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July 23, 2014
Legals (4-10-13)
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NOTICE OF LOCATION AND DESIGN APPROVAL

CSSTP-0007-00(495), LUMPKIN, TOWNS, UNION, AND WHITE COUNTIES

P.I. No. 0007495

Notice is hereby given in compliance with Georgia Codes 22-2-109 and 32-3-5 that the Georgia Department of Transportation has approved the Location and Design of this project.

The date of location approval is: March 12, 2013

Project CSSTP-0007-00(495) in Lumpkin, Union, Towns, and White Counties consists of signal upgrades and pedestrian facility improvements for twenty (20) intersections within Lumpkin, Union, Towns, and White Counties. The project is located in the following Land Districts: 9, 12, 17, and 19; Land Lots: 69, 70, 112, 134, 135, 268, 269, 950, 984, 985, 998, and 999; and Georgia Military Districts: 837, 843, and 865.

Lumpkin County

1. SR 52 @ SR 115/Longbranch Rd

2. SR 60 @ SR 400

3. SR 400 @ Burnt Stand

4. SR 60-US 19 @ SR 9-SR 52-SR 60 (Morrison Moore Pkwy)

5. SR 9/52 @ W. Main Street

6. SR 60 BUS @ E. Main Street

7. SR 9/52/60 @ SR 60 BUS

8. SR 9 @ SR 52

9. SR 9 /52/60 @ E. Memorial DR/Pinetree Way

Towns County

1. SR 2 @ SR 75

2. SR 2 @ SR 66

3. SR 2 @ SR 17

4. SR 2 @ River Street

5. SR 2 @ SR 288

Union County

1. SR 2/515 @ SR 11/US 129

2. SR 2 @ Industrial Blvd

3. SR 11 @ SR 325

4. SR 2 @ Young Harris Street

White County

1. SR 11 @ Westmoreland Pkwy

2. SR 115 @ SR 384

The proposed construction will consists of upgrades including traffic signal equipment, pedestrian countdown signals, ADA wheel chair ramps, and cross walk striping.

Drawings or maps or plats of the proposed project, as approved, are on file and are available for public inspection at the Georgia Department of Transportation:

Mr. Michael Seabolt

Area Engineer, District One Area Four

email: mseabolt@dot.ga.gov

942 Albert Reid Rd

Cleveland, GA 30528

(706) 348-4848

Any interested party may obtain a copy of the drawings or maps or plats or portions thereof by paying a nominal fee and requesting in writing to:

Ms. Genetha Rice-Singleton

State Program Delivery Engineer

email: grice-singleton@dot.ga.gov

One Georgia Center

600 West Peachtree St NW

Atlanta, Georgia 30308

(404) 631-1522

Any written request or communication in reference to this project or notice SHOULD include the Project and P.I. Numbers as noted at the top of this notice.

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Jeanette Harris Voyles, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 15th day of March, 2013.

Kathy Kauffman, Executor

3350 Highland View Court

Finksburg, MD 21048

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Joseph W. Palmer, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 14th day of March, 2013.

Mary Alice Sanders and Catherine Leigh Sanders, Administrators

4729 Ben Hill Drive

Oakwood, GA 30566

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Homer Dudley Davis, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 12th day of March, 2013.

Shirley J. Davis, Executor

P.O. Box 206

Cleveland, GA 30528

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Thomas Melville Eck, Sr., deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 15th day of March, 2013.

Michael Davis, Executor

P.O. Box 122

Dahlonega, GA 30533

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PETITION FOR YEAR’S SUPPORT

In the Probate Court, County of Lumpkin, State of Georgia

IN RE: Estate of Sammy K. Wallace, Deceased

Estate no. 2013-YS-34

The petition of Nickie Wallace for a year’s support from the estate of Sammy K. Wallace, deceased, for decedent’s surviving spouse, having been duly filed, all interested persons are hereby notified to show cause, if any they have, on or before April 15, 2013, why said petition should not be granted.

All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed on or before the time stated in the preceding sentence. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number tor the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.

Michael A. Chastain

Probate Judge

By: Shelley Wilson

Clerk of the Probate Court

325 Riley Road, Room 122

Dahlonega, GA 30533

706-864-3847

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NOTICE OF PUBLICATION

IN THE SUPERIOR COURT OF LUMPKIN COUNTY

STATE OF GEORGIA

Luis A. Molina, PLAINTIFF

VS. Blanca Alicia Gutierrez, DEFENDANT

CIVIL ACTION NO. 13-CV-112-RG

TO: Blanca Alicia Gutierrez

By Order for Service by Publication dated March 13, 2013, you are hereby notified that on March 13, 2013, Luis A. Molina filed suit against you for Divorce.

You are required to file with the Clerk of Superior Court, and to serve upon plaintiff’s attorney, Michael H. Saul, 301 Washington Avenue, Marietta, GA 30060, an Answer in writing within sixty (60) days of the date of the Order for Publication.

WITNESS, the Honorable Raymond E. George, Judge of this Superior Court, this 13th day of March, 2013.

Rita Harkins

Clerk of Superior Court

Lumpkin County, Georgia

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NOTICE OF PETITION TO CHANGE NAME

In the Superior Court of Lumpkin County

State of Georgia

In Re: Dakota Danielle Davis, Petitioner

Civil Action File No. 13-CV-116-RG Name Change

Georgia, Lumpkin County

Notice is hereby given that Dakota Danielle Davis, the undersigned, filed a petition in the Superior Court of Lumpkin County, Georgia, on the 14th day of March, 2013, praying for a change in the name of the petitioner from Dakota Danielle Davis to Dakota Danielle Smisson.

Notice is hereby given pursuant to law any interested or affected party to appear in said Court and to file objections to such name change. Objections must be filed with said Court within 30 days of the filing of said petition.

This 14th day of March, 2013

Dakota Danielle Davis, Petitioner

Rita Harkins

Clerk of Superior Court

Lumpkin County, Georgia

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Minnie Lou Wilson, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 21st day of March, 2013.

Vicki O’Connor, Executor

2089 Beverly Road

Gainesville, GA 30501

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Douglas Edward Klesius, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment.

This 15th day of March, 2013.

Stephen Klesius, Executor

Stroud P. Stacy

Attorney for the Executor

30 Public Square South

Dahlonega, GA 30533

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Ronald Gene Calfee, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 27th day of March, 2013.

Karen L. Calfee, Executor

P.O. Box 892

Dawsonville, GA 30534

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Anthony Pellegrino, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 26th day of March, 2013.

Frank M. Pellegrino

502 High Shoals Drive

Dahlonega, GA 30533

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Birdie Mae Edge, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 28th day of March, 2013.

Helen Sutton, Executor

24 Meadow Lane

Dahlonega, GA 30533

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NOTICE OF EXTENSION AND TERMINATION OF PARENTAL RIGHTS HEARING

IN THE JUVENILE COURT OF LUMPKIN COUNTY, STATE OF GEORGIA

IN THE INTEREST OF:

L. C., DOB: 02-26-12, SEX: male

CASE NO. 093-13J-041

A CHILD UNDER THE AGE OF EIGHTEEN

TO: John Doe, the unknown biological father of the above-named child.

By Order for Service by Publication dated the 28th day of January 2013, you are hereby notified that on 28th day of January, 2013, the Lumpkin County Department of Family and Children Services, Georgia Department of Human Resources, filed a Petition for Termination of Parental Rights and a Motion for Extension of Temporary Custody against you as to the above-named child and this Court found it to be in the child’s best interest that the Petition and Motion be filed. This notice is being sent to you pursuant to the provisions of O.CG.A. §15-11-96. A copy of the Petition for Termination of Parental Rights and a Motion for Extension of Temporary Custody may be obtained by you from the Clerk at the Lumpkin County Courthouse during business hours. The hearing on the Petition for Termination of Parental Rights is for the purpose of terminating your parental rights.

Pursuant to O.C.G.A. § 15-11-93, an order terminating the parental rights of a parent is without limit as to duration and terminates all your rights and obligations with respect to your child and all rights and obligations of your child to you arising from the parental relationship, including rights of inheritance. You are not thereafter entitled to notice of proceedings for the adoption of the child by another, nor have you any right to object to the adoption or otherwise participate in the proceedings.

Pursuant to O.C.G.A. § 15-11-96, John Doe, you are advised that as a biological father who is not the legal father, you will lose all rights to the above-named child and will not be entitled to object to the termination of your parental rights to the child, unless, within thirty (30) days of receipt of this notice, you file a petition to legitimate the child pursuant to O.C.G.A. § 19- 7-22 and file notice of the filing of the petition to legitimate with the Lumpkin County Juvenile Court. If you fail to file a Petition to Legitimate within thirty (30) days of your receipt of this notice; file a legitimation petition which is subsequently dismissed for failure to prosecute; or file a legitimation petition and the action is subsequently concluded without a court order declaring a finding that you are the legal father of the child, then this Court shall enter an order terminating all your parental rights to the child and you may not thereafter object to the termination of your rights to the child.

This Court will conduct a provisional hearing upon the allegations of the Motion for Extension of Temporary Custody and enter an interlocutory order pursuant to O.C.G.A. § 15-11-39.2 on the 22nd day of March, 2013, at 9:30 a.m., at the Lumpkin County Justice Center, Dahlonega, Georgia. Parties to this action are required to appear and answer the allegations of this Petition at the provisional hearing. The fmdings of fact and orders of disposition made pursuant to the provisional hearing will become final at the final hearing unless you appear at the final hearing.

This Court will conduct a final hearing upon the Petition for Termination of Parental Rights and Motion for Extension of Temporary Custody on the 29th day of May, 2013, at 9:30 a.m., at the Lumpkin County Justice Center, Dahlonega, Georgia.

The child and other parties involved may be represented by a lawyer at all stages of these proceedings. If you want a lawyer, you may choose and hire your own lawyer. If you want to hire a lawyer, please contact your lawyer immediately. If you want a lawyer but are not able to hire a lawyer without undue financial hardship, you may ask for a lawyer to be appointed to represent you. The Court would inquire into your financial circumstances and if the Court finds you to be financially unable to hire a lawyer, then a lawyer will be appointed to represent you. If you want a lawyer appointed to represent you, you must let the Court or the officer of this Court handling this case know that you want a lawyer immediately.

So ordered, this 27th day of March, 2013.

Honorable Gerald Bruce

Judge, Juvenile Court

Lumpkin County, Georgia

Enotah Judicial District

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NOTICE OF PETITION TO FILE FOR YEAR’S SUPPORT

In the Probate Court, County of Lumpkin, State of Georgia

IN RE: Estate of Travis Robert Wyatt, Deceased

Estate no. 2013-YS-43

The petition of Emmalee Wyatt for a year’s support from the estate of Travis Robert Wyatt, deceased, for decedent’s surviving spouse, having been duly filed, all interested persons are hereby notified to show cause, if any they have, on or before April 29, 2013, why said petition should not be granted.

All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed on or before the time stated in the preceding sentence. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number tor the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.

Michael A. Chastain

Probate Judge

By: Shelley Wilson

Clerk of the Probate Court

325 Riley Road, Room 122

Dahlonega, GA 30533

706-864-3847

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TRADE NAME REGISTRATION

Georgia, Lumpkin County

Notice is hereby given that a trade name registration statement has been filed in this office, verified by affidavit of Faye Fracaro, Co-owner, conducting a business as Fracaro Enterprises, in the city of Dahlonega, County of Lumpkin, in the State of Georgia, and that the name and addresses of the persons, firms or partnership owning and carrying on said trade or business are: Patrick Fracaro and Faye Fracaro, 248 Stancil Dyer Road, Dahlonega, GA 30533, which affidavit states that she is co-owner of a business now being carried on at 420 Walmart Way, #309, Dahlonega, GA, 30533, conducting a business of: Gifts, operating under the trade name of Brandywine Gifts.

Witness my official signature and seal of the Superior Court this 15th day of February, 2013.

Rita Harkins

Clerk of Superior Court



TRADE NAME REGISTRATION

Georgia, Lumpkin County

Notice is hereby given that a trade name registration statement has been filed in this office, verified by affidavit of Faye Fracaro, Co-owner, conducting a business as Fracaro Enterprises, in the city of Dahlonega, County of Lumpkin, in the State of Georgia, and that the name and addresses of the persons, firms or partnership owning and carrying on said trade or business are: Patrick Fracaro and Faye Fracaro, 248 Stancil Dyer Road, Dahlonega, GA 30533, which affidavit states that she is co-owner of a business now being carried on at 420 Walmart Way, #309, Dahlonega, GA, 30533, conducting a business of: Furniture and Home Accessories, operating under the trade name of Lexington Home Decor.

Witness my official signature and seal of the Superior Court this 15th day of February, 2013.

Rita Harkins

Clerk of Superior Court

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TRADE NAME REGISTRATION

Georgia, Lumpkin County

Notice is hereby given that a trade name registration statement has been filed in this office, verified by affidavit of Christy Hilliard, 367 Stancil Dyer Road, Dahlonega, GA 30533, which affidavit states that she is the owner of a business in the City of Dahlonega, County of Lumpkin, in the State of Georgia, under the name of Gold and Silver Buyers of Dahlonega, and the nature of the business is Precious Metals Broker.

Witness my official signature and seal of the Superior Court this 27th day of March, 2013.

Rita Harkins

Clerk of Superior Court

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NOTICE OF INCORPORATION

Notice is given that articles of incorporation that will incorporate Shotguns and Clays, Inc., have been delivered for filing in accordance with the Georgia Business Corporation Code. The initial registered office of the corporation is located at 98 Headwater Trail, Dahlonega, Lumpkin County, Georgia, 30533, and its initial registered agent at such address is Rodney Harris.

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CITY OF DAHLONEGA

HISTORIC PRESERVATION APPLICATIONS

Preservation applications

Please take notice that the City of Dahlonega Historic Preservation Commission has received the following application(s) which will be heard on Wednesday April 17, 2013 at 6:00 p.m. This meeting will be held in the City Hall Council Chambers located at 465 Riley Road. All applications are available for review at the City Planning Office.

Application submitted by Rickey Gooch for Certificate of Appropriateness to install a privacy fence. Property address: 28 North Grove St. Property is zoned CBD Central Business Historic District. Property ID. Tax Map D11-216.

Application submitted by Yorick Holdings, LLC for Certificate of Appropriateness to rebuild porches and modify exterior so as to restore historic character. Property address: 184 North Chestatee St. Property is zoned CBD Central Business Historic District. Property ID. Tax Map D11-010.

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NOTICE

IN THE PROBATE COURT OF LUMPKIN COUNTY, STATE OF GEORGIA

IN RE: Estate of James Ishmal Waters, Deceased

Estate No. 2013-PS-44

AN ORDER FOR SERVICE WAS GRANTED BY THIS COURT on April 5, 2013, requiring the following:

To: James Waters, Jeremy Waters and Scott Waters:

This is to notify you to file objection, if there is any, to the above referenced petition, in this Court on or before May 6, 2013.

BE NOTIFIED FURTHER: All objections to the petition must be in writing, setting forth the grounds of any such objections. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objection; unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.

Michael A. Chastain

PROBATE JUDGE

by Shelley Willson

CLERK OF THE PROBATE COURT

325 Riley Road, Room 122

Dahlonega, Georgia 30533

706-864-3847

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NOTICE OF DEPRIVATION HEARING

IN THE JUVENILE COURT OF LUMPKIN COUNTY STATE OF GEORGIA

IN THE INTEREST/MATTER OF:

Donavan Brown

DOB: 9/22/1999

SEX: MALE

CASE NO. 093-13J-102

Cheyenne Brown

DOB: 8/31/2002

SEX: FEMALE

CASE NO. 093-13J-103

Children under the age of 18

TO:

Jeffrey Brown, father of the above-named children

By Order for Service by Publication dated the 1st day of April, 2013, you are hereby notified that on the 1st day of April, 2013, the Lumpkin County Department of Family and Children Services, Georgia Department of Human Services, filed a Petition for Temporary Custody (Deprivation) against you as to the above-named children alleging the children are deprived. You are required to file with the Clerk of Juvenile Court, and to serve upon Special Assistant Attorney General Stephaphany L. Zaic, an answer in writing within sixty (60) days of the date of the Order for Service by Publication.

This Court will conduct a provisional hearing upon the allegations of the Petition and enter an interlocutory order of disposition pursuant to O.C.G.A. § 15-11-39.2 on the 22nd day of April, 2013, at 9:30 a.m. at the Lumpkin County Justice Center, Dahlonega, Georgia. Parties to this action are required to appear and answer the allegations of this Petition at the provisional hearing. The findings of fact and orders of disposition made pursuant to the provisional hearing will become final at the final hearing unless you appear at the final hearing. The children shall appear personally before this Court at the provisional hearing.

This Court will conduct a final hearing upon the allegations of the Petition and enter an order of disposition on the 15th day of May, 2013, at 9:30 a.m. in the Lumpkin County Justice Center, Dahlonega, Georgia.

The children and other parties involved may be represented by a lawyer at all stages of these proceedings. If you want a lawyer, you may choose and hire your own lawyer. If you want to hire a lawyer, please contact your lawyer immediately. If you want a lawyer but are not able to hire a lawyer without undue financial hardship, you may ask for a lawyer to be appointed to represent you. The Court would inquire into your financial circumstances and if the Court finds you to be financially unable to hire a lawyer, then a lawyer will be appointed to represent you. If you want a lawyer appointed to represent you, you must let the Court or the officer of this Court handling this case know that you want a lawyer immediately.

WITNESS, the Honorable Gerald Bruce, Judge of said Court, this the 1st day of April, 2013.

Honorable Gerald Bruce

Judge, Juvenile Court

Lumpkin County, Georgia

Enotah Judicial Circuit

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NOTICE OF MODIFICATION HEARING

IN THE JUVENILE COURT OF LUMPKIN COUNTY STATE OF GEORGIA

IN THE INTEREST/MATTER OF:

D.H.

DOB: 9/10/1997

SEX: FEMALE

CASE NO. 093-13J-50A

P.H.

DOB: 6/27/1999

SEX: FEMALE

CASE NO. 093-13J-51A

Children under the age of 18

TO:

Benjamin Holtzclaw, father of the above-named children

By Order for Service by Publication dated the 4th day of April, 2013, you are hereby notified that on the 25th day of February, 2013, the Lumpkin County Department of Family and Children Services, Georgia Department of Human Services, filed a Petition for Modification of Disposition against you as to the above-named children alleging the children are deprived. You are required to file with the Clerk of Juvenile Court, and to serve upon Special Assistant Attorney General Stephaphany L. Zaic, an answer in writing within sixty (60) days of the date of the Order for Service by Publication.

This Court will conduct a provisional hearing upon the allegations of the Petition and enter an interlocutory order of disposition pursuant to O.C.G.A. § 15-11-39.2 on the 11th day of April, 2013, at 10:30 a.m. at the Lumpkin County Justice Center, Dahlonega, Georgia. Parties to this action are required to appear and answer the allegations of this Petition at the provisional hearing. The findings of fact and orders of disposition made pursuant to the provisional hearing will become final at the final hearing unless you appear at the final hearing. The children shall appear personally before this Court at the provisional hearing.

This Court will conduct a final hearing upon the allegations of the Petition and enter an order of disposition on the 15th day of May, 2013, at 9:30 a.m. in the Lumpkin County Justice Center, Dahlonega, Georgia.

The children and other parties involved may be represented by a lawyer at all stages of these proceedings. If you want a lawyer, you may choose and hire your own lawyer. If you want to hire a lawyer, please contact your lawyer immediately. If you want a lawyer but are not able to hire a lawyer without undue financial hardship, you may ask for a lawyer to be appointed to represent you. The Court would inquire into your financial circumstances and if the Court finds you to be financially unable to hire a lawyer, then a lawyer will be appointed to represent you. If you want a lawyer appointed to represent you, you must let the Court or the officer of this Court handling this case know that you want a lawyer immediately.

WITNESS, the Honorable Gerald Bruce, Judge of said Court, this the 4th day of April, 2013.

Honorable Gerald Bruce

Judge, Juvenile Court

Lumpkin County, Georgia

Enotah Judicial Circuit

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TRADE NAME REGISTRATION

Georgia, Lumpkin County

Notice is hereby given that a trade name registration statement has been filed in this office, verified by affidavit of Tricia Scheinoha, signer for Parker and Jane LLC, 393 Lake Laurel Drive, Dahlonega, GA 30533, which affidavit states that she is registering for a business in the City of Dahlonega, County of Lumpkin, in the State of Georgia, under the name of Retailers Surplus, and the nature of the business is Resaling Surplus Goods.

Witness my official signature and seal of the Superior Court this 5th day of April, 2013.

Rita Harkins

Clerk of Superior Court

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NOTICE OF ABANDONED VEHICLES

Notice is hereby given against the following motor vehicles located at

Travis Tow Patrol

2390 Highway 52 West

Dahlonega, GA 30533

770-298-4500

2002 Dodge Durango,

Vin: 1B4HR38N82F178830

1999 BMW 4S,

Vin: WBAGH8337XDP04028

2002 Buick Rendezvous,

Vin: 3G5DB03E62S538546

1999 Ford F-350,

Vin: 1FTWX33F0XEF00180

Same being a notice to have said motor vehicle deemed abandoned in terms of law. Unless some claim to said motor vehicle is presented, such vehicle will be deemed abandoned and shall be disposed if not redeemed.

This 8th day of April, 2013

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NOTICE OF DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Guy Vernon Lail, deceased, late of said county, are hereby notified to render their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to me.

This 22nd day of March, 2013

Vikki L. Ridley, Executrix of the Estate of Guy Vernon Lail.

Joy L. Edelberg

Horne & Edelberg, PC

Post Office Box 37

Dahlonega, GA 30533

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NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

By virtue of a Power of Sale contained in that certain Security Deed from PATRICIA LYNNE ALLRED to Home 123 Corporation, dated May 16, 2005, recorded June 10, 2005, in Deed Book X35, Page 165, Lumpkin County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Fifty-Two Thousand One Hundred and 00/100 dollars ($152,100.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Deutsche Bank National Trust Company As Trustee For The Holders Of New Century Home Equity Loan Trust, Series 2005-A, Asset Backed Pass-Through Certificates, secured creditor, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in May, 2013, all property described in said Security Deed including but not limited to the following described property:

ALL THAT FOLLOWING DESCRIBED PROPERTY: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 162, 11TH DISTRICT, LUMPKIN COUNTY, GEORGIA, AS SHOWN ON A CERTAIN PLAT OF SURVEY PREPARED FOR STUART CUNNINGHAM AND LUANNE CUNNINGHAM BY MICHAEL STEWART KELLEY, REGISTERED SURVEYOR, UNDER DATE OF AUGUST 9 1993, A COPY OF SAID PLAT BEING OF RECORD IN THE OFFICE OF THE CLERK OF SUPERIOR COURT, LUMPKIN COUNTY, GEORGIA IN PLAT BOOK 25, PAGE 192, WHICH PLAT AND LEGAL DESCRIPTION THEREOF ARE INCORPORATED HEREIN BY REFERENCE THERETO.

