in the preceding sentence. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number tor the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.

Michael A. Chastain

Probate Judge

By: Shelley Wilson

Probate Clerk

325 Riley Road, Room 122

Dahlonega, GA 30533

706-864-3847

(1/11, 1/18, 1/25, 2/1)

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Elbert Ray Jarrard, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 4th day of January 2012.

Kitty Sue Jarrard, Executor

63 Brogdon Road

Dawsonville, GA 30534

(1/11, 1/18, 1/25, 2/1)

Notice of Service

In the Superior Court of

Lumpkin County

State of Georgia

SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., Petitioner,

V

Brian Breshears, Respondent

Civil Action File No. 11-CV-796-DB

to: Brian Breshears, Respondent:

You are hereby notified that on November 17, 2011, Petitioner filed its Report of Foreclosure Sale Under Power of Sale and Application for Confirmation of Such Foreclosure Sale (the “Petition”) relating to real property located at 1090, 1092 Copper Mines Road and 886 Grindle Brothers Road, Murrayville, Georgia, 30564. An Order Permitting Service by Publication and Rescheduling Hearing (the “Order”) was entered by the Court on the 11th day of January, 2012. You are hereby commanded and required to file with the Clerk of the Superior Court of Lumpkin County and serve upon The Knott Firm, LLC, 670 East Kytle Street, Cleveland, GA 30528, an Answer to the Petition within sixty (60) days of the date of the Order. Let you and all interested parties appear for a hearing in this matter on April 4, 2012, in the Lumpkin County, Georgia Superior Court and show cause why the Petition should not be granted and the foreclosure sale confirmed.

Witness the Honorable David E. Barrett, Chief Judge of Superior Court, Lumpkin County, Georgia.

This 11th day of January, 2012.

Rita Harkins

Clerk of Superior Court,

Lumpkin County

(1/18, 1/25, 2/1, 2/8)

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Barbara Sue Grant Rider, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 12th day of January 2012.

Donna Roberts, Executor

416 Ginger Trail

Demorest, GA 30535

(1/18, 1/25, 2/1, 2/8)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Anthony V Hicks and Brandy Hicks to HomeBanc Mortgage Corporation dated March 23, 2007 in the amount of $158,450.00, and recorded in Deed Book 1037, Page 527, Lumpkin County, Georgia Records; as last transferred to CitiMortgage, Inc. by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2012 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 12 of the 13th District, 1st Section, Lumpkin County, Georgia, 7.95 Acres more or less, as per plat by Michael L. Scupin, Georgia Registered Land Surveyor, plat being recorded in Plat Book 29, Page 10, Lumpkin County, Georgia Records, which plat is incorporated herein by this reference and made a part of this description.

Less and except:

All that tract or parcel of land lying and being in Land Lot 12 of the 13th District, 1st Section, Lumpkin County, Georgia, 4.30 Acres more or less, as per plat by Michael L. Scupin, Georgia Registered Land surveyor, plat being recorded in Plat Book 30, Page 14, Lumpkin County, Georgia Records, which plat is incorporated herein by this reference and made a part of this description.

which has the property address of 202 Maggies Place, Dawsonville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Anthony V Hicks and Brandy Hicks and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

CitiMortgage, Inc.

Attorney in Fact for

Anthony V Hicks and Brandy Hicks

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

Publication Dates:12-21-2011, 12-28-2011, 01-04-2012, 01-11-2012, 1-18-2012, 1-25-2012, 2-1-2012

File No. 09-04713 /FHA/llawson

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(12/21, 28; 1/4, 11, 18, 25, 2/1)

NOTICE OF SALE UNDER POWER

STATE OF GEORGIA,

COUNTY OF LUMPKIN

Under and by virtue of the Power of Sale in Deed from Geraldine Bruce Adams to Bank of the Ozarks, Assignee from the Federal Deposit Insurance Corporation as Receiver of Chestatee State Bank, Grantee, dated November 25, 2009 and recorded in Deed Book 1151, Pages 152-156 and re-recorded in Deed Book 1153, Pages 114-119 of the Lumpkin County, Georgia Records, and as modified, said Deed to Secure Debt having been given to secure a Promissory Note dated November 25, 2009 in the original principal amount of $40,000.00, there will be sold by the undersigned at public outcry, during the legal hours of sale before the door of the Courthouse of Lumpkin County, Georgia, on the first Tuesday in February, 2012, to wit: February 7, 2012, to the highest and best bidder for cash the property described as follows, to wit:

All that tract or parcel of land lying and being in Land Lot 985, 12th District, 1st Section, Lumpkin County, City of Dahlonega, Georgia, being parts of City Lot Number 53 and City Lot Number 56 according to the Price and Martin Survey, and being more particularly described as follows:

Beginning at the intersection of a hedge row and the right-of-way of South Grove Street; thence from said POINT OF BEGINNING running in a Southeasterly direction along with said right-of-way for a distance of 126 feet, more or less, to the property line of lands now or formerly owned by Preston Price and the centerline of what was formerly Harris Street; thence running in a Southwesterly direction along with said property line of lands now or formerly owned by Preston Price and said centerline of formerly Harris Street for a distance of 70 feet, more or less, to the property line of Carl Ridley; thence running in a Northwesterly direction along with said property line of Carl Ridley for a distance of 126 feet, more or less, to the property line of North Georgia College; thence running in a Northeasterly direction along with said property line of North Georgia College for a distance of 70 feet, more or less, to the POINT OF BEGINNING.

The debt secured by said Deed to Secure Debt and Note has been and is hereby declared due and payable in full because of nonpayment of principal and interest pursuant to the terms of said Deed to Secure Debt and Note. Notice has been given of intention to enforce provisions for collection of attorney’s fees and foreclosure in accordance with legal requirements and the terms of the Deed to Secure Debt and Note. The indebtedness remaining in default, the sale will be made for the purpose of applying proceeds thereof to the payment of the indebtedness secured by the Deed to Secure Debt, accrued interest and expenses of the sale and other sums secured by the Deed to Secure Debt including attorney’s fees, and the remainder if any shall be applied as provided by law.

The person that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: James A. Curry, EVP, Bank of the Ozarks, 6639 Highway 53 East, Dawsonville, Georgia 30534, 706-216-2265. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best of the undersigned’s knowledge and belief the property is in the possession of Geraldine Bruce Adams and said property will be sold as the property of Geraldine Bruce Adams, subject to outstanding ad valorem taxes, and easements and restrictions of record, if any. The undersigned will execute a deed to the purchaser at said sale as provided in the Deed to Secure Debt.

Bank of the Ozarks as Assignee from the Federal Deposit Insurance Corporation as Receiver of Chestatee State Bank, as Attorney-in-Fact for Geraldine Bruce Adams

Newsom C. Cummings, Esq.

Cummings & Kelley PC

100 Old Dawson Village Road E, Suite 120

Dawsonville, Georgia 30534

706-216-8989

(1/11, 1/18, 1/25, 2/1)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Robert S Aiken to Mortgage Electronic Registration Systems, Inc., dated March 26, 2008, recorded in Deed Book 1088, Page 399, Lumpkin County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment recorded in Deed Book 1175, Page 278, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED TEN THOUSAND AND 0/100 DOLLARS ($310,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in February, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. T

he entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Robert S Aiken and Robert Aiken or a tenant or tenants and said property is more commonly known as 283 Crabapple Lane, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

SunTrust Mortgage, Inc.

as Attorney in Fact for

Robert S Aiken

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/drf1 2/7/12

Our file no. 52519609-FT2

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 538 of the 12th District, 1st Section of Lumpkin County, Georgia, containing 10.01 acres, more or less, as per plat of survey recorded in Plat Book 28, Page 33, Lumpkin County, Georgia records, which plat is incorporated herein by reference and made a part of this description. MR/drf1 2/7/12 Our file no. 52519609 - FT2

(1/11, 1/18, 1/25, 2/1)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Under and by virtue of the Power of Sale contained in that certain Security Deed and Agreement from Blue Sky Associates, LLC (“Grantor”) to Community & Southern Bank, as successor in interest to Appalachian Community Bank, by virtue of Assignment from the FDIC, as Receiver for Appalachian Community Bank (“Grantee”), dated September 26, 2007, filed and recorded October 4, 2007, in Deed Book 1066, Page 486, Lumpkin County, Georgia Records (the “Security Deed”), conveying the after-described property to secure that certain Universal Note dated June 29, 2009, from Grantor payable to Appalachian Community Bank in the original principal amount of Eight Hundred Eighty Eight Thousand Two Hundred Ninety Nine and 99/100 Dollars ($888,299.99), with interest thereon as set forth therein (as modified and renewed, the “Note”), there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in February, 2012fillin “” \d “”, the following described property:

All that tract or parcel of land lying and being in Land Lot 32 of the 12th District, 1st Section of Lumpkin County, Georgia, consisting of 21.739 acres, more or less, and being that property as contained in a plat prepared for Roger Martin by Geo Image, LLC, dated August 12, 2005, and being recorded in Plat Cabinet 1, Slide 127, Page 134A of the Lumpkin County, Georgia Plat Records, which said plat and reference are hereby incorporated by reference for a more complete description of subject property.

The indebtedness secured by said Security Deed fillin “” \d “”has been and is hereby declared due and payable because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note. fillin “” \d “”The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given as provided by law).

The property will be sold for cash or certified funds and subject to any and all matters of record superior to said Security Deedfillin “” \d “”, outstanding ad valorem taxes, any matters which might be disclosed by an accurate survey and inspection of the property, zoning ordinances, restrictions, covenants, easements against the property, if any, and subject to any unpaid water and waste bills that constitute liens against the property, whether due and payable or not yet due and payable. The sale will be conducted as set forth herein subject to (1) confirmation prior to the sale that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final confirmation and audit prior to the sale of the status of the loan with the holder of the Security Deed.

Grantee reserves the right to sell the property in one parcel or as an entirety, or in such parcels as Grantee may elect, as permitted in the Security Deed.

To the best of the undersigned’s knowledge and belief, the property consists of 21.739 acres located off John Perry Road, Lumpkin County, Georgia, and the party in possession of the property is Blue Sky Associates, LLC, or its tenant or tenants.

COMMUNITY & SOUTHERN BANK, as successor in interest to Appalachian Community Bank, by virtue of Assignment from the FDIC, as Receiver for Appalachian Community Bank, as Attorney-in-Fact for Blue Sky Associates, LLC

Thompson, O’Brien, Kemp & Nasuti, P.C.

40 Technology Parkway South, Suite 300

Norcross, Georgia 30092

(770) 925-0111

(1/11, 1/18, 1/25, 2/1)

Notice of Sale Under Power

State of Georgia,

County of LUMPKIN.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by JAMES ADAM BROWN to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) AS NOMINEE FOR FRANKLIN BANK, SSB , dated 10/21/2005, and Recorded on 10/28/2005 as Book No. T36 and Page No. 356-362, LUMPKIN County, Georgia records, as last assigned to BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP, FKA COUNTRYWIDE HOME LOANS SERVICING LP, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $73,841.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the LUMPKIN County Courthouse within the legal hours of sale on the first Tuesday in February, 2012, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 75 OF THE 11TH DISTRICT, FIRST SECTION OF LUMPKIN COUNTY, GEORGIA, BEING LOT 2, CONTAINING 1.59 ACRES, MORE OR LESS, AS SHOWN ON A PLAT OF SURVEY MADE FOR JAMIE GIBSON PREPARED BY TOMMY J. PHILLIPS, RLS, AS RECORDED IN PLAT CABINET 1, SLIDE 47, PAGE 135, LUMPKIN COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART HEREOF FOR A MORE ACCURATE AND COMPLETE DESCRIPTION OF SAID PROPERTY.

ALSO CONVEYED HEREWITH IS A 1999 DYNASTY SMH3 27 X 56 MANUFACTURED HOME, SERIAL NUMBER (S) H813525GL&R, WHICH IS PERMANENTLY ATTACHED TO AND MADE A PART OF THE REAL PROPERTY HEREIN DESCRIBED. SEE IN THIS REFARD DEED BOOK W33, PAGE 475 OF THE LUMPKIN COUNTY, GEORGIA DEED RECORDS. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: BANK OF AMERICA, N.A., AS SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP, PTX-C-32, Foreclosure 7105 CORPORATE, PLANO, TX 75024, 800-669-6650. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 198 NORRIS ROAD, DAHLONEGA, GEORGIA 30533 is/are: JAMES ADAM BROWN or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP, FKA COUNTRYWIDE HOME LOANS SERVICING LP

as Attorney in Fact for

JAMES ADAM BROWN.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

20100031413136

BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP

15000 Surveyor Boulevard

Addison, Texas 75001

Telephone: (972) 341-5398.

(1/11, 1/18, 1/25, 2/1)

Notice of Sale Under Power

State of Georgia,

County of LUMPKIN.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by JOSEPH C BROWN AND TAMMY L BLACKWELL AND A/K/A JOSEPH BROWN AND A/K/A TAMMY BLACKWELL to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (¿MERS¿) AS NOMINEE FOR MARKET STREET MORTGAGE CORPORATION , dated 10/12/2006, and Recorded on 11/17/2007 as Book No. 1014 and Page No. 511-523, LUMPKIN County, Georgia records, as last assigned to JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO CHASE HOME FINANCE LLC, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $106,270.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the LUMPKIN County Courthouse within the legal hours of sale on the first Tuesday in February, 2012, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 29, 12TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA, CONTAINING 1.00 ACRE, WHICH PLAT IS RECORDED IN PLAT BOOK 1, PAGE 148, LUMPKIN COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE.

ALSO CONVEYED HEREWITH IS A 2006 (YEAR) HORTON (MANUFACTURER) MIRAGE (MODEL) MOBILE HOME, VEHICLE IDENTIFICATION NUMBER # H184804GL&R, WHICH HAS BEEN ATTACHED TO THE LAND IN ORDER TO BECOME REAL PROPERTY. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO CHASE HOME FINANCE LLC, 3415 VISION DRIVE, Foreclosure, COLUMBUS, OH 43219, 800-848-9136. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 270 MILL CREEK ROAD, DAHLONEGA, GEORGIA 30533 is/are: JOSEPH C BROWN AND TAMMY L BLACKWELL AND A/K/A JOSEPH BROWN AND A/K/A TAMMY BLACKWELL or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO CHASE HOME FINANCE LLC

as Attorney in Fact for

JOSEPH C BROWN AND TAMMY L BLACKWELL AND A/K/A JOSEPH BROWN AND A/K/A TAMMY BLACKWELL.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

20100187433112

BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP

15000 Surveyor Boulevard

Addison, Texas 75001

Telephone: (972) 341-5398.

(1/11, 1/18, 1/25, 2/1)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from Mark Davis a/k/a Mark A. Davis and Tammy Davis a/k/a Tammy S. Davis to Branch Banking and Trust Company, dated May 25, 2007, recorded June 27, 2007, in Deed Book 1049, Page 669, Lumpkin County, Georgia Records, said Security Deed having been given to secure a Note of even date in the principal amount of TWO HUNDRED FORTY THOUSAND DOLLARS AND NO CENTS ($240,000.00), with interest thereon as provided for therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in February 2012, all property described in said Security Deed including but not limited to the following described property:

All that tract or parcel of land lying and being in Land Lot 271 of the 12th District, 1st Section of Lumpkin County, Georgia and being 1.477 acres, more or less and described as Lot 7 of Montalvina Estate Phase as per plat prepared by GeoImage, LLC on May 30, 2007, said plat recorded at Cabinet 1, Slide 151, Plat 04, Lumpkin County, Georgia records.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys’ fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed.

To the best of the knowledge and belief of the undersigned, the party in possession of the property is Mark Davis a/k/a Mark A. Davis and Tammy Davis a/k/a Tammy S. Davis or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed,

Branch Banking and Trust Company

as Attorney in Fact for

Mark Davis a/k/a Mark A. Davis and Tammy Davis a/k/a Tammy S. Davis.

Contact: The Geheren Firm, P.C.,

1535 Mount Vernon Road,

Atlanta, GA 30338

TEL (678) 587-9500.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(1/11, 1/18, 1/25, 2/1)

NOTICE OF SALE UNDER POWER,

LUMPKIN COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Sheri S. Fields and Ricky A. Fields to Mortgage Lenders Network USA, Inc. dated 5/2/2002 and recorded in Deed Book I-29 Page 40, LUMPKIN County, Georgia records; as last transferred to LNV Corporation by Assignment filed for record in LUMPKIN County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $225,250.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of LUMPKIN County, Georgia, within the legal hours of sale on the first Tuesday in February, 2012 (February 07, 2012), the following described property:

TRACT 1:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 514, 12TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA AND BEING FULLY DESCRIBED BY A PLAT PREPARED BY MICHAEL STEWART KELLEY, GEORGIA REGISTERED LAND SURVEYOR, DATED JANUARY 29, 1998: AND AS PER SAID PLAT, THE PROPERTY CONTAINS 3.338 ACRES, MORE OR LESS, THE SUBJECT PLAT BEING OF RECORD IN PLAT CABINET ONE, SLIDE 12, PAGE 36B, LUMPKIN COUNTY RECORDS. SAID PLAT IS HEREBY INCORPORATED BY REFERENCE.

TRACT 2:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 514, 12TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA AND BEING FULLY DESCRIBED BY A PLAT PREPARED BY SOLAR LAND SURVEYING COMPANY, GEORGIA REGISTERED LAND SURVEYORS, DATED JUNE 17, 1995 AND AS PER SAID PLAT, THE PROPERTY CONTAINS 2.00 ACRES, MORE OR LESS, THE SUBJECT PLAT BEING OF RECORD IN PLAT BOOK 28, PAGE 111, LUMPKIN COUNTY RECORDS. SAID PLAT IS HEREBY INCORPORATED BY REFERENCE.

THIS CONVEYANCE IS MADE SUBJECT TO EASEMENTS FOR PUBLIC ROADS AND UTILITIES NOW IN USE.

THIS CONVEYANCE IS MADE SUBJECT TO ANY EASEMENTS OF RECORDS OR EASEMENTS LOCATED ON THE PROPERTY ABOVE DESCRIBED.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 289 Pathfinder Lane, Dahlonega, GA 30533 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Sheri S. Fields and Ricky A. Fields or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

LNV Corporation as agent and Attorney in Fact for Sheri S. Fields and Ricky A. Fields.

Aldridge Connors, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1072-2574.

(1/11, 1/18, 1/25, 2/1)

State Of Georgia

County of Lumpkin

Notice Of Sale Under Power

By virtue of the power of sale contained in that certain Georgia Security Deed and Security Agreement from Glendianne, LLC to Branch Banking and Trust Company, dated June 29, 2004, recorded in Deed Book Z-33, Page 597, Lumpkin County, Georgia Records, as modified, (hereinafter referred to as “Deed to Secure Debt”), there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse at Lumpkin County, Georgia, within the legal hours of sale on Tuesday, February 7, 2012, the property described on Exhibit “A” attached hereto and incorporated herein by reference. The debt secured by said Deed to Secure Debt has been and is hereby declared due and payable because of, among other possible events of default, failure to make payments. The debts remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Deed to Secure Debt first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice.

To the best knowledge and belief of the undersigned, the Party in possession of the property is Glendianne, LLC, or a tenant or tenants, and said property is more commonly known as Various portions of Tract One and Tract Two in Land Lots 431, 432, 458, 459, 465, 466, 485, 486, 495, 496, and 497, 15th District, 1st Section, Lumpkin County, Georgia. However, please rely only on the legal description contained in this notice for the location of the property. Please note that the undersigned reserves the right to sell the property or any portion thereof in separate parcels or as a whole.

