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November 24, 2014
Legals (4-23-14)
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NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Gordon W. Hunt and Monica S. Hunt to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR TAYLOR, BEAN & WHITAKER MORTGAGE CORP, dated October 31, 2006, recorded in Deed Book 1013, Page 142, Lumpkin County, Georgia records, as last transferred to U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR TBW MORTGAGE-BACKED TRUST 2006-6, TBW MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-6 by assignment recorded or to be recorded, Lumpkin County, Georgia records conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY FOUR THOUSAND FOUR HUNDRED AND NO/100 DOLLARS ($174,400.00); with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in May, 2014 the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 377 AND 386 OF THE 15TH DISTRICT, 1ST SECTION OF LUMPKIN COUNTY, GEORGIA, CONTAINING 5.10 ACRES, MORE OR LESS, BEING DESIGNATED AS LOT 26 OF RAINBOW SUBDIVISION, ACCORDING TO A PLAT OF SURVEY FOR RAINBOW SUBDIVISION PREPARED BY BAKKUM-DELOACH AND ASSOCIATES, GRLS, DATED OCTOBER 5, 1987, RECORDED IN PLAT BOOK 19, PAGE 118 OF THE LUMPKIN COUNTY RECORDS. SAID PLAT BEING INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE. SUBJECT TO ALL EASEMENTS, COVENANTS AND RESTRICTIONS OF RECORD OR CURRENTLY IN USE. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Ocwen Loan Servicing LLC, Attention: Home Retention Department, 1661 Worthington Road, Suite 100, West Palm Beach, FL 33409, Fax 407-737-5693. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the parties in possession of the property are Gordon W. Hunt and Monica S. Hunt or a tenant or tenants and said property is more commonly known as 810 Garnett School Road, Dahlonega, GA 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR TBW MORTGAGE-BACKED TRUST 2006-6, TBW MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-6 As Attorney in Fact for Gordon W. Hunt and Monica S. Hunt Weissman, Nowack, Curry & Wilco, PC Attn: Ocwen Team One Alliance Center 3500 Lenox Road Atlanta, GA 30326 Our File# 020073

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NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Ricky Willis to The Mortgage People Co., dated October 23, 2003, recorded in Deed Book 032, Page 267, Lumpkin County, Georgia Records, as last transferred to PNC Bank, National Association by assignment recorded in Deed Book 1233, Page 157, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of FIFTY-SEVEN THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($57,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in May, 2014, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. PNC Bank, National Association is the holder of the Security Deed to the property in accordance with OCGA ? 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: PNC Mortgage, 3232 Newmark Drive, Miamisburg, OH 45342, 800-523-8654. To the best knowledge and belief of the undersigned, the party in possession of the property is Ricky Willis or a tenant or tenants and said property is more commonly known as 156 Bill Anderson Road, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. PNC Bank, National Association as Attorney in Fact for Ricky Willis McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jbm2 5/6/14 Our file no. 51829710-FT8 EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot 429 of the 15th District, 1st Section of Lumpkin County, Georgia, consisting of 2.045 acres, more or less, together with all improvements located thereon, and being more particularly set out on a plat of survey dated November 22, 1994, prepared for Ricky Willis by Survey Concepts, Inc., Georgia Registered Land Surveyor, which is incorporated herein by reference for a more detailed description. This property is more particularly described in that warranty deed from Russell C. Transue, Jr., to Ricky Willis dated December 6, 1994, and recorded in Deed Book D-14, Pages 218-219, Lumpkin County records, and which is incorporated herein by reference for a more detailed description of the property. MR/jbm2 5/6/14 Our file no. 51829710 - FT8

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NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Adam Hyde to Buckhead Mortgage Associates, Inc., dated September 26, 2008, recorded in Deed Book 1110, Page 648, Lumpkin County, Georgia Records, as last transferred to Bank of America, N.A. by assignment recorded in Deed Book 1268, Page 624, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-SEVEN THOUSAND TWO HUNDRED EIGHTY-FIVE AND 0/100 DOLLARS ($127,285.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in May, 2014, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Bank of America, N.A. is the holder of the Security Deed to the property in accordance with OCGA ? 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 7105 Corporate Drive, Plano, TX 75024, (661) 951-5100. To the best knowledge and belief of the undersigned, the party in possession of the property is Jeremy A. Hyde or a tenant or tenants and said property is more commonly known as 199 Arborview Dr., Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Bank of America, N.A. as Attorney in Fact for Adam Hyde McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/tkn 5/6/14 Our file no. 53793709-FT11 EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot 407 of the 12th District and 1st Section of Lumpkin County, Georgia, containing 3.21 acres, more or less, as per plat of survey prepared for Mrs. Mattie Paul, by Frederick F. Kauffman, Registered Land Surveyor, dated August 13, 1985, recorded in Plat Book 14, Page 201, Lumpkin County, Georgia records, which plat is incorporated herein and made a part hereof by reference. This conveyance is made subject to easements for public roads and utilities now in use. MR/tkn 5/6/14 Our file no. 53793709 - FT11

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NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by David P Drake and Melanie Stovall Drake to Mortgage Electronic Registration Systems, Inc, as nominee for E-Loan, Inc., its successors and assigns, dated February 22, 2007, recorded in Deed Book 1031, Page 106, Lumpkin County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP by assignment recorded in Deed Book 1265, Page 276, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED SEVENTY-SEVEN THOUSAND AND 0/100 DOLLARS ($377,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in May, 2014, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Bank of America, N.A., as successor by merger to BAC Home Loans Servicing, LP formerly known as Countrywide Home Loans Servicing, LP is the holder of the Security Deed to the property in accordance with OCGA ? 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 7105 Corporate Drive, Plano, TX 75024, (661) 951-5100. To the best knowledge and belief of the undersigned, the party in possession of the property is David P Drake and Melanie Stovall Drake or a tenant or tenants and said property is more commonly known as 144 Yahoola Indian Road, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Bank of America, N.A., as successor by merger to BAC Home Loans Servicing, LP formerly known as Countrywide Home Loans Servicing, LP as Attorney in Fact for David P Drake and Melanie Stovall Drake McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/tkn 5/6/14 Our file no. 5761211-FT14 EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot 957 of the 12th District, 1st Section, City of Dahlonega, Lumpkin County, Georgia, being Tract 5-A, containing 5.522 acres, Phase Three, Sky Country Subdivision, as shown on a plat of survey recorded in Plat Cabinet One, Slide 16, Page 106, Lumpkin County, Georgia records, which plat is incorporated herein by reference and made a part hereof. MR/tkn 5/6/14 Our file no. 5761211 - FT14

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IN THE SUPERIOR COURT OF LUMPKIN COUNTY STATE OF GEORGIA

Bobbie Kerri Brianne Harkins Plaintiff v. Bradley Patrick Harkins Defendant CIVIL ACTION FILE NO: 14-CV-88-SG

NOTICE OF PUBLICATION

By Order of Service by Publication dated March 31, 2014, you are hereby notified that on February 21, 2014, Bobbie Kerri Brianne Harkins filed suit against you for Divorce. You are required to file with the Lumpkin County Clerk of Superior Court and serve upon Plaintiff's attorney, Alfred Chang, 81 Crown Mountain Place, Suite 300E, Dahlonega, GA 30533 an Answer in writing within sixty (60) days of the date of the Order of Publication. This 1st day of April, 2014. Rita Harkins Clerk of Superior Courthouse Lumpkin County, Georgia

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STATE OF GEORGIA COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in a Security Deed from DEE C. CHESTER and BETTY V. CHESTER to UNITED COMMUNITY BANK, dated March 18, 2011, recorded April 1, 2011, in Deed Book 1184, Page 653, Lumpkin County, Georgia records, said Security Deed being given to secure a Note from DEE CHESTER dated March 18, 2011, in the original principal amount of Thirty Nine Thousand One Hundred Ten and 58/100 ($39,110.58) Dollars, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in May, 2014, the following described property: All that tract or parcel of land lying and being in Land Lots 904, 905, 916 & 917, 12th District, 1st Section, Lumpkin County, Georgia and being fully described by a plat prepared by Michael Stewart Kelley, Georgia Registered Land Surveyor, dated July 7, 1995 for Betty Jean Grizzle, and as per said plat, the property contains 6.167 acres, more or less, the subject plat being of record in Plat Book 28, Page 127, Lumpkin County records. Said plat is incorporated herein by reference. This conveyance is made subject to easements for public roads and utilities now in use. This conveyance is made subject to any easements of records or easements located on the property above described. Together with that certain housing unit which was formerly personalty but is now permanently annexed and affixed to the above described land as a permanent improvement and which is identified as VIN 11425011A & 11425011B and all rights thereunto appertaining. Housing unit as fixture: Acknowledgment of Intent. Grantor/Borrower and grantee/Lender hereby acknowledge their intention that the housing unit referred to in the above description of the property is and shall forever remain permanently affixed as part of the real property herein conveyed and securing all sums secured by this deed. In recognition that said housing unit has now and forever ceased to be personal property, Grantor/Borrower hereby waives any and all rights Grantor/Borrower may have in the event Grantor/Borrower breaches any covenant or agreement in this deed to require grantee/Lender to resort to any remedy other than those set forth above. Grantor/Borrower specifically waives the right to require any type of judicial foreclosure of Grantor/Lender's security interest in said housing unit under any provision of Georgia law, if Grantor/Borrower commits any breach and grantee/Lender invokes the power of sale set forth above, then Grantor/Borrower hereby appoints grantee/Lender Grantor/Borrower's agent and attorney in fact to convey title to said housing unit if and to the extent required under the Georgia motor vehicle certificate of title act, or any other applicable law. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is DEE C. CHESTER and BETTY V. CHESTER or a tenant or tenants. UNITED COMMUNITY BANK, as attorney in Fact for DEE C. CHESTER and BETTY V. CHESTER L. Lou Allen Stites & Harbison, PLLC 520 West Main Street Blue Ridge, Georgia 30513 (706) 632-7923 File No. 7484A-03634 THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF SALE UNDER POWER