Said legal description being controlling, however the property is more commonly known as 95 CHESTATEE SPRINGS RIDGE, DAHLONEGA, GA 30533.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold on an “as-is” basis without any representation, warranty or recourse against the above-named creditor or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed.

To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is PATRICIA LYNNE ALLRED, PATRICIA LYNNE ALLRED aka PATRICIA LYNN ALLRED, or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.

The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: Bank of America, N.A., as successor by merger to BAC Home Loans Servicing, LP f/k/a Countrywide Home Loans Servicing, LP, Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, Plano, TX 75024, Telephone Number: 800-720-3758 for and on behalf of the secured creditor.

DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE FOR THE HOLDERS OF NEW CENTURY HOME EQUITY LOAN TRUST, SERIES 2005-A, ASSET BACKED PASS-THROUGH CERTIFICATES

as Attorney in Fact for

PATRICIA LYNNE ALLRED

THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Attorney Contact: Rubin Lublin, LLC, 3740 Davinci Court, Suite 150, Peachtree Corners, GA 30092

Telephone Number: (877) 813-0992 Case No. BAC-11-05724-0003

www.rubinlublin.com/property-listings.php

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NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Freddie Lee Beamon A/K/A Freddie Beamon, JR. A/K/A Freddie Lee Beamon, JR. to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR HOME AMERICA MORTGAGE, INC, dated November 15, 2005, recorded in Deed Book Y36, Page 608, Lumpkin County, Georgia records, as last transferred to OCWEN LOAN SERVICING, LLC by assignment recorded or to be recorded, Lumpkin County, Georgia records conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED ELEVEN THOUSAND AND NO/100 DOLLARS ($211,000.00); with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in May, 2013 the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 205 OF THE 15TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA, CONTAINING 2.83 ACRES, MORE OR LESS, AND BEING LOT 2, OF CORBIN SUBDIVISION, AS PER PLAT RECORDED INPLAT BOOK 18, PAGE 126, LUMPKIN COUNTY, GEORGIA RECORDS, TO WHICH PLAT REFERENCE IS MADE FOR A MORE DETAILED DESCRIPTION.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Ocwen Loan Servicing LLC, Attention: Home Retention Department, 1661 Worthington Road, Suite 100, West Palm Beach, FL 33409, Fax 407-737-5693. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the parties in possession of the property are Freddie Lee Beamon A/K/A Freddie Beamon, JR. A/K/A Freddie Lee Beamon, JR. or a tenant or tenants and said property is more commonly known as 95 Corbin Lane, Dahlonega, GA 30533.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

OCWEN LOAN SERVICING, LLC

As Attorney in Fact for Freddie Lee Beamon A/K/A Freddie Beamon, JR. A/K/A Freddie Lee Beamon, JR.

Weissman, Nowack, Curry & Wilco, PC

Attn: Ocwen Team

One Alliance Center

3500 Lenox Road

Atlanta, GA 30326

(866) 357-8501

Our File# 016839

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NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by RANDALL A BRAND, II AND DONNA M KERNS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) AS NOMINEE FOR TAYLOR, BEAN & WHITAKER MORTGAGE CORP , dated 03/15/2007, and Recorded on 03/29/2007 as Book No. 1034 and Page No. 297, LUMPKIN County, Georgia records, as last assigned to BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP, FKA COUNTRYWIDE HOME LOANS SERVICING LP (the Secured Creditor), by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $111,650.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the LUMPKIN County Courthouse within the legal hours of sale on the first Tuesday in May, 2013, the following described property: ALL ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 99 OF THE 1ST DISTRICT OF ORIGINALLY HABERSHAM, NOW LUMPKIN COUNTY, GEORGIA, BEING IN PARTICULAR LOT 7 OF THE WHISPERING WINDS SUBDIVISION, CONSISTING OF 1.23 ACRES, MORE OR LESS, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS:

TO FIND THE TRUE POINT OF BEGINNING, START AT THE NORTHWEST CORNER OF LAND LOT 99, BEING THE COMMON CORNER OF LAND LOTS 99, 100, 109 AND 110 OF THE SAID 1ST DISTRICT, THENCE ALONG AND WITH THE ORIGINAL WESTERN NORTH SOUTH LINE OF LAND LOT 99 SOUTH TWO DEGREES 49 MINUTES 15 SECONDS WEST A DISTANCE OF 920.11 FEET TO A STEEL ROD; THENCE NORTH 75 DEGREES NINE MINUTES 30 SECONDS EAST A DISTANCE OF 674.61 FEET TO AN IRON PIN SET AND THE POINT OF BEGINNING. FROM THE TRUE POINT OF BEGINNING AS THUS FOUND, RUN THENCE NORTH 12 DEGREES 36 MINUTES 51 SECONDS WEST A DISTANCE OF 149.52 FEET TO A POINT ON THE CENTERLINE OF WHISPERING WINDS ROAD; THENCE RUN

ALONG THE CENTERLINE OF SAID ROAD NORTH 77 DEGREES 24 MINUTES 49 SECONDS EAST A DISTANCE OF 433.01 FEET TO A POINT; RUNNING THENCE SOUTH 27 DEGREES 22 MINUTES 44 SECONDS WEST A DISTANCE OF 178.74 FEET TO A ONE-HALF INCH STEEL ROD; RUN THENCE SOUTH 75 DEGREES NINE MINUTES 30 SECONDS WEST A DISTANCE OF 318.38 FEET TO AN IRON PIN, WHICH IS THE TRUE POINT OF BEGINNING. SUBJECT TO THAT CERTAIN DECLARATION OF COVENANTS, GRANT OF EASEMENT AND ROAD MAINTENANCE AGREEMENT, AND WATER SERVICE AGREEMENT AS DECLARED BY DEVELOPERS AND BEING RECORDED IN DEED BOOK B-15, PAGES 158-165 OF THE LUMPKIN COUNTY, GEORGIA DEED RECORDS; ALSO CONVEYED HEREWITH IS A PERPETUAL, NON-EXCLUSIVE EASEMENT ALONG AND WITH THE RIGHT OF WAY OF WHISPERING WINDS ROAD, BEING FORTY-FEET IN WIDTH, AND BEING TWENTY-FEET ON EITHER SIDE OF THE CENTERLINE OF SAID ROAD; AND BEING DESCRIBED AS FOLLOWS: TO FIND THE TRUE POINT OF BEGINNING, START AT THE NORTHWEST CORNER OF LAND LOT 99, BEING THE COMMON CORNER OF LAND LOTS 99, 100, 109 AND 110 OF THE SAID 1ST DISTRICT, RUNNING THENCE ALONG AND WITH THE ORIGINAL WESTERN NORTH SOUTH LINE OF LAND LOT 99 SOUTH TWO DEGREES 49 MINUTES 15 SECONDS WEST, A DISTANCE OF 526.03 FEET; THENCE RUNNING NORTH 78 DEGREES TWO MINUTES 11 SECONDS EAST, A DISTANCE OF 296.17 FEET TO AN IRON PIN SET; THENCE RUNNING SOUTH 35 DEGREES 50 MINUTES 29 SECONDS EAST A DISTANCE OF 218.36 FEET TO THE TRUE POINT OF BEGINNING, SAID RIGHT OF WAY BEING A CUL DE SAC FIFTY-FEET IN RADIUS, THENCE EXTENDING FROM SAID CUL DE SAC ALONG THE CENTERLINE RUNNING FROM SAID POINT OF BEGINNING NORTH 77 DEGREES 24 MINUTES 29 SECONDS EAST A DISTANCE OF 619.96 FEET; RUNNING THENCE A CHORD NORTH 57 DEGREES 58 MINUTES 10 SECONDS EAST A DISTANCE OF 107.08 FEET; WITH RADIUS OF 160.84 FEET, AN ARC 109.17 FEET AND AN ANGLE OF ROTATION 38 DEGREES 53 MINUTES 17 SECONDS LEFT; RUNNING THENCE NORTH 38 DEGREES 31 MINUTES 32 SECONDS EAST A DISTANCE OF 86.11 FEET, THENCE A CHORD NORTH 30 DEGREES 45 MINUTES 55 SECONDS EAST A DISTANCE OF 58.80 FEET, WITH A RADIUS OF 217.73 FEET, AN ARC OF 58.98 FEET AND AN ANGLE OF ROTATION OF 15 DEGREES 31 MINUTES 12 SECONDS LEFT; THENCE A CHORD NORTH 15 DEGREES 21 MINUTES 32 SECONDS EAST A DISTANCE OF 57.94 FEET, WITH A RADIUS OF 217.73 FEET, AN ARC OF 58.11 FEET AND AN ANGLE OF ROTATION OF 15 DEGREES 17 MINUTES 34 SECONDS LEFT TO A POINT; RUNNING THENCE NORTH SEVEN DEGREES 42 MINTUES 45 SECONDS EAST A DISTANCE OF 201.10 FEET TO THE POINT WHERE SAID CENTERLINE REACHES THE SOUTHERN RIGHT OF WAY OF NORMAN BELL ROAD, A COUNTY ROAD, AND BEING THE POINT OF ENDING.

THIS CONVEYANCE IS SUBJECT TO THAT CERTAIN DOCUMENT ENTITLED “DECLARATION OF PROTECTIVE AND RESTRICTIVE COVENANTS, GRANT OF EASEMENT, ROAD MAINTENANCE AGREEMENT AND WATER SERVICE AGREEMENT FOR THE WHISPERING WINDS SUBDIVISION, DATED APRIL 21, 1995 AND RECORDED IN DEED BOOK B-15, BEGINNING AT PAGE 158 OF THE LUMPKIN COUNTY, GEORGIA DEED RECORDS; AND FURTHER SUBJECT TO ALL EASEMENTS FOR ROADS AND UTILITIES IN USE OR OF RECORD INCLUDING, BUT NOT LIMITED TO, THE RIGHTS OF OTHERS TO USE WHISPERING WINDS ROAD.

THIS IS THE SAME PROPERTY REFERENCED IN THAT CERTAIN WARRANTY DEED DATED OCTOBER 23, 2003 FROM EMORY D. EDMONSON TO SARA BRAND, RECORDED IN DEED BOOK R-32, PAGE 235 OF THE LUMPKIN COUNTY, GEORGIA DEED RECORDS; THIS IS THE SAME PROPERTY REFERENCED IN THAT CERTAIN WARRANTY DEED DATED JANUARY 12, 2007 AND RECORDED IN DEED BOOK 1024, PAGE 109 OF THE LUMPKIN COUNTY, GEORGIA DEED RECORDS;

TOGETHER WITH AN IMMOVABLE AND PERMANENT FIXTURE ATTACHED THERETO, A 2006 FLEETWOOD 24 X 56 MANUFACTURED HOME, MODEL BEACON HILL 4563B, SERIAL NUMBER(S) GAFL635AB91725-BH11 MAP AND PARCEL NO.: 109-215

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP, FKA COUNTRYWIDE HOME LOANS SERVICING LP holds the duly endorsed Note and is the current assignee of the Security Deed to the property. BANK OF AMERICA, N.A., AS SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP, acting on behalf of and, as necessary, in consultation with BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP, FKA COUNTRYWIDE HOME LOANS SERVICING LP (the current investor on the loan), is the entity with the full authority to negotiate, amend, and modify all terms of the loan. Pursuant to O.C.G.A. § 44-14-162.2, BANK OF AMERICA, N.A., AS SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP may be contacted at: BANK OF AMERICA, N.A., AS SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP, PTX-C-32, 7105 CORPORATE, PLANO, TX 75024, 800-669-6650. Please note that, pursuant to O.C.G.A. § 44-14-162.2, the secured creditor is not required to amend or modify the terms of the loan.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 109 WHISPERING WINDS DRIVE, MURRAYVILLE, GEORGIA 30564 is/are: RANDALL A BRAND, II AND DONNA M KERNS or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP, FKA COUNTRYWIDE HOME LOANS SERVICING LP

as Attorney in Fact for

RANDALL A BRAND, II AND DONNA M KERNS.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

20120031406985

BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP

15000 Surveyor Boulevard

Addison, Texas 75001

Telephone: (972) 341-5398.

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NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

By virtue of the power of sale contained in a Security Deed from Sandra Colbert and Faye Colbert to Mortgage Electronic Registration Systems, Inc. as nominee for HomeStar Financial Corp., its successors and assigns dated April 30, 2010 recorded in Deed Book 1159, Page 613-624 , Lumpkin County Records, and last assigned to JPMorgan Chase Bank, National Association, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-ONE THOUSAND NINETY-SIX AND 00/100 ($161,096.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Lumpkin County, Georgia, during the legal hours of sale on the first Tuesday, May 7, 2013 the following described property, to wit:

All that tract or parcel of land lying and being Land Lot 343 of the 13th District, 1st Section of Lumpkin county, Georgia, consisting of 0.715 acres, more or less, together with all improvements located thereon, being that 1.00 acre, more or less, of Lot 16 of the Lakeview Estates Subdivision as set out on a plat of survey dated April 1, 1987, prepared by Bakkum-DeLoach and Assoc., Georgia Registered Land Surveyor, which is recorded in Plat Book 18, Page 34, Lumpkin County Records, and is incorporated herein by reference for a more detailed description,

Less and except:

All that tract or parcel of land lying and being in Land Lot 343 of the 13th District, 1st Section of Lumpkin County, Georgia, being a portion of Lot 16, Lakeview Estates Subdivision, being more particularly described as follows:

To find the True Point of Beginning, commence at the intersection of the westerly right of way of Lakeview Drive (60 foot right of way) with the southerly right of way of Dogwood Land (60 foot right of way); thence south 55 degrees 50 minutes 20 seconds west along the southern right of way of Dogwood Lane, 139.30 feet to a one-half inch rebar; thence south 08 degrees 25 minutes 31 seconds east 77.62 feet to a point on the original lot line between Lot 16 and Lot 15 of Lakeview Estates which point is the TRUE POINT OF BEGINNING; thence south 74 degrees 16 minutes 34 seconds east 63.77 feet to a point; thence south 25 degrees 50 minutes 04 seconds east 80.82 feet to a point; thence south 27 degrees 59 minutes 17 seconds west 138.76 feet to a one-half inch rebar on the original lot line between Lots 16 and 15 of Lakeview Estates; thence north 08 degrees 25 minutes 31 seconds west along the original lot line between Lots 15 and 16 of Lakeview Estates 214.84 feet, more or less, to the TRUE POINT OF BEGINNING; being a portion of original Lot 16 of Lakeview Estates. This is the same property conveyed to First American Title Insurance Company by that Quit-Claim Deed dated May 2, 2000, recorded in Deed Book W-25, Pages 217-219, Lumpkin County Records.

This property is conveyed subject to all easements for roads and utilities in use or of record.

This property is more particularly set out on that plat of survey dated March 21, 2000, prepared for First American Title Insurance Company by Michael Stewart Kelley, Georgia Registered Land Surveyor, which plat is recorded in Plat Cabinet 1, Slide 50, Plat 199, Lumpkin County Records.

The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorney’s fees, notice of intent to collect attorney’s fees having been given.

Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property Sandra Colbert and Faye Colbert or, a tenant or tenants, and said property was or is commonly known as 326 Lakeview Drive, Dahlonega, GA 30533.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

JPMorgan Chase Bank, National Association

As Attorney in Fact for

Sandra Colbert and Faye Colbert

Martin & Brunavs

2800 North Druid Hills Rd.

Building B, Suite 100

Atlanta, GA 30329

(404) 982-0088

M&B File No.: 13-17446

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT.

ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by John R Cason to Mortgage Electronic Registration Systems, Inc., dated October 15, 2004, recorded in Deed Book P34, Page 568, Lumpkin County, Georgia Records and as re-recorded in Deed Book S37, Page 420, Lumpkin County, Georgia Records, as last transferred to Taylor Bean & Whitaker Mortgage Corp by assignment recorded in Deed Book 1192, Page 720, Lumpkin County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-ONE THOUSAND FIVE HUNDRED NINETY-TWO AND 0/100 DOLLARS ($141,592.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in May, 2013, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Taylor Bean & Whitaker Mortgage Corp is the holder of the Note and Security Deed to the property in accordance with OCGA § 44-14-162.2.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: RoundPoint Mortgage Servicing Corporation, 5032 Parkway Plaza Boulevard, Suite 200, Charlotte, NC 28217, 704-426-8850.

To the best knowledge and belief of the undersigned, the party in possession of the property is John R Cason or a tenant or tenants and said property is more commonly known as 904 Blackburn Road, Dawsonville, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Taylor Bean & Whitaker Mortgage Corp

as Attorney in Fact for

John R Cason

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

HYPERLINK “http://www.foreclosurehotline.net/”www.foreclosurehotline.net

MR/wrd 5/7/13

Our file no. 5158313-FT8

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 114 of the 13th District, 1st Section of Lumpkin County, Georgia, containing 1.54 acres as per plat of survey recorded in Plat Cabinet 1, Slide 97, Page 133B, Lumpkin County, Georgia records. Which plat is incorporated herein and made a part hereof by reference. MR/wrd 5/7/13 Our file no. 5158313 - FT8

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NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

By virtue of the power of sale contained in a Deed to Secure Debt by ROBBY LYNN COWART to CITIFINANCIAL SERVICES, INC., dated November 24, 2004 and filed for record December 3, 2004 in Deed Book U34, Page 741, Lumpkin County, Georgia records, and securing a Note in the original principal amount of $129,820.88; there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Lumpkin County, Georgia, between the legal hours of sale on the first Tuesday in May, 2013, by CitiFinancial Services, Inc. as Attorney-in-Fact for ROBBY LYNN COWART the following property to-wit:

ALL THAT LOT, TRACT OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON, LYING AND BEING IN LAND LOT 99 IN THE FIRST DISTRICT AND FIRST SECTION OF LUMPKIN COUNTY, GEORGIA, CONSISTING OF 1.01 ACRES, MORE OR LESS, AND BEING MORE FULLY DESCRIBED AND DELINEATED AS LOT NUMBER 17, COPPER PINES SUBDIVISION ON A PLAT OF SURVEY PREPARED FOR CINDY A. STURM BY JICK A. PAGE, JR., GEORGIA REGISTERED SURVEYOR, DATED JULY 30, 1993, AND FURTHER SHOWN ON PLAT OF SURVEY OF THE COPPER PINES SUBDIVISION BY MICHAEL L. SCUPIN & ASSOCIATES, GEORGIA REGISTERED SURVEYOR NO. 1964, DATED JANUARY 10, 1985, WHICH SUBDIVISION PLAT IS RECORDED IN PLAT BOOK 13, PAGE 91 OF THE LUMPKIN COUNTY, GEORGIA PLAT RECORDS, WHICH PLATS AND THE RECORD THEREOF ARE INCORPORATED HEREIN BY REFERENCE FOR A MORE COMPLETE DESCRIPTION AND ALL OTHER LEGAL PURPOSES. ACCORDING TO SAID PLAT PREPARED BY JICK A. PAGE, JR., THE PROPERTY IS MORE FULLY DESCRIBED AS FOLLOWS: BEGINNING AT AN IRON PIN FOUND LOCATED ON THE NORTHERLY RIGHT-OF-WAY OF PARISH ROAD, WHICH IRON PIN IS LOCATED 132.38 FEET IN A WESTERLY DIRECTION FROM THE RIGHT-OF-WAY LINE OF COPPER MINE ROAD (BEING A 100 FOOT RIGHT-OF-WAY); THENCE FROM SAID POINT OF BEGINNING ALONG PARISH ROAD SOUTH 77 DEGREES 14 MINUTES 47 SECONDS WEST A CHORD DISTANCE OF 196.75 FEET (ARC DISTANCE OF 197.13 FEET) TO A POINT, THENCE CONTINUING ALONG SAID PARISH ROAD SOUTH 71 DEGREES 05 MINUTES 16 SECONDS WEST 59.45 FEET TO AN IRON PIN FOUND AT THE CORNER; THENCE NORTH 18 DEGREES 05 MINUTES 49 SECONDS WEST 195.40 FEET TO AN IRON PIN FOUND AT THE CORNER LOCATED ON THE SOUTHERLY RIGHT-OF-WAY LINE OF KIT COURT; THENCE ALONG SAID KIT COURT AS FOLLOWS: NORTH 73 DEGREES 10 MINUTES 02 SECONDS EAST 43.46 FEET TO A POINT; THENCE CONTINUING ALONG SAID KIT COURT NORTH 69 DEGREES 24 MINUTES 08 SECONDS EAST 143.63 FEET TO A POINT; THENCE LEAVING SAID KIT COURT AND RUNNING SOUTH 35 DEGREES 30 MINUTES 03 SECONDS EAST 228.55 FEET TO THE POINT OF BEGINNING.

SAID PROPERTY IS SUBJECT TO THAT CERTAIN DECLARATION OF PROTECTIVE AND RESTRICTIVE COVENANTS FOR THE COPPER PINES SUBDIVISION, DATED JULY 19, 1985, AND RECORDED IN DEED BOOK B-5, PAGES 732-736 OF THE LUMPKIN COUNTY, GEORGIA DEED RECORDS.

GRANTEE HEREBY RECOGNIZES THAT ANY AND ALL MEANS OF INGRESS AND EGRESS TO THE PROPERTY CONVEYED HEREBY WHICH IS PROVIDED BY THE GRANTOR HEREIN OR HIS SUCCESSORS OR ASSIGNS ARE CONSIDERED BY THE PLANNING COMMISSION OF LUMPKIN COUNTY AND THE GOVERNING BODY OF LUMPKIN COUNTY TO BE PRIVATE WAYS NOT MAINTAINABLE BY SAID GOVERNING BODY; THEREFORE, THE GRANTEE HEREIN HEREBY AGREES THAT HE/SHE WILL BE RESPONSIBLE FOR HIS/HER SHARE OF THE UPKEEP AND MAINTENANCE OF SAID PRIVATE WAY, HOLDING COMPLETELY HARMLESS THE GOVERNING BODY OF LUMPKIN COUNTY OF ANY NECESSITY FOR SUCH UPKEEP OR MAINTENANCE.

OF THE PRINCIPAL AMOUNT OF THE LOG TERM NOTE EVIDENCED BY DEED TO SECURE DEBT, $101,327.52 PRESENTS ADDITIONAL SUMS ON WHICH INTANGIBLE TAXES ARE, DUE AND PAYABLE, AND $28,493.36 REPRESENTS A REFINANCING OF THE UNPAID PRINCIPAL BALANCE ON PREVIOUS LONG TERM NOTE, EVIDENCED BY THE DEED TO SECURE DEBT FROM GRANTOR TO GRANTEE AS RECORDED IN DEED BOOK C-34, PAGE 388 IN LUMPKIN COUNTY RECORDS IN THE ORIGINAL PRINCIPAL AMOUNT OF $28,579.68 IN WHICH INTANGIBLE TAXES WERE PAID . (SEE GA. CODE ANNOTATED 48-6-65(B)(2). THE NAME OF GRANTEE WAS CHANGED FROM COMMERCIAL CREDIT PLAN, INCORPORATED TO CITIFINANCIAL SERVICES, INC. PURSUANT TO A NAME CHANGE AMENDMENT FILED WITH THE GOERGIA SECRETARY OF STATE, CORPORATIONS DIVISION, ON MAY 19, 1999.