Branch Banking and Trust Company

Attorney in Fact for Glendianne, LLC

Martin G. Quirk, Esq.

Quirk & Quirk, LLC

6000 Lake Forrest Drive, Suite 325

Atlanta, Georgia 30328

(404) 252-1425

Exhibit “A”

TRACT ONE:

All that tract or parcel of land lying and being in Land Lots 431, 432, 458, 459, 465, 466, 485, 486, 495, 496 and 497 of the 15th District and 1st Section of Lumpkin County, Georgia consisting of 217.05 acres, more or less, together with all improvements located thereon, and being more particularly set out on a plat of survey dated May 5, 1997, prepared for Wildwood subdivision by Michael Stewart Kelley, Georgia Registered Land Surveyor. This plat is recorded in Plat Cabinet One, Slide 3, Plat 51, Lumpkin County records and is incorporated herein by reference for a more detailed description.

TRACT TWO:

All that tract or parcel of land lying and being in Land Lot 465 of the 15th District, and 1st Section of Lumpkin County, Georgia consisting of .247 acres, more or less, together with all improvements located there and being more particularly set out as Parcel C on a plat of survey dated May 5, 1997, prepared for Wildwood Subdivision by Michael Stewart Kelley, Georgia Registered land Surveyor. This plat is recorded in Plat Cabinet One, Slide 3, Plat 51, Lumpkin County records and is incorporated herein by reference for a more detailed description.

This property is conveyed subject to easements for roads and utilities in use or of record.

This property is conveyed subject to a non-exclusive, perpetual easement 30 feet in width along the private portion of Hidden Valley Road as shown on a plat of survey of record in Plat Book 30, Page 117, Lumpkin County, Georgia records, as it leads in a southwesterly direction to the end of the county maintained portion of Hidden Valley Road. The property is also conveyed subject to any existing easement rights of others to use said roadway.

LESS AND EXCEPT ALL THE FOLLOWING:

(1) All that tract or parcel of land lying and being in Land Lot 458 of the 15th District, 1st Section of Lumpkin County, Georgia being 1.062 acres, more or less, as more particularly described on that certain plat of survey dated March 10, 1998, prepared for Jellico Coal and Charcoal Co., Inc. by Precision Land Services, the same being of record in Plat Cabinet One, Slide 15, Plat 92A, Lumpkin County, Georgia records, together with the easement rights granted in said instrument.

(2) All that tract and parcel of land lying and being in Land Lot 458 of the 15th District, 1st Section, Lumpkin County, Georgia, being 1.671 acres more or less, as more particularly described on that certain plat of survey of record at Plat Book 30, Page 109, Lumpkin County records.

(3) All that tract or parcel of land lying and being in Land Lot 458 of the 15th District, 1st Section, Lumpkin County, Georgia consisting of 12.602 acres, more or less, and being more fully described and delineated according to a plat of survey prepared by Michael Stewart Kelley, Georgia Registered Surveyors, dated November 27, 1996, which is recorded in Plat Book 30, Page 117, Lumpkin County, Georgia records.

(4) All that tract or parcel of land lying and being in Land Lot 458 and 465 of the 15th District and 1st Section of Lumpkin County, Georgia, consisting of 10.34 acres, more or less, and being more particularly described in a Corrective Warranty Deed dated August 22, 1995, from Tana S. Rhodes to M.C. LaGrone, Jr., as Sole Trustee of the Jellico Coal & Charcoal Company, Inc., Profit Sharing Plan and Trust, which is recorded in Deed Book S-I 5, Pages 58-63, Lumpkin County records and is incorporated herein by reference for a more detailed description, as identified further in a warranty deed from Glendianne, Ltd., et al to JELLICO COAL & CHARCOAL CO INC PROFIT SHARING PLAN & TRUST, by instrument of record in Deed Book F32, Page 399, Lumpkin County records.

(5) All that tract or parcel of land lying and being in Land Lot 458 of the 15th District, 1st Section of Lumpkin County, Georgia, being described as 2.850 acres, per plat of survey dated May 9,2002 a copy of which is labeled as Exhibit “A1” at Deed Book 0-29, Page 740, and 0-29, Page 742, Lumpkin County, Georgia records.

(6) All that tract or parcel of land lying and being in Land Lots 457, 458, 465, 466 First Section, Lumpkin County, Georgia, and thence South along the Land Lot line between Land Lot 465 and 466, a distance of 206.48 feet to a point; said point being the True Point of Beginning; and thence South along same said Land Lot line a distance of 358.52 feet to a point; and thence North 74 degrees 48 minutes 55 seconds West a distance of 251.79 feet to a point; and thence North 39 degrees 25 minutes 30 seconds East a distance of 382.63 feet to the True Point of Beginning; said tract containing 1.000 acres.

(7) All that tract or parcel of land lying and being in Land Lot 458 of the 15th District, 1st Section of Lumpkin County, Georgia, and being a tract of 1.001 acres as per a plat of survey by John T. Gaston, Georgia registered land surveyor, the same dated May 9, 2002, and of record as an attachment to an instrument of record at Deed Book V30, Page 74, Lumpkin County records.

(1/11, 1/18, 1/25, 2/1)

NOTICE OF SALE UNDER POWER, LUMPKIN COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Tony L. Grimes Jr. to JPMorgan Chase Bank, N.A. dated 7/27/2009 and recorded in Deed Book 1138 Page 652, Lumpkin County, Georgia records; as last transferred to JPMorgan Chase Bank, National Association by Assignment filed for record in Lumpkin County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $ 156,060.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in February, 2012 (February 07, 2012), the following described property:

All that tract or parcel of land lying and being in Land Lot 919 of the 5th District, 1st Section of Lumpkin County, Georgia, designated as Lot 3 of Crawford Falls West, as shown on plat of survey dated August 28, 2007, prepared by David L. Ringo, Sr., RLS No. 2250, recorded in Plat Cabinet 1, Slide 156, Pages 103-107, Lumpkin County, Georgia Records, said plat being incorporated herein by reference for a more complete description.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 185 Makers Way, Dawsonville, GA 30534 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Tony L. Grimes Jr. and Amey L. Grimes or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

JPMorgan Chase Bank, National Association as agent and Attorney in Fact for Tony L. Grimes Jr.

Aldridge Connors, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1031-65181

(1/11, 1/18, 1/25, 2/1)

Notice of Sale Under Power

State of Georgia,

County of LUMPKIN.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by JENNIE K HAMILTON to WELLS FARGO BANK, N.A. , dated 02/15/2006, and Recorded on 02/22/2006 as Book No. 37 and Page No. 714, LUMPKIN County, Georgia records, as last assigned to U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR WELLS FARGO ASSET SECURITIES CORPORATION, MORTGAGE PASS-THROUGH CERTIFICATES SERIES 2006-4, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $152,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the LUMPKIN County Courthouse within the legal hours of sale on the first Tuesday in February, 2012, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 659, 660, 701 AND 702 OF THE 5TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA, AND BEING LOT 9 AS PER PLAT PREPARED BY C. C. DAVIS, JR. OF GEO IMAGE LLC AND DATED 03/30/00, THE SAME BEING OF RECORD IN CABINET 1, SLIDE 54, PLAT 75, LUMPKIN COUNTY, GEORGIA RECORDS.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: WELLS FARGO BANK, N.A., 3476 STATEVIEW BLVD., Foreclosure MAC# X7801-014, FT. MILL, SC 29715, 803-396-6000. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 126 WOODS DRIVE, DAHLONEGA, GEORGIA 30533 is/are: JENNIE K HAMILTON or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR WELLS FARGO ASSET SECURITIES CORPORATION, MORTGAGE PASS-THROUGH CERTIFICATES SERIES 2006-4

as Attorney in Fact for

JENNIE K HAMILTON.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

20110169806041

BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP

15000 Surveyor Boulevard

Addison, Texas 75001

Telephone: (972) 341-5398.

(1/11, 1/18, 1/25, 2/1)

STATE OF GEORGIA

COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in a Security Deed from KRISTY D. HARPER and MELVIN WAYNE RICKETT to UNITED COMMUNITY BANK, dated August 31, 2009, recorded September 2, 2009, in Deed Book 1141, Page 572, Lumpkin County, Georgia records, said Security Deed being given to secure a Note from KRISTY D. HARPER and MELVIN WAYNE RICKETT of even date in the original principal amount of Forty Eight Thousand Seven Hundred Ninety Nine and 88/100 ($48,799.88) Dollars, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in February, 2012, the following described property:

All that tract or parcel of land lying and being in Land Lot 95 of the 11th District, 1st Section of Lumpkin County, Georgia, consisting of 1.00 acre, more or less, on a plat of survey for Glenn Harper and Kristy Harper dated November 29, 2001, recorded in Plat Cabinet 1, Slide 67, Page 135B, Lumpkin County Records. Said plat being incorporated herein and made a part hereof by reference.

Subject to all easements, covenants and restrictions of record or currently in use.

Included herewith is a 1994 Horton Mobile Home, VIN# H200514G.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is KRISTY D. HARPER and MELVIN WAYNE RICKETT or a tenant or tenants.

UNITED COMMUNITY BANK,

as attorney in Fact for KRISTY D. HARPER and MELVIN WAYNE RICKETT

L. Lou Allen

Stites & Harbison, PLLC

11 Mountain Street, Suite 8

Blue Ridge, Georgia 30513

(706) 632-7923

File No. 7484A-03169

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

260701:1:ATLANTA

11, 1/18, 1/25, 2/1)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Jessica S. Jacobs and Seth M. Livengood to HomeBanc Mortgage Corporation dated March 31, 2006 in the amount of $167,500.00, and recorded in Deed Book Q37, Page 624, Lumpkin County, Georgia Records; as last transferred to Federal National Mortgage Association by assignment; the undersigned, Federal National Mortgage Association pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2012 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 854 of the 5th District, 1st Section of Lumpkin County, Georgia, being Lot 48 of Mill Creek Station Subdivision, as per plat of survey recorded in Plat Cabinet 1-119, Page 178, Lumpkin County, Georgia Records, which plat is incorporated herein by reference for a more complete description of said property.

which has the property address of 148 Pine Tree Court, Dawsonville, Georgia, together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Jessica S. Jacobs and Seth M. Livengood and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Federal National Mortgage Association

Attorney in Fact for

Jessica S. Jacobs and Seth M. Livengood

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

Publication Dates:01-11-2012, 01-18-2012, 01-25-2012, 02-01-2012

File No. 11-15382 /FNMA/cajohnson

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(1/11, 1/18, 1/25, 2/1)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Lara James and Michael James to Mortgage Electronic Registration Systems, Inc. as nominee for Taylor, Bean & Whitaker Mortgage Corp., its successors and assigns dated January 11, 2007 in the amount of $258,000.00, and recorded in Deed Book 1023, Page 109, Lumpkin County, Georgia Records; as last transferred to Cenlar FSB by assignment; the undersigned, Cenlar FSB pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2012 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 119, 11th District, Lumpkin County, Georgia and being fully described by a plat prepared by Michael Stewart Kelley, Georgia Registered Land Surveyor, dated: June 5, 1995 and as per said plat, the property being Lot 8, Gold Cove Subdivision, said lot containing 4.602 acres, more or less, the subject plat being of record in Plat Book 28, Page 154, Lumpkin County Records. Said plat is hereby incorporated by reference.

This conveyance is made subject to restrictive covenants for gold cove subdivision.

This conveyance is made subject to easements for public roads and utilities now in use.

This conveyance is made subject to any easements of records or easements located on the property above described.

which has the property address of 421 Gold Crest Drive, Dahlonega, Georgia, together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Lara James and Michael James and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Cenlar FSB Attorney in Fact for

Lara James and Michael James

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

Publication Dates:01-11-2012, 01-18-2012, 01-25-2012, 02-01-2012

File No. 11-18415 /FHLMC/mtucker

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(1/11, 1/18, 1/25, 2/1)

This is an attempt to collect a debt and any information obtained will be used for that purpose.

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

By virtue of a Power of Sale contained in that certain Security Deed and Agreement from Gayle H. Jones and Percy C. Jones to Community & Southern Bank (by virtue of that certain Assignment of Security Instruments and Other Loan Documents, filed and recorded June 9, 2010 in Deed Book 1162, Page 518, LUMPKIN, Georgia Records, assignee of the Federal Deposit Insurance Corporation in receivership of Appalachian Community Bank) (“Community & Southern Bank”), dated March 18, 2009, filed and recorded March 24, 2009 in Deed Book 1125, Page 373 LUMPKIN COUNTY, Georgia Records (as amended, modified, or revised from time to time, “Security Deed”), said Security Deed having been given to secure a Note (the “Note”) in the original principal amount of NINETY-NINE THOUSAND SEVEN HUNDRED NINETY-TWO AND 50/100THS DOLLARS ($99,792.50), with interest thereon as provided for therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of LUMPKIN COUNTY, Georgia, within the legal hours for sale on the first Tuesday in February, 2012, all property described in said Security Deed, including, but not limited to, declarant’s rights, if any, and, without limitation, the following described property (or so much thereof as has not, as of said first Tuesday, by duly executed and recorded instrument, previously been released from the lien of the Security Deed):

ALL THAT TRACT OR PARCEL OF LAND, SITUATE, LYING AND BEING IN LAND LOT 108, FIRST LAND DISTRICT, ORIGINALLY HABERSHAM, NOW LUMPKIN COUNTY, GEORGIA, CONTAINING 1.36 ACRES, MORE OR LESS, AND BEING DESIGNATED AS LOT NUMBER 19, ON A PLAT PREPARED BY HENRY GRADY JARRARD SURVEYOR, DATED NOVEMBER 11, 1977, AND REVISED ON NOVEMBER 28, 1979, AND RECORDED IN PLAT BOOK 8, PAGE 101, OF THE RECORDS OF THE CLERK OF THE SUPERIOR COURT OF LUMPKIN COUNTY, GEORGIA. SAID PLAT IS BY EXPRESS REFERENCE INCORPORATED HEREIN FOR A MORE FULL, COMPLETE AND ACCURATE DESCRIPTION OF SAID PROPERTY, AND ALL THE METES, BOUNDS AND BOUNDARIES THEREOF ARE MADE A PART HEREOF. SAID PROPERTY BEING BOUNDED AS FOLLOWS: ON THE NORTH BY OTHER LANDS OF PERCY C. JONES AND GAYLE H. JONES; ON THE EAST BY LANDS OF DEWITT WHITE; ON THE SOUTH BY THE NORTHERN RIGHT OF WAY OF A COUNTY MAINTAINED PUBLIC ROAD; AND ON THE WEST BY LOT NUMBER 18, DESCRIBED IN SAID PLAT.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including, but not limited to, the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys’ fees and other payments provided for under the terms of the Security Deed and Note.

Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by inspection of the property; any outstanding taxes, including, but not limited to, ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights of way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Gayle H. Jones and Percy C. Jones or tenant(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the United States Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. Community & Southern Bank and its counsel are acting as debt collectors. Any information obtained will be used for that purpose.

Community & Southern Bank as Attorney-in-Fact for Gayle H. Jones and Percy C. Jones

Contact: Guillermo Todd, Esq.

Busch, Slipakoff & Schuh, LLP

3350 Riverwood Parkway, Suite 1550

Atlanta, Georgia 30339

Telephone (770) 790-3550

(1/11, 1/18, 1/25, 2/1)

STATE OF GEORGIA

COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

IN DEED TO SECURE DEBT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Lorraine Lynch and Vincent Lynch to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $155,730.00 dated 12/15/2006, and recorded in Deed Book 1020, page 156, Lumpkin County records, said Security Deed being last transferred and assigned to Bank of America, N.A., as successor by merger to BAC Home Loans Servicing, LP, fka Countrywide Home Loans Servicing, LP in Deed Book 1201, Page 130, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of February, 2012 by Bank of America, N.A., as successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP, as Attorney-in-Fact for Lorraine Lynch and Vincent Lynch the following described property:

All that certain parcel of land situate in Land Lot 854, 5th District, 1st Section, County of Lumpkin, State of Georgia, being known and designated as follows:

Lot 55, Mill Creek Station Subdivision as per Plat Cabinet 1, Slide 108, pages 142B, 143 and 144, Lumpkin County, Georgia Records, which is incorporated herein by reference.

Tax ID: 012 154

Property known as: 112 Pine Tree Dr, Dawsonville, GA 30534

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).

The property will be sold as the property of The Aforesaid Grantors subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.

Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:

Bank of America, N.A.

Attn: Loss Mitigation, P. O. Box 5170, MS SV314B

Simi Valley, CA 93065

PHONE: 800-669-6650

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.

To the best of the undersigned’s knowledge and belief, the party in possession is Lorraine Lynch and Vincent Lynch.

Bank of America, N.A., as successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP, as Attorney-in-fact for Lorraine Lynch and Vincent Lynch.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Associates, P.C.