LUMPKIN COUNTY Pursuant to the Power of Sale contained in a Security Deed given by Christy L. Perkins and Stuart W. Perkins AKA Stuart Perkins to Mortgage Electronic Registration Systems, Inc. as a nominee for Countrywide Home Loans, Inc. dated 12/5/2003 and recorded in Deed Book Y32 Page 140, Lumpkin County, Georgia records; as last transferred to or acquired by Christiana Trust, a division of Wilmington Savings Fund Society, FSB, not in its individual capacity but as Trustee of ARLP Trust 3, conveying the after-described property to secure a Note in the original principal amount of $ 201,600.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Lumpkin County, Georgia, within the legal hours of sale on May 06, 2014 (being the first Tuesday of said month unless said date falls on a Federal Holiday), the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 126, 11TH DISTRICT, LUMPKIN COUNTY, GEORGIA, BEING LOT 45, LAUREL FOREST SUBDIVISION, PHASE II A, AS PER PLAT RECORDED IN PLAT CABINET 1, SLIDE 46, PAGE 112, LUMPKIN COUNTY RECORDS, WHICH PLAT IS HEREBY REFERRED TO AND MADE A PART OF THIS DESCRIPTION. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property is commonly known as 250 Lake Laurel Drive, Dahlonega, GA 30533 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Stuart Perkins or tenant or tenants. Ocwen Loan Servicing, LLC is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage. Ocwen Loan Servicing, LLC Foreclosure Loss Mitigation 1661 Worthington Road Suite 100 West Palm Beach, FL 33409 1-877-596-8580 Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan. Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above. Christiana Trust, a division of Wilmington Savings Fund Society, FSB, not in its individual capacity but as Trustee of ARLP Trust 3 as agent and Attorney in Fact for Christy L. Perkins and Stuart W. Perkins AKA Stuart Perkins Aldridge Connors, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400. 1017-656308A THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1017-656308A

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA COUNTY OF LUMPKIN All creditors of the Estate of Jack Booth Loggins, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us. This 26th day of March, 2014. Annette Carol Loggins Administrator 144 Leonard Crow Rd Dahlonega, GA 30533

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA COUNTY OF LUMPKIN All creditors of the Estate of John Michael Higgins, Jr.,, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us. This 31st day of March, 2014. Kathryn L. Higgins Executor Estate of John Michel Higgins, Jr., deceased 488 Miller Drive Dawsonville, GA 30534

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA COUNTY OF LUMPKIN All creditors of the Estate of Judy Kaye Ketchum, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us. This 26th day of March, 2014. H. Roland Ketchum, Jr. Administrator 2174 Seven Mile Hill Rd Dahlonega, GA 30533

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA COUNTY OF LUMPKIN All creditors of the Estate of Marion Dean Jackson, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us. This 14th day of April, 2014. Judith Mabel Jackson Executor/Administrator 12039 Hwy 19 N Dahlonega, GA 30533

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA COUNTY OF LUMPKIN All creditors of the Estate of Mary Marie Davis, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us. This 26th day of March, 2014. Murray Davis Executor 6914 Yellow Creek Rd Murrayville, GA 30564

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA COUNTY OF LUMPKIN All creditors of the Estate of Shirley Goff Eisele, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us. This 15th day of April, 2014. C. David Turk, III Administrator PO Box 570 Dahlonega, GA 30533

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA COUNTY OF LUMPKIN All creditors of the Estate of Shirley Findley Wilson, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us. This 15th day of April, 2014. Joseph W. Wilson Executor 76 Grand View Street Dahlonega, GA 30533

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA COUNTY OF LUMPKIN All creditors of the Estate of Walter Hugh Smith, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us. This 7th day of April, 2014. Joan Corn Smith Executor 435 Mt. Zion Church Road Murrayville, GA 30564

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA COUNTY OF LUMPKIN All creditors of the Estate of Dorothy Hamilton Turner, deceased, late of Lumpkin County, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to me. This 7th day of March, 2014. Clinton W. Turner, Jr., Executor Estate of Dorthy Hamilton Turner Jason E. Voyles Hulsey, Oliver & Mahar PO Box 1457 Gainesville, Georgia 30503 (770) 532-6312

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APPLICATION FOR BEER LICENSE

Karen M. Ansell has applied with the Dahlonega City Council for a Beer Consumption on Premises Alcohol License for Hickory Prime BBQ, LLC located at 1724 Morrison Moore Parkway, Dahlonega, Georgia 30533.

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APPLICATION FOR BEER/WINE/DISTILLED SPIRITS LICENSE

Sharon Darlene Kaleta has applied with the Dahlonega City Council for a Beer/Wine/Distilled Spirits Consumption on Premises Alcohol License for Johnny B's Beef-n-Brew located at 438 West Main Street, Dahlonega, Georgia 30533.

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NOTICE OF INTENT TO VOLUNTARILY DISSOLVE A CORPORATION

Notice is given that a Notice of Intent to Dissolve B-K Cottages for Recovery, Inc., a Georgia corporation with its registered office at 279 Wards Creek Dr, Dahlonega, GA 30533, has been delivered to the Secretary of State for filing in accordance with the O.C.G.A. ?14-2-1403.1 of the Georgia Business Corporation Code.

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IN THE SUPERIOR COURT OF LUMPKIN COUNTY STATE OF GEORGIA

STEVEN HOUSMAN Plaintiff vs. SONJA SAVAGE Defendant CIVIL ACTION NO. 14-CV-162-SG TO: SONJA SAVAGE

NOTICE OF PUBLICATION

By Order of Service by Publication dated April 3, 2014 you are hereby notified that on February 2, 2014 Steven Houseman filed suit against you for Divorce. You are required to file with the Clerk of Superior Court, and to serve up the plaintiff, Steven Housman, 52 Ruby Road, Dahlonega, GA 30533, an Answer in writing within sixty (60) days of the date of the Order for Publication. WITNESS, the Honorable N. Stanley Gunter, Judge of this Superior Court this 3rd day of April, 2014. Rita Harkins Clerk of Superior Court Lumpkin County, Georgia

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA COUNTY OF LUMPKIN All creditors of the Estate of Grace Hazen Ritch, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to me. This 2nd day of April, 2014. James H. Ritch, Executor of the Estate of Grace Hazen Ritch. Joy L. Edelberg, Horne & Edelberg, P.C. Post Office Box 37 Dahlonega, Georgia 30533

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NOTICE OF SALE UNDER POWER

State Of Georgia County of Lumpkin By virtue of the power of sale contained in that certain Georgia Security Deed and Security Agreement from Pamela Butler to Branch Banking and Trust Company dated June 28, 2005, recorded in Deed Book D36, Page 198, Lumpkin County, Georgia Records (hereinafter referred to as "Deed to Secure Debt"), there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse at Lumpkin County, Georgia, within the legal hours of sale on Tuesday, May 6, 2014, the property described on Exhibit "A" attached hereto and incorporated herein by reference. The debts secured by said Deed to Secure Debt have been and are hereby declared due and payable because of, among other possible events of default, failure to make payments. The debts remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney's fees. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Deed to Secure Debt first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice. Please note that Branch Banking and Trust Company is the entity that has full authority to negotiate, amend, and modify all terms of the mortgage, and that Branch Banking and Trust Company can be contacted through the following representative: Martin G. Quirk, Esq. 6000 Lake Forrest Drive, Suite 300 Atlanta, Georgia 30328 855-213-5224 To the best knowledge and belief of the undersigned, the Party in possession of the property is Pamela Butler or a tenant or tenants, and said property is more commonly known as 140 Cloudland Road, (approximately 1.170 acres being Lot 46, Sky Country), Dahlonega, Lumpkin County, Georgia. However, please rely only on the legal description contained in this notice for the location of the property. The undersigned reserves the right to sell the property, or any part thereof, together in its entirety or in one or more parcels as determined by the undersigned in its sole discretion. Branch Banking and Trust Company Attorney in Fact for Pamela Butler Martin G. Quirk, Esq. Quirk & Quirk, LLC 6000 Lake Forrest Drive, Suite 300 Atlanta, Georgia 30328 855-213-5224 EXHIBIT "A" All that tract or parcel of land lying and being in Land Lots 1005 and 1026 in the 12th District, 1st Section of Lumpkin County, Georgia, and being in the City of Dahlonega, consisting of 1.170 acres, more or less and being more fully described and delineated as Lot 46 of the Sky Country Subdivision according to a plat of survey prepared June 30, 1986, by Farley- Collins Associates, Georgia Registered Surveyors, which is recorded in Plat Book 13, Page 195, Lumpkin County Records, and which is incorporated by reference herein.