The above described property is also known as 162 KIT COURT, MURRAYVILLE, GA 30564.

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney’s fees, if applicable.

The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record; all valid zoning ordinances; matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.

Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows:

CitiMortgage, Inc.

5280 Corporate Drive

Attn: Default Mail Services

Frederick, MD 21703

Phone: HAT Program: 866-272-4749

Fax: 866-989-2089 or 866-989-2088

The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require CitiFinancial Services, Inc. to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.

CitiFinancial Services, Inc.

as Attorney-in-Fact for

ROBBY LYNN COWART

SHUPING, MORSE & ROSS, L.L.P.

By: S. Andrew Shuping, Jr.

6259 Riverdale Road, Suite 100

Riverdale, GA 30274

770-991-0000

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT.

ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by GARY C CUTCHALL AND MARY L BREWER to WELLS FARGO HOME MORTGAGE, INC , dated 03/29/2002, and Recorded on 04/29/2002 as Book No. F24 and Page No. 552-562, LUMPKIN County, Georgia records, as last assigned to WELLS FARGO BANK, N.A. (the Secured Creditor), by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $107,119.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the LUMPKIN County Courthouse within the legal hours of sale on the first Tuesday in May, 2013, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING LAND LOT 94, 1ST DISTRICT, LUMPKIN COUNTY, GEORGIA, CONTAINING 1.834 ACRES, AS PER PLAT OF SURVEY FOR TODD CANNON DATED FEBRUARY 13, 2002 BY GEOIMAGE, LLC, GEORGIA REGISTERED LAND SURVEYORS, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS:

TO FIND THE TRUE POINT OF BEGINNING, BEGIN AT A POINT LOCATED AT THE COMMON CORNER OF LAND LOTS 100, 93, 99 AND 94; THENCE SOUTH 88 DEGREES 26 MINUTES 03 SECONDS EAST A DISTANCE OF 566.56’ TO A 1/2” REBAR SET, WHICH POINT IS THE TRUE POINT OF BEGINNING; FROM THE POINT OF BEGINNING THUS ESTABLISHED, PROCEED SOUTH 88 DEGREES 26 MINUTES 03 SECONDS EAST A DISTANCE OF 338.15’ TO A 1/2” REBAR SET; THENCE SOUTH 18 DEGREES 11 MINUTES 57 SECONDS WEST A DISTANCE OF 322.04’ TO A 1/2” REBAR SET; THENCE SOUTH 18 DEGREES 11 MINUTES 57 SECONDS WEST A DISTANCE OF 322.04’ TO A 1/2” REBAR SET; THENCE SOUTH 8 DEGREES 46 MINUTES 15 SECONDS WEST A DISTANCE OF 50.00’ TO A 1/2” REBAR SET; THENCE NORTH 81 DEGREES 13 MINUTES 45 SECONDS WEST A DISTANCE OF 20.00 TO A 1/2” REBAR SET: THENCE NORTH 36 DEGREES 13 MINUTES 45 SECONDS WEST A DISTANCE OF 50.00’ TO A 1/2” REBAR SET; THENCE NORTH 72 DEGREES 27 MINUTES 56 SECONDS WEST A DISTANCE OF 103.55’ TO A 1/2” REBAR SET; THENCE NORTH 27 DEGREES 10 MINUTES 21 SECONDS WEST A DISTANCE OF 108.75’ TO A CALCULATED POINT; THENCE NORTH 9 DEGREES 25 MINUTES 51 SECONDS WEST A DISTANCE OF 195.91’ TO A 1/2” REBAR SET, AND THE TRUE POINT OF BEGINNING.

ALSO CONVEYED HEREWITH A 30’ EASEMENT FOR INGRESS AND EGRESS FROM GRINDLE ROAD TO SUBJECT PROPERTY OVER AND ACROSS PROPERTY SHOWN AS “ TRACT 2” ON SAID SURVEY, A COPY OF SAID SURVEY BEING ATTACHED HERETO AS EXHIBIT “B” AND INCORPORATED HEREIN BY REFERENCE AND MADE A PART HEREOF.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). WELLS FARGO BANK, N.A. holds the duly endorsed Note and is the current assignee of the Security Deed to the property.

WELLS FARGO BANK, N.A., acting on behalf of and, as necessary, in consultation with WELLS FARGO BANK, N.A. (the current investor on the loan), is the entity with the full authority to negotiate, amend, and modify all terms of the loan. Pursuant to O.C.G.A. § 44-14-162.2, WELLS FARGO BANK, N.A. may be contacted at: WELLS FARGO BANK, N.A., ONE HOME CAMPUS, DES MOINES, IA 50328, 803-396-6000. Please note that, pursuant to O.C.G.A. § 44-14-162.2, the secured creditor is not required to amend or modify the terms of the loan.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 700 GRINDLE BROTHERS RD, MURRAYVILLE, GEORGIA 30564 is/are: GARY C CUTCHALL AND MARY L BREWER or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

WELLS FARGO BANK, N.A.

as Attorney in Fact for

GARY C CUTCHALL AND MARY L BREWER.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

20120058300259

BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP

15000 Surveyor Boulevard

Addison, Texas 75001

Telephone: (972) 341-5398.

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NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Timber J Gaddis and Derrick Wayne Gaddis to Mortgage Electronic Registration Systems, Inc., dated August 22, 2007, recorded in Deed Book 1061, Page 410, Lumpkin County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment recorded in Deed Book 1226, Page 509, Lumpkin County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-NINE THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($129,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in May, 2013, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. SunTrust Mortgage, Inc. is the holder of the Note and Security Deed to the property in accordance with OCGA § 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. To the best knowledge and belief of the undersigned, the party in possession of the property is Timber J Gaddis and Derrick Wayne Gaddis or a tenant or tenants and said property is more commonly known as 201 Cheyenne Drive, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. SunTrust Mortgage, Inc. as Attorney in Fact for Timber J Gaddis and Derrick Wayne Gaddis McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 HYPERLINK “http://www.foreclosurehotline.net/”www.foreclosurehotline.net MR/sju 5/7/13 Our file no. 51042512-FT15 EXHIBIT “A” All that tract or parcel of land lying and being in Land Lot 339 of the 15th District, 1st Section of Lumpkin County, Georgia, consisting of 1.00 acre, more or less, together with all improvements located thereon, and being more particularly set out as Tract “C” on a plat of survey dated mrch 2, 2000 prepared for Susan Dawn Ledford by Michael Stewart Kelley, Georgia Registered Land Surveyor. This plat is recorded in plat cabinet 1, slide 44, plat 78, Lumpkin County Records, and is incorporated herein by reference for a more detailed description. Also conveyed herewith is a perpetual, non-exclusive easement twelve feet in width along and with the existing gravel drive known as Cheyenne Drive for that portion of the drive with crosses Land Lots 342 and 343 leading from Leonard Pruitt Road to the southern boundary of Land Lot 339 as was conveyed in that Corrective Grant of Easement dated March 17, 2000, which is recorded in deed book X-24 pages 89-90, Lumpkin County Records. Also, conveyed herewith is a perpetual, non-exclusive easement, thirty feet in width, running along and with the existing gravel drive known as Cheyenne Drive leading from the southern land lot line of Land Lot 339 to the subject property as shown on the above referenced plat of Survey. Also conveyed herewith is a perpetual, non-exclusive easement for water service from the well house located to the north of the subject tract as depicted on that plat of survey. This easement shall be ten feet and shall run from subject property along the water lines to the well houses and shall include an area with a 10 foot radius around the well. MR/sju 5/7/13 Our file no. 51042512 - FT15

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NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Gregory Garrett to Mortgage Electronic Registration Systems, Inc. as nominee for Taylor, Bean & Whitaker Mortgage Corp., its successors and assigns dated June 25, 2004 in the amount of $92,500.00, and recorded in Deed Book B34, Page 70, Lumpkin County, Georgia Records; as last transferred to Cenlar FSB by assignment; the undersigned, Cenlar FSB pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in May, 2013 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 75 of the 11th District (Originally Hall) of Lumpkin County, Georgia, containing 2.19 acres as per plat of survey recorded in Plat Cabinet 1, Slide 99, Page 163, Lumpkin County, Georgia Records. Which plat is incorporated herein and made a part hereof by reference. Also conveyed herewith is a 20 foot easement for ingress/egress from Cecil Norris Road to subject property as shown on said recorded plat.

which has the property address of 329 Norris Road, Dahlonega, Georgia, together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a).

Said property will be sold as the property of Gregory Garrett and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Cenlar FSB

Attorney in Fact for

Gregory Garrett

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

File No. 12-10198 /FHLMC/kcarr

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Larry Gibson to Mortgage Electronic Registration Systems, Inc., dated October 1, 2007, recorded in Deed Book 1070, Page 355, Lumpkin County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment recorded in Deed Book 1228, Page 573, Lumpkin County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-TWO THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($162,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in May, 2013, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. SunTrust Mortgage, Inc. is the holder of the Note and Security Deed to the property in accordance with OCGA § 44-14-162.2.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903.

To the best knowledge and belief of the undersigned, the party in possession of the property is Larry Gibson or a tenant or tenants and said property is more commonly known as 180 Chestatee Drive, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

SunTrust Mortgage, Inc.

as Attorney in Fact for

Larry Gibson

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

http://www.foreclosurehotline.net/

MR/jp5 5/7/13

Our file no. 5174913-FT2

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 1201 of the 12th District, 1st Section of Lumpkin County, Georgia, consisting of 1.02 acres, more or less, and being more fully described and delineated as Lot #19, Chesterra Subdivision, Unit One, according to plat of survey by Georgia Piedmont, Ltd., Georgia Registered Land Surveyors, which is recorded in Plat Book 8, Page 186, Lumpkin County, Georgia Records, which plat is hereby referred to and made a part of this description. The Grantee herein recognizes that an and all means of ingress and egress to the property conveyed hereby which is provided by the Grantor herein or his heirs or assigns are considered by the Planning Commission of Lumpkin County and the Governing Body of Lumpkin County to be private ways not maintainable by said Governing Body. Therefore, Grantee herein hereby agrees that he will be responsible for his share of the upkeep and maintenance of said private way, holding completely harmless the Governing Body of Lumpkin County of any necessity for such upkeep or maintenance. Also conveyed hereto to the Grantees, his heirs, successors and assigns is the right to use the existing road leading from the southern boundary of Land Lot 1207 through the property of George Cantrell, Jr., and West Lumber Company, Inc., as conveyed to the Grantor. MR/jp5 5/7/13 Our file no. 5174913 - FT2

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NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Cathy Gilstrap to The Mortgage People Co. in the original principal amount of $66,000.00 dated 08/30/2000, and recorded in Deed Book C26, page 192, Lumpkin County records, said Security Deed being last transferred and assigned to Principal Residential Mortgage, Inc. in Deed Book G26, page 61, Lumpkin County records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of May, 2013 by CitiMortgage, Inc., successor by merger with Principal Residential Mortgage, Inc., as Attorney-in-Fact for Cathy Gilstrap the following described property:

All that tract or parcel of land lying and being in Land Lot 959, 12th District, 1st Section, Lumpkin County, Georgia and being fully described by a plat prepared by Michael L. Scupin, Georgia Registered Land Surveyor, dated August 21, 1986; and as per said plat, the property contains 1.04 acres, more or less. The subject plat being of record in Plat Book 17, Page 122, Lumpkin County Records. Said plat is hereby incorporated by reference.

This property is conveyed along with and subject to the easement provision of a Warranty Deed from Jimmie C. Chandler to Cathy C. Gilstrap which is recorded in Deed Book X-5, Pages 192-193, Lumpkin County Records.

This conveyance is made together with and subject to any easements for public roads and utilities now in use.

This conveyance is made together with and subject to any easements of record.

Together with that certain housing unit which was formerly personalty but is now permanent annexed and affixed to the above described land as a permanent improvement and which is the subject of Georgia Motor Vehicle Certificate of Title No. ____________________ and all rights thereunto appertaining.

Property known as: 139 Ed Grizzle Road, Dahlonega, GA 30533

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).

The property will be sold as the property of Cathy Gilstrap subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.

CitiMortgage, Inc., successor by merger with Principal Residential Mortgage, Inc. holds the Note and referenced Security Deed and services the loan on behalf of Federal Home Loan Mortgage Corporation, the current owner of your loan. Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:

CitiMortgage, Inc.

1000 Technology Drive

O`Fallon, MO 63368

PH: 866-272-4749

Pursuant to O.C.G.A Section 44-14-162.2, nothing contained in this Notice of Sale shall obligate any entity to negotiate, amend, or modify said indebtedness.

To the best of the undersigned’s knowledge and belief, the party in possession is Cathy Gilstrap.

CitiMortgage, Inc., successor by merger with Principal Residential Mortgage, Inc., as Attorney-in-fact for Cathy Gilstrap.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Associates, P.C.

115 Perimeter Center Place

South Terraces, Suite 1000

Atlanta, GA 30346

Phone - 770-392-0398

Toll Free - 866-999-7088

www.penderlaw.com

Our File No. 13-00775-1

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NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Thomas S. Greene, Jr. to Avalon Mortgage, Inc, dated May 10, 2004, recorded in Deed Book W33, Page 298, Lumpkin County, Georgia Records, as last transferred to PNC Bank National Association by assignment recorded in Deed Book 1240, Page 511, Lumpkin County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTY-FOUR THOUSAND AND 0/100 DOLLARS ($184,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in May, 2013, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. PNC Bank National Association is the holder of the Note and Security Deed to the property in accordance with OCGA § 44-14-162.2.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: PNC Mortgage, 3232 Newmark Drive, Miamisburg, OH 45342, 800-523-8654.

To the best knowledge and belief of the undersigned, the party in possession of the property is Thomas S. Greene, Jr. or a tenant or tenants and said property is more commonly known as 602 Floyd Sullens Rd., Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

PNC Bank National Association

as Attorney in Fact for

Thomas S. Greene, Jr.

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

HYPERLINK “http://www.foreclosurehotline.net/”www.foreclosurehotline.net

MR/ras 5/7/13

Our file no. 5616009-FT15

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 116 of the 11th District or Lumpkin (originally Hall) County, Georgia, embracing 8.877 acres, being more particularly described as follows: To find the true point of beginning, commence to the northwest corner of Land Lot 116, aforesaid district, running thence south 89-23-00 east 2046.34 feet to a rebar found; thence south 05-46-25 west 301.04 feet to a rebar found at the true point of beginning; running thence south 07-01-30 west 459.11 feet to a rebar found; thence south 07-05-33 west 394.99 feet to a rebar found; thence north 71-41-08 west 654.15 feet to a rebar found on the easterly right-of-way the following courses and distance; north 08-15-56 east 139.03 feet; north 17-56-01 east 45.68 feet; north 29-15-56 east 54.08 feet; north 40-35-52 east 165.92 feet; thence departing said right-of-way north 53-58-06 east 285.73 feet to a rebar found; thence north 39-44-52 east 159.42 feet to an axle found; thence south 89-17-36 east 224.50 feet to the true point of beginning, as shown on plat of survey for Marjorie U. Jones, by precision land surveyors, Michael Stewart Kelley, GRLS, dated 04/18/95, which plat is incorporated herein by reference and made part hereof. MR/ras 5/7/13 Our file no. 5616009 - FT15

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NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Javad Hadavi to Mortgage Electronic Registration Systems, Inc. as nominee for Branch Banking Trust Company, its successors and assigns dated June 10, 2003 in the amount of $223,000.00, and recorded in Deed Book X31, Page 655, Lumpkin County, Georgia Records; as last transferred to Branch Banking and Trust Company by assignment; the undersigned, Branch Banking and Trust Company pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in May, 2013 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 424 and 461 of the 5th Land District, 1st Section of Lumpkin County, Georgia, and being 10.307 acres all as more particularly shown on a plat of survey prepared by precision land services dated February 5, 1999 and recorded at Plat Cabinet One, Plat Slide 28, Page 141A, Lumpkin County Plat Records which plat is incorporated herein by reference thereto for a more complete description of said lot. Less and except: All that tract or parcel of land conveyed to Lumpkin County for 80 foot Right-of-Way width of Dan Fowler road recorded at Deed Book L22, Page 47, Lumpkin County Deed Records. Also conveyed herewith is all of grantor`s rights and interest into that certain easement for ingress and egress recorded at Deed Book F13, Page 155, and more particularly shown at Plat Book 26, Page 140, Lumpkin County Deed Records.

which has the property address of 372 Dan Fowler Road, Dahlonega, Georgia, together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a).

Said property will be sold as the property of Javad Hadavi and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Branch Banking and Trust Company

Attorney in Fact for

Javad Hadavi

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

File No. 13-00798 /FNMA/efisher

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Richard Lincoln Harris and Martha Hope Hughes Harris to Bank of America, N.A. dated January 28, 2010, recorded in Deed Book 1187, Page 485, Lumpkin County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED THOUSAND TWO HUNDRED FIFTY AND 0/100 DOLLARS ($300,250.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in May, 2013, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Bank of America, N.A. is the holder of the Note and Security Deed to the property in accordance with OCGA § 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773.

To the best knowledge and belief of the undersigned, the party in possession of the property is Richard Lincoln Harris and Martha Hope Hughes Harris or a tenant or tenants and said property is more commonly known as 225 Clyde Barrett Rd, Dahlonega, Georgia 30533.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Bank of America, N.A. as Attorney in Fact for

Richard Lincoln Harris and Martha Hope Hughes Harris

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

HYPERLINK “http://www.foreclosurehotline.net/”www.foreclosurehotline.net

MR/cj 5/7/13

Our file no. 539312-FT10

EXHIBIT “A”

All that certain parcel of land situated in Land Lot 900 & 921, 12th District, 1st Section, and being 3.218 acres, more or less, Lumpkin County, State of Georgia, being known and designated according to that plat of survey for Richard and Hope Harris by Geoimage, L.L.C. dated December 7, 2006, recorded in Cabinet One, Slide 141, Page 08A, and as revised May 4, 2007 recorded in Cabinet One, Slide 148, Page 151A. By fee simple deed from Hope Harris as set forth in Deed Book 1018, Cert # 577-578 dated 12/07/2006 and recorded 12/15/2006, Lumpkin County Records, State of Georgia. Tax/Parcel ID: 060B 017 MR/cj 5/7/13 Our file no. 539312 - FT10

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NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

Under and by virtue of the Power of Sale contained in that Security Deed given by REID OWENS AND LISA KITCHENS to SEASONS BANK, being dated August 30, 2006, recorded in Deed Book 1003 Pages 335-347 as modified in Deed Book 1111, page 37-38 and Deed Book 1201, Page 72, Lumpkin County Georgia records, Seasons Bank having subsequently merged with Cadence Bank, N.A. and Cadence Bank, N.A. being the surviving entity as evidence by Certificate of Merger on file with the Georgia Secretary of State; said Security Deed, as modified, securing a note dated August 30, 2006 from Reid Owens and Lisa Kitchens to Seasons Bank, in the original principal amount of $65,633.16, with interest thereon as set forth therein, which debt is secured by the aforementioned Security Deed, as modified, said note having last been renewed on November 9, 2011, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in May, 2013, the following described property:

“ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 117, 11TH DISTRICT, ORIGINALLY HALL NOW LUMPKIN COUNTY, GEORGIA, CONSISTING OF 1.010 ACRES, MORE OR LESS, BEING MORE FULLY DESCRIBED AND DELINEATED AS LOT #141 ON A PLAT OF SURVEY OF THE WELLINGTON SUBDIVISION, PHASE TWO-B, PREPARED BY DONALD REX JONES, GEORGIA REGISTERED LAND SURVEYOR #2396, DATED OCTOBER 31, 1996, AND RECORDED IN CABINET 1, SLIDE 18, PLAT 160, LUMPKIN COUNTY RECORDS, SAID PLAT IS INCORPORATED HEREIN BY REFERENCE.

THIS CONVEYANCE IS MADE SUBJECT TO THAT CERTAIN DECLARATION OF PROTECTIVE AND RESTRICTIVE COVENANTS FOR THE WELLINGTON SUBDIVISION PHASE 2B, WHICH IS RECORDED IN DEED BOOK A-17, PAGES 276-278, LUMPKIN COUNTY RECORDS.

THIS CONVEYANCE IS MADE SUBJECT TO EASEMENTS FOR PUBLIC ROADS AND UTILITIES NOW IN USE.

THIS CONVEYANCE IS MADE SUBJECT TO AND TOGETHER WITH ANY EASEMENTS OF RECORD OR EASEMENTS LOCATED ON THE PROPERTY ABOVE DESCRIBED OR ACCESSING THE ABOVE DESCRIBED PROPERTY.

SAID PROPERTY IS LOCATED AT 58 IBERIAN ROAD, DAHLONEGA, GA 30533.”

The debt secured by said Security Deed, as modified, has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the note and Security Deed, as modified. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed, as modified, and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, and matters of record superior to the Security Deed, as modified, first set out above.

The individual or entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is Jason Cobb of Cadence Bank, 3700 Colonnade Parkway, Suite 200, Birmingham, AL 35243; (205) 380-5115. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.

Said property will be sold as the property of Reid Owens and Lisa Kitchens a/k/a Lisa Owens.

To the best knowledge and belief of the undersigned, the party in possession of the property is Reid Owens and Lisa Kitchens a/k/a Lisa Owens, or a tenant or tenants. Any person who occupies the property pursuant to a bona fine lease or tenancy may have additional rights pursuant to the federal Protecting Tenants at Foreclosure Act of 2009.

Cadence Bank, N.A., as attorney in fact for Reid Owens and Lisa Kitchens.

Bruce L. Ferguson

Bruce L. Ferguson, P.C.

150 S. Main Street, Ste. D

Hiawassee, GA 30546

(706)-896-9699

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.”

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NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

Pursuant to the Power of Sale contained in a Security Deed given by Margaret M. Pierce aka Margaret Mary Pierce to Mortgage Electronic Registration Systems, Inc. as nominee for LEHMAN BROTHERS BANK, FSB dated 5/10/2007 and recorded in Deed Book 1042 Page 634, Lumpkin County, Georgia records; as last transferred to Nationstar Mortgage LLC, conveying the after-described property to secure a Note in the original principal amount of $ 167,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Lumpkin County, Georgia, within the legal hours of sale on May 07, 2013 (being the first Tuesday of said month unless said date falls on a Federal Holiday), the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 391 OF THE 5TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA, BEING LOT 34, CONTAINING 2.01 ACRES, AS SHOWN ON PLAT PREPARED FOR FRANK J. CRAFT BY FARLEY-COLLINS AND ASSOCIATES, REGISTERED SURVEYORS, DATED NOVEMBER 7, 1977 AND RECORDED IN PLAT BOOK 8, PAGE 16, LUMPKIN COUNTY, GEORGIA RECORDS, SAID PLAT BEING INCORPORATED HEREIN BY REFERENCE THERETO.

SUBJECT TO EASEMENTS AND RESTRICTIONS OF RECORD.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 175 Wrens Nest Drive, Dahlonega, GA 30533 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Margaret M. Pierce aka Margaret Mary Pierce or tenant or tenants.