South Terraces, Suite 1000

115 Perimeter Center Place

Atlanta, GA 30346

Phone – (770) 392-0398

Toll Free – (866) 999-7088

www.penderlaw.com

Our File No. 11-14224

(1/11, 1/18, 1/25, 2/1)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Anthony E Marcott to Wells Fargo Home Mortgage, Inc., dated June 26, 2003, recorded in Deed Book 531, Page 564, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY THOUSAND SEVEN HUNDRED AND 0/100 DOLLARS ($120,700.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in February, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Anthony E Marcott or a tenant or tenants and said property is more commonly known as 4227 Old Dahlonega Hwy, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

Wells Fargo Bank, N.A. successor by merger to Wells Fargo Home Mortgage, Inc.

as Attorney in Fact for

Anthony E Marcott

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/sju 2/7/12 Our file no. 51117511-FT7

EXHIBIT “A”

That tract or parcel of land lying and being in Land Lot 68, 11th District, originally of Hall County, now Lumpkin County, Georgia, being Tract 2 containing 1.5000 acres as shown on a plat of survey for J. William Mize dated September 12, 2001, revised May 1, 2002 and recorded in Plat Cabinet 1, Slide 80, Page 186-B, Lumpkin County records; said plat being incorporated herein by reference for a more complete description of the property. This being a portion of the property conveyed by deed from J. William Mize dated December 23, 2002 and recorded in Deed Book N-30, Page 497, Lumpkin County records. Together with a 2003 Fleetwood Anniversary, 32 X 76 manufactured home, Serial Number GAFL334AB76206-AV11 which is attached to an made a part of the real property. MR/sju 2/7/12 Our file no. 51117511 - FT7

(1/11, 1/18, 1/25, 2/1)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Katherine E. Mercer to Wells Fargo Bank, N.A., dated January 27, 2006, recorded in Deed Book 137, Page 559, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-THREE THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($163,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in February, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Katherine E. Mercer or a tenant or tenants and said property is more commonly known as 212 Kerns Ridge Court, Dawsonville, Georgia 30534. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

Wells Fargo Bank, N.A.

as Attorney in Fact for

Katherine E. Mercer

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/sju 2/7/12 Our file no. 51492311-FT7

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 149, 13th District, 1st Section, Lumpkin County, Georgia and being Lot 15, Blackburn Forest Subdivision, as per plat recorded in Plat Cabinet One, Slide 87, Plat 122, Lumpkin County, Georgia Records. Said plat is hereby incorporated by reference. This conveyance is made subject to restrictive covenants as recorded in Deed Book Q-30, Page 556, Lumpkin County Records. This conveyance is made subject to easements for public roads and utilities now in use. This conveyance is made subject to and together with any easements of record of easements located on the property above described or accessing the above described property. MR/sju 2/7/12 Our file no. 51492311 - FT7

(1/11, 1/18, 1/25, 2/1)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

By virtue of a Power of Sale contained in that certain Security Deed and Agreement from Eric Moore and Kristy Moore to Community & Southern Bank (by virtue of that certain Assignment of Security Instruments and Other Loan Documents, filed and recorded June 9, 2010 in Deed Book 1162, Page 518, LUMPKIN, Georgia Records, assignee of the Federal Deposit Insurance Corporation in receivership of Appalachian Community Bank) (“Community & Southern Bank”), dated November 13, 2006, filed and recorded December 8, 2006 in Deed Book 1017, Page 576, LUMPKIN COUNTY, Georgia Records (as amended, modified, or revised from time to time, “Security Deed”), said Security Deed having been given to secure a Note (the “Note”) in the original principal amount of TWO HUNDRED SIXTY-TWO THOUSAND SIX HUNDRED AND 00/100THS DOLLARS ($262,600.00), with interest thereon as provided for therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of LUMPKIN COUNTY, Georgia, within the legal hours for sale on the first Tuesday in February, 2012, all property described in said Security Deed, including, but not limited to, declarant’s rights, if any, and, without limitation, the following described property (or so much thereof as has not, as of said first Tuesday, by duly executed and recorded instrument, previously been released from the lien of the Security Deed):

TRACT I - ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 187 AND 234 OF THE 12TH DISTRICT, 1ST SECTION OF LUMPKIN COUNTY, GEORGIA AND BEING MORE FULLY DESCRIBED BY A PLAT PREPARED BY FARLEY-COLLINS & ASSOCIATES, GRLS, DATED OCTOBER 8, 1980 AND AS PER SAID PLAT, THE PROPERTY CONTAINS 5.00 ACRES, MORE OR LESS, THE SUBJECT PLAT BEING OF RECORD IN PLAT BOOK 6, PAGE 204, LUMPKIN COUNTY RECORDS, WHICH RECORDED PLAT IS INCORPORATED HEREIN BY REFERENCE FOR A MORE COMPLETE DESCRIPTION.

TRACT II - ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 187 & 234 OF THE 12TH DISTRICT, 1ST SECTION OF LUMPKIN COUNTY, GEORGIA AND BEING MORE FULLY DESCRIBED BY A PLAT PREPARED BY FREDERICK C. YOUNGMAN, GRLS, DATED MARCH 10, 1988 AND AS PER SAID PLAT, THE PROPERTY CONTAINS 3.00 ACRES, MORE OR LESS, THE SUBJECT PLAT BEING OF RECORD IN PLAT BOOK 19, PAGE 229, LUMPKIN COUNTY RECORDS, WHICH RECORDED PLAT IS INCORPORATED HEREIN BY REFERENCE FOR A MORE COMPLETE DESCRIPTION.

TRACT III - ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 183 AND 238 OF THE 12TH DISTRICT 1ST SECTION OF LUMPKIN COUNTY, GEORGIA, CONTAINING 9.362 ACRES , AS SHOWN ON A PLAT PREPARED FOR HERBERT B. WHITMIRE BY MICHAEL STEWART KELLEY, GRLS, DATED JANUARY 24, 1995, AND RECORDED IN PLAT BOOK 27, PAGE 175, LUMPKIN CO. RECORDS, WHICH RECORDED PLAT IS INCORPORATED HEREIN BY REFERENCE FOR A MORE COMPLETE DESCRIPTION.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including, but not limited to, the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys’ fees and other payments provided for under the terms of the Security Deed and Note.

Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by inspection of the property; any outstanding taxes, including, but not limited to, ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights of way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Eric Moore and Kristy Moore or tenant(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the United States Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. Community & Southern Bank and its counsel are acting as debt collectors. Any information obtained will be used for that purpose.

Community & Southern Bank as Attorney-in-Fact for Eric Moore and Kristy Moore

Contact: Guillermo Todd, Esq.

Busch, Slipakoff & Schuh, LLP

3350 Riverwood Parkway, Suite 1550

Atlanta, Georgia 30339

Telephone (770) 790-3550

(1/11, 1/18, 1/25, 2/1)

NOTICE OF SALE UNDER POWER

STATE OF GEORGIA,

COUNTY OF LUMPKIN.

WHEREAS, on the 28th day of October, 2010, MICHAEL GLENN ODUM executed to UNITED COMMUNITY BANK a deed to secure debt, which conveyed title to the following land, to-wit:

All that tract or parcel of land lying in Land Lot 595, 5th District, 1st Section of Lumpkin County, Georgia, consisting of 4.00 acres as shown on a Plat of Survey for Michael Glenn Odum. Said plat dated September 10, 2011, prepared by Scott C. Chastain, Georgia Registered Land Surveyor No. 3057 and Darryl C. Whitworth, Georgia Registered Land Surveyor No. 3071, recorded in Plat Cabinet One, Slide 184, Plat 79, Lumpkin County, Georgia Records, with reference made thereto for the purpose of incorporating the same.

The above referenced plat is also recorded in Plat Book 67, Page 89, Dawson County Plat Records.

The above described property is the same property as conveyed by Warranty Deed of Gift dated November 16, 2004, from Kay Elaine Gearhart to Michael Glenn Odum, recorded in Deed Book U-34, Page 670, Lumpkin County, Georgia Records. Said deed is also recorded in Deed Book 637, Page 19, Dawson County, Georgia Records.

The above described property is also shown on that plat recorded in Plat Book 14, Page 198, Lumpkin County Records, and in Plat Book 67, Page 87, Dawson County Records, which plat shows said property lying in both Lumpkin and Dawson Counties, Georgia.

to secure a stated indebtedness of the Grantor to the Grantee in the original principal amount of $94,545.77, and any renewals or other present or future indebtedness contracted by the Grantor either as maker, guarantor, or endorser, which deed is recorded in the office of the Clerk of the Superior Court of Lumpkin County, Georgia, in Deed Book 1173, Page 509, and re-recorded in Deed Book 1196, Page 212; and also being recorded in the office of the Clerk of the Superior Court of Dawson County, Georgia, in Deed Book 1101, Page 611; and said loan having been assigned to PHILIP J. MEIER under an Assignment of Loan and Loan Documents dated December 16, 2011, which is recorded in the office of the Clerk of the Superior Court of Lumpkin County, Georgia, in Deed Book 1201, Page 298, and which is also recorded in the office of the Clerk of the Superior Court of Dawson County, Georgia;WHEREAS, the said indebtedness secured by said deed has become in default both as to principal and interest, and the said PHILIP J. MEIER has elected, and does hereby elect and declare all of said indebtedness, both principal and interest due, as provided in said deed when payments are not made as provided therein.

NOW, THEREFORE, in accordance with the terms of said deed and as provided in the laws of the State of Georgia in such cases made and provided, the undersigned will, after due advertisement, expose for sale the above-described lands and sell same to the highest and best bidder for cash, between the legal hours of sale, before the courthouse door in Lumpkin County, Georgia, on the first Tuesday in February, 2012.

Said tract will be sold subject to taxes for the current year, any past due taxes, and any liens or encumbrances of record, and any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, easements, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed set out above.

The proceeds of said sale will be used first to pay the indebtedness secured by said deed and the expenses of said sale, including attorney’s fees, as provided by law, and the balance, if any, will be delivered to the person or persons legally authorized to receive same.

The property was most recently believed to be in the possession of MICHAEL GLENN ODUM, or a tenant or tenants.

This 4th day of January, 2012.

PHILIP J. MEIER

As Attorney in Fact for

MICHAEL GLENN ODUM

John Roger Palmour

Attorney at Law

583 Riverview Trail East

Dahlonega, Georgia 30533

(706) 864-0442

(1/11, 1/18, 1/25, 2/1)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from SIDNEY W. ODOM to Mortgage Electronic Registration Systems, Inc. as a nominee for Countrywide Home Loans, Inc., dated July 13, 2001, recorded July 18, 2001, in Deed Book U27, Page 335-347, Lumpkin County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Three Hundred Eighty-Two Thousand Five Hundred and 00/100 dollars ($382,500.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATE HOLDERS OF THE CWABS INC., ASSET-BACKED CERTIFICATES, SERIES 2004-SD2 , there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in February, 2012, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 588 OF THE 12TH DISTRICT, 1ST SECTION OF LUMPKIN COUNTY, GEORGIA, CONSISTING OF 3.00 ACRES, MORE OR LESS, TOGETHER WITH ALL IMPROVEMENTS LOCATED THEREON, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: TO FIND THE TRUE POINT OF BEGINNING, BEGIN AT THE LAND LOT CORNER COMMON TO LAND LOTS 588, 589, 602 AND 603, THENCE NORTH 85 DEGREES 29 MINUTES 42 SECONDS WEST A DISTANCE OF 175.00 FEET TO AN IRON PIN AND THE POINT OF BEGINNING. FROM SAID TRUE POINT OF BEGINNING RUN NORTH 85 DEGREES 29 MINUTES 42 SECONDS WEST A DISTANCE OF 345.58 FEET TO AN IRON POINT; THENCE NORTH 09 DEGREES 16 MINUTES 43 SECONDS EAST A DISTANCE OF 377.37 FEET TO A IRON PIN; THENCE NORTH 59 DEGREES 09 MINUTES 50 SECONDS EAST A DISTANCE OF 30.00 FEET TO AN IRON PIN; THENCE SOUTH 85 DEGREES 29 MINUTES 42 SECONDS EAST A DISTANCE OF 297.00 FEET TO AN IRON PIN; THENCE SOUTH 05 DEGREES 34 MINUTES 03 SECONDS WEST A DISTANCE OF 393.48 FEET TO THE POINT OF BEGINNING. THIS IS THAT SAME PROPERTY SET OUT ON A PLAT OF SURVEY DATED SEPTEMBER 22, 1999, PREPARED FOR SIDNEY W. ODOM BY FREDERICK F. KAUFFMAN, GEORGIA REGISTERED LAND SURVEYOR.

Said legal description being controlling, however the property is more commonly known as 65 BEAR SLIDE HOLLOW, DAHLONEGA, GA 30533.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold on an “as-is” basis without any representation, warranty or recourse against the above-named creditor or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed.

The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is:

Lender Contact: BAC, Loss Mitigation Dept., P.O. Box 940070, Simi Valley, CA 93094-0070

Telephone Number: 800-720-3758

To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is SIDNEY W. ODOM, VICKI L. ODOM, or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.

THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATE HOLDERS OF THE CWABS INC., ASSET-BACKED CERTIFICATES, SERIES 2004-SD2

as Attorney in Fact for

SIDNEY W. ODOM

THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Attorney Contact: Rubin Lublin Suarez Serrano, LLC, 3740 Davinci Court, Suite 400, Norcross, GA 30092

Telephone Number: (877) 813-0992 Case No. BAC-11-11333-3

Ad Run Dates 01/11/2012, 01/18/2012, 01/25/2012, 02/01/2012

www.rubinlublin.com/property-listings.php

(1/11, 1/18, 1/25, 2/1)

STATE OF GEORGIA

COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in a Security Deed from PANANGI, LLC to UNITED COMMUNITY BANK, dated February 5, 2002, recorded February 12, 2002, in Deed Book V28, Page 157, Lumpkin County, Georgia records, as last modified by Modification of Security Deed dated June 1, 2010, recorded in Deed Book 1163, Page 126, Lumpkin County, Georgia records, said Security Deed being given to secure a Note from PANANGI, LLC dated June 1, 2010, in the original principal amount of Sixty Seven Thousand Five Hundred Forty Three and 95/100 ($67,543.95) Dollars, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in February, 2012, the following described property:

All that tract or parcel of land lying and being in Land Lot 992 of the 12th District, 1st Section of Lumpkin County, City of Dahlonega, Georgia, consisting of 1.18 acres, more or less, together with all improvements located thereon, and being more particularly set out as Lot 36 of the Chestatee Trace Subdivision, Unit Three, on a plat of survey dated February 28, 1986, prepared by N.B. DeLoach, Georgia Registered Land Surveyor. This plat is recorded in Plat Book 13, Page 166, Lumpkin County Records, and is incorporated herein by reference for a more detailed description.

This property is conveyed subject to all easements for roads and utilities in use or of record.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is PANANGI, LLC or a tenant or tenants.

UNITED COMMUNITY BANK,

as attorney in Fact for PANANGI, LLC

L. Lou Allen

Stites & Harbison, PLLC

11 Mountain Street, Suite 8

Blue Ridge, Georgia 30513

(706) 632-7923

File No. 7484A-03170

260753:1:ATLANTA

(1/11, 1/18, 1/25, 2/1)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Cellso D. Perez to Wells Fargo Home Mortgage, Inc., dated June 28, 2002, recorded in Deed Book O29, Page 200, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of EIGHTY-SIX THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($86,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in February, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Celso D. Perez or a tenant or tenants and said property is more commonly known as 523 Jeff Sullens Road, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

Wells Fargo Bank, N.A. successor by merger to Wells Fargo Home Mortgage, Inc.

as Attorney in Fact for

Cellso D. Perez

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/sju 2/7/12

Our file no. 51525011-FT7

EXHIBIT “A”

All that tract or parcel of land lying in Land Lot 73 of the 11th Land District, originally Hall now Lumpkin County, Georgia, containing 1.000 acres more or less and being described on a plat of survey dated February 2, 1996 for Jeff Smith, recorded in Plat Book 30, Page 43, Lumpkin County records; said plat being incorporated herein by reference for a more complete description of property. Also conveyed herewith is a 2002 Fleetwood Eagle Trace, 24 X 48 manufactured home, Serial Number GAFL154AB86711-ET11 which is attached to and made a part of the real property. MR/sju 2/7/12 Our file no. 51525011 - FT7

(1/11, 1/18, 1/25, 2/1)

STATE OF GEORGIA

COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Les W. Powell to Mortgage Electronic Registration Systems, Inc. dated August 25, 2004, and recorded in Deed Book I34, Page 245, Lumpkin County Records, said Security Deed having been last sold, assigned, transferred and conveyed to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATE HOLDERS OF THE CWALT, INC., ALTERNATIVE LOAN TRUST 2004-33, MORTGAGE PASS THROUGH CERTIFICATES, SERIES 2004-33, by Assignment, securing a Note in the original principal amount of $131,900.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, February 7, 2012, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 103 OF THE 12TH DISTRICT, 1ST SECTION OF LUMPKIN COUNTY, GEORGIA, BEING KNOWN AS LOT 9 OF GREENWOOD PARK SUBDIVISION, AS PER PLAT SURVEY RECORDED IN CABINET ONE, SLIDE 86, PAGE 107B-113, LUMPKIN COUNTY, GEORGIA RECORDS. SAID PLAT BEING INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE.

Said property is known as 346 Greenwood Park Way, Dawsonville, GA 30534, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.

The property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Les W. Powell or a tenant or tenants. The proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATE HOLDERS OF THE CWALT, INC., ALTERNATIVE LOAN TRUST 2004-33, MORTGAGE PASS THROUGH CERTIFICATES, SERIES 2004-33 as Attorney-in-Fact for Les W. Powell

File no. 11-026779

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Duke Building, Suite 100

Atlanta, GA 30341-3941

(770)220-2535/EM

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

[FC-NOS]

(1/11, 1/18, 1/25, 2/1)

NOTICE OF SALE UNDER POWER

LUMPKIN COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Robert Rhine to Mortgage Electronic Registration Systems, Inc. as nominee for Ace Mortgage Funding, LLC. dated 10/20/2008 and recorded in Deed Book 1113 Page 46, Lumpkin County, Georgia records; as last transferred to Wells Fargo Bank, NA by Assignment filed for record in Lumpkin County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $ 136,243.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in February, 2012 (February 7, 2012), the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 1197, IN THE 12TH DISTRICT, 1ST SECTION OF LUMPKIN COUNTY, GEORGIA, BEING LOT 98 CONTAINING 1.09 ACRES, MORE OR LESS, BEING MORE FULLY DESCRIBED AND DELINEATED ACCORDING TO A PLAT OF SURVEY OF UNIT 7 OF THE CHESTERRA SUBDIVISION, PREPARED BY MICHAEL L. SCUPIN, GEORGIA REGISTERED SURVEYOR, WHICH IS RECORDED IN PLAT BOOK 13, PAGE 128, LUMPKIN COUNTY RECORDS, AND WHICH IS INCORPORATED BY REFERENCE HEREIN FOR FULL AND COMPLETE DESCRIPTION.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 392 Pine Trail, Dahlonega, Georgia 30533 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Robert Rhine or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

Wells Fargo Bank, NA as agent and Attorney in Fact for Robert Rhine

Aldridge Connors, LLP, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1000-663993

(1/11, 1/18, 1/25, 2/1)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Calvin Robinson, Jr. to Mortgage Electronic Registration Systems, Inc. as nominee for SunTrust Mortgage, Inc., dated December 18, 2006, recorded in Deed Book 1019, Page 705, Lumpkin County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTEEN THOUSAND SEVEN HUNDRED EIGHTY-ONE AND 0/100 DOLLARS ($113,781.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in February, 2012, the following described property:

All that tract or parcel of land lying and being in Land Lots 73 & 96, 11th District, originally Hall, Now Lumpkin County, Georgia and being known as Lot 60, Camelot Subdivision, as shown on a plat prepared by Frederick F. Kauffman, Georgia registered Land Surveyor, recorded in Plat Book 22, Page 14, Lumpkin County Records. Said Plat is incorporated herein by reference. This conveyance is made subject to easements for Public roads and utilities now in use. This conveyance is made subject to any easements of record or easements located on the property above described.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Suntrust Mortgage, Inc. can be contacted at 866-384-0903 or by writing to 1001 Semmes Avenue, Richmond, VA 23224, to discuss possible alternatives to foreclosure.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Calvin Robinson, Jr. or a tenant or tenants and said property is more commonly known as 100 Galahad Rd, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. SunTrust Mortgage, Inc.

as Attorney in Fact for

Calvin Robinson, Jr.