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STATE OF GEORGIA COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in a Security Deed from JAMMIE A. FORTNER to UNITED COMMUNITY BANK, dated September 22, 2009, recorded October 12, 2009, in Deed Book 1144, Page 83, Lumpkin County, Georgia records, as last modified by Modification of Security Deed dated November 16, 2012, recorded in Deed Book 1233, Page 115, Lumpkin County, Georgia records; also that certain Assignment of Rents dated November 16, 2012, recorded in Deed Book 1233, Page 110, Lumpkin County, Georgia records, said Security Deed being given to secure a Note from JAMMIE A. FORTNER dated February 15, 2012, in the original principal amount of One Hundred Nine Thousand Four Hundred Seventy Eight and 14/100 ($109,478.14) Dollars; said Security Deed also given to secure a Note dated November 16, 2012, in the original principal amount of Fifty Three Thousand Four Hundred Sixty Six and 97/100 ($53,466.97) Dollars, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in May, 2014, the following described property: All that tract or parcel of land lying and being in Land Lot 74, 11th District, originally Hall, now Lumpkin County, Georgia and being fully described by a plat prepared by Michael Stewart Kelley, Georgia Registered Land Surveyor, dated August 23, 1995; and as per said plat, the property contains 3.00 acres, more or less, being more particularly described as Tract 2-D. The subject plat being of record in Plat Book 28, Page 171, Lumpkin County Records. The subject plat is hereby incorporated by reference. This property is conveyed together with and subject to a non-exclusive perpetual easement along the private drive shown on the above referenced plat of survey connecting the subject property with Georgia Highway 115. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is JAMMIE A. FORTNER or a tenant or tenants. UNITED COMMUNITY BANK, as attorney in Fact for JAMMIE A. FORTNER L. Lou Allen Stites & Harbison, PLLC 520 West Main Street Blue Ridge, Georgia 30513 (706) 632-7923 File No. 7484A-03637

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STATE OF GEORGIA COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in a Security Deed from JAMMIE A. FORTNER to WHITE COUNTY BANK N/K/A UNITED COMMUNITY BANK, dated July 14, 2000, recorded July 18, 2000, in Deed Book T25, Page 308, Lumpkin County, Georgia records, as last modified by Modification of Security Deed dated December 29, 2011, recorded in Deed Book 1202, Page 768, Lumpkin County, Georgia records; also that certain Assignment of Rents dated October 20, 2008, recorded in Deed Book 1114, Page 425, Lumpkin County, Georgia records, said Security Deed being given to secure a Note from JAMMIE A. FORTNER dated December 29, 2011, in the original principal amount of Seventy Seven Thousand Nine Hundred Seven and 94/100 ($77,907.94) Dollars, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in May, 2014, the following described property: All that tract or parcel of land lying and being in Land Lot 74, 11th District, Originally Hall, now Lumpkin County, Georgia and being fully described by a plat prepared by Precision Land Services, Georgia Registered Land Surveyor, dated August 28, 1998 and as per said plat, the property contains 2.000 acres, more or less, the subject plat being of record in Plat Cabinet 1, Slide 23, Page 57A, Lumpkin County Records. Said plat is hereby incorporated by reference. This conveyance is made subject to and together with a 40 foot easement for ingress, egress and installation of utilities along the existing easement as more fully shown on the above referenced plat of survey. This conveyance is made subject to easements for public roads and utilities now in use. This conveyance is made subject to any easements of records or easements located on the property above described. Also included is this conveyance is a 1998 Peach State Mobile Doublewide (Serial Number GEO1087028) and a 1997 Clayton Sable Mobile Home (Serial Number CLS089412TN). The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is JAMMIE A. FORTNER or a tenant or tenants. WHITE COUNTY BANK N/K/A UNITED COMMUNITY BANK, as attorney in Fact for JAMMIE A. FORTNER L. Lou Allen Stites & Harbison, PLLC 520 West Main Street Blue Ridge, Georgia 30513 (706) 632-7923 File No. 7484a-03640

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PETITION FOR LETTERS OF ADMINISTRATION NOTICE

Probate Court, County of Lumpkin, State of Georgia Re:Estate of: James Daniel McCaleb, Deceased Estate No-2014-LA-44 Jeanne M. McCaleb has petitioned to be appointed Administrator of the estate of James Daniel McCaleb, deceased, of said County. The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. ?53-12-261. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the Court on or before May 5, 2014. All pleadings/objections must be signed under oath before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing. Michael A. Chastain Probate Judge by:Shelley Wilson Probate Clerk 325 Riley Road,Room-122 Dahlonega, Georgia 30533 706-864-3847

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IN THE SUPERIOR COURT OF LUMPKIN COUNTY STATE OF GEORGIA

JOSEPH LAMAR ASH Plaintiff vs. DARLA JEAN ASH Defendant CIVIL ACTION NO. 14-CV-21-RG TO: DARLA JEAN ASH

NOTICE OF PUBLICATION

By Order for Service by Publication dated March 24, 2014, you are hereby notified that on January 17, 2014 Joseph Lamar Ash filed suit against you for CHANGE OF CUSTODY. You are required to file with the Clerk of Superior Court, and to serve upon plaintiff's attorney, David Wallace, 131 Prominence Court, Suite 140, Dawsonville, GA 30534, an Answer in writing within sixty (60) days of the date of the Order for Publication. WITNESS, the Honorable Raymond E. George, Judge of this Superior Court. This 1st day of April, 2014. Rita Harkins Clerk of Superior Court Lumpkin County, Georgia

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PETITION FOR LETTERS OF ADMINISTRATION NOTICE

Probate Court, County of Lumpkin, State of Georgia Re:Estate of Timothy C. Poage Deceased Estate No-2014-LA-49 Janice E. Poage has petitioned to be appointed Administrator of the estate of Timothy C. Poage, deceased, of said County. The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A.-?53-12-261. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the Court on or before May 12, 2014. All pleadings/objections must be signed under oath before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing. Michael A. Chastain Probate Judge by:Shelley Wilson Probate Clerk 325 Riley Road,Room-122 Dahlonega, Georgia 30533 706-864-3847

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PETITION FOR LETTERS OF ADMINISTRATION NOTICE

Probate Court, County of Lumpkin, State of Georgia Re:Estate of Margaruriette Ruth Rogers Deceased Estate No Cathy Sheryl Rider has petitioned to be appointed Administrator of the estate of Margaruriette Ruth Rogers, deceased, of said County. The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A.-?53-12-261. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the Court on or before May 19, 2014. All pleadings/objections must be signed under oath before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing. Michael A. Chastain Probate Judge by:Shelley Wilson Probate Clerk 325 Riley Road,Room-122 Dahlonega, Georgia 30533 706-864-3847

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PETITION FOR LETTERS OF ADMINISTRATION NOTICE

Probate Court, County of Lumpkin, State of Georgia Re:Estate of Faye Lambert Christopher Deceased Estate No-2014-LA-46 John H. Christopher has petitioned to be appointed Administrator of the estate of Faye Lambert Christopher, deceased, of said County. The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A.-?53-12-261. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the Court on or before May 12, 2014. All pleadings/objections must be signed under oath before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing. Michael A. Chastain Probate Judge by:Shelley Wilson Probate Clerk 325 Riley Road,Room-122 Dahlonega, Georgia 30533 706-864-3847