Nationstar Mortgage, LLC is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage pursuant to established guidelines.

Nationstar Mortgage, LLC

350 Highland Dr.

Lewisville, TX 75067

1-888-480-2432

Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

Nationstar Mortgage LLC as agent and Attorney in Fact for Margaret M. Pierce aka Margaret Mary Pierce

Aldridge Connors, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1006-803A

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NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Wesley Micah Porter to Mortgage Electronic Registration Systems, Inc., dated May 25, 2007, recorded in Deed Book 1044, Page 174, Lumpkin County, Georgia Records, as last transferred to Countrywide Home Loans Servicing, LP by assignment recorded in Deed Book 1121, Page 321, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-FIVE THOUSAND FIVE HUNDRED SIXTY-FIVE AND 0/100 DOLLARS ($155,565.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in May, 2013, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP formerly known as Countrywide Home Loans Servicing, LP is the holder of the Note and Security Deed to the property in accordance with OCGA § 44-14-162.2.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773.

To the best knowledge and belief of the undersigned, the party in possession of the property is Wesley Micah Porter or a tenant or tenants and said property is more commonly known as 468 Gold Ridge Road, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP formerly known as Countrywide Home Loans Servicing, LP

as Attorney in Fact for

Wesley Micah Porter

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

HYPERLINK “http://www.foreclosurehotline.net/”www.foreclosurehotline.net

MR/cj 5/7/13

Our file no. 5169409-FT10

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 102 of the 11th District, Lumpkin County, Georgia, Being Lots 10 and 11 of Yellow Creek Estates Subdivision, as per Plat recorded in Plat Book 22, Page 9, and as shown on “Reconfigured” plats of record in Plat Cabinet ONE, Slide 117, Pages 128a and 128b, Lumpkin County, Georgia records, which Plat is incorporated herein and made a part hereof by reference. MR/cj 5/7/13 Our file no. 5169409 - FT10

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NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

Because of the default in the payment of a note executed by Arnold W. Prince secured by a deed to secure debt executed by Arnold W. Prince to Mariah Construction, LLP., dated November 15, 1999, and recorded in the Clerk’s Office of Lumpkin County, Georgia, in Deed Book F24, pages 274-275, the undersigned has declared the full unpaid amount of the indebtedness secured by said deed due and payable, and acting under the power of sale contained in said deed, for the purpose of paying said indebtedness, will on the first Tuesday in May, 2013 during the legal hours of sale at the Courthouse in Lumpkin County, Georgia, sell at public outcry to the highest bidder for cash, the land described in said deed, to wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 125, OF THE 11TH DISTRICT, ORIGINALLY HALL NOW LUMPKIN COUNTY, GEORGIA, CONSISTING OF 1.042 ACRES, MORE OR LESS, BEING MORE FULLY DESCRIBED AND DELINEATED AS LOT #157 ON A PLAT OF SURVEY OF THE WELLINGTON SUBDIVISION, PHASE SIX, PREPARED BY DONALD REX JONES, REGISTERED GEORGIA LAND SURVEYOR #2396, DATED OCTOBER 30, 1996, AND RECORDED IN PLAT BOOK 30, PAGE 115, LUMPKIN COUNTY RECORDS, SAID PLAT IS INCORPORATED REFERENCE HEREIN.

THIS CONVEYANCE IS MADE SUBJECT TO THAT CERTAIN DECLARATION OF PROTECTIVE COVENANTS FOR THE WELLINGTON SUBDIVISION, WHICH IS RECORDED IN DEED BOOK A-17, PAGES 279-281, LUMPKIN COUNTY RECORDS..

To the best knowledge and belief of the undersigned, the physical address of the above described property is 38 REBECCA COURT, DAHLONEGA, GEORGIA 30533

Notice has been given of intention to collect attorney’s fees in accordance with the terms of the note secured by said deed to secure debt.

This sale will be held subject to any unpaid taxes or other assessments which may be liens against said property.

Said property will be sold as the property of Arnold W. Prince, and the proceeds of said sale shall be applied first to the payment in full of said indebtedness, next, to the payment of all expenses connected with said sale, and the remainder, if any, shall be paid as provided in said deed to secure debt.

Angela Grant Clark, Attorney at Law Mariah Construction, LLP., as Attorney in fact for Arnold W. Prince

3292 Thompson Bridge Rd, Ste. 375

Gainesville, Ga. 30506

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NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Ronald R. Rairigh, Sr. and Brenda R. Rairigh aka Brenda B. Rairigh to Mortgage Electronic Registration Systems, Inc. as nominee for First National Bank of Arizona its successors and assigns, dated February 26, 2007, recorded in Deed Book 1034, Page 721, Lumpkin County, Georgia Records, as last transferred to JPMorgan Chase Bank, National Association by assignment recorded in Deed Book 1239, Page 401, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED THIRTEEN THOUSAND SEVEN HUNDRED FIFTY AND 0/100 DOLLARS ($213,750.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in May, 2013, the following described property:

Parcel/Tax ID # 064309 All that tract or parcel of land lying and being in Land Lot 583 of the 12th District, 1st Section, Lumpkin County, Georgia, being Lot 108 of Crooked Creek Subdivision, Phase II, as per plat thereof recorded in Plat Cabinet 1, slide 110, pages 186A and 187-195, Lumpkin County, Georgia records, which recorded plat is incorporated herein by reference and made a part of this description. Subject to all easements and restrictions of record. Being the same property conveyed to Ronald R. Rairigh, Sr. and Brenda B. Rairigh, as JTWRS from Crooked Creek Builders by deed dated June 30, 2006, of record in Book 995, Page 68 in the records for Lumpkin County, GA. Being the same property previously conveyed to Crooked Creek Builders, LLC from MDR Development by deed dated December 6, 2004, of record n Book C37, Page 495 in the records for Lumpkin County, GA.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). JPMorgan Chase Bank, National Association holds the Note and Security Deed to the above-referenced property and services the above-referenced loan on behalf of the current owner of the loan: Federal National Mortgage Association (“Fannie Mae”). »JPMorgan Chase Bank, National Association can be contacted at 800-848-9136 or by writing to 7255 Baymeadows Way, Jacksonville, FL 32256, to discuss possible alternatives to foreclosure, and has the authority to negotiate, amend or modify the terms of the loan.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Ronald R. Rairigh, Sr. and Brenda B. Rairigh or a tenant or tenants and said property is more commonly known as 716 Crooked Creek Dr., Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

JPMorgan Chase Bank, National Association

as Attorney in Fact for

Ronald R. Rairigh, Sr. and Brenda R. Rairigh aka Brenda B. Rairigh

Johnson & Freedman, LLC

1587 Northeast Expressway

Atlanta, Georgia 30329

(770) 234-9181

HYPERLINK “http://www.jflegal.com/”www.jflegal.com

MSP/jl10 5/7/13

Our file no. 1968510-FT20

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NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

By virtue of a Power of Sale contained in that certain Security Deed from Madge Rider a/k/a Madge P. Rider and Janet Rider a/k/a Janet Elaine Rider f/k/a Janet R. Nix to Branch Banking and Trust Company, dated April 9, 2003, recorded May 23, 2003, in Deed Book M-31, Page 135, Lumpkin County, Georgia Records, said Security Deed having been given to secure a Note of even date in the principal amount of TWENTY-EIGHT THOUSAND DOLLARS AND NO CENTS ($28,000.00), with interest thereon as provided for therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in May 2013 by the secured creditor, Branch Banking and Trust Company, as Attorney in Fact for Madge Rider a/k/a Madge P. Rider and Janet Rider a/k/a Janet Elaine Rider f/k/a Janet R. Nix, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND, LYING AND BEING IN THE FIFTEENTH (15) DISTRICT AND FIRST (1) SECTION OF LUMPKIN COUNTY, GEORGIA, AND BEING 1 ACRE, MORE OR LESS, OF LAND LOTS NUMBERED FOUR HUNDRED SIXTY (460) AND FOUR HUNDRED SIXTY THREE (463) IN SAID DISTRICT AND SECTION, AND BEING MORE PARTICULARLY DESCRIBED, AS FOLLOWS: BEGINNING AT AN IRON AXLE AT THE APPARENT SOUTHEAST ORIGINAL CORNER OF SAID LOT #460, WHICH IS ALSO THE NORTHEAST ORIGINAL CORNER OF SAID LOT #463; RUN THENCE NORTH 88 DEG. 12 MIN. 12 SEC. WEST 401.60 FEET TO AN IRON PIN; RUN THENCE SOUTH 56 DEG. 41 MIN. 1 SEC. WEST A DISTANCE OF 71.87 FEET TO A POINT; RUN THENCE SOUTH 27 DEG. 59 MIN. 18 SEC. EAST 175 FEET, MORE OR LESS, TO A POINT ON THE SOUTH LINE OF THE PLAT OF SURVEY HEREINAFTER REFERRED TO; RUNNING THENCE NORTH 63 DEG. 39 MIN. 10 SEC. EAST 418 FEET, MORE OR LESS, TO AN IRON AXLE AT THE NORTHEAST ORIGINAL CORNER OF SAID LOT #463 AND THE POINT OF BEGINNING. BEING A PORTION OF THE PROPERTY DESCRIBED IN A DEED FROM MADGE P. RIDER, EXECUTED APRIL 16, 1976, RECORDED IN DEED BOOK “K-3” PAGES 807-808 OF THE LUMPKIN COUNTY RECORDS. THE ABOVE DESCRIBED PROPERTY BEING ALSO A PORTION OF THE PROPERTY SHOWN AND DELINEATED BY PLAT-.OF SURVEY PREPARED BY M. C. WICHT, REGISTERED SURVEYOR, ON MARCH 5, 1976, A COPY OF SAID PLAT BEING RECORDED IN PIAT BOOK 4, PAGE 198 OF THE LUMPKIN COUNTY RECORDS AND THE SAME IS INCORPORATED HEREIN BY REFERENCE FOR A MORE FULL AND COMPLETE DESCRIPTION. CONVEYED ALSO HEREUNDER ALL NECESSARY RIGHTS OF WAY FOR THE PURPOSE OF ACCESS, INGRESS AND EGRESS, ALONG THE MOST PRACTICAL ROUTES FOR THE PURPOSE OF ACCESS, INGRESS AND EGRESS, GENERALLY ALONG EXISTING DRIVEWAYS, NOT TO EXCEED 20 FEET IN WIDTH TO THE GRANTEE, HER HEIRS AND ASSIGNS.

Said property being known as 1394 Rock House Road, Dahlonega, Georgia 30533 according to the present numbering system in Lumpkin County. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys’ fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed.

To the best of the knowledge and belief of the undersigned, the party in possession of the property is Janet Rider a/k/a Janet Elaine Rider f/k/a Janet R. Nix or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan. The name of the person or entity who has the full authority to negotiate, amend, and modify all terms of the mortgage is: Branch Banking and Trust Company, 150 Stratford Road, Suite 201, Winston-Salem, NC 27104 TEL (866) 909-4852.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

The Geheren Firm, P.C.,

4828 Ashford Dunwoody Road,

2nd Floor,

Atlanta, GA 30338

TEL (678) 587-9500.

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NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Van Seeley to The Prime Financial Group, Inc, dated February 26, 2008, recorded in Deed Book 1085, Page 447, Lumpkin County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. successor by merger to Wells Fargo Home Mortgage, Inc. by assignment recorded in Deed Book 1114, Page 621, Lumpkin County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETY-TWO THOUSAND EIGHT HUNDRED FIFTY AND 0/100 DOLLARS ($192,850.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in May, 2013, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Wells Fargo Bank, N.A. successor by merger to Wells Fargo Home Mortgage, Inc. is the holder of the Note and Security Deed to the property in accordance with OCGA § 44-14-162.2.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage a div. of Wells Fargo Bank, N.A., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472.

To the best knowledge and belief of the undersigned, the party in possession of the property is Van Seeley or a tenant or tenants and said property is more commonly known as 99 Deer Creek Lane, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, N.A. successor by merger to Wells Fargo Home Mortgage, Inc.

as Attorney in Fact for

Van Seeley

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

HYPERLINK “http://www.foreclosurehotline.net/”www.foreclosurehotline.net

MR/mm6 5/7/13

Our file no. 52639109-FT5

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 395, 12th District, 1st Section, Lumpkin County, Georgia, being described as Tract 3 per plat recorded in Plat Cabinet 1, Slide 124, Page 63A, Lumpkin County records, containing 1.412 acres more or less said plat being incorporated herein by reference thereto. MR/mm6 5/7/13 Our file no. 52639109 - FT5

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NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Lori Shayna Sherrill and Douglas Ray Sherrill to JPMorgan Chase Bank, N.A. dated March 3, 2005 in the amount of $157,000.00, and recorded in Deed Book I 35, Page 658, Lumpkin County, Georgia Records; as last transferred to JPMorgan Chase Bank, N.A. f/k/a JPMorgan Chase Bank by assignment; the undersigned, JPMorgan Chase Bank, N.A. f/k/a JPMorgan Chase Bank pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in May, 2013 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land, lying and being in Land Lot 642 in the 12th District, 1st Section, of Lumpkin County, Georgia, consisting of 1.300 acres more or less, being Lot 5 of Martin`s Grove Subdivision, Phase Two, and being more fully described and delineated according to a Plat of Survey prepared August 29, 1996 by Michael S. Kelley, Georgia Registered Surveyor, which is recorded in Plat Book 30, Page 32, Lumpkin County, Georgia Records, which is incorporated by reference herein.

which has the property address of 447 Alex Drive, Dahlonega, Georgia, together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a).

Said property will be sold as the property of Lori Shayna Sherrill and Douglas Ray Sherrill and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

JPMorgan Chase Bank, N.A. f/k/a JPMorgan Chase Bank

Attorney in Fact for

Lori Shayna Sherrill and Douglas Ray Sherrill

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

Publication Dates: 04-10-2013, 04-17-2013, 04-24-2013, 05-01-2013

File No. 11-07079 /FHLMC/sstojanovic

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

gpn11

NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Teri B. Smith and Luther S. Smith to Mortgage Electronic Registration Systems, Inc., dated July 9, 2003, recorded in Deed Book U31, Page 736, Lumpkin County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. by assignment recorded in Deed Book 1237, Page 220, Lumpkin County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-THREE THOUSAND SEVEN HUNDRED FIFTY AND 0/100 DOLLARS ($153,750.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in May, 2013, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Wells Fargo Bank, N.A. is the holder of the Note and Security Deed to the property in accordance with OCGA § 44-14-162.2.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage a div. of Wells Fargo Bank, N.A., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472.

To the best knowledge and belief of the undersigned, the party in possession of the property is Teri B. Smith or a tenant or tenants and said property is more commonly known as 143 Clay Creek Overlook, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, N.A.

as Attorney in Fact for

Teri B. Smith and Luther S. Smith

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

HYPERLINK “http://www.foreclosurehotline.net/”www.foreclosurehotline.net

MR/rcf1 5/7/13

Our file no. 51119112-FT7

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 574 of the 12th District of Lumpkin County, Georgia, being shown and described as 1.22 acres, as shown on a Plat of Survey recorded at Plat Book 21, Page 285, Lumpkin County, Georgia records, which plat is incorporated herein by reference for a more complete metes and bounds description of subject property. Also conveyed herewith is a perpetual, non-exclusive easement, 25 feet in wideth for ingress, egress, and installation of utilities along and with the existing roadway known as Clay Creek Overlook, which connects subject property with Clay Creek Falls Road, as shown on the plat described above. This conveyance is made subject to that Private Road Maintenance Agreement and Easement as recorded in Deed Book O-7, pages 256-258, aforesaid records; and Grant of Easement for Water Service as recorded in Deed Book O-7, Page 339, aforesaid records, and a Shared Well Agreement recorded in Deed Book K-9, Pages 343-344, aforesaid records. MR/rcf1 5/7/13 Our file no. 51119112 - FT7

gpn11

NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Frances P Sullens to Bank of America, N.A. dated May 13, 2004 in the amount of $54,200.00, and recorded in Deed Book W33, Page 311, Lumpkin County, Georgia Records; as last transferred to M & T Bank by assignment; the undersigned, M & T Bank pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in May, 2013 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 282 of the 15th District and 1st Section of Lumpkin County, Georgia, containing 2.00 acres, more or less, as per plat of survey prepared for Gloria J. Dowdy, by Michael L. Scupin, Georgia Registered Surveyor, dated July 25, 1990, recorded in Plat Book 24, Page 54, Lumpkin County Records.

which has the property address of 1309 McDonald Road, Dahlonega, Georgia, together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a).

Said property will be sold as the property of Frances P Sullens and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

M & T Bank

Attorney in Fact for

Frances P Sullens

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

File No. 12-08489 /CONV/kgrant

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

gpn11

NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Joyce G Sutton to Mortgage Electronic Registration Systems, Inc., dated July 26, 2004, recorded in Deed Book E34, Page 709, Lumpkin County, Georgia Records, as last transferred to Branch Banking and Trust Company by assignment recorded in Deed Book 1239, Page 751, Lumpkin County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTEEN THOUSAND ONE HUNDRED FIFTY AND 0/100 DOLLARS ($117,150.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in May, 2013, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Branch Banking and Trust Company is the holder of the Note and Security Deed to the property in accordance with OCGA § 44-14-162.2.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Branch Banking & Trust Company, 301 College Street, PVN #101729, Greenville, SC 29601, 800-827-3722.

To the best knowledge and belief of the undersigned, the party in possession of the property is Joyce G Sutton or a tenant or tenants and said property is more commonly known as 66 Noahs Mountain Road, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Branch Banking and Trust Company

as Attorney in Fact for

Joyce G Sutton

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

HYPERLINK “http://www.foreclosurehotline.net/”www.foreclosurehotline.net

MR/wrd 5/7/13

Our file no. 5111713-FT8

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 849, 12th District, 1st section, Lumpkin County, Georgia and being fully described by a plat prepared by Michael Stewart Kelly, Georgia Registered Land Surveyor, dated November 23, 1993 and as per said plat the property contains 100 acres, more or less the subject plat being of record in Plat Book 26, Page 70, Lumpkin County records, said Plat is incorporated herein by reference. This conveyance is made subject to easements for public roads and utilities now in use. This conveyance is made subject to any easements of record or easements located on the property above described. MR/wrd 5/7/13 Our file no. 5111713 - FT8

gpn11

NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

Under and by virtue of the Power of Sale contained in a Security Deed given by Jimmy N. Ubernosky to Mortgage Electronic Registration Systems, Inc., as nominee for Realty Mortgage Corporation, dated September 19, 2008, recorded on September 24, 2008 in Deed Book 1109, Page 252, Lumpkin County, Georgia Records, said Security Deed having been last sold, assigned, transferred and conveyed to Nationstar Mortgage, LLC, the secured creditor, by Assignment conveying the after-described property to secure a Note in the original principal amount of One Hundred Sixty-Three Thousand Ninety-Eight and 00/100 DOLLARS ($163,098.00), with interest thereon as set forth therein, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on May 7, 2013 during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or parcel of land situate, lying and being in Land Lots 985 and 986 of the 5th District, 1st Section, Lumpkin County, Georgia, being Lot 74 of Crawford Falls West Subdivision, as shown on a Plat of Survey for Crawford Falls West Subdivision, prepared by David L. Ringo, Sr., GRLS No. 2250, dated October 18, 2004, and recorded in Plat Cabinet 1, Slide 156, pages 102A, 102B, 103-107 of the Lumpkin County, Georgia records, which said plats are incorporated herein by reference for a more complete description.

Said property is known as 15 Rolling Rock Court, Dawsonville, GA 30534, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold as the property of Jimmy N. Ubernosky, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Jimmy N. Ubernosky and Angela Brooke Ubernosky or a tenant or tenants. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation of the audit of the status of the loan as provided immediately above.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including, without limitation, attorneys’ fees. Notice has been given of intention to collect attorneys’ fees and other charges in accordance with the terms of the Note secured by said Deed. The balance, if any, will be distributed as provided by law.

Pursuant to O.C.G.A. 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend, or modify all terms of the above-described mortgage on behalf of the secured creditor, Nationstar Mortgage, LLC, is as follows: Nationstar Mortgage, LLC, 350 Highland Drive, Lewisville, TX 75067, 972-956-6203. The foregoing notwithstanding, nothing in O.G.C.A. 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument.

Nationstar Mortgage, LLC

as Attorney in Fact for

Jimmy N. Ubernosky

Morris|Hardwick|Schneider, LLC

1301 Hightower Trail, Suite 305

Sandy Springs, Georgia 30350

http://foreclosure.closingsource.net

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

This is an attempt to collect a debt and any information obtained may be used for that

gpn11

NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

Under and by virtue of the Power of Sale contained in a Security Deed given by Paul O. Williams and Tonua Thompson-Williams to Ameriquest Mortgage Company, dated August 26, 2005, recorded on September 7, 2005 in Deed Book M36, Page 22, Lumpkin County, Georgia Records, said Security Deed having been last sold, assigned, transferred and conveyed to CitiMortgage, Inc., successor by merger with CitiFinancial Mortgage Company, Inc. the secured creditor, by Assignment recorded on March 27, 2006 in Deed Book 37, Page 625 in Lumpkin County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of Ninety-Eight Thousand Sixty-Three and 00/100 DOLLARS ($98,063.00), with interest thereon as set forth therein, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on May 7, 2013 during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

The land referred to in this exhibit is located in the County of Lumpkin, the State of Georgia in Deed Book M-11 at Page 19 and is described as follows: All that tract or parcel of land, together with all improvements thereon, lying and being in Land Lot 122 in the 11th District, originally of Hall and now of Lumpkin, Georgia, consisting of 1.00 Acres, more or less, and being more fully described and delineated according to a plat of survey prepared September 9, 1980 for James Carl and Patty Ann Watson by Jimmy D. Bulock, Georgia registered Surveyor #1765, which is recorded in Plat Book 8, Page 59, Lumpkin County records and incorporated by reference herein.

Said property is known as 1869 Long Branch Road, Dahlonega, GA 30533, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold as the property of Paul O. Williams and Tonua Thompson-Williams, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Paul O. Williams and Tonua Thompson-Williams or a tenant or tenants. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation of the audit of the status of the loan as provided immediately above.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including, without limitation, attorneys’ fees. Notice has been given of intention to collect attorneys’ fees and other charges in accordance with the terms of the Note secured by said Deed. The balance, if any, will be distributed as provided by law.

Pursuant to O.C.G.A. 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend, or modify all terms of the above-described mortgage on behalf of the secured creditor, CitiMortgage, Inc., is as follows: CitiMortgage, Inc., 1000 Technology Drive, O`Fallon, MO 63304, 1-800-422-1498. The foregoing notwithstanding, nothing in O.G.C.A. 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument.