Johnson & Freedman, LLC

1587 Northeast Expressway

Atlanta, Georgia 30329

(770) 234-9181

www.jflegal.com

MSP/clp2 2/7/12

Our file no. 1882411-FT19

(1/11, 1/18, 1/25, 2/1)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Diane Roddy to Mortgage Electronic Registration Systems, Inc., dated December 5, 2006, recorded in Deed Book 1017, Page 565, Lumpkin County, Georgia Records and as re-recorded in Deed Book 1022, Page 76, Lumpkin County, Georgia Records, BAC Home Loans Servicing, LP, formerly known as Countrywide Home Loans Servicing, LP by assignment recorded in Deed Book 1170, Page 170, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-TWO THOUSAND NINE HUNDRED FOURTEEN AND 0/100 DOLLARS ($132,914.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in February, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Diane Roddy or a tenant or tenants and said property is more commonly known as 329 Summer Glen Road, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP, formerly known as Countrywide Home Loans Servicing, LP

as Attorney in Fact for

Diane Roddy

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/hmw 2/7/12

Our file no. 52263710-FT11

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 71 of the 11th District of Lumpkin County, Georgia, being Tract 1, containing 1.72 acres on Summer Glen Road as per plat of survey recorded at Plat Cabinet 1, Slide 91, Page 16, Lumpkin County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. Also conveyed herewith: A 2004 Horton “Boss” Manufactured Home, 30 X 68, VIN # GEO 1403359 and GEO 1403360. MR/hmw 2/7/12 Our file no. 52263710 - FT11

(1/11, 1/18, 1/25, 2/1)

STATE OF GEORGIA

COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

IN DEED TO SECURE DEBT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from John Roop and Karen Roop to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $188,480.00 dated 07/27/2005, and recorded in Deed Book F36, page 589, Lumpkin County records, said Security Deed being last transferred and assigned to CitiMortgage, Inc., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of February, 2012 by CitiMortgage, Inc., as Attorney-in-Fact for John Roop and Karen Roop the following described property:

All that tract or parcel of land lying and being in Land Lot 124 of the 11th District of Lumpkin County, Georgia, being Lot 4, Hampton Forest Subdivision, as per plat of record in Plat Cabinet 1, Slide 98, Pages 141-144, Lumpkin County, Georgia records, which plat is incorporated herein by reference for a more complete and accurate description.

Current Address: 155 Hampton Forest Trail, Dahlonega, Georgia

Tax Map No: 082-188

Property known as: 155 Hampton Forest Trail, Dahlonega, GA 30533

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).

The property will be sold as the property of The Aforesaid Grantors subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.

Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:

CitiMortgage, Inc.

1000 Technology Drive

O’Fallon, MO 63368

PHONE: 866-272-4749

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.

To the best of the undersigned’s knowledge and belief, the party in possession is John Roop and Karen Roop.

CitiMortgage, Inc., as Attorney-in-fact for John Roop and Karen Roop.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Associates, P.C.

South Terraces, Suite 1000

115 Perimeter Center Place

Atlanta, GA 30346

Phone – (770) 392-0398

Toll Free – (866) 999-7088

www.penderlaw.com

Our File No. 11-14032

(1/11, 1/18, 1/25, 2/1)

STATE OF GEORGIA

COUNTY OF LUMPKIN

WHEREAS, heretofore on March 23, 2010, Tina Schandera executed a Deed to Secure Debt in favor of Midas Homes, LLC in the original principal amount of Seventy-Two Thousand and no/100ths Dollars ($72,000.00), which Deed to Secure Debt is recorded in Deed Book 1157, Pages 503-512 Lumpkin County, Georgia, Superior Court, and was subsequently assigned to Mojo Homes, LLC by Transfer and Assignment of Promissory Note and Deed to Secure Debt from Midas Homes, LLC to Mojo Homes, LLC, recorded in Deed Book 1173, page 470, aforesaid records; and

WHEREAS, Midas Homes, LLC did convey the below-described property to Tina Schandera by General Warranty Deed, dated March 23, 2010, recorded in Deed Book 1157, page 501, Clerk’s Office, Lumpkin County, Georgia, Superior Court. The General Warranty Deed specifically provided that “property is conveyed subject to that certain Security Deed from Midas Homes, LLC to The Citizens Bank of Forsyth County, recorded in Deed Book 1084, page 264, Lumpkin County, Georgia records.

WHEREAS, the indebtedness secured by said Deed to Secure Debt from Tina Schandera to Midas Homes, LLC, as transferred and assigned to Mojo Homes, LLC has become in default under the terms and conditions of said Deed to Secure Debt, and Mojo Homes, LLC has declared all of said indebtedness secured thereby due and payable;

NOW, THEREFORE, in exercise of the power of sale contained in said Deed to Secure Debt and in accordance with the law in such cases made and provided, the undersigned, as attorney in fact for the said Tina Schandera, will sell the below described property to the highest and best bidder for cash before the courthouse door in Dahlonega, Lumpkin County, Georgia, between the legal hours of sale on the first Tuesday in February, 2012.

The property to be sold is described as follows:

All that tract or parcel of land lying and being in Land Lot 117 of the 11th District, originally Hall, now Lumpkin County, Georgia, being Lot 214 of Wellington Subdivision, Phase Three-B, as per plat recorded in Plat Book 29, page 195, Lumpkin County, Georgia records, which plat is incorporated herein and made a part hereof by reference; together with a 1996 Redman mobile home having a VIN number 11429858AB, which mobile home has been permanently affixed to and made a part hereof the real property.

THE PROPERTY IS FURTHER KNOWN AS 118 NAPOLEON COURT, DAHLONEGA, GA 30533.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, any matters of record superior to the Deed to Secure Debt first set out above, and rights of redemption, if any, conferred by applicable state or federal law. The proceeds from said sale will be used first to pay said Deed to Secure Debt in favor of Midas Homes, LLC, as transferred and assigned to Mojo Homes, LLC and the Note which it secures, matters of record superior to said Deed to Secure Debt, legal fees and the costs of foreclosure and the balance, if any, will be disbursed to the parties entitled thereto as provided by law.

To the best knowledge and belief of the undersigned, the party in possession of the property is Tina Schandera and the street address of said property is 118 Napoleon Court, Dahlonega, GA 30533.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed to Secure Debt.

Mojo Homes, LLC

As Attorney in Fact for

Tina Schandera

2415 State Barn Road

Suite 205

Cumming, Georgia 30040

678-341-8071

ANY INFORMATION OBTAINED WILL BE USED FOR THE PURPOSE OF COLLECTING A DEBT.

(1/11, 1/18, 1/25, 2/1)

STATE OF GEORGIA

COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in a Security Deed from CLAIRE D. SHARP F/K/A CLAIRE DAVID CARTLEDGE to UNITED COMMUNITY BANK, dated December 15, 2000, recorded January 12, 2001, in Deed Book Y26, Page 344, Lumpkin County, Georgia records, as last modified by Modification of Security Deed dated March 23, 2009, recorded in Deed Book 1126, Page 478, Lumpkin County, Georgia records, said Security Deed being given to secure a Note from CLAIRE D. SHARP AND EDGAR GEORGE DAVID dated March 23, 2009, in the original principal amount of Twenty One Thousand Four Hundred Eighty and 56/100 ($21,480.56) Dollars, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in February, 2012, the following described property:

All that tract or parcel of land lying and being in Land Lot 729 in the 12th District, 1st Section, of Lumpkin County, Georgia, consisting of 7.80 acres, more or less, and being more fully described and delineated according to a plat of survey prepared September 14, 1982, by Michael L. Scupin, Georgia Registered Surveyor, which is recorded in Plat Book 10, Page 272, Lumpkin County Records. This is the same property which was conveyed to Claire David Cartledge under a Warranty Deed from Edna A. Noblin, Nancy Forsyth Noblin and Edgar George David dated July 31, 1986, which is recorded in Deed Book V-6, Page 142, Lumpkin County Records.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is CLAIRE D. SHARP F/K/A CLAIRE DAVID CARTLEDGE or a tenant or tenants.

UNITED COMMUNITY BANK,

as attorney in Fact for CLAIRE D. SHARP F/K/A CLAIRE DAVID CARTLEDGE

L. Lou Allen

Stites & Harbison, PLLC

11 Mountain Street, Suite 8

Blue Ridge, Georgia 30513

(706) 632-7923

File No. 7484A-03201

260610:1:ATLANTA

(1/11, 1/18, 1/25, 2/1)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Terry Stapleton and Amy Stapleton to Mortgage Electronic Registration Systems, Inc., dated January 3, 2007, recorded in Deed Book 1023, Page 537, Lumpkin County, Georgia Records, as last transferred to Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP formerly known as Countrywide Home Loans Servicing LP by assignment recorded in Deed Book 1195, Page 78, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-SIX THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($176,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in February, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Terry Stapleton and Amy Stapleton or a tenant or tenants and said property is more commonly known as 133 Corbin Ln, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP formerly known as Countrywide Home Loans Servicing LP

as Attorney in Fact for

Terry Stapleton and Amy Stapleton

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/mdh 2/7/12

Our file no. 51267211-FT14

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 205 of the 15th District, 1st Section of Lumpkin County, Georgia, being 1.407 acres, more or less, and being more particularly set out as Lot 3-A on a Plat of Survey dated October 26, 2004, prepared for Michael R. Glean, by Randall E. Nichols, Georgia Registered Land Surveyor, recorded in Plat Cabinet 1, Slide 107, Plat 129B, Lumpkin County, Georgia Records. Address: 133 Corbin Ln.; Dahlonega, GA 30533 Tax Map or Parcel ID No.: 089-126 MR/mdh 2/7/12 Our file no. 51267211 - FT14

(1/11, 1/18, 1/25, 2/1)

STATE OF GEORGIA

COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

IN DEED TO SECURE DEBT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Diane Stark to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $200,000.00 dated 8/4/2006, and recorded in Deed Book 1001, page 704, Lumpkin County records, said Security Deed being last transferred and assigned to Bayview Loan Servicing, LLC in Deed Book 1201, Page 665, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of February, 2012 by Bayview Loan Servicing, LLC, as Attorney-in-Fact for Diane Stark the following described property:

All that tract or parcel of land lying and being in Land Lot 45 of the 13th District, 1st Section of Lumpkin County, Georgia, being Lot 16 of Parks Ridge Subdivision, as shown on a plat of survey for said subdivision by Richard J. Webb, Georgia RLS, dated January 30, 2003, and recorded in Plat Cabinet 1, Slide 82, Page 36, Lumpkin County, Georgia records, which plat is incorporated herein and made a part hereof by reference.

Property known as: 558 Deans Dr, Dawsonville, GA 30534

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).

The property will be sold as the property of The Aforesaid Grantors subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.

Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:

Bayview Loan Servicing, LLC

4425 Ponce de Leon Blvd., 5th Floor

Coral Gables, FL 33146

PHONE: 800-959-8229

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.

To the best of the undersigned’s knowledge and belief, the party in possession is Diane Stark.

Bayview Loan Servicing, LLC, as Attorney-in-fact for Diane Stark.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Associates, P.C.

South Terraces, Suite 1000

115 Perimeter Center Place

Atlanta, GA 30346

Phone – (770) 392-0398

Toll Free – (866) 999-7088

www.penderlaw.com

Our File No. 11-13460

(1/11, 1/18, 1/25, 2/1)

STATE OF GEORGIA

COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

IN DEED TO SECURE DEBT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from James W Story and Beverly J Story to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $59,000.00 dated 05/15/2003, and recorded in Deed Book Q31, page 534, Lumpkin County records, said Security Deed being last transferred and assigned to GMAC Mortgage, LLC in Deed Book 1164, Page 444, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of February, 2012 by GMAC Mortgage, LLC , as Attorney-in-Fact for James W Story and Beverly J Story the following described property:

All that tract or parcel of land lying and being in Land Lot 549, of the 12th District, 1st Section of Lumpkin County, Georgia, and being all of Lot A, as is more fully described and delineated according to a plat of survey prepared March 15, 1982, and revised October 7, 1982, by M.C. WICJT, G.R.L.S. NO. 1147, which is recorded in Plat Book 10, Page 89, Lumpkin County, Georgia records, and being more particularly described as follows:

To find the true point of beginning: begin at the common land lot corner of Land Lots 549, 548, 572, and 573, aforesaid district and section; running thence North 02 degrees 36 minutes 53 seconds East along the East land lot line of Land Lot 549, a distance of 404.09 feet to an iron pin located at the Northeast corner of Lot B and the true point of beginning; running thence south 67 degrees 10 minutes 18 seconds West along the North boundary line of Lot B, a distance of 288.61 feet to an iron pin; running thence North 38 degrees 00 minutes 45 seconds West a distance of 118.75 feet to an iron pin; running thence North 17 degrees 43 minutes 22 seconds West a distance of 168.93 feet to an iron pin located on the South boundary line of property now or formerly belonging to Clyde Gaddis; running thence South 81 degrees 19 minutes 38 seconds East along the South boundary line of property now or formerly belonging to Clyde Gaddis a distance of 398.88 feet to an iron pin located on the East land lot line of Land Lot 549; running thence South 02 degrees 36 minutes 53 seconds West along the East Land Lot line of Land Lot 549 a distance of 82.46 feet to an iron pin and the true point of beginning.

The above described property is shown on and delineated according to that certain plat of survey for James W. Story and Beverly J. Story, by CSC/Frederick F. Kauffman & Associates, Frederick F. Kauffman, G.R.L.S. No. 1774, dated January 24, 1991, which plat is adopted and made a part of this description by reference thereto in order to more fully show the courses and distances, metes and bounds of the lands described herein.

Also conveyed herewith is a non-exclusive perpetual easement for ingress, egress along the existing road which leads from the Western boundary of the property in a westerly direction to Homer Edwards Road, also known as Oak Grove Road. Reference is made to those easement rights conveyed by William Henry Black to Moore’s Cash and Carry, Inc. under an instrument recorded in Deed Book D-4, Pages 35-36, and the rights of the Grantor under that conveyance are specifically conveyed to the Grantee herein, their heirs, successors, and assigns.

By acceptance of this conveyance, the Grantee herein for themselves, their heirs, successors, and assigns, covenants and agrees not to place any chicken houses or hog pens on any of the above described property. This provision shall be interpreted as a covenant running with the land.

This conveyance is made subject to an easement in favor of owners of Lots B, C, and D for ingress and egress along the existing road, which is shown running through the western portion of the above described property.

Property known as: 89 Tate Black Road, Dahlonega, GA 30533

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).

The property will be sold as the property of The Aforesaid Grantors subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.

Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:

GMAC Mortgage, LLC

Two Ravinia Dr, Suite 500

Atlanta, GA 30346

PHONE: 800-850-4622

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.

To the best of the undersigned’s knowledge and belief, the party in possession is James W Story and Beverly J Story.

GMAC Mortgage, LLC , as Attorney-in-fact for James W Story and Beverly J Story.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Associates, P.C.

South Terraces, Suite 1000

115 Perimeter Center Place

Atlanta, GA 30346

Phone – (770) 392-0398

Toll Free – (866) 999-7088

www.penderlaw.com

Our File No. 11-14037

(1/11, 1/18, 1/25, 2/1)

STATE OF GEORGIA

COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Anthony Waters to Mortgage electronic Registration Systems, Inc. dated May 14, 2003, and recorded in Deed Book N31, Page 518, Lumpkin County Records, securing a Note in the original principal amount of $147,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, February 7, 2012, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract of land located in Land Lots 688 and 689, 12’” District, 1st Section, Lumpkin County, Georgia, described as containing 2.05 acres, and being all of Lot 11, Martin’s Grove Subdivision, Plat Book 18, Page 46, Lumpkin county Georgia Records, which is incorporated by reference herein.

Subject to a Declaration of Restrictive Covenants dated October 1, 1985, recorded in Deed Book E-5, Pages 387-389, Lumpkin County Georgia Records.

Subject to Road Maintenance Agreement dated May 13, 1987, recorded in Deed Book R-6, Page 285, Lumpkin County Georgia Records.

Said property is known as 116 Hickory Lane, Dahlonega, GA 30533, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.

The property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Anthony Waters, Anthony Waters or a tenant or tenants. The proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Wells Fargo Bank, NA as Attorney-in-Fact for Anthony Waters

File no. 11-026188

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Duke Building, Suite 100

Atlanta, GA 30341-3941

(770)220-2535/RR

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

[FC-NOS]

(1/11, 1/18, 1/25, 2/1)

STATE OF GEORGIA

COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

IN DEED TO SECURE DEBT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Corrie M Williams to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $130,150.00 dated 8/3/2006, and recorded in Deed Book 1000, page 628, Lumpkin County records, said Security Deed being last transferred and assigned to CitiMortgage, Inc. in Deed Book 1111, Page 295, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of February, 2012 by CitiMortgage, Inc., as Attorney-in-Fact for Corrie M Williams the following described property:

All that tract or parcel of land lying and being in Land Lots 220 and 221 of the 13th District, Lumpkin County, Georgia, consisting of 1.01 acres, more or less, being more fully described and delineated as Lot #32 on a plat of survey of The River Trace Subdivision, Phase Two, prepared by Mike Scupin & Associates, Georgia Registered Land Surveyor, dated March 30, 1994, and recorded in Plat Book 27, Page 73, Lumpkin County, Georgia Records, said plat is incorporated by reference herein.

Property known as: 571 River Trace Drive, Dahlonega, GA 30533

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).

The property will be sold as the property of The Aforesaid Grantors subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.

Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:

CitiMortgage, Inc.

4050 Regent Blvd.

Irving, TX 75063

PHONE: 866-272-4749

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.

To the best of the undersigned’s knowledge and belief, the party in possession is Corrie M Williams.

CitiMortgage, Inc., as Attorney-in-fact for Corrie M Williams.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Associates, P.C.

South Terraces, Suite 1000

115 Perimeter Center Place

Atlanta, GA 30346

Phone – (770) 392-0398

Toll Free – (866) 999-7088

www.penderlaw.com

Our File No. 11-13985

(1/11, 1/18, 1/25, 2/1)

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Legals (January 18th edition)
Jan 18, 2012 | 5990 views | 0 0 comments | 17 17 recommendations | email to a friend | print
Petition for year’s support

GEORGIA, LUMPKIN COUNTY PROBATE COURT

The petition of Kathy Gibson, for a year’s support from the estate of James T. Gibson, deceased, for decedent’s surviving spouse, having been duly filed, all interested persons are hereby notified to show cause, if any they have, on or before January 23, 2012, why said petition should not be granted.

All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed on or before the time stated in the preceding sentence. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number tor the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.

Michael A. Chastain

Probate Judge

By: Shelley Wilson

Probate Clerk

325 Riley Road, Room 122

Dahlonega, GA 30533

706-864-3847

(12/28, 1/4, 1/11, 1/18)

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Loyd P. Gooch, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 21st day of December, 2011.

Sylvia Ann Gooch, Executor

239 Ashley Drive

Dahlonega, GA 30533

(1/4, 1/11, 1/18, 1/25)

NOTICE

Georgia, Lumpkin County Probate Court

Michael Calhoun and Judy Lingerfelt have petitioned to be appointed Administrators of the estate of Alma Marie Carder Calhoun, deceased, of said County. (The petitioners have also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-232.) All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the Court on or before February 6, 2012. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.

Michael A. Chastain

Probate Judge

by Shelley Wilson

Probate Clerk

325 Riley Road, Room 122

Dahlonega, Georgia 30533

706-864-3847

(1/11, 1/18, 1/24, 2/1)

NOTICE

Georgia, Lumpkin County Probate Court

Philip Cain has petitioned to be appointed Administrator of the estate of James Stanley Cain, deceased, of said County. (The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-232.) All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the Court on or before February 6, 2012. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.

Michael A. Chastain

Probate Judge

by Shelley Wilson

Probate Clerk

325 Riley Road, Room 122

Dahlonega, Georgia 30533

706-864-3847

(1/11, 1/18, 1/24, 2/1)

CITATIon

Georgia, Lumpkin County

Estate No. 2012-GM-2

IN RE: Petition of Mark and Kelley Payne for Temporary Letters of Guardianship of William Nickolas Payne, a minor

Date of second publication: January 18, 2012

To: Monique Payne

You are hereby notified that a petition for the appointment of a temporary guardian has been filed regarding the above-named minor. All objections to the Petition described above either to the appointment of a temporary guardian or the appointment of the petitioners as temporary guardians, must be in writing, setting forth the grounds of any such objections, and must be filed with this Court no later than ten days after the second publication of this notice if you are served by publication. All pleadings must be signed before a notary public or Georgia probate court clerk, and filing fees must be tendered with your pleadings, unless you qualify to file as an indigent party. Contact probate court personnel at the below address/telephone number for the required amount of filing fees.