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NOTICE OF PUBLIC HEARING

Please take notice that the governing body of the City of Dahlonega has received application(s) which will be heard by the Dahlonega Planning & Zoning Commission on Monday May 12, 2014 at 7:00 p.m. and City Council and/or Zoning Board of Appeals on Monday June 2, 2014 at 5:00 p.m. Each meeting will occur at City Hall, 465 Riley Road, Dahlonega, Georgia. (1) Request submitted by James Parks for approval of access point and curb cut to property ID. Tax Map D078 Parcel 162 located on the corner of Sky Country Road/Wimpy Mill Road. If approved this will allow access for development of two lots and curb cut access to Sky Country Road as part of a new proposed four-lot project. The property is zoned in the Office-Institutional zoning category. Approval, variance or waiver will be governed in part by City of Dahlonega Development Regulations Sections 3.9 (Access) and 11.2 (Appeal and Waiver); together with zoning regulations contained in Sections 709 (Street Frontage Requirement), Section 717 (Subdivision Plats Must Meet Zoning Requirements) and 2102 (Buffer Required) and any restrictions in Section XX of the City of Dahlonega Zoning Regulations Ordinance 91-9 as amended as further governed by the variance provisions of said regulations. (2) Request submitted by James Parks for approval of access point and curb cut to property ID. Tax Map D078 Parcel 162 located at end of cul-de-sac of Timberlane Drive. If approved will allow access for development of two lots and a curb cut access to Timberlane Drive as part of a new proposed four-lot project. The property is zoned in the Office-Institutional zoning category. Approval, variance or waiver of applicable regulations will be governed in part by City of Dahlonega Development Regulations Sections 3.9 (Access) and 5.5 (Panhandle or Flag Lots) and 11.2 (Appeal and Waiver); together with zoning regulations contained in Sections 709 (Street Frontage Requirement), Section 717 (Subdivision Plats Must Meet Zoning Requirements) and 2102 (Buffer Required) and any restrictions in Section XX of the City of Dahlonega Zoning Regulations Ordinance 91-9 as amended as further governed by the variance provisions of said regulations. (3) Application submitted by James Parks for approval of two panhandle lots and for variance of City of Dahlonega Development Regulations Sections 3.9 (Access) and 5.5 (Panhandle or Flag Lots) by increasing panhandle lot length from 200 ft. to 215 ft.+ for access to two new lots in a four lot project. Project size: 6.4 acres. Property is zoned Office Institutional. Property ID. Tax Map D078 Parcel 162 Property location: the corner of Sky Country Road/Wimpy Mill Road and panhandle lots are to front on the cul-de-sac at the end of Timberlane Drive. (4) Application submitted by James Parks for Conceptual/Preliminary Subdivision Approval for four new lots. Project size: 6.4 acres. Property is zoned Office Institutional. Property ID. Tax Map D078 Parcel 162 Property location: the corner of Sky Country Road/Wimpy Mill Road and at end of cul-de-sac of Timberlane Drive. Approval will be governed by City of Dahlonega Development Regulations as a whole and in particular Section 3.9 (Access), and further by City of Dahlonega Zoning Regulations Ordinance 91-9 as amended, as a whole, and in particular by Sections 709 (Street Frontage Requirement), Section 717 (Subdivision Plats Must Meet Zoning Requirements), 2102 (Buffer Required) and any restrictions in Section XX.

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NOTICE OF PUBLIC HEARING

Please take notice that the governing body of the City of Dahlonega has received application(s) which will be heard by the Dahlonega Planning & Zoning Commission on Monday May 12, 2014 at 7:00 p.m. and City Council and/or Zoning Board of Appeals on Monday June 2, 2014 at 5:00 p.m. Each meeting will occur at City Hall, 465 Riley Road, Dahlonega, Georgia. Application submitted by James Parks for Rezoning of 5+ acres from OI "C" Office Institutional with conditions to R1 Single Family Residential. Property ID. Tax Map D078 Parcel 162 Property location: the corner of Sky Country Road/Wimpy Mill Road and at end of cul-de-sac of Timberlane Drive. Application submitted by James Parks for Rezoning of 1+ acres from OI "C" Office Institutional with conditions to OI Office Institutional. Property ID. Tax Map D078 Parcel 162 Property location at corner of Sky Country Road/Wimpy Mill Road.

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NOTICE OF PUBLIC HEARING

Please take notice that the governing body of the City of Dahlonega has received application(s) which will be heard by the Dahlonega Planning & Zoning Commission on Monday May 12, 2014 at 7:00 p.m. and City Council and/or Zoning Board of Appeals on Monday June 2, 2014 at 5:00 p.m Each meeting will occur at City Hall, 465 Riley Road, Dahlonega, Georgia. Application submitted by Big Chill Ice/Ron Goff for Variance of Ordinance 91-9 Section Section 711 Accessory Buildings and Uses. Section 712 Regulations for Specific Accessory Structures. Article 20 Minimum Dimension Requirements. Article 6 Parking. Section 1502 Permitted Uses. Property ID. Tax Map D011 Parcel 192 Property location: Greenbriar Shopping Center 406 East Main Street .

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STATE OF GEORGIA COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Tina Walden to Mortgage Electronic Registration Systems, Inc. as nominee for Primary Capital Advisors LC and its successors and assigns dated June 7, 2004, and recorded in Deed Book W33, Page 105, Lumpkin County Records, said Security Deed having been last sold, assigned, transferred and conveyed to HSBC BANK USA, NATIONAL ASSOCIATION, AS TRUSTEE FOR THE HOLDERS OF THE SARM 2004-12 TRUST by Assignment, securing a Note in the original principal amount of $258,400.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, May 6, 2014, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lot 979 and 980 of the 12th District and 1st Section of Lumpkin County, Georgia, being all of Lot 145, Sky Country Phase 5, according to a Plat of same recorded at Plat Cabinet 1, Slide 88, Plat 148, Lumpkin County, Georgia records, which Plat is incorporated herein by reference for a more detailed description of subject property. Said property is known as 89 Misty Way, Dahlonega, GA 30533, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The proceeds of said sale will be applied to the payment of said indebtedness and all expenses of said sale as provided in said Deed, and the balance, if any, will be distributed as provided by law. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the secured creditor. The property is or may be in the possession of Tina Walden, successor in interest or tenant(s). HSBC BANK USA, NATIONAL ASSOCIATION, AS TRUSTEE FOR THE HOLDERS OF THE SARM 2004-12 TRUST as Attorney-in-Fact for Tina Walden File no. 14-046491 SHAPIRO, SWERTFEGER & HASTY, LLP* Attorneys and Counselors at Law 2872 Woodcock Blvd., Suite 100?Atlanta, GA 30341-3941 (770) 220-2535/SJ www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. [FC-NOS]

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NOTICE OF SALE UNDER POWER

LUMPKIN COUNTY Pursuant to the Power of Sale contained in a Security Deed given by Victoria M. Evans to Mortgage Electronic Registration Systems, Inc. as nominee for Countrywide Bank, FSB dated 8/28/2008 and recorded in Deed Book 1106 Page 700, LUMPKIN County, Georgia records; as last transferred to or acquired by PennyMac Loan Services, LLC, conveying the after-described property to secure a Note in the original principal amount of $ 65,482.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of LUMPKIN County, Georgia, within the legal hours of sale on May 06, 2014 (being the first Tuesday of said month unless said date falls on a Federal Holiday), the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 83, 1ST DISTRICT, ORIGINALLY HABERSHAM COUNTY, NOW LUMPKIN, CONSISTING OF 1.016 ACRE, MORE OR LESS, AS PER PLAT OF SURVEY PREPARED FOR DENNIS R. GRIZZLE AND JAMES D. WESTMORELAND, RECORDED IN PLAT CABINET ONE, SLIDE 167, PLAT 122B, LUMPKIN COUNTY, GEORGIA RECORDS. WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE. ALSO CONVEYED HEREWITH IS A 1996, HORTON DOUBLE WIDE MOBILE HOME, VEHICLE IDENTIFICATION NUMBER H80334GLR, HUD LABEL #GEO902243 AND GEO902244, WHICH HAS BEEN ATTACHED TO THE LAND IN ORDER TO BECOME REAL PROPERTY. BASED ON THE NUMBERING SYSTEM FOR LUMPKIN COUNTY, THE ABOVE DESCRIBED PROPERTY HAS AN ADDRESS OF 575 SOAPSTONE RD; DAHLONEGA, GA 30533. THIS CONVEYANCE IS MADE SUBJECT TO EASEMENTS FOR PUBLIC ROADS AND UTILITIES NOW IN USE. THIS CONVEYANCE IS MADE SUBJECT TO AN EASEMENT OF RECORD OR EASEMENTS LOCATED ON THE PROPERTY ABOVE DESCRIBED AS SHOWN ON SAID RECORDED PLAT. THIS CONVEYANCE IS MADE SUBJECT TO RESERVATION OF EASEMENT FOR INGRESS AND EGRESS AS RECORDED IN DEED BOOK 1040, PAGE 691, AFORESAID RECORDS. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property is commonly known as 575 Soapstone Road, Dahlonega, GA 30533 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Victoria Evans or tenant or tenants. PennyMac Loan Services, LLC is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage. PennyMac Loan Services, LLC Loss Mitigation 6101 Condor Drive Moorpark, CA 93021 (866) 945-9070 Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan. Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above. PennyMac Loan Services, LLC as agent and Attorney in Fact for Victoria M. Evans Aldridge Connors, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400. 1120-9608A THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1120-9608A

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IN THE SUPERIOR COURT OF LUMPKIN COUNTY STATE OF GEORGIA

IN RE: ZURLENE ANN ZIEMER FIELDS Petitioner CIVIL ACTION FILE NO. 14-CV-155-MM

NOTICE OF NAME CHANGE

Georgia, Lumpkin County: Notice is hereby given that ZURLENE ANN ZIEMER FIELDS, the undersigned, filed a petition in the Superior Court of Lumpkin County, Georgia, on the 31st day of March 2014, praying for a change in the name of the petitioner from ZURLENE ANN ZIEMER FIELDS to RACHEL ZURLENE ANNE ZIEMER FIELDS. Notice is hereby given pursuant o law any interested or affected party to appear in said Court and to file objections to said name change. Objections must be filed with said Court within 30 days of filing said petition. This 31st day of March, 2014. David Wallace Petitioner's Attorney Rita Harkins Clerk of Superior Court Lumpkin County, Georgia