CitiMortgage, Inc.

as Attorney in Fact for

Paul O. Williams and Tonua Thompson-Williams

Morris|Hardwick|Schneider, LLC

1301 Hightower Trail, Suite 305

Sandy Springs, Georgia 30350

http://foreclosure.closingsource.net

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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Legals (4-10-13)
Apr 10, 2013 | 6063 views | 0 0 comments | 569 569 recommendations | email to a friend | print
gpn14

NOTICE OF LOCATION AND DESIGN APPROVAL

CSSTP-0007-00(495), LUMPKIN, TOWNS, UNION, AND WHITE COUNTIES

P.I. No. 0007495

Notice is hereby given in compliance with Georgia Codes 22-2-109 and 32-3-5 that the Georgia Department of Transportation has approved the Location and Design of this project.

The date of location approval is: March 12, 2013

Project CSSTP-0007-00(495) in Lumpkin, Union, Towns, and White Counties consists of signal upgrades and pedestrian facility improvements for twenty (20) intersections within Lumpkin, Union, Towns, and White Counties. The project is located in the following Land Districts: 9, 12, 17, and 19; Land Lots: 69, 70, 112, 134, 135, 268, 269, 950, 984, 985, 998, and 999; and Georgia Military Districts: 837, 843, and 865.

Lumpkin County

1. SR 52 @ SR 115/Longbranch Rd

2. SR 60 @ SR 400

3. SR 400 @ Burnt Stand

4. SR 60-US 19 @ SR 9-SR 52-SR 60 (Morrison Moore Pkwy)

5. SR 9/52 @ W. Main Street

6. SR 60 BUS @ E. Main Street

7. SR 9/52/60 @ SR 60 BUS

8. SR 9 @ SR 52

9. SR 9 /52/60 @ E. Memorial DR/Pinetree Way

Towns County

1. SR 2 @ SR 75

2. SR 2 @ SR 66

3. SR 2 @ SR 17

4. SR 2 @ River Street

5. SR 2 @ SR 288

Union County

1. SR 2/515 @ SR 11/US 129

2. SR 2 @ Industrial Blvd

3. SR 11 @ SR 325

4. SR 2 @ Young Harris Street

White County

1. SR 11 @ Westmoreland Pkwy

2. SR 115 @ SR 384

The proposed construction will consists of upgrades including traffic signal equipment, pedestrian countdown signals, ADA wheel chair ramps, and cross walk striping.

Drawings or maps or plats of the proposed project, as approved, are on file and are available for public inspection at the Georgia Department of Transportation:

Mr. Michael Seabolt

Area Engineer, District One Area Four

email: mseabolt@dot.ga.gov

942 Albert Reid Rd

Cleveland, GA 30528

(706) 348-4848

Any interested party may obtain a copy of the drawings or maps or plats or portions thereof by paying a nominal fee and requesting in writing to:

Ms. Genetha Rice-Singleton

State Program Delivery Engineer

email: grice-singleton@dot.ga.gov

One Georgia Center

600 West Peachtree St NW

Atlanta, Georgia 30308

(404) 631-1522

Any written request or communication in reference to this project or notice SHOULD include the Project and P.I. Numbers as noted at the top of this notice.

gpn07

NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Jeanette Harris Voyles, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 15th day of March, 2013.

Kathy Kauffman, Executor

3350 Highland View Court

Finksburg, MD 21048

gpn07

NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Joseph W. Palmer, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 14th day of March, 2013.

Mary Alice Sanders and Catherine Leigh Sanders, Administrators

4729 Ben Hill Drive

Oakwood, GA 30566

gpn07

NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Homer Dudley Davis, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 12th day of March, 2013.

Shirley J. Davis, Executor

P.O. Box 206

Cleveland, GA 30528

gpn07

NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Thomas Melville Eck, Sr., deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 15th day of March, 2013.

Michael Davis, Executor

P.O. Box 122

Dahlonega, GA 30533

gpn 18

PETITION FOR YEAR’S SUPPORT

In the Probate Court, County of Lumpkin, State of Georgia

IN RE: Estate of Sammy K. Wallace, Deceased

Estate no. 2013-YS-34

The petition of Nickie Wallace for a year’s support from the estate of Sammy K. Wallace, deceased, for decedent’s surviving spouse, having been duly filed, all interested persons are hereby notified to show cause, if any they have, on or before April 15, 2013, why said petition should not be granted.

All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed on or before the time stated in the preceding sentence. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number tor the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.

Michael A. Chastain

Probate Judge

By: Shelley Wilson

Clerk of the Probate Court

325 Riley Road, Room 122

Dahlonega, GA 30533

706-864-3847

gpn08

NOTICE OF PUBLICATION

IN THE SUPERIOR COURT OF LUMPKIN COUNTY

STATE OF GEORGIA

Luis A. Molina, PLAINTIFF

VS. Blanca Alicia Gutierrez, DEFENDANT

CIVIL ACTION NO. 13-CV-112-RG

TO: Blanca Alicia Gutierrez

By Order for Service by Publication dated March 13, 2013, you are hereby notified that on March 13, 2013, Luis A. Molina filed suit against you for Divorce.

You are required to file with the Clerk of Superior Court, and to serve upon plaintiff’s attorney, Michael H. Saul, 301 Washington Avenue, Marietta, GA 30060, an Answer in writing within sixty (60) days of the date of the Order for Publication.

WITNESS, the Honorable Raymond E. George, Judge of this Superior Court, this 13th day of March, 2013.

Rita Harkins

Clerk of Superior Court

Lumpkin County, Georgia

gpn 15

NOTICE OF PETITION TO CHANGE NAME

In the Superior Court of Lumpkin County

State of Georgia

In Re: Dakota Danielle Davis, Petitioner

Civil Action File No. 13-CV-116-RG Name Change

Georgia, Lumpkin County

Notice is hereby given that Dakota Danielle Davis, the undersigned, filed a petition in the Superior Court of Lumpkin County, Georgia, on the 14th day of March, 2013, praying for a change in the name of the petitioner from Dakota Danielle Davis to Dakota Danielle Smisson.

Notice is hereby given pursuant to law any interested or affected party to appear in said Court and to file objections to such name change. Objections must be filed with said Court within 30 days of the filing of said petition.

This 14th day of March, 2013

Dakota Danielle Davis, Petitioner

Rita Harkins

Clerk of Superior Court

Lumpkin County, Georgia

gpn07

NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Minnie Lou Wilson, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 21st day of March, 2013.

Vicki O’Connor, Executor

2089 Beverly Road

Gainesville, GA 30501

gpn07

NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Douglas Edward Klesius, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment.

This 15th day of March, 2013.

Stephen Klesius, Executor

Stroud P. Stacy

Attorney for the Executor

30 Public Square South

Dahlonega, GA 30533

gpn07

NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Ronald Gene Calfee, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 27th day of March, 2013.

Karen L. Calfee, Executor

P.O. Box 892

Dawsonville, GA 30534

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Anthony Pellegrino, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 26th day of March, 2013.

Frank M. Pellegrino

502 High Shoals Drive

Dahlonega, GA 30533

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Birdie Mae Edge, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 28th day of March, 2013.

Helen Sutton, Executor

24 Meadow Lane

Dahlonega, GA 30533

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NOTICE OF EXTENSION AND TERMINATION OF PARENTAL RIGHTS HEARING

IN THE JUVENILE COURT OF LUMPKIN COUNTY, STATE OF GEORGIA

IN THE INTEREST OF:

L. C., DOB: 02-26-12, SEX: male

CASE NO. 093-13J-041

A CHILD UNDER THE AGE OF EIGHTEEN

TO: John Doe, the unknown biological father of the above-named child.

By Order for Service by Publication dated the 28th day of January 2013, you are hereby notified that on 28th day of January, 2013, the Lumpkin County Department of Family and Children Services, Georgia Department of Human Resources, filed a Petition for Termination of Parental Rights and a Motion for Extension of Temporary Custody against you as to the above-named child and this Court found it to be in the child’s best interest that the Petition and Motion be filed. This notice is being sent to you pursuant to the provisions of O.CG.A. §15-11-96. A copy of the Petition for Termination of Parental Rights and a Motion for Extension of Temporary Custody may be obtained by you from the Clerk at the Lumpkin County Courthouse during business hours. The hearing on the Petition for Termination of Parental Rights is for the purpose of terminating your parental rights.

Pursuant to O.C.G.A. § 15-11-93, an order terminating the parental rights of a parent is without limit as to duration and terminates all your rights and obligations with respect to your child and all rights and obligations of your child to you arising from the parental relationship, including rights of inheritance. You are not thereafter entitled to notice of proceedings for the adoption of the child by another, nor have you any right to object to the adoption or otherwise participate in the proceedings.

Pursuant to O.C.G.A. § 15-11-96, John Doe, you are advised that as a biological father who is not the legal father, you will lose all rights to the above-named child and will not be entitled to object to the termination of your parental rights to the child, unless, within thirty (30) days of receipt of this notice, you file a petition to legitimate the child pursuant to O.C.G.A. § 19- 7-22 and file notice of the filing of the petition to legitimate with the Lumpkin County Juvenile Court. If you fail to file a Petition to Legitimate within thirty (30) days of your receipt of this notice; file a legitimation petition which is subsequently dismissed for failure to prosecute; or file a legitimation petition and the action is subsequently concluded without a court order declaring a finding that you are the legal father of the child, then this Court shall enter an order terminating all your parental rights to the child and you may not thereafter object to the termination of your rights to the child.

This Court will conduct a provisional hearing upon the allegations of the Motion for Extension of Temporary Custody and enter an interlocutory order pursuant to O.C.G.A. § 15-11-39.2 on the 22nd day of March, 2013, at 9:30 a.m., at the Lumpkin County Justice Center, Dahlonega, Georgia. Parties to this action are required to appear and answer the allegations of this Petition at the provisional hearing. The fmdings of fact and orders of disposition made pursuant to the provisional hearing will become final at the final hearing unless you appear at the final hearing.

This Court will conduct a final hearing upon the Petition for Termination of Parental Rights and Motion for Extension of Temporary Custody on the 29th day of May, 2013, at 9:30 a.m., at the Lumpkin County Justice Center, Dahlonega, Georgia.

The child and other parties involved may be represented by a lawyer at all stages of these proceedings. If you want a lawyer, you may choose and hire your own lawyer. If you want to hire a lawyer, please contact your lawyer immediately. If you want a lawyer but are not able to hire a lawyer without undue financial hardship, you may ask for a lawyer to be appointed to represent you. The Court would inquire into your financial circumstances and if the Court finds you to be financially unable to hire a lawyer, then a lawyer will be appointed to represent you. If you want a lawyer appointed to represent you, you must let the Court or the officer of this Court handling this case know that you want a lawyer immediately.

So ordered, this 27th day of March, 2013.

Honorable Gerald Bruce

Judge, Juvenile Court

Lumpkin County, Georgia

Enotah Judicial District

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NOTICE OF PETITION TO FILE FOR YEAR’S SUPPORT

In the Probate Court, County of Lumpkin, State of Georgia

IN RE: Estate of Travis Robert Wyatt, Deceased

Estate no. 2013-YS-43

The petition of Emmalee Wyatt for a year’s support from the estate of Travis Robert Wyatt, deceased, for decedent’s surviving spouse, having been duly filed, all interested persons are hereby notified to show cause, if any they have, on or before April 29, 2013, why said petition should not be granted.

All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed on or before the time stated in the preceding sentence. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number tor the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.

Michael A. Chastain

Probate Judge

By: Shelley Wilson

Clerk of the Probate Court

325 Riley Road, Room 122

Dahlonega, GA 30533

706-864-3847

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TRADE NAME REGISTRATION

Georgia, Lumpkin County

Notice is hereby given that a trade name registration statement has been filed in this office, verified by affidavit of Faye Fracaro, Co-owner, conducting a business as Fracaro Enterprises, in the city of Dahlonega, County of Lumpkin, in the State of Georgia, and that the name and addresses of the persons, firms or partnership owning and carrying on said trade or business are: Patrick Fracaro and Faye Fracaro, 248 Stancil Dyer Road, Dahlonega, GA 30533, which affidavit states that she is co-owner of a business now being carried on at 420 Walmart Way, #309, Dahlonega, GA, 30533, conducting a business of: Gifts, operating under the trade name of Brandywine Gifts.

Witness my official signature and seal of the Superior Court this 15th day of February, 2013.

Rita Harkins

Clerk of Superior Court



TRADE NAME REGISTRATION

Georgia, Lumpkin County

Notice is hereby given that a trade name registration statement has been filed in this office, verified by affidavit of Faye Fracaro, Co-owner, conducting a business as Fracaro Enterprises, in the city of Dahlonega, County of Lumpkin, in the State of Georgia, and that the name and addresses of the persons, firms or partnership owning and carrying on said trade or business are: Patrick Fracaro and Faye Fracaro, 248 Stancil Dyer Road, Dahlonega, GA 30533, which affidavit states that she is co-owner of a business now being carried on at 420 Walmart Way, #309, Dahlonega, GA, 30533, conducting a business of: Furniture and Home Accessories, operating under the trade name of Lexington Home Decor.

Witness my official signature and seal of the Superior Court this 15th day of February, 2013.

Rita Harkins

Clerk of Superior Court

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TRADE NAME REGISTRATION

Georgia, Lumpkin County

Notice is hereby given that a trade name registration statement has been filed in this office, verified by affidavit of Christy Hilliard, 367 Stancil Dyer Road, Dahlonega, GA 30533, which affidavit states that she is the owner of a business in the City of Dahlonega, County of Lumpkin, in the State of Georgia, under the name of Gold and Silver Buyers of Dahlonega, and the nature of the business is Precious Metals Broker.

Witness my official signature and seal of the Superior Court this 27th day of March, 2013.

Rita Harkins

Clerk of Superior Court

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NOTICE OF INCORPORATION

Notice is given that articles of incorporation that will incorporate Shotguns and Clays, Inc., have been delivered for filing in accordance with the Georgia Business Corporation Code. The initial registered office of the corporation is located at 98 Headwater Trail, Dahlonega, Lumpkin County, Georgia, 30533, and its initial registered agent at such address is Rodney Harris.

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CITY OF DAHLONEGA

HISTORIC PRESERVATION APPLICATIONS

Preservation applications

Please take notice that the City of Dahlonega Historic Preservation Commission has received the following application(s) which will be heard on Wednesday April 17, 2013 at 6:00 p.m. This meeting will be held in the City Hall Council Chambers located at 465 Riley Road. All applications are available for review at the City Planning Office.

Application submitted by Rickey Gooch for Certificate of Appropriateness to install a privacy fence. Property address: 28 North Grove St. Property is zoned CBD Central Business Historic District. Property ID. Tax Map D11-216.

Application submitted by Yorick Holdings, LLC for Certificate of Appropriateness to rebuild porches and modify exterior so as to restore historic character. Property address: 184 North Chestatee St. Property is zoned CBD Central Business Historic District. Property ID. Tax Map D11-010.

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NOTICE

IN THE PROBATE COURT OF LUMPKIN COUNTY, STATE OF GEORGIA

IN RE: Estate of James Ishmal Waters, Deceased

Estate No. 2013-PS-44

AN ORDER FOR SERVICE WAS GRANTED BY THIS COURT on April 5, 2013, requiring the following:

To: James Waters, Jeremy Waters and Scott Waters:

This is to notify you to file objection, if there is any, to the above referenced petition, in this Court on or before May 6, 2013.

BE NOTIFIED FURTHER: All objections to the petition must be in writing, setting forth the grounds of any such objections. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objection; unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.

Michael A. Chastain

PROBATE JUDGE

by Shelley Willson

CLERK OF THE PROBATE COURT

325 Riley Road, Room 122

Dahlonega, Georgia 30533

706-864-3847

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NOTICE OF DEPRIVATION HEARING

IN THE JUVENILE COURT OF LUMPKIN COUNTY STATE OF GEORGIA

IN THE INTEREST/MATTER OF:

Donavan Brown

DOB: 9/22/1999

SEX: MALE

CASE NO. 093-13J-102

Cheyenne Brown

DOB: 8/31/2002

SEX: FEMALE

CASE NO. 093-13J-103

Children under the age of 18

TO:

Jeffrey Brown, father of the above-named children

By Order for Service by Publication dated the 1st day of April, 2013, you are hereby notified that on the 1st day of April, 2013, the Lumpkin County Department of Family and Children Services, Georgia Department of Human Services, filed a Petition for Temporary Custody (Deprivation) against you as to the above-named children alleging the children are deprived. You are required to file with the Clerk of Juvenile Court, and to serve upon Special Assistant Attorney General Stephaphany L. Zaic, an answer in writing within sixty (60) days of the date of the Order for Service by Publication.

This Court will conduct a provisional hearing upon the allegations of the Petition and enter an interlocutory order of disposition pursuant to O.C.G.A. § 15-11-39.2 on the 22nd day of April, 2013, at 9:30 a.m. at the Lumpkin County Justice Center, Dahlonega, Georgia. Parties to this action are required to appear and answer the allegations of this Petition at the provisional hearing. The findings of fact and orders of disposition made pursuant to the provisional hearing will become final at the final hearing unless you appear at the final hearing. The children shall appear personally before this Court at the provisional hearing.

This Court will conduct a final hearing upon the allegations of the Petition and enter an order of disposition on the 15th day of May, 2013, at 9:30 a.m. in the Lumpkin County Justice Center, Dahlonega, Georgia.

The children and other parties involved may be represented by a lawyer at all stages of these proceedings. If you want a lawyer, you may choose and hire your own lawyer. If you want to hire a lawyer, please contact your lawyer immediately. If you want a lawyer but are not able to hire a lawyer without undue financial hardship, you may ask for a lawyer to be appointed to represent you. The Court would inquire into your financial circumstances and if the Court finds you to be financially unable to hire a lawyer, then a lawyer will be appointed to represent you. If you want a lawyer appointed to represent you, you must let the Court or the officer of this Court handling this case know that you want a lawyer immediately.

WITNESS, the Honorable Gerald Bruce, Judge of said Court, this the 1st day of April, 2013.

Honorable Gerald Bruce

Judge, Juvenile Court

Lumpkin County, Georgia

Enotah Judicial Circuit

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NOTICE OF MODIFICATION HEARING

IN THE JUVENILE COURT OF LUMPKIN COUNTY STATE OF GEORGIA

IN THE INTEREST/MATTER OF:

D.H.

DOB: 9/10/1997

SEX: FEMALE

CASE NO. 093-13J-50A

P.H.

DOB: 6/27/1999

SEX: FEMALE

CASE NO. 093-13J-51A

Children under the age of 18

TO:

Benjamin Holtzclaw, father of the above-named children

By Order for Service by Publication dated the 4th day of April, 2013, you are hereby notified that on the 25th day of February, 2013, the Lumpkin County Department of Family and Children Services, Georgia Department of Human Services, filed a Petition for Modification of Disposition against you as to the above-named children alleging the children are deprived. You are required to file with the Clerk of Juvenile Court, and to serve upon Special Assistant Attorney General Stephaphany L. Zaic, an answer in writing within sixty (60) days of the date of the Order for Service by Publication.

This Court will conduct a provisional hearing upon the allegations of the Petition and enter an interlocutory order of disposition pursuant to O.C.G.A. § 15-11-39.2 on the 11th day of April, 2013, at 10:30 a.m. at the Lumpkin County Justice Center, Dahlonega, Georgia. Parties to this action are required to appear and answer the allegations of this Petition at the provisional hearing. The findings of fact and orders of disposition made pursuant to the provisional hearing will become final at the final hearing unless you appear at the final hearing. The children shall appear personally before this Court at the provisional hearing.

This Court will conduct a final hearing upon the allegations of the Petition and enter an order of disposition on the 15th day of May, 2013, at 9:30 a.m. in the Lumpkin County Justice Center, Dahlonega, Georgia.

The children and other parties involved may be represented by a lawyer at all stages of these proceedings. If you want a lawyer, you may choose and hire your own lawyer. If you want to hire a lawyer, please contact your lawyer immediately. If you want a lawyer but are not able to hire a lawyer without undue financial hardship, you may ask for a lawyer to be appointed to represent you. The Court would inquire into your financial circumstances and if the Court finds you to be financially unable to hire a lawyer, then a lawyer will be appointed to represent you. If you want a lawyer appointed to represent you, you must let the Court or the officer of this Court handling this case know that you want a lawyer immediately.

WITNESS, the Honorable Gerald Bruce, Judge of said Court, this the 4th day of April, 2013.

Honorable Gerald Bruce

Judge, Juvenile Court

Lumpkin County, Georgia

Enotah Judicial Circuit

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TRADE NAME REGISTRATION

Georgia, Lumpkin County

Notice is hereby given that a trade name registration statement has been filed in this office, verified by affidavit of Tricia Scheinoha, signer for Parker and Jane LLC, 393 Lake Laurel Drive, Dahlonega, GA 30533, which affidavit states that she is registering for a business in the City of Dahlonega, County of Lumpkin, in the State of Georgia, under the name of Retailers Surplus, and the nature of the business is Resaling Surplus Goods.

Witness my official signature and seal of the Superior Court this 5th day of April, 2013.

Rita Harkins

Clerk of Superior Court

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NOTICE OF ABANDONED VEHICLES

Notice is hereby given against the following motor vehicles located at

Travis Tow Patrol

2390 Highway 52 West

Dahlonega, GA 30533

770-298-4500

2002 Dodge Durango,

Vin: 1B4HR38N82F178830

1999 BMW 4S,

Vin: WBAGH8337XDP04028

2002 Buick Rendezvous,

Vin: 3G5DB03E62S538546

1999 Ford F-350,

Vin: 1FTWX33F0XEF00180

Same being a notice to have said motor vehicle deemed abandoned in terms of law. Unless some claim to said motor vehicle is presented, such vehicle will be deemed abandoned and shall be disposed if not redeemed.

This 8th day of April, 2013

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NOTICE OF DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Guy Vernon Lail, deceased, late of said county, are hereby notified to render their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to me.

This 22nd day of March, 2013

Vikki L. Ridley, Executrix of the Estate of Guy Vernon Lail.

Joy L. Edelberg

Horne & Edelberg, PC

Post Office Box 37

Dahlonega, GA 30533

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NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

By virtue of a Power of Sale contained in that certain Security Deed from PATRICIA LYNNE ALLRED to Home 123 Corporation, dated May 16, 2005, recorded June 10, 2005, in Deed Book X35, Page 165, Lumpkin County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Fifty-Two Thousand One Hundred and 00/100 dollars ($152,100.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Deutsche Bank National Trust Company As Trustee For The Holders Of New Century Home Equity Loan Trust, Series 2005-A, Asset Backed Pass-Through Certificates, secured creditor, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in May, 2013, all property described in said Security Deed including but not limited to the following described property:

ALL THAT FOLLOWING DESCRIBED PROPERTY: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 162, 11TH DISTRICT, LUMPKIN COUNTY, GEORGIA, AS SHOWN ON A CERTAIN PLAT OF SURVEY PREPARED FOR STUART CUNNINGHAM AND LUANNE CUNNINGHAM BY MICHAEL STEWART KELLEY, REGISTERED SURVEYOR, UNDER DATE OF AUGUST 9 1993, A COPY OF SAID PLAT BEING OF RECORD IN THE OFFICE OF THE CLERK OF SUPERIOR COURT, LUMPKIN COUNTY, GEORGIA IN PLAT BOOK 25, PAGE 192, WHICH PLAT AND LEGAL DESCRIPTION THEREOF ARE INCORPORATED HEREIN BY REFERENCE THERETO.