** NOTE: If a natural guardian files an objection to the creation of the temporary guardianship, the Petition will be dismissed. If a natural guardian files an objection to the appointment of the petitioner as guardian; or if a parent who is not a natural guardian files an objection to the petition, a hearing on the matter shall be scheduled at a later date.

Michael A. Chastain

Probate Judge

By: Shelley Wilson

Probate Clerk

325 Riley Road, Room 122

Dahlonega, GA 30533

706-864-3847

(1/11, 1/18)

Public Sale

Byrd’s Mini Storage #3

6326 Hwy. 52 E.

Murrayville, GA 30564

(706)864-8672

Sale: Jan. 20, 2012 2:00 pm

Customer Name - Unit

L. Spohn - B10

B. Vandiver - C10

B. Lofton - C30

E. Chester - D03

G. Crowe - AA22

D. Disspain - C17

R. Ellin - D19

A. Harper - C31

K. Glaze - D29

P. Leonard - D01

T. Gillette - B19

D. McDaniel - D12

T. Gillette - A06

M. Cross - E02

G. Standridge - E04

Mark Byrd Unlimited, Inc. 5040 Hwy. 53 E, Dawsonville, GA 30534 has possessory lien on all of the goods stored in the prospective units above. All these items of personal property are being sold pursuant to the assertion of the lien on Jan. 20, 2012 2:00pm in order to collect the amounts due from you. The sale will take place at 6326 Hwy. 52 E. Murrayville, GA. 30564.

(1/11, 1/18)

notice of sale

Cane Creek Storage

2099 Highway 19 North

Dahlonega, GA 30533

Blair Grote Unit B36

Sale Date: Saturday, January 21, 2012 at 10 a.m.

(1/11, 1/18)

Petition for year’s support

GEORGIA, LUMPKIN COUNTY PROBATE COURT

The petition of Patricia Diane Pruett, for a year’s support from the estate of Morris Pruett, deceased, for decedent’s surviving spouse, having been duly filed, all interested persons are hereby notified to show cause, if any they have, on or before February 6, 2012, why said petition should not be granted.

All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed on or before the time stated in the preceding sentence. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number tor the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.

Michael A. Chastain

Probate Judge

By: Shelley Wilson

Probate Clerk

325 Riley Road, Room 122

Dahlonega, GA 30533

706-864-3847

(1/11, 1/18, 1/25, 2/1)

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Elbert Ray Jarrard, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 4th day of January 2012.

Kitty Sue Jarrard, Executor

63 Brogdon Road

Dawsonville, GA 30534

(1/11, 1/18, 1/25, 2/1)

Notice of Service

In the Superior Court of

Lumpkin County

State of Georgia

SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., Petitioner,

V

Brian Breshears, Respondent

Civil Action File No. 11-CV-796-DB

to: Brian Breshears, Respondent:

You are hereby notified that on November 17, 2011, Petitioner filed its Report of Foreclosure Sale Under Power of Sale and Application for Confirmation of Such Foreclosure Sale (the “Petition”) relating to real property located at 1090, 1092 Copper Mines Road and 886 Grindle Brothers Road, Murrayville, Georgia, 30564. An Order Permitting Service by Publication and Rescheduling Hearing (the “Order”) was entered by the Court on the 11th day of January, 2012. You are hereby commanded and required to file with the Clerk of the Superior Court of Lumpkin County and serve upon The Knott Firm, LLC, 670 East Kytle Street, Cleveland, GA 30528, an Answer to the Petition within sixty (60) days of the date of the Order. Let you and all interested parties appear for a hearing in this matter on April 4, 2012, in the Lumpkin County, Georgia Superior Court and show cause why the Petition should not be granted and the foreclosure sale confirmed.

Witness the Honorable David E. Barrett, Chief Judge of Superior Court, Lumpkin County, Georgia.

This 11th day of January, 2012.

Rita Harkins

Clerk of Superior Court,

Lumpkin County

(1/18, 1/25, 2/1, 2/8)

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Barbara Sue Grant Rider, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 12th day of January 2012.

Donna Roberts, Executor

416 Ginger Trail

Demorest, GA 30535

(1/18, 1/25, 2/1, 2/8)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Anthony V Hicks and Brandy Hicks to HomeBanc Mortgage Corporation dated March 23, 2007 in the amount of $158,450.00, and recorded in Deed Book 1037, Page 527, Lumpkin County, Georgia Records; as last transferred to CitiMortgage, Inc. by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2012 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 12 of the 13th District, 1st Section, Lumpkin County, Georgia, 7.95 Acres more or less, as per plat by Michael L. Scupin, Georgia Registered Land Surveyor, plat being recorded in Plat Book 29, Page 10, Lumpkin County, Georgia Records, which plat is incorporated herein by this reference and made a part of this description.

Less and except:

All that tract or parcel of land lying and being in Land Lot 12 of the 13th District, 1st Section, Lumpkin County, Georgia, 4.30 Acres more or less, as per plat by Michael L. Scupin, Georgia Registered Land surveyor, plat being recorded in Plat Book 30, Page 14, Lumpkin County, Georgia Records, which plat is incorporated herein by this reference and made a part of this description.

which has the property address of 202 Maggies Place, Dawsonville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Anthony V Hicks and Brandy Hicks and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

CitiMortgage, Inc.

Attorney in Fact for

Anthony V Hicks and Brandy Hicks

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

Publication Dates:12-21-2011, 12-28-2011, 01-04-2012, 01-11-2012, 1-18-2012, 1-25-2012, 2-1-2012

File No. 09-04713 /FHA/llawson

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(12/21, 28; 1/4, 11, 18, 25, 2/1)

NOTICE OF SALE UNDER POWER

STATE OF GEORGIA,

COUNTY OF LUMPKIN

Under and by virtue of the Power of Sale in Deed from Geraldine Bruce Adams to Bank of the Ozarks, Assignee from the Federal Deposit Insurance Corporation as Receiver of Chestatee State Bank, Grantee, dated November 25, 2009 and recorded in Deed Book 1151, Pages 152-156 and re-recorded in Deed Book 1153, Pages 114-119 of the Lumpkin County, Georgia Records, and as modified, said Deed to Secure Debt having been given to secure a Promissory Note dated November 25, 2009 in the original principal amount of $40,000.00, there will be sold by the undersigned at public outcry, during the legal hours of sale before the door of the Courthouse of Lumpkin County, Georgia, on the first Tuesday in February, 2012, to wit: February 7, 2012, to the highest and best bidder for cash the property described as follows, to wit:

All that tract or parcel of land lying and being in Land Lot 985, 12th District, 1st Section, Lumpkin County, City of Dahlonega, Georgia, being parts of City Lot Number 53 and City Lot Number 56 according to the Price and Martin Survey, and being more particularly described as follows:

Beginning at the intersection of a hedge row and the right-of-way of South Grove Street; thence from said POINT OF BEGINNING running in a Southeasterly direction along with said right-of-way for a distance of 126 feet, more or less, to the property line of lands now or formerly owned by Preston Price and the centerline of what was formerly Harris Street; thence running in a Southwesterly direction along with said property line of lands now or formerly owned by Preston Price and said centerline of formerly Harris Street for a distance of 70 feet, more or less, to the property line of Carl Ridley; thence running in a Northwesterly direction along with said property line of Carl Ridley for a distance of 126 feet, more or less, to the property line of North Georgia College; thence running in a Northeasterly direction along with said property line of North Georgia College for a distance of 70 feet, more or less, to the POINT OF BEGINNING.

The debt secured by said Deed to Secure Debt and Note has been and is hereby declared due and payable in full because of nonpayment of principal and interest pursuant to the terms of said Deed to Secure Debt and Note. Notice has been given of intention to enforce provisions for collection of attorney’s fees and foreclosure in accordance with legal requirements and the terms of the Deed to Secure Debt and Note. The indebtedness remaining in default, the sale will be made for the purpose of applying proceeds thereof to the payment of the indebtedness secured by the Deed to Secure Debt, accrued interest and expenses of the sale and other sums secured by the Deed to Secure Debt including attorney’s fees, and the remainder if any shall be applied as provided by law.

The person that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: James A. Curry, EVP, Bank of the Ozarks, 6639 Highway 53 East, Dawsonville, Georgia 30534, 706-216-2265. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best of the undersigned’s knowledge and belief the property is in the possession of Geraldine Bruce Adams and said property will be sold as the property of Geraldine Bruce Adams, subject to outstanding ad valorem taxes, and easements and restrictions of record, if any. The undersigned will execute a deed to the purchaser at said sale as provided in the Deed to Secure Debt.

Bank of the Ozarks as Assignee from the Federal Deposit Insurance Corporation as Receiver of Chestatee State Bank, as Attorney-in-Fact for Geraldine Bruce Adams

Newsom C. Cummings, Esq.

Cummings & Kelley PC

100 Old Dawson Village Road E, Suite 120

Dawsonville, Georgia 30534

706-216-8989

(1/11, 1/18, 1/25, 2/1)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Robert S Aiken to Mortgage Electronic Registration Systems, Inc., dated March 26, 2008, recorded in Deed Book 1088, Page 399, Lumpkin County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment recorded in Deed Book 1175, Page 278, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED TEN THOUSAND AND 0/100 DOLLARS ($310,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in February, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. T

he entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Robert S Aiken and Robert Aiken or a tenant or tenants and said property is more commonly known as 283 Crabapple Lane, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

SunTrust Mortgage, Inc.

as Attorney in Fact for

Robert S Aiken

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/drf1 2/7/12

Our file no. 52519609-FT2

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 538 of the 12th District, 1st Section of Lumpkin County, Georgia, containing 10.01 acres, more or less, as per plat of survey recorded in Plat Book 28, Page 33, Lumpkin County, Georgia records, which plat is incorporated herein by reference and made a part of this description. MR/drf1 2/7/12 Our file no. 52519609 - FT2

(1/11, 1/18, 1/25, 2/1)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Under and by virtue of the Power of Sale contained in that certain Security Deed and Agreement from Blue Sky Associates, LLC (“Grantor”) to Community & Southern Bank, as successor in interest to Appalachian Community Bank, by virtue of Assignment from the FDIC, as Receiver for Appalachian Community Bank (“Grantee”), dated September 26, 2007, filed and recorded October 4, 2007, in Deed Book 1066, Page 486, Lumpkin County, Georgia Records (the “Security Deed”), conveying the after-described property to secure that certain Universal Note dated June 29, 2009, from Grantor payable to Appalachian Community Bank in the original principal amount of Eight Hundred Eighty Eight Thousand Two Hundred Ninety Nine and 99/100 Dollars ($888,299.99), with interest thereon as set forth therein (as modified and renewed, the “Note”), there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in February, 2012fillin “” \d “”, the following described property:

All that tract or parcel of land lying and being in Land Lot 32 of the 12th District, 1st Section of Lumpkin County, Georgia, consisting of 21.739 acres, more or less, and being that property as contained in a plat prepared for Roger Martin by Geo Image, LLC, dated August 12, 2005, and being recorded in Plat Cabinet 1, Slide 127, Page 134A of the Lumpkin County, Georgia Plat Records, which said plat and reference are hereby incorporated by reference for a more complete description of subject property.

The indebtedness secured by said Security Deed fillin “” \d “”has been and is hereby declared due and payable because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note. fillin “” \d “”The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given as provided by law).

The property will be sold for cash or certified funds and subject to any and all matters of record superior to said Security Deedfillin “” \d “”, outstanding ad valorem taxes, any matters which might be disclosed by an accurate survey and inspection of the property, zoning ordinances, restrictions, covenants, easements against the property, if any, and subject to any unpaid water and waste bills that constitute liens against the property, whether due and payable or not yet due and payable. The sale will be conducted as set forth herein subject to (1) confirmation prior to the sale that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final confirmation and audit prior to the sale of the status of the loan with the holder of the Security Deed.

Grantee reserves the right to sell the property in one parcel or as an entirety, or in such parcels as Grantee may elect, as permitted in the Security Deed.

To the best of the undersigned’s knowledge and belief, the property consists of 21.739 acres located off John Perry Road, Lumpkin County, Georgia, and the party in possession of the property is Blue Sky Associates, LLC, or its tenant or tenants.

COMMUNITY & SOUTHERN BANK, as successor in interest to Appalachian Community Bank, by virtue of Assignment from the FDIC, as Receiver for Appalachian Community Bank, as Attorney-in-Fact for Blue Sky Associates, LLC

Thompson, O’Brien, Kemp & Nasuti, P.C.

40 Technology Parkway South, Suite 300

Norcross, Georgia 30092

(770) 925-0111

(1/11, 1/18, 1/25, 2/1)

Notice of Sale Under Power

State of Georgia,

County of LUMPKIN.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by JAMES ADAM BROWN to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) AS NOMINEE FOR FRANKLIN BANK, SSB , dated 10/21/2005, and Recorded on 10/28/2005 as Book No. T36 and Page No. 356-362, LUMPKIN County, Georgia records, as last assigned to BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP, FKA COUNTRYWIDE HOME LOANS SERVICING LP, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $73,841.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the LUMPKIN County Courthouse within the legal hours of sale on the first Tuesday in February, 2012, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 75 OF THE 11TH DISTRICT, FIRST SECTION OF LUMPKIN COUNTY, GEORGIA, BEING LOT 2, CONTAINING 1.59 ACRES, MORE OR LESS, AS SHOWN ON A PLAT OF SURVEY MADE FOR JAMIE GIBSON PREPARED BY TOMMY J. PHILLIPS, RLS, AS RECORDED IN PLAT CABINET 1, SLIDE 47, PAGE 135, LUMPKIN COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART HEREOF FOR A MORE ACCURATE AND COMPLETE DESCRIPTION OF SAID PROPERTY.

ALSO CONVEYED HEREWITH IS A 1999 DYNASTY SMH3 27 X 56 MANUFACTURED HOME, SERIAL NUMBER (S) H813525GL&R, WHICH IS PERMANENTLY ATTACHED TO AND MADE A PART OF THE REAL PROPERTY HEREIN DESCRIBED. SEE IN THIS REFARD DEED BOOK W33, PAGE 475 OF THE LUMPKIN COUNTY, GEORGIA DEED RECORDS. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: BANK OF AMERICA, N.A., AS SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP, PTX-C-32, Foreclosure 7105 CORPORATE, PLANO, TX 75024, 800-669-6650. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 198 NORRIS ROAD, DAHLONEGA, GEORGIA 30533 is/are: JAMES ADAM BROWN or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP, FKA COUNTRYWIDE HOME LOANS SERVICING LP

as Attorney in Fact for

JAMES ADAM BROWN.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

20100031413136

BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP

15000 Surveyor Boulevard

Addison, Texas 75001

Telephone: (972) 341-5398.

(1/11, 1/18, 1/25, 2/1)

Notice of Sale Under Power

State of Georgia,

County of LUMPKIN.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by JOSEPH C BROWN AND TAMMY L BLACKWELL AND A/K/A JOSEPH BROWN AND A/K/A TAMMY BLACKWELL to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (¿MERS¿) AS NOMINEE FOR MARKET STREET MORTGAGE CORPORATION , dated 10/12/2006, and Recorded on 11/17/2007 as Book No. 1014 and Page No. 511-523, LUMPKIN County, Georgia records, as last assigned to JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO CHASE HOME FINANCE LLC, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $106,270.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the LUMPKIN County Courthouse within the legal hours of sale on the first Tuesday in February, 2012, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 29, 12TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA, CONTAINING 1.00 ACRE, WHICH PLAT IS RECORDED IN PLAT BOOK 1, PAGE 148, LUMPKIN COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE.

ALSO CONVEYED HEREWITH IS A 2006 (YEAR) HORTON (MANUFACTURER) MIRAGE (MODEL) MOBILE HOME, VEHICLE IDENTIFICATION NUMBER # H184804GL&R, WHICH HAS BEEN ATTACHED TO THE LAND IN ORDER TO BECOME REAL PROPERTY. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO CHASE HOME FINANCE LLC, 3415 VISION DRIVE, Foreclosure, COLUMBUS, OH 43219, 800-848-9136. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 270 MILL CREEK ROAD, DAHLONEGA, GEORGIA 30533 is/are: JOSEPH C BROWN AND TAMMY L BLACKWELL AND A/K/A JOSEPH BROWN AND A/K/A TAMMY BLACKWELL or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO CHASE HOME FINANCE LLC

as Attorney in Fact for

JOSEPH C BROWN AND TAMMY L BLACKWELL AND A/K/A JOSEPH BROWN AND A/K/A TAMMY BLACKWELL.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

20100187433112

BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP

15000 Surveyor Boulevard

Addison, Texas 75001

Telephone: (972) 341-5398.

(1/11, 1/18, 1/25, 2/1)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from Mark Davis a/k/a Mark A. Davis and Tammy Davis a/k/a Tammy S. Davis to Branch Banking and Trust Company, dated May 25, 2007, recorded June 27, 2007, in Deed Book 1049, Page 669, Lumpkin County, Georgia Records, said Security Deed having been given to secure a Note of even date in the principal amount of TWO HUNDRED FORTY THOUSAND DOLLARS AND NO CENTS ($240,000.00), with interest thereon as provided for therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in February 2012, all property described in said Security Deed including but not limited to the following described property:

All that tract or parcel of land lying and being in Land Lot 271 of the 12th District, 1st Section of Lumpkin County, Georgia and being 1.477 acres, more or less and described as Lot 7 of Montalvina Estate Phase as per plat prepared by GeoImage, LLC on May 30, 2007, said plat recorded at Cabinet 1, Slide 151, Plat 04, Lumpkin County, Georgia records.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys’ fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed.

To the best of the knowledge and belief of the undersigned, the party in possession of the property is Mark Davis a/k/a Mark A. Davis and Tammy Davis a/k/a Tammy S. Davis or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed,

Branch Banking and Trust Company

as Attorney in Fact for

Mark Davis a/k/a Mark A. Davis and Tammy Davis a/k/a Tammy S. Davis.

Contact: The Geheren Firm, P.C.,

1535 Mount Vernon Road,

Atlanta, GA 30338

TEL (678) 587-9500.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(1/11, 1/18, 1/25, 2/1)

NOTICE OF SALE UNDER POWER,

LUMPKIN COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Sheri S. Fields and Ricky A. Fields to Mortgage Lenders Network USA, Inc. dated 5/2/2002 and recorded in Deed Book I-29 Page 40, LUMPKIN County, Georgia records; as last transferred to LNV Corporation by Assignment filed for record in LUMPKIN County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $225,250.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of LUMPKIN County, Georgia, within the legal hours of sale on the first Tuesday in February, 2012 (February 07, 2012), the following described property:

TRACT 1:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 514, 12TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA AND BEING FULLY DESCRIBED BY A PLAT PREPARED BY MICHAEL STEWART KELLEY, GEORGIA REGISTERED LAND SURVEYOR, DATED JANUARY 29, 1998: AND AS PER SAID PLAT, THE PROPERTY CONTAINS 3.338 ACRES, MORE OR LESS, THE SUBJECT PLAT BEING OF RECORD IN PLAT CABINET ONE, SLIDE 12, PAGE 36B, LUMPKIN COUNTY RECORDS. SAID PLAT IS HEREBY INCORPORATED BY REFERENCE.