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NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Gordon W. Hunt and Monica S. Hunt to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR TAYLOR, BEAN & WHITAKER MORTGAGE CORP, dated October 31, 2006, recorded in Deed Book 1013, Page 142, Lumpkin County, Georgia records, as last transferred to U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR TBW MORTGAGE-BACKED TRUST 2006-6, TBW MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-6 by assignment recorded or to be recorded, Lumpkin County, Georgia records conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY FOUR THOUSAND FOUR HUNDRED AND NO/100 DOLLARS ($174,400.00); with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in May, 2014 the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 377 AND 386 OF THE 15TH DISTRICT, 1ST SECTION OF LUMPKIN COUNTY, GEORGIA, CONTAINING 5.10 ACRES, MORE OR LESS, BEING DESIGNATED AS LOT 26 OF RAINBOW SUBDIVISION, ACCORDING TO A PLAT OF SURVEY FOR RAINBOW SUBDIVISION PREPARED BY BAKKUM-DELOACH AND ASSOCIATES, GRLS, DATED OCTOBER 5, 1987, RECORDED IN PLAT BOOK 19, PAGE 118 OF THE LUMPKIN COUNTY RECORDS. SAID PLAT BEING INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE. SUBJECT TO ALL EASEMENTS, COVENANTS AND RESTRICTIONS OF RECORD OR CURRENTLY IN USE. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Ocwen Loan Servicing LLC, Attention: Home Retention Department, 1661 Worthington Road, Suite 100, West Palm Beach, FL 33409, Fax 407-737-5693. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the parties in possession of the property are Gordon W. Hunt and Monica S. Hunt or a tenant or tenants and said property is more commonly known as 810 Garnett School Road, Dahlonega, GA 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR TBW MORTGAGE-BACKED TRUST 2006-6, TBW MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-6 As Attorney in Fact for Gordon W. Hunt and Monica S. Hunt Weissman, Nowack, Curry & Wilco, PC Attn: Ocwen Team One Alliance Center 3500 Lenox Road Atlanta, GA 30326 Our File# 020073

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NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Ricky Willis to The Mortgage People Co., dated October 23, 2003, recorded in Deed Book 032, Page 267, Lumpkin County, Georgia Records, as last transferred to PNC Bank, National Association by assignment recorded in Deed Book 1233, Page 157, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of FIFTY-SEVEN THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($57,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in May, 2014, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. PNC Bank, National Association is the holder of the Security Deed to the property in accordance with OCGA ? 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: PNC Mortgage, 3232 Newmark Drive, Miamisburg, OH 45342, 800-523-8654. To the best knowledge and belief of the undersigned, the party in possession of the property is Ricky Willis or a tenant or tenants and said property is more commonly known as 156 Bill Anderson Road, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. PNC Bank, National Association as Attorney in Fact for Ricky Willis McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jbm2 5/6/14 Our file no. 51829710-FT8 EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot 429 of the 15th District, 1st Section of Lumpkin County, Georgia, consisting of 2.045 acres, more or less, together with all improvements located thereon, and being more particularly set out on a plat of survey dated November 22, 1994, prepared for Ricky Willis by Survey Concepts, Inc., Georgia Registered Land Surveyor, which is incorporated herein by reference for a more detailed description. This property is more particularly described in that warranty deed from Russell C. Transue, Jr., to Ricky Willis dated December 6, 1994, and recorded in Deed Book D-14, Pages 218-219, Lumpkin County records, and which is incorporated herein by reference for a more detailed description of the property. MR/jbm2 5/6/14 Our file no. 51829710 - FT8

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NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Adam Hyde to Buckhead Mortgage Associates, Inc., dated September 26, 2008, recorded in Deed Book 1110, Page 648, Lumpkin County, Georgia Records, as last transferred to Bank of America, N.A. by assignment recorded in Deed Book 1268, Page 624, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-SEVEN THOUSAND TWO HUNDRED EIGHTY-FIVE AND 0/100 DOLLARS ($127,285.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in May, 2014, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Bank of America, N.A. is the holder of the Security Deed to the property in accordance with OCGA ? 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 7105 Corporate Drive, Plano, TX 75024, (661) 951-5100. To the best knowledge and belief of the undersigned, the party in possession of the property is Jeremy A. Hyde or a tenant or tenants and said property is more commonly known as 199 Arborview Dr., Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Bank of America, N.A. as Attorney in Fact for Adam Hyde McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/tkn 5/6/14 Our file no. 53793709-FT11 EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot 407 of the 12th District and 1st Section of Lumpkin County, Georgia, containing 3.21 acres, more or less, as per plat of survey prepared for Mrs. Mattie Paul, by Frederick F. Kauffman, Registered Land Surveyor, dated August 13, 1985, recorded in Plat Book 14, Page 201, Lumpkin County, Georgia records, which plat is incorporated herein and made a part hereof by reference. This conveyance is made subject to easements for public roads and utilities now in use. MR/tkn 5/6/14 Our file no. 53793709 - FT11

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NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by David P Drake and Melanie Stovall Drake to Mortgage Electronic Registration Systems, Inc, as nominee for E-Loan, Inc., its successors and assigns, dated February 22, 2007, recorded in Deed Book 1031, Page 106, Lumpkin County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP by assignment recorded in Deed Book 1265, Page 276, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED SEVENTY-SEVEN THOUSAND AND 0/100 DOLLARS ($377,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in May, 2014, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Bank of America, N.A., as successor by merger to BAC Home Loans Servicing, LP formerly known as Countrywide Home Loans Servicing, LP is the holder of the Security Deed to the property in accordance with OCGA ? 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 7105 Corporate Drive, Plano, TX 75024, (661) 951-5100. To the best knowledge and belief of the undersigned, the party in possession of the property is David P Drake and Melanie Stovall Drake or a tenant or tenants and said property is more commonly known as 144 Yahoola Indian Road, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Bank of America, N.A., as successor by merger to BAC Home Loans Servicing, LP formerly known as Countrywide Home Loans Servicing, LP as Attorney in Fact for David P Drake and Melanie Stovall Drake McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/tkn 5/6/14 Our file no. 5761211-FT14 EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot 957 of the 12th District, 1st Section, City of Dahlonega, Lumpkin County, Georgia, being Tract 5-A, containing 5.522 acres, Phase Three, Sky Country Subdivision, as shown on a plat of survey recorded in Plat Cabinet One, Slide 16, Page 106, Lumpkin County, Georgia records, which plat is incorporated herein by reference and made a part hereof. MR/tkn 5/6/14 Our file no. 5761211 - FT14

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IN THE SUPERIOR COURT OF LUMPKIN COUNTY STATE OF GEORGIA

Bobbie Kerri Brianne Harkins Plaintiff v. Bradley Patrick Harkins Defendant CIVIL ACTION FILE NO: 14-CV-88-SG

NOTICE OF PUBLICATION

By Order of Service by Publication dated March 31, 2014, you are hereby notified that on February 21, 2014, Bobbie Kerri Brianne Harkins filed suit against you for Divorce. You are required to file with the Lumpkin County Clerk of Superior Court and serve upon Plaintiff's attorney, Alfred Chang, 81 Crown Mountain Place, Suite 300E, Dahlonega, GA 30533 an Answer in writing within sixty (60) days of the date of the Order of Publication. This 1st day of April, 2014. Rita Harkins Clerk of Superior Courthouse Lumpkin County, Georgia

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STATE OF GEORGIA COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in a Security Deed from DEE C. CHESTER and BETTY V. CHESTER to UNITED COMMUNITY BANK, dated March 18, 2011, recorded April 1, 2011, in Deed Book 1184, Page 653, Lumpkin County, Georgia records, said Security Deed being given to secure a Note from DEE CHESTER dated March 18, 2011, in the original principal amount of Thirty Nine Thousand One Hundred Ten and 58/100 ($39,110.58) Dollars, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in May, 2014, the following described property: All that tract or parcel of land lying and being in Land Lots 904, 905, 916 & 917, 12th District, 1st Section, Lumpkin County, Georgia and being fully described by a plat prepared by Michael Stewart Kelley, Georgia Registered Land Surveyor, dated July 7, 1995 for Betty Jean Grizzle, and as per said plat, the property contains 6.167 acres, more or less, the subject plat being of record in Plat Book 28, Page 127, Lumpkin County records. Said plat is incorporated herein by reference. This conveyance is made subject to easements for public roads and utilities now in use. This conveyance is made subject to any easements of records or easements located on the property above described. Together with that certain housing unit which was formerly personalty but is now permanently annexed and affixed to the above described land as a permanent improvement and which is identified as VIN 11425011A & 11425011B and all rights thereunto appertaining. Housing unit as fixture: Acknowledgment of Intent. Grantor/Borrower and grantee/Lender hereby acknowledge their intention that the housing unit referred to in the above description of the property is and shall forever remain permanently affixed as part of the real property herein conveyed and securing all sums secured by this deed. In recognition that said housing unit has now and forever ceased to be personal property, Grantor/Borrower hereby waives any and all rights Grantor/Borrower may have in the event Grantor/Borrower breaches any covenant or agreement in this deed to require grantee/Lender to resort to any remedy other than those set forth above. Grantor/Borrower specifically waives the right to require any type of judicial foreclosure of Grantor/Lender's security interest in said housing unit under any provision of Georgia law, if Grantor/Borrower commits any breach and grantee/Lender invokes the power of sale set forth above, then Grantor/Borrower hereby appoints grantee/Lender Grantor/Borrower's agent and attorney in fact to convey title to said housing unit if and to the extent required under the Georgia motor vehicle certificate of title act, or any other applicable law. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is DEE C. CHESTER and BETTY V. CHESTER or a tenant or tenants. UNITED COMMUNITY BANK, as attorney in Fact for DEE C. CHESTER and BETTY V. CHESTER L. Lou Allen Stites & Harbison, PLLC 520 West Main Street Blue Ridge, Georgia 30513 (706) 632-7923 File No. 7484A-03634 THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF SALE UNDER POWER