Said legal description being controlling, however the property is more commonly known as 95 CHESTATEE SPRINGS RIDGE, DAHLONEGA, GA 30533.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold on an “as-is” basis without any representation, warranty or recourse against the above-named creditor or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed.

To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is PATRICIA LYNNE ALLRED, PATRICIA LYNNE ALLRED aka PATRICIA LYNN ALLRED, or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.

The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: Bank of America, N.A., as successor by merger to BAC Home Loans Servicing, LP f/k/a Countrywide Home Loans Servicing, LP, Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, Plano, TX 75024, Telephone Number: 800-720-3758 for and on behalf of the secured creditor.

DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE FOR THE HOLDERS OF NEW CENTURY HOME EQUITY LOAN TRUST, SERIES 2005-A, ASSET BACKED PASS-THROUGH CERTIFICATES

as Attorney in Fact for

PATRICIA LYNNE ALLRED

THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Attorney Contact: Rubin Lublin, LLC, 3740 Davinci Court, Suite 150, Peachtree Corners, GA 30092

Telephone Number: (877) 813-0992 Case No. BAC-11-05724-0003

www.rubinlublin.com/property-listings.php

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NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Freddie Lee Beamon A/K/A Freddie Beamon, JR. A/K/A Freddie Lee Beamon, JR. to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR HOME AMERICA MORTGAGE, INC, dated November 15, 2005, recorded in Deed Book Y36, Page 608, Lumpkin County, Georgia records, as last transferred to OCWEN LOAN SERVICING, LLC by assignment recorded or to be recorded, Lumpkin County, Georgia records conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED ELEVEN THOUSAND AND NO/100 DOLLARS ($211,000.00); with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in May, 2013 the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 205 OF THE 15TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA, CONTAINING 2.83 ACRES, MORE OR LESS, AND BEING LOT 2, OF CORBIN SUBDIVISION, AS PER PLAT RECORDED INPLAT BOOK 18, PAGE 126, LUMPKIN COUNTY, GEORGIA RECORDS, TO WHICH PLAT REFERENCE IS MADE FOR A MORE DETAILED DESCRIPTION.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Ocwen Loan Servicing LLC, Attention: Home Retention Department, 1661 Worthington Road, Suite 100, West Palm Beach, FL 33409, Fax 407-737-5693. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the parties in possession of the property are Freddie Lee Beamon A/K/A Freddie Beamon, JR. A/K/A Freddie Lee Beamon, JR. or a tenant or tenants and said property is more commonly known as 95 Corbin Lane, Dahlonega, GA 30533.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

OCWEN LOAN SERVICING, LLC

As Attorney in Fact for Freddie Lee Beamon A/K/A Freddie Beamon, JR. A/K/A Freddie Lee Beamon, JR.

Weissman, Nowack, Curry & Wilco, PC

Attn: Ocwen Team

One Alliance Center

3500 Lenox Road

Atlanta, GA 30326

(866) 357-8501

Our File# 016839

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NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by RANDALL A BRAND, II AND DONNA M KERNS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) AS NOMINEE FOR TAYLOR, BEAN & WHITAKER MORTGAGE CORP , dated 03/15/2007, and Recorded on 03/29/2007 as Book No. 1034 and Page No. 297, LUMPKIN County, Georgia records, as last assigned to BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP, FKA COUNTRYWIDE HOME LOANS SERVICING LP (the Secured Creditor), by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $111,650.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the LUMPKIN County Courthouse within the legal hours of sale on the first Tuesday in May, 2013, the following described property: ALL ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 99 OF THE 1ST DISTRICT OF ORIGINALLY HABERSHAM, NOW LUMPKIN COUNTY, GEORGIA, BEING IN PARTICULAR LOT 7 OF THE WHISPERING WINDS SUBDIVISION, CONSISTING OF 1.23 ACRES, MORE OR LESS, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS:

TO FIND THE TRUE POINT OF BEGINNING, START AT THE NORTHWEST CORNER OF LAND LOT 99, BEING THE COMMON CORNER OF LAND LOTS 99, 100, 109 AND 110 OF THE SAID 1ST DISTRICT, THENCE ALONG AND WITH THE ORIGINAL WESTERN NORTH SOUTH LINE OF LAND LOT 99 SOUTH TWO DEGREES 49 MINUTES 15 SECONDS WEST A DISTANCE OF 920.11 FEET TO A STEEL ROD; THENCE NORTH 75 DEGREES NINE MINUTES 30 SECONDS EAST A DISTANCE OF 674.61 FEET TO AN IRON PIN SET AND THE POINT OF BEGINNING. FROM THE TRUE POINT OF BEGINNING AS THUS FOUND, RUN THENCE NORTH 12 DEGREES 36 MINUTES 51 SECONDS WEST A DISTANCE OF 149.52 FEET TO A POINT ON THE CENTERLINE OF WHISPERING WINDS ROAD; THENCE RUN

ALONG THE CENTERLINE OF SAID ROAD NORTH 77 DEGREES 24 MINUTES 49 SECONDS EAST A DISTANCE OF 433.01 FEET TO A POINT; RUNNING THENCE SOUTH 27 DEGREES 22 MINUTES 44 SECONDS WEST A DISTANCE OF 178.74 FEET TO A ONE-HALF INCH STEEL ROD; RUN THENCE SOUTH 75 DEGREES NINE MINUTES 30 SECONDS WEST A DISTANCE OF 318.38 FEET TO AN IRON PIN, WHICH IS THE TRUE POINT OF BEGINNING. SUBJECT TO THAT CERTAIN DECLARATION OF COVENANTS, GRANT OF EASEMENT AND ROAD MAINTENANCE AGREEMENT, AND WATER SERVICE AGREEMENT AS DECLARED BY DEVELOPERS AND BEING RECORDED IN DEED BOOK B-15, PAGES 158-165 OF THE LUMPKIN COUNTY, GEORGIA DEED RECORDS; ALSO CONVEYED HEREWITH IS A PERPETUAL, NON-EXCLUSIVE EASEMENT ALONG AND WITH THE RIGHT OF WAY OF WHISPERING WINDS ROAD, BEING FORTY-FEET IN WIDTH, AND BEING TWENTY-FEET ON EITHER SIDE OF THE CENTERLINE OF SAID ROAD; AND BEING DESCRIBED AS FOLLOWS: TO FIND THE TRUE POINT OF BEGINNING, START AT THE NORTHWEST CORNER OF LAND LOT 99, BEING THE COMMON CORNER OF LAND LOTS 99, 100, 109 AND 110 OF THE SAID 1ST DISTRICT, RUNNING THENCE ALONG AND WITH THE ORIGINAL WESTERN NORTH SOUTH LINE OF LAND LOT 99 SOUTH TWO DEGREES 49 MINUTES 15 SECONDS WEST, A DISTANCE OF 526.03 FEET; THENCE RUNNING NORTH 78 DEGREES TWO MINUTES 11 SECONDS EAST, A DISTANCE OF 296.17 FEET TO AN IRON PIN SET; THENCE RUNNING SOUTH 35 DEGREES 50 MINUTES 29 SECONDS EAST A DISTANCE OF 218.36 FEET TO THE TRUE POINT OF BEGINNING, SAID RIGHT OF WAY BEING A CUL DE SAC FIFTY-FEET IN RADIUS, THENCE EXTENDING FROM SAID CUL DE SAC ALONG THE CENTERLINE RUNNING FROM SAID POINT OF BEGINNING NORTH 77 DEGREES 24 MINUTES 29 SECONDS EAST A DISTANCE OF 619.96 FEET; RUNNING THENCE A CHORD NORTH 57 DEGREES 58 MINUTES 10 SECONDS EAST A DISTANCE OF 107.08 FEET; WITH RADIUS OF 160.84 FEET, AN ARC 109.17 FEET AND AN ANGLE OF ROTATION 38 DEGREES 53 MINUTES 17 SECONDS LEFT; RUNNING THENCE NORTH 38 DEGREES 31 MINUTES 32 SECONDS EAST A DISTANCE OF 86.11 FEET, THENCE A CHORD NORTH 30 DEGREES 45 MINUTES 55 SECONDS EAST A DISTANCE OF 58.80 FEET, WITH A RADIUS OF 217.73 FEET, AN ARC OF 58.98 FEET AND AN ANGLE OF ROTATION OF 15 DEGREES 31 MINUTES 12 SECONDS LEFT; THENCE A CHORD NORTH 15 DEGREES 21 MINUTES 32 SECONDS EAST A DISTANCE OF 57.94 FEET, WITH A RADIUS OF 217.73 FEET, AN ARC OF 58.11 FEET AND AN ANGLE OF ROTATION OF 15 DEGREES 17 MINUTES 34 SECONDS LEFT TO A POINT; RUNNING THENCE NORTH SEVEN DEGREES 42 MINTUES 45 SECONDS EAST A DISTANCE OF 201.10 FEET TO THE POINT WHERE SAID CENTERLINE REACHES THE SOUTHERN RIGHT OF WAY OF NORMAN BELL ROAD, A COUNTY ROAD, AND BEING THE POINT OF ENDING.

THIS CONVEYANCE IS SUBJECT TO THAT CERTAIN DOCUMENT ENTITLED “DECLARATION OF PROTECTIVE AND RESTRICTIVE COVENANTS, GRANT OF EASEMENT, ROAD MAINTENANCE AGREEMENT AND WATER SERVICE AGREEMENT FOR THE WHISPERING WINDS SUBDIVISION, DATED APRIL 21, 1995 AND RECORDED IN DEED BOOK B-15, BEGINNING AT PAGE 158 OF THE LUMPKIN COUNTY, GEORGIA DEED RECORDS; AND FURTHER SUBJECT TO ALL EASEMENTS FOR ROADS AND UTILITIES IN USE OR OF RECORD INCLUDING, BUT NOT LIMITED TO, THE RIGHTS OF OTHERS TO USE WHISPERING WINDS ROAD.

THIS IS THE SAME PROPERTY REFERENCED IN THAT CERTAIN WARRANTY DEED DATED OCTOBER 23, 2003 FROM EMORY D. EDMONSON TO SARA BRAND, RECORDED IN DEED BOOK R-32, PAGE 235 OF THE LUMPKIN COUNTY, GEORGIA DEED RECORDS; THIS IS THE SAME PROPERTY REFERENCED IN THAT CERTAIN WARRANTY DEED DATED JANUARY 12, 2007 AND RECORDED IN DEED BOOK 1024, PAGE 109 OF THE LUMPKIN COUNTY, GEORGIA DEED RECORDS;

TOGETHER WITH AN IMMOVABLE AND PERMANENT FIXTURE ATTACHED THERETO, A 2006 FLEETWOOD 24 X 56 MANUFACTURED HOME, MODEL BEACON HILL 4563B, SERIAL NUMBER(S) GAFL635AB91725-BH11 MAP AND PARCEL NO.: 109-215

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP, FKA COUNTRYWIDE HOME LOANS SERVICING LP holds the duly endorsed Note and is the current assignee of the Security Deed to the property. BANK OF AMERICA, N.A., AS SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP, acting on behalf of and, as necessary, in consultation with BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP, FKA COUNTRYWIDE HOME LOANS SERVICING LP (the current investor on the loan), is the entity with the full authority to negotiate, amend, and modify all terms of the loan. Pursuant to O.C.G.A. § 44-14-162.2, BANK OF AMERICA, N.A., AS SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP may be contacted at: BANK OF AMERICA, N.A., AS SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP, PTX-C-32, 7105 CORPORATE, PLANO, TX 75024, 800-669-6650. Please note that, pursuant to O.C.G.A. § 44-14-162.2, the secured creditor is not required to amend or modify the terms of the loan.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 109 WHISPERING WINDS DRIVE, MURRAYVILLE, GEORGIA 30564 is/are: RANDALL A BRAND, II AND DONNA M KERNS or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP, FKA COUNTRYWIDE HOME LOANS SERVICING LP

as Attorney in Fact for

RANDALL A BRAND, II AND DONNA M KERNS.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

20120031406985

BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP

15000 Surveyor Boulevard

Addison, Texas 75001

Telephone: (972) 341-5398.

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NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

By virtue of the power of sale contained in a Security Deed from Sandra Colbert and Faye Colbert to Mortgage Electronic Registration Systems, Inc. as nominee for HomeStar Financial Corp., its successors and assigns dated April 30, 2010 recorded in Deed Book 1159, Page 613-624 , Lumpkin County Records, and last assigned to JPMorgan Chase Bank, National Association, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-ONE THOUSAND NINETY-SIX AND 00/100 ($161,096.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Lumpkin County, Georgia, during the legal hours of sale on the first Tuesday, May 7, 2013 the following described property, to wit:

All that tract or parcel of land lying and being Land Lot 343 of the 13th District, 1st Section of Lumpkin county, Georgia, consisting of 0.715 acres, more or less, together with all improvements located thereon, being that 1.00 acre, more or less, of Lot 16 of the Lakeview Estates Subdivision as set out on a plat of survey dated April 1, 1987, prepared by Bakkum-DeLoach and Assoc., Georgia Registered Land Surveyor, which is recorded in Plat Book 18, Page 34, Lumpkin County Records, and is incorporated herein by reference for a more detailed description,

Less and except:

All that tract or parcel of land lying and being in Land Lot 343 of the 13th District, 1st Section of Lumpkin County, Georgia, being a portion of Lot 16, Lakeview Estates Subdivision, being more particularly described as follows:

To find the True Point of Beginning, commence at the intersection of the westerly right of way of Lakeview Drive (60 foot right of way) with the southerly right of way of Dogwood Land (60 foot right of way); thence south 55 degrees 50 minutes 20 seconds west along the southern right of way of Dogwood Lane, 139.30 feet to a one-half inch rebar; thence south 08 degrees 25 minutes 31 seconds east 77.62 feet to a point on the original lot line between Lot 16 and Lot 15 of Lakeview Estates which point is the TRUE POINT OF BEGINNING; thence south 74 degrees 16 minutes 34 seconds east 63.77 feet to a point; thence south 25 degrees 50 minutes 04 seconds east 80.82 feet to a point; thence south 27 degrees 59 minutes 17 seconds west 138.76 feet to a one-half inch rebar on the original lot line between Lots 16 and 15 of Lakeview Estates; thence north 08 degrees 25 minutes 31 seconds west along the original lot line between Lots 15 and 16 of Lakeview Estates 214.84 feet, more or less, to the TRUE POINT OF BEGINNING; being a portion of original Lot 16 of Lakeview Estates. This is the same property conveyed to First American Title Insurance Company by that Quit-Claim Deed dated May 2, 2000, recorded in Deed Book W-25, Pages 217-219, Lumpkin County Records.

This property is conveyed subject to all easements for roads and utilities in use or of record.

This property is more particularly set out on that plat of survey dated March 21, 2000, prepared for First American Title Insurance Company by Michael Stewart Kelley, Georgia Registered Land Surveyor, which plat is recorded in Plat Cabinet 1, Slide 50, Plat 199, Lumpkin County Records.

The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorney’s fees, notice of intent to collect attorney’s fees having been given.

Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property Sandra Colbert and Faye Colbert or, a tenant or tenants, and said property was or is commonly known as 326 Lakeview Drive, Dahlonega, GA 30533.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

JPMorgan Chase Bank, National Association

As Attorney in Fact for

Sandra Colbert and Faye Colbert

Martin & Brunavs

2800 North Druid Hills Rd.

Building B, Suite 100

Atlanta, GA 30329

(404) 982-0088

M&B File No.: 13-17446

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT.

ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by John R Cason to Mortgage Electronic Registration Systems, Inc., dated October 15, 2004, recorded in Deed Book P34, Page 568, Lumpkin County, Georgia Records and as re-recorded in Deed Book S37, Page 420, Lumpkin County, Georgia Records, as last transferred to Taylor Bean & Whitaker Mortgage Corp by assignment recorded in Deed Book 1192, Page 720, Lumpkin County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-ONE THOUSAND FIVE HUNDRED NINETY-TWO AND 0/100 DOLLARS ($141,592.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in May, 2013, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Taylor Bean & Whitaker Mortgage Corp is the holder of the Note and Security Deed to the property in accordance with OCGA § 44-14-162.2.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: RoundPoint Mortgage Servicing Corporation, 5032 Parkway Plaza Boulevard, Suite 200, Charlotte, NC 28217, 704-426-8850.

To the best knowledge and belief of the undersigned, the party in possession of the property is John R Cason or a tenant or tenants and said property is more commonly known as 904 Blackburn Road, Dawsonville, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Taylor Bean & Whitaker Mortgage Corp

as Attorney in Fact for

John R Cason

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

HYPERLINK “http://www.foreclosurehotline.net/”www.foreclosurehotline.net

MR/wrd 5/7/13

Our file no. 5158313-FT8

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 114 of the 13th District, 1st Section of Lumpkin County, Georgia, containing 1.54 acres as per plat of survey recorded in Plat Cabinet 1, Slide 97, Page 133B, Lumpkin County, Georgia records. Which plat is incorporated herein and made a part hereof by reference. MR/wrd 5/7/13 Our file no. 5158313 - FT8

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NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

By virtue of the power of sale contained in a Deed to Secure Debt by ROBBY LYNN COWART to CITIFINANCIAL SERVICES, INC., dated November 24, 2004 and filed for record December 3, 2004 in Deed Book U34, Page 741, Lumpkin County, Georgia records, and securing a Note in the original principal amount of $129,820.88; there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Lumpkin County, Georgia, between the legal hours of sale on the first Tuesday in May, 2013, by CitiFinancial Services, Inc. as Attorney-in-Fact for ROBBY LYNN COWART the following property to-wit:

ALL THAT LOT, TRACT OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON, LYING AND BEING IN LAND LOT 99 IN THE FIRST DISTRICT AND FIRST SECTION OF LUMPKIN COUNTY, GEORGIA, CONSISTING OF 1.01 ACRES, MORE OR LESS, AND BEING MORE FULLY DESCRIBED AND DELINEATED AS LOT NUMBER 17, COPPER PINES SUBDIVISION ON A PLAT OF SURVEY PREPARED FOR CINDY A. STURM BY JICK A. PAGE, JR., GEORGIA REGISTERED SURVEYOR, DATED JULY 30, 1993, AND FURTHER SHOWN ON PLAT OF SURVEY OF THE COPPER PINES SUBDIVISION BY MICHAEL L. SCUPIN & ASSOCIATES, GEORGIA REGISTERED SURVEYOR NO. 1964, DATED JANUARY 10, 1985, WHICH SUBDIVISION PLAT IS RECORDED IN PLAT BOOK 13, PAGE 91 OF THE LUMPKIN COUNTY, GEORGIA PLAT RECORDS, WHICH PLATS AND THE RECORD THEREOF ARE INCORPORATED HEREIN BY REFERENCE FOR A MORE COMPLETE DESCRIPTION AND ALL OTHER LEGAL PURPOSES. ACCORDING TO SAID PLAT PREPARED BY JICK A. PAGE, JR., THE PROPERTY IS MORE FULLY DESCRIBED AS FOLLOWS: BEGINNING AT AN IRON PIN FOUND LOCATED ON THE NORTHERLY RIGHT-OF-WAY OF PARISH ROAD, WHICH IRON PIN IS LOCATED 132.38 FEET IN A WESTERLY DIRECTION FROM THE RIGHT-OF-WAY LINE OF COPPER MINE ROAD (BEING A 100 FOOT RIGHT-OF-WAY); THENCE FROM SAID POINT OF BEGINNING ALONG PARISH ROAD SOUTH 77 DEGREES 14 MINUTES 47 SECONDS WEST A CHORD DISTANCE OF 196.75 FEET (ARC DISTANCE OF 197.13 FEET) TO A POINT, THENCE CONTINUING ALONG SAID PARISH ROAD SOUTH 71 DEGREES 05 MINUTES 16 SECONDS WEST 59.45 FEET TO AN IRON PIN FOUND AT THE CORNER; THENCE NORTH 18 DEGREES 05 MINUTES 49 SECONDS WEST 195.40 FEET TO AN IRON PIN FOUND AT THE CORNER LOCATED ON THE SOUTHERLY RIGHT-OF-WAY LINE OF KIT COURT; THENCE ALONG SAID KIT COURT AS FOLLOWS: NORTH 73 DEGREES 10 MINUTES 02 SECONDS EAST 43.46 FEET TO A POINT; THENCE CONTINUING ALONG SAID KIT COURT NORTH 69 DEGREES 24 MINUTES 08 SECONDS EAST 143.63 FEET TO A POINT; THENCE LEAVING SAID KIT COURT AND RUNNING SOUTH 35 DEGREES 30 MINUTES 03 SECONDS EAST 228.55 FEET TO THE POINT OF BEGINNING.

SAID PROPERTY IS SUBJECT TO THAT CERTAIN DECLARATION OF PROTECTIVE AND RESTRICTIVE COVENANTS FOR THE COPPER PINES SUBDIVISION, DATED JULY 19, 1985, AND RECORDED IN DEED BOOK B-5, PAGES 732-736 OF THE LUMPKIN COUNTY, GEORGIA DEED RECORDS.

GRANTEE HEREBY RECOGNIZES THAT ANY AND ALL MEANS OF INGRESS AND EGRESS TO THE PROPERTY CONVEYED HEREBY WHICH IS PROVIDED BY THE GRANTOR HEREIN OR HIS SUCCESSORS OR ASSIGNS ARE CONSIDERED BY THE PLANNING COMMISSION OF LUMPKIN COUNTY AND THE GOVERNING BODY OF LUMPKIN COUNTY TO BE PRIVATE WAYS NOT MAINTAINABLE BY SAID GOVERNING BODY; THEREFORE, THE GRANTEE HEREIN HEREBY AGREES THAT HE/SHE WILL BE RESPONSIBLE FOR HIS/HER SHARE OF THE UPKEEP AND MAINTENANCE OF SAID PRIVATE WAY, HOLDING COMPLETELY HARMLESS THE GOVERNING BODY OF LUMPKIN COUNTY OF ANY NECESSITY FOR SUCH UPKEEP OR MAINTENANCE.

OF THE PRINCIPAL AMOUNT OF THE LOG TERM NOTE EVIDENCED BY DEED TO SECURE DEBT, $101,327.52 PRESENTS ADDITIONAL SUMS ON WHICH INTANGIBLE TAXES ARE, DUE AND PAYABLE, AND $28,493.36 REPRESENTS A REFINANCING OF THE UNPAID PRINCIPAL BALANCE ON PREVIOUS LONG TERM NOTE, EVIDENCED BY THE DEED TO SECURE DEBT FROM GRANTOR TO GRANTEE AS RECORDED IN DEED BOOK C-34, PAGE 388 IN LUMPKIN COUNTY RECORDS IN THE ORIGINAL PRINCIPAL AMOUNT OF $28,579.68 IN WHICH INTANGIBLE TAXES WERE PAID . (SEE GA. CODE ANNOTATED 48-6-65(B)(2). THE NAME OF GRANTEE WAS CHANGED FROM COMMERCIAL CREDIT PLAN, INCORPORATED TO CITIFINANCIAL SERVICES, INC. PURSUANT TO A NAME CHANGE AMENDMENT FILED WITH THE GOERGIA SECRETARY OF STATE, CORPORATIONS DIVISION, ON MAY 19, 1999.