TRACT 2:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 514, 12TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA AND BEING FULLY DESCRIBED BY A PLAT PREPARED BY SOLAR LAND SURVEYING COMPANY, GEORGIA REGISTERED LAND SURVEYORS, DATED JUNE 17, 1995 AND AS PER SAID PLAT, THE PROPERTY CONTAINS 2.00 ACRES, MORE OR LESS, THE SUBJECT PLAT BEING OF RECORD IN PLAT BOOK 28, PAGE 111, LUMPKIN COUNTY RECORDS. SAID PLAT IS HEREBY INCORPORATED BY REFERENCE.

THIS CONVEYANCE IS MADE SUBJECT TO EASEMENTS FOR PUBLIC ROADS AND UTILITIES NOW IN USE.

THIS CONVEYANCE IS MADE SUBJECT TO ANY EASEMENTS OF RECORDS OR EASEMENTS LOCATED ON THE PROPERTY ABOVE DESCRIBED.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 289 Pathfinder Lane, Dahlonega, GA 30533 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Sheri S. Fields and Ricky A. Fields or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

LNV Corporation as agent and Attorney in Fact for Sheri S. Fields and Ricky A. Fields.

Aldridge Connors, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1072-2574.

(1/11, 1/18, 1/25, 2/1)

State Of Georgia

County of Lumpkin

Notice Of Sale Under Power

By virtue of the power of sale contained in that certain Georgia Security Deed and Security Agreement from Glendianne, LLC to Branch Banking and Trust Company, dated June 29, 2004, recorded in Deed Book Z-33, Page 597, Lumpkin County, Georgia Records, as modified, (hereinafter referred to as “Deed to Secure Debt”), there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse at Lumpkin County, Georgia, within the legal hours of sale on Tuesday, February 7, 2012, the property described on Exhibit “A” attached hereto and incorporated herein by reference. The debt secured by said Deed to Secure Debt has been and is hereby declared due and payable because of, among other possible events of default, failure to make payments. The debts remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Deed to Secure Debt first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice.

To the best knowledge and belief of the undersigned, the Party in possession of the property is Glendianne, LLC, or a tenant or tenants, and said property is more commonly known as Various portions of Tract One and Tract Two in Land Lots 431, 432, 458, 459, 465, 466, 485, 486, 495, 496, and 497, 15th District, 1st Section, Lumpkin County, Georgia. However, please rely only on the legal description contained in this notice for the location of the property. Please note that the undersigned reserves the right to sell the property or any portion thereof in separate parcels or as a whole.

Branch Banking and Trust Company

Attorney in Fact for Glendianne, LLC

Martin G. Quirk, Esq.

Quirk & Quirk, LLC

6000 Lake Forrest Drive, Suite 325

Atlanta, Georgia 30328

(404) 252-1425

Exhibit “A”

TRACT ONE:

All that tract or parcel of land lying and being in Land Lots 431, 432, 458, 459, 465, 466, 485, 486, 495, 496 and 497 of the 15th District and 1st Section of Lumpkin County, Georgia consisting of 217.05 acres, more or less, together with all improvements located thereon, and being more particularly set out on a plat of survey dated May 5, 1997, prepared for Wildwood subdivision by Michael Stewart Kelley, Georgia Registered Land Surveyor. This plat is recorded in Plat Cabinet One, Slide 3, Plat 51, Lumpkin County records and is incorporated herein by reference for a more detailed description.

TRACT TWO:

All that tract or parcel of land lying and being in Land Lot 465 of the 15th District, and 1st Section of Lumpkin County, Georgia consisting of .247 acres, more or less, together with all improvements located there and being more particularly set out as Parcel C on a plat of survey dated May 5, 1997, prepared for Wildwood Subdivision by Michael Stewart Kelley, Georgia Registered land Surveyor. This plat is recorded in Plat Cabinet One, Slide 3, Plat 51, Lumpkin County records and is incorporated herein by reference for a more detailed description.

This property is conveyed subject to easements for roads and utilities in use or of record.

This property is conveyed subject to a non-exclusive, perpetual easement 30 feet in width along the private portion of Hidden Valley Road as shown on a plat of survey of record in Plat Book 30, Page 117, Lumpkin County, Georgia records, as it leads in a southwesterly direction to the end of the county maintained portion of Hidden Valley Road. The property is also conveyed subject to any existing easement rights of others to use said roadway.

LESS AND EXCEPT ALL THE FOLLOWING:

(1) All that tract or parcel of land lying and being in Land Lot 458 of the 15th District, 1st Section of Lumpkin County, Georgia being 1.062 acres, more or less, as more particularly described on that certain plat of survey dated March 10, 1998, prepared for Jellico Coal and Charcoal Co., Inc. by Precision Land Services, the same being of record in Plat Cabinet One, Slide 15, Plat 92A, Lumpkin County, Georgia records, together with the easement rights granted in said instrument.

(2) All that tract and parcel of land lying and being in Land Lot 458 of the 15th District, 1st Section, Lumpkin County, Georgia, being 1.671 acres more or less, as more particularly described on that certain plat of survey of record at Plat Book 30, Page 109, Lumpkin County records.

(3) All that tract or parcel of land lying and being in Land Lot 458 of the 15th District, 1st Section, Lumpkin County, Georgia consisting of 12.602 acres, more or less, and being more fully described and delineated according to a plat of survey prepared by Michael Stewart Kelley, Georgia Registered Surveyors, dated November 27, 1996, which is recorded in Plat Book 30, Page 117, Lumpkin County, Georgia records.

(4) All that tract or parcel of land lying and being in Land Lot 458 and 465 of the 15th District and 1st Section of Lumpkin County, Georgia, consisting of 10.34 acres, more or less, and being more particularly described in a Corrective Warranty Deed dated August 22, 1995, from Tana S. Rhodes to M.C. LaGrone, Jr., as Sole Trustee of the Jellico Coal & Charcoal Company, Inc., Profit Sharing Plan and Trust, which is recorded in Deed Book S-I 5, Pages 58-63, Lumpkin County records and is incorporated herein by reference for a more detailed description, as identified further in a warranty deed from Glendianne, Ltd., et al to JELLICO COAL & CHARCOAL CO INC PROFIT SHARING PLAN & TRUST, by instrument of record in Deed Book F32, Page 399, Lumpkin County records.

(5) All that tract or parcel of land lying and being in Land Lot 458 of the 15th District, 1st Section of Lumpkin County, Georgia, being described as 2.850 acres, per plat of survey dated May 9,2002 a copy of which is labeled as Exhibit “A1” at Deed Book 0-29, Page 740, and 0-29, Page 742, Lumpkin County, Georgia records.

(6) All that tract or parcel of land lying and being in Land Lots 457, 458, 465, 466 First Section, Lumpkin County, Georgia, and thence South along the Land Lot line between Land Lot 465 and 466, a distance of 206.48 feet to a point; said point being the True Point of Beginning; and thence South along same said Land Lot line a distance of 358.52 feet to a point; and thence North 74 degrees 48 minutes 55 seconds West a distance of 251.79 feet to a point; and thence North 39 degrees 25 minutes 30 seconds East a distance of 382.63 feet to the True Point of Beginning; said tract containing 1.000 acres.

(7) All that tract or parcel of land lying and being in Land Lot 458 of the 15th District, 1st Section of Lumpkin County, Georgia, and being a tract of 1.001 acres as per a plat of survey by John T. Gaston, Georgia registered land surveyor, the same dated May 9, 2002, and of record as an attachment to an instrument of record at Deed Book V30, Page 74, Lumpkin County records.

(1/11, 1/18, 1/25, 2/1)

NOTICE OF SALE UNDER POWER, LUMPKIN COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Tony L. Grimes Jr. to JPMorgan Chase Bank, N.A. dated 7/27/2009 and recorded in Deed Book 1138 Page 652, Lumpkin County, Georgia records; as last transferred to JPMorgan Chase Bank, National Association by Assignment filed for record in Lumpkin County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $ 156,060.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in February, 2012 (February 07, 2012), the following described property:

All that tract or parcel of land lying and being in Land Lot 919 of the 5th District, 1st Section of Lumpkin County, Georgia, designated as Lot 3 of Crawford Falls West, as shown on plat of survey dated August 28, 2007, prepared by David L. Ringo, Sr., RLS No. 2250, recorded in Plat Cabinet 1, Slide 156, Pages 103-107, Lumpkin County, Georgia Records, said plat being incorporated herein by reference for a more complete description.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 185 Makers Way, Dawsonville, GA 30534 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Tony L. Grimes Jr. and Amey L. Grimes or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

JPMorgan Chase Bank, National Association as agent and Attorney in Fact for Tony L. Grimes Jr.

Aldridge Connors, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1031-65181

(1/11, 1/18, 1/25, 2/1)

Notice of Sale Under Power

State of Georgia,

County of LUMPKIN.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by JENNIE K HAMILTON to WELLS FARGO BANK, N.A. , dated 02/15/2006, and Recorded on 02/22/2006 as Book No. 37 and Page No. 714, LUMPKIN County, Georgia records, as last assigned to U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR WELLS FARGO ASSET SECURITIES CORPORATION, MORTGAGE PASS-THROUGH CERTIFICATES SERIES 2006-4, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $152,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the LUMPKIN County Courthouse within the legal hours of sale on the first Tuesday in February, 2012, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 659, 660, 701 AND 702 OF THE 5TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA, AND BEING LOT 9 AS PER PLAT PREPARED BY C. C. DAVIS, JR. OF GEO IMAGE LLC AND DATED 03/30/00, THE SAME BEING OF RECORD IN CABINET 1, SLIDE 54, PLAT 75, LUMPKIN COUNTY, GEORGIA RECORDS.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: WELLS FARGO BANK, N.A., 3476 STATEVIEW BLVD., Foreclosure MAC# X7801-014, FT. MILL, SC 29715, 803-396-6000. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 126 WOODS DRIVE, DAHLONEGA, GEORGIA 30533 is/are: JENNIE K HAMILTON or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR WELLS FARGO ASSET SECURITIES CORPORATION, MORTGAGE PASS-THROUGH CERTIFICATES SERIES 2006-4

as Attorney in Fact for

JENNIE K HAMILTON.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

20110169806041

BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP

15000 Surveyor Boulevard

Addison, Texas 75001

Telephone: (972) 341-5398.

(1/11, 1/18, 1/25, 2/1)

STATE OF GEORGIA

COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in a Security Deed from KRISTY D. HARPER and MELVIN WAYNE RICKETT to UNITED COMMUNITY BANK, dated August 31, 2009, recorded September 2, 2009, in Deed Book 1141, Page 572, Lumpkin County, Georgia records, said Security Deed being given to secure a Note from KRISTY D. HARPER and MELVIN WAYNE RICKETT of even date in the original principal amount of Forty Eight Thousand Seven Hundred Ninety Nine and 88/100 ($48,799.88) Dollars, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in February, 2012, the following described property:

All that tract or parcel of land lying and being in Land Lot 95 of the 11th District, 1st Section of Lumpkin County, Georgia, consisting of 1.00 acre, more or less, on a plat of survey for Glenn Harper and Kristy Harper dated November 29, 2001, recorded in Plat Cabinet 1, Slide 67, Page 135B, Lumpkin County Records. Said plat being incorporated herein and made a part hereof by reference.

Subject to all easements, covenants and restrictions of record or currently in use.

Included herewith is a 1994 Horton Mobile Home, VIN# H200514G.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is KRISTY D. HARPER and MELVIN WAYNE RICKETT or a tenant or tenants.

UNITED COMMUNITY BANK,

as attorney in Fact for KRISTY D. HARPER and MELVIN WAYNE RICKETT

L. Lou Allen

Stites & Harbison, PLLC

11 Mountain Street, Suite 8

Blue Ridge, Georgia 30513

(706) 632-7923

File No. 7484A-03169

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

260701:1:ATLANTA

11, 1/18, 1/25, 2/1)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Jessica S. Jacobs and Seth M. Livengood to HomeBanc Mortgage Corporation dated March 31, 2006 in the amount of $167,500.00, and recorded in Deed Book Q37, Page 624, Lumpkin County, Georgia Records; as last transferred to Federal National Mortgage Association by assignment; the undersigned, Federal National Mortgage Association pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2012 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 854 of the 5th District, 1st Section of Lumpkin County, Georgia, being Lot 48 of Mill Creek Station Subdivision, as per plat of survey recorded in Plat Cabinet 1-119, Page 178, Lumpkin County, Georgia Records, which plat is incorporated herein by reference for a more complete description of said property.

which has the property address of 148 Pine Tree Court, Dawsonville, Georgia, together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Jessica S. Jacobs and Seth M. Livengood and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Federal National Mortgage Association

Attorney in Fact for

Jessica S. Jacobs and Seth M. Livengood

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

Publication Dates:01-11-2012, 01-18-2012, 01-25-2012, 02-01-2012

File No. 11-15382 /FNMA/cajohnson

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(1/11, 1/18, 1/25, 2/1)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Lara James and Michael James to Mortgage Electronic Registration Systems, Inc. as nominee for Taylor, Bean & Whitaker Mortgage Corp., its successors and assigns dated January 11, 2007 in the amount of $258,000.00, and recorded in Deed Book 1023, Page 109, Lumpkin County, Georgia Records; as last transferred to Cenlar FSB by assignment; the undersigned, Cenlar FSB pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2012 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 119, 11th District, Lumpkin County, Georgia and being fully described by a plat prepared by Michael Stewart Kelley, Georgia Registered Land Surveyor, dated: June 5, 1995 and as per said plat, the property being Lot 8, Gold Cove Subdivision, said lot containing 4.602 acres, more or less, the subject plat being of record in Plat Book 28, Page 154, Lumpkin County Records. Said plat is hereby incorporated by reference.

This conveyance is made subject to restrictive covenants for gold cove subdivision.

This conveyance is made subject to easements for public roads and utilities now in use.

This conveyance is made subject to any easements of records or easements located on the property above described.

which has the property address of 421 Gold Crest Drive, Dahlonega, Georgia, together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Lara James and Michael James and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Cenlar FSB Attorney in Fact for

Lara James and Michael James

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

Publication Dates:01-11-2012, 01-18-2012, 01-25-2012, 02-01-2012

File No. 11-18415 /FHLMC/mtucker

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(1/11, 1/18, 1/25, 2/1)

This is an attempt to collect a debt and any information obtained will be used for that purpose.

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

By virtue of a Power of Sale contained in that certain Security Deed and Agreement from Gayle H. Jones and Percy C. Jones to Community & Southern Bank (by virtue of that certain Assignment of Security Instruments and Other Loan Documents, filed and recorded June 9, 2010 in Deed Book 1162, Page 518, LUMPKIN, Georgia Records, assignee of the Federal Deposit Insurance Corporation in receivership of Appalachian Community Bank) (“Community & Southern Bank”), dated March 18, 2009, filed and recorded March 24, 2009 in Deed Book 1125, Page 373 LUMPKIN COUNTY, Georgia Records (as amended, modified, or revised from time to time, “Security Deed”), said Security Deed having been given to secure a Note (the “Note”) in the original principal amount of NINETY-NINE THOUSAND SEVEN HUNDRED NINETY-TWO AND 50/100THS DOLLARS ($99,792.50), with interest thereon as provided for therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of LUMPKIN COUNTY, Georgia, within the legal hours for sale on the first Tuesday in February, 2012, all property described in said Security Deed, including, but not limited to, declarant’s rights, if any, and, without limitation, the following described property (or so much thereof as has not, as of said first Tuesday, by duly executed and recorded instrument, previously been released from the lien of the Security Deed):

ALL THAT TRACT OR PARCEL OF LAND, SITUATE, LYING AND BEING IN LAND LOT 108, FIRST LAND DISTRICT, ORIGINALLY HABERSHAM, NOW LUMPKIN COUNTY, GEORGIA, CONTAINING 1.36 ACRES, MORE OR LESS, AND BEING DESIGNATED AS LOT NUMBER 19, ON A PLAT PREPARED BY HENRY GRADY JARRARD SURVEYOR, DATED NOVEMBER 11, 1977, AND REVISED ON NOVEMBER 28, 1979, AND RECORDED IN PLAT BOOK 8, PAGE 101, OF THE RECORDS OF THE CLERK OF THE SUPERIOR COURT OF LUMPKIN COUNTY, GEORGIA. SAID PLAT IS BY EXPRESS REFERENCE INCORPORATED HEREIN FOR A MORE FULL, COMPLETE AND ACCURATE DESCRIPTION OF SAID PROPERTY, AND ALL THE METES, BOUNDS AND BOUNDARIES THEREOF ARE MADE A PART HEREOF. SAID PROPERTY BEING BOUNDED AS FOLLOWS: ON THE NORTH BY OTHER LANDS OF PERCY C. JONES AND GAYLE H. JONES; ON THE EAST BY LANDS OF DEWITT WHITE; ON THE SOUTH BY THE NORTHERN RIGHT OF WAY OF A COUNTY MAINTAINED PUBLIC ROAD; AND ON THE WEST BY LOT NUMBER 18, DESCRIBED IN SAID PLAT.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including, but not limited to, the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys’ fees and other payments provided for under the terms of the Security Deed and Note.

Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by inspection of the property; any outstanding taxes, including, but not limited to, ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights of way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Gayle H. Jones and Percy C. Jones or tenant(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the United States Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. Community & Southern Bank and its counsel are acting as debt collectors. Any information obtained will be used for that purpose.

Community & Southern Bank as Attorney-in-Fact for Gayle H. Jones and Percy C. Jones

Contact: Guillermo Todd, Esq.

Busch, Slipakoff & Schuh, LLP

3350 Riverwood Parkway, Suite 1550

Atlanta, Georgia 30339

Telephone (770) 790-3550

(1/11, 1/18, 1/25, 2/1)

STATE OF GEORGIA

COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

IN DEED TO SECURE DEBT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Lorraine Lynch and Vincent Lynch to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $155,730.00 dated 12/15/2006, and recorded in Deed Book 1020, page 156, Lumpkin County records, said Security Deed being last transferred and assigned to Bank of America, N.A., as successor by merger to BAC Home Loans Servicing, LP, fka Countrywide Home Loans Servicing, LP in Deed Book 1201, Page 130, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of February, 2012 by Bank of America, N.A., as successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP, as Attorney-in-Fact for Lorraine Lynch and Vincent Lynch the following described property:

All that certain parcel of land situate in Land Lot 854, 5th District, 1st Section, County of Lumpkin, State of Georgia, being known and designated as follows:

Lot 55, Mill Creek Station Subdivision as per Plat Cabinet 1, Slide 108, pages 142B, 143 and 144, Lumpkin County, Georgia Records, which is incorporated herein by reference.

Tax ID: 012 154

Property known as: 112 Pine Tree Dr, Dawsonville, GA 30534

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).

The property will be sold as the property of The Aforesaid Grantors subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.

Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:

Bank of America, N.A.

Attn: Loss Mitigation, P. O. Box 5170, MS SV314B

Simi Valley, CA 93065

PHONE: 800-669-6650

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.

To the best of the undersigned’s knowledge and belief, the party in possession is Lorraine Lynch and Vincent Lynch.

Bank of America, N.A., as successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP, as Attorney-in-fact for Lorraine Lynch and Vincent Lynch.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Associates, P.C.