LUMPKIN COUNTY Pursuant to the Power of Sale contained in a Security Deed given by Christy L. Perkins and Stuart W. Perkins AKA Stuart Perkins to Mortgage Electronic Registration Systems, Inc. as a nominee for Countrywide Home Loans, Inc. dated 12/5/2003 and recorded in Deed Book Y32 Page 140, Lumpkin County, Georgia records; as last transferred to or acquired by Christiana Trust, a division of Wilmington Savings Fund Society, FSB, not in its individual capacity but as Trustee of ARLP Trust 3, conveying the after-described property to secure a Note in the original principal amount of $ 201,600.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Lumpkin County, Georgia, within the legal hours of sale on May 06, 2014 (being the first Tuesday of said month unless said date falls on a Federal Holiday), the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 126, 11TH DISTRICT, LUMPKIN COUNTY, GEORGIA, BEING LOT 45, LAUREL FOREST SUBDIVISION, PHASE II A, AS PER PLAT RECORDED IN PLAT CABINET 1, SLIDE 46, PAGE 112, LUMPKIN COUNTY RECORDS, WHICH PLAT IS HEREBY REFERRED TO AND MADE A PART OF THIS DESCRIPTION. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property is commonly known as 250 Lake Laurel Drive, Dahlonega, GA 30533 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Stuart Perkins or tenant or tenants. Ocwen Loan Servicing, LLC is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage. Ocwen Loan Servicing, LLC Foreclosure Loss Mitigation 1661 Worthington Road Suite 100 West Palm Beach, FL 33409 1-877-596-8580 Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan. Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above. Christiana Trust, a division of Wilmington Savings Fund Society, FSB, not in its individual capacity but as Trustee of ARLP Trust 3 as agent and Attorney in Fact for Christy L. Perkins and Stuart W. Perkins AKA Stuart Perkins Aldridge Connors, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400. 1017-656308A THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1017-656308A

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA COUNTY OF LUMPKIN All creditors of the Estate of Jack Booth Loggins, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us. This 26th day of March, 2014. Annette Carol Loggins Administrator 144 Leonard Crow Rd Dahlonega, GA 30533

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA COUNTY OF LUMPKIN All creditors of the Estate of John Michael Higgins, Jr.,, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us. This 31st day of March, 2014. Kathryn L. Higgins Executor Estate of John Michel Higgins, Jr., deceased 488 Miller Drive Dawsonville, GA 30534

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA COUNTY OF LUMPKIN All creditors of the Estate of Judy Kaye Ketchum, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us. This 26th day of March, 2014. H. Roland Ketchum, Jr. Administrator 2174 Seven Mile Hill Rd Dahlonega, GA 30533

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA COUNTY OF LUMPKIN All creditors of the Estate of Marion Dean Jackson, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us. This 14th day of April, 2014. Judith Mabel Jackson Executor/Administrator 12039 Hwy 19 N Dahlonega, GA 30533

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA COUNTY OF LUMPKIN All creditors of the Estate of Mary Marie Davis, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us. This 26th day of March, 2014. Murray Davis Executor 6914 Yellow Creek Rd Murrayville, GA 30564

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA COUNTY OF LUMPKIN All creditors of the Estate of Shirley Goff Eisele, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us. This 15th day of April, 2014. C. David Turk, III Administrator PO Box 570 Dahlonega, GA 30533

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA COUNTY OF LUMPKIN All creditors of the Estate of Shirley Findley Wilson, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us. This 15th day of April, 2014. Joseph W. Wilson Executor 76 Grand View Street Dahlonega, GA 30533

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA COUNTY OF LUMPKIN All creditors of the Estate of Walter Hugh Smith, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us. This 7th day of April, 2014. Joan Corn Smith Executor 435 Mt. Zion Church Road Murrayville, GA 30564

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA COUNTY OF LUMPKIN All creditors of the Estate of Dorothy Hamilton Turner, deceased, late of Lumpkin County, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to me. This 7th day of March, 2014. Clinton W. Turner, Jr., Executor Estate of Dorthy Hamilton Turner Jason E. Voyles Hulsey, Oliver & Mahar PO Box 1457 Gainesville, Georgia 30503 (770) 532-6312

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APPLICATION FOR BEER LICENSE

Karen M. Ansell has applied with the Dahlonega City Council for a Beer Consumption on Premises Alcohol License for Hickory Prime BBQ, LLC located at 1724 Morrison Moore Parkway, Dahlonega, Georgia 30533.

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APPLICATION FOR BEER/WINE/DISTILLED SPIRITS LICENSE

Sharon Darlene Kaleta has applied with the Dahlonega City Council for a Beer/Wine/Distilled Spirits Consumption on Premises Alcohol License for Johnny B's Beef-n-Brew located at 438 West Main Street, Dahlonega, Georgia 30533.

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NOTICE OF INTENT TO VOLUNTARILY DISSOLVE A CORPORATION

Notice is given that a Notice of Intent to Dissolve B-K Cottages for Recovery, Inc., a Georgia corporation with its registered office at 279 Wards Creek Dr, Dahlonega, GA 30533, has been delivered to the Secretary of State for filing in accordance with the O.C.G.A. ?14-2-1403.1 of the Georgia Business Corporation Code.

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IN THE SUPERIOR COURT OF LUMPKIN COUNTY STATE OF GEORGIA

STEVEN HOUSMAN Plaintiff vs. SONJA SAVAGE Defendant CIVIL ACTION NO. 14-CV-162-SG TO: SONJA SAVAGE

NOTICE OF PUBLICATION

By Order of Service by Publication dated April 3, 2014 you are hereby notified that on February 2, 2014 Steven Houseman filed suit against you for Divorce. You are required to file with the Clerk of Superior Court, and to serve up the plaintiff, Steven Housman, 52 Ruby Road, Dahlonega, GA 30533, an Answer in writing within sixty (60) days of the date of the Order for Publication. WITNESS, the Honorable N. Stanley Gunter, Judge of this Superior Court this 3rd day of April, 2014. Rita Harkins Clerk of Superior Court Lumpkin County, Georgia

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA COUNTY OF LUMPKIN All creditors of the Estate of Grace Hazen Ritch, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to me. This 2nd day of April, 2014. James H. Ritch, Executor of the Estate of Grace Hazen Ritch. Joy L. Edelberg, Horne & Edelberg, P.C. Post Office Box 37 Dahlonega, Georgia 30533

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NOTICE OF SALE UNDER POWER

State Of Georgia County of Lumpkin By virtue of the power of sale contained in that certain Georgia Security Deed and Security Agreement from Pamela Butler to Branch Banking and Trust Company dated June 28, 2005, recorded in Deed Book D36, Page 198, Lumpkin County, Georgia Records (hereinafter referred to as "Deed to Secure Debt"), there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse at Lumpkin County, Georgia, within the legal hours of sale on Tuesday, May 6, 2014, the property described on Exhibit "A" attached hereto and incorporated herein by reference. The debts secured by said Deed to Secure Debt have been and are hereby declared due and payable because of, among other possible events of default, failure to make payments. The debts remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney's fees. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Deed to Secure Debt first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice. Please note that Branch Banking and Trust Company is the entity that has full authority to negotiate, amend, and modify all terms of the mortgage, and that Branch Banking and Trust Company can be contacted through the following representative: Martin G. Quirk, Esq. 6000 Lake Forrest Drive, Suite 300 Atlanta, Georgia 30328 855-213-5224 To the best knowledge and belief of the undersigned, the Party in possession of the property is Pamela Butler or a tenant or tenants, and said property is more commonly known as 140 Cloudland Road, (approximately 1.170 acres being Lot 46, Sky Country), Dahlonega, Lumpkin County, Georgia. However, please rely only on the legal description contained in this notice for the location of the property. The undersigned reserves the right to sell the property, or any part thereof, together in its entirety or in one or more parcels as determined by the undersigned in its sole discretion. Branch Banking and Trust Company Attorney in Fact for Pamela Butler Martin G. Quirk, Esq. Quirk & Quirk, LLC 6000 Lake Forrest Drive, Suite 300 Atlanta, Georgia 30328 855-213-5224 EXHIBIT "A" All that tract or parcel of land lying and being in Land Lots 1005 and 1026 in the 12th District, 1st Section of Lumpkin County, Georgia, and being in the City of Dahlonega, consisting of 1.170 acres, more or less and being more fully described and delineated as Lot 46 of the Sky Country Subdivision according to a plat of survey prepared June 30, 1986, by Farley- Collins Associates, Georgia Registered Surveyors, which is recorded in Plat Book 13, Page 195, Lumpkin County Records, and which is incorporated by reference herein.