The above described property is also known as 162 KIT COURT, MURRAYVILLE, GA 30564.

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney’s fees, if applicable.

The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record; all valid zoning ordinances; matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.

Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows:

CitiMortgage, Inc.

5280 Corporate Drive

Attn: Default Mail Services

Frederick, MD 21703

Phone: HAT Program: 866-272-4749

Fax: 866-989-2089 or 866-989-2088

The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require CitiFinancial Services, Inc. to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.

CitiFinancial Services, Inc.

as Attorney-in-Fact for

ROBBY LYNN COWART

SHUPING, MORSE & ROSS, L.L.P.

By: S. Andrew Shuping, Jr.

6259 Riverdale Road, Suite 100

Riverdale, GA 30274

770-991-0000

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT.

ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by GARY C CUTCHALL AND MARY L BREWER to WELLS FARGO HOME MORTGAGE, INC , dated 03/29/2002, and Recorded on 04/29/2002 as Book No. F24 and Page No. 552-562, LUMPKIN County, Georgia records, as last assigned to WELLS FARGO BANK, N.A. (the Secured Creditor), by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $107,119.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the LUMPKIN County Courthouse within the legal hours of sale on the first Tuesday in May, 2013, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING LAND LOT 94, 1ST DISTRICT, LUMPKIN COUNTY, GEORGIA, CONTAINING 1.834 ACRES, AS PER PLAT OF SURVEY FOR TODD CANNON DATED FEBRUARY 13, 2002 BY GEOIMAGE, LLC, GEORGIA REGISTERED LAND SURVEYORS, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS:

TO FIND THE TRUE POINT OF BEGINNING, BEGIN AT A POINT LOCATED AT THE COMMON CORNER OF LAND LOTS 100, 93, 99 AND 94; THENCE SOUTH 88 DEGREES 26 MINUTES 03 SECONDS EAST A DISTANCE OF 566.56’ TO A 1/2” REBAR SET, WHICH POINT IS THE TRUE POINT OF BEGINNING; FROM THE POINT OF BEGINNING THUS ESTABLISHED, PROCEED SOUTH 88 DEGREES 26 MINUTES 03 SECONDS EAST A DISTANCE OF 338.15’ TO A 1/2” REBAR SET; THENCE SOUTH 18 DEGREES 11 MINUTES 57 SECONDS WEST A DISTANCE OF 322.04’ TO A 1/2” REBAR SET; THENCE SOUTH 18 DEGREES 11 MINUTES 57 SECONDS WEST A DISTANCE OF 322.04’ TO A 1/2” REBAR SET; THENCE SOUTH 8 DEGREES 46 MINUTES 15 SECONDS WEST A DISTANCE OF 50.00’ TO A 1/2” REBAR SET; THENCE NORTH 81 DEGREES 13 MINUTES 45 SECONDS WEST A DISTANCE OF 20.00 TO A 1/2” REBAR SET: THENCE NORTH 36 DEGREES 13 MINUTES 45 SECONDS WEST A DISTANCE OF 50.00’ TO A 1/2” REBAR SET; THENCE NORTH 72 DEGREES 27 MINUTES 56 SECONDS WEST A DISTANCE OF 103.55’ TO A 1/2” REBAR SET; THENCE NORTH 27 DEGREES 10 MINUTES 21 SECONDS WEST A DISTANCE OF 108.75’ TO A CALCULATED POINT; THENCE NORTH 9 DEGREES 25 MINUTES 51 SECONDS WEST A DISTANCE OF 195.91’ TO A 1/2” REBAR SET, AND THE TRUE POINT OF BEGINNING.

ALSO CONVEYED HEREWITH A 30’ EASEMENT FOR INGRESS AND EGRESS FROM GRINDLE ROAD TO SUBJECT PROPERTY OVER AND ACROSS PROPERTY SHOWN AS “ TRACT 2” ON SAID SURVEY, A COPY OF SAID SURVEY BEING ATTACHED HERETO AS EXHIBIT “B” AND INCORPORATED HEREIN BY REFERENCE AND MADE A PART HEREOF.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). WELLS FARGO BANK, N.A. holds the duly endorsed Note and is the current assignee of the Security Deed to the property.

WELLS FARGO BANK, N.A., acting on behalf of and, as necessary, in consultation with WELLS FARGO BANK, N.A. (the current investor on the loan), is the entity with the full authority to negotiate, amend, and modify all terms of the loan. Pursuant to O.C.G.A. § 44-14-162.2, WELLS FARGO BANK, N.A. may be contacted at: WELLS FARGO BANK, N.A., ONE HOME CAMPUS, DES MOINES, IA 50328, 803-396-6000. Please note that, pursuant to O.C.G.A. § 44-14-162.2, the secured creditor is not required to amend or modify the terms of the loan.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 700 GRINDLE BROTHERS RD, MURRAYVILLE, GEORGIA 30564 is/are: GARY C CUTCHALL AND MARY L BREWER or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

WELLS FARGO BANK, N.A.

as Attorney in Fact for

GARY C CUTCHALL AND MARY L BREWER.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

20120058300259

BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP

15000 Surveyor Boulevard

Addison, Texas 75001

Telephone: (972) 341-5398.

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NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Timber J Gaddis and Derrick Wayne Gaddis to Mortgage Electronic Registration Systems, Inc., dated August 22, 2007, recorded in Deed Book 1061, Page 410, Lumpkin County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment recorded in Deed Book 1226, Page 509, Lumpkin County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-NINE THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($129,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in May, 2013, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. SunTrust Mortgage, Inc. is the holder of the Note and Security Deed to the property in accordance with OCGA § 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. To the best knowledge and belief of the undersigned, the party in possession of the property is Timber J Gaddis and Derrick Wayne Gaddis or a tenant or tenants and said property is more commonly known as 201 Cheyenne Drive, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. SunTrust Mortgage, Inc. as Attorney in Fact for Timber J Gaddis and Derrick Wayne Gaddis McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 HYPERLINK “http://www.foreclosurehotline.net/”www.foreclosurehotline.net MR/sju 5/7/13 Our file no. 51042512-FT15 EXHIBIT “A” All that tract or parcel of land lying and being in Land Lot 339 of the 15th District, 1st Section of Lumpkin County, Georgia, consisting of 1.00 acre, more or less, together with all improvements located thereon, and being more particularly set out as Tract “C” on a plat of survey dated mrch 2, 2000 prepared for Susan Dawn Ledford by Michael Stewart Kelley, Georgia Registered Land Surveyor. This plat is recorded in plat cabinet 1, slide 44, plat 78, Lumpkin County Records, and is incorporated herein by reference for a more detailed description. Also conveyed herewith is a perpetual, non-exclusive easement twelve feet in width along and with the existing gravel drive known as Cheyenne Drive for that portion of the drive with crosses Land Lots 342 and 343 leading from Leonard Pruitt Road to the southern boundary of Land Lot 339 as was conveyed in that Corrective Grant of Easement dated March 17, 2000, which is recorded in deed book X-24 pages 89-90, Lumpkin County Records. Also, conveyed herewith is a perpetual, non-exclusive easement, thirty feet in width, running along and with the existing gravel drive known as Cheyenne Drive leading from the southern land lot line of Land Lot 339 to the subject property as shown on the above referenced plat of Survey. Also conveyed herewith is a perpetual, non-exclusive easement for water service from the well house located to the north of the subject tract as depicted on that plat of survey. This easement shall be ten feet and shall run from subject property along the water lines to the well houses and shall include an area with a 10 foot radius around the well. MR/sju 5/7/13 Our file no. 51042512 - FT15

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NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Gregory Garrett to Mortgage Electronic Registration Systems, Inc. as nominee for Taylor, Bean & Whitaker Mortgage Corp., its successors and assigns dated June 25, 2004 in the amount of $92,500.00, and recorded in Deed Book B34, Page 70, Lumpkin County, Georgia Records; as last transferred to Cenlar FSB by assignment; the undersigned, Cenlar FSB pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in May, 2013 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 75 of the 11th District (Originally Hall) of Lumpkin County, Georgia, containing 2.19 acres as per plat of survey recorded in Plat Cabinet 1, Slide 99, Page 163, Lumpkin County, Georgia Records. Which plat is incorporated herein and made a part hereof by reference. Also conveyed herewith is a 20 foot easement for ingress/egress from Cecil Norris Road to subject property as shown on said recorded plat.

which has the property address of 329 Norris Road, Dahlonega, Georgia, together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a).

Said property will be sold as the property of Gregory Garrett and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Cenlar FSB

Attorney in Fact for

Gregory Garrett

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

File No. 12-10198 /FHLMC/kcarr

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Larry Gibson to Mortgage Electronic Registration Systems, Inc., dated October 1, 2007, recorded in Deed Book 1070, Page 355, Lumpkin County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment recorded in Deed Book 1228, Page 573, Lumpkin County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-TWO THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($162,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in May, 2013, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. SunTrust Mortgage, Inc. is the holder of the Note and Security Deed to the property in accordance with OCGA § 44-14-162.2.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903.

To the best knowledge and belief of the undersigned, the party in possession of the property is Larry Gibson or a tenant or tenants and said property is more commonly known as 180 Chestatee Drive, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

SunTrust Mortgage, Inc.

as Attorney in Fact for

Larry Gibson

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

http://www.foreclosurehotline.net/

MR/jp5 5/7/13

Our file no. 5174913-FT2

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 1201 of the 12th District, 1st Section of Lumpkin County, Georgia, consisting of 1.02 acres, more or less, and being more fully described and delineated as Lot #19, Chesterra Subdivision, Unit One, according to plat of survey by Georgia Piedmont, Ltd., Georgia Registered Land Surveyors, which is recorded in Plat Book 8, Page 186, Lumpkin County, Georgia Records, which plat is hereby referred to and made a part of this description. The Grantee herein recognizes that an and all means of ingress and egress to the property conveyed hereby which is provided by the Grantor herein or his heirs or assigns are considered by the Planning Commission of Lumpkin County and the Governing Body of Lumpkin County to be private ways not maintainable by said Governing Body. Therefore, Grantee herein hereby agrees that he will be responsible for his share of the upkeep and maintenance of said private way, holding completely harmless the Governing Body of Lumpkin County of any necessity for such upkeep or maintenance. Also conveyed hereto to the Grantees, his heirs, successors and assigns is the right to use the existing road leading from the southern boundary of Land Lot 1207 through the property of George Cantrell, Jr., and West Lumber Company, Inc., as conveyed to the Grantor. MR/jp5 5/7/13 Our file no. 5174913 - FT2

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NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Cathy Gilstrap to The Mortgage People Co. in the original principal amount of $66,000.00 dated 08/30/2000, and recorded in Deed Book C26, page 192, Lumpkin County records, said Security Deed being last transferred and assigned to Principal Residential Mortgage, Inc. in Deed Book G26, page 61, Lumpkin County records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of May, 2013 by CitiMortgage, Inc., successor by merger with Principal Residential Mortgage, Inc., as Attorney-in-Fact for Cathy Gilstrap the following described property:

All that tract or parcel of land lying and being in Land Lot 959, 12th District, 1st Section, Lumpkin County, Georgia and being fully described by a plat prepared by Michael L. Scupin, Georgia Registered Land Surveyor, dated August 21, 1986; and as per said plat, the property contains 1.04 acres, more or less. The subject plat being of record in Plat Book 17, Page 122, Lumpkin County Records. Said plat is hereby incorporated by reference.

This property is conveyed along with and subject to the easement provision of a Warranty Deed from Jimmie C. Chandler to Cathy C. Gilstrap which is recorded in Deed Book X-5, Pages 192-193, Lumpkin County Records.

This conveyance is made together with and subject to any easements for public roads and utilities now in use.

This conveyance is made together with and subject to any easements of record.

Together with that certain housing unit which was formerly personalty but is now permanent annexed and affixed to the above described land as a permanent improvement and which is the subject of Georgia Motor Vehicle Certificate of Title No. ____________________ and all rights thereunto appertaining.

Property known as: 139 Ed Grizzle Road, Dahlonega, GA 30533

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).

The property will be sold as the property of Cathy Gilstrap subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.

CitiMortgage, Inc., successor by merger with Principal Residential Mortgage, Inc. holds the Note and referenced Security Deed and services the loan on behalf of Federal Home Loan Mortgage Corporation, the current owner of your loan. Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:

CitiMortgage, Inc.

1000 Technology Drive

O`Fallon, MO 63368

PH: 866-272-4749

Pursuant to O.C.G.A Section 44-14-162.2, nothing contained in this Notice of Sale shall obligate any entity to negotiate, amend, or modify said indebtedness.

To the best of the undersigned’s knowledge and belief, the party in possession is Cathy Gilstrap.

CitiMortgage, Inc., successor by merger with Principal Residential Mortgage, Inc., as Attorney-in-fact for Cathy Gilstrap.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Associates, P.C.

115 Perimeter Center Place

South Terraces, Suite 1000

Atlanta, GA 30346

Phone - 770-392-0398

Toll Free - 866-999-7088

www.penderlaw.com

Our File No. 13-00775-1

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NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Thomas S. Greene, Jr. to Avalon Mortgage, Inc, dated May 10, 2004, recorded in Deed Book W33, Page 298, Lumpkin County, Georgia Records, as last transferred to PNC Bank National Association by assignment recorded in Deed Book 1240, Page 511, Lumpkin County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTY-FOUR THOUSAND AND 0/100 DOLLARS ($184,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in May, 2013, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. PNC Bank National Association is the holder of the Note and Security Deed to the property in accordance with OCGA § 44-14-162.2.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: PNC Mortgage, 3232 Newmark Drive, Miamisburg, OH 45342, 800-523-8654.

To the best knowledge and belief of the undersigned, the party in possession of the property is Thomas S. Greene, Jr. or a tenant or tenants and said property is more commonly known as 602 Floyd Sullens Rd., Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

PNC Bank National Association

as Attorney in Fact for

Thomas S. Greene, Jr.

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

HYPERLINK “http://www.foreclosurehotline.net/”www.foreclosurehotline.net

MR/ras 5/7/13

Our file no. 5616009-FT15

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 116 of the 11th District or Lumpkin (originally Hall) County, Georgia, embracing 8.877 acres, being more particularly described as follows: To find the true point of beginning, commence to the northwest corner of Land Lot 116, aforesaid district, running thence south 89-23-00 east 2046.34 feet to a rebar found; thence south 05-46-25 west 301.04 feet to a rebar found at the true point of beginning; running thence south 07-01-30 west 459.11 feet to a rebar found; thence south 07-05-33 west 394.99 feet to a rebar found; thence north 71-41-08 west 654.15 feet to a rebar found on the easterly right-of-way the following courses and distance; north 08-15-56 east 139.03 feet; north 17-56-01 east 45.68 feet; north 29-15-56 east 54.08 feet; north 40-35-52 east 165.92 feet; thence departing said right-of-way north 53-58-06 east 285.73 feet to a rebar found; thence north 39-44-52 east 159.42 feet to an axle found; thence south 89-17-36 east 224.50 feet to the true point of beginning, as shown on plat of survey for Marjorie U. Jones, by precision land surveyors, Michael Stewart Kelley, GRLS, dated 04/18/95, which plat is incorporated herein by reference and made part hereof. MR/ras 5/7/13 Our file no. 5616009 - FT15

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NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Javad Hadavi to Mortgage Electronic Registration Systems, Inc. as nominee for Branch Banking Trust Company, its successors and assigns dated June 10, 2003 in the amount of $223,000.00, and recorded in Deed Book X31, Page 655, Lumpkin County, Georgia Records; as last transferred to Branch Banking and Trust Company by assignment; the undersigned, Branch Banking and Trust Company pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in May, 2013 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 424 and 461 of the 5th Land District, 1st Section of Lumpkin County, Georgia, and being 10.307 acres all as more particularly shown on a plat of survey prepared by precision land services dated February 5, 1999 and recorded at Plat Cabinet One, Plat Slide 28, Page 141A, Lumpkin County Plat Records which plat is incorporated herein by reference thereto for a more complete description of said lot. Less and except: All that tract or parcel of land conveyed to Lumpkin County for 80 foot Right-of-Way width of Dan Fowler road recorded at Deed Book L22, Page 47, Lumpkin County Deed Records. Also conveyed herewith is all of grantor`s rights and interest into that certain easement for ingress and egress recorded at Deed Book F13, Page 155, and more particularly shown at Plat Book 26, Page 140, Lumpkin County Deed Records.

which has the property address of 372 Dan Fowler Road, Dahlonega, Georgia, together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a).

Said property will be sold as the property of Javad Hadavi and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Branch Banking and Trust Company

Attorney in Fact for

Javad Hadavi

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

File No. 13-00798 /FNMA/efisher

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Richard Lincoln Harris and Martha Hope Hughes Harris to Bank of America, N.A. dated January 28, 2010, recorded in Deed Book 1187, Page 485, Lumpkin County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED THOUSAND TWO HUNDRED FIFTY AND 0/100 DOLLARS ($300,250.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in May, 2013, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Bank of America, N.A. is the holder of the Note and Security Deed to the property in accordance with OCGA § 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773.

To the best knowledge and belief of the undersigned, the party in possession of the property is Richard Lincoln Harris and Martha Hope Hughes Harris or a tenant or tenants and said property is more commonly known as 225 Clyde Barrett Rd, Dahlonega, Georgia 30533.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Bank of America, N.A. as Attorney in Fact for

Richard Lincoln Harris and Martha Hope Hughes Harris

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

HYPERLINK “http://www.foreclosurehotline.net/”www.foreclosurehotline.net

MR/cj 5/7/13

Our file no. 539312-FT10

EXHIBIT “A”

All that certain parcel of land situated in Land Lot 900 & 921, 12th District, 1st Section, and being 3.218 acres, more or less, Lumpkin County, State of Georgia, being known and designated according to that plat of survey for Richard and Hope Harris by Geoimage, L.L.C. dated December 7, 2006, recorded in Cabinet One, Slide 141, Page 08A, and as revised May 4, 2007 recorded in Cabinet One, Slide 148, Page 151A. By fee simple deed from Hope Harris as set forth in Deed Book 1018, Cert # 577-578 dated 12/07/2006 and recorded 12/15/2006, Lumpkin County Records, State of Georgia. Tax/Parcel ID: 060B 017 MR/cj 5/7/13 Our file no. 539312 - FT10

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NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

Under and by virtue of the Power of Sale contained in that Security Deed given by REID OWENS AND LISA KITCHENS to SEASONS BANK, being dated August 30, 2006, recorded in Deed Book 1003 Pages 335-347 as modified in Deed Book 1111, page 37-38 and Deed Book 1201, Page 72, Lumpkin County Georgia records, Seasons Bank having subsequently merged with Cadence Bank, N.A. and Cadence Bank, N.A. being the surviving entity as evidence by Certificate of Merger on file with the Georgia Secretary of State; said Security Deed, as modified, securing a note dated August 30, 2006 from Reid Owens and Lisa Kitchens to Seasons Bank, in the original principal amount of $65,633.16, with interest thereon as set forth therein, which debt is secured by the aforementioned Security Deed, as modified, said note having last been renewed on November 9, 2011, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in May, 2013, the following described property:

“ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 117, 11TH DISTRICT, ORIGINALLY HALL NOW LUMPKIN COUNTY, GEORGIA, CONSISTING OF 1.010 ACRES, MORE OR LESS, BEING MORE FULLY DESCRIBED AND DELINEATED AS LOT #141 ON A PLAT OF SURVEY OF THE WELLINGTON SUBDIVISION, PHASE TWO-B, PREPARED BY DONALD REX JONES, GEORGIA REGISTERED LAND SURVEYOR #2396, DATED OCTOBER 31, 1996, AND RECORDED IN CABINET 1, SLIDE 18, PLAT 160, LUMPKIN COUNTY RECORDS, SAID PLAT IS INCORPORATED HEREIN BY REFERENCE.

THIS CONVEYANCE IS MADE SUBJECT TO THAT CERTAIN DECLARATION OF PROTECTIVE AND RESTRICTIVE COVENANTS FOR THE WELLINGTON SUBDIVISION PHASE 2B, WHICH IS RECORDED IN DEED BOOK A-17, PAGES 276-278, LUMPKIN COUNTY RECORDS.

THIS CONVEYANCE IS MADE SUBJECT TO EASEMENTS FOR PUBLIC ROADS AND UTILITIES NOW IN USE.

THIS CONVEYANCE IS MADE SUBJECT TO AND TOGETHER WITH ANY EASEMENTS OF RECORD OR EASEMENTS LOCATED ON THE PROPERTY ABOVE DESCRIBED OR ACCESSING THE ABOVE DESCRIBED PROPERTY.

SAID PROPERTY IS LOCATED AT 58 IBERIAN ROAD, DAHLONEGA, GA 30533.”

The debt secured by said Security Deed, as modified, has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the note and Security Deed, as modified. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed, as modified, and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, and matters of record superior to the Security Deed, as modified, first set out above.

The individual or entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is Jason Cobb of Cadence Bank, 3700 Colonnade Parkway, Suite 200, Birmingham, AL 35243; (205) 380-5115. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.

Said property will be sold as the property of Reid Owens and Lisa Kitchens a/k/a Lisa Owens.

To the best knowledge and belief of the undersigned, the party in possession of the property is Reid Owens and Lisa Kitchens a/k/a Lisa Owens, or a tenant or tenants. Any person who occupies the property pursuant to a bona fine lease or tenancy may have additional rights pursuant to the federal Protecting Tenants at Foreclosure Act of 2009.

Cadence Bank, N.A., as attorney in fact for Reid Owens and Lisa Kitchens.

Bruce L. Ferguson

Bruce L. Ferguson, P.C.

150 S. Main Street, Ste. D

Hiawassee, GA 30546

(706)-896-9699

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.”

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NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

Pursuant to the Power of Sale contained in a Security Deed given by Margaret M. Pierce aka Margaret Mary Pierce to Mortgage Electronic Registration Systems, Inc. as nominee for LEHMAN BROTHERS BANK, FSB dated 5/10/2007 and recorded in Deed Book 1042 Page 634, Lumpkin County, Georgia records; as last transferred to Nationstar Mortgage LLC, conveying the after-described property to secure a Note in the original principal amount of $ 167,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Lumpkin County, Georgia, within the legal hours of sale on May 07, 2013 (being the first Tuesday of said month unless said date falls on a Federal Holiday), the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 391 OF THE 5TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA, BEING LOT 34, CONTAINING 2.01 ACRES, AS SHOWN ON PLAT PREPARED FOR FRANK J. CRAFT BY FARLEY-COLLINS AND ASSOCIATES, REGISTERED SURVEYORS, DATED NOVEMBER 7, 1977 AND RECORDED IN PLAT BOOK 8, PAGE 16, LUMPKIN COUNTY, GEORGIA RECORDS, SAID PLAT BEING INCORPORATED HEREIN BY REFERENCE THERETO.