South Terraces, Suite 1000

115 Perimeter Center Place

Atlanta, GA 30346

Phone – (770) 392-0398

Toll Free – (866) 999-7088

www.penderlaw.com

Our File No. 11-14224

(1/11, 1/18, 1/25, 2/1)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Anthony E Marcott to Wells Fargo Home Mortgage, Inc., dated June 26, 2003, recorded in Deed Book 531, Page 564, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY THOUSAND SEVEN HUNDRED AND 0/100 DOLLARS ($120,700.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in February, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Anthony E Marcott or a tenant or tenants and said property is more commonly known as 4227 Old Dahlonega Hwy, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

Wells Fargo Bank, N.A. successor by merger to Wells Fargo Home Mortgage, Inc.

as Attorney in Fact for

Anthony E Marcott

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/sju 2/7/12 Our file no. 51117511-FT7

EXHIBIT “A”

That tract or parcel of land lying and being in Land Lot 68, 11th District, originally of Hall County, now Lumpkin County, Georgia, being Tract 2 containing 1.5000 acres as shown on a plat of survey for J. William Mize dated September 12, 2001, revised May 1, 2002 and recorded in Plat Cabinet 1, Slide 80, Page 186-B, Lumpkin County records; said plat being incorporated herein by reference for a more complete description of the property. This being a portion of the property conveyed by deed from J. William Mize dated December 23, 2002 and recorded in Deed Book N-30, Page 497, Lumpkin County records. Together with a 2003 Fleetwood Anniversary, 32 X 76 manufactured home, Serial Number GAFL334AB76206-AV11 which is attached to an made a part of the real property. MR/sju 2/7/12 Our file no. 51117511 - FT7

(1/11, 1/18, 1/25, 2/1)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Katherine E. Mercer to Wells Fargo Bank, N.A., dated January 27, 2006, recorded in Deed Book 137, Page 559, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-THREE THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($163,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in February, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Katherine E. Mercer or a tenant or tenants and said property is more commonly known as 212 Kerns Ridge Court, Dawsonville, Georgia 30534. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

Wells Fargo Bank, N.A.

as Attorney in Fact for

Katherine E. Mercer

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/sju 2/7/12 Our file no. 51492311-FT7

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 149, 13th District, 1st Section, Lumpkin County, Georgia and being Lot 15, Blackburn Forest Subdivision, as per plat recorded in Plat Cabinet One, Slide 87, Plat 122, Lumpkin County, Georgia Records. Said plat is hereby incorporated by reference. This conveyance is made subject to restrictive covenants as recorded in Deed Book Q-30, Page 556, Lumpkin County Records. This conveyance is made subject to easements for public roads and utilities now in use. This conveyance is made subject to and together with any easements of record of easements located on the property above described or accessing the above described property. MR/sju 2/7/12 Our file no. 51492311 - FT7

(1/11, 1/18, 1/25, 2/1)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

By virtue of a Power of Sale contained in that certain Security Deed and Agreement from Eric Moore and Kristy Moore to Community & Southern Bank (by virtue of that certain Assignment of Security Instruments and Other Loan Documents, filed and recorded June 9, 2010 in Deed Book 1162, Page 518, LUMPKIN, Georgia Records, assignee of the Federal Deposit Insurance Corporation in receivership of Appalachian Community Bank) (“Community & Southern Bank”), dated November 13, 2006, filed and recorded December 8, 2006 in Deed Book 1017, Page 576, LUMPKIN COUNTY, Georgia Records (as amended, modified, or revised from time to time, “Security Deed”), said Security Deed having been given to secure a Note (the “Note”) in the original principal amount of TWO HUNDRED SIXTY-TWO THOUSAND SIX HUNDRED AND 00/100THS DOLLARS ($262,600.00), with interest thereon as provided for therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of LUMPKIN COUNTY, Georgia, within the legal hours for sale on the first Tuesday in February, 2012, all property described in said Security Deed, including, but not limited to, declarant’s rights, if any, and, without limitation, the following described property (or so much thereof as has not, as of said first Tuesday, by duly executed and recorded instrument, previously been released from the lien of the Security Deed):

TRACT I - ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 187 AND 234 OF THE 12TH DISTRICT, 1ST SECTION OF LUMPKIN COUNTY, GEORGIA AND BEING MORE FULLY DESCRIBED BY A PLAT PREPARED BY FARLEY-COLLINS & ASSOCIATES, GRLS, DATED OCTOBER 8, 1980 AND AS PER SAID PLAT, THE PROPERTY CONTAINS 5.00 ACRES, MORE OR LESS, THE SUBJECT PLAT BEING OF RECORD IN PLAT BOOK 6, PAGE 204, LUMPKIN COUNTY RECORDS, WHICH RECORDED PLAT IS INCORPORATED HEREIN BY REFERENCE FOR A MORE COMPLETE DESCRIPTION.

TRACT II - ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 187 & 234 OF THE 12TH DISTRICT, 1ST SECTION OF LUMPKIN COUNTY, GEORGIA AND BEING MORE FULLY DESCRIBED BY A PLAT PREPARED BY FREDERICK C. YOUNGMAN, GRLS, DATED MARCH 10, 1988 AND AS PER SAID PLAT, THE PROPERTY CONTAINS 3.00 ACRES, MORE OR LESS, THE SUBJECT PLAT BEING OF RECORD IN PLAT BOOK 19, PAGE 229, LUMPKIN COUNTY RECORDS, WHICH RECORDED PLAT IS INCORPORATED HEREIN BY REFERENCE FOR A MORE COMPLETE DESCRIPTION.

TRACT III - ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 183 AND 238 OF THE 12TH DISTRICT 1ST SECTION OF LUMPKIN COUNTY, GEORGIA, CONTAINING 9.362 ACRES , AS SHOWN ON A PLAT PREPARED FOR HERBERT B. WHITMIRE BY MICHAEL STEWART KELLEY, GRLS, DATED JANUARY 24, 1995, AND RECORDED IN PLAT BOOK 27, PAGE 175, LUMPKIN CO. RECORDS, WHICH RECORDED PLAT IS INCORPORATED HEREIN BY REFERENCE FOR A MORE COMPLETE DESCRIPTION.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including, but not limited to, the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys’ fees and other payments provided for under the terms of the Security Deed and Note.

Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by inspection of the property; any outstanding taxes, including, but not limited to, ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights of way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Eric Moore and Kristy Moore or tenant(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the United States Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. Community & Southern Bank and its counsel are acting as debt collectors. Any information obtained will be used for that purpose.

Community & Southern Bank as Attorney-in-Fact for Eric Moore and Kristy Moore

Contact: Guillermo Todd, Esq.

Busch, Slipakoff & Schuh, LLP

3350 Riverwood Parkway, Suite 1550

Atlanta, Georgia 30339

Telephone (770) 790-3550

(1/11, 1/18, 1/25, 2/1)

NOTICE OF SALE UNDER POWER

STATE OF GEORGIA,

COUNTY OF LUMPKIN.

WHEREAS, on the 28th day of October, 2010, MICHAEL GLENN ODUM executed to UNITED COMMUNITY BANK a deed to secure debt, which conveyed title to the following land, to-wit:

All that tract or parcel of land lying in Land Lot 595, 5th District, 1st Section of Lumpkin County, Georgia, consisting of 4.00 acres as shown on a Plat of Survey for Michael Glenn Odum. Said plat dated September 10, 2011, prepared by Scott C. Chastain, Georgia Registered Land Surveyor No. 3057 and Darryl C. Whitworth, Georgia Registered Land Surveyor No. 3071, recorded in Plat Cabinet One, Slide 184, Plat 79, Lumpkin County, Georgia Records, with reference made thereto for the purpose of incorporating the same.

The above referenced plat is also recorded in Plat Book 67, Page 89, Dawson County Plat Records.

The above described property is the same property as conveyed by Warranty Deed of Gift dated November 16, 2004, from Kay Elaine Gearhart to Michael Glenn Odum, recorded in Deed Book U-34, Page 670, Lumpkin County, Georgia Records. Said deed is also recorded in Deed Book 637, Page 19, Dawson County, Georgia Records.

The above described property is also shown on that plat recorded in Plat Book 14, Page 198, Lumpkin County Records, and in Plat Book 67, Page 87, Dawson County Records, which plat shows said property lying in both Lumpkin and Dawson Counties, Georgia.

to secure a stated indebtedness of the Grantor to the Grantee in the original principal amount of $94,545.77, and any renewals or other present or future indebtedness contracted by the Grantor either as maker, guarantor, or endorser, which deed is recorded in the office of the Clerk of the Superior Court of Lumpkin County, Georgia, in Deed Book 1173, Page 509, and re-recorded in Deed Book 1196, Page 212; and also being recorded in the office of the Clerk of the Superior Court of Dawson County, Georgia, in Deed Book 1101, Page 611; and said loan having been assigned to PHILIP J. MEIER under an Assignment of Loan and Loan Documents dated December 16, 2011, which is recorded in the office of the Clerk of the Superior Court of Lumpkin County, Georgia, in Deed Book 1201, Page 298, and which is also recorded in the office of the Clerk of the Superior Court of Dawson County, Georgia;WHEREAS, the said indebtedness secured by said deed has become in default both as to principal and interest, and the said PHILIP J. MEIER has elected, and does hereby elect and declare all of said indebtedness, both principal and interest due, as provided in said deed when payments are not made as provided therein.

NOW, THEREFORE, in accordance with the terms of said deed and as provided in the laws of the State of Georgia in such cases made and provided, the undersigned will, after due advertisement, expose for sale the above-described lands and sell same to the highest and best bidder for cash, between the legal hours of sale, before the courthouse door in Lumpkin County, Georgia, on the first Tuesday in February, 2012.

Said tract will be sold subject to taxes for the current year, any past due taxes, and any liens or encumbrances of record, and any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, easements, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed set out above.

The proceeds of said sale will be used first to pay the indebtedness secured by said deed and the expenses of said sale, including attorney’s fees, as provided by law, and the balance, if any, will be delivered to the person or persons legally authorized to receive same.

The property was most recently believed to be in the possession of MICHAEL GLENN ODUM, or a tenant or tenants.

This 4th day of January, 2012.

PHILIP J. MEIER

As Attorney in Fact for

MICHAEL GLENN ODUM

John Roger Palmour

Attorney at Law

583 Riverview Trail East

Dahlonega, Georgia 30533

(706) 864-0442

(1/11, 1/18, 1/25, 2/1)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from SIDNEY W. ODOM to Mortgage Electronic Registration Systems, Inc. as a nominee for Countrywide Home Loans, Inc., dated July 13, 2001, recorded July 18, 2001, in Deed Book U27, Page 335-347, Lumpkin County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Three Hundred Eighty-Two Thousand Five Hundred and 00/100 dollars ($382,500.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATE HOLDERS OF THE CWABS INC., ASSET-BACKED CERTIFICATES, SERIES 2004-SD2 , there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in February, 2012, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 588 OF THE 12TH DISTRICT, 1ST SECTION OF LUMPKIN COUNTY, GEORGIA, CONSISTING OF 3.00 ACRES, MORE OR LESS, TOGETHER WITH ALL IMPROVEMENTS LOCATED THEREON, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: TO FIND THE TRUE POINT OF BEGINNING, BEGIN AT THE LAND LOT CORNER COMMON TO LAND LOTS 588, 589, 602 AND 603, THENCE NORTH 85 DEGREES 29 MINUTES 42 SECONDS WEST A DISTANCE OF 175.00 FEET TO AN IRON PIN AND THE POINT OF BEGINNING. FROM SAID TRUE POINT OF BEGINNING RUN NORTH 85 DEGREES 29 MINUTES 42 SECONDS WEST A DISTANCE OF 345.58 FEET TO AN IRON POINT; THENCE NORTH 09 DEGREES 16 MINUTES 43 SECONDS EAST A DISTANCE OF 377.37 FEET TO A IRON PIN; THENCE NORTH 59 DEGREES 09 MINUTES 50 SECONDS EAST A DISTANCE OF 30.00 FEET TO AN IRON PIN; THENCE SOUTH 85 DEGREES 29 MINUTES 42 SECONDS EAST A DISTANCE OF 297.00 FEET TO AN IRON PIN; THENCE SOUTH 05 DEGREES 34 MINUTES 03 SECONDS WEST A DISTANCE OF 393.48 FEET TO THE POINT OF BEGINNING. THIS IS THAT SAME PROPERTY SET OUT ON A PLAT OF SURVEY DATED SEPTEMBER 22, 1999, PREPARED FOR SIDNEY W. ODOM BY FREDERICK F. KAUFFMAN, GEORGIA REGISTERED LAND SURVEYOR.

Said legal description being controlling, however the property is more commonly known as 65 BEAR SLIDE HOLLOW, DAHLONEGA, GA 30533.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold on an “as-is” basis without any representation, warranty or recourse against the above-named creditor or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed.

The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is:

Lender Contact: BAC, Loss Mitigation Dept., P.O. Box 940070, Simi Valley, CA 93094-0070

Telephone Number: 800-720-3758

To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is SIDNEY W. ODOM, VICKI L. ODOM, or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.

THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATE HOLDERS OF THE CWABS INC., ASSET-BACKED CERTIFICATES, SERIES 2004-SD2

as Attorney in Fact for

SIDNEY W. ODOM

THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Attorney Contact: Rubin Lublin Suarez Serrano, LLC, 3740 Davinci Court, Suite 400, Norcross, GA 30092

Telephone Number: (877) 813-0992 Case No. BAC-11-11333-3

Ad Run Dates 01/11/2012, 01/18/2012, 01/25/2012, 02/01/2012

www.rubinlublin.com/property-listings.php

(1/11, 1/18, 1/25, 2/1)

STATE OF GEORGIA

COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in a Security Deed from PANANGI, LLC to UNITED COMMUNITY BANK, dated February 5, 2002, recorded February 12, 2002, in Deed Book V28, Page 157, Lumpkin County, Georgia records, as last modified by Modification of Security Deed dated June 1, 2010, recorded in Deed Book 1163, Page 126, Lumpkin County, Georgia records, said Security Deed being given to secure a Note from PANANGI, LLC dated June 1, 2010, in the original principal amount of Sixty Seven Thousand Five Hundred Forty Three and 95/100 ($67,543.95) Dollars, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in February, 2012, the following described property:

All that tract or parcel of land lying and being in Land Lot 992 of the 12th District, 1st Section of Lumpkin County, City of Dahlonega, Georgia, consisting of 1.18 acres, more or less, together with all improvements located thereon, and being more particularly set out as Lot 36 of the Chestatee Trace Subdivision, Unit Three, on a plat of survey dated February 28, 1986, prepared by N.B. DeLoach, Georgia Registered Land Surveyor. This plat is recorded in Plat Book 13, Page 166, Lumpkin County Records, and is incorporated herein by reference for a more detailed description.

This property is conveyed subject to all easements for roads and utilities in use or of record.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is PANANGI, LLC or a tenant or tenants.

UNITED COMMUNITY BANK,

as attorney in Fact for PANANGI, LLC

L. Lou Allen

Stites & Harbison, PLLC

11 Mountain Street, Suite 8

Blue Ridge, Georgia 30513

(706) 632-7923

File No. 7484A-03170

260753:1:ATLANTA

(1/11, 1/18, 1/25, 2/1)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Cellso D. Perez to Wells Fargo Home Mortgage, Inc., dated June 28, 2002, recorded in Deed Book O29, Page 200, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of EIGHTY-SIX THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($86,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in February, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Celso D. Perez or a tenant or tenants and said property is more commonly known as 523 Jeff Sullens Road, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

Wells Fargo Bank, N.A. successor by merger to Wells Fargo Home Mortgage, Inc.

as Attorney in Fact for

Cellso D. Perez

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/sju 2/7/12

Our file no. 51525011-FT7

EXHIBIT “A”

All that tract or parcel of land lying in Land Lot 73 of the 11th Land District, originally Hall now Lumpkin County, Georgia, containing 1.000 acres more or less and being described on a plat of survey dated February 2, 1996 for Jeff Smith, recorded in Plat Book 30, Page 43, Lumpkin County records; said plat being incorporated herein by reference for a more complete description of property. Also conveyed herewith is a 2002 Fleetwood Eagle Trace, 24 X 48 manufactured home, Serial Number GAFL154AB86711-ET11 which is attached to and made a part of the real property. MR/sju 2/7/12 Our file no. 51525011 - FT7

(1/11, 1/18, 1/25, 2/1)

STATE OF GEORGIA

COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Les W. Powell to Mortgage Electronic Registration Systems, Inc. dated August 25, 2004, and recorded in Deed Book I34, Page 245, Lumpkin County Records, said Security Deed having been last sold, assigned, transferred and conveyed to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATE HOLDERS OF THE CWALT, INC., ALTERNATIVE LOAN TRUST 2004-33, MORTGAGE PASS THROUGH CERTIFICATES, SERIES 2004-33, by Assignment, securing a Note in the original principal amount of $131,900.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, February 7, 2012, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 103 OF THE 12TH DISTRICT, 1ST SECTION OF LUMPKIN COUNTY, GEORGIA, BEING KNOWN AS LOT 9 OF GREENWOOD PARK SUBDIVISION, AS PER PLAT SURVEY RECORDED IN CABINET ONE, SLIDE 86, PAGE 107B-113, LUMPKIN COUNTY, GEORGIA RECORDS. SAID PLAT BEING INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE.

Said property is known as 346 Greenwood Park Way, Dawsonville, GA 30534, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.

The property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Les W. Powell or a tenant or tenants. The proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATE HOLDERS OF THE CWALT, INC., ALTERNATIVE LOAN TRUST 2004-33, MORTGAGE PASS THROUGH CERTIFICATES, SERIES 2004-33 as Attorney-in-Fact for Les W. Powell

File no. 11-026779

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Duke Building, Suite 100

Atlanta, GA 30341-3941

(770)220-2535/EM

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

[FC-NOS]

(1/11, 1/18, 1/25, 2/1)

NOTICE OF SALE UNDER POWER

LUMPKIN COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Robert Rhine to Mortgage Electronic Registration Systems, Inc. as nominee for Ace Mortgage Funding, LLC. dated 10/20/2008 and recorded in Deed Book 1113 Page 46, Lumpkin County, Georgia records; as last transferred to Wells Fargo Bank, NA by Assignment filed for record in Lumpkin County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $ 136,243.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in February, 2012 (February 7, 2012), the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 1197, IN THE 12TH DISTRICT, 1ST SECTION OF LUMPKIN COUNTY, GEORGIA, BEING LOT 98 CONTAINING 1.09 ACRES, MORE OR LESS, BEING MORE FULLY DESCRIBED AND DELINEATED ACCORDING TO A PLAT OF SURVEY OF UNIT 7 OF THE CHESTERRA SUBDIVISION, PREPARED BY MICHAEL L. SCUPIN, GEORGIA REGISTERED SURVEYOR, WHICH IS RECORDED IN PLAT BOOK 13, PAGE 128, LUMPKIN COUNTY RECORDS, AND WHICH IS INCORPORATED BY REFERENCE HEREIN FOR FULL AND COMPLETE DESCRIPTION.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 392 Pine Trail, Dahlonega, Georgia 30533 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Robert Rhine or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

Wells Fargo Bank, NA as agent and Attorney in Fact for Robert Rhine

Aldridge Connors, LLP, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1000-663993

(1/11, 1/18, 1/25, 2/1)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Calvin Robinson, Jr. to Mortgage Electronic Registration Systems, Inc. as nominee for SunTrust Mortgage, Inc., dated December 18, 2006, recorded in Deed Book 1019, Page 705, Lumpkin County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTEEN THOUSAND SEVEN HUNDRED EIGHTY-ONE AND 0/100 DOLLARS ($113,781.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in February, 2012, the following described property:

All that tract or parcel of land lying and being in Land Lots 73 & 96, 11th District, originally Hall, Now Lumpkin County, Georgia and being known as Lot 60, Camelot Subdivision, as shown on a plat prepared by Frederick F. Kauffman, Georgia registered Land Surveyor, recorded in Plat Book 22, Page 14, Lumpkin County Records. Said Plat is incorporated herein by reference. This conveyance is made subject to easements for Public roads and utilities now in use. This conveyance is made subject to any easements of record or easements located on the property above described.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Suntrust Mortgage, Inc. can be contacted at 866-384-0903 or by writing to 1001 Semmes Avenue, Richmond, VA 23224, to discuss possible alternatives to foreclosure.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Calvin Robinson, Jr. or a tenant or tenants and said property is more commonly known as 100 Galahad Rd, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. SunTrust Mortgage, Inc.

as Attorney in Fact for

Calvin Robinson, Jr.