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STATE OF GEORGIA COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in a Security Deed from JAMMIE A. FORTNER to UNITED COMMUNITY BANK, dated September 22, 2009, recorded October 12, 2009, in Deed Book 1144, Page 83, Lumpkin County, Georgia records, as last modified by Modification of Security Deed dated November 16, 2012, recorded in Deed Book 1233, Page 115, Lumpkin County, Georgia records; also that certain Assignment of Rents dated November 16, 2012, recorded in Deed Book 1233, Page 110, Lumpkin County, Georgia records, said Security Deed being given to secure a Note from JAMMIE A. FORTNER dated February 15, 2012, in the original principal amount of One Hundred Nine Thousand Four Hundred Seventy Eight and 14/100 ($109,478.14) Dollars; said Security Deed also given to secure a Note dated November 16, 2012, in the original principal amount of Fifty Three Thousand Four Hundred Sixty Six and 97/100 ($53,466.97) Dollars, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in May, 2014, the following described property: All that tract or parcel of land lying and being in Land Lot 74, 11th District, originally Hall, now Lumpkin County, Georgia and being fully described by a plat prepared by Michael Stewart Kelley, Georgia Registered Land Surveyor, dated August 23, 1995; and as per said plat, the property contains 3.00 acres, more or less, being more particularly described as Tract 2-D. The subject plat being of record in Plat Book 28, Page 171, Lumpkin County Records. The subject plat is hereby incorporated by reference. This property is conveyed together with and subject to a non-exclusive perpetual easement along the private drive shown on the above referenced plat of survey connecting the subject property with Georgia Highway 115. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is JAMMIE A. FORTNER or a tenant or tenants. UNITED COMMUNITY BANK, as attorney in Fact for JAMMIE A. FORTNER L. Lou Allen Stites & Harbison, PLLC 520 West Main Street Blue Ridge, Georgia 30513 (706) 632-7923 File No. 7484A-03637

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STATE OF GEORGIA COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in a Security Deed from JAMMIE A. FORTNER to WHITE COUNTY BANK N/K/A UNITED COMMUNITY BANK, dated July 14, 2000, recorded July 18, 2000, in Deed Book T25, Page 308, Lumpkin County, Georgia records, as last modified by Modification of Security Deed dated December 29, 2011, recorded in Deed Book 1202, Page 768, Lumpkin County, Georgia records; also that certain Assignment of Rents dated October 20, 2008, recorded in Deed Book 1114, Page 425, Lumpkin County, Georgia records, said Security Deed being given to secure a Note from JAMMIE A. FORTNER dated December 29, 2011, in the original principal amount of Seventy Seven Thousand Nine Hundred Seven and 94/100 ($77,907.94) Dollars, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in May, 2014, the following described property: All that tract or parcel of land lying and being in Land Lot 74, 11th District, Originally Hall, now Lumpkin County, Georgia and being fully described by a plat prepared by Precision Land Services, Georgia Registered Land Surveyor, dated August 28, 1998 and as per said plat, the property contains 2.000 acres, more or less, the subject plat being of record in Plat Cabinet 1, Slide 23, Page 57A, Lumpkin County Records. Said plat is hereby incorporated by reference. This conveyance is made subject to and together with a 40 foot easement for ingress, egress and installation of utilities along the existing easement as more fully shown on the above referenced plat of survey. This conveyance is made subject to easements for public roads and utilities now in use. This conveyance is made subject to any easements of records or easements located on the property above described. Also included is this conveyance is a 1998 Peach State Mobile Doublewide (Serial Number GEO1087028) and a 1997 Clayton Sable Mobile Home (Serial Number CLS089412TN). The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is JAMMIE A. FORTNER or a tenant or tenants. WHITE COUNTY BANK N/K/A UNITED COMMUNITY BANK, as attorney in Fact for JAMMIE A. FORTNER L. Lou Allen Stites & Harbison, PLLC 520 West Main Street Blue Ridge, Georgia 30513 (706) 632-7923 File No. 7484a-03640

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PETITION FOR LETTERS OF ADMINISTRATION NOTICE

Probate Court, County of Lumpkin, State of Georgia Re:Estate of: James Daniel McCaleb, Deceased Estate No-2014-LA-44 Jeanne M. McCaleb has petitioned to be appointed Administrator of the estate of James Daniel McCaleb, deceased, of said County. The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. ?53-12-261. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the Court on or before May 5, 2014. All pleadings/objections must be signed under oath before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing. Michael A. Chastain Probate Judge by:Shelley Wilson Probate Clerk 325 Riley Road,Room-122 Dahlonega, Georgia 30533 706-864-3847

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IN THE SUPERIOR COURT OF LUMPKIN COUNTY STATE OF GEORGIA

JOSEPH LAMAR ASH Plaintiff vs. DARLA JEAN ASH Defendant CIVIL ACTION NO. 14-CV-21-RG TO: DARLA JEAN ASH

NOTICE OF PUBLICATION

By Order for Service by Publication dated March 24, 2014, you are hereby notified that on January 17, 2014 Joseph Lamar Ash filed suit against you for CHANGE OF CUSTODY. You are required to file with the Clerk of Superior Court, and to serve upon plaintiff's attorney, David Wallace, 131 Prominence Court, Suite 140, Dawsonville, GA 30534, an Answer in writing within sixty (60) days of the date of the Order for Publication. WITNESS, the Honorable Raymond E. George, Judge of this Superior Court. This 1st day of April, 2014. Rita Harkins Clerk of Superior Court Lumpkin County, Georgia

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PETITION FOR LETTERS OF ADMINISTRATION NOTICE

Probate Court, County of Lumpkin, State of Georgia Re:Estate of Timothy C. Poage Deceased Estate No-2014-LA-49 Janice E. Poage has petitioned to be appointed Administrator of the estate of Timothy C. Poage, deceased, of said County. The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A.-?53-12-261. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the Court on or before May 12, 2014. All pleadings/objections must be signed under oath before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing. Michael A. Chastain Probate Judge by:Shelley Wilson Probate Clerk 325 Riley Road,Room-122 Dahlonega, Georgia 30533 706-864-3847

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PETITION FOR LETTERS OF ADMINISTRATION NOTICE

Probate Court, County of Lumpkin, State of Georgia Re:Estate of Margaruriette Ruth Rogers Deceased Estate No Cathy Sheryl Rider has petitioned to be appointed Administrator of the estate of Margaruriette Ruth Rogers, deceased, of said County. The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A.-?53-12-261. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the Court on or before May 19, 2014. All pleadings/objections must be signed under oath before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing. Michael A. Chastain Probate Judge by:Shelley Wilson Probate Clerk 325 Riley Road,Room-122 Dahlonega, Georgia 30533 706-864-3847

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PETITION FOR LETTERS OF ADMINISTRATION NOTICE

Probate Court, County of Lumpkin, State of Georgia Re:Estate of Faye Lambert Christopher Deceased Estate No-2014-LA-46 John H. Christopher has petitioned to be appointed Administrator of the estate of Faye Lambert Christopher, deceased, of said County. The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A.-?53-12-261. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the Court on or before May 12, 2014. All pleadings/objections must be signed under oath before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing. Michael A. Chastain Probate Judge by:Shelley Wilson Probate Clerk 325 Riley Road,Room-122 Dahlonega, Georgia 30533 706-864-3847