SUBJECT TO EASEMENTS AND RESTRICTIONS OF RECORD.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 175 Wrens Nest Drive, Dahlonega, GA 30533 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Margaret M. Pierce aka Margaret Mary Pierce or tenant or tenants.

Nationstar Mortgage, LLC is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage pursuant to established guidelines.

Nationstar Mortgage, LLC

350 Highland Dr.

Lewisville, TX 75067

1-888-480-2432

Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

Nationstar Mortgage LLC as agent and Attorney in Fact for Margaret M. Pierce aka Margaret Mary Pierce

Aldridge Connors, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1006-803A

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NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Wesley Micah Porter to Mortgage Electronic Registration Systems, Inc., dated May 25, 2007, recorded in Deed Book 1044, Page 174, Lumpkin County, Georgia Records, as last transferred to Countrywide Home Loans Servicing, LP by assignment recorded in Deed Book 1121, Page 321, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-FIVE THOUSAND FIVE HUNDRED SIXTY-FIVE AND 0/100 DOLLARS ($155,565.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in May, 2013, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP formerly known as Countrywide Home Loans Servicing, LP is the holder of the Note and Security Deed to the property in accordance with OCGA § 44-14-162.2.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773.

To the best knowledge and belief of the undersigned, the party in possession of the property is Wesley Micah Porter or a tenant or tenants and said property is more commonly known as 468 Gold Ridge Road, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP formerly known as Countrywide Home Loans Servicing, LP

as Attorney in Fact for

Wesley Micah Porter

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

HYPERLINK “http://www.foreclosurehotline.net/”www.foreclosurehotline.net

MR/cj 5/7/13

Our file no. 5169409-FT10

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 102 of the 11th District, Lumpkin County, Georgia, Being Lots 10 and 11 of Yellow Creek Estates Subdivision, as per Plat recorded in Plat Book 22, Page 9, and as shown on “Reconfigured” plats of record in Plat Cabinet ONE, Slide 117, Pages 128a and 128b, Lumpkin County, Georgia records, which Plat is incorporated herein and made a part hereof by reference. MR/cj 5/7/13 Our file no. 5169409 - FT10

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NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

Because of the default in the payment of a note executed by Arnold W. Prince secured by a deed to secure debt executed by Arnold W. Prince to Mariah Construction, LLP., dated November 15, 1999, and recorded in the Clerk’s Office of Lumpkin County, Georgia, in Deed Book F24, pages 274-275, the undersigned has declared the full unpaid amount of the indebtedness secured by said deed due and payable, and acting under the power of sale contained in said deed, for the purpose of paying said indebtedness, will on the first Tuesday in May, 2013 during the legal hours of sale at the Courthouse in Lumpkin County, Georgia, sell at public outcry to the highest bidder for cash, the land described in said deed, to wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 125, OF THE 11TH DISTRICT, ORIGINALLY HALL NOW LUMPKIN COUNTY, GEORGIA, CONSISTING OF 1.042 ACRES, MORE OR LESS, BEING MORE FULLY DESCRIBED AND DELINEATED AS LOT #157 ON A PLAT OF SURVEY OF THE WELLINGTON SUBDIVISION, PHASE SIX, PREPARED BY DONALD REX JONES, REGISTERED GEORGIA LAND SURVEYOR #2396, DATED OCTOBER 30, 1996, AND RECORDED IN PLAT BOOK 30, PAGE 115, LUMPKIN COUNTY RECORDS, SAID PLAT IS INCORPORATED REFERENCE HEREIN.

THIS CONVEYANCE IS MADE SUBJECT TO THAT CERTAIN DECLARATION OF PROTECTIVE COVENANTS FOR THE WELLINGTON SUBDIVISION, WHICH IS RECORDED IN DEED BOOK A-17, PAGES 279-281, LUMPKIN COUNTY RECORDS..

To the best knowledge and belief of the undersigned, the physical address of the above described property is 38 REBECCA COURT, DAHLONEGA, GEORGIA 30533

Notice has been given of intention to collect attorney’s fees in accordance with the terms of the note secured by said deed to secure debt.

This sale will be held subject to any unpaid taxes or other assessments which may be liens against said property.

Said property will be sold as the property of Arnold W. Prince, and the proceeds of said sale shall be applied first to the payment in full of said indebtedness, next, to the payment of all expenses connected with said sale, and the remainder, if any, shall be paid as provided in said deed to secure debt.

Angela Grant Clark, Attorney at Law Mariah Construction, LLP., as Attorney in fact for Arnold W. Prince

3292 Thompson Bridge Rd, Ste. 375

Gainesville, Ga. 30506

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NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Ronald R. Rairigh, Sr. and Brenda R. Rairigh aka Brenda B. Rairigh to Mortgage Electronic Registration Systems, Inc. as nominee for First National Bank of Arizona its successors and assigns, dated February 26, 2007, recorded in Deed Book 1034, Page 721, Lumpkin County, Georgia Records, as last transferred to JPMorgan Chase Bank, National Association by assignment recorded in Deed Book 1239, Page 401, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED THIRTEEN THOUSAND SEVEN HUNDRED FIFTY AND 0/100 DOLLARS ($213,750.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in May, 2013, the following described property:

Parcel/Tax ID # 064309 All that tract or parcel of land lying and being in Land Lot 583 of the 12th District, 1st Section, Lumpkin County, Georgia, being Lot 108 of Crooked Creek Subdivision, Phase II, as per plat thereof recorded in Plat Cabinet 1, slide 110, pages 186A and 187-195, Lumpkin County, Georgia records, which recorded plat is incorporated herein by reference and made a part of this description. Subject to all easements and restrictions of record. Being the same property conveyed to Ronald R. Rairigh, Sr. and Brenda B. Rairigh, as JTWRS from Crooked Creek Builders by deed dated June 30, 2006, of record in Book 995, Page 68 in the records for Lumpkin County, GA. Being the same property previously conveyed to Crooked Creek Builders, LLC from MDR Development by deed dated December 6, 2004, of record n Book C37, Page 495 in the records for Lumpkin County, GA.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). JPMorgan Chase Bank, National Association holds the Note and Security Deed to the above-referenced property and services the above-referenced loan on behalf of the current owner of the loan: Federal National Mortgage Association (“Fannie Mae”). »JPMorgan Chase Bank, National Association can be contacted at 800-848-9136 or by writing to 7255 Baymeadows Way, Jacksonville, FL 32256, to discuss possible alternatives to foreclosure, and has the authority to negotiate, amend or modify the terms of the loan.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Ronald R. Rairigh, Sr. and Brenda B. Rairigh or a tenant or tenants and said property is more commonly known as 716 Crooked Creek Dr., Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

JPMorgan Chase Bank, National Association

as Attorney in Fact for

Ronald R. Rairigh, Sr. and Brenda R. Rairigh aka Brenda B. Rairigh

Johnson & Freedman, LLC

1587 Northeast Expressway

Atlanta, Georgia 30329

(770) 234-9181

HYPERLINK “http://www.jflegal.com/”www.jflegal.com

MSP/jl10 5/7/13

Our file no. 1968510-FT20

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NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

By virtue of a Power of Sale contained in that certain Security Deed from Madge Rider a/k/a Madge P. Rider and Janet Rider a/k/a Janet Elaine Rider f/k/a Janet R. Nix to Branch Banking and Trust Company, dated April 9, 2003, recorded May 23, 2003, in Deed Book M-31, Page 135, Lumpkin County, Georgia Records, said Security Deed having been given to secure a Note of even date in the principal amount of TWENTY-EIGHT THOUSAND DOLLARS AND NO CENTS ($28,000.00), with interest thereon as provided for therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in May 2013 by the secured creditor, Branch Banking and Trust Company, as Attorney in Fact for Madge Rider a/k/a Madge P. Rider and Janet Rider a/k/a Janet Elaine Rider f/k/a Janet R. Nix, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND, LYING AND BEING IN THE FIFTEENTH (15) DISTRICT AND FIRST (1) SECTION OF LUMPKIN COUNTY, GEORGIA, AND BEING 1 ACRE, MORE OR LESS, OF LAND LOTS NUMBERED FOUR HUNDRED SIXTY (460) AND FOUR HUNDRED SIXTY THREE (463) IN SAID DISTRICT AND SECTION, AND BEING MORE PARTICULARLY DESCRIBED, AS FOLLOWS: BEGINNING AT AN IRON AXLE AT THE APPARENT SOUTHEAST ORIGINAL CORNER OF SAID LOT #460, WHICH IS ALSO THE NORTHEAST ORIGINAL CORNER OF SAID LOT #463; RUN THENCE NORTH 88 DEG. 12 MIN. 12 SEC. WEST 401.60 FEET TO AN IRON PIN; RUN THENCE SOUTH 56 DEG. 41 MIN. 1 SEC. WEST A DISTANCE OF 71.87 FEET TO A POINT; RUN THENCE SOUTH 27 DEG. 59 MIN. 18 SEC. EAST 175 FEET, MORE OR LESS, TO A POINT ON THE SOUTH LINE OF THE PLAT OF SURVEY HEREINAFTER REFERRED TO; RUNNING THENCE NORTH 63 DEG. 39 MIN. 10 SEC. EAST 418 FEET, MORE OR LESS, TO AN IRON AXLE AT THE NORTHEAST ORIGINAL CORNER OF SAID LOT #463 AND THE POINT OF BEGINNING. BEING A PORTION OF THE PROPERTY DESCRIBED IN A DEED FROM MADGE P. RIDER, EXECUTED APRIL 16, 1976, RECORDED IN DEED BOOK “K-3” PAGES 807-808 OF THE LUMPKIN COUNTY RECORDS. THE ABOVE DESCRIBED PROPERTY BEING ALSO A PORTION OF THE PROPERTY SHOWN AND DELINEATED BY PLAT-.OF SURVEY PREPARED BY M. C. WICHT, REGISTERED SURVEYOR, ON MARCH 5, 1976, A COPY OF SAID PLAT BEING RECORDED IN PIAT BOOK 4, PAGE 198 OF THE LUMPKIN COUNTY RECORDS AND THE SAME IS INCORPORATED HEREIN BY REFERENCE FOR A MORE FULL AND COMPLETE DESCRIPTION. CONVEYED ALSO HEREUNDER ALL NECESSARY RIGHTS OF WAY FOR THE PURPOSE OF ACCESS, INGRESS AND EGRESS, ALONG THE MOST PRACTICAL ROUTES FOR THE PURPOSE OF ACCESS, INGRESS AND EGRESS, GENERALLY ALONG EXISTING DRIVEWAYS, NOT TO EXCEED 20 FEET IN WIDTH TO THE GRANTEE, HER HEIRS AND ASSIGNS.

Said property being known as 1394 Rock House Road, Dahlonega, Georgia 30533 according to the present numbering system in Lumpkin County. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys’ fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed.

To the best of the knowledge and belief of the undersigned, the party in possession of the property is Janet Rider a/k/a Janet Elaine Rider f/k/a Janet R. Nix or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan. The name of the person or entity who has the full authority to negotiate, amend, and modify all terms of the mortgage is: Branch Banking and Trust Company, 150 Stratford Road, Suite 201, Winston-Salem, NC 27104 TEL (866) 909-4852.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

The Geheren Firm, P.C.,

4828 Ashford Dunwoody Road,

2nd Floor,

Atlanta, GA 30338

TEL (678) 587-9500.

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NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Van Seeley to The Prime Financial Group, Inc, dated February 26, 2008, recorded in Deed Book 1085, Page 447, Lumpkin County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. successor by merger to Wells Fargo Home Mortgage, Inc. by assignment recorded in Deed Book 1114, Page 621, Lumpkin County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETY-TWO THOUSAND EIGHT HUNDRED FIFTY AND 0/100 DOLLARS ($192,850.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in May, 2013, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Wells Fargo Bank, N.A. successor by merger to Wells Fargo Home Mortgage, Inc. is the holder of the Note and Security Deed to the property in accordance with OCGA § 44-14-162.2.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage a div. of Wells Fargo Bank, N.A., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472.

To the best knowledge and belief of the undersigned, the party in possession of the property is Van Seeley or a tenant or tenants and said property is more commonly known as 99 Deer Creek Lane, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, N.A. successor by merger to Wells Fargo Home Mortgage, Inc.

as Attorney in Fact for

Van Seeley

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

HYPERLINK “http://www.foreclosurehotline.net/”www.foreclosurehotline.net

MR/mm6 5/7/13

Our file no. 52639109-FT5

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 395, 12th District, 1st Section, Lumpkin County, Georgia, being described as Tract 3 per plat recorded in Plat Cabinet 1, Slide 124, Page 63A, Lumpkin County records, containing 1.412 acres more or less said plat being incorporated herein by reference thereto. MR/mm6 5/7/13 Our file no. 52639109 - FT5

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NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Lori Shayna Sherrill and Douglas Ray Sherrill to JPMorgan Chase Bank, N.A. dated March 3, 2005 in the amount of $157,000.00, and recorded in Deed Book I 35, Page 658, Lumpkin County, Georgia Records; as last transferred to JPMorgan Chase Bank, N.A. f/k/a JPMorgan Chase Bank by assignment; the undersigned, JPMorgan Chase Bank, N.A. f/k/a JPMorgan Chase Bank pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in May, 2013 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land, lying and being in Land Lot 642 in the 12th District, 1st Section, of Lumpkin County, Georgia, consisting of 1.300 acres more or less, being Lot 5 of Martin`s Grove Subdivision, Phase Two, and being more fully described and delineated according to a Plat of Survey prepared August 29, 1996 by Michael S. Kelley, Georgia Registered Surveyor, which is recorded in Plat Book 30, Page 32, Lumpkin County, Georgia Records, which is incorporated by reference herein.

which has the property address of 447 Alex Drive, Dahlonega, Georgia, together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a).

Said property will be sold as the property of Lori Shayna Sherrill and Douglas Ray Sherrill and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

JPMorgan Chase Bank, N.A. f/k/a JPMorgan Chase Bank

Attorney in Fact for

Lori Shayna Sherrill and Douglas Ray Sherrill

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

Publication Dates: 04-10-2013, 04-17-2013, 04-24-2013, 05-01-2013

File No. 11-07079 /FHLMC/sstojanovic

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Teri B. Smith and Luther S. Smith to Mortgage Electronic Registration Systems, Inc., dated July 9, 2003, recorded in Deed Book U31, Page 736, Lumpkin County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. by assignment recorded in Deed Book 1237, Page 220, Lumpkin County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-THREE THOUSAND SEVEN HUNDRED FIFTY AND 0/100 DOLLARS ($153,750.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in May, 2013, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Wells Fargo Bank, N.A. is the holder of the Note and Security Deed to the property in accordance with OCGA § 44-14-162.2.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage a div. of Wells Fargo Bank, N.A., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472.

To the best knowledge and belief of the undersigned, the party in possession of the property is Teri B. Smith or a tenant or tenants and said property is more commonly known as 143 Clay Creek Overlook, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, N.A.

as Attorney in Fact for

Teri B. Smith and Luther S. Smith

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

HYPERLINK “http://www.foreclosurehotline.net/”www.foreclosurehotline.net

MR/rcf1 5/7/13

Our file no. 51119112-FT7

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 574 of the 12th District of Lumpkin County, Georgia, being shown and described as 1.22 acres, as shown on a Plat of Survey recorded at Plat Book 21, Page 285, Lumpkin County, Georgia records, which plat is incorporated herein by reference for a more complete metes and bounds description of subject property. Also conveyed herewith is a perpetual, non-exclusive easement, 25 feet in wideth for ingress, egress, and installation of utilities along and with the existing roadway known as Clay Creek Overlook, which connects subject property with Clay Creek Falls Road, as shown on the plat described above. This conveyance is made subject to that Private Road Maintenance Agreement and Easement as recorded in Deed Book O-7, pages 256-258, aforesaid records; and Grant of Easement for Water Service as recorded in Deed Book O-7, Page 339, aforesaid records, and a Shared Well Agreement recorded in Deed Book K-9, Pages 343-344, aforesaid records. MR/rcf1 5/7/13 Our file no. 51119112 - FT7

gpn11

NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Frances P Sullens to Bank of America, N.A. dated May 13, 2004 in the amount of $54,200.00, and recorded in Deed Book W33, Page 311, Lumpkin County, Georgia Records; as last transferred to M & T Bank by assignment; the undersigned, M & T Bank pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in May, 2013 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 282 of the 15th District and 1st Section of Lumpkin County, Georgia, containing 2.00 acres, more or less, as per plat of survey prepared for Gloria J. Dowdy, by Michael L. Scupin, Georgia Registered Surveyor, dated July 25, 1990, recorded in Plat Book 24, Page 54, Lumpkin County Records.

which has the property address of 1309 McDonald Road, Dahlonega, Georgia, together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a).

Said property will be sold as the property of Frances P Sullens and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

M & T Bank

Attorney in Fact for

Frances P Sullens

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

File No. 12-08489 /CONV/kgrant

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

gpn11

NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Joyce G Sutton to Mortgage Electronic Registration Systems, Inc., dated July 26, 2004, recorded in Deed Book E34, Page 709, Lumpkin County, Georgia Records, as last transferred to Branch Banking and Trust Company by assignment recorded in Deed Book 1239, Page 751, Lumpkin County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTEEN THOUSAND ONE HUNDRED FIFTY AND 0/100 DOLLARS ($117,150.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in May, 2013, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Branch Banking and Trust Company is the holder of the Note and Security Deed to the property in accordance with OCGA § 44-14-162.2.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Branch Banking & Trust Company, 301 College Street, PVN #101729, Greenville, SC 29601, 800-827-3722.

To the best knowledge and belief of the undersigned, the party in possession of the property is Joyce G Sutton or a tenant or tenants and said property is more commonly known as 66 Noahs Mountain Road, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Branch Banking and Trust Company

as Attorney in Fact for

Joyce G Sutton

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

HYPERLINK “http://www.foreclosurehotline.net/”www.foreclosurehotline.net

MR/wrd 5/7/13

Our file no. 5111713-FT8

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 849, 12th District, 1st section, Lumpkin County, Georgia and being fully described by a plat prepared by Michael Stewart Kelly, Georgia Registered Land Surveyor, dated November 23, 1993 and as per said plat the property contains 100 acres, more or less the subject plat being of record in Plat Book 26, Page 70, Lumpkin County records, said Plat is incorporated herein by reference. This conveyance is made subject to easements for public roads and utilities now in use. This conveyance is made subject to any easements of record or easements located on the property above described. MR/wrd 5/7/13 Our file no. 5111713 - FT8

gpn11

NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

Under and by virtue of the Power of Sale contained in a Security Deed given by Jimmy N. Ubernosky to Mortgage Electronic Registration Systems, Inc., as nominee for Realty Mortgage Corporation, dated September 19, 2008, recorded on September 24, 2008 in Deed Book 1109, Page 252, Lumpkin County, Georgia Records, said Security Deed having been last sold, assigned, transferred and conveyed to Nationstar Mortgage, LLC, the secured creditor, by Assignment conveying the after-described property to secure a Note in the original principal amount of One Hundred Sixty-Three Thousand Ninety-Eight and 00/100 DOLLARS ($163,098.00), with interest thereon as set forth therein, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on May 7, 2013 during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or parcel of land situate, lying and being in Land Lots 985 and 986 of the 5th District, 1st Section, Lumpkin County, Georgia, being Lot 74 of Crawford Falls West Subdivision, as shown on a Plat of Survey for Crawford Falls West Subdivision, prepared by David L. Ringo, Sr., GRLS No. 2250, dated October 18, 2004, and recorded in Plat Cabinet 1, Slide 156, pages 102A, 102B, 103-107 of the Lumpkin County, Georgia records, which said plats are incorporated herein by reference for a more complete description.

Said property is known as 15 Rolling Rock Court, Dawsonville, GA 30534, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold as the property of Jimmy N. Ubernosky, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Jimmy N. Ubernosky and Angela Brooke Ubernosky or a tenant or tenants. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation of the audit of the status of the loan as provided immediately above.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including, without limitation, attorneys’ fees. Notice has been given of intention to collect attorneys’ fees and other charges in accordance with the terms of the Note secured by said Deed. The balance, if any, will be distributed as provided by law.

Pursuant to O.C.G.A. 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend, or modify all terms of the above-described mortgage on behalf of the secured creditor, Nationstar Mortgage, LLC, is as follows: Nationstar Mortgage, LLC, 350 Highland Drive, Lewisville, TX 75067, 972-956-6203. The foregoing notwithstanding, nothing in O.G.C.A. 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument.

Nationstar Mortgage, LLC

as Attorney in Fact for

Jimmy N. Ubernosky

Morris|Hardwick|Schneider, LLC

1301 Hightower Trail, Suite 305

Sandy Springs, Georgia 30350

http://foreclosure.closingsource.net

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

This is an attempt to collect a debt and any information obtained may be used for that

gpn11

NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

Under and by virtue of the Power of Sale contained in a Security Deed given by Paul O. Williams and Tonua Thompson-Williams to Ameriquest Mortgage Company, dated August 26, 2005, recorded on September 7, 2005 in Deed Book M36, Page 22, Lumpkin County, Georgia Records, said Security Deed having been last sold, assigned, transferred and conveyed to CitiMortgage, Inc., successor by merger with CitiFinancial Mortgage Company, Inc. the secured creditor, by Assignment recorded on March 27, 2006 in Deed Book 37, Page 625 in Lumpkin County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of Ninety-Eight Thousand Sixty-Three and 00/100 DOLLARS ($98,063.00), with interest thereon as set forth therein, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on May 7, 2013 during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

The land referred to in this exhibit is located in the County of Lumpkin, the State of Georgia in Deed Book M-11 at Page 19 and is described as follows: All that tract or parcel of land, together with all improvements thereon, lying and being in Land Lot 122 in the 11th District, originally of Hall and now of Lumpkin, Georgia, consisting of 1.00 Acres, more or less, and being more fully described and delineated according to a plat of survey prepared September 9, 1980 for James Carl and Patty Ann Watson by Jimmy D. Bulock, Georgia registered Surveyor #1765, which is recorded in Plat Book 8, Page 59, Lumpkin County records and incorporated by reference herein.

Said property is known as 1869 Long Branch Road, Dahlonega, GA 30533, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold as the property of Paul O. Williams and Tonua Thompson-Williams, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Paul O. Williams and Tonua Thompson-Williams or a tenant or tenants. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation of the audit of the status of the loan as provided immediately above.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including, without limitation, attorneys’ fees. Notice has been given of intention to collect attorneys’ fees and other charges in accordance with the terms of the Note secured by said Deed. The balance, if any, will be distributed as provided by law.

Pursuant to O.C.G.A. 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend, or modify all terms of the above-described mortgage on behalf of the secured creditor, CitiMortgage, Inc., is as follows: CitiMortgage, Inc., 1000 Technology Drive, O`Fallon, MO 63304, 1-800-422-1498. The foregoing notwithstanding, nothing in O.G.C.A. 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument.

CitiMortgage, Inc.

as Attorney in Fact for

Paul O. Williams and Tonua Thompson-Williams

Morris|Hardwick|Schneider, LLC

1301 Hightower Trail, Suite 305

Sandy Springs, Georgia 30350

http://foreclosure.closingsource.net

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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