Johnson & Freedman, LLC

1587 Northeast Expressway

Atlanta, Georgia 30329

(770) 234-9181

www.jflegal.com

MSP/clp2 2/7/12

Our file no. 1882411-FT19

(1/11, 1/18, 1/25, 2/1)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Diane Roddy to Mortgage Electronic Registration Systems, Inc., dated December 5, 2006, recorded in Deed Book 1017, Page 565, Lumpkin County, Georgia Records and as re-recorded in Deed Book 1022, Page 76, Lumpkin County, Georgia Records, BAC Home Loans Servicing, LP, formerly known as Countrywide Home Loans Servicing, LP by assignment recorded in Deed Book 1170, Page 170, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-TWO THOUSAND NINE HUNDRED FOURTEEN AND 0/100 DOLLARS ($132,914.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in February, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Diane Roddy or a tenant or tenants and said property is more commonly known as 329 Summer Glen Road, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP, formerly known as Countrywide Home Loans Servicing, LP

as Attorney in Fact for

Diane Roddy

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/hmw 2/7/12

Our file no. 52263710-FT11

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 71 of the 11th District of Lumpkin County, Georgia, being Tract 1, containing 1.72 acres on Summer Glen Road as per plat of survey recorded at Plat Cabinet 1, Slide 91, Page 16, Lumpkin County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. Also conveyed herewith: A 2004 Horton “Boss” Manufactured Home, 30 X 68, VIN # GEO 1403359 and GEO 1403360. MR/hmw 2/7/12 Our file no. 52263710 - FT11

(1/11, 1/18, 1/25, 2/1)

STATE OF GEORGIA

COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

IN DEED TO SECURE DEBT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from John Roop and Karen Roop to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $188,480.00 dated 07/27/2005, and recorded in Deed Book F36, page 589, Lumpkin County records, said Security Deed being last transferred and assigned to CitiMortgage, Inc., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of February, 2012 by CitiMortgage, Inc., as Attorney-in-Fact for John Roop and Karen Roop the following described property:

All that tract or parcel of land lying and being in Land Lot 124 of the 11th District of Lumpkin County, Georgia, being Lot 4, Hampton Forest Subdivision, as per plat of record in Plat Cabinet 1, Slide 98, Pages 141-144, Lumpkin County, Georgia records, which plat is incorporated herein by reference for a more complete and accurate description.

Current Address: 155 Hampton Forest Trail, Dahlonega, Georgia

Tax Map No: 082-188

Property known as: 155 Hampton Forest Trail, Dahlonega, GA 30533

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).

The property will be sold as the property of The Aforesaid Grantors subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.

Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:

CitiMortgage, Inc.

1000 Technology Drive

O’Fallon, MO 63368

PHONE: 866-272-4749

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.

To the best of the undersigned’s knowledge and belief, the party in possession is John Roop and Karen Roop.

CitiMortgage, Inc., as Attorney-in-fact for John Roop and Karen Roop.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Associates, P.C.

South Terraces, Suite 1000

115 Perimeter Center Place

Atlanta, GA 30346

Phone – (770) 392-0398

Toll Free – (866) 999-7088

www.penderlaw.com

Our File No. 11-14032

(1/11, 1/18, 1/25, 2/1)

STATE OF GEORGIA

COUNTY OF LUMPKIN

WHEREAS, heretofore on March 23, 2010, Tina Schandera executed a Deed to Secure Debt in favor of Midas Homes, LLC in the original principal amount of Seventy-Two Thousand and no/100ths Dollars ($72,000.00), which Deed to Secure Debt is recorded in Deed Book 1157, Pages 503-512 Lumpkin County, Georgia, Superior Court, and was subsequently assigned to Mojo Homes, LLC by Transfer and Assignment of Promissory Note and Deed to Secure Debt from Midas Homes, LLC to Mojo Homes, LLC, recorded in Deed Book 1173, page 470, aforesaid records; and

WHEREAS, Midas Homes, LLC did convey the below-described property to Tina Schandera by General Warranty Deed, dated March 23, 2010, recorded in Deed Book 1157, page 501, Clerk’s Office, Lumpkin County, Georgia, Superior Court. The General Warranty Deed specifically provided that “property is conveyed subject to that certain Security Deed from Midas Homes, LLC to The Citizens Bank of Forsyth County, recorded in Deed Book 1084, page 264, Lumpkin County, Georgia records.

WHEREAS, the indebtedness secured by said Deed to Secure Debt from Tina Schandera to Midas Homes, LLC, as transferred and assigned to Mojo Homes, LLC has become in default under the terms and conditions of said Deed to Secure Debt, and Mojo Homes, LLC has declared all of said indebtedness secured thereby due and payable;

NOW, THEREFORE, in exercise of the power of sale contained in said Deed to Secure Debt and in accordance with the law in such cases made and provided, the undersigned, as attorney in fact for the said Tina Schandera, will sell the below described property to the highest and best bidder for cash before the courthouse door in Dahlonega, Lumpkin County, Georgia, between the legal hours of sale on the first Tuesday in February, 2012.

The property to be sold is described as follows:

All that tract or parcel of land lying and being in Land Lot 117 of the 11th District, originally Hall, now Lumpkin County, Georgia, being Lot 214 of Wellington Subdivision, Phase Three-B, as per plat recorded in Plat Book 29, page 195, Lumpkin County, Georgia records, which plat is incorporated herein and made a part hereof by reference; together with a 1996 Redman mobile home having a VIN number 11429858AB, which mobile home has been permanently affixed to and made a part hereof the real property.

THE PROPERTY IS FURTHER KNOWN AS 118 NAPOLEON COURT, DAHLONEGA, GA 30533.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, any matters of record superior to the Deed to Secure Debt first set out above, and rights of redemption, if any, conferred by applicable state or federal law. The proceeds from said sale will be used first to pay said Deed to Secure Debt in favor of Midas Homes, LLC, as transferred and assigned to Mojo Homes, LLC and the Note which it secures, matters of record superior to said Deed to Secure Debt, legal fees and the costs of foreclosure and the balance, if any, will be disbursed to the parties entitled thereto as provided by law.

To the best knowledge and belief of the undersigned, the party in possession of the property is Tina Schandera and the street address of said property is 118 Napoleon Court, Dahlonega, GA 30533.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed to Secure Debt.

Mojo Homes, LLC

As Attorney in Fact for

Tina Schandera

2415 State Barn Road

Suite 205

Cumming, Georgia 30040

678-341-8071

ANY INFORMATION OBTAINED WILL BE USED FOR THE PURPOSE OF COLLECTING A DEBT.

(1/11, 1/18, 1/25, 2/1)

STATE OF GEORGIA

COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in a Security Deed from CLAIRE D. SHARP F/K/A CLAIRE DAVID CARTLEDGE to UNITED COMMUNITY BANK, dated December 15, 2000, recorded January 12, 2001, in Deed Book Y26, Page 344, Lumpkin County, Georgia records, as last modified by Modification of Security Deed dated March 23, 2009, recorded in Deed Book 1126, Page 478, Lumpkin County, Georgia records, said Security Deed being given to secure a Note from CLAIRE D. SHARP AND EDGAR GEORGE DAVID dated March 23, 2009, in the original principal amount of Twenty One Thousand Four Hundred Eighty and 56/100 ($21,480.56) Dollars, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in February, 2012, the following described property:

All that tract or parcel of land lying and being in Land Lot 729 in the 12th District, 1st Section, of Lumpkin County, Georgia, consisting of 7.80 acres, more or less, and being more fully described and delineated according to a plat of survey prepared September 14, 1982, by Michael L. Scupin, Georgia Registered Surveyor, which is recorded in Plat Book 10, Page 272, Lumpkin County Records. This is the same property which was conveyed to Claire David Cartledge under a Warranty Deed from Edna A. Noblin, Nancy Forsyth Noblin and Edgar George David dated July 31, 1986, which is recorded in Deed Book V-6, Page 142, Lumpkin County Records.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is CLAIRE D. SHARP F/K/A CLAIRE DAVID CARTLEDGE or a tenant or tenants.

UNITED COMMUNITY BANK,

as attorney in Fact for CLAIRE D. SHARP F/K/A CLAIRE DAVID CARTLEDGE

L. Lou Allen

Stites & Harbison, PLLC

11 Mountain Street, Suite 8

Blue Ridge, Georgia 30513

(706) 632-7923

File No. 7484A-03201

260610:1:ATLANTA

(1/11, 1/18, 1/25, 2/1)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Terry Stapleton and Amy Stapleton to Mortgage Electronic Registration Systems, Inc., dated January 3, 2007, recorded in Deed Book 1023, Page 537, Lumpkin County, Georgia Records, as last transferred to Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP formerly known as Countrywide Home Loans Servicing LP by assignment recorded in Deed Book 1195, Page 78, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-SIX THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($176,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in February, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Terry Stapleton and Amy Stapleton or a tenant or tenants and said property is more commonly known as 133 Corbin Ln, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP formerly known as Countrywide Home Loans Servicing LP

as Attorney in Fact for

Terry Stapleton and Amy Stapleton

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/mdh 2/7/12

Our file no. 51267211-FT14

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 205 of the 15th District, 1st Section of Lumpkin County, Georgia, being 1.407 acres, more or less, and being more particularly set out as Lot 3-A on a Plat of Survey dated October 26, 2004, prepared for Michael R. Glean, by Randall E. Nichols, Georgia Registered Land Surveyor, recorded in Plat Cabinet 1, Slide 107, Plat 129B, Lumpkin County, Georgia Records. Address: 133 Corbin Ln.; Dahlonega, GA 30533 Tax Map or Parcel ID No.: 089-126 MR/mdh 2/7/12 Our file no. 51267211 - FT14

(1/11, 1/18, 1/25, 2/1)

STATE OF GEORGIA

COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

IN DEED TO SECURE DEBT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Diane Stark to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $200,000.00 dated 8/4/2006, and recorded in Deed Book 1001, page 704, Lumpkin County records, said Security Deed being last transferred and assigned to Bayview Loan Servicing, LLC in Deed Book 1201, Page 665, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of February, 2012 by Bayview Loan Servicing, LLC, as Attorney-in-Fact for Diane Stark the following described property:

All that tract or parcel of land lying and being in Land Lot 45 of the 13th District, 1st Section of Lumpkin County, Georgia, being Lot 16 of Parks Ridge Subdivision, as shown on a plat of survey for said subdivision by Richard J. Webb, Georgia RLS, dated January 30, 2003, and recorded in Plat Cabinet 1, Slide 82, Page 36, Lumpkin County, Georgia records, which plat is incorporated herein and made a part hereof by reference.

Property known as: 558 Deans Dr, Dawsonville, GA 30534

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).

The property will be sold as the property of The Aforesaid Grantors subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.

Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:

Bayview Loan Servicing, LLC

4425 Ponce de Leon Blvd., 5th Floor

Coral Gables, FL 33146

PHONE: 800-959-8229

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.

To the best of the undersigned’s knowledge and belief, the party in possession is Diane Stark.

Bayview Loan Servicing, LLC, as Attorney-in-fact for Diane Stark.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Associates, P.C.

South Terraces, Suite 1000

115 Perimeter Center Place

Atlanta, GA 30346

Phone – (770) 392-0398

Toll Free – (866) 999-7088

www.penderlaw.com

Our File No. 11-13460

(1/11, 1/18, 1/25, 2/1)

STATE OF GEORGIA

COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

IN DEED TO SECURE DEBT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from James W Story and Beverly J Story to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $59,000.00 dated 05/15/2003, and recorded in Deed Book Q31, page 534, Lumpkin County records, said Security Deed being last transferred and assigned to GMAC Mortgage, LLC in Deed Book 1164, Page 444, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of February, 2012 by GMAC Mortgage, LLC , as Attorney-in-Fact for James W Story and Beverly J Story the following described property:

All that tract or parcel of land lying and being in Land Lot 549, of the 12th District, 1st Section of Lumpkin County, Georgia, and being all of Lot A, as is more fully described and delineated according to a plat of survey prepared March 15, 1982, and revised October 7, 1982, by M.C. WICJT, G.R.L.S. NO. 1147, which is recorded in Plat Book 10, Page 89, Lumpkin County, Georgia records, and being more particularly described as follows:

To find the true point of beginning: begin at the common land lot corner of Land Lots 549, 548, 572, and 573, aforesaid district and section; running thence North 02 degrees 36 minutes 53 seconds East along the East land lot line of Land Lot 549, a distance of 404.09 feet to an iron pin located at the Northeast corner of Lot B and the true point of beginning; running thence south 67 degrees 10 minutes 18 seconds West along the North boundary line of Lot B, a distance of 288.61 feet to an iron pin; running thence North 38 degrees 00 minutes 45 seconds West a distance of 118.75 feet to an iron pin; running thence North 17 degrees 43 minutes 22 seconds West a distance of 168.93 feet to an iron pin located on the South boundary line of property now or formerly belonging to Clyde Gaddis; running thence South 81 degrees 19 minutes 38 seconds East along the South boundary line of property now or formerly belonging to Clyde Gaddis a distance of 398.88 feet to an iron pin located on the East land lot line of Land Lot 549; running thence South 02 degrees 36 minutes 53 seconds West along the East Land Lot line of Land Lot 549 a distance of 82.46 feet to an iron pin and the true point of beginning.

The above described property is shown on and delineated according to that certain plat of survey for James W. Story and Beverly J. Story, by CSC/Frederick F. Kauffman & Associates, Frederick F. Kauffman, G.R.L.S. No. 1774, dated January 24, 1991, which plat is adopted and made a part of this description by reference thereto in order to more fully show the courses and distances, metes and bounds of the lands described herein.

Also conveyed herewith is a non-exclusive perpetual easement for ingress, egress along the existing road which leads from the Western boundary of the property in a westerly direction to Homer Edwards Road, also known as Oak Grove Road. Reference is made to those easement rights conveyed by William Henry Black to Moore’s Cash and Carry, Inc. under an instrument recorded in Deed Book D-4, Pages 35-36, and the rights of the Grantor under that conveyance are specifically conveyed to the Grantee herein, their heirs, successors, and assigns.

By acceptance of this conveyance, the Grantee herein for themselves, their heirs, successors, and assigns, covenants and agrees not to place any chicken houses or hog pens on any of the above described property. This provision shall be interpreted as a covenant running with the land.

This conveyance is made subject to an easement in favor of owners of Lots B, C, and D for ingress and egress along the existing road, which is shown running through the western portion of the above described property.

Property known as: 89 Tate Black Road, Dahlonega, GA 30533

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).

The property will be sold as the property of The Aforesaid Grantors subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.

Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:

GMAC Mortgage, LLC

Two Ravinia Dr, Suite 500

Atlanta, GA 30346

PHONE: 800-850-4622

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.

To the best of the undersigned’s knowledge and belief, the party in possession is James W Story and Beverly J Story.

GMAC Mortgage, LLC , as Attorney-in-fact for James W Story and Beverly J Story.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Associates, P.C.

South Terraces, Suite 1000

115 Perimeter Center Place

Atlanta, GA 30346

Phone – (770) 392-0398

Toll Free – (866) 999-7088

www.penderlaw.com

Our File No. 11-14037

(1/11, 1/18, 1/25, 2/1)

STATE OF GEORGIA

COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Anthony Waters to Mortgage electronic Registration Systems, Inc. dated May 14, 2003, and recorded in Deed Book N31, Page 518, Lumpkin County Records, securing a Note in the original principal amount of $147,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, February 7, 2012, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract of land located in Land Lots 688 and 689, 12’” District, 1st Section, Lumpkin County, Georgia, described as containing 2.05 acres, and being all of Lot 11, Martin’s Grove Subdivision, Plat Book 18, Page 46, Lumpkin county Georgia Records, which is incorporated by reference herein.

Subject to a Declaration of Restrictive Covenants dated October 1, 1985, recorded in Deed Book E-5, Pages 387-389, Lumpkin County Georgia Records.

Subject to Road Maintenance Agreement dated May 13, 1987, recorded in Deed Book R-6, Page 285, Lumpkin County Georgia Records.

Said property is known as 116 Hickory Lane, Dahlonega, GA 30533, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.

The property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Anthony Waters, Anthony Waters or a tenant or tenants. The proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Wells Fargo Bank, NA as Attorney-in-Fact for Anthony Waters

File no. 11-026188

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Duke Building, Suite 100

Atlanta, GA 30341-3941

(770)220-2535/RR

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

[FC-NOS]

(1/11, 1/18, 1/25, 2/1)

STATE OF GEORGIA

COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

IN DEED TO SECURE DEBT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Corrie M Williams to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $130,150.00 dated 8/3/2006, and recorded in Deed Book 1000, page 628, Lumpkin County records, said Security Deed being last transferred and assigned to CitiMortgage, Inc. in Deed Book 1111, Page 295, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of February, 2012 by CitiMortgage, Inc., as Attorney-in-Fact for Corrie M Williams the following described property:

All that tract or parcel of land lying and being in Land Lots 220 and 221 of the 13th District, Lumpkin County, Georgia, consisting of 1.01 acres, more or less, being more fully described and delineated as Lot #32 on a plat of survey of The River Trace Subdivision, Phase Two, prepared by Mike Scupin & Associates, Georgia Registered Land Surveyor, dated March 30, 1994, and recorded in Plat Book 27, Page 73, Lumpkin County, Georgia Records, said plat is incorporated by reference herein.

Property known as: 571 River Trace Drive, Dahlonega, GA 30533

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).

The property will be sold as the property of The Aforesaid Grantors subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.

Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:

CitiMortgage, Inc.

4050 Regent Blvd.

Irving, TX 75063

PHONE: 866-272-4749

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.

To the best of the undersigned’s knowledge and belief, the party in possession is Corrie M Williams.

CitiMortgage, Inc., as Attorney-in-fact for Corrie M Williams.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Associates, P.C.

South Terraces, Suite 1000

115 Perimeter Center Place

Atlanta, GA 30346

Phone – (770) 392-0398

Toll Free – (866) 999-7088

www.penderlaw.com

Our File No. 11-13985

(1/11, 1/18, 1/25, 2/1)

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