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NOTICE OF PUBLIC HEARING

Please take notice that the governing body of the City of Dahlonega has received application(s) which will be heard by the Dahlonega Planning & Zoning Commission on Monday May 12, 2014 at 7:00 p.m. and City Council and/or Zoning Board of Appeals on Monday June 2, 2014 at 5:00 p.m. Each meeting will occur at City Hall, 465 Riley Road, Dahlonega, Georgia. (1) Request submitted by James Parks for approval of access point and curb cut to property ID. Tax Map D078 Parcel 162 located on the corner of Sky Country Road/Wimpy Mill Road. If approved this will allow access for development of two lots and curb cut access to Sky Country Road as part of a new proposed four-lot project. The property is zoned in the Office-Institutional zoning category. Approval, variance or waiver will be governed in part by City of Dahlonega Development Regulations Sections 3.9 (Access) and 11.2 (Appeal and Waiver); together with zoning regulations contained in Sections 709 (Street Frontage Requirement), Section 717 (Subdivision Plats Must Meet Zoning Requirements) and 2102 (Buffer Required) and any restrictions in Section XX of the City of Dahlonega Zoning Regulations Ordinance 91-9 as amended as further governed by the variance provisions of said regulations. (2) Request submitted by James Parks for approval of access point and curb cut to property ID. Tax Map D078 Parcel 162 located at end of cul-de-sac of Timberlane Drive. If approved will allow access for development of two lots and a curb cut access to Timberlane Drive as part of a new proposed four-lot project. The property is zoned in the Office-Institutional zoning category. Approval, variance or waiver of applicable regulations will be governed in part by City of Dahlonega Development Regulations Sections 3.9 (Access) and 5.5 (Panhandle or Flag Lots) and 11.2 (Appeal and Waiver); together with zoning regulations contained in Sections 709 (Street Frontage Requirement), Section 717 (Subdivision Plats Must Meet Zoning Requirements) and 2102 (Buffer Required) and any restrictions in Section XX of the City of Dahlonega Zoning Regulations Ordinance 91-9 as amended as further governed by the variance provisions of said regulations. (3) Application submitted by James Parks for approval of two panhandle lots and for variance of City of Dahlonega Development Regulations Sections 3.9 (Access) and 5.5 (Panhandle or Flag Lots) by increasing panhandle lot length from 200 ft. to 215 ft.+ for access to two new lots in a four lot project. Project size: 6.4 acres. Property is zoned Office Institutional. Property ID. Tax Map D078 Parcel 162 Property location: the corner of Sky Country Road/Wimpy Mill Road and panhandle lots are to front on the cul-de-sac at the end of Timberlane Drive. (4) Application submitted by James Parks for Conceptual/Preliminary Subdivision Approval for four new lots. Project size: 6.4 acres. Property is zoned Office Institutional. Property ID. Tax Map D078 Parcel 162 Property location: the corner of Sky Country Road/Wimpy Mill Road and at end of cul-de-sac of Timberlane Drive. Approval will be governed by City of Dahlonega Development Regulations as a whole and in particular Section 3.9 (Access), and further by City of Dahlonega Zoning Regulations Ordinance 91-9 as amended, as a whole, and in particular by Sections 709 (Street Frontage Requirement), Section 717 (Subdivision Plats Must Meet Zoning Requirements), 2102 (Buffer Required) and any restrictions in Section XX.

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NOTICE OF PUBLIC HEARING

Please take notice that the governing body of the City of Dahlonega has received application(s) which will be heard by the Dahlonega Planning & Zoning Commission on Monday May 12, 2014 at 7:00 p.m. and City Council and/or Zoning Board of Appeals on Monday June 2, 2014 at 5:00 p.m. Each meeting will occur at City Hall, 465 Riley Road, Dahlonega, Georgia. Application submitted by James Parks for Rezoning of 5+ acres from OI "C" Office Institutional with conditions to R1 Single Family Residential. Property ID. Tax Map D078 Parcel 162 Property location: the corner of Sky Country Road/Wimpy Mill Road and at end of cul-de-sac of Timberlane Drive. Application submitted by James Parks for Rezoning of 1+ acres from OI "C" Office Institutional with conditions to OI Office Institutional. Property ID. Tax Map D078 Parcel 162 Property location at corner of Sky Country Road/Wimpy Mill Road.

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NOTICE OF PUBLIC HEARING

Please take notice that the governing body of the City of Dahlonega has received application(s) which will be heard by the Dahlonega Planning & Zoning Commission on Monday May 12, 2014 at 7:00 p.m. and City Council and/or Zoning Board of Appeals on Monday June 2, 2014 at 5:00 p.m Each meeting will occur at City Hall, 465 Riley Road, Dahlonega, Georgia. Application submitted by Big Chill Ice/Ron Goff for Variance of Ordinance 91-9 Section Section 711 Accessory Buildings and Uses. Section 712 Regulations for Specific Accessory Structures. Article 20 Minimum Dimension Requirements. Article 6 Parking. Section 1502 Permitted Uses. Property ID. Tax Map D011 Parcel 192 Property location: Greenbriar Shopping Center 406 East Main Street .

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STATE OF GEORGIA COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Tina Walden to Mortgage Electronic Registration Systems, Inc. as nominee for Primary Capital Advisors LC and its successors and assigns dated June 7, 2004, and recorded in Deed Book W33, Page 105, Lumpkin County Records, said Security Deed having been last sold, assigned, transferred and conveyed to HSBC BANK USA, NATIONAL ASSOCIATION, AS TRUSTEE FOR THE HOLDERS OF THE SARM 2004-12 TRUST by Assignment, securing a Note in the original principal amount of $258,400.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, May 6, 2014, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lot 979 and 980 of the 12th District and 1st Section of Lumpkin County, Georgia, being all of Lot 145, Sky Country Phase 5, according to a Plat of same recorded at Plat Cabinet 1, Slide 88, Plat 148, Lumpkin County, Georgia records, which Plat is incorporated herein by reference for a more detailed description of subject property. Said property is known as 89 Misty Way, Dahlonega, GA 30533, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The proceeds of said sale will be applied to the payment of said indebtedness and all expenses of said sale as provided in said Deed, and the balance, if any, will be distributed as provided by law. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the secured creditor. The property is or may be in the possession of Tina Walden, successor in interest or tenant(s). HSBC BANK USA, NATIONAL ASSOCIATION, AS TRUSTEE FOR THE HOLDERS OF THE SARM 2004-12 TRUST as Attorney-in-Fact for Tina Walden File no. 14-046491 SHAPIRO, SWERTFEGER & HASTY, LLP* Attorneys and Counselors at Law 2872 Woodcock Blvd., Suite 100?Atlanta, GA 30341-3941 (770) 220-2535/SJ www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. [FC-NOS]

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NOTICE OF SALE UNDER POWER

LUMPKIN COUNTY Pursuant to the Power of Sale contained in a Security Deed given by Victoria M. Evans to Mortgage Electronic Registration Systems, Inc. as nominee for Countrywide Bank, FSB dated 8/28/2008 and recorded in Deed Book 1106 Page 700, LUMPKIN County, Georgia records; as last transferred to or acquired by PennyMac Loan Services, LLC, conveying the after-described property to secure a Note in the original principal amount of $ 65,482.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of LUMPKIN County, Georgia, within the legal hours of sale on May 06, 2014 (being the first Tuesday of said month unless said date falls on a Federal Holiday), the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 83, 1ST DISTRICT, ORIGINALLY HABERSHAM COUNTY, NOW LUMPKIN, CONSISTING OF 1.016 ACRE, MORE OR LESS, AS PER PLAT OF SURVEY PREPARED FOR DENNIS R. GRIZZLE AND JAMES D. WESTMORELAND, RECORDED IN PLAT CABINET ONE, SLIDE 167, PLAT 122B, LUMPKIN COUNTY, GEORGIA RECORDS. WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE. ALSO CONVEYED HEREWITH IS A 1996, HORTON DOUBLE WIDE MOBILE HOME, VEHICLE IDENTIFICATION NUMBER H80334GLR, HUD LABEL #GEO902243 AND GEO902244, WHICH HAS BEEN ATTACHED TO THE LAND IN ORDER TO BECOME REAL PROPERTY. BASED ON THE NUMBERING SYSTEM FOR LUMPKIN COUNTY, THE ABOVE DESCRIBED PROPERTY HAS AN ADDRESS OF 575 SOAPSTONE RD; DAHLONEGA, GA 30533. THIS CONVEYANCE IS MADE SUBJECT TO EASEMENTS FOR PUBLIC ROADS AND UTILITIES NOW IN USE. THIS CONVEYANCE IS MADE SUBJECT TO AN EASEMENT OF RECORD OR EASEMENTS LOCATED ON THE PROPERTY ABOVE DESCRIBED AS SHOWN ON SAID RECORDED PLAT. THIS CONVEYANCE IS MADE SUBJECT TO RESERVATION OF EASEMENT FOR INGRESS AND EGRESS AS RECORDED IN DEED BOOK 1040, PAGE 691, AFORESAID RECORDS. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property is commonly known as 575 Soapstone Road, Dahlonega, GA 30533 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Victoria Evans or tenant or tenants. PennyMac Loan Services, LLC is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage. PennyMac Loan Services, LLC Loss Mitigation 6101 Condor Drive Moorpark, CA 93021 (866) 945-9070 Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan. Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above. PennyMac Loan Services, LLC as agent and Attorney in Fact for Victoria M. Evans Aldridge Connors, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400. 1120-9608A THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1120-9608A

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IN THE SUPERIOR COURT OF LUMPKIN COUNTY STATE OF GEORGIA

IN RE: ZURLENE ANN ZIEMER FIELDS Petitioner CIVIL ACTION FILE NO. 14-CV-155-MM

NOTICE OF NAME CHANGE

Georgia, Lumpkin County: Notice is hereby given that ZURLENE ANN ZIEMER FIELDS, the undersigned, filed a petition in the Superior Court of Lumpkin County, Georgia, on the 31st day of March 2014, praying for a change in the name of the petitioner from ZURLENE ANN ZIEMER FIELDS to RACHEL ZURLENE ANNE ZIEMER FIELDS. Notice is hereby given pursuant o law any interested or affected party to appear in said Court and to file objections to said name change. Objections must be filed with said Court within 30 days of filing said petition. This 31st day of March, 2014. David Wallace Petitioner's Attorney Rita Harkins Clerk of Superior Court Lumpkin County, Georgia